Budgeting Made Simple: How to Start the Cash Envelope Method

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  • Опубликовано: 30 апр 2023
  • Today, I will show you steps by step on how to start, implement, and be successful with money by using the cash envelope method. Need to make a debt free plan watch this to find out step by step how ➡️ ➡️ ➡️➡️ ➡️ ➡️ • Escape Debt's Grip: Ho...
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Комментарии • 420

  • @LouddnPraisie
    @LouddnPraisie Год назад +157

    This is the most simplest form for me to understand! I've watched several! Thank you for helping me to get started. ❤️

    • @lymanjoy
      @lymanjoy  Год назад +3

      Glad it was helpful!

    • @unkown-_92
      @unkown-_92 Год назад +4

      Honestly came here to say the same thing!

    • @thereyesfam9642
      @thereyesfam9642 11 месяцев назад +1

      Same!

    • @MultiRusty50
      @MultiRusty50 11 месяцев назад +4

      Thank you so much. This is most helpful. Explanations were clear and easy to understand

    • @B-j747
      @B-j747 11 месяцев назад +3

      Omgosh I totally agree. 😊❤I've been trying to do this for a few months by watching others, however I only seem to find the videos if cash stuffing which doesn't help me know how to get to the actual point. I was still lost even when I thought I might have it finally. But now I really think I do "get it". Thank you so VERY MUCH. ❤

  • @Mrsmadison45
    @Mrsmadison45 Год назад +32

    We liked your video, we use the Zero Balanced Monthly Budget, every dollar has a name ❤ we are debt free married 20 years, own house, 2 vehicles have 8 kids grown, and 22 grandchildren

  • @lamonamarshall2093
    @lamonamarshall2093 Год назад +79

    I love how you broke everything down and made it simple to understand.

    • @lymanjoy
      @lymanjoy  Год назад +2

      Glad you liked it!!

    • @Lovely-ff7uv
      @Lovely-ff7uv 10 месяцев назад

      ​@@lymanjoythis was the best 26 minutes I've spent in a long time!
      I wil try these methods for sure.

    • @kimkarnikaahandmadejewellery
      @kimkarnikaahandmadejewellery 2 месяца назад

      Hi . I found some useful vdo s on your money & bodycare playlists saved them myself so thanks .

  • @sandramish2229
    @sandramish2229 Год назад +90

    Good ideas! I believe everyone should Live below their means" adjust your lifest, be frugal, budget, save and invest. This helped me out as a 6 figure earner. I've grown over half a million in retirement savings with this method

    • @lymanjoy
      @lymanjoy  Год назад +2

      Well said!

    • @theresamish1746
      @theresamish1746 Год назад +1

      Congratulations ma'am so happy for you, I'm trying to get started I know it takes consistency to be successful. It's really so hilarious. Sadly there's actually people still living paycheck to paycheck

    • @lymanjoy
      @lymanjoy  Год назад +4

      @theresamish1746 You got this!! I am still in the process of breaking free from paycheck to paycheck, too. One day at a time. 😊

    • @nicolasfernandez222
      @nicolasfernandez222 Год назад +1

      Great accomplishment keep it going , you said it all right there!!

    • @eiraantoinette6793
      @eiraantoinette6793 Год назад +2

      Antoinette NY, 39 . I Just started at my six figure job after being in and out of the poverty line. I really hope I don't end up like this. I'm scared really scared!!!

  • @masalinas8219
    @masalinas8219 Год назад +20

    I just came across this video, yesterday. I'm so excited to try this method. I followed along, did my budget, and labeled my envelopes. I work part-time so I'm challenging myself to make this work on a limited budget. I've been on Fetch for the past year and I also make a tiny bit of money doing surveys online and bring in a little money selling some crafts. I asked God to help me with my finances and he blessed me with your video. It will probably take me a month to really see some progress but I know I will get there.❤❤❤

    • @lymanjoy
      @lymanjoy  Год назад +1

      Praise the Lord. This is awesome, glad you are here and excited to see you succeed in this!!

  • @miabush1600
    @miabush1600 Год назад +15

    This is the simplest break down I have seen on you tube! you dont talk too much you get to the point and you make it soo simple, thank you!

