Dollar Tree Cash Envelope System Ideas & DIYs | Beginner Cash Envelopes | Budget Friendly

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  • Опубликовано: 4 фев 2025

Комментарии • 560

  • @carlolynard580
    @carlolynard580 Год назад +365

    You can take a box of regular envelopes and seal them and cut them in half and use them for the 100 envelopes.

  • @CharlotteRKO1
    @CharlotteRKO1 Год назад +74

    Loved this. This is more realistic for people with a low budget. You shouldn’t have to spend a fortune buying supplies to start saving so I really love these budget friendly ideas ❤

  • @tabithaellis6506
    @tabithaellis6506 Год назад +86

    Taking a calculator to the grocery store is SUCH A GOOD TIP for preventing impluse buys and keeping track of your money to stay on budget!!!

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Год назад +7

      Yes it really helps!

    • @dinahfisher
      @dinahfisher Год назад +8

      I do this with my calculator on my phone. Also what I like about the phone you can look at your history of all the equations you did that day just incase you mess up and you forgot your last total

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Год назад +1

      Ok how do you do that? Is that on the iphone? because I don't like using my calculator on my phone because sometimes I accidentally clear everything and lose track of my calculations@@dinahfisher

    • @prettiilexii672
      @prettiilexii672 Год назад +7

      I have an Android, same calculator. Mine has a clock symbol to see the calculation history.

    • @breadroomghost8764
      @breadroomghost8764 5 месяцев назад

      I always jot the total up on a piece of paper as I add items to the cart, I’m old fashioned, lol

  • @dsagirl8308
    @dsagirl8308 Год назад +151

    For my quarters I use the mini m&m container, the plastic ones you get at check out. The regular size will hold $20 while the small one holds $10. My mom used to do it to keep change in the car when we had to pay tolls and I still use it today.

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Год назад +16

      Omg I remember keeping those and storing things in them such a good idea!

    • @sandralmoore1360
      @sandralmoore1360 Год назад +10

      I'm old so have prescription medicine bottles that I keep coins in. I keep 1 just for quarters, most of us have some, again no extra money

    • @jessicatipton0414
      @jessicatipton0414 Год назад +5

      My dad did this there was 4 of us kids and we each got a tube when he got paid n he kept each one after we finished them and if he needed more tube he try n get one of us to want mini m&ms instead of a different candy when we went for groceries lol

    • @mist4926
      @mist4926 Год назад +5

      I had a heart transplant so I have plenty of pill bottles to fill with quarters perfect size. Use at car wash

    • @Andrea-ps2wh
      @Andrea-ps2wh Год назад +3

      Wait this is brilliant. Thank you for sharing!

  • @Howdidwegethere11
    @Howdidwegethere11 Год назад +36

    All great ideas to save and not spend to save, if that makes sense lol
    Made all my own when i first started 3 yrs ago, and still use most of them today.
    My favorite hack is taking photo albums and putting money in each slot. You can personalize it for your very own amounts you desire, and once its complete, restart as many time as you like.

  • @geelizz
    @geelizz Год назад +139

    Washi tapes as well could work for making the index cards envelopes! Most of us journalers probably have a stash to use up. And it decorates them. Such great tips for starting off cheaper!

  • @wendybroadhurst6853
    @wendybroadhurst6853 Год назад +28

    You have one of THE BEST beginner budgeter videos there is out there. You even gave me ideas and I have been doing it for a year. Bravo.!

  • @Wedge-jo4px
    @Wedge-jo4px 11 месяцев назад +21

    Way to go!!! Very helpful alternatives. When the goal is to save money it makes no sense to spend to get there.

  • @deeplansandbudgets
    @deeplansandbudgets Год назад +161

    Girl you are speaking my language. As a person who publishes Budget Videos, this is a constant message. If you have lots of money, spend it, but if you are trying to get out of debt or save for the future, nothing fancy is needed. Great job finding all these budget friendly goodies. I also make most of my stuff but that is because as a long-time paper crafter, I have all the tools.

