What Credit Score You Need to Apply For A Hellcat
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- Опубликовано: 30 ноя 2020
- What up family
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Get this man to 1000!!! This is criminal bruh such an underrated channel
Thank you so much my brother and I truly appreciate it. Much love
Helpful video bro. I'm in Canada tryna get a '16-'17 i8 but won't be able to have my money straight till summer. Over here though the car loan rates weren't really affected by the pandemic, just mortgage. Plus my credit score is 650s now so I'm gonna push it as high as I can by then.
Keep grinding bro and it will happen. Keep speaking things you want into existence and keep supportive and positive people around. Keep working on that credit score which is important b/c it gives you leverage. Good luck bro 🙏🏾
I’m 14 right now and I want to have a hellcat when I’m 20 I still got 6 years but I’m taking the credit advice to heart. I trust you 100% appreciate the advice
That’s awesome. Keep pushing and taking your time and it will workout for you. Keep learning much as you can about credit and putting yourself in position an when the time comes you will be ready. Good luck brother
get ur dad to put u as an authorized user for his credit card it will raise ur credit score since ur not 18. also, pay your credit card a day BEFORE its due so your utilization stays low. when ur 18 open multiple credit cards and use them to INVEST never for your expenses. makes sure the money comes back and it never becomes an issue to pay the cards. grind yo ass off brotha
The value is unfortunately about to sky rocket. They ain’t building these after 2023.
@@mar_in_the_7972 I’m 22 & my credit is 499 I’m working on it I want to have a hell cat before I am 25 I can’t wait man I’m working hard trying to build this shit 💯💯💯💯
@@mar_in_the_7972 I’m building my credit with self so I’ll be at 850 by 2023 so I have a year since it’s almost 2022 hopefully I can do it
Got my credit card in Oct and started at 673 and 3 and a half months later it’s now at 745. Not eyeing a hellcat but information like this can be applied to other cars🙏
It’s not just about credit score, it’s about credit history too.
@@xaviermadsen607 facts credit age has a medium impact but it’s ways around it like anything
Great video! The advice I always give is always come with a pre-approval from your bank or local credit union. They see you as more than just a number and are competitive with interest rates. Plus the dealer shoots you out to multiple banks, racking up your inquiries. Put no less than 20% down and the car payment shouldn't be more than 10-15% more than your take home pay. Try and finance between 36-48 months anything longer with little money down will have you upside in the loan FOREVER. (Ask me how I know). Just a little advice for the young bulls. Automotive debt is killing us as Americans. On average we make 35-40k a year, but we financing cars more than our annual income. Thats crazy for a depreciating asset! Remember, if you go to the dealership and have to ask how much down and how much monthly, can you really afford it? Financially savvy individuals just ask how much. Again great video! Love the content!
You’re absolutely right when it comes to the financing. Thanks bro and i truly appreciate the advice.
Mar_In_The_707 Your channel is motivating me brother! You go for your dreams, came up with a plan and EXECUTED! What I’m learning is we only get one short life and we have to take full advantage. I honestly admire people who go for there goals! I’m currently saving for an M4 and you are true motivation! Keep grinding!
@@pcdagreat544 keep going bro and remember in life it’s to find purpose and go after what makes you happy. While doing that you look up 60plus years has pass by keep doing what makes you happy my G
Anything starting from 660 is good, but you need to put a hood down payment/$7,000 is good.
Keep posting myboy the youth need you🦾🖤
Appreciate the knowledge g
No problem my G. Glad I could help
I’m 19, and I got a 650 rn. praying for at least a 700 before this years over 💪🏽
Awesome bro. Keep it up and going hard to build it. Good luck brother 🙏🏾
Your name had my trippin for a bit
Mar I gotta have the sunroof 😂 it’s a must for me lol
I feel you on that bro. I feel the same way but it will definitely make that note cheaper
Most definitely bro
650 plus at least but there not worth it tho the motors arnt built to be driven fast all the time I know alot of people thats blown there motor and dropped a older block mopar in it that makes well over 1000hp with the right sc kit
Excellent video thank you
Thanks my brother
Just wait till I get that license 18 and I’m on my way to success 🙌🏾
🙏🏾🙏🏾🙏🏾
Bro my dad got 847 credit score and they were giving him 3.4 interests something like that. Then they wanted 10,000 extra thousand because supposovely they are out of materials or something like that. The whole car was gonna be 107,000 only being a regular cat not even red eye . Payment was going to be 1,160 and 7 years of payment .It’s now worth buying a cat right now .
