PRICE AND PAYMENTS ON MY LAMBORGHINI HURACAN... LEASE OR BUY?
HTML-код
- Опубликовано: 11 фев 2024
- In this video I share all of the details on how and why I finance my 2015 Lamborghini Huracan the way I do along with the price and payments.
Follow me on Instagram, Tiktok, and Facebook at OCMotivator
Check out my other channel here / @ucevaubpmj3hb1wopnkg63ig 
Авто/Мото
I just got out of debt; I’m saving $1600 a month. I’m about to get a $700 a month raise and I will get another next year. I can not justify the 7-9% interest rates now it’s ridcolus!
In ‘22 I got a 3.44 on my 🐈. Last wk I got a 6.69 on my c8, both with my credit union. Rates have went up!
Yup rates are terrible I can wait FJB!
@@livinglife3230What is the name of the credit union you used.
Rates are Terrible ,that is why I paid cash for my 2024 2SS 1LE ,I didn't want to do that either but thats what I chose to do ,This country is a disaster
@@frankie072 Same for me, paid cash 2023 2ss 1LE black manual. FJB
OC motivator God bless you brother, I hope you get even richer, this is America 🇺🇸 the land of prosperity for the ones that look towards success.
Great information Brad! I love your Lamborghini content as well as your Mopar content. OC Motivator is one of my favorite RUclips channels.
Love the Lambo sitting next to the Demon is fire 🔥🔥🔥😍😍😍 great content as always! Thank you for always taking time to give us great advice and wisdom isn't always free but you give it to us anyway 🙏💯💯💯
Great video Brad, you're such a kind gentleman, always down to earth and helpful.
Keep doing good things bro and keep god 1st
Stunning car - congratulations! And I thank you for sharing the open lease information as very informative
Another good video this is the reason I watch u always giving game and motivation
Brad love the videos man, stand up guy! Keep the lambo videos going !!
Great video. I remember your early videos on how you made it in life. I still have my commerical for myself in my notes. I now make over 100k on the way to 200 because of you man!
Good informative
Video. Food for thought on a Lamborghini. 🇨🇦
Great knowledge. I've always loved the Lambos.
“Must be nice to have an expensive car” yes it actually is 😂 tell the haters that. Your channel inspired me to start mines 💯
Congrats! Amazing Car!
Nice Lam, a dream car of mine also. Thx for that information.
Great video! I appreciate you sharing - definitely a company to seriously consider for my purchase 👏🏾
Thanks OC for sharing the PFS secret! Your honesty is so refreshing!
Beautiful Car, you are very transparent and have great content. Maybe a future post could cover cost of ownership this one v your old Lamborghini! Thanks
That's awesome! You do you, brother.
That is a beautiful Lamborghini. I always like them going up. I love the dash with the gauges and how the design looks.
Appreciate you taking the time. Finances is complicated, but you can look at it in many different ways. The non-reporting is the only plus. Ferrari financial is the same - still a simple interest loan, though. Leasing has a few advantages, but I decided to pay half cash and finance the difference, no matter the car. I would rather own or keep all the equity. I also want to pay it off and have the asset. Biblically, we are not supposed to have the debt. I think about that a lot when I take on debt, but I know I may not keep it forever and I try to buy what may appreciate. So far so good. Everyone keep doing you. Do what you think is best and don’t take risk that jeopardize your family, health or future earnings potential. Thanks again for sharing. I am going to keep paying half cash and fiancé the balance 🤩
Love the Lambo👍👍
Love these type of videos. Compared to other cars this ain't bad.
Open ended lease…. Cool. Thanks for the tip brotha 👍🏼
Nice cars including your new/old one
Congratulations on getting dream car
Keep the Lambo vids coming.
I like the walkie talkie lol 😂
Wouldn't it be much cheaper and less complex to pay cash? Im really wanting to know your thoughts OC.
I always assumed that exotic cars depreciated like crazy. Like a big Benz or BMW. Learn something new everyday. Good info.
Always depends on the car. A lot have been going up because engine only exotics aren't being made anymore.
This was a stellar explanation of PFS leasing product. I've watched Ed Bolian videos attempting to explain the details of PFS, but it left so many questions to be answered. Thank you for this video and I'll have to watch it a few time due to the amount of critical information that you share. I may have missed it, but who did you sell the Gallardo to? Did PFS make you the $79k offer with the existing issues?
I got $79k for my Gallardo. With the issues.
@@ocmotivatorthat’s why I love your channel. You are ultra transparent. Unlike other channels like Hoovies Garage or Normal Guy Supercar and Doug Demuro. They never talk about personal issues and car prices and payments. That’s what I want to know when I buy a car like this. And it’s all hush hush with them. Keep up the stellar work ! the color is amazing! 🤩
Is this the same as a select finance right? Balloon pymt
Your other channel link isn't working.
Leaving that challenger out like that is scary someone stolen my scat last summer and never was found
That’s the reason my insurance on my 🐈 keeps going up, lol. What did U replace the Scat wit?
