Do I Buy, Finance, Lease or Rent My Cars and What Should You Do?
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- Опубликовано: 23 окт 2020
- Confused when buying a new car? Can't decide between lease vs finance? Always wondered how or why Yianni buys a new car almost every month? In this video Yianni reveals what he does and how much he pays with a few tips and advice.
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“I didn’t need the money” I have the same thought process when I’m about to buy a pizza.
Lool 🤣🤣
😂😂😂😂😂😂 literally
haha
ahh.. good one,
Alie
This guy has a massive following for a reason. Totally legit, honest and transparent. Solid video.
Have to agree. I've been a fan from Car Wow and only just recently started watcing his own channel. He's load and brash but that's just him and it's not in an annoying way for me anyway. He's does seem honest and geniune. Not many people would be so open about his personal finances and expenditure.
@@Soulfinger73 Yeah he seems like a decent guy tbh - you won't find any people of similar standing to him openly discussing their finances. Most of them would just pretend they've paid cash for their cars ;)
@@Jasonrm92 Is moneymakeeerrr
I actually thought he'd only show off... But he's providing information too awesome
He's a good guy. Does local charity work too. Definitely not the show off type.
He’s a good lad from the community.
To who is he giving info tho? You? You'll never buy those. If you could you have enough money and experience to know yourself lol
@@mindofvirtuoso3358 that's also true though
Course you did look at your name your a muppet
I've never even seen a single video of this guy, and I like him after watching this video
same here
Ask him if he has only fans 😂
Same, he’s got a great vibe
I used to watch him when he had around 50k subs, he just did videos about wrapping cars. I stopped watching him at around 100k because his content changed and I didn't like it. I do like this video though.
Same
Top man Yianni. Not afraid to be honest. Genuinely humble.
Warped definition of humble.
True, I learnt a lot about investment from him, now my finance have changed due to my investment in Forex and cryptocurrency
I Invest in crypto also . They're really profitable right now
I wanted to trade crypto but got confused by the fluctuations in price
Magret is really popular, I heard that her strategies are really good
Thanks Yanni! Love the honesty and the “don’t worry about other people , worry about yourself “ part. People think once you are an influencer it’s all champagne and unicorns 😂.
"Try not to worry about what other people are doing and worry about YOURSELF." LOL I LOVE him for this. I SUBSCRIBED
true but dont worry about yourself too much that you become selfish
This was legit informative and for someone who hasn’t watched Yianni in years it’s nice to see this mature content and down to earth facts 👌🏼👍🏼
Can't help but like Yanni.. he's worked hard, made a success of his business.. he didn't ever need to explain to anyone what he does when buying his cars.. yet here he is.. Nice one Yanni top bloke 👏 👍 👌
Exactly
Such a detailed and honest breakdown of how you own so many cars. More YT’s should do this instead of pretending.
Don’t get the BMW though, unless it’s being ran every day that’s a waste of your money.
exactly
He is making so much money that it won’t effect him
The bmw is probably a business lease so it’s just a company expense
@@suckerz01520 doesn’t matter if it’s business or personal still a waste.
Beemer is basically a company car.
What a decent bloke he is. Good luck to him. Top man.
Honest and genuine. This is real talk which is rare to see on RUclips. Gratz my man keep killing !
I don't usually comment but I just had to applaud how not only did you educate but you did so with so much humility. You could have stunted, bragged and even exaggerated but you didn't (or at least I didn't get that impression). Mad respect.
Word
Its a flex in itself 😂 he doesnt need to
So it's a smart business... Not just buying, but branding
I love how down to earth he is. Transparent and making the time for viewers.
This is by far the best car finance explanation video I have ever watched and I'm subscribed to almost every car RUclipsr and have been watching constant car related content since probably 2014.
This is the Realest I've seen an "influencer" being. He is basically giving free financial advice.
(PS, I know he's more than an influencer, im just referring to him in his capacity as a youtuber)
My friend this is not a a financial advice at all believe me hehe but hey he seems honest how he got the cars
Took him a while to be ‘real’ though didn’t it
@@3litepker cbecause its not of our business lol
What does he influence you to do exactly?