    • @lymanjoy
      @lymanjoy  Год назад +2

      Glad it was helpful!

    • @classical7
      @classical7 9 месяцев назад +1

      Yes!! Totally right on track with the explanation to get me started. 😁👍

  • @lynnyo1467
    @lynnyo1467 Год назад +10

    Very organized budgeting. Love the cash envelopes 😊

  • @lizbrown3021
    @lizbrown3021 Месяц назад

    Family of 10 here! You are so inspiring, thank you for being here!!

    • @lymanjoy
      @lymanjoy  29 дней назад

      Welcome, thanks for watching 😃 ❤️

  • @simplyshaffer2012
    @simplyshaffer2012 Год назад +15

    This video has taught me so much that I have been searching for, for months. I am so glad that I found you. You really break things down into simple things so it's not so overwhelming. I cannot express how grateful I am for you. Thank you.

    • @lymanjoy
      @lymanjoy  Год назад +1

      I am so very glad. Happy your here!!

  • @lizknauel8727
    @lizknauel8727 Год назад +6

    It’s nice to see this method making a come back.
    My mother did it and taught us, her children how to manage our allowance using envelopes.

    • @lymanjoy
      @lymanjoy  Год назад +1

      Yes, it's been around a long time!

  • @xoxoluvsuxoxo
    @xoxoluvsuxoxo Год назад +10

    Thank you for breaking down everything. I’ve finally been able to budget by paycheck with your video 😊

  • @user-wo6zg9kx7s
    @user-wo6zg9kx7s 5 месяцев назад +2

    This was the BEST video. Others would stress me out so bad. Lol. This was simple and informative. Not that the other videos weren't; but, this was much easier to follow. ❤ Thank you for taking time to teach this.

    • @lymanjoy
      @lymanjoy  5 месяцев назад

      Oh, that makes me so happy. That was my intention. ❤️😁

  • @sister2mysoul
    @sister2mysoul Год назад +9

    This has been the MOST HELPFUL cash stuffing video that I have watched!! No offense to anyone else... yours makes the most sense! Thank you 🤑💚

    • @lymanjoy
      @lymanjoy  Год назад +3

      I am so very glad 😊.

  • @pnwlaf
    @pnwlaf Год назад +13

    Thank you! A few months ago I started watching videos about savings challenges because I wanted to save some of my limited senior income. Right away it became clear that I needed to start with a budget. This is the most simple yet comprehensive instructional video I have found for getting started.
    This is also the only video of yours that I've watched. I have "liked" and subscribed and look forward to exploring your previous videos. ☺️

    • @lymanjoy
      @lymanjoy  Год назад +3

      I am so glad you're here!! I do a weekly cash stuffing or saving challenge video on Friday. That can give you a how-to and how I do cash stuffing on a weekly basis. Hopefully, keeping you encouraged and answer any questions along your journey.
      Then Mondays I release an informational video regarding cash stuffing, saving challenges, and wealth building tips and tricks. If you ever have questions or I can help in any way, please just ask. Take care.

    • @pnwlaf
      @pnwlaf Год назад

      @@lymanjoy I'll be watching for notifications. ☺️

  • @muscmaniac69
    @muscmaniac69 Год назад +5

    Celisa started me on my budget journey back in Jan too. I ordered several items from her but i ended creating my own pages which i now use religiously lol. Ive made huge progress by doing the zero based budget also n im soooo thankful i found these types of channels because i needed serious help getting my spending under control lol

    • @lymanjoy
      @lymanjoy  Год назад +1

      She is wonderful, and just watching her and others really helps keep your mind and heart on track. Always better doing hard things together in a community!! Love that you made it your own, that's how we can truly have financial break through. Great job!!!

  • @normamares5057
    @normamares5057 Год назад +2

    I like how you explained everything and break everything down slowly and mercy😊

  • @Chelle-kd1po
    @Chelle-kd1po Год назад +3

    Best exlaination of a zero-based budget ever! Thank you!

  • @dionnagarner8723
    @dionnagarner8723 Год назад +8

    Best video I’ve see thus far… I can get a grip on this saving and budgeting task now.. Thank you!

    • @lymanjoy
      @lymanjoy  Год назад

      Glad it was helpful!! You got this!!

