Life Coach Cant Get Her Life Together

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  • Опубликовано: 20 авг 2024
  • Caleb Hammer Audits a Spiritual Coach And She Is Wild!
    Original Video --- • 27-Year-Old With More ...
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Комментарии • 4,9 тыс.

  • @CalebHammer
    @CalebHammer 6 месяцев назад +2397

    Mom, I made it

    • @garianarnold3754
      @garianarnold3754 6 месяцев назад +72

      Dang it why aren't you pinned

    • @claudiamclean7540
      @claudiamclean7540 5 месяцев назад +103

      I love when what I watch crosses paths!

    • @Dee47881
      @Dee47881 5 месяцев назад +31

      You sure did Caleb! I love your channel and I also love watching them react to it! Both are sooo good!

    • @Imaginorium114
      @Imaginorium114 5 месяцев назад +12

      you were straight fire in the kindest way

    • @Sinsirink
      @Sinsirink 5 месяцев назад +2

      🤙🏾

  • @theecharmingbilly
    @theecharmingbilly 6 месяцев назад +2664

    I don't trust people who look like they could cry at any moment. She's one of those people.

    • @nikhilajith8880
      @nikhilajith8880 6 месяцев назад +205

      Jordan Peterson 😂

    • @Thisguy2532
      @Thisguy2532 6 месяцев назад +102

      Bro for real it was like when she was getting told the numbers she almost wanted to break down for a min 😂

    • @acegikm
      @acegikm 6 месяцев назад +1

      @@nikhilajith8880 That guy is such a manipulator. I like to think his followers are all under 12 - makes me feel better about the world.

    • @mimimajisete6848
      @mimimajisete6848 6 месяцев назад +9

      😂😂😂😂😂

    • @SuperMelrose1
      @SuperMelrose1 6 месяцев назад +105

      @@kevinmcallister18dammit. I didn’t wanna be the one to say it. But I think it’s the hat and her whole aesthetic. It makes her look like a lady who works in her garden because she’s retired.

  • @nbtino73
    @nbtino73 6 месяцев назад +497

    The most depressing part of all of this is that she’s making $6500 a month being a spiritual coach. That’s double my salary 😭😭😭

    • @seanholmes8290
      @seanholmes8290 5 месяцев назад +21

      Yep I make 4,000 a month running my own business. Working my tail off.

    • @Solomanmode-dmm
      @Solomanmode-dmm 5 месяцев назад

      Hey your a goy, she is not, thats life

    • @pixotass
      @pixotass 5 месяцев назад

      @@seanholmes8290be proud of that! It's not only about the money, it's how you do it

    • @Solomanmode-dmm
      @Solomanmode-dmm 5 месяцев назад +9

      @Alesti5 When you are a tribesmember its even easier

    • @ONLYLOVEIZATION
      @ONLYLOVEIZATION 4 месяца назад +9

      Jesus is free

  • @NoLimitBamBam
    @NoLimitBamBam 6 месяцев назад +906

    Honestly, a simple formula for staying a head in life financially, is to:
    1) sit down
    2) write out all of your monthly expenses
    3) add them all up
    4) take that number
    5) and do better than that number

    • @drbvo9578
      @drbvo9578 6 месяцев назад +113

      Yup. And make a distinction between Needs and Wants

    • @halcyon6098
      @halcyon6098 6 месяцев назад +12

      Simple.

    • @Sultschiem
      @Sultschiem 6 месяцев назад +24

      Its even easier:
      Banks have apps that can help you automatically sort expenses into categories and allocating budgets for those categories.

    • @drbvo9578
      @drbvo9578 6 месяцев назад

      @@Sultschiem We have to get away from what Banks are teaching you.They are in it for the money and thrive on people who pay high interest and they make it complicated on purpose. It is not rocket science to figure out your own stuff

    • @Traytriunetheomnist
      @Traytriunetheomnist 6 месяцев назад +31

      Boy if you don't stop LOL I didn't realizing how much I was spending until I penciled it out

  • @ChickVicious237
    @ChickVicious237 6 месяцев назад +2710

    Ironically, some of the best teaching can be done through watching people's bad examples and then deciding "I'm not going to be that."

    • @DagnirRen
      @DagnirRen 6 месяцев назад +78

      This is how I learn what not to do too 😂
      Thank God, I am not drowning in student debt because of these lessons.

    • @tom1998rules
      @tom1998rules 6 месяцев назад +52

      How was your comment posted 8 days ago? This video only released 7 minutes ago??? So confused

    • @Enders1315
      @Enders1315 6 месяцев назад +8

      Yup. 100% 😅

    • @lightkira4119
      @lightkira4119 6 месяцев назад +27

      ​@@tom1998ruleslol I thought this last year too. This was on their patreon for early access. So the subscribers get extra content early and behind the scenes stuff that weren't in some videos.

    • @owl8930
      @owl8930 6 месяцев назад

      @@tom1998rules patreon member I think

  • @EasyMoneyMid
    @EasyMoneyMid 6 месяцев назад +6704

    27 being a life coach is crazy, not even middle age 🤣🤣🤣

    • @bofasofa9399
      @bofasofa9399 6 месяцев назад +72

      Why do you people always say "blank is crazy" now..? Stop following the pack

    • @tamiaedrington5762
      @tamiaedrington5762 6 месяцев назад +585

      Right I just turned 27 and I wake up every day like wtf is going on 😂😂😂

    • @xenicmark
      @xenicmark 6 месяцев назад +112

      Uhmm excuse me! Spiritual coach! 🤣🤣 For real though, people under the age giving life advice is hilarious! Which explains some of the the things these life coaches say.

    • @commonsoldier1
      @commonsoldier1 6 месяцев назад

      ​@@bofasofa9399it is crazy...

    • @darrellwilliams9168
      @darrellwilliams9168 6 месяцев назад +71

      Fr 😂 like she barely been here how you gonna tell me the long life term decisions to make?

  • @skyemecham9392
    @skyemecham9392 6 месяцев назад +582

    A mindset of abundance doesn't cause credit card debt. In fact, it does the opposite, because a true mindset of abundance means you can be satisfied with whatever you have right now.

    • @JoshinDallas
      @JoshinDallas 6 месяцев назад

      yeah but to be fair, being satisifed with what you have now is mostly horseshit, and it's the opposite of how our brains are wired. The only people I EVER hear use the term mindset of abundance are rich people who already have everything they could want.

    • @bhante1345
      @bhante1345 6 месяцев назад +5

      Wants are many, needs are fun. My biggest overhead spending now is sparkling water. Used to absolutely ditest the stuff, seem to be addicted now.

    • @marilynbarbie
      @marilynbarbie 6 месяцев назад

      Exactly

    • @JonelleRheu
      @JonelleRheu 5 месяцев назад +2

      Jiiiiireh, You are enough! And I will be content, in every circumstance! Jiiiiiireh, You are enough!
      - Maverick City Music ❤️‍🔥

    • @Cowkill
      @Cowkill 5 месяцев назад +3

      This ! A mindset of abundance doesn't mean you want everything, it means you know you can have anything you want but you DON'T need everything so you don't pursue.

  • @sandranewsome2174
    @sandranewsome2174 3 месяца назад +26

    Her constant "hmmm" tells me she doesn't want to change 😮

    • @jurj97
      @jurj97 Месяц назад

      I hate that shit. They're going "I'm acknowledging what you're saying but I'm going to completely disregard it"

  • @IamjustBruh
    @IamjustBruh 6 месяцев назад +4448

    Anyone who tells me they’re a “life” or “spiritual” coach is a plague I avoid at all costs.

    • @ginafromjax9432
      @ginafromjax9432 6 месяцев назад +132

      Translation- I have no job.