  • @PCKA1987
    @PCKA1987 Год назад +27

    Our bank has a coin star type machine that doesn’t charge for account holders. Super nice!

  • @sallyheath586
    @sallyheath586 Год назад +65

    Such an amazing video and so refreshing to see a budgeter actually saving you money instead of flashing a ton of accessories that would use up all the sinking funds you intended to put in them!
    I have just bought a few accessories on Temu before I saw this, but I’ll for sure be using the 100 envelope challenge method you showed.
    I’m a new subscriber and I love your channel. Keep it up 💕💕

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Год назад +6

      Aww thank you so much! I do love all of my fancy budget items but I agree that it is important to show that you don't have to have all of that to start the cash envelope system!

  • @mariannedressler6784
    @mariannedressler6784 Год назад +11

    So relatable! Great to use budget ideas to substitute for the expensive ones. That’s the point right???? Saving money!!! Good job sharing ideas!

  • @deborahgaston4557
    @deborahgaston4557 Год назад +54

    Hi Desiree! This was an awesome video. Thank so much for providing affordable options for cash stuffing. I shop at Dollar Tree frequently and never thought of these alternatives for cash stuffing. I’m relatively new at this budgeting process and I am excited to try some of these options. Thank you so much, I really appreciate your advice on how to DIY on a budget 😊❤👏🏽

  • @happyinharned9583
    @happyinharned9583 Год назад +21

    I took a pack of 50 envelopes, cut them in half and numbered them ¹ to 100. I used a box like that...but you can use any small box and decorate to up

  • @SeriouslySaving
    @SeriouslySaving Год назад +12

    Omg yes dollar tree is my best friend lol. When I first started stuffing I used the coupon accordion their calculator and a small dollar tree notebook. Worked great for a beginner.

  • @piefacemd
    @piefacemd Год назад +3

    Thank you so much for showing that idea with the envelope. Because that's what I wanted to use. Because this is all new to me and everything is so cute. You just want to buy buy buy. And you're supposed to be saving, so thank you so much for the idea.

  • @осинрамак
    @осинрамак 3 месяца назад +1

    You are a great friend, beauty, it’s so nice of you to spend your time just to make life easier for your subscribers, I love you and your comfortable videos, I wish you huge money and the best audience💖

  • @brosnet2005
    @brosnet2005 6 месяцев назад +2

    This video deserves 1,000,000 views. So resourceful. ❤

  • @jenniferburnside8290
    @jenniferburnside8290 25 дней назад +1

    Great job of thinking outside the box!

  • @Ruth_Rises
    @Ruth_Rises Год назад +13

    Loved this video ❤ I’m just starting my budgeting journey and am trying to stay out of the Etsy rabbit hole 😂

  • @2KADz
    @2KADz 11 месяцев назад +5

    Desiree..Thank you soooo much for All the Great 💡 to help US saving newbies ( with no extra money). Start our Challenges..!! ❤❤

  • @jonnaborosky8836
    @jonnaborosky8836 Год назад +9

    Some banks will give you coin wrappers for free.
    I've used those small file folders for years. Paper envelopes work just as well. They can be clipped together.
    I really like how you think! You're so clever and creative. I use what I have to make what I need.
    When I saw you open the box of paper envelopes, I realized you could let that be a 100 envelope box and put a number on each envelope, and then just stuff the paper envelopes... If you buy a box of 100 envelopes.
    You are so, SO ingenious!!!

  • @BeccaUrPlannerBestie
    @BeccaUrPlannerBestie Год назад +18

    These are all great ideas. Love the 100 envelope challenge one and the one with the regular envelopes. Will definitely be doing those. Also love how you laminated the challenge sheet.

  • @SherryGooding-mx8pu
    @SherryGooding-mx8pu 5 месяцев назад +2

    I loved 😍 the last one envelopes, the index cards.
    I'm trying to save for a car,these ideas will also help with my doctor bills,because everything else is auto pay out of my bank account and also help put money away for my bird seed,cat food litter, and household items. Thank you ever so much for taking the time out of your busy schedule and explaining this video so easy to understand.