    • @dionnagarner8723
      @dionnagarner8723 Год назад

      Do you offer these printable sheets?

    • @dionnagarner8723
      @dionnagarner8723 Год назад

      Nevermind.. I see where you linked the binder, I’m assuming the sheets are included in the binder?

  • @lisaramos4247
    @lisaramos4247 9 месяцев назад +5

    I have to say what most people have said about this video, it is the simplest way I have found (And I have watched a TON of videos) to start my budget journey! I am so excited to begin saving and stop living so frugally! Also, I loved 🥰 your binders and how they were all divided up!

    • @lymanjoy
      @lymanjoy  9 месяцев назад +1

      Thank you for those kind words. I wish you the very best on your budget journey. 🙂

  • @dianaviera6228
    @dianaviera6228 7 месяцев назад +3

    Thank you for this video!!! This is exactly the explanation I needed!!! I started in October but once November hit, I had expenses I did not know was coming. Ex: license renewal was $100! So things like that I never thought of. I know realize that auto taxes are due in August so that will be another envelope. This video opened my eyes and now I can make a plan and move forward. 💜💜💜

    • @lymanjoy
      @lymanjoy  7 месяцев назад +1

      I am so glad you found it helpful! 😊

  • @paliejeanne
    @paliejeanne Месяц назад +1

    WOW!! Thank you so much. I struggled to learn how to start. You were so helpful!

    • @lymanjoy
      @lymanjoy  Месяц назад

      I am so very glad it was helpful. If you ever have question please ask, I love to help!!

  • @SunshineFL
    @SunshineFL Год назад +9

    This is fantastic I just received my book today and I followed my budget exactly how you just did your budget and I just have to work on zeroing everything out because I had quite a bit of money left over and plus we get all of our money at the first of the month and the end of each month so it’s not exactly every two weeks so it was kind of challenging. It’s more like once per month.

    • @lymanjoy
      @lymanjoy  Год назад +3

      Sounds like you are on your way, though. Great job for taking action. I bet this time next year you will be in a whole new financial spot!!

  • @beyoutifullynatural9451
    @beyoutifullynatural9451 Год назад +4

    Best video ever. This exactly how I budget. You explain everything so well and you gave me a new envelope idea I really needed

    • @lymanjoy
      @lymanjoy  Год назад

      Glad it was helpful! Thanks for the kind words!!

  • @budgetfoursuccess
    @budgetfoursuccess 4 дня назад

    I love how simply you put this. Amazing video 🥰💙!

  • @lynnyo1467
    @lynnyo1467 10 месяцев назад

    I LOVE how straightforward this is! Thank you for sharing this!!😊

  • @latriceh3792
    @latriceh3792 Год назад +1

    Love this. You made this look so much easier

  • @phantomtroopyt
    @phantomtroopyt Год назад +4

    Your channel is growing substantially! Keep going!

    • @lymanjoy
      @lymanjoy  Год назад

      Thank you!

    • @phantomtroopyt
      @phantomtroopyt Год назад

      @@lymanjoy Thought i'd comment to boost the algorithm

  • @sassyk418
    @sassyk418 Год назад +1

    Finally a video that explains the method clearly. Thank you 😊

  • @michaellawsonspeaks
    @michaellawsonspeaks Год назад +1

    Cool. I love it!!!

  • @BudgetsWithELMA
    @BudgetsWithELMA Год назад +4

    Awesome video, very informative! Love your desk setup and cash envelopes ❤

  • @Sum1Budgets
    @Sum1Budgets Год назад

    Loved the video very informative thanks for sharing! 💕🦋😊

  • @sarahwesterveld6251
    @sarahwesterveld6251 8 месяцев назад

    Thank you so much for your clear explanation & demonstration! 👍

  • @madamkiwi1094
    @madamkiwi1094 Год назад +4

    Great video, realistic wages and bills, easy to understand.

    • @lymanjoy
      @lymanjoy  Год назад

      So glad, that was my goal!!

  • @rrsharplikeasharpieeee
    @rrsharplikeasharpieeee 9 месяцев назад +2

    Thank you so much for doing this. I've watched so many and each time I'd finish confused. This was articulately explained and to the point. Thank you again.