    • @MissyTheLifeHelper
      @MissyTheLifeHelper 6 месяцев назад +113

      I am totally opening myself to hate but just thought I’d add a different perspective. I am a life coach and hate the title life coach. It sounds weird/condescending but I have a chronic illness and wasn’t able to work a 9-5 nor go to college to be a therapist like I would have hoped and have been pretty homebound. The thing I am good at is helping people get to the root of their issues. Life coach is a title I can use to help others with the knowledge I’ve gained and make a living for myself but without being a therapist. Just like every field there are good apples and bad. I totally understand your perspective tho

    • @jeremycarlo
      @jeremycarlo 6 месяцев назад +18

      When I quit working to write full time, I understood the trade off was I was gonna be struggling for awhile 😂 I’ve been making it happen w my best months being 3k, give me one year of her salary and I’d never be broke again 😂

    • @mav3ric100
      @mav3ric100 6 месяцев назад +13

      New style Hippies

    • @vuton7670
      @vuton7670 6 месяцев назад +27

      the saying goes, If you can't do, teach.

  • @AbbyBazil
    @AbbyBazil 6 месяцев назад +1710

    I had horrible money management skills--bad credit, school debt, uncaring attitude to credit. Mid thirties, I couldn't do anything. I got an overnight job at a warehouse, stopped spending anything I didn't have to, stopped eating out, stopped buying anything I didn't absolutely need. It took nearly three years of 60+ hour weeks to pay everything off and now my life feels so much more free. I feel like I can do anything now. I'm planning a trip to Europe, so I can't recommend money discipline enough.

    • @79glane928
      @79glane928 6 месяцев назад +57

      Hey man that was really cool how you just shared your journey and didnt feel the need to get on the soapbox.

    • @stevensola3361
      @stevensola3361 6 месяцев назад +17

      Been there and did the same, I borrow against my 401k now if something like a new roof comes up, I pay the interest back to my account.

    • @WlfLLC
      @WlfLLC 6 месяцев назад +18

      Good job doing the work to pull yourself out of the hole you dug.

    • @Jake38nine
      @Jake38nine 6 месяцев назад +21

      Yeah, see? A few years and you can be debt free or save up so much money that the next several years you have soooo much freedom. I saved up so much money in 3 years after I was irresponsible with my money and got in a car crash. I turned my whole life around. Now I don't gotta work 60-80 hours a week anymore because I set myself up with a comfy savings and now I'm investing. People are just lazy and want things NOW instead of waiting until later. Wanna know why divorce is so high? Because people WANT to get married, but they don't want to put in the work it takes to have a healthy marriage. It's no different than that.

    • @melawieeinapfel8594
      @melawieeinapfel8594 6 месяцев назад +5

      Dude, you are awesome!!😊🥳

  • @space_pollution
    @space_pollution 6 месяцев назад +298

    This girl is hedonism personified

    • @bhante1345
      @bhante1345 6 месяцев назад +12

      Sad but true. Just gotta get that Kamboocha enema.

    • @DTreatz
      @DTreatz 5 месяцев назад +3

      'girl'
      'hedonism'
      *_Redundant_* 💊

  • @Anita-bs2cr
    @Anita-bs2cr 6 месяцев назад +90

    I don't think this girl even realizes how lucky she is to make almost 6500 a month by only working 5 hours a day 😭 I would honestly work 5 hours a day for even 2000 a month

  • @adamgriss2025
    @adamgriss2025 6 месяцев назад +1454

    Caleb’s ability to cut through the BS and be brutally honest is a rarity. It’s great to see his channel deservingly grow .

    • @Chris-gc9rf
      @Chris-gc9rf 6 месяцев назад +44

      Facts, Caleb is brutal about saving but without the full on dave ramsey takes.

    • @melchysomba9690
      @melchysomba9690 6 месяцев назад +8

      What's the name of the channel?

    • @kandoras.guzman6705
      @kandoras.guzman6705 6 месяцев назад

      Caleb Hammer, Financial Audit @@melchysomba9690

    • @adamgriss2025
      @adamgriss2025 6 месяцев назад

      @@melchysomba9690 look up Caleb Hammer

    • @ThePeanut12300
      @ThePeanut12300 6 месяцев назад +16

      @@melchysomba9690 It’s Caleb Hammer

  • @ottz2506
    @ottz2506 6 месяцев назад +1277

    She’s hating it now but in five or ten years, she’ll look back and say “I needed that brutal honesty”

    • @samanthaecotothermia7896
      @samanthaecotothermia7896 6 месяцев назад +17

      YES!!! 🙌

    • @Mr_megido
      @Mr_megido 6 месяцев назад +17

      Lets hope so

    • @Vottotoiono
      @Vottotoiono 6 месяцев назад +14

      yeah, and considering ignorance about taxes - chances that she will be doing it inside a federal prison are mad high, innit

    • @OrionP4
      @OrionP4 6 месяцев назад

      Nah, these kinda of taxe issues aren't super punitive from what I've heard. They put your ass on a payment plan and you better keep paying.​@@Vottotoiono

    • @ANYHOO0
      @ANYHOO0 6 месяцев назад +26

      She'll probably be looking back and wishing she had listened to him, because you can tell she isn't going to do anything he says.

  • @miri745
    @miri745 6 месяцев назад +32

    My financials are in order but having a sit-down with this guy about my time management skills would break me.

  • @CrippledMerc
    @CrippledMerc 6 месяцев назад +87

    She doesn’t have a mindset of abundance, she has a mindset of excess.
    Also, Caleb is great!

  • @KingTheodore100
    @KingTheodore100 6 месяцев назад +1200

    The blind leading the blind😭🗣

    • @otmossampacado1550
      @otmossampacado1550 6 месяцев назад +15

      Nah it's the dead leading the blind

    • @Novvax312
      @Novvax312 6 месяцев назад +10

      Bro had to say 3 times

    • @QMS9224
      @QMS9224 6 месяцев назад

      The sad part is I know many girls in their early 20s who who have some sort of spiritual coach like this and pay good money for it. They are just being trained to also be delusional and unsuccessful lol

    • @TheOnlyTaps
      @TheOnlyTaps 6 месяцев назад +1

      💯💯💯

    • @VVP7891
      @VVP7891 6 месяцев назад +2

      Also a good song by the band Carcass

  • @GorditaSlim
    @GorditaSlim 6 месяцев назад +662

    27 year old "spiritual coach" from Austin, Texas. Lord, bless her heart.

    • @darkriku12
      @darkriku12 6 месяцев назад

      She's an escort and OF model lol, check her website for the obviously coded language

    • @theecharmingbilly
      @theecharmingbilly 6 месяцев назад

      She should just cut the nonsense and start offering happy endings and selling her underwear.

    • @TheRheverend
      @TheRheverend 6 месяцев назад +38

      Bless her heart is the biggest Texas burn you can make 😆

    • @MikeBarbarossa
      @MikeBarbarossa 6 месяцев назад +27

      "I'm grinding on my new business. Working up to big things managing time for maximum productivity"
      "Sounds cool, dude. What, you gotta be grinding out 14-15 hours days , right?"
      "5"

    • @whatchandstudy7
      @whatchandstudy7 6 месяцев назад +1

      Gotta start somewhere.

  • @omomo202
    @omomo202 6 месяцев назад +65

    Caleb Hammer is HILARIOUS! He’s the true life coach.

  • @Comegetyomansis4840
    @Comegetyomansis4840 4 месяца назад +21

    As an adult, having Discipline is super important! It’s a skill that many people lack

  • @oxlilsis23ox
    @oxlilsis23ox 6 месяцев назад +701

    She says she can’t cook dinner after working five hours. I’m a nurse and work at least 13-14 hour shifts by the time I clock out and I still cook for myself when I get home…

    • @recklessplana
      @recklessplana 6 месяцев назад +41

      She's lazy blame her parents

    • @hotmess9640
      @hotmess9640 6 месяцев назад +45

      It helps to lay out/prep ingredients the night before

    • @JesiWhyte
      @JesiWhyte 6 месяцев назад +43

      I'm a medical doctor and our calls in my country is 32 hrs during weekdays and on Sundays. I come home to do laundry, clean my house and cook myself a meal after working 38-40 hrs STRAIGHT. Bruh! 5hrs is a dream😂.

    • @_..-.._..-.._
      @_..-.._..-.._ 6 месяцев назад +4

      @@hotmess9640what’s your point? Do you just throw out random facts when you see words?