  • @lizabethma6363
    @lizabethma6363 Год назад +2

    Those coin ones would be great for the kids to start doing this! That's such a great itea with the garage sale stickers. Thank you!!

  • @GinaGould-ov7db
    @GinaGould-ov7db Месяц назад +2

    This is so true a lot of people I’m noticing that are on RUclips. They have their own cash you know in their own cash binder things they they have their own things but it’s so expensive. It’s so beautiful but it’s so expensive and it’s like $100 more just to buy, they like cash boxes or like their cash binders and slips and stuff. I just recently had to get mine cheap from Amazon and it was like let’s just do this.

  • @ChallengeYourWalletAarynLynn
    @ChallengeYourWalletAarynLynn Год назад +9

    I love the DIY items that you share on your channel! I fell into that Etsy buying issue and ended up spending tons of money on things either I used for a short amount of time or things I’ve never gotten around to using! I can see where people can fall into the Etsy Buying situation, and just buying either too much or buying things they don’t need or buying things just because of how nice they look! You’re absolutely right those envelopes take a ton of time to put together, and I love the fact that you showed us how to do those in another video and a step-by-step process! Definitely agree with you. There are much cheaper items out there on the market that people can do or they can even use the free version of things, such as canvas to make their own savings challenges, and things of that sort of nature.

  • @cindyfletcher5480
    @cindyfletcher5480 20 дней назад +1

    Wow love this. I started the cash system laat year. This is a great motivator for people that are starting. Thanks for the video and your time 😊

  • @jenbarrett8966
    @jenbarrett8966 Год назад +6

    the coupon separator is what i used when i started to use the cash envelope system. highly reccomended!

  • @andreawalker4830
    @andreawalker4830 Год назад +2

    I love collecting and rolling coins. Its soothing for me!

  • @rezenaenendu6001
    @rezenaenendu6001 Год назад +15

    I mace mine also using the ends of old envelopes from mail I get. Much easier.

  • @kareshare2513
    @kareshare2513 Год назад +3

    You have lots of good ideas inexpensively. I like that you are showing that you don't have to spend a lot of you don't have it to get started.😜🤓👍🏾

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Год назад

      Yes totally! I think this is the best way to start out and then save for all the fancy things!

  • @kellik4747
    @kellik4747 Год назад +4

    I love these frugal ideas. Now to just look into how to start the cash envelope system

  • @sproof23
    @sproof23 Год назад +8

    I get my coin wraps free from the bank! Great tips 😊

  • @user-oi8vg9dr1m
    @user-oi8vg9dr1m Год назад +7

    If you seal the envelope and cut it in half, it is the perfect size for a folded up bill, AND that box is enough for the 100 challenge.

  • @angiladavis-smith6848
    @angiladavis-smith6848 Месяц назад +2

    Those are great ideas to get started for cheap.

  • @sparklewilliams7223
    @sparklewilliams7223 Год назад +8

    I first started out using the coupon filer and let me tell you. I saved alot of money in that dollar tree filer.

  • @andudontstopyo
    @andudontstopyo Год назад +9

    I love the cash envelope system. I've been doing it for a couple of years now. These are great and affordable ways to get started. Awesome video! 💕🤗💕

  • @jessmarie7082
    @jessmarie7082 Год назад +4

    Love this! Thank you for sharing! I get the box of envelopes with the seal and i seal it close, fold them in half and cut and thats how i got my 100 envelopes to fit in my box

  • @jamimelton4108
    @jamimelton4108 2 месяца назад

    Hi Becca! Congratulations on your new baby! We have a house we rent. The last renters left 2 of their pits there. One was pregnant and we ended up keeping one of the babies too. So now we have 3 and they are so sweet!!

  • @marylynmiller5158
    @marylynmiller5158 Год назад +6

    Some great inexpensive ideas for beginner budgeters Desiree! TFS

  • @mariatapia171
    @mariatapia171 10 месяцев назад

    So many great ideas for someone with a low budget. So practical and easy to make. Thanks you much Desiree 💕💕💕

  • @MzVan21
    @MzVan21 Год назад +3

    I definitely go to dollar tree for saving supplies...i dont see the need to spend more when you trying to save.great video btw...some of thes savings videos make u feel u need the cute fancy envelopes and planners to save.