    • @lymanjoy
      @lymanjoy  9 месяцев назад +1

      So very glad 😊 thanks for sharing that with me. It makes my day!!

  • @luxerelaxation427
    @luxerelaxation427 4 месяца назад

    This makes me breathe because finances have been making me feel overwhelmed and I dread dealing with it every time.

    • @lymanjoy
      @lymanjoy  4 месяца назад +1

      Love to help and walk this journey with you. Let me know if I can help in any way.

    • @missymyers7043
      @missymyers7043 3 месяца назад

      Do you have anything for retirement or investment. To me I’d allocate the money FIRST for emergency fund and investment/retirement before the fun, eating out, extras etc. Yes?? Or am I missing something? Thanks! I like the theory for allocating to envelopes. I’m assuming you make a with drawls for the $425 and then put the cash in the envelopes?

  • @missladygray
    @missladygray Год назад +1

    This is a really helpful video. Thank you for this

  • @dreameryoung38
    @dreameryoung38 2 месяца назад

    I have to say a budget is a must ,had to put my vehicle in the shop Im so glad I budgeteted,interest is murder on borrowed money

    • @lymanjoy
      @lymanjoy  2 месяца назад

      Totally, car stuff always gets me. Budget is a life saver!!

  • @tjiarrikapayne2251
    @tjiarrikapayne2251 7 месяцев назад

    You literally have the best budgeting video I have seen you get straight to the point and it makes sense thank you ❤

    • @lymanjoy
      @lymanjoy  7 месяцев назад

      Thank you that is so very kind. I am so glad it was helpful!!

  • @808Blessed1
    @808Blessed1 Год назад +3

    Hi I watched a lot of budgeting videos but your video I really like. I like the way how you break down everything on paper. This really helped Thank You for sharing.💜

    • @lymanjoy
      @lymanjoy  Год назад +2

      Oh I am so glad!!!

  • @terrimosier4393
    @terrimosier4393 Год назад +1

    Yes thank you for explaining it a lot better then others. Sometimes seeing is better for ppl. ❤

    • @lymanjoy
      @lymanjoy  Год назад +1

      Glad it was helpful!!

  • @fourdayhomestead2839
    @fourdayhomestead2839 9 месяцев назад +2

    The envelope system works for me with variable income & monthly expenses.

    • @lymanjoy
      @lymanjoy  9 месяцев назад

      Awesome, it makes it so empowering to know where your money is and where it's going!!

  • @laceybayliss6581
    @laceybayliss6581 Год назад

    Thanks for this ! I did this my self on paper half way through the video come back and continued the video and I’d automatically done all the other steps this must be the one for me !!!

    • @lymanjoy
      @lymanjoy  Год назад

      Fantastic! Great minds think alike. 😁

  • @klaakso
    @klaakso 11 месяцев назад +1

    Thank you so much for inspiring me to start cash stuffing!! I definitely have some goals !!

    • @lymanjoy
      @lymanjoy  11 месяцев назад

      You can do it! I am excited for you. Let me know if you have any questions along the way. 😊

  • @MoonCafe-sd1qp
    @MoonCafe-sd1qp Год назад +1

    Very useful tips, thank you 😊

  • @JaRicanJem
    @JaRicanJem Год назад +1

    You explained this so well !!! Thank you. It was easy to understand and to follow

    • @lymanjoy
      @lymanjoy  Год назад +1

      Glad it was helpful!

  • @natureselement7588
    @natureselement7588 9 месяцев назад

    Thank you for keeping it crazy simple. It never made sense to me before now. Appreciate your break down and the explanations.

    • @lymanjoy
      @lymanjoy  9 месяцев назад

      Oh, that makes me happy. I am so glad!!

  • @user-os6kx9de1t
    @user-os6kx9de1t Год назад +1

    I liked how you broke it down and explained everything. Watching other videos was somewhat confusing. Thank you, now I have an idea of what I need to do to start saving and staying on a budget too.