    • @rjaymanguino2760
      @rjaymanguino2760 6 месяцев назад +12

      I’m a nurse as well and I’m a potato after work

  • @darrellwilliams9168
    @darrellwilliams9168 6 месяцев назад +456

    Being a life coach in your 20s will always be crazy to me 😂

    • @alaeacusmcfly4353
      @alaeacusmcfly4353 6 месяцев назад +27

      Imagine being someone who hasn't achieved anything in your life, and thinking "Maybe I can get paid to teach others how to succeed in life". Clown logic.

    • @beewest5704
      @beewest5704 6 месяцев назад +23

      If ppl are willing to pay a 20 year old life coach they honestly deserve to be scammed. Come on!!!!

    • @Delimon007
      @Delimon007 6 месяцев назад +3

      @@alaeacusmcfly4353
      Yea and that's the thing, some of them HAVE achieved something, this is a minority of them but it's possible. This chick is a fraud though.

    • @darrellwilliams9168
      @darrellwilliams9168 6 месяцев назад

      @@beewest5704 tbf they are proving why they need a life coach because why would a person who has their life together do that 😂

    • @darrellwilliams9168
      @darrellwilliams9168 6 месяцев назад +2

      @@Delimon007 the ones who have achieved stuff are usually out there still trying to achieve more stuff they not sitting around coaching others majority of the time. They’ll give advice but turn into a life coach?😂 nah

  • @slimbandicoot8990
    @slimbandicoot8990 6 месяцев назад +81

    I love this video. Her behavior made me look at my behaviors. I like how the guy was so frank. I tried to listen to his advice as if he was directly talking to me. It's not easy accepting accountability, but it's essential. We have to acknowledge our wrongs before we correct them.
    Aba and Preach, thank you for reacting to a broad range of different subject matters. You guys enlighten and educate many people, all while entertaining them. From one of your long-standing fans, and I think I speak for may people who watch your videos;Thank you, we really appreciate you guys. 🙏🏿

    • @fungdark8270
      @fungdark8270 6 месяцев назад +2

      “Her behavior made me look at my behavior”
      Hey, maybe she is a spiritual teacher lol

    • @grillinnchillin4009
      @grillinnchillin4009 6 месяцев назад +5

      Yeah, I hate to admit it, but I do identify a lot with her. All the more reason this is generally good content, so I'm probably going to watch him a lot more.
      Thankfully I've been doing better the last half-year or so, but so many of my own self-justifications sound like hers although packaged differently, and I'm aware they're irrational 😤

    • @BhagirathyJPanth
      @BhagirathyJPanth 4 месяца назад +2

      I was looking for this honesty cus SAME

  • @How_to_GUYS
    @How_to_GUYS 3 месяца назад +14

    Bro destroyed her. "you have a passion? You seem to have a passion for credit card debt" GAHAHAHAHA

  • @xerxes_tacticalr34_gtrxyt70
    @xerxes_tacticalr34_gtrxyt70 6 месяцев назад +1145

    "If you're looking for self-help, why would you read a book written by somebody else? That's not self-help, that's help. There's no such thing as self-help. If you did it yourself you didn't need help."- George Carlin

    • @alaeacusmcfly4353
      @alaeacusmcfly4353 6 месяцев назад +31

      Classic.

    • @nobushidono9897
      @nobushidono9897 6 месяцев назад +79

      "Try to pay attention to the language we've all agreed on."

    • @munky342
      @munky342 6 месяцев назад +70

      Carlin is one of the greatest.
      One of my favourite of his jokes is "The very existence of flamethrowers proves that sometime, somewhere, someone said to themselves, 'You know, I want to set those people over there on fire, but I’m just not close enough to get the job done."

    • @apo.7898
      @apo.7898 6 месяцев назад +3

      Is that quote supposed to be funny?

    • @XeroFailGames
      @XeroFailGames 6 месяцев назад +1

      ​@nobushidono9897 the most important part

  • @minecraftvvg4250
    @minecraftvvg4250 6 месяцев назад +528

    Financial audit is really a great RUclips channel to understand the importance of money management and most importantly seeing people with terrible money management and learning from their mistakes

    • @somethingawesome1462
      @somethingawesome1462 6 месяцев назад +63

      Plus, I like how he diversified who he has on. Some older, some younger, low income, high income, etc. My only problem is recently, he’s had a bunch of people just looking for fame and not help

    • @thanosianthemadtitanic
      @thanosianthemadtitanic 6 месяцев назад +9

      a wise man learns from mistakes of others

    • @Army_Brat1980
      @Army_Brat1980 6 месяцев назад +7

      I'm going to subscribe because I like the naked truth. Give it to me straight, no chaser.

    • @ptolemeeselenion1542
      @ptolemeeselenion1542 6 месяцев назад

      Lol.

    • @beewest5704
      @beewest5704 6 месяцев назад +16

      What I learnt from Financial Audit is ppl be living on fumes in America.

  • @brookeperk93
    @brookeperk93 6 месяцев назад +14

    My dad used to tell me: the less you own, the less that owns you
    ❤ words to live by

  • @cocohof843
    @cocohof843 6 месяцев назад +76

    Most of these girls don't have it together. I know a girl who has been single for like 10 years who gives relationship advice online and I'm like wtf....

  • @MrDernagon
    @MrDernagon 6 месяцев назад +253

    My favorite discipline quote. Jim Rohn: "Discipline is the bridge between goals and accomplishment."

    • @Margriet101
      @Margriet101 6 месяцев назад +6

      Life is not always fun or comfortabel

    • @ll2323
      @ll2323 6 месяцев назад +8

      Not gonna lie, the moments in my life the required discipline also required consistency and self encouragement everyday. It’s definitely something u have to chose to want to do. That’s something I wish someone would’ve told me.

    • @ftwsam2246
      @ftwsam2246 6 месяцев назад +2

      I got one for ya
      Shannon Sharpe: "Discipline requires you to be at your very best when no one is watching"

  • @Meesha_Beesha
    @Meesha_Beesha 6 месяцев назад +263

    Everytime he bopped her upside her head with facts and she went "mm" had me rolling 😂😂😂😂😂😂

    • @johnyboy2934
      @johnyboy2934 6 месяцев назад +20

      I was scrolling at comments and when I'm reading it......she said mmm.....now I'm cracking up .....mm😂😂😂

    • @spiritualauthority1568
      @spiritualauthority1568 6 месяцев назад +5

      That mmmm is a tool of her trade lol

  • @reddeath3738
    @reddeath3738 6 месяцев назад +19

    Dude is dismantling her piece by piece 😂

  • @patriceesela5000
    @patriceesela5000 Месяц назад +2

    "People will use their ideology to shield them from any accountability ....it reflex poorly on their ideology" Aba be preaching 👍🏾👍🏾👍🏾

  • @zipopz
    @zipopz 6 месяцев назад +225

    “Discipline is freedom.”

    • @mydadspulloutgametrash
      @mydadspulloutgametrash 6 месяцев назад +1

      -Daddy Jocko

    • @blu3cobra
      @blu3cobra 6 месяцев назад

      @@mydadspulloutgametrash BTF BTF BTF

    • @jaylen8822
      @jaylen8822 6 месяцев назад +2

      Jocko Willink-“Discipline Equals Freedom.”

    • @dronzie
      @dronzie 6 месяцев назад

      Discipline is only freedom if you choose it willingly. And that usually comes from seeing the value that it could bring or seeing how negatively the lack of it affects you. It doesn't feel free at all if you're pressured or coerced into it.

