Just ordered the wallet. Sold all my old ones and it paid for the new one..Starting Jan. 2020 on track!! Cant wait to get my wallet in. Coming in the new color tan/goldish. YaY!!!
I've been a long time fan of Dave Ramsey. I've gotten away from envelopes and cash though. In the last few months I've started to carry envelopes again. But I have a money pouch with plain boring envelopes. And I hate carrying it in my purse. Last night I stumbled upon this concept of these cute cash envelopes. I looked on Amazon for a wallet type thing last night. Glad I didn't purchase the one I saw. I like this one much better. Thanks for doing a video on this.
654Bearcub I have found a bunch of free ones on google. I recently watched a video where a woman used an atm envelope as a template that seemed to work well. My cash envelopes are made from dollar store scrap book paper and are unlamented, they work well. Honestly the Etsy ones while nice seem really expensive to me.
My heart literally fluttered! I’m so happy to have found this page! I looooove origination and pockets, etc. Lol, I know 🙈This would have everything l love in one!!! Thank you for sharing!!!
I love the idea of cash envelopes but I've learned that if I need to set aside money, I need to leave it at home. The temptation to use all that money is too great for me. Sad to say, I don't have much self discipline. So I keep all my money for bills and such in a drawer that locks haha. I just can't bring that money with me 😂😭
Yes! I take exactly only one envelope with me in my purse. Just like my grocery shopping if that is what I am doing. I have the cash in my wallet as my miscellaneous money....this is the coins leftover from the other cash envelopes or my pop can deposit when I take pop can and bottles back. I also put cash on gift cards for gas stations for my gas.
True!! Im about to buy cash box w/ lock for myself and im trying to be a minimalist person... proper hygiene and proper health is all i need now... other stuff are irrelevant and it is very effective that i could buy what i need ..not what i just want ...
I want to use this method but I just know if I see I have a little money left over on an envelope and it’s toward the end of the month, there is no way I would be able to resist going and spending it lol
Omg! I LOVE THIS! I have never heard of cash envelopes before I do all my shopping online-which I definitely need to stop doing. This is awesome- thank you!
I feel like I need to make my husband binge watch these videos with me and get to saving! Loving your channel and the motivation you give. ♡ new subbie!
Roseanne Michelle that would help huh?! My husband works 90-100 hours a week so finding time to do anything isn’t too feasible. However, what I have done is shown him our progress in numbers. I stay home, husband is the provider, his daughter who is 15 lives with her mom and so it’s just the two of us in our home. I use the envelope system. At first my husband hated to hear me say ‘budget.’ Lol. However, at the end of each two weeks I show him what’s left in the envelopes and he sees the leftover money that will go into savings. He feels better about his work and looks forward to meeting our goals.
Great video. I went onto Amazon and got a new Filofax Saffiano for only $21 including delivery. A big bargain and fantastic/quick product/shipping. The calendar was 2021 but the rest all current. LOVE it & then ordered funky set of 24 envelopes with labels and tracking sheets for only $14 with delivery . Found your channel and video searching on how to make 2024 the best financial year ever and you came up--loved the support and perspective. Subscribed and take care!
I absolutely love, love, love your instagram and RUclips channel!! You inspire me to work towards my many goals and organize my life in a way that’s fun and functional!! Always anticipating your vids!! Thanks for what you do! 🥰
Starting my cash envelope method + I’ll be making a plan of paying off debt starting March 1 😍🙌🏽 Your videos have helped me so much and you give me motivation that I can do it! 💪🏽❤️
I ended up getting the same one, which I love since my Kate Spade one is bulkier. To make holes in the envelopes I put the provided ruler along the bottom and take the hand held hole puncher and get the perfect sized punch, just an fyi.
Hello! New subscriber! I can't wait to watch past and present videos. I need to budget as I'm a shopoholic lol I need to stay grounded and actually budget my moneyv better. Thank you for doing such videos
OMG! I couldn't have said it better than you did! It is the best wallet with all those features...and perfect timing too because Recollection discontinued their wallet planner..plus filofax is way much better and stylish!