    • @lymanjoy
      @lymanjoy  Год назад

      I am so glad it was helpful!! Happy Cash stuffing

  • @beckygutierrez8749
    @beckygutierrez8749 Год назад

    Thank you! You made easy to understand I’m ordering everything I need to do this 😊

    • @lymanjoy
      @lymanjoy  Год назад

      Yeaahhhh....glad it easy to understand. Happy cash stuffing 🙂

  • @Karmaisagod8228
    @Karmaisagod8228 Год назад

    Love this so much⭐️🩵

  • @lynnyo1467
    @lynnyo1467 11 месяцев назад +1

    Great ideas! Love the way you show how to do this method.😊👍

    • @lymanjoy
      @lymanjoy  11 месяцев назад

      Glad you liked it!!

  • @cynthiamerryman
    @cynthiamerryman Год назад

    Very clear, thank you!!

  • @marylynmiller5158
    @marylynmiller5158 Год назад +1

    A very thorough and comprehensive explanation, Laura! TFS

  • @vcruz848
    @vcruz848 5 месяцев назад

    Thank you ! Finally, I made a budget I can manage and understand. Thanks for all the help.

    • @lymanjoy
      @lymanjoy  5 месяцев назад +1

      Yeahhhh, if you need any help along the way, please don't hesitate to ask. It's sounds like it's going to be a great year of financial wins!!

  • @ChikHomeHobbies
    @ChikHomeHobbies Год назад +1

    This video is very helpful and easy to understand. Thanks!!

  • @yvettehernandez369
    @yvettehernandez369 Год назад

    Thank you. Love the way you broke it down!

  • @FUNin_mylatterlife
    @FUNin_mylatterlife 2 месяца назад

    I loved the way you made it so simple to allocate every penny. Love this.

    • @lymanjoy
      @lymanjoy  2 месяца назад

      So glad it was helpful!! 😃

  • @robinlanders8551
    @robinlanders8551 6 месяцев назад +2

    I truly appreciate how you made that so easy to understand. I actually just purchased that workbook so it was nice to see you use that. Thank you for taking the time to explain everything so throughly.

    • @lymanjoy
      @lymanjoy  6 месяцев назад

      So glad it was helpful!!!

  • @securitymonitor389
    @securitymonitor389 9 месяцев назад +1

    Thank you SO much for simply explaining how this method starts; I'll definitely refer you video to others.

    • @lymanjoy
      @lymanjoy  9 месяцев назад

      I am so glad 😊

  • @kariwilson5766
    @kariwilson5766 Год назад

    I love your envelopes

  • @spicebudget
    @spicebudget 10 месяцев назад +1

    Very good that was simple. 👍💜

  • @yolandawebb3032
    @yolandawebb3032 Год назад

    Wow I really appreciate the video.. very honest and straight to the point these other people just run their mouth the entire video not saying anything at all.. new subbie

    • @lymanjoy
      @lymanjoy  Год назад

      I am so glad you liked it!

  • @JenniferD.-wt4uj
    @JenniferD.-wt4uj 9 месяцев назад +2

    I feel you have the best information on how to budget and other savings challenges and that I'm able to understand them and how to go about how to do it right, so thank you so much!!!❤

    • @lymanjoy
      @lymanjoy  9 месяцев назад +1

      Thank you for those encouraging words!! I am so glad you find them helpful. 😊

  • @veronicaparodi3853
    @veronicaparodi3853 Год назад

    i have to thank you. finally, I understand how this work! I'm starting now!

    • @lymanjoy
      @lymanjoy  Год назад +1

      Wonderful! I am so very glad it was helpful!! Happy budgeting and cash stuffing.

  • @PenelopesPerspective
    @PenelopesPerspective 10 месяцев назад

    This is the best explanation I’ve seen. Thank you!

    • @lymanjoy
      @lymanjoy  10 месяцев назад

      Glad it was helpful!

  • @LUCKY_ASHB
    @LUCKY_ASHB 2 месяца назад

    Your channel is amazing!! It’s overwhelming when starting but fun savings challenges even if they’re mini have made it more fun for me

    • @lymanjoy
      @lymanjoy  2 месяца назад

      Right savings challenges big or small just make it more fun and motivating. I started very small!

  • @fla9086
    @fla9086 6 месяцев назад

    This video was such an eye opener. This is the first time I could truly understand this method and I'll try to do it too, so thank you very much for your tutorial.