    • @blu3cobra
      @blu3cobra 6 месяцев назад

      @@dronzie you took a simple concept and twisted it into something completely different

  • @ccharvey2882
    @ccharvey2882 6 месяцев назад +185

    “People will use their ideology to shield them from any accountability, and it’s disgusting because it really reflects poorly on their ideology.” 🔥🔥🔥 Thanks Aba

    • @fungdark8270
      @fungdark8270 6 месяцев назад +5

      Yeah, spirituality is a path, and you can only go forward when you acknowledge your shit and start to drop it bit by bit.
      When you start focusing on being further down the path, that becomes more shit you’ve got to deal with lmao

  • @Johnson-io3xf
    @Johnson-io3xf 6 месяцев назад +15

    “Maxing out credit cards, playing bball outside of the school” 😭😭😭

  • @HvvvM15
    @HvvvM15 6 месяцев назад +10

    Interest is a killer, and that's something Caleb often emphasizes and why having high credit card debt is horrible. One piece of advice I could offer if you have a lot of credit card debt is committing yourself to never using your credit card again (cut it up, throw it away), get a consolidation loan for significantly less APR rates, and pay it off. Depending on how much debt you have it may take years, but once you do pay it off, you'll feel so free.

  • @poejavelski148
    @poejavelski148 6 месяцев назад +504

    I don’t ever wanna see someone under the age of 50 as a “life coach”.

    • @A.l.a.c.
      @A.l.a.c. 6 месяцев назад +53

      She is not life coach, she is spiritual coach... because she is an indigo crystal child, she was born special. 😂

    • @jonw3462
      @jonw3462 6 месяцев назад +19

      You don't need to be 50 to have your shit together.
      30 is old enough, not in most cases but still.
      Most people don't have their shit together though.

    • @ycanimedia9320
      @ycanimedia9320 6 месяцев назад +4

      you better look like a damn xiaolin fox

    • @poejavelski148
      @poejavelski148 6 месяцев назад +18

      @@jonw3462 Nah, 95%+ people who are 30 are still in shambles and figuring life out. They also haven’t experienced nearly as much as someone is over 50. Having kids, more life experiences such as work or travel, more adversity like friends dying tragically or more family members gone, etc. 30 is still young af, no one who is 30 has gone through the same experiences even if they have their life together.
      Tbf, idek what a “life coach” is. I assume it is someone who mentors others on how to live their best life and how to handle tough periods. You seem to be referring to finances specifically, which yes, there are financial savy people of all ages.

    • @chillin5703
      @chillin5703 6 месяцев назад +1

      ​@@poejavelski148"not in most cases" lol

  • @RupertFoulmouth
    @RupertFoulmouth 6 месяцев назад +628

    "Spiritual Coach" that is a very fancy way of saying "Con Artist."

    • @bvrajlal
      @bvrajlal 6 месяцев назад +28

      Please don't insult con artists

    • @cjwiesner
      @cjwiesner 6 месяцев назад +18

      I think it actually means "escort"

    • @GggG-tb1mx
      @GggG-tb1mx 6 месяцев назад +9

      @@bvrajlalfacts atleast con artist are somewhat smart and cunning who come up with sneaky plots to finesse for the bag, but this is an incredibly lazy form of conning and insulting to con artist

    • @chernobylshery885
      @chernobylshery885 6 месяцев назад +7

      snake oil salesman!

    • @triggerhappy6398
      @triggerhappy6398 6 месяцев назад +4

      Right up there with Palm reader

  • @originalusernameoftheyear6500
    @originalusernameoftheyear6500 6 месяцев назад +11

    I love Caleb's bluntness and honesty, a breath a fresh air

  • @LordAnt611
    @LordAnt611 6 месяцев назад +7

    Yall need to do more of this guys Videos. He’s a fucking beasttttt and doesn’t let people talk themselves out of their clear problems

  • @nomadic_orthodox
    @nomadic_orthodox 6 месяцев назад +243

    Caleb Hammer is a good one. He changes a lot of lives and knows when one needs support and when another one needs a speech (and squeaky yelling😁)

    • @PowerGurhl
      @PowerGurhl 6 месяцев назад +4

      Caleb hammer could be the spiritual “life” coach she needs 😂

    • @Sure_Sir
      @Sure_Sir 6 месяцев назад

      Never heard of this dude before, but he's a beast. . . Good for him. The chick seems like a bimbo.

    • @MiguelRPD
      @MiguelRPD 6 месяцев назад +6

      Ive been subbed to him since he had like 2000 subscribers. He's quality content. A lot of people don't know what the fuck their doing with their money.

    • @therealestninja
      @therealestninja 6 месяцев назад

      @nomadicbychoice thanks for naming the dude in the video. I need more of his content in my life.

    • @35iftyzed
      @35iftyzed 6 месяцев назад

      @@MiguelRPDfr not many people were there mannn his channel got huge so quickly

  • @witchycrafter1037
    @witchycrafter1037 6 месяцев назад +213

    He’s the legit life coach!!

  • @GeminautVA
    @GeminautVA 6 месяцев назад +12

    Man i love caleb hammer, glad you're covering his channel

  • @oluowolabi6589
    @oluowolabi6589 6 месяцев назад +7

    I have to commend her for honesty and take all that she need to hear on the chin. Most people in her shoes will get emotionally defensive and walk off.

    • @bhante1345
      @bhante1345 6 месяцев назад

      Imagine being one of her customers watching this like "hoe I just paid you $300 for spiritual financial advice!"

  • @opinetree
    @opinetree 6 месяцев назад +166

    "I don't understand debt or finances in general"
    - Life Coach

  • @thiliuc4394
    @thiliuc4394 6 месяцев назад +633

    As someone from a super relegious third world country . I cant believe people who identify as a "spiritual coach" are being paid in america.

    • @eastofthemississippi2501
      @eastofthemississippi2501 6 месяцев назад +68

      America isn't secular, it's religion just happens to be ego and money.

    • @illyGalSloth
      @illyGalSloth 6 месяцев назад +33

      As someone whose also from a third-world religious country, I've yet to find a life/spiritual couch that isn't scamming a bunch of people 😅

    • @finalfantasy1912
      @finalfantasy1912 6 месяцев назад +3

      ​@@eastofthemississippi2501America is becoming more secular at least a quarter of the population identifies as non religious and growing.

    • @declaracionespolemicas
      @declaracionespolemicas 6 месяцев назад +18

      I've come to understand people will believe in stupid shit no matter what, take religion from them and they'll replace it with astrology, the occult, tarot reading, that reiki stuff or whatever it's called. They want to believe in something so bad, and of course there's always people who take advantage of that and make profit out of it.

    • @mssophiad03
      @mssophiad03 6 месяцев назад +33

      @@finalfantasy1912non religious people aren’t any less dogmatic than religious people is what he’s saying.

  • @stacytacycy
    @stacytacycy 6 месяцев назад +5

    Mindset of abundance is not about buying whatever feels good, it's about feeling that whatever you have is abundant and be greatful for it and live in the "there is plenty" mindset not "I buy plenty" mindset. Once you make that switch, there is no way back. It feels amazing.

    • @bhante1345
      @bhante1345 6 месяцев назад

      Apparently Samuel Becketts apartment had nothing more than book shelves, a table, a chair and a sofa. That's it. Sounds like the dream.

  • @becboop2182
    @becboop2182 6 месяцев назад +3

    Caleb is brilliant. I've learned so much from his channel about sticking to a budget, wants vs needs when it comes to spending and paying down debts before discretionary spending. It feels so much better to see savings in the bank instead of buying stuff i probably won't use.

  • @razerfree4359
    @razerfree4359 6 месяцев назад +1064

    Am I the only one that thinks "life coach" is just another name for "bullshit artist"?

    • @Aging_Casually_Late_Gamer
      @Aging_Casually_Late_Gamer 6 месяцев назад +59

      "Life coach", "Motivational coach", "Holistic health coach", MLM pusher, etc.

    • @dertythegrower
      @dertythegrower 6 месяцев назад +29

      also... almost all of them that do it get that kind of ladies safari hat.

    • @ptolemeeselenion1542
      @ptolemeeselenion1542 6 месяцев назад +2

      Yap.

    • @Dan0TheMano
      @Dan0TheMano 6 месяцев назад +17

      “Unemployed.”

    • @ptolemeeselenion1542
      @ptolemeeselenion1542 6 месяцев назад +1

      @fondue542 Depends about which type of therapist she is. Hypnotherapeutism in general has proven to hold some concrete medical virtues in psychiatrics.

  • @PoP-vm4pp
    @PoP-vm4pp 6 месяцев назад +764

    'Spiritual coach' is a term used by people who haven't really developed enough skills to provide society anything tangibly meaningful.

