I Turned This Cash-Only Savings Hack Into An $850K Business
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- Опубликовано: 27 сен 2024
- At 30 years old, Jasmine Taylor found herself with $60,000 worth of student loan debt and $9,000 in credit card and medial debt. Determined to get her finances back on track, she researched budgeting methods and found cash stuffing online. Two years later, cash stuffing has not only gotten Jasmine out of debt but also made her a very successful business owner. Baddies And Budgets brought in $850,000 in 2022 and is on track to hit $1 million in 2023.
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I Turned This Cash-Only Savings Hack Into An $850K Business
This young woman also constantly thinks of others. She has no kids of her own, but always prioritizes her nieces. She has an envelope just for them and gifted one niece $10k. She even has an envelope labeled "help a human"---before her business blew up. She's pretty amazing.
Love ppl like her very inspiring
@@TheDogGoesWoof69 shhhhhh!?
This made me emotional ❤awe so sweet
What's Up, Weezy Jefferson? LOL
WOW
Omg i love her. She proves that a profitable business doesn’t have to be a fancy one. You can just be creative!
Absolutely ❤
Ikr
Or simple. She used her own challenges to create a solution for herself and (most) everyone else. Sometimes, it's the simplest ideas that are the best.
I could tell as soon as I took a glance at her that she preferred fries over guys.
And hardworking.
I manifested $4250 and $500 in one week without working for it. I did it once. Just once. lol. I wanna do it everyday
Investing and trading now will be the wisest thing to do especially with the current economic fluctuation and inflations.
That's awesome!!! I know nothing about investment and I'm keen on getting started. What are your strategies?
As a beginner investor, it's essential for you to have a mentor to keep you accountable. Gillian Sara sheeran is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
Same here all thanks to Gillian Sara sheeran, she has always been there to guide me through with detailed analysis and recommendations that I wouldn't have access to otherwise.
Ma'am Gillian Sara sheeran is considered a key Crypto Strategist with one of the best copy Trading Portfolios and also very active in the cryptocurrency space.
i almost cried watching this! i’ve watched her from the beginning, she took Dave Ramsey’s method and ran with it! truly inspiring ❤
Right!? I was like “Look babygirl made it” as if I know her personally lol.
Yes, Every dollar on steroids 😂
What’s Dave Ramsey’s method
Same! When I saw the thumbnail I was like “Baddies and Budgets”! I’m so proud of her!
@@lawrencebello6177 it’s the 6 baby steps
Congratulations, amazing story and business!
You know it's a good video when Graham's commented on it.
Hey Graham ..Sup?
Yes
Graham... reaction video?
@@devilshorses I agree.
This video got 914k views in just 2 weeks. She’s definitely going to make more than 1 million this year! I’m so happy for her. ❤
This is not her channel dummy😂😂😂
You know that 1 Mil views gives you just 1000$
Right! I’m looking her website now to purchase!
@6Meilin This source of additional revenue is not from YT ads. The comment is alluding to the fact that this video reached 1Mn new users, many of whom would be potential customers. It's free marketing. Btw, this video isnt posted by her, it's just featuring her.
@@sassylove314 Actually now she will have a lot more competition from people who saw this plus it's an easy to replicate business. Put same product with a slightly cheaper price and SEE if people stay loyal. Spoiler alert, THEY DON'T
This woman has literally turned my finances around - love Baddies and Budgets!
Same here thanks to her when my car needed a new tire I didn’t have to stress about where the money was going to come from I just pulled it from my car envelope and kept it moving 😊
@@Evonda that's 🔥
Baddie?
@@Evonda I love that for you! Well done!
I was thinking about buying the product but I have no debt and I am a saver. I understand that she does not use a bank; and does not own any debit or credit cards? When I first about her story I was fascinated. Kudos to her for getting out of debt and using that stimulus check wisely to open up her own business. Going from consumer to producer. And she has her own staff creating JOBS. Amazing 💯‼️
This is amazing. A $1200 initial investment flipped into an almost million dollar business. Congrats!
this is literally only for low IQ blacks
I could tell as soon as I took a glance at her that she preferred fries over guys.