His financial advice is what?? He is claiming he makes money from owning these cars. That is terrible advice for normal people. Normal people don't get 'influencer' or VIP deals, and don't get sweetheart deals on $30k bodykits, etc.
Lots of cars will depreciate %35-50 over the first 3 years. A $70k BMW will drop nearly 50% in 3 years. So buying new cars constantly is a stupid financial move.
And he fails to explain the balloon payments at the end of his finance deals.
Seriously think that Yianni should do a podcast after watching this vid. Who else thinks so?
Agreed he has a great way of talking very engaging and interesting and obviously is very knowledgeable about cars.
Completely agree !!!
@ceocast
Wow, was not expecting that. Honest and humble. Telling people not to go beyond their means. Wish more were like this dude.
Extremely clear and well delivered. I like the fact you also explained the "personal circumstances" aspect, incl. social media influence, breaking lease terms, etc. It's not all about the counting the pennies. The visual aids were also especially helpful. Great, clear video. Absolute textbook - well done, and thank you for keeping it real!
love the transparency and honesty! how many people on youtube would honestly say they've taken an L for a few grand? Not many. This info is really cool to know so thanks
Honesty is very rare nowadays...thx for keeping it real!
Exactly what I was thinking.
What a fantastic video. My respect levels for Yianni have gone up a notch or two after watching this.
It's so nice getting this kind of transparency! Totally changed my view on this topic. Keep up your awesome content! :)
600 A Month is cheap as chips.... I can't even afford chip's
Spot on.
Its so cheap its true.. Me or you if we go in BMW and we want to lease this exact car .. we will prolly get like atleast 900-1k a month and THATS A LOT for 12 months
G{t ur money up then brookey
What's the mileage though if doing over 6 which most people do then not so good ?
Dont finance or buy a car, walk and get a bike. Invest the money in the stock market
Yianni has taught me more about finance than my education system
What school did you go to? Lol
In about 30 seconds
facts
When i started eatching the video this comment had 10 likes
Did you study in a garden shed?
I've just discovered your channel and this guy seems genuine and honest. Clear and concise explanation of different methods of purchasing a car.
“At the time I didn’t need that money”
I love it when people make those kinds of statements!
The fact that he tells us he finances some of his cars and doesn’t try to make it seem like he’s all that shows what a nice lad he is 👍🏼
lad? is that uk?
@@steve00alt70 yea
No. He is just telling the truth that would come out anyway if he lied. It doesn't mean he is a nice lad wtf
@Henrik but if you're paying monthly you wont have any "extra" to invest?
If you buy it outright, you save 300 a month that you can invest, which will cover part of the depreciation on the car
@@djibby1157 you need to invest first. Use the money you make from investments to pay for the car
Im trynna get to the point in life that I forget I own a brand new BMW...
he doesn’t own it though
@@lucr.7325 yh he does... you pay for it... you own it simple... no one has a spare 80k to buy a new car... I bet 90% of brand new cars you see on the roads are financed or leased
@@royal6371 if you salary aint 3x the value of the car you can’t afford it mate
@@johnstewart1814 we ain't talking about being able to afford payments or not... who are you to say if someone can afford something or not... anyway this is all based on opinions
@@royal6371 paying for someone does not mean you own it smfh. what type of logic is that?
A great honest and straight forward explanation of the various ways to purchase vehicles. Leasing trumps top including the hassle free aspect of driving a motor; no MOT for the first two years, little risk of breakdown.
Love to hear your thoughts on classic cars...
Thanks for taking the time out to give your honest opinions. Keep up the good work, your fans appreciate it
I like how honest you are, it's like you're talking to us as a friend. The transparency is real & I LOVE IT!
I feel like if you make a video on how to invest in cars and know whether a car is a good investment or just to lease it when you buy your next car, it'll be so good and educational to give advice to the young entrepreneurs out there.
I just steal all of my cars
I want my bentega back
Can you return my Nissan micra please?
