![Pranay Kapoor](/img/default-banner.jpg)
- Видео 46
- Просмотров 340 111
Pranay Kapoor
Индия
Добавлен 7 авг 2010
Hi there!
I'm Pranay and I work in Product marketing at Google. This channel is an extension of 3 topics I'm passionate about - personal finance, cars and career.
Whether you're dreaming of your next car purchase, optimizing your credit card rewards, building a fulfilling career, or simply want to make smarter financial decisions, I'm here to bring you experts across fields to share their experiences and insights.
Important Note: While I work at Google, the views I share on this channel are my own and don't represent the company. This channel is not officially endorsed by Google.
Look forward to see you subscribe and be a part of the journey!
I'm Pranay and I work in Product marketing at Google. This channel is an extension of 3 topics I'm passionate about - personal finance, cars and career.
Whether you're dreaming of your next car purchase, optimizing your credit card rewards, building a fulfilling career, or simply want to make smarter financial decisions, I'm here to bring you experts across fields to share their experiences and insights.
Important Note: While I work at Google, the views I share on this channel are my own and don't represent the company. This channel is not officially endorsed by Google.
Look forward to see you subscribe and be a part of the journey!
Got a new Slavia CHEAPER Than Used | Tips on scoring the best deal | My car buying journey
I was in the market for a used car, browsing sites like Ola Auto, Spinny for options. But I ended up driving home in a brand new, fully loaded Škoda Slavia! And here's the kicker: it was actually cheaper than the used Slavias available!
In this video, I'll take you through my car buying journey:
- My initial used car search: How I explored different options and platforms.
- The unexpected turn of events: How I stumbled upon an incredible deal on a new Slavia.
- The negotiation process: The tips and strategies I used to secure the best price.
- Slavia review: My thoughts and impressions after owning the car for a while.
And a lot more!
If you're looking to buy a car, this video is for you. I'll s...
In this video, I'll take you through my car buying journey:
- My initial used car search: How I explored different options and platforms.
- The unexpected turn of events: How I stumbled upon an incredible deal on a new Slavia.
- The negotiation process: The tips and strategies I used to secure the best price.
- Slavia review: My thoughts and impressions after owning the car for a while.
And a lot more!
If you're looking to buy a car, this video is for you. I'll s...
Просмотров: 30 057
Видео
Amex Gold vs. MRCC: We Reveal the Winner in 2024 | Which card should you choose between the two?
Просмотров 8 тыс.День назад
Amex Gold or MRCC? 🤔 It's the battle of the cards, and Anmol and I are your referees! 🥊 We're geeking out, comparing different scenarios and rewards to truly help YOU decide what makes sense! We're breaking down the pros and cons of each card, comparing everything from the welcome bonuses to Gyftr points to milestone beneits. We'll even share some of our personal experiences to help you decide ...
How used car dealerships work | Secrets they don't want you to know | Secret world of car dealers 🤫
Просмотров 15 тыс.14 дней назад
Buckle up, grab a coffee and join us for an exclusive interview with Achint, the owner of "You Drive Me Crazy," a luxury used car dealership in Gurgaon. Ever wondered what REALLY happens behind the scenes at a car dealership? In this video, Achint spills ALL the tea on how his business operates. He'll break down the entire process, from: - Sourcing: How he finds those incredible luxury cars you...
Why is Super top up insurance important? What to look for | Which one did I get
Просмотров 1 тыс.21 день назад
Are you a corporate employee worried about skyrocketing medical costs? 🤯 Your regular health insurance might not be enough! In this video, I dive into the world of super top up health insurance, the secret weapon to protect your finances against unexpected medical emergencies. 🛡️ I'll break down everything you need to know about super top up policies, including: - How they work and why they're ...
My portfolio, Debt instruments, Credit cards & MORE questions answered | 1000 Subscriber AMA | 💬 🎉
Просмотров 3,2 тыс.Месяц назад
Hey everyone! I'm seriously still pinching myself - we hit 1000 subscribers last month and now at 2500 subs! 🤯 When I first started this channel, it was more of a passion project than anything else. I never dreamed that so many of you would actually tune in and find value in my videos. It’s truly humbling and means the world to me! 💖 To celebrate this milestone, I'm hosting an AMA to answer YOU...
How Rajesh saved 1.7 Lacs with BH series | Pros, Cons, How to get it
Просмотров 4,1 тыс.Месяц назад
Rajesh, a Google Cloud employee in Pune, was thrilled with his new Skoda Kushaq, but navigating the BH series number plate registration process was a challenge. In this video, he shares his experience and breaks down everything you need to know about the new Bharat series vehicle registration: - What is the BH series number plate? We explain the basics of this new registration policy for cars. ...