    • @ptolemeeselenion1542
      @ptolemeeselenion1542 6 месяцев назад +5

      😂

    • @hawkeyemihawkgettingmoneylord
      @hawkeyemihawkgettingmoneylord 6 месяцев назад +19

      And what do you do thats so useful to society? Most people jobs are like that only benefiting the business owner not society as a whole. That doesn't matter though people are just trying to make a living for themselves.

    • @KohaTheEternal
      @KohaTheEternal 6 месяцев назад +6

      Bingo! I consider someone who has experienced more life's lessons and challenges in their lifetime. Like someone who is at least over 45. At least at that age, you already understand who you are and have gone through a time when you have a solid foundation of overall stability and discipline. Unfortunately, this woman doesn't have that yet. It will take her some very hard lessons to realize this.

    • @Burntcone
      @Burntcone 6 месяцев назад +7

      They're a fool's therapist... pretty sure (I could be wrong) that you don't need a license to claim to be a "spiritual" coach or a life coach.

    • @alaeacusmcfly4353
      @alaeacusmcfly4353 6 месяцев назад +11

      Real talk. "Spiritual" or "Life" Coaches are just people who want to get paid to tell others how to live, when almost none of them have accomplished anything worthy of envy in their own lives.

  • @7wnb
    @7wnb 5 месяцев назад +2

    I discovered his channel a few weeks ago & watch it all the time now. It’s so refreshing to see the tough love approach & calling people on their BS.

  • @drinnerd8532
    @drinnerd8532 6 месяцев назад +4

    Preach was really on point with his comments, today! Denied gratification is one of the ultimate but most basic keys to discipline, and a rewarding, stress-free life experience! Do the hard stuff first, so you can enjoy the results later, and usually for longer. Great show today, guys!

  • @HunterTuruk
    @HunterTuruk 6 месяцев назад +173

    "A mindset of abundance" = Credit card debt 😂

    • @beewest5704
      @beewest5704 6 месяцев назад +14

      Manifest queen

    • @ajh.4131
      @ajh.4131 6 месяцев назад +8

      Well she’s abundant in debt. Does that count? 🤔🤣

    • @Margriet101
      @Margriet101 6 месяцев назад

      But dont we all where that person in out twenties?😊

    • @dylsvob6217
      @dylsvob6217 6 месяцев назад

      True story

    • @Herbert-dy1uf
      @Herbert-dy1uf 6 месяцев назад

      It means, act like you're rich and then you will be rich. Buy whatever you want

  • @carlosgarmendez3588
    @carlosgarmendez3588 6 месяцев назад +188

    She isn’t even the worst lmaoooo Caleb hammer has some GOOOOOD videos

    • @HH-le1vi
      @HH-le1vi 6 месяцев назад +9

      Caleb said that was the worst financial situation he's ever seen in other videos towards the end of last year

    • @sylents8005
      @sylents8005 6 месяцев назад +10

      ​@@HH-le1vinah one of his newer vids he couldn't stand this one guys presence

    • @cdlahm7571
      @cdlahm7571 6 месяцев назад +5

      Boogie was rather unfortunate

    • @ll2323
      @ll2323 6 месяцев назад +2

      That guy that came in drunk too, I thought his were pretty bad considering he was already messed up in the morning before recording the show.

    • @GorditaSlim
      @GorditaSlim 6 месяцев назад

      I swear he says this a lot though to be real 😂 ​@@HH-le1vi

  • @tonytocanova
    @tonytocanova 6 месяцев назад +5

    I’m a life coach. I just started ten minutes ago and I know more than most life coaches. Throw therapists in there too.

  • @robertheeralal7783
    @robertheeralal7783 6 месяцев назад +9

    This girl wants to cry 😂😂😂😂

  • @reallunacy
    @reallunacy 6 месяцев назад +191

    Dude is Caleb Hammer. He honestly cares about this.

  • @PepeToTheMooon
    @PepeToTheMooon 6 месяцев назад +210

    This girl looks like the only life advice she can offer is to how to blow all your money at Whole Foods and starbucks

  • @ouiarealbhed
    @ouiarealbhed 6 месяцев назад +7

    The way you described discipline sounds just like Atomic Habits by James Clear. So true there's no better payoff then the one you get from practiced discipline. I especially like thr line of discipline giving you freedom. Great video!

  • @Ej_Rancor
    @Ej_Rancor 3 месяца назад +1

    I've been an ON & OFF meal prepper ever since i lived on my own (22y/o male), and honestly that "you can sleep at night" hits SO HARD, when contrasting having several days of food secured and having to spend money daily to sustain yourself.

  • @daveblackman816
    @daveblackman816 6 месяцев назад +271

    This lady isn’t a life coach guru, she’s an irresponsible 27 year old young lady who doesn’t know what she’s doing. But at least she’s taking steps to get better and take some accountability here by going on Caleb’s show. It’s a start. But I would take none of her advice about anything.

    • @hybridher0
      @hybridher0 6 месяцев назад +10

      No actually she made a huge mistake coming onto the show. Her career is over and the IRS will come knocking too.

    • @TRC19999
      @TRC19999 6 месяцев назад +20

      @@hybridher0she never had a career bro. Cmon

    • @hybridher0
      @hybridher0 6 месяцев назад +5

      @@TRC19999 I could never BS my way into the income she was/is making 😆

    • @Thomk121
      @Thomk121 6 месяцев назад +14

      ​@@hybridher0actually you could, but you won't because you most likely have morals and a conscience. People that fake their way into wealth most always get caught and end up in jail.

    • @Margriet101
      @Margriet101 6 месяцев назад +1

      I think when you live in our social media world its easy to get seduced doining stupid things you dont need. Like travelling or buying expensive fashion and courses. So yea i think for 27 taking responsablilty is nothing to be ashamed about.

  • @sircrackboi
    @sircrackboi 6 месяцев назад +799

    thats the most 37 years looking 27 year old ive seen in a while

    • @Aging_Casually_Late_Gamer
      @Aging_Casually_Late_Gamer 6 месяцев назад +77

      thats what fakeness does to ones looks. Fake tans, dyed hair, constant makeup, etc.

    • @Gymthingz
      @Gymthingz 6 месяцев назад +26

      😂😂 bro I’m done this is too accurate.

    • @Gunner6000WarZ
      @Gunner6000WarZ 6 месяцев назад +26

      Notice how the space between her nose and lips don’t move, she had some bad lip fillers done and it spilled out.

    • @Jabba2702
      @Jabba2702 6 месяцев назад +23

      nah, she looks like 28. she has some youth in her.

    • @0bsmith0
      @0bsmith0 6 месяцев назад +11

      Gen Z

  • @DWilliam1
    @DWilliam1 5 месяцев назад +1

    As a licensed therapist, I find that many “Life” coaches cross the line and jeopardize the mental health of people who need who really need professional services. It’s unregulated and dangerous.

  • @austinappea1418
    @austinappea1418 6 месяцев назад +7

    I’m so glad that 2 of my favorite channels got blended.

  • @kitty-yg1bg
    @kitty-yg1bg 6 месяцев назад +194

    The way she wasnt able to answer any of his question concretely... I can't believe this woman is a coach to anyone. Prayers for her clients jfc

    • @WhiteRhino.
      @WhiteRhino. 6 месяцев назад +3

      None of the people who get audited on his channel have no good reason for spending 1000 on bullshit fast food or Amazon while having 40k credit card debt is wild

    • @PumpdaBrakes-ub8kp
      @PumpdaBrakes-ub8kp 6 месяцев назад

      her clients are all women. only women fall for this nonsense because a fake reality that FEELS good is better than living the harsh truth of their actual lives.

    • @nomadic_orthodox
      @nomadic_orthodox 6 месяцев назад +4

      Most of his guests are like this 😅 he asks questions and they can’t answer or tiptoe around.