Where's my m3 gtr lad
Bro can you give my 2001 toyota yaris
Gimme back my Prius bro not nice
Great video Yianni, really clear and concise and has improved my understanding on the options available to get a car 👍
Yianni this style of video is quite insightful, would appreciate more 🙏🏾
_"Try not to worry about what other people are doing and worry about yourself."_ Just about as good a piece of advice you could hear online.
Interesting piece, thanks Yianni! I hope the Aventador finds some value and you make your spondoolies back on it.
Peace. ✌️😎👌
"I'm going to show you how I bought each one of them" *an ad plays
ahh i get it
Thank you for being straight up. Respect you for not being big headed. You work hard you keep people in work so you enjoy the returns. Respect.
GREAT TALK ON FINANCES ,IT OPENS YOUR EYES TO HOW IT ALL WORKS AND GREAT HONESTY ,GOES A LONG WAY
That's what you call a humble and honest man, God bless 🙌🏻
The least humble guy going
Probably the most honest "how do I buy my cars" I've seen
Loved the video Yani. You were real and gave proper advice. More content like this please. 👍🏽 👏. I am a business studies teacher and I will actually use you video to teach about branding. Your company is a great case study for how branding and social media are used.
The honesty was amazing in this video, very helpful! 🙌🏼
We need a race Yanni vs Matt on foot and a brake test as well from 7 miles an hour
From 7 mph??? Yianni maxes it out at 4 mph,
@@snake_3608 😂 😂
Snake_360 😂😂😂😂
Buzzing you've addressed this.... there seems to be this strange stigma with financing / PCP-ing a nice car people are so quick to shoot you down for it I think it purely comes down to jealousy im 100% certain if the hater could afford the deposit, monthly and running costs they would! Even if I was a millionaire I would PCP !
Lol no you just wouldn't pcp as a millionaire at the end of the day the car aint urs until you paid it in full....
You’re 100% correct Lee, it’s so true even these premier league footballers finance cars. If you don’t believe that you can find the london super car dealers even saying it.
@@HasanAhmed-xd2bc are you a mind reader all of a sudden?
@@HasanAhmed-xd2bc I mean it is yours, the company can’t just get in your car and drive off with it can they?
@@HasanAhmed-xd2bc yianni is a millionaire and he leases which is (pcp) lmao you are smart aren't you
Honestly I'm a huge fan, I love the way you explain everything. keep up the good work.
Love this advice man, so real. Thank you!
Loved this... who else wants to hear his advice on how to grow a business and other valuable lessons he has learnt over his career!
I love his transparency in this. It's refreshing that he feels so comfortable to talk about something that is generally too intimate and quite personal information for most! Respect 👊🏽
Me driving a 55 plate 206
Yianni: "My wife's range is getting old now it a 2013 model"
Dammn bro. You just changed my perspective on Financing and Leasing. I'll definitely consider or out right lease my first car (not an exotic car nor one I wanna keep). Before I just did not even consider leasing as an option primarily because of a lack of knowledge on the topic.
This video gives a great explanation without all the confusing numbers as to why and when to choose lease over finance and vice versa. Amazing!!!
Didn’t expect this video to be so informative and so well explained. Thank you 🙏🏾
I love how honest, open, and confident you are, and how you talk openly about this
Me driving a 55 plate 206
Yianni: "My wife's range is getting old now it a 2013 model"
@Henrik 0iq what if they been for a long time before the money lol
7 year old car is old
I keep my cars for no more than 4 years
I have a W reg Polo
@@arunparkin2552 exactly any car is better than no car
Hire purchase is also a type of finance ! This allows you to pay a deposit pay monthly but have no balloon payment at the end. Premiums are usually a bit more, however for most “cheaper” ever day cars this is the most common option where you keep the car at the end of the term! Great video yanni keep it up !
I see
Was he saying he would make all the money back on the urus???
Yiannimize the financial adviser.. you truly r the man.. so much wisdom.. you ar more than an influencer..Bro you can feel the genuineness...I know I do..💯🙌🏾
Wow Yanni..... you broke it down for the audience so nicely....I know people who would finance/lease a car and pretend like they bought it, but you didn't flex at all and were so humble about it.