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Год назад +2

      So true! I love all the cute stuff too but definitely don't need to have them to save which is good to see

  • @i3abikay
    @i3abikay Год назад +4

    This is great! You have saved me a bundle. Now I can save while actually saving

  • @jessicafeazell6454
    @jessicafeazell6454 Год назад +3

    The best affordable versions!!! Awesome ideas

  • @beckygriswold2714
    @beckygriswold2714 Месяц назад +1

    I bought mini incentive charts in the school section at the Dollar Tree 25:02. You can use them as a roll and save. They come with stickers too.

  • @marthamarlin3688
    @marthamarlin3688 Год назад +2

    Incredible and fun ideas. Im not creative at all but really appreciate people that are. Thank you.

  • @qweeknee4208
    @qweeknee4208 22 дня назад +1

    My credit union had free little banks that I got. Might have five now. Fill them up and take them in. I really like them! Great video.

  • @ladipunkin4061
    @ladipunkin4061 Год назад +7

    Fun inexpensive way to save! 😊

  • @Sassypeanutbudgets
    @Sassypeanutbudgets Год назад +6

    Absolutely great ideas I wish I saw this when I started out instead of buying all unnecessary things what money savers ! ❤

  • @melanieswritingplans
    @melanieswritingplans Год назад +10

    Desiree these are such fun ideas!!! I LOVE the 100 Envelopes challenge, and using the mailing envelopes with the Jot labels. And HOW CUTE is the cardstock for the savings challenges!? Such creative ideas, I love them all. And I've been on a Dollar Tree ban this month, so you can bet once August 1st rolls around I'm going to do a restock of my DT stationery supplies so I can get goin on some of these lol. Hope you're having a great weekend!

  • @deonchambers2158
    @deonchambers2158 Год назад +6

    That’s really a great idea, I did the same system about 2 month. Very functional and budget friendly

  • @RustyRoosterLife
    @RustyRoosterLife Год назад +14

    I use my coin stash at the self checkout when I'm buying groceries. It can be time consuming but saves a trip to the bank!

    • @zaq1337
      @zaq1337 6 месяцев назад +1

      Thank you for not hoarding change lol👍

  • @renee9776
    @renee9776 Год назад +4

    I love these ideas! Especially the envelope one. Thank you for sharing!

  • @darcye7629
    @darcye7629 5 месяцев назад

    Thank you so much for filming this video I wanted to start this challenge but I didn't know where to start and get all the things I need. Now i know I can just make it for a $1.25 cheap and easy. Thank you.

  • @chariseadams
    @chariseadams Год назад +4

    Very creative and affordable hints!

  • @His4ever7761
    @His4ever7761 Год назад +4

    Great instructional video. These kinds of videos are so good.

  • @TheBlessedBudgets.
    @TheBlessedBudgets. Год назад +2

    Omgggg! My first RUclips video was showing this 100 envelope Dollar Tree process lol because I’m in the beginning stages of cash stuffings! Love this!

    • @TheBlessedBudgets.
      @TheBlessedBudgets. Год назад +1

      Also! I’m totally going to use the tabbed envelopes!

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Год назад +3

      Yay! That's awesome! Hope you are able to take some of these ideas to help get you started

  • @precibaby1222
    @precibaby1222 Год назад +3

    love the frugal ideas. you've gained a new follower.

  • @kendra1908
    @kendra1908 Год назад

    Very creative and affordable ideas. Thank you for sharing. I have used the small white envelopes for cash stuffing before but never thought to cut the top off and punch them for my cash binder.

  • @CardinalGrad
    @CardinalGrad 7 месяцев назад

    Love your video & ideas!
    I have some extra tips for you in case they may help. I used these when I first started out. 1) use what you have at home. I used stickers, crayons, colored paper or washie tape to decorate my plain envelopes. 2) use the envelopes that come in the mail for bills that you don’t use and decorate them with stickers & markers. 3) create a small budget saving challenge by using 1 or 2 dice. Put that number in your envelope. It adds up! 4) some budget community folks offer free saving challenges. You just have to print them.
    Hope some of these help! Great job! 😊

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  7 месяцев назад

      Those are all great! This video is focused on Dollar Tree..but if I ever did a "at home" affordable budget video those would definitely be options.