From Apprentice to Full-Time APMM: Vanya's Journey & Tips
Просмотров 1 тыс.Месяц назад
From Apprentice to Full-Time APMM: Vanya's Journey & Tips
Saved ₹13 Lacs on a Mercedes GLE 🤯 | Pre-used Mercedes with only 200Km on the odo
Просмотров 33 тыс.Месяц назад
Saved ₹13 Lacs on a Mercedes GLE 🤯 | Pre-used Mercedes with only 200Km on the odo
Prepaying your home loan | When to prepay and when to invest | Excel sheet included
Просмотров 3,1 тыс.Месяц назад
Prepaying your home loan | When to prepay and when to invest | Excel sheet included
₹70,000 for Amex Platinum Charge card - Worth it? Why did I get it | Honest review | 2024 India
Просмотров 15 тыс.2 месяца назад
₹70,000 for Amex Platinum Charge card - Worth it? Why did I get it | Honest review | 2024 India
Are pre-owned cars worth it in 2024? A guide to help decide when do used cars make sense in India!
Просмотров 104 тыс.2 месяца назад
Are pre-owned cars worth it in 2024? A guide to help decide when do used cars make sense in India!
Earn passive income with commercial real estate like warehouses? Don’t miss this!
Просмотров 4,7 тыс.2 месяца назад
Earn passive income with commercial real estate like warehouses? Don’t miss this!
Mutual funds India 2024 strategy | low volatility index fund | US investing Vested 🚀
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Mutual funds India 2024 strategy | low volatility index fund | US investing Vested 🚀
My first ever Ironman 70.3 triathlon | Let's do it 💪 🏊♀️🚴♂️🏃♂️
Просмотров 4843 месяца назад
My first ever Ironman 70.3 triathlon | Let's do it 💪 🏊♀️🚴♂️🏃♂️
Switched jobs from Google Play to YouTube | My experience | how to evaluate job change
Просмотров 5513 месяца назад
Switched jobs from Google Play to RUclips | My experience | how to evaluate job change
Our favourite Credit Cards 2024 | Mastering Credit Cards in India 2024 | Credit card strategies
Просмотров 57 тыс.3 месяца назад
Our favourite Credit Cards 2024 | Mastering Credit Cards in India 2024 | Credit card strategies
Fixing your LinkedIn DMs | Tips to send LinkedIn DMs
Просмотров 1,2 тыс.5 месяцев назад
Fixing your LinkedIn DMs | Tips to send LinkedIn DMs
How Selina Became a Google APMM Without an MBA! 🎓🚫
Просмотров 1,8 тыс.5 месяцев назад
How Selina Became a Google APMM Without an MBA! 🎓🚫
Bollywood, Travel, & Google: Safdar’s incredible APMM Story
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Bollywood, Travel, & Google: Safdar’s incredible APMM Story
5 easy tips to make your resume shine | From a Google India employee
Просмотров 4608 месяцев назад
5 easy tips to make your resume shine | From a Google India employee
What is Product Marketing? What does a PMM at Google ACTUALLY do | Different types of PMMs
Просмотров 5388 месяцев назад
What is Product Marketing? What does a PMM at Google ACTUALLY do | Different types of PMMs
used car dealers are pure hypcorites....if you seek to buy a car from them...they will pitch the car using the current new car prices and will inflate the amount that you will be saving .... on the other hand ,when you sell to them...they will judge a car on the basis of price at the time purchase
Is there any discount similar to this 24th skoda sale on other brands like honda suzuki toyota hyundai
Great content, would like to connect with you over Instagram. Have some FAQ questions to this video. Thanks in advance!
After Klaus Zellmer's statement last week, this deal carries many doubts!! 'Pehele se badnaam' service, & possibility of 'GM/Ford/Volvo' sword of shutting down of business!! I won't invest my hard earned money, in a company, which don't do business, based on the country's aspirations!! When P.M. Calles for 'Make in Bharat', this group, imports, engine, gearbox, even sheet metal!! It's pathetic, if the groups name, is people's car(VW), IT SELLS AT PREMIUM PRICE? DONT MAKE IN INDIA, Despite having two 250 acres plant's here? ( They don't employ engineers, they employ fitters,who fit imported parts here!!) I was myself a VW/ skoda fan!! But am a critic of their functioning now!! They have wasted 24 years( skoda) & faith of many enthusiast's like me!! Anyway, 'Happy purchase' & motoring!!
I believe your dcb will give you much higher returns than ap icici on Amazon through smartbuy gyftr
Thinking about buying a skoda/VW and I am known on the streets as a market vampire! I only open my arms when the market crashes! Be it stocks or crypto! Bought Ford freestyle just after Ford announced its exit. Got 1.70lacs + discount on an under 9 lakh car. So for slavia or vitus, when VW announces their exit, I'll wake up again and buy that car for at least around 4 to 5 lakhs discount. Deal 💯
😂 thanks for sharing market vampire
Hello Pranay - Great Video - wanted to start my Amex MRCC journey. Can you share your referal link for Amex MRCC card?