At the risk of sounding gay, love ya' my man ❤️
my thought exactly ---
Loved this honest video and specially the “stay in your lane” part easy to get wrapped up in what other’s think when you have to pay the bills as long as you’re happy with what you have then that’s all that matters!
Love the honesty! You are living the DREAM! 💙
very brave of you to give a real-life peek into the "show business" keep up the good work
Yianni: “I didn’t need the 300k” high tier flex right there
😉
£300,000 might not be alot to yanni but look at how hard he's worked! No-one see the behind the scenes the long hours building a rep for his company! The geezer deserves to treat him self absolutely legend in the wrap scene and the car scene just a nice normal guy all round
@@151CHAVIN I recently started watching yianni again and jeez I forgot how much of a down to earth honest person he is.
151CHAVIN I wasn’t hating at all, if anything I was impressed!
Implies he's not investing in stocks? Doesn't matter what the market is doing, stock investing is long term and eventually it recovers - so any spare cash you don't have use for should be put into stocks (indexes/ETFs mainly). Really odd though that it sounds like he doesn't have a financial/wealth manager given how rich he is. A wealthy manager would never let £300k be lying around doing nothing.
i love you man! you’re so humble, hard working and seem like you’d be so easy to talk to. i see you being an amazing dad
Thanks Yani
I got all my answers I had in my mind, about financing, leasing and buying cars,
Appreciated brother 🙏
What a very refreshing, open and honest video - thanks for posting - Great insight.
Great video, very rare you see someone so high profile being so open about their finances. Very informative for people wishing to purchase expensive cars in the future
Hell, this is one of the best videos I've ever seen on RUclips. Top info on car finance, really nicely put, and some top life advice at the same time. Came for the wraps, stayed for the lesson.
"Try not to worry about what other people are doing and worry about yourself."
I’ve been contemplating whether to finance or lease and you just kept it real, clarified it for me! thaaankkss
Awsome to hear about your personal choices. I always like the interaction between you and Mat
Great honest video from a top bloke. Met you at a Birmingham car show , you were great with my son, your staff were friendly and helpful . Keep up the good work 👍
Such real talk there bro, honestly this felt like a heart to heart with a brother and a financial advisor!! Yanni that was real👍👌👌 thanks
Really informative for young people like me, really appreciate the advice!! 🔥🔥
The best advice I've seen on RUclips! Thank you for that!
Solid advice mate, I really enjoyed the honesty.
I have no interest whatsoever in car wraps but I watch this channel because of Yianni's transparency about his business and how he treats his staff. Good job mate, keep it up!
Never thought about how good of a business man yianni is. Fantastic video I love the info
Great video, You talked through each part really well. Thanks for the tips 👍
I got my first car this year and it's leased. It's a brand new 2020 Audi A1. Some people said it's too flash for a first car but to be honest i'm 26, worked my ass off since uni and thought i deserved it. Leasing is 100% the way forward. Here's some more advice for leasing:
Shop Around: I was talking to about 4 different lease companies and SHOWING them the quotes each company was offering me. They will FIGHT to get you the best deal because they want your service for 2+ years
First Monthly Payment: Once you've signed all the paperwork your deposit will go out first but then your first monthly payment will go out about 10 days after too. This took me by surprise so make sure you've accounted for that. What you can do is call up the finance company (not the lease company) and change your monthly date so it's not a massive lump some coming out of your account.
Lease for Max 3 Years: It's tempting to go for the cheapest deal, but this is because most car warranty ends after 3 years so if anything happens after that you're in trouble.
Hope that helps! Thanks for discussing this Yianni and push for leasing. End of the day it's your finances and you don't need to impress anyone.
@Jerry Rawlings moral of the story is to get whatever you like. Do you think 90% of those with real estate can afford their properties? They put as little as they can in and buy as much a possible you my friend are a hypocrite as are many others who have mortgages, phone contracts and other financing of sorts.
@@Horizon301. so its better to lease?