Maria Miranda I feel the same way. I really want to get one, but I really love the wallet that I have now. /: I’m going to try making small dividers to put in my wallet. Haha
I will help you hahhaa old you empty and donate then you organise new hahahaha or options 2 old you empty and clean and sale then you but new .... I do envelop system in college to save for travel to Paris ..... Was fun spend all this money for things what I plan and some other what do t plan but I have money to endulge myself ....the most fun bring me small spends for little things what you can buy only in Paris likelittle cross what they make only in Notre Dame until this days on wall of my house even I am not anymore in France or Poland but gloomy and God forgotten England .
Thank you so much for this video!! I kept pondering this idea in my head but didnt know how to execute it! And this is perfect as I can carry my work and personal phones in it as well!
I have a similar setup with a black Kate spade Wellesley planner. It is a little wider, and I think I like the narrower Filofax. I’m on a no-amazon spend (really an no online spend month) so it will have to wait until I make some more financial gains!
Unless is sonepromotion and budget you can redo next month saving double ....beauty of budgeting is that you always can adjust without destroing principals ....adjust not destroy hahah.....I havesepapareaccountfor years what my ex do t know about ...I have sale of my clothes and money from it I use to transfer to pay Pal that was my money for treats and goodies ....amazing how much I get for my old stuff and hi never even knew how much my goodies cost so cannot use it against I me but I use agains him in divorce .....work wonders .....
This gives me so much excitement! I rushed to watch this video right after I seen it on Instagram! I’ve been wanting to get this for so long but I struggle with buying stuff for myself...
I used to always love to use cash for everything but I’m too forgetful to walk around with large amounts of money. Plus I’m always scared someone will see it and follow me
I would love to use this method and I think it would be great but the way my mind is set up I would be paranoid everywhere I go about someone robbing me and there goes all my money .....
Exactly. Just the possibility of misplacing it. I could see using it for future savings for larger purchases left at home but still, even then, the idea of unsecured cash makes me nervous.
M Levenson I know! God forbid but the money can be lost in other ways other than someone stealing it. Fire, children throw it away or destroy it, children take it to school and give it away, etc
This looks like a great system. I would love to order the horizontal cash envelopes but I’m horrible at pro tables. Do you offer mailing the actual envelopes for an extra fee?
My husband is going to get this for me for my birthday. 🙃 Kumiko, do you have the 6.75 inch or the 8.2 inch size? Your amazon link goes to the 6.75 inch, but the envelopes measure to nearly 7 inches, so I just wanted to check before we order ❤️ Thanks so much for all you do!
You need check do inserts are 6.75 BCS fillofax give usually size of rings then you need look for measurements of wallet itself what is bigger ..I live fillofax have few of them in past .
Hi. You are such an awesome inspirational entrepreneur. I would like to buy one of these soon through your link. If you had your own brand of planner/wallet in the future, I would love to see that also.
I just subscribed to your Chanel and I am loving it. How can I go from being a only debit card user to just cash? Any suggestions or videos I can watch. I’m trying to really understand the whole budget life and it’s a little confusing not sure if it’s because this is my first time really wanting to start learning to manage my $$, expenses and debt.
Vanessa Lee I think she has videos on getting started...if you go to her Instagram and click the link in her Bio, you can take her FREE online email course which should get you started...it even comes with free envelopes to print....during the course of the emails, you’ll learn about budgeting...so I’m sure once you create a budget, you will know how much you will spend on groceries and you will take that amount and place it in the envelope allotted for groceries....hope this helps!
I only really have 3 cash envelopes that I use daily (I'm fortunate) so I just use a cheap wallet that has 3 different pouches that I can put cash in and I just remember which one is which. I'd love a Filofax, but can't justify spending that much on a wallet. Maybe once my "allowance" fund envelope gets sufficiently stuffed.
I don’t carry cash. For me after a few months on a budget I knew what my expenses will be. I do not go to places that encourage impulse spending. I float my misc. money. I keep pictures of my goals in my wallet. Everyone needs to do what works for them.
Do you ever order stuff online? Like Amazon? I live really rural and sometimes using Amazon is a money saver for me. Would you then take cash from your cash envelope and deposit it in your checking to cover the cost of that? The other thing I thought of was buying a gift card with money that I wanted to use on Amazon. Thoughts?
The only issue I see with buying a gift card is paying taxes and fees for the gift card and the order as well. 🤔😑 compare to paying with your debit card you're only charged once for that.