    • @lymanjoy
      @lymanjoy  6 месяцев назад

      Oh, that makes my day!! That was my goal. If you have any questions along the way, please ask. 😁❤️

  • @Thereallisadee
    @Thereallisadee 10 месяцев назад +1

    Very well done 🎉

  • @thatsmyjam6065
    @thatsmyjam6065 Год назад

    Well explained!!!

  • @classical7
    @classical7 9 месяцев назад

    I've watched a few videos before you'd, but I found your explanation to be the simplest & useful. Thank you.

    • @lymanjoy
      @lymanjoy  9 месяцев назад

      I'm glad it was simple and useful. Thanks for watching. Have a great day!!

  • @perlaortiz159
    @perlaortiz159 11 месяцев назад +2

    You do exactly what I do and I try to keep and stay with the same routine and it has been good for me lately and I absolutely love it I save and have enough to pay my bills but splitting your check the most important thing is the rent is the first thing that you have to take out electricity of course everything that's more important and then think about the least important to put aside

    • @lymanjoy
      @lymanjoy  11 месяцев назад

      Thanks for sharing!! I love it too and it's nice yo know where all the money is going!!

  • @elainyacrayton1115
    @elainyacrayton1115 3 месяца назад

    I've realized that I need help with my finances and you have help me get it together. You way is so simple to understand.

    • @lymanjoy
      @lymanjoy  3 месяца назад

      I am so glad!!! If you ever have any questions please don't hesitate to ask!!

  • @patriciahogg5763
    @patriciahogg5763 10 месяцев назад

    Well done!!!

  • @breez803
    @breez803 9 месяцев назад

    this is the BEST, most simply explained video. Thank you so much for all of the helpful advice. At first, I was overwhelmed with trying to start my cash stuffing but this video makes me excited! 🤩

    • @lymanjoy
      @lymanjoy  9 месяцев назад

      Oh, I am so glad you found it helpful that just brings me joy. Happy cash stuffing!!❤️😊

  • @banana72
    @banana72 Год назад

    Love your video. Subscribed! Thank you for the information

  • @madethemlook
    @madethemlook Год назад +2

    I’ve watched a lot of budgeting videos. This one is the best! Thanks a lot.

    • @lymanjoy
      @lymanjoy  Год назад

      Thank you, that is very kind. I am so glad you liked it!!

    • @tamihill4229
      @tamihill4229 11 месяцев назад

      Ere did you get the form

    • @lymanjoy
      @lymanjoy  11 месяцев назад

      @tamihill4229 Link is in the description of the video. But on amazon, the simple budget planner.

  • @Mony0425
    @Mony0425 9 месяцев назад

    This is amazing and easy to follow. I am going to start for October and get all the tools I needs including looking back last three months. Thank you and a new subbie here.

    • @lymanjoy
      @lymanjoy  9 месяцев назад

      Welcome. I'm glad you're here. I can't wait to hear how your journey goes. Happy Cash Stuffing!!

  • @Mann2013
    @Mann2013 6 месяцев назад

    Literally I’m saving this video. Once I begin my budget journey I’m definitely referencing back to this video. Thank so much for putting out this video. You made it so simple to understand. I’ve watched so many people on here doing budgeting and not one, has taken their time to break it down the way you have. They usually jump into counting their money they’ve saved right away😂😂😂. Thank you once again. You’re awesome for this. Really, I can’t wait to start thanks to you. ❤❤❤❤❤. I definitely subscribed. Lol

    • @lymanjoy
      @lymanjoy  6 месяцев назад

      I'm so glad it was helpful! Having a simple plan can be all the difference. Can't wait to hear how it goes for you. Let me know if you have any questions along the way!! ☺️

  • @mistye277
    @mistye277 Год назад

    Wow, clear explanation! Thank you!

  • @antoniawalk2005
    @antoniawalk2005 Год назад

    Thanks for the tips!! I really enjoyed your video😊

    • @lymanjoy
      @lymanjoy  Год назад

      Thanks for watching.