@@chriswhynder8311 cars depreciate so quickly. If you want a pretty much brand new Mercedes, audi etc then lease it. If you want a basic Ford fiesta then PCP or HP is ideal since the depreciation won't be that much since they don't cost that much in the first place. PCP is more suited for me personally
I made a lot of mistakes when I was younger regarding cars. Buying nice cars and changing them way to often when I was younger. It took me years to clear the debt. I got put off cars for ages....realizing I could of used the money towards a mortgage deposit. I eventually bought a cheapish used car with savings a decade later. If I could give you one bit of advice, it would be don't waste money on cars. Especially leasing cars. You are likely never going to own the car and in a decades time you will wish you put it into buying property.
@@chriswhynder8311 if the alternative is buying a new car then yes 100% lease it, you will save lots of money. Cost of ownership is the depreciation for a car bought outright, ie you buy a 7 series and it loses £30,000 in value in 2 years and 20k miles, in such an instance you could lease one and the cost of ownership would be less than £20,000, more so £15,000. So you could buy it outright and tell people that you are able afford to do it but in my mind it’s foolish and you have no sense of value for money really, it also ties your money up so you can’t invest elsewhere. I saw a two month old A8 for 40k last month, it was from Audi and Pre reg with 1500 miles on and it was black edition, it’s lost 30k at this point and it’s a steal of a deal to buy outright but it comes with added hassle and you have to worry about depreciation and selling the car. So there are two scenarios there regarding the A8, you could end up paying full price and someone else buys one for nearly half or you could lease it and likely still save money and have less hassle and worry.
Amazing honesty Yani!! Totally puts down prats digging into your personal life 🤜🤛🏽
This is a really great transparent honest video with some really helpful information which I was able to learn from. Thanks very much!
Really nice of you being honest mate. Congrats on your cars
Humble and honest 🙏🏽👊🏾
I like his honest and straightforward 💯
Respect to this guy for the transparency.
First time I understand the full detailed information about all those methods. Thanks G💪🏼
This is actually a very good and informative video, clearly explained and well thought out! I think it eliminates a lot of myths that viewers have about the cars that various people own.
Keep up the great content!
Definitely some good advice, why I am on a lease deal with redline. Then get the latest car when my time is up.
This is why I like PCP, which is another form of Finance/Lease.
You have the option at the end of the term to either hand the keys back, buy it (with the pre-agreed value at the start of the contract), or use any residual value it has above that as a deposit for your next PCP when you hand it back in.
Fantastic video, I love the honesty and the simply breakdown of it all. Nice one!
Very open and honest video, thanks for sharing! Keep up the great content.
This was really useful Yianni and a nice change from your usual content. And props for keeping it real. Stay blessed ;)
hey, yanii
i loved the video because it was super informative and would love to see more videos like this. also i was wondering if you could talk more about building a business and how to approach situations that are financial related and when to pull out and start over, just some financial advice when building a business
would be amazing to know more about!!!
again, love this type of video
This is best advice ive heard from youtube. Ive got a license but not in a position to get a car, however this video was helpful to me. Thanks Yianni
Yianni, this was wonderful. Thoughtful of you to give out insightful information.
As a female in her 20s I have just started understanding the "car world" I felt so stupid not really understanding leasesing and financing a car. Or what would be best, I appreciate you educating us in this video! Wise words: they're not paying your bills so why are you bothered and stay in your lane!
I love that you’ve set it out so clearly
So many youngsters will be getting burned by their finance deals.
big up yianni! good info. top guy always see him on finchley rd and beep hes always gives a nod and keep it real! good role model and inpires you to aim higher in life! bless!!
Like the honesty buddy. With also the best advice
“Stay in your lane” 👍
Whole lot of new respect Bruv! Sound video, and you Just being yourself. Skeptic at first but you are a genuine down to earth human being. mad love!
Bruv ?? Usually low life people saying this word ! Are you addicted to illegal drugs
Honestly Yianni you’re really interesting to listen to mate. Keep doing these they’re great 👍
I'm glad he made this video. He explained it really simply. I've tried explaining this to friends and they don't get it. Good video.
Phenomenal video. Massive respect for such honest and decent advice
Great honest vid Yianni love the Renault 19 reference haha Yea right! Keep it up man 👍