I do this with PayPal. I add money for my blow money and shop with that. I’ve done that with amazon too. Love it that way and it makes it easier to save for a larger purchase I’m eyeing.
Hey! I am loving this set up! I'm going to get it for me, but my husband doesn't carry anything that doesn't fit into his pockets. What do you suggest for a man?
I really want to get on board with this, but I buy a lot online like hockey equipment for my son, any beauty items or clothes for myself, or clothes for my other half. How would I incorporate this to the case envelope system? Xxx
My checks are directly deposited and all but 2 Bill's come out of my account automatically. This wont qork for me but I still enjoy watching these videos
do u put all of the change in the zippered area? I dont like that idea because then the change from the envelopes get mixed together. I am trying to find a solution where I can keep the chance in one spot
Do you separate coin changes from different categories? Lets say you have coin change from groceries budget and personal expenses coin change, do you still separate them or just combine them?
Just ordered the wallet. Sold all my old ones and it paid for the new one..Starting Jan. 2020 on track!! Cant wait to get my wallet in. Coming in the new color tan/goldish. YaY!!!
Where did you order it from it is no longer on amazon
What do you like about it since you've been using it for a month?
What kind of wallet is this called
Three days in a straight watching your video only thank you 👍
I’ve been using the same wallet for about a year and love that I have all my cash envelopes organized and easy to access while shopping!!
Love it! Everything is in one place, super organized, and cute! I'll have to budget and save for those these items!
I've been a long time fan of Dave Ramsey. I've gotten away from envelopes and cash though. In the last few months I've started to carry envelopes again. But I have a money pouch with plain boring envelopes. And I hate carrying it in my purse. Last night I stumbled upon this concept of these cute cash envelopes. I looked on Amazon for a wallet type thing last night. Glad I didn't purchase the one I saw. I like this one much better. Thanks for doing a video on this.
I make my own cash envelopes with pretty paper and my laminator. They aren’t as fancy as yours but they get the job done.
is there a free template available to use to make envelopes, thanks
654Bearcub I have found a bunch of free ones on google. I recently watched a video where a woman used an atm envelope as a template that seemed to work well. My cash envelopes are made from dollar store scrap book paper and are unlamented, they work well. Honestly the Etsy ones while nice seem really expensive to me.
I've watched your videos so many times, I say the intro with you 😂
My heart literally fluttered! I’m so happy to have found this page! I looooove origination and pockets, etc. Lol, I know 🙈This would have everything l love in one!!! Thank you for sharing!!!
I love the idea of cash envelopes but I've learned that if I need to set aside money, I need to leave it at home. The temptation to use all that money is too great for me. Sad to say, I don't have much self discipline. So I keep all my money for bills and such in a drawer that locks haha. I just can't bring that money with me 😂😭
I can relate - I only take my cash out weekly now because I spend it if I don't.
Yes! I take exactly only one envelope with me in my purse. Just like my grocery shopping if that is what I am doing. I have the cash in my wallet as my miscellaneous money....this is the coins leftover from the other cash envelopes or my pop can deposit when I take pop can and bottles back. I also put cash on gift cards for gas stations for my gas.
Same😭 I just put my rent up !! Was so tempted to go get my nails done 🤦🏾♀️
True!! Im about to buy cash box w/ lock for myself and im trying to be a minimalist person... proper hygiene and proper health is all i need now... other stuff are irrelevant and it is very effective that i could buy what i need ..not what i just want ...
I want to use this method but I just know if I see I have a little money left over on an envelope and it’s toward the end of the month, there is no way I would be able to resist going and spending it lol
Omg! I LOVE THIS! I have never heard of cash envelopes before I do all my shopping online-which I definitely need to stop doing. This is awesome- thank you!
I feel like I need to make my husband binge watch these videos with me and get to saving! Loving your channel and the motivation you give. ♡ new subbie!
Roseanne Michelle that would help huh?! My husband works 90-100 hours a week so finding time to do anything isn’t too feasible. However, what I have done is shown him our progress in numbers. I stay home, husband is the provider, his daughter who is 15 lives with her mom and so it’s just the two of us in our home. I use the envelope system. At first my husband hated to hear me say ‘budget.’ Lol. However, at the end of each two weeks I show him what’s left in the envelopes and he sees the leftover money that will go into savings. He feels better about his work and looks forward to meeting our goals.