Love lambos
It's not only taxes but all costs, including interest, and all fees you pay over the time of ownership, that needs to be factored in. And then when the lease is up, you have to pay it off or sell it! This constant changing cars every five years is more expensive than if you just paid for it up front by buying it and paying the sales tax! Technology changes but performance do not change that significantly in 5 years and only marginally in 10 years!
So if this is the only way you can afford an exotic, then go for it but it certainly is not the cheapest way.
Been watching you since you first got your very first hellcat! I was a dirt broke lost 19 year old but fast forward today I’m buying a $1.5M home in Orange County! Hope to be in the position you are to have a fleet of crazy whips !! Keep inspiring man! You inspired me and motivated me to be where I am today!
I dont see it as bragging about it, its nice to share it with people, just wants me to work harder to work towards something like what you have.
Even though I don't have that kind of money yet for a car, that was much better than sitting in a car dealership
I personally think you should have outright purchased the car. Then leased it back to your company. The payment and interest would be the same as what you just signed. The difference is that your the bank. The tax breaks and the monthly payments would have been a better deal in my opinion. I do this on much cheaper vehicles, I can only assume that my method will also work on Lamborghini vehicles. Having said this, there is always more than one way to accomplish something. That's a wonderful car, enjoy..
Let’s gooo 🚀
I'm not sure what is going on with RUclips but I have to constantly keep subscribing to your channel. I look for your videos because you regularly upload them & when I don't get any notifications I search for your channel & I haven't received any notifications because it says I'm not subscribed. This is frustrating.
Most every other state has sales tax credit. Some have zero sales tax on used cars. We get killed in Cali.
I would imagine the miles restriction is 5k or less a year; This lease seems the way to go for an exoctic car, seems like you have more options.
Is maintenance included? I was under the impression that not having to cover the bill for maintenance was one ofthe pros of leasing. Correct me if I’m wrong. Anyway nice ride 🐝🐝🐝
Incredible video and explanation. Would be interesting to hear the layman's view (because you couldn't give financial advice) as to how the lease helps the business side of the equation. So many Americans are missing out on the tax advantages of starting their own business, regardless of if its profitable or not.
More vlogs like this
How much do they require for down payment on $200,000 loan. What did they want from you as far as paperwork? Being my credit is good i never need any financial papers when buying any cars. I buy expensive cars and own $400,000 in cars right now but I’m curious what Premiere wants to see from you for debt without using your score or anything. You did say they look at score but did they want a breakdown of finances. It seems cool and you can always sell before the balloon. Do they have a hookup for cars available because i think I’ve seen car dealerships with that name in rich areas of Florida.
So if you pay $1698 for 59mo thats $100,182 then you have to pay 90k at the end plus you put 80k down right?
At the end of trad financing you own the car out right... so technically you have guaranteed equity not based on resale value. You are banking that your Lambo won't dump its market value in the next few years. It's unlikely you'll be underwater when 90K comes due but something to think about. I've never considered open ended leases before, so I've learned something new. Can you sell it before the lease is up?
As I shared in the video the biggest advantage of this other than the tax savings is the early termination and equity transfer to a new car at any time or simply pay it off or switch to traditional financing anytime. And beats the hell out of paying $3000 month. Also, these have held their value very strongly over the last 9 years so it would have to contradict all Lamborghini history other than the Gallardo for it to drop that far.
So basically this video is a long ad for Premier Financial Services. Good video I appreciate the content but this is my take away.
I have never heard about open leases. Sounds interesting...
Maybe I missed the math and if so I apologize. But, with the purchase you also don't owe the $90k residual value. So leasing would cost more in interest and then you have to cover the nut of $90k or refinance the balance, correct? Not to be critical, but it seems a purchase is still better IF you keep the car 5 years. I really appreciate you sharing all of the details of the purchase!
You missed the math. I break it all down to the dollar. 👍
So looking at those figures, if you pay off the $90k at the end of the 60 months, you will have paid $85000 + $86,820=(60x$1447) + $90,000 which is a total of $261,820 , is that right?
2015 and up Lamborghini Huracans look just like yours? No change even on the 2024?
2018 was rwd and slight bumper update, but his version is more saught after, 2020+ they came out with evo that comes with forged carbon interior, facelift, and center rear diffuser, but not too big of a difference.
Good shit man
Stay blessed. And adopt me lol
I'm happy driving my BS car and watching you drive Lambos LOL.
I own a 2018 Performante. These are amazing cars. I love my Lambo. Enjoy your toy brother.
How much insurance pay on that monster 😫
One thing you can do is re-lease it instead of paying it off, but you’ll be re-leasing it at the $95,000 I believe. Hope you got the recall done as California requires a reflash of the sport mode. I guess they say it burns too rich. You have to do the recall before you can register/ renew your tags. Thankfully mines not due until next January.