That’s crazy bro. I’m glad your did didn’t do it. Tell your dad to look outside state where you located. I got a better deal than any other dealers was offering me in Nashville. Each dealer is different but it would be worth it to go out of town to get a hellcat
think they did the same to me earlier I got denied for a wb charger hc lease loan and I have a 706 score and was also putting down 7500, they were talking either I could get a co signer or put more $ down. I was so pissed they ran my credit just to deny me I didn’t even want the car anymore.. I’ll jus mod my g8 up for now then 🤷🏽♂️
@@zbib43 oh wow that’s crazy. I’m glad you didn’t get that Bc they was trying to rob you. Continue to look outside you city for hellcats and continue to be patient it’s not a easy process. Most dealers are looking to fatten their pockets and not really help you out
If you don’t have credit . You will need a good amount down…. Take care of your credit people. It plays a big role! Especially credit history. Keep those credit card 💳 on point
Amen to that bro
@@THEREALANO yes, but it’s not worth putting down that much month and the major things is your credit
I am 18 with a job makin 21,120$ and a credit score of 500, I got kickoff & other bank loan apps that I Have but I wanted to kno if these app is helping & what else more should I need to know… like I want a hellcat bad & every since I was 15 I never thought I could get close to it…but I wanted tho kno how long would it take to go up from a credit score 500 bc I want a hellcat bad . & really thank you for the advice you givin in this video & if you could respond to this to give me a little more guidance then I’ll accept it 💯
No problem bro. Main this is to be patient and trust me you have time bro. Don’t rush to get a healthy car note. 9/10 a car note for a hellcat at your age would be around 1200 to 1500 that’s not including insurance and by you being under age add another 300 to 500 a month for insurance.
The best advice I can give you is to be patient and I know that might be tough. If you able to stay with family rent free save money and invest in the s&p 500 monthly like 200 to 400 a month and you do that till you 30 something you would be looking for cars by the name called Ferrari etc. good luck bro and keep god first and know anything is possible just stay focus
Work as much as possible, ask your boss to work 12 hours a day or pick up a side job. Save around $800 a month until you reach 10-15k to put down on financing
Ayy bro I wanna get a hellcat Redeye charger I have a 753 fico credit score with 12k cash right now .can you please tell me whats better if to finance or to lease it first then later on finance it
Make sure your other credit scores are strong as well along with your credit history. I would only put no more than 4 to 5 thousand down. It’s up to you on what you want to do. Have them run numbers both ways and see what’s the best option for you and go from there. Good luck bro
You have a lot of leverage. But shop around and correct check all the creditors and make sure all three bureaus are reporting strong numbers. Plays a huge role.
great vid bro.
Thanks bro
I’m 19, 681 credit score, I just ordered a 2022 WB scat 14k down car is 58k
Which dealership did you go to that let you lease a hellcat? Everywhere I call they only have them for sale and not for lease. Any leads are appreciated.