  • @emtdispatcheronabudget
    @emtdispatcheronabudget Год назад +2

    Thank you so much for this great saving ideas. Have a beautiful blessed day 🫶🏼💗😻

  • @margaritamendoza4285
    @margaritamendoza4285 Год назад +4

    Great video and thank you for good DIY ideas. I liked the 100 envelope challenge.

  • @MusicMediaPlayer777
    @MusicMediaPlayer777 3 месяца назад +1

    Remember to first punch the envelope and then put the money. Not the other way around. 😂
    Great tips for organizing. Thanks. Enjoy. 🎉

  • @simplycrochet1430
    @simplycrochet1430 Год назад +3

    New to your channel, loved all your ideas. Can't wait to get started on a budget. I work at the Dollar Tree, now I'll be looking at items in a different way. 😉 I thought your video was also a wonderful asmr. Made me feel very relaxed. Thank you
    I will be sharing

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Год назад +1

      Oh nice! You will be able to see all the good stuff before it sells out!

  • @MimaHope
    @MimaHope Год назад +2

    Thanks Desiree for the post. I purchased too much planner and budgeting supplies. I learned simple and few items are best for me.

  • @Grwmslays435
    @Grwmslays435 Год назад +2

    Great idea to start off with out spending alot of money. Looking forward to making my budget envelopes.
    Thanks for sharing

  • @sammac3508
    @sammac3508 Год назад +2

    Bless your heart for doing this video. Such great ideas. I'll be creating some of these for sure.

  • @marmad8232
    @marmad8232 Год назад +6

    Love this video! Thank you so much! I’m very seriously considering starting a budgeting journey!! ❤

  • @SamBebz
    @SamBebz Год назад +3

    So cute and clever. Thanks for sharing!

  • @carmex202
    @carmex202 Год назад +5

    Thanks for sharing these money saving ideas! ❤

  • @erikaramirez6558
    @erikaramirez6558 Год назад +2

    Great vid. Wish I had seen it before I went on a couple of spending sprees!

  • @lherring
    @lherring Год назад +1

    Thank you for this helpful video for beginners in a cheap, cute, helpful way.

  • @apkr72
    @apkr72 11 месяцев назад +1

    Awesome! Now that's budget friendly.

  • @tanishacarden6339
    @tanishacarden6339 Год назад +2

    Creative and cost effective ideas for budgeting, thank you. I may try creating a few for my teenagers!

  • @SeriouslySaving
    @SeriouslySaving Год назад +2

    Love the savings challenge idea with the dots!!

  • @imjaime100
    @imjaime100 Год назад +1

    This video is so helpful, Desiree. Thank you so much! I was making my shopping list for Walmart and Dollar Tree while watching. I can't wait to try your systems.

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Год назад +1

      Oh nice! Hope you were able to find everything on your list

    • @imjaime100
      @imjaime100 Год назад

      @Happy2planwithDesiree I was! It's not cute but it's functional. 😁

    • @sandralmoore1360
      @sandralmoore1360 Год назад

      @@imjaime100 cute is in eye of beholder for starts and use your imagination to "do plastic surgery " on items. Example; if have markers already, draw picts on item, I got a canister past xmas filled w/ candy and I use it to save change for yr ,

  • @Ellaodi
    @Ellaodi 5 месяцев назад +1

    I just got a 100 pack of small envelopes from Walmart that are just bigger than a dollar bill for like $3. Labeled some with challenges. Some as sinking funds, and it's worked great. Also, once I seal an envelope I don't open it until I hit my goal 🎉

  • @annasquires4292
    @annasquires4292 Год назад +2

    I really enjoyed your video, lots of useful tips I will be using as I am making a cash budgeting and savings challenges binder set up for my oldest. Thank you

  • @melodyanderson2982
    @melodyanderson2982 6 месяцев назад

    I loved your ideas!! Very creative and why spend a bunch of money to save money. Thank you for sharing!!