Great video. I went onto Amazon and got a new Filofax Saffiano for only $21 including delivery. A big bargain and fantastic/quick product/shipping. The calendar was 2021 but the rest all current. LOVE it & then ordered funky set of 24 envelopes with labels and tracking sheets for only $14 with delivery . Found your channel and video searching on how to make 2024 the best financial year ever and you came up--loved the support and perspective. Subscribed and take care!
I absolutely love, love, love your instagram and RUclips channel!! You inspire me to work towards my many goals and organize my life in a way that’s fun and functional!! Always anticipating your vids!! Thanks for what you do! 🥰
Now this is very convenient and I appreciate you sharing!
I absolutely love this organizer. And your envelopes. This is exactly what I need. Thank you for sharing. Much love from 6breakingloose 💜😉
Starting my cash envelope method + I’ll be making a plan of paying off debt starting March 1 😍🙌🏽 Your videos have helped me so much and you give me motivation that I can do it! 💪🏽❤️
starting the same day as you
Wow this is amazing! You took the cash envelopes to another level 🙌🏾
Oh my goodness the envelopes are the PERFECT size!
7\\ injuriesí8*&*o.o
Hey friend great video 🫶🏽🎀 loved it as always 🙏🏽
I ended up getting the same one, which I love since my Kate Spade one is bulkier. To make holes in the envelopes I put the provided ruler along the bottom and take the hand held hole puncher and get the perfect sized punch, just an fyi.
WOW! Your system is FANTASTIC. Give me so much inspiration.
Love all the new content on RUclips, I am new to budgeting and since finding you on IG I have been inspired!
Hello! New subscriber! I can't wait to watch past and present videos. I need to budget as I'm a shopoholic lol I need to stay grounded and actually budget my moneyv better. Thank you for doing such videos
I love this video!!! I need one of these and STOP using my debit card constantly...
You can show how to make it with out hot glue
OMG! I couldn't have said it better than you did! It is the best wallet with all those features...and perfect timing too because Recollection discontinued their wallet planner..plus filofax is way much better and stylish!
Omg, I love this! Will def. purchase this! Thanks so much for posting 😊
Another You Tuber has the exact one and thought about getting one, but I don't carry my cash envelopes all the time. What u got is cute
you have literally changed my life !
Ugh I'm so tempted to purchase one but can't rationalize spending when I have a perfectly good working wallet already. 😕
Maria Miranda I feel the same way. I really want to get one, but I really love the wallet that I have now. /: I’m going to try making small dividers to put in my wallet. Haha
Claire Frances i made some dividers out of index cards. I just covered one side with washi and left the other side black to write on if needed.
Intentionally Made that’s an excellent idea! I’m going to try that out! Thank you for sharing your idea 💖
I would sell my current wallet to get a new one.
I will help you hahhaa old you empty and donate then you organise new hahahaha or options 2 old you empty and clean and sale then you but new .... I do envelop system in college to save for travel to Paris ..... Was fun spend all this money for things what I plan and some other what do t plan but I have money to endulge myself ....the most fun bring me small spends for little things what you can buy only in Paris likelittle cross what they make only in Notre Dame until this days on wall of my house even I am not anymore in France or Poland but gloomy and God forgotten England .
I been looking for a 6 ring hole punch so I can make my own cash envelopes. Thank you!! Love ur videos! 💜💜💜
Love it girly! I need this in my life 😍🙏🏼
I'm definitely getting me a Filofax bc I love the 2 in 1 idea. Tfs!!
Thank you so much for this video!! I kept pondering this idea in my head but didnt know how to execute it!
And this is perfect as I can carry my work and personal phones in it as well!
I have a similar setup with a black Kate spade Wellesley planner. It is a little wider, and I think I like the narrower Filofax. I’m on a no-amazon spend (really an no online spend month) so it will have to wait until I make some more financial gains!
And I must add: I use a Bella Taylor cash system wallet for my everyday carry, and my Kate spade holds sinking funds.
Do you have envelopes in your KS. If so which ones?