I went to a dealer in North Carolina but as long dodge has it on the website they have to honor it b/c it dodge policy. It’s only for new dodge hellcat but double check to make sure they have it
Good content here and dropping free game 🗣️ Earned a new subscriber
Thank you and I truly appreciate it 🙏🏾
Damn bro you put me on game like crazy . I wanted the 2020 scatpack but ima get the 2018 Hellcat . Ima build my credit over 700 so I can put down 2-5k
That’s the best way to do it. Just remember you are in charge and if they don’t make the deal you want keep searching for a dealer that will. Good luck brother
@@mar_in_the_7972 with your credit score and your down payment being 2-5k and depending your monthly term, let's say 60 months. Your payment will be Over $800 a month. Considering the scat pack cost on average $50k with all fees included
@@lionl8250 he aint ready for all that lol
Boy you better put down 15k
@@SuperDuty250 I got money bro …. Everyone ain’t broke
I got a 2020 hellcat with a 600 but I also put 20k down so u don’t need that high of credit money talks bs is gonna walk regardless of the situation
I feel yea bro but I wish you could have pocket 15k and only put down 5k. Salute homie on getting your hellcat. I just can’t see myself putti that much unless I was getting a foreign
But you did that to get the note down probably to round 2-5 a month that’s the only reason you slam that much down money do talk but that was a bullshit move 💁🏾♂️ like dude said 5 down you A1 if yo credit really that good
@@392mexicoalo2 yea bro. I only put down 2k for my 2019 when I had it and 0 for my second one. That’s why I explained to people that credit is key for a lot of stuff you want in life
how much you paying a month ?
@@k9dave967 809 a month
SO LAST YR I BOUGH TWO CARS BUT IT COST ME 1200 A MONTH LOOKING TO TRADE DOWN TO 1 WHICH INTERESTED IN THE CAT . NEVER MISSED A PAYMENT BUT MY CREDIT IS LIKE 655 BC OF WHEN I BOUGHT THE CARS. PRIOR IT WAS 740. I ALSO HAVE A SCATPACK PAID OFF. WOULD I GET APPROVED?
I’m not sure if you would. That would be up to the lender. I would suggest you try to go get pre approved first and see what your options are from there. Good luck brother
If you see somebody driving a hellcat, you know it's their first car
how much income do u think someone should be making to buy one, if they live rent free snd don’t got bills
At lease 50k to save and pay your note. If not that homie just continue to pray and work hard for what you want it will happen. Good luck brother
I wanna get a hellcat or a scat pack but I have a 608 score. Trying to bring it up. Never missed a payment but it won’t budge. Idk what to do to get it to go up at all
Find someone that can look at your credit and tell you what is needed to boost it up. Sometimes it takes 6 to 8 months for you to see a change to your credit. Just don’t stop keep grinding and keep faith Because you will get your dream car
My dealership told me I needed at least 20% down on a brand new 43k sports car.. my credit score is 666 as of right now. Fair credit . Will 20% be enough or should I save up more ?
Go to another dealership king and keep working on your credit score to get it at a 730 or better. Good luck and much love
Ty
You’re welcome
I bought my 2019 corvette z51 brand new kno money down credit is king
That’s what’s up fam. Keep up the good work
@@mar_in_the_7972 Thanks it was a lot of hard work but it’s all good now
@@MikeSmith-ox3sx that’s what’s up bro. Keep it up and show others the game 🙏🏾
@@mar_in_the_7972 o I do it’s really kno game just pay your bills my want a wide body red eye
@@MikeSmith-ox3sx 💪🏾
If u have a 600 and up do u have to put a down payment for a 2022 scat
Most definitely to help with your payment. If not you will have crazy amount interest rate and payment will be high
@@mar_in_the_7972 bet I’m put down 5k
660 credit score only 5 months credit history just finished a Hyundai Elantra in February how can I get a charger rt bro how much down payment I need I owe 17k on the Elantra still