Your referal links are pointing towards the Amex Platinum Travel card
You can click on 'view all cards' at the top left corner and it will then show all the cards to select from.
Warranty matters especially Germans else you will be bankrupt 😅
💯💯
Very informative video. Was that a 2023 or 2024 model you bought? Doublechecking..
2023
Why reject Honda City??
4 star rated in global Ncap, nothing against the car though. In fact it's probably easier to maintain over the longer term
Hi @pranay i am looking to buy a new 7 seater diesel top end model in similar steal deal like uours. Any help or suggestion from u would help me and my family. Maruti is out of question due to safety..
Lovely analysis guys….. Have been using Amex Rewards card since 2014, but never analysed it on such great details…. Was using it only for the 1000 reward points at 6000 spends every month…. Rest all through Infinia… Will switch to using it for 20k every month now, as you demonstrated… One more huge huge plus point with Amex cards is their amazingly good customer service…
can listen to this for hours
Yes this is informative video ❤
Keep up the great content. It's really helpful for buyers to know about such deals 🙂
Glad you found it helpful, thanks for your comment
Loving your transparency, this whole dealer bullshit is crazy, there should be a thing like autotrader in india to connect owners and bidding system, i bought a cla petrol 2016 model in 2020 for 19 lakhs, i'm the 3rd owner and loving it. Will be selling it soon though.
I don't usually like a video. It's been a year. Glad to save this wonderful video which helps a lot of novice people out there. Thank you 🙏
Oh wow 😲 Glad I was able to break your streak of not liking a video!
Hey Pranay. Thanks for such epic content ! Slavia at this cost is unbelievable. I had a query for you, I work in Bangalore and have been looking for a skoda superb for more than a year, unfortunately, they sell it over here at exorbitant rates. I checked in kolkata and they are charging about 13 lakhs for 2017-2018 models. Here is where I'm confused, should I get a 6-7 year old superb (about 30-50k driven) at 13 lakhs (given, everything like service history etc checks out) or should I get something like a new verna 1.5 DCT turbo at about 18-19 lakhs. The superb will hit 10 year mark by 2027 itself, probably start drilling in my pocket due to big repair/replacements, also lose value really bad. I intend to drive both the cars politely and gently, and keep it for atleast 5 years. What would you do in this case ? In terms of cost of ownership, hassle etc. Thanks a lot in advance, and please keep bringing more such content to us, I barely know any other content creator who talk about real life buyer challenges and problems. Cheers !
Hey there, thanks for your kind comment 😊 On your dilemma, it's a tough one haha Superb is literally a few segments above the Verna. Heart says superb if everything checks out. Head says Verna because of Hyundai practicality. I'd probably go with the head personally but let me know what you decide :))
@@pranayk37 Thanks a lot for your response. Exactly, I've always liked the plush interior and simple + evergreen design of 2018 superb, so much, that I like it better than the latest gen one. I'll travel to Kolkata and validate the car's condition !
Now I'm invested in this superb! 😂 I agree that superb is a great car, have dreamt of owning one always. Let me know how the car checks out and keep me posted please! @@thetravellingcoder8688
@@pranayk37 Sure Thanks ! if you're okay with it, I'll take some that "car connoisseur" guidance of yours to decide whether to close this deal or not.😊
It's a good idea!😊😂😅
love your car related videos and the way you talk keep these videos coming. love from kashmir 💗💗💗
Thank you ❣️
Thanks from Kashmir, India
Hi, Thanks for the great insightful video… I have a query regarding the swiggy credit card…. I’m presently using INFINIA card to buy swiggy vouchers at 5x rewards through smart buy. This translates to a 16.5% rewards rate…. These vouchers can be used to top up swiggy wallet… The swiggy wallet can be used seamlessly for buying groceries through swiggy instamart as well as dining spends through swiggy dineout. Isn’t it better than using the swiggy cobranded card that gives 10% cash back ?
When someone says automatic, it generally implies Torque converter. Other gearboxes are generally referred by their respective names like DCT or DSG, AMT, CVT or IVT etc etc
So me being confused wasn't unwarranted? 😅
@@pranayk37 that was legit.
Lastly, I also have the Citibank Indianoil card that I use for all fuel expenses… it gives 2.75 % rewards on fuel purchases that can be used to pay for fuel in the ratio of 1 reward point = 1 rupee… Fuel surcharge waiver comes in built… rest all cards do not give any reward points for fuel purchases… So isn’t this card better for fuel purchases… ? I am using this card since 2007 and am extremely happy with this one… Just needed your views on this please.
And similarly, rather than using ICICI Amazon card for purchases on Amazon, why not buy Amazon Shopping vouchers through smart buy at 16.5% rewards and use that balance for shoping on Amazon ?