    • @clearminddarkthoughts5477
      @clearminddarkthoughts5477 6 месяцев назад +1

      Cuz she’s 🧢

  • @Sister_Felinity_Imaculata
    @Sister_Felinity_Imaculata 6 месяцев назад +416

    I'm friends with a woman who is a life coach. Legitimately. She has a PhD in psychology and family therapy. She had a private family therapy practice for many years before branching out. She partners with other experts who can support her clients in areas that she lacks expertise. She is legit. But, she's literally the only life coach I've ever seen that is actually not a bullshit artist.

    • @Soccercrazyigboman
      @Soccercrazyigboman 6 месяцев назад +3

      Does she help people with mental issues?

    • @thenonexistinghero
      @thenonexistinghero 6 месяцев назад +45

      @@Soccercrazyigboman Therapy is all about helping people work through mental issues...

    • @Sister_Felinity_Imaculata
      @Sister_Felinity_Imaculata 6 месяцев назад +47

      @@Soccercrazyigboman when she was doing strictly private therapy, yes. I suppose she still does to an extent, but she's not focused as much on identifying and treating mental issues as she is with supporting people in learning life skills that help them achieve their goals. But I would think there's still a bit of therapy that would naturally have to happen even in a coaching setting.

    • @dadistos4538
      @dadistos4538 6 месяцев назад +2

      is the "bullshit artist" thing a reference to the Greasy Strangler by chance...?

    • @Sister_Felinity_Imaculata
      @Sister_Felinity_Imaculata 6 месяцев назад

      @@dadistos4538 I had no idea what you were referring to until I Googled it just now. So, no. Lol!

  • @jessimarim_m9387
    @jessimarim_m9387 6 месяцев назад +2

    I loved this video, the first 1minute had me going to his page, I love his no bullshit attitude, immediate follower. I struggle with financial literacy, discipline and addiction, and have been trying to work through it for years, but its hard with where my life is rn, I finally have been able to get into therapy and soon will be moving out, so my root triggers wont be a major problem and I'm excited to push myself, looking for tools to help, and that guys one video had me better calculating and planning my future grocery shops around my mental difficulties. Bruh one video! For free! When any financial advice i got before seemed to point out the obvious without helping me figure out how to process it myself, it usually feels like a foreign language, when by the end of his video i felt like I was finally being taught the language instead of getting bad subtitles 🙌🏼🙏🏽🙏🏽 thanks for sharing, this couldnt have come at a better time really 😂

  • @skippered2422
    @skippered2422 6 месяцев назад +3

    Caleb Hammer has motivated me to curb garbage spending and eating habits.

  • @z0256
    @z0256 6 месяцев назад +473

    My mom is a property manager and one of her old tenants was a “life coach” and every roommate she brought in within a month was trying desperately to break the lease cause she’s psychotic 😂😂😂

    • @Delimon007
      @Delimon007 6 месяцев назад +13

      😂😂😂😂😂

    • @danniellemichelle91
      @danniellemichelle91 6 месяцев назад +2

      Idk why that was so funny but that’s hilarious!! 😂😂

  • @siobhanjohnson6691
    @siobhanjohnson6691 6 месяцев назад +80

    Aba & Preach x Caleb Hammer is the crossover I didn't know I needed.

  • @Kristeen93
    @Kristeen93 3 месяца назад +1

    I wanna thank yall for doing this episode especially. I started watching financial audit after this, watching it has helped me so much .

  • @Abigailmae928
    @Abigailmae928 6 месяцев назад +2

    It’s so cool to see y’all react to Financial Audit/Caleb! His videos and advice have really helped me get through debt and get to a healthy point financially. Wish I could’ve learned that wisdom younger, that’s for sure!

  • @TamTam9-15
    @TamTam9-15 6 месяцев назад +206

    By the time I was 27 I had been married for 7 years, had 3 kids, served in the military, and started my own successful business. Still if you took life advice from me I would question your sanity.

    • @Delimon007
      @Delimon007 6 месяцев назад +4

      I think you are underselling yourself, I used to do this as well but there's no point in doing so. I'm sure that a lot of people could have learned from your example especially today. If not for me switching majors I would have a similar backstory minus the kids and my business is going to be centralized on helping people that I'm starting this year everything from finances to general life help. The difference is that unlike this woman I have certs and licenses to back me up and I'll be getting my FINRA series done too.

    • @jenniferbarnett9823
      @jenniferbarnett9823 6 месяцев назад +6

      I understand what you’re saying but even for someone who has lived a lot of life by 27, they haven’t yet had time to examine their life decisions and see where they went right or wrong…you can’t give that kinda advice when you’re still in the throws of just living through trial and error. And 27 is absolutely way too early to be able to do that kind of deep examining.

    • @javiruiz8365
      @javiruiz8365 6 месяцев назад

      @@jenniferbarnett9823perfectly said

    • @spoons250
      @spoons250 6 месяцев назад +2

      By 27 I had been with my husband 15 years. We started "dating" in middle school and got married at 15 thru emancipation.. Just turned 30 and having out 19th anniversary this year. Only 1 kid though. We enjoy going out to eat every night and sleep. xD

    • @Just_Naffa
      @Just_Naffa 6 месяцев назад

      Exactly because you question yourself i would have taken little things out of your advice👍🏾

  • @ArtistOnMartinAve
    @ArtistOnMartinAve 6 месяцев назад +323

    The auditor's name is Caleb Hammer, and his RUclips channel is amazing!

    • @chucku00
      @chucku00 6 месяцев назад +13

      He should rename his channel "Hammer Time".

    • @kasapbandy1776
      @kasapbandy1776 6 месяцев назад +2

      Right like what an underrated channel. Said he’s trying to hit 100k subscribers.. more like 1 mil now

    • @SeemsLogical
      @SeemsLogical 6 месяцев назад +3

      I watched Caleb in interviews. He kind of resents his RUclips fame because some of the comments can be so cruel and judgemental. He says the comment section can be unhelpful to his clients and it can sap any confidence they have to overcome their life problems. He says he could do without the large mass of negative commentary.

    • @chucku00
      @chucku00 6 месяцев назад

      @@SeemsLogical Every rose has its thorn, Caleb already helps his clients on a financial side so he's probably able to deal with it on a social network level.

    • @thuglaza4728
      @thuglaza4728 6 месяцев назад +1

      How did you write this 8 days ago?

  • @Knoxcicero86
    @Knoxcicero86 6 месяцев назад +1

    I had a life coach when i was 16 juvenile delinquent 😂😂He was middle aged. I would add that he was the first person that wasnt my dad that tried to inspire me lol. I remmeber what he said, he wrote down on a piece of paper in 2004. "Believing is seeing"

  • @robbiemcneill4239
    @robbiemcneill4239 6 месяцев назад +1

    This video is definitely a wake up call for me. I love Caleb’s work too! Thank you for the coverage in this.

  • @calebhenderson3817
    @calebhenderson3817 6 месяцев назад +465

    Bruh. Fried rice. 2 cups of rice, cut up 1 carrot, toss in a handful of peas, buy a can if you want (more expensive than boiling em yourself), egg, ginger powder, garlic powder, salt, pepper, soy sauce. Dinner for a dollar, $1.75 if you bought the can of peas. Takes 30 minutes max

    • @Sephiroso.
      @Sephiroso. 6 месяцев назад +77

      Add some chicken in there for an even heartier meal, bit more preparation time though. That's literally what i eat for lunch at work everyday.

    • @VonRibbitt
      @VonRibbitt 6 месяцев назад +48

      Here in Peru we have a very simple dish called "The old reliable"
      Its just rice and fried eggs, thats it. Cheapest meal you can make and its got everything you need.

    • @darkriku12
      @darkriku12 6 месяцев назад +21

      ​@@Sephiroso.They have big bags of precooked chicken that can be cheap in bulk too

    • @theecharmingbilly
      @theecharmingbilly 6 месяцев назад +13

      Egg fry ri iss so goo!

    • @ayyylmao101
      @ayyylmao101 6 месяцев назад +4

      Same but with chow mein. Green onion, egg noodles... most stir-fried dishes are pretty low-cost, even if we add meat.