Focus on paying you Elantra down so if you do or don’t trade it in you want be upside down. Credit score needs to be around 750 and down payment depends on debt to income bro. Good luck
Good lookin bro bro
No problem bro
Im almost at a 700 during rona I was at a 540 now I’m at 680 but ima keep building it ..this vid fr put in work appreciate it 💯
@@thuginlikeayoungin8937 thanks bro. Keep pushing and take your time and continue to build your credit strong and the most important things Is to maintain it
@@mar_in_the_7972 I got you Brodie 💯
I know it’s dumb but I put down $9500 down for my scatpack cause I just really wanted it my credit score in the low 600s I feel like credit really don’t matter if you got a big down payment
Well i understand that feeling when you really want something. But I believe you could gotten a hellcat with that down payment. My first hellcat which was 2019 that’s in my intro I only had to put down 2k. Credit plays a big part in your interest rate. Always make sure when you are applying for these cars that your credit is at lease a 720 to qualify as tier 1
@@mar_in_the_7972 dang I most definitely didn’t know that since the hellcat and the scatpack is a big price difference I kinda figured I would only be able to get a scat since I had a score in the low 600s and not really any credit history but I’m most definitely coming for the hellcat next im only 19 I gotta get my score and credit history right
@@GameTymeSports that’s good bro just keep learning as you go and don’t be afraid to let the dealership know what you are comfortable paying and putting down as a down payment. My second hellcat I told them I wouldn’t put anything down and kept my price monthly as my first hellcat as well. Also, don’t be afraid to go out of town to find a better deal which I got both my hellcats from the same dealer in North Carolina. Good luck
I put 20k down on a used scat call me crazy but its almost paid off 2017 challenger (22k miles) for 32,000 im 20 and really wanted it i had a perfect cosigner and wanted it paid off asap but i will trade it in for hellcat in a year or so
I have a couple questions.. I have 660 credit score, willing to put 20k down. You think I have a chance of getting accepted? I have my own company, self employed but of course I don’t make 60-70k a year.
Save that money king put that money into a house or some type or asset so you can make Residual income. Trust me, King. I was gonna buy a Trackhawk but I bought a house instead and turn it into a rental property
@@mar_in_the_7972 well see that’s the thing lol I already put money down on land.. payed of my current car which is a charger.. just seeing if I’ll get accepted.
@@goat8959 don’t put that much money down only put the max of 4K and lease it bro. Good luck with everything if they don’t want to make you a deal keep trying to till you find one. Work extremely hard on that credit so you have the most leverage
@@mar_in_the_7972 alright man appreciate it!!
@@goat8959put down 20k on it if you want a lower monthly payment.
Iworking to get your credit up, so you can go in debt, AMAZING
Totally opposite my brother and thanks for the comment
ayy bro i’m tryna lease the hellcat redeye widebody and i have a 733 fico credit score and i also have 5k but i don’t know how much to give and you think they’ll approve me
That is a good credit score just make sure they have some good lease specials and make sure you’re credit history is long and strong enough for the loan. Good luck brother 🙏🏾
@@mar_in_the_7972 how credit history you think bro is good enough
how much
@@oscarsanchez230 check your credit karma and just ask the dealer question on your credit history and see what the banks look for when they look at your credit history
If they buy back the hell at does it hurt the credit score
No sir not at all. It just depends if you walk away without opening a new loan yea it may drop Bc you officially closed a loan but if you open it back up it should hurt it. Good luck with everything
For a beginner who’s trying to join the mopar family what’s an acceptable credit score for a V6??