@@EtsySpellcaster-fy3sl lmao
no - a MORE than million dollar business! and, it even helps other people to save money themselves!
@@EtsySpellcaster-fy3sl you’ve typed that under every comment, we get it
I’m glad I pulled through, despite the crises. I am retiring next yr at 55 with 3 houses paid off worth 4.5 million. One is my place of residence the other 2 properties will give me $80,000per/yr rent . I will have an income stream of $20,000 per mnth through my super which gives me total $240,000 a yr to live comfortably. I have no debts _.._ Stay Motivated!!
I was pleasantly surprised to find that you're familiar with her as well. I've had the privilege of working closely with Jenny Pamogas Canaya over the past few months, and she has not only helped me earn substantial profits but has also been an exceptional mentor and trader. Her ability to navigate various market situations is truly remarkable, and I couldn't be more satisfied with our collaboration._
i have started following her on tik tok and i aint playing
Definitely not a bot account to promote Jenny Pamogas Canaya.
If you're not a bot, hopefully you're a good landlord
Great job, Jasmine! An absolute proven way to make your money behave!
If it wasn't for the Ramsey Show, I would still be drowning in credit card debt!!!!
Thanks so much, much love from NJ 😊😊😊
As a FPU Alumni 2011, immediately upon seeing this I was reminded of my FPU wallet from over a decade ago.
@@kathurtado13 bbbbbbot comment!!!
I could tell as soon as I took a glance at her that she preferred fries over guys.
@@EtsySpellcaster-fy3sl so unnecessary for you to say that 🤬. You don’t know what this young lady has been through in her life.
going from literal poverty to millionaire in two years just shows how one year or even one month can change your life
She’s not a millionaire. It’s her business revenue, not profit
@@anoukc6928 don't matter she is richer than you hater
You don’t understand how a business works do you?
@@anoukc6928 True but the cost to make that is very cheap her margins are crazy so yea she is basically a millionaire within this year or 2024 in profit.
@@anoukc6928 wow aren’t you the optimist! I’d say she is worth MORE than a million and you are not worth a cent.
I hope she knows how much she just inspired and motivated me to restart my small business and starting my own saving challenges! Thank you!
Same here she’s an inspiration that if you just keep going things will get better
same
Awe good luck yall ❤❤❤
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth, investing remains a priority . I learnt from my last year's experience, I am able to build a suitable life because I invested early ahead this time.
In fact, I had no prior experience or understanding when I began investing in 2018, but by the end of 2019, I had made a profit of almost $750k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.
bravo! | appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Cooper leo jaxon 💬🎌 is the licensed advisor I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I copied his whole name and pasted it on face book; and his page appeared immediately, and his qualifications are excellent; thank you for sharing.
This is so great! I’ve been following her for couple of years and let me tell you I was able to save 8 thousand dollar in less than a year with her advice on savings! I was never able to do that! I am happy to see her growing like this! And I manifest this for me in the future too!
We need to hear your inspirational story next.
Milagro Elguera Yllescas: What is the name of her channel?
@@vivveene Baddies and Budgets. I’m a fan! She offered a mystery box, I preordered it immediately while watching her cash stuff. She’s real & inspirational.
Wow this is awesome I’m doing Dave Ramsey baby steps as we speak…. Knew about financial peace back in the day and didn’t focus on it…. Now I am truly doing it!
Wow!
Hey guys I'm looking to invest. But I don't know anything about the market, any help? As well who can I reach out to?
Making touch with financial advisors like Marie Showan who can assist you restructure your portfolio would be a very creative option.
I agree with you! With her help, I diversified my 25k portfolio among different markets during this bearish market period.
Almost gave up trading due to constant losses, but Marie turned it all around
Certainly!!! I diversified my $30,000 portfolio across different markets.