  • @cidmon4566
    @cidmon4566 6 месяцев назад +209

    She looks like she’d like a pumpkin spice mocha latte, she even got the hat.😂

    • @that1chickdj136
      @that1chickdj136 6 месяцев назад +5

      LMAO!!!!!

    • @MrWilson812
      @MrWilson812 6 месяцев назад +19

      It's like she saw the Meat Canyon cartoon and said "that fit goes hard"

    • @Uzodesign
      @Uzodesign 6 месяцев назад

      She looks like she belongs on the hub or OF instead of this stunt she's pulling.

    • @hokagedlo6133
      @hokagedlo6133 6 месяцев назад +4

      It's drugs most likely and bad spending habits like coffee.

    • @zking2929
      @zking2929 6 месяцев назад +5

      OMG, I JUST NOTICED THAT TOO! SHE DOES LOOK JUST LIKE THE MEATCANYON PUMPKIN SPICE GIRL 😂😂😂😂​@MrWilson812

  • @BrooklynRedneck
    @BrooklynRedneck 5 месяцев назад +2

    21:43
    i’m 26, and in the last two three years have been teaching myself to cook. i used to be dead tired or lazy after work, doing 80-90 hour work weeks. i used to lie to myself and tell myself ordering food saves time for me to do shit after work. the only thing ordering food every day did was WASTE SO MUCH MONEY. holy fuck the amount of money i was wasting i now take and do monthly grocery trips and cook for myself. i’ve lost weight, gotten healthier, and eat way better. and i’m learning while doing it

  • @jomesias
    @jomesias 2 месяца назад +2

    The life coach: “ just do it! Just believe in yourself, you can do it!” 😂😂😂
    I swear there’s angelic channeling courses in Udemy, it’s getting out of hand 😂😂😂

  • @nerored6235
    @nerored6235 6 месяцев назад +306

    One of the biggest habits I've picked up is asking myself "do I actually NEED this. I know I want it and might could use it but do I NEED it right now. Or is it going to sit there waiting on the possibility I might do something, while I feel bad for doing nothing with it". Then I end up walking away, I may spend 20 minutes wandering around the store thinking about it but 98% of the time I don't waste the money. If it's online, it'll spend a week or more sitting in the shopping cart and then I end up deleting it. If you can go an extended period without it, you didn't need to waste the money on it when you wanted to buy it. It's reached the point where sometimes, I feel bad for even considering buying something I KNOW I don't need.

    • @nikkilong7377
      @nikkilong7377 6 месяцев назад +7

      Absolutely!! I showed my mom a coffee table I wanted and told her I am watching the price and see if it will drop. She ended up finding one like it but a little better for less and gifted us with it.
      The mindset you have is a part of the abundance mindset!!

    • @PrintMuva
      @PrintMuva 6 месяцев назад +3

      Great advice I'ma start using this tactic.

    • @kylespevak6781
      @kylespevak6781 6 месяцев назад +5

      This is my vibe. I put stuff back while shopping too 😂

    • @eyes9596
      @eyes9596 6 месяцев назад +3

      Issue is that she can mostly likely get the things she WANTS. She has disposable income left even after saving. She just w more moderation. Plus, it’s nothing new for people income to increase and they want to get things they couldn’t afford when making less. That’s a natural occurrence that happens.

    • @nerored6235
      @nerored6235 6 месяцев назад +2

      @@eyes9596 yeah. Most people adjust their spending to match their income. This woman though is going overboard and trying to twist her logic to buy more in a way she can avoid acknowledging that she's painfully wasteful

  • @Massivecarcrash
    @Massivecarcrash 6 месяцев назад +63

    She's a life coach all right, coaching people how to block out reality.

    • @Margriet101
      @Margriet101 6 месяцев назад +1

      Its just selling you a dream. You can go to social worker for free.

  • @Itsloco314
    @Itsloco314 5 месяцев назад +1

    "Shooting some BBall outside of the school" I caught that Fresh Prince line lol
    Good episode. Spending beyond your means creates SO much unwarranted stress

  • @Krisztus1Haver
    @Krisztus1Haver 6 месяцев назад +19

    My ex started to be a life coach when we where broke up.
    Now she is drowning in credit card dept,
    I just payed the rent in 3 months advance.
    She left me cus I was a "looser".
    Life coaching is a f****** scam.

    • @bhante1345
      @bhante1345 6 месяцев назад +2

      Yeah if you can pay for a certificate to be a coach it's a scam. It's similar to MLM schemes. "We con you, you pay us. Now you con people, they pay you, and you pay us again."

    • @MUde-ph7gr
      @MUde-ph7gr 4 месяца назад

      Sounds like you dodged a bullet

  • @samuelblanco261
    @samuelblanco261 6 месяцев назад +139

    Abundance mindset is actually about being grateful for what you have instead of focusing on what you don’t. Like yall said, she has warped that into meaning having a lot in your life when its not about that at all.

    • @SpoonHurler
      @SpoonHurler 6 месяцев назад +5

      One of the basic principles of true Abundance Mindset in generosity. If you believe in it truly you believe the universe or universal creator is limitless, nothing is scarce. She never mentioned giving to anyone but herself.... She's also actually an escort.

    • @William0271
      @William0271 6 месяцев назад +2

      So this "spiritual coach" heard a buzzword and instantly started spreading the concept without research what it means. Typical of these new age hippies

    • @laugomes7266
      @laugomes7266 6 месяцев назад

      ​@@SpoonHurlerEscort? Dammmm 😮

    • @itsi3187
      @itsi3187 6 месяцев назад +1

      It's also the concept of attracting more wellness into your life, i.e. An abundance of love, of community, of happiness, of good health, etc.... it can include material possessions as well, but those which help improve and evolve your circumstance (but certainly not in excess!) - a structurally sound house large enough to create a comfortable nurturing and learning environment for your growing children for example, but NOT a mansion full of rooms you don't need or would never use.
      As Bob Marley once said "possessions make you rich? I don't have that type of richness. My richness is life forever"

    • @SpoonHurler
      @SpoonHurler 6 месяцев назад +1

      @@itsi3187 this is what I was trying to write 😂. You stated true Abundance extremely well

  • @wilmara24
    @wilmara24 6 месяцев назад +256

    My biggest financial game changer is having a fully funded 6-month emergency fund. Suddenly you get an unexpected 700 car maintenance expense, no biggie, that's what the fund is for. You sleep better at night and have a better relationship at work because this is a certain energy of if I dislike working here I can always quit on the spot and get another job and I'll be alright for half a year. Ironically I have a relationship at work since.

    • @noyoudidnt5816
      @noyoudidnt5816 6 месяцев назад +10

      Hell yea! I had a 3 month fund which I ended up needing to use, just got back to that point again but working on a 6 month fund now and man does it help out mentally knowing I got the funds if an emergency pops up

    • @laurenm7898
      @laurenm7898 6 месяцев назад +2

      facts!! good for you

    • @itsi3187
      @itsi3187 6 месяцев назад +9

      This behaviour once instilled becomes addicting too. You go from wanting 6 months to a whole year. Then you feel truly free as you could afford to take a full year out if you need to so you could just replenish yourself and do the things you enjoy

    • @MattCasters
      @MattCasters 6 месяцев назад +4

      Unexpected car maintenance shouldn't be unexpected, and it's not an emergency. Just save money separately for car depreciation and stuff breaking down. It always happens with every car, of every brand, even my "maintenance-free" Tesla (hit some lost iron crap on the freeway).

    • @jazzyg530
      @jazzyg530 6 месяцев назад +3

      Most people don't earn enough to save. Half of renters in the U.S. cannot afford rent at this time. It's wild.

  • @derekmaldonado4672
    @derekmaldonado4672 6 месяцев назад +1

    I love Financial Audit, Caleb Hammer’s content is 💯

  • @Quest1luv
    @Quest1luv 6 месяцев назад +143

    When an accountant/auditor gives a life coach, life lessons... You got to love life's sense of humor! 😂😂😂

  • @dtown313
    @dtown313 6 месяцев назад +149

    Everything yall said at the end is facts. I just figured this out 2 years ago at 37. Lived and spent above my means and kind of skated by but it all eventually caught up to me. Started disciplining myself, paid off my maxed out credit card, started eating better, etc. and now happier. Only wish I would've disciplined myself in my 20s instead of approaching 40. Anyone reading this in your 20s, please get your shit together now. IT WILL catch up to you eventually.