Hey bro. I would recommend to have 680 or better to make sure they are charging you high interest rate on a v 6
Where you get that mask from bro I need a lot of money for them
To be honest my little cousin got it for me I believe it was Amazon
Ok bro. That junt hard tho you gotta get merch or some bro 💪🏾💪🏾
@@ajslifetv most definitely bro. I agree with you on that
do u guys think a 15k down payment is good with a 690 score
I wouldn't put that much down for a hellcat bro. If you want a redeye or a demon I would only put down 3 to 5 and try to bring that credit score up to 720. Good luck bro. Best to pocket rest of the money
Mar_In_The_707 Thank you I appreciate it, Ill try going in with 13-14 and seeing what happens and if they need more, the deal will still open for 6 weeks i think after approval so ill be able to do it, ill get it in May and let you know what happens because right now i have 10.5k saved
@@FayyVII that’s what’s up bro just do me a favor. Keep majority of the funds you got saved and only put down 2 to 4K down and save the rest and good luck brother 🙏🏾
My credit score around 730, you think I’ll be able to qualify for a 65k auto loan for an M3
Best bet is to actually got it the dealer and see first. Just be aware Interest rates are higher than the normal
Bro so I got 2021 5.0 0 miles new but I have 14.99 interest rate my friends telling me to trade it back in get you cheap car and I’m the future get something big
If you are comfortable paying it do what you want. But your friend does have a point the interest rate is high. Good luck brother
Hey bro I want to know if I got 17 bands but my only income is DoorDash and my credit above 700 can I get a scat
Anything is possible. Let’s start with that first bro. Choose wisely bro, if You only have 17 bands start investing that money so that money can make money for you. Keep investing so you can have another stream of income Because those type of cars are pretty expensive to maintain. Gas will run you like 300 to 400 a month and insurance is not included yet. So it’s a lot of factors to deal with when it comes to getting one. But to be real bro. I’m proud of you for having money saved up and having a 700 credit score. You doing a good job! Now, try to work on getting more streams of income
@@mar_in_the_7972 thanks for the advice bro really appreciate it💯
I got a 711 every dealership I went to they want me to have 800-850
That or have a good strong credit history
Every street nigga vehicle for a drive by special. Hit that 60mph in 3-6 sec
hell kat kool n all but gas run you damn near a hunnid so i’m good 😂
Heck yea fam they high
@@mar_in_the_7972 salute tho ! one of them ones only few people got him !
If you can't buy it twice you can't afford it - Jay Z
I have 0 credit score but I tryna put 25-30k down what u thinking is that a win or bad decision
Focus on building that credit. That will be the best thing
If I got a 677 credit score can I put 12 down?
Just talk to a professional at a dealer but in the best bet get that credit score up to 750 plus
Hey bro look? I’m 18 with 620+ Credit score trying to get a 2015-18 hellcat with $4k-7k Down payment you think it’s possible Gang?
Hey bro. Make sure your credit score is above 750 b/c interest are higher now. Also, make sure you have 4 plus years of credit history. A bank would hesitate giving you a loan that’s over 50 plus dollars. Be patient in this case bro they will always be here.
@@mar_in_the_7972 can I atleast get a 2019 scatpack $38k-42k wit 620?
@@l-CRxZYASSOpp_l interest rate are extremely higher now then it was a year ago. You don’t want to get a car that has over 60k plus miles and paying a high note.
how much credit history should we have?
I would say from 4-6 years
Big down payment with no credit is also an option
How much of a down payment
How much
@@backend531 $10k - $20k
@@Shiftwyd I have a fair credit score can I put 20% down on a brand new factory car and still get approved? Thank you!
@@kattdaddy8932on a Kia forte 2009 yea youl get approved for that
Only 19 just got a credit card like 2-3 months ago and already at 660 on my way to 700 😤
That’s what’s up bro. Keep it up and continue to Strive for greatness
How? I’m tryna get like you
@@Carti1800- keep working extremely hard to fix your credit. Find out what’s on there and go hard to remove those items that doesn’t need to be there. Make sure you pay off any credit card debts or loans as well
I got 691 do u need to be at 720?
To be real. Yes, it’s better to have higher credit score due to inflation with interest rates. The better your credit score is the better your deal will be. Trust me you don’t want to be paying over 5.4 on a hellcat. Good luck 🙏🏾
I’m in 732 can I get the car with no down payment
I’m not sure just depends on your credit history
I ordered the 21 wide body and I believe it came up to 78k before taxes you think I will have trouble getting it with a 680-700 credit score with 10k down? (Plus the 2k incentive)
What did the dealer say since you ordered the car and about your credit. Because you have to go through that process. So did you put down the 10k when you went in the store so they could complete your order
@@mar_in_the_7972 Na I just had to pay 1000 to order it but it will go towards the down payment
They didn’t run my credit or anything
@@Thadon502 that’s strange B/c you order a car they bring you in and run your credit and take your down payment. You can order a car online but they will bring you in to complete everything else
We on the same boat ,did it comes yet?
I have a 790 credit score, only 23, will I qualify for a hellcat?