  • @LCmonman
    @LCmonman 10 месяцев назад +3

    Tip: most utilities have Equal Pay options. This helps a ton with being able to have a consistent amount to plan the budget every month

    • @lymanjoy
      @lymanjoy  10 месяцев назад

      Yes!!! That's a great tip. Thanks for sharing. 😊👍

    • @michelldurbecq2901
      @michelldurbecq2901 4 месяца назад +1

      You just have to be careful when they do the yearly audits when they adjust your payments either up or down

  • @AnnCashes
    @AnnCashes 3 месяца назад

    Thank you for this video!! It's so important to stay on top of finances. Its so encouraging to watch people making a plan and sticking to it...the hard part!!!

    • @lymanjoy
      @lymanjoy  2 месяца назад

      Thanks for watching 😁

  • @S.Mica0016
    @S.Mica0016 3 месяца назад

    Wow this is a great easy to understand video , wish I found this sooner!

    • @lymanjoy
      @lymanjoy  3 месяца назад

      Love that it was easy to understand!!

  • @TrinaRoach
    @TrinaRoach 2 месяца назад

    I have tried to do this for years and you are the first person to break it down step by step. Now I get how to work the snowball in. Thank you!!!!

    • @lymanjoy
      @lymanjoy  2 месяца назад

      That's awesome, I am so glad 😊

  • @maryruhland398
    @maryruhland398 9 месяцев назад +1

    Fellow heart mom here! You're amazing!

    • @lymanjoy
      @lymanjoy  9 месяцев назад

      Glad your here!!

  • @patricestull7780
    @patricestull7780 4 месяца назад

    I LOVE THIS METHOD, IT'S EASY TO UNDERSTAND ❤

    • @lymanjoy
      @lymanjoy  4 месяца назад

      So glad!! 😁

  • @vanessa4513
    @vanessa4513 4 месяца назад

    I subbed you, I am going to use your video to show my budgeting group how to do this. Thanks for the easiest tutorial

    • @lymanjoy
      @lymanjoy  4 месяца назад

      Awesome! Thank you! So glad it's helpful. 😁

  • @TheKrispyKidd
    @TheKrispyKidd Год назад +1

    Very helpful!

  • @marlenerami3151
    @marlenerami3151 9 месяцев назад

    Excellent informstion. I like the envelope idea.

  • @torinawilliams1962
    @torinawilliams1962 Год назад

    Thank you!

  • @lindaryan4148
    @lindaryan4148 Год назад

    Great video. The way you presented it is the best I have understood. Thank you.

    • @lymanjoy
      @lymanjoy  Год назад

      You are welcome! Glad it was helpful!!

  • @TederaWilliams
    @TederaWilliams 19 дней назад

    Very nice.

  • @KimberlyChristy-ql8ww
    @KimberlyChristy-ql8ww 5 месяцев назад

    Ty ❤

  • @charlottehetherington8720
    @charlottehetherington8720 8 месяцев назад

    This is fantastic and you explained it so very well thank you

    • @lymanjoy
      @lymanjoy  8 месяцев назад

      Thanks for watching 😊

  • @criticalwalletdays.4389
    @criticalwalletdays.4389 Год назад

    Great content!

  • @debluvjesus3823
    @debluvjesus3823 8 месяцев назад

    Less complicated Thank you

  • @kimberlyleon2147
    @kimberlyleon2147 6 месяцев назад

    Great video ❤

  • @ginamoffett1973
    @ginamoffett1973 Год назад

    Thank you this was easy to fallow

  • @Carolmaizy
    @Carolmaizy Год назад +1

    This was very helpful!

    • @lymanjoy
      @lymanjoy  Год назад

      Glad it was helpful!

  • @ssw2349
    @ssw2349 Год назад

    Excellent breakdown

    • @lymanjoy
      @lymanjoy  Год назад +1

      Wanted to be helpful for those starting out!

  • @humbertocorrea9292
    @humbertocorrea9292 3 месяца назад

    This is the best video for budget I saw so many thank you

    • @lymanjoy
      @lymanjoy  3 месяца назад +1

      I am so glad it was helpful!!! 😁❤️

    • @humbertocorrea9292
      @humbertocorrea9292 3 месяца назад

      @@lymanjoy all the videos I have seen are so confusing 🫤

    • @lymanjoy
      @lymanjoy  3 месяца назад

      @humbertocorrea9292 well I glad mine was simple. I tried to make it that way. If you ever have any questions, please ask, I am here to help.