Unless is sonepromotion and budget you can redo next month saving double ....beauty of budgeting is that you always can adjust without destroing principals ....adjust not destroy hahah.....I havesepapareaccountfor years what my ex do t know about ...I have sale of my clothes and money from it I use to transfer to pay Pal that was my money for treats and goodies ....amazing how much I get for my old stuff and hi never even knew how much my goodies cost so cannot use it against I me but I use agains him in divorce .....work wonders .....
Love this! I’ve had this Filofax on my wish list for a while now. I may bite the bullet and buy it next month. Thanks for sharing 💕
I use the Luxe Wallet and i love it! Then new design has a wrist strap, and i can even fit my phone in it. Its made out of vegan “leather” too!
im going to order it Next month from amazon 🤞🏾🤞🏾🤞🏾🤞🏾🤞🏾✉️✉️✉️✉️✉️🎀 so excited to try this
I LOVED THIS VIDEO & your channel !! Great job ! So inspiring 😍
I need this wallet in my life!
I just got it, I didn't have a wallet, so it was perfect timing.... I love it!
I love your channel! I'm a fairly new subscriber and I'm literally binge watching all your videos!! 💜💜
Can you please give an update on your cash system organizer? Been checking every day for more content. ❤️❤️❤️❤️❤️ your channel.
Very nice set up. Thanks for sharing 🌺
Awesome... Your organizer is so cool... Very perfect. 😍 i want to have one...
Thank you for this video
I me name s Nikki Thomson I like your RUclips video for your cash video ht s good to watching your RUclips video from Nikki Thomson xxx
I love it too. Need to make a sinking fund to save for it.
Is it weird that I am wondering where have you been all my life? Thx for sharing/teaching us!
Crazy mom stuff lol I get that. 😊😊
Loved this! Thanks for sharing💜🖒
This gives me so much excitement! I rushed to watch this video right after I seen it on Instagram! I’ve been wanting to get this for so long but I struggle with buying stuff for myself...
It’s a constant battle but I’m trying to adjust to it- in moderation.
Kenya Amilcar I wished I had your struggles, I love buying for myself. I’m trying to do a no spend month and bought something FEb 1st. 🤦🏾♀️
Emma Jones Ha Ha, yeah I need to get better. But on the plus side I did start to get the birthday gifts I budgeted for my family.
I’ve been watching for this video since you posted on Instagram about it.
I used to always love to use cash for everything but I’m too forgetful to walk around with large amounts of money. Plus I’m always scared someone will see it and follow me
I just purchased mine today!
I would love to use this method and I think it would be great but the way my mind is set up I would be paranoid everywhere I go about someone robbing me and there goes all my money .....
Me too!!!
Exactly. Just the possibility of misplacing it. I could see using it for future savings for larger purchases left at home but still, even then, the idea of unsecured cash makes me nervous.
M Levenson I know! God forbid but the money can be lost in other ways other than someone stealing it. Fire, children throw it away or destroy it, children take it to school and give it away, etc
love this system!
This looks like a great system. I would love to order the horizontal cash envelopes but I’m horrible at pro tables. Do you offer mailing the actual envelopes for an extra fee?
I have a Vera Bradley turnlock wallet and I use index cards. Much cheaper. Some of us just can't afford to buy all this. Good ideas though.
Thanks for all the great tips
I love this, thank you♥ Happy New Year :)
My husband is going to get this for me for my birthday. 🙃 Kumiko, do you have the 6.75 inch or the 8.2 inch size? Your amazon link goes to the 6.75 inch, but the envelopes measure to nearly 7 inches, so I just wanted to check before we order ❤️ Thanks so much for all you do!
You need check do inserts are 6.75 BCS fillofax give usually size of rings then you need look for measurements of wallet itself what is bigger ..I live fillofax have few of them in past .
Love it! Thank you
I love this!!
Hi. You are such an awesome inspirational entrepreneur. I would like to buy one of these soon through your link. If you had your own brand of planner/wallet in the future, I would love to see that also.
I just subscribed to your Chanel and I am loving it. How can I go from being a only debit card user to just cash? Any suggestions or videos I can watch. I’m trying to really understand the whole budget life and it’s a little confusing not sure if it’s because this is my first time really wanting to start learning to manage my $$, expenses and debt.