    • @jakiyawilliams1333
      @jakiyawilliams1333 6 месяцев назад +3

      That’s good you got it together may you always be blessed and happy 🥹🥰

    • @Jade_Almond
      @Jade_Almond 6 месяцев назад +1

      I’ll be 30 this year and my goal is to do better financially before the year ends. I barely have a savings account. I spend way above my means. I need to learn to make lists to be more organized and conscious with my money. For me, as long as I pay my rent (I still live at home) and have an unlimited metrocard, im good. Money for food and all that other unnecessary stuff is what makes me financially irresponsible. I’m still learning, but it’s mostly about being disciplined.

    • @ARiver7043
      @ARiver7043 6 месяцев назад +1

      Just turned 29 and aggressively attacking credit card/student loan debt with the 7 Baby Steps. I wish I had never put myself in this situation, but I will be debt free in the next 24 months.

  • @Fstop313
    @Fstop313 6 месяцев назад +1

    She’s 27. She still has so much to learn about life. Should not be coaching other people.

  • @sealdoggydog
    @sealdoggydog 6 месяцев назад +2

    I love Caleb's channel. He legit cares for people's financial wellbeing, but does not entertain any of their shit whatsoever

  • @NORBZMUSIC
    @NORBZMUSIC 6 месяцев назад +321

    LIFE COACH LOL = predatory resource extractor trying to charm her way to money. The worst kind.

    • @ptolemeeselenion1542
      @ptolemeeselenion1542 6 месяцев назад +1

      😂

    • @makattak88
      @makattak88 6 месяцев назад +25

      Basically a modern day psychic for present rather than future or past. It’s all manipulation.

    • @shaolinqueen3684
      @shaolinqueen3684 6 месяцев назад +2

      Great and valid definition.

    • @bbbbbbb51
      @bbbbbbb51 6 месяцев назад +12

      Hate to say it, but most women in the office environment are doing the same thing. They have some easy job they do next to nothing at while charming their way up the ladder. Once you get out of low class jobs, the vast majority of women in the workforce are doing extremely little. This has been recently exposed in reality by so many men just leaving the workforce. It's exacerbated this reality.

    • @NORBZMUSIC
      @NORBZMUSIC 6 месяцев назад

      @@bbbbbbb51 I don't disagree. When I was young, seeing Tony Robbins on my screen kinda got me, now when I see him I want to punch my screen. Same with Tai Lopez, Cardone, RichDadPoorDad, all of them are slimey af and they are STILL grifting 20+ yrs later jumping from trend to trend. Work hard, have self-discipline, be creative, you'll wake up rich one day.
      Seeing some 27yr old sell happiness and success while falling apart, and ppl are actually falling for it is crazy. There are no shortcuts to a life of abundance sans winning the lotto and that overnight stuff tends to F* most ppl up vs free them, it's always better to earn/respect it.

  • @TheKkf1015
    @TheKkf1015 6 месяцев назад +95

    I'm bad with money because I grew up poor and couldn't have what I needed sometimes, much less what I wanted. When I got my own money, I didn't save and overspent. Now 3 of my four credit cards are paid off, and I'm paying off the last one from using it for a surgery I needed. I'm saving money now. My credit score is in the mid 600s and rising. I'm finally paying on my student loans. It took tears and a lot of talking eith my therapist but I managed to stop digging a hole and start filling it. I can provide my kids with not only their needs, but also their wants, within reason. You can absolutely build your financial freedom back up from nothing if you put in the work and not let setbacks make you give up.

    • @M1ManOwaR
      @M1ManOwaR 6 месяцев назад +1

      Yes!

    • @barongerhardt
      @barongerhardt 6 месяцев назад +3

      Good for you. Getting off that cycle of self destruction can be incredibly simple but impossible to see for ourselves. Now that you know the path, even if something sets you back again, you will be starting from a better position than last and now with experience. Share that wisdom with others.

    • @alicia_nicole
      @alicia_nicole 6 месяцев назад +1

      How old are you? Just curious bc I'm the same way but I'm still working to turn this ship around

    • @nazarethproductions7095
      @nazarethproductions7095 6 месяцев назад

      @@alicia_nicoledoesn’t matter the age, just know it’s never too late.

    • @TheKkf1015
      @TheKkf1015 6 месяцев назад

      @alicia_nicole 35 this year and it took me from 27 to now to make it work. I started gaining stability at 33and am starting to see the results. I found that a lot of the reason for my success was dealing with the issues that caused my bad spending habits. The things I spent money on, I didn't need but though I did because childhood poor trauma. having accountability also helped. You'll fail, you'll fall into the "I'm at this point, it's fine if I do x y z". it won't be fine. you'll be able to get where you want to be with a lot of hard work

  • @NationX
    @NationX 6 месяцев назад +3

    Preach was finally unloading all of that pent up anger from Aba’s bullshit 😂

  • @Onelonelystar
    @Onelonelystar 6 месяцев назад +2

    Wow. Didn’t realize I needed this. Thank you!

  • @milton7763
    @milton7763 6 месяцев назад +243

    This guy is a great advisor: remains respectful but is not afraid to point out the problems. If you don’t point out the problem you are _never_ going to fix it

    • @b3n835
      @b3n835 6 месяцев назад +2

      Caleb Hammar is the best

    • @bhante1345
      @bhante1345 6 месяцев назад

      He may raise his voice, but he doesn't shout. I'd be screaming my head off at her like "hoe is you crazy?"

  • @lalaydade3364
    @lalaydade3364 6 месяцев назад +364

    Eating healthy is spiritual. The most healthy and cost efficient way to eat is prepping and cooking in kitchen. Shop fresh, grow veggies in containers, set a grocery budget, don't waste. Spiritual people also know how to be grateful and humble. It's important to identify what is true spirituality and what is your ego. Anyone who looks at spirituality as a "money grab" needs to reflect on their true intentions for life.

    • @snapeinvader6208
      @snapeinvader6208 6 месяцев назад +6

      How is eating healthy spiritual?

    • @trianna2008
      @trianna2008 6 месяцев назад +22

      You don’t have to be spiritual to budget and grow your own plants wtf you mean? 😂😂😂

    • @blackjackjester
      @blackjackjester 6 месяцев назад +5

      Everything that is leftover turns into soup. Anything with a bone, all veggies, and throw in any leftover pasta or noodles at the end real quick.
      And it's usually fairly tasty.
      Turn leftover fruit into a smoothie. Blender + peanut butter + yogurt or milk.

    • @TheAustinKendall
      @TheAustinKendall 6 месяцев назад +4

      I think eating food is carnal by definition (not that it's not important or cannot effect spiritual things). Fasting isn't one of the most common spiritual practices for no reason.

    • @tatimarie8277
      @tatimarie8277 6 месяцев назад +2

      Y’all haven’t heard of soul food 😂

  • @poeuse9201
    @poeuse9201 6 месяцев назад +3

    Glad u guys see my boi Caleb hammer he’s really on point direct tell astrology therapy weirdos to get help

  • @darkwin1977
    @darkwin1977 6 месяцев назад +72

    11:55
    Preach preaching
    Aba: Edit that out
    Editor: "no, i dont think i will"

  • @CPHLiving21
    @CPHLiving21 6 месяцев назад +120

    A life coach at 27!!!
    You’ve hardly lived….
    You can be a life coach when you hit 55 - THEN you actually have some experience.

    • @Ludoovik
      @Ludoovik 6 месяцев назад +5

      It's not really about age but what you're doing with your life. Some people at 55 have done nothing much with their lives. I'd be much more interested in what they've actually accomplished

    • @verb0ze
      @verb0ze 6 месяцев назад +2

      she's probably coaching teens with their anger issues XD

    • @juanbermudez1321
      @juanbermudez1321 6 месяцев назад +3

      She’s pretty much an escort. People in the comments did their research