  • @sheliahoosier4382
    @sheliahoosier4382 Год назад

    great ideas for the saving challenge, loved the themed paper and white dots idea.

  • @qstuff25live
    @qstuff25live Год назад +3

    Omg! Girl, great ideas. New subscriber. Thank you so much for all of these ideas.

  • @alexmassie5791
    @alexmassie5791 Год назад +1

    Wow! Such great ideas and easily accessible and customizable! TFS!!

  • @jessiegood101
    @jessiegood101 Год назад +2

    These are great ideas. I think I am going to make some of my own savings challenges.

  • @hockeymomWA
    @hockeymomWA Год назад

    I've been missing out on office supplies.at the dollar tree!!excellent tips.

  • @blanca2301
    @blanca2301 11 месяцев назад

    I had no idea this was a movement! I started doing cash only spending back in 1999 when Suze Orman suggested it on TV. She said to take mailing envelopes. That’s what I still do! I only stuff envelopes that I’ll use in the near future: groceries, home supplies, HBA, clothing, splurges, etc. Everything else stays in the bank. I have automatic savings transfers into my savings each month. No need to spend to save. But, you do a great job keeping the costs down. Good luck in your journey!!

  • @recapswithmae_music
    @recapswithmae_music Год назад +2

    Thank you! I’m excited to start the envelope challenge box

  • @mymodestlife43
    @mymodestlife43 Год назад +2

    Nice, relatable, and well presented video!

  • @BrittNicole89
    @BrittNicole89 Год назад +5

    I love your ideas! I started stuffing using cardstock, washi tape, and fake laminate (tape) with $5 Below markers. 🤣

  • @haleyarmstrong1234
    @haleyarmstrong1234 Год назад +3

    Great ideas and imma use a few of them. Thank you! ❤

  • @noeliakline
    @noeliakline Год назад +2

    What great ideas, thank you so much for sharing!

  • @debgamboa3869
    @debgamboa3869 Год назад

    This was the first of your videos I’ve seen and you shared some very good ideas! Loved it! I just subscribed and can’t wait to see more of your videos. Thanks for sharing!

  • @angelaromero2542
    @angelaromero2542 Год назад

    Thank you so much for this Amazing Budget friendly video! I love how you showed how to create this budgeting system using products from the dollar store and making it work so nicely. I seriously Love how you used the envelopes and tabs to add to your budgeting binder. Truly Excellent ideas for ppl starting out as myself or on a budget! Thank you for sharing these videos with us Girl!! I truly appreciate You! 💕😊

  • @NonoMe1554
    @NonoMe1554 Год назад

    I don't ever comment on videos but this is amazing!! Thank you so much for these great ideas. I was wanting to try more cash spending but didn't want to spend money to save money. And now an excuse to go to Dollar Tree lol

  • @cassiebee872
    @cassiebee872 Год назад +3

    Great ideas! Thank you

  • @lauraevans8697
    @lauraevans8697 Год назад +1

    Love all your creative ideas. Thanks for the video.

  • @prisc2783
    @prisc2783 4 месяца назад

    Once again, you've amazed me!!!

  • @remmingtonfarms3602
    @remmingtonfarms3602 Год назад

    I love this!! I was looking at the little box with envelopes on Amazon $39. I'm using you idea. You have a new fan. Me!!❤❤

  • @abbylynn8872
    @abbylynn8872 Год назад +4

    Those jot divider tabs are A+. Don't sleep on those. I like them better than the Avery brand one ones. They are thicker and take all pens types better❤

  • @jenniferkoesler821
    @jenniferkoesler821 Год назад +5

    My bank has a coin machine in the corner and you use it and take it to the teller and they just add it to your account so I absolutely love that feature about my Bank when paying with cash I always use bills and save my change and then going at the end of the month and turn my change in

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Год назад

      That's amazing! I wish I had that at my bank it would make things a million times easier