Thanks for sharing but that’s the most expensive lease I ever seen
When I’m paying way more a month for my c8 than someone does a Lamborghini hurrican smh 🤦♂️…. I’m screwed…
How much is your payment? lol
You seem to earn lots of money. Why not just pay cash for your vehicles to save on interest? Do you earn higher interest on your savings than you pay out for your vehicles?
Sounds like balloon financing... open end lease
Mhm.. maybe a track hawk is not so out of reach or a range rover svr
I still enjoy your videos, but your level of income is obviously superior to most of us! Also, McLaren is way better than a Lamborghini lol just my opinion tho! 😊
2018 & on up cars are not the same as the 2017 & older cars!!! The exhaust systems are completely different !!!😅😅😅
Spend 200,000 to put no miles. Got it
I’ll be upfront with you ok I’m that guy then. I like content on your Demon 170 not your finances.
Let’s see you do some wheelies👍🏻 don’t be afraid if you never ran a drag strip. I bet you’ll love racing the 1/4 mile.
Hit up racer x I’m sure he will give you some tips. Run that clown Vic just to get feel for 1/4 mile or 1/8 mile.
Who wouldn’t like to see Demon 170 wheelies!
Meanwhile the want 300k for the 149😂😂😂
I own a tecnica and its NOTHING like the 2015 which was a very raw and rudimentary version of the Huracan. It has rear wheel steering, better aerodynamics, weights 400 pounds less, has LVDI system, handling and drive train and Akropovic exhaust system. It is a completely different driving experience. the V10 engine was not created by Audi and it was created specifically by Lamborghini for Gallardo in 2002 which was then shared with the first V10 R8. your info is so blatantly incorrect im speechless.
Leasing a car is complete BS. You finance it with either zero down, or 10% down DO NOT LEASE! Leases are subject to mileage restrictions and you don't own the car. It's like renting from Enterprise claiming you own the car when it's just a long term rental with a buyout option at the end of the term. Watch >>> ruclips.net/video/2Q-CWAXAqfo/видео.html
99% of your subscribers don’t have $80k just laying around to spend it on a Supercar for $200k + gas, insurance just to sit in the garage and being afraid putting miles into it not a smart financing decision. Just stick to making Dodge content D170 take it to the Drag strip already and do some Willy’s.
I think the down payment of 80,000 is from the trade in of the gallardo. I may be wrong.
Yal a leak hear an there an the body repairs you really can't complain about that yellow car because no matter what car brand you get their all the same there's always something going wrong on new cars an trucks an all brands no matter if the vehicle has 10 miles on it or 100.000 k on it a vehicle is always mechanical problems so you get something different an it's nothing but problems so my point cars an trucks are all nothing but problems an that every brand the bottom line all cars an trucks are junk an we put up with this junk because we need them to get to some places an when we get old we depend on these cars an trucks more an I know I got off the subject a little but it all ties in to buying a car or truck an why not buy a nice car like you because it cost a lot to fix some of these older cars as new cars I know i Brice an old car a 2001 cobra mustang an the average cost of a repair on my old car when I take it in for service is 1.500 dollars at the dealer an 2.500 if it needs something I didn't notice when brought in yal it's a money Pitt
If one leases a vehicle/home, one does NOT own that vehicle/home. It's a simp move especially as a vehicle enthusiast. Just know that.. I don't care if you don't like it, that's the reality/truth
You’ve got to change your screen name! This is the stupidest comment ever made on my channel and shows you know nothing about this kind of strategic lease. Anyone who leases can just as easily purchase with a traditional loan but gets hit with massive taxes and no business advantages. The open ended lease is nothing more than a tool to save on taxes and lessee 100% owns that car at the end of that lease. You’re clueless. And this comment is typical of the uneducated driven by jealousy. With your logic my $80,000 down payment means nothing. lol. Think that through for a minute. To think you actually could’ve learned something had you watched the whole video and did your research. 🤦♂️
That car is not going to be 180 thousand dollars in 3 more years is a 2015 is completely delusional .
Well history says different. Go try and by an old Murcielago or Diablo. Huracans have held strong for almost 10 years now. Share your evidence to the contrary or go away.
@@ocmotivatorvery true I have been watching them since they came out and good luck to get them at $200k. They don’t hardly deprecate. They cost new with no options for the amount they sell used with a few options and that’s the extent of any deprecation.
They are fantastic cars. The lions 🦁 roar of the V10 behind your ears is worth the price alone. Everything else is just gravy.
This is not a limited car anyone can go to the dealer and order them anytime before 2020 I live in Miami people rent this everywhere. If a Ferrari Pista has gone down and is limited a McLaren 765 LT that’s limited holds price . This cars that you see in green everywhere in south beach would never hold price especially for 2015 .
❤❤❤❤❤❤❤❤❤ God bless you in following your dream.!🙏🏿🙏🏿🙏🏿🙏🏿🙏🏿🙏🏿🙏🏿🙏🏿🤝🏿🤝🏿🤝🏿🤝🏿👊🏿👊🏿👊🏿👊🏿👊🏿💪🏿💪🏿💪🏿💪🏿💪🏿