Vanessa Lee I think she has videos on getting started...if you go to her Instagram and click the link in her Bio, you can take her FREE online email course which should get you started...it even comes with free envelopes to print....during the course of the emails, you’ll learn about budgeting...so I’m sure once you create a budget, you will know how much you will spend on groceries and you will take that amount and place it in the envelope allotted for groceries....hope this helps!
I only really have 3 cash envelopes that I use daily (I'm fortunate) so I just use a cheap wallet that has 3 different pouches that I can put cash in and I just remember which one is which. I'd love a Filofax, but can't justify spending that much on a wallet. Maybe once my "allowance" fund envelope gets sufficiently stuffed.
I love this idea. How do you determine how much to keep in each envelope??
I love this!!! I have been thinking about using something similar. I am on the fence but I love your setup!! New subbie!
There is an erasable pen you can use. You can just erase it after every month. That way you save paper ink etc etc 😉
Frixion pens. Excellent idea.
I can't live without my saffiano.
I'm a young Mother of 2 , this Helped Alot ! Thanks 😊
I don’t carry cash. For me after a few months on a budget I knew what my expenses will be. I do not go to places that encourage impulse spending. I float my misc. money. I keep pictures of my goals in my wallet. Everyone needs to do what works for them.
This is AWESOME!
Do you ever order stuff online? Like Amazon? I live really rural and sometimes using Amazon is a money saver for me. Would you then take cash from your cash envelope and deposit it in your checking to cover the cost of that?
The other thing I thought of was buying a gift card with money that I wanted to use on Amazon. Thoughts?
The only issue I see with buying a gift card is paying taxes and fees for the gift card and the order as well. 🤔😑 compare to paying with your debit card you're only charged once for that.
I buy gift cards to places I know I may overspend at. There's taxes on cards like American Express not necessarily Amazon.
I do this with PayPal. I add money for my blow money and shop with that. I’ve done that with amazon too. Love it that way and it makes it easier to save for a larger purchase I’m eyeing.
I really like that your envelopes have little trackers on the back. I can’t seem to find them on the website.
TY 😊💗
Now to add strap to make it a cross body wallet!
Love love love 👏🏽👏🏽
Hey! I am loving this set up! I'm going to get it for me, but my husband doesn't carry anything that doesn't fit into his pockets. What do you suggest for a man?
Kali Hemly color coordinated paper clips! 😊
Great video!
Thank you I love this
For anyone who wants this but can't afford it look up Solight wallet on Amazon. It's pretty identical and comes with envelopes. Highly recommend
I use a filofax with their plastic enveliopes in . I use a note in each to write a tracker, but you can put coins in too
You had me at... Teal!!
💙💙💙💙💙
I really want to get on board with this, but I buy a lot online like hockey equipment for my son, any beauty items or clothes for myself, or clothes for my other half. How would I incorporate this to the case envelope system? Xxx
I love this wallet so much ,but how do i get it send to the Netherlands?
I've been looking for a new wallet, thanks for showing this! How do you handle online purchases?
What categories are you using the envelopes for ? I love this idea. HELP !
My checks are directly deposited and all but 2 Bill's come out of my account automatically. This wont qork for me but I still enjoy watching these videos
she only uses cash envelopes for variable spending (ie groceries, gas) and sinking funds. all of her bills are debited from her bank account as well.
Nice!!! 😍
I love ure video
Can you make a spending tracker sticker that we can stick over the used one to be able to use the envelope more than 1x?
What’s cash envelope for? I usually put the cash which around $50 in my wallet most time I use credit cards
Hi. I just bought one in the peony shade. But it hasn't been delivered yet. May I know what size of inserts would fit it? Thanks.
If you pay for everything in cash and only use your checking account for bills, what do you use to pay for things while using Amazon?
Brittney Brown same question!! How do you avoid amazon?!?
do u put all of the change in the zippered area? I dont like that idea because then the change from the envelopes get mixed together. I am trying to find a solution where I can keep the chance in one spot
I would love to get this. Would have to have laminated envelopes so they last longer. I so want the floral but have no printer. Or laminater.
Buy it on Etsy
You are amazing!!! ❤️❤️
Nice..I'm indonesian.can I get like that?where?
Do you separate coin changes from different categories? Lets say you have coin change from groceries budget and personal expenses coin change, do you still separate them or just combine them?
New sub!