I wanted to ask when you're selling BH registration car the buyer has to be eligible under those 4 BH criteria to buy it right? Or anyone can buy?
Yes the buyer has to be eligible. But if not eligible, it can get changed to state registration too.
@@pranayk37 ohhh thanks,btw you're videos are great and informative I'm loving it,keep it up
Can someone explain why BH number plates are cheaper?
Please see my video if you can ruclips.net/video/_k8lyQzJmhE/видео.htmlsi=Q6aquvs3fY9Ka9r0 It started out as a benefit for govt employees and was later extended it to some private employees as well.. all explained in the video
Where can we check it? Share the link please.
www.skodaonline.co.in/buy/cars/ Check it on 24th
flash sale was only for that month.
Not true.
Excellent job mannn... Happy for you,, I am planning to get bmw X1 and this will b my first luxury car InshaAllah. I found ur video very helpfull. I want to know how to contact groupve and any idea of Flash sale of BMW 😮 if any. Thank you 😊
groupwe.in/ No clue about bmw X1 flash sale hehe but amazing choice. I'm a big Bmw fan, wishing you lots of speedy safe miles in your beamer!
Why BMW X1 bro? Starting level luxury cars don't justify themselves much.
This information is gold mine!
Glad you found it useful! Please help the channel grow and share with people, thank you!
Super entertaining and informative video, pranay! Enjoy your new set of wheels...continue swallowing the miles!
Glad you enjoyed it, thank you!
Lot of you asked about BH number plate. See the video here for details. ruclips.net/video/_k8lyQzJmhE/видео.htmlsi=tSTm3-QscPCe8v6u
Hi Sir, if you would allow the grey shirt person to talk would have helped. Most important the white shirt fellow just kept quiet
The grey shirt person is me 😂
@@pranayk37 🙂
Wait every month on the 24th? Is the offer still on?
Yes it has been on for a few months but varies by the month. Do check it out on July 24th
Very informative. Please share the link for the BH registration video
ruclips.net/video/_k8lyQzJmhE/видео.htmlsi=tSTm3-QscPCe8v6u
the intetviewer interrupts a lot
It was less of an interview but more of a conversation between two friends :)
@@pranayk37 yeah but shd wait for the person to complete b4 interjection
All OEM do the same. They want to liquidate the inventory and get the cash in hand.
Demand supply dynamics. Currently the demand is down so they're coming up with ways to sell cars, good for buyers like us
Great content man…!!! My friend bought slavia 1.0 auto for like 16.5 lakhs😂😂😂
watched this at ryt tym tq
Super like for video..its very informative
Thank you for your comment and glad you found it helpful! 😄
Do cars have karma attached to them?
Never thought about that, but elaborate more?
Congratualtion on your new car, This is very good information. Can you also share in details on what all need to like must have for new car insurance and any hacks to get a better deals in your next videos.
Thank you and glad you found the info helpful! On insurance, there are a few things to think about. 1) zero dep insurance 2) return to invoice.. check with your dealer, they'll be able to guide you well. But check policybazaar and acko before finalizing and buy from them. Not the dealer
Great ,crisp, detailed that's how videos should be. But why you didn't consider the city hybrid??
Wanted a 5 star rated car. Love the city though but also found this deal to be better value for money
@@pranayk37 city has scored 5 stars in ASEAN ncap which is considered more stricter than GNCAP , though slavia 1.5 dsg at 16.14 is surely a steal deal. Happy miles to you and your fam. 🤛
Thanks for putting up this amazing video.. I would want to see a detailed video on paying the income tax using credit cards .. and the related nitty gritties about it. I saw Pranay paying it the previous year so maybe that will help ppl like us.. All the best!
What a great guy Pranay is, I recently discovered this channel and I can tell this dude is so transparent with all the numbers. No Excel sheet nonsense, something that all the Fin-fluencers do nowadays. Just breaks down everything in a systematic way even a 7th grader would understand.
Thank you for your kind comment! ❤
Check if you have the Jio Sim attached? Zedex patprganj
Not sure I understand
Superb.. the owner gave amazing ways to negotiate.. Kudos to him and you guys for bringing such informative video
I am the owner haha Thanks for your comment and glad you liked the insights!
Getting 23 ambition 1 litre automatic for 14.40 lacs, now i am contemplating is its a good deal 😢😢😢 what do u think?
Wait another 12 days till 24th and then take a call
@@pranayk37make sense, so these are special company offered discounts right? Thanks you for helping and congrats on your new car cheers
Yes these are special offers from skoda directly. Depending on what stock is leftover and what do they want to dispose off. Thank you! ❤
Did not understand the reason for rejecting Tata. Diesel cars??
Yes. Harrier is only diesel and I'm in NCR so didn't want diesel
So is the car 2p24 or 2023 make?
2023