You have awesome credit score bro. I would lease it first if I was you to get your credit history strong and establish. Don’t put no more than 4K down for the car and remember you are in control and don’t let the dealer take advantage
@@mar_in_the_7972 Yessir! And that’s the goal for me, because originally I was looking into like buying a Dodge Dart that first, and then move up so question what’s the difference between leasing a car and financing? and then if you say don’t put nomore then 4k is that for any new car?
@@vxllfearmyclip5x245 that’s a good idea to move up and show the bank you are responsible for paying your car note. Well if you lease a hellcat you only paying for the depreciation instead of the whole amount of the car.
A hellcat is cool but you can qualify for a home loan with a 650 credit score. 💡 Guns and Butter
You are Absolutely right. That’s why I encourage everyone to get their priorities in order before you buy these cars.
I have a 677 credit score. how can I get it up fast and how can I approve for a personal loan ?
Start off with a credit card and work on that first. They have to see if they can trust you with that amount first before they give you 60k plus loan amount. Work with charging that credit card first and paying it off at the end of month each month at that. Do that for about 6 to 8 months and your credit will shoot up
@@mar_in_the_7972 got it bro thanks and can you make a video on that bro ?
I'm gonna get a scat put 15k down with 767 score
My brother that’s a great credit score that’s what some what around what I had when I got my first hellcat. Try to pocked majority of that money and I wouldn’t go no further than 4K down and if they not willing to make a deal from there continue to search until you do. I got my first and second hellcat in North Carolina. I only put down 2k and my credit score was 750. My second hellcat I didn’t have to put down anything at all
Good luck my brother
I been wanting to ask someone about this hopefully you can respond. I’m 20 with a 740 credit score. I’m willing to put up to 10k down if I have to. The only thing is is I’m a first time buyer. I bought my scat in cash in the past. I’m 2 years and a half on credit cards with a 740 but a first time buyer. Will I get approved for a hellcat loan ?
Oh yea bro you will get approved but make sure you first give them your credit score to see if they can come up with a number you like before they pull your credit. If you don’t like the numbers they giving you try another dealer before you go through the process. Remember to be patient during this process because it’s very expensive to buy a hellcat. I would recommend you lease it first so you can get a feel for the hellcat and get used to the car note. Also, congrats bro on the credit score at a young age. Keep up the good work and good luck. I look forward to hearing your purchasing that hellcat soon.
Also, try to put no more than 3k down if you lease because your credit score is good bro. Take your time during the process. 🙏🏾
@@mar_in_the_7972 I appreciate you brother💪🏻💯💯💯
@@ribhiabdallah2476 no problem bro 🙏🏾
Why are hellcats so overrated?
His much I think u would have to make a year over 40k huh
Most definitely to afford a hellcat
@@mar_in_the_7972 bro ngl i know u lost brain cells tryna read that cuz I did see I was up late asl just watching videos tired then mf. But yeah I was saying u would have to make over 40k a year, sadly I probably won’t have that kinda job till later in life. Idk how much I’ll make but I’m tryna get into welding.
I understood what you was saying bro. Anything is possible bro. Keep applying yourself each day and step out on faith and you can achieve anything you want in life bro. Just try and allow god to take care of the rest. Good luck on your journey
I'm well over 820 I'm good
Shit buy me one Mr.Jones 🤣🤣
What about 733 Score with a down payment of 5,000+?
That’s awesome bro. You might as well go for the hellcat redeye brother. If you gonna go for the hellcat I wouldn’t put no more then 3k down with that 733. Good luck brother
@@mar_in_the_7972 yooo bro quick question how much should I put down on a scatpack ?
@@bristheemufanpage hey what’s up bro. Put down whatever you feel comfortable. It’s not about the money you put down it’s more about the credit. Make sure you are above 720 before going in and try not to put down no more then 2,500
@@mar_in_the_7972 goodlookin bro should I buy it during December? So I can get a discount
@@mar_in_the_7972 cause don’t they do discounts cause they want the cars out the lot cause new ones coming in