I made a net profit of around $97k by investing in high dividend yield stocks, ETFs, and equity.
Jasmine!!!! Have followed since the beginning of her RUclips career. So proud of you and your success! Turning $1k into a six figure business and growing is amazing. Truly inspiring! 🙌🏽👏🏽💜
She helped herself and is helping to raise thousands of people to be more responsible and control of their financial life. All the props to her! Well deserved
Next she needs the same system for calories and food consumption. Americans need it.
I'm so happy for her, may she triple, even quadruple her profits this year, she deserves so much happiness!
Do u know what's her TikTok acc
How do you know she deserves it? Do u know her?
@@enchantedseasonslawncare8559do you know her? What makes YOU think she DOESNT deserve it? Your kind is so bitter
I never thought I’d be GENUINELY happy for someone else before. This woman deserves to be a future Billionaire! Bless her 🙌🏾 I want everything GREAT for her!
Her story is amazing and inspiring. I know her sister is smiling down from Heaven seeing her daughter going on this journey with her. So awesome she found a way to take care of her family through the transition while growing into successful entrepreneurship.
I hope this young woman takes care of her health so she can live a long life because too many nice people die early because they don't take care of their health.
She will, her path in life will lead her to take care of herself. Overweight people know they need to lose weight, society judges them nonstop, let’s support her.
Why make this about her weight
Yeah, Jasmine!! She was one of the first channels I started following when I was learning how to budget better and cash stuff. She is such an inspiration. Get it, girl! 🎉💪
What is her channel name. I’ve seen a lot of copycats. Thanks
@@edithsinkler2205 Baddies & Budgets
@@edithsinkler2205 it’s Baddies and budgets
I started my journey after watching her as well! Now I can’t stop watching everyone’s videos!
@@CashStuffingwithAlisha they are addicting to watch! 😄
I’ve been watching and following her for years. She’s helped me get a grasp on my finances. So happy to watch her and her business grow!
I know this is 100% accurate being Debt free 🙌🏾. Cash stuffing is the way to go. Keep pushing sis. May the ones watching this video realize that debt isn’t forever, I promise! And there are ways to change that reverse that situation.
Student debt is 🥲
I follow her on RUclips. She's helped me a lot with my own budgeting. And her challenges (like the 100 envelope challenge) are so fun to do.
I did the 100 envelope challenge last year!
Yes boo!! This popped up on my feed I'm so proud of you girl!! Been following you since the beginning and you keep so many of us in the budgeting community motivated!!! ❤❤❤
What is her handle please?
@@johanakitchenstyle8254 youtube.com/@Baddiesandbudgets
This is awesome and congrats to her. Seems like this could be a great introductory way to also help parents teach their kids budgeting since the kids get to have some ownership by picking out the look of their binder and the categories most important to them. And because it’s in cash, it’s highly visible and also easy to spend when they’ve achieved their goals. Keep up the great work Jasmine!
I was soooo happy for her and all the success she made and received. I almost cried at her back story and her responsible relationship towards her niece! I wish you all the best this was so inspiring!
A big congratulations to you. I am in the process of starting a business myself. I teared up when you started speaking your affirmations for your 2023 business goal. Thank you for this, very relatable and inspiring.
It’s so nice to see this hard working lady do well. Incredible
Absolutely love your business model. This is true entrepreneurship you created something that didn’t exist and you payed the cost. So proud of you sis great job.❤❤❤❤❤❤❤
Jasmine's story is one of the best. I'm so proud of her. Thank you for giving her the platform that she deserves.
WOW, I'm so impressed by you, Jasmine! I'm proud to see a young woman do for herself what many cannot do in a lifetime! You are an inspiration to women. May you continue to be blessed & inspire!
I love it, good for you Jasmine I'm so happy you were able to be featured and bring cash budgeting to a wider audience! ❤
She is truly an inspiration. I started watching her videos and turned around my money mindset in less than a year. It has changes the way I do things. I'm not perfect still sometimes an impulse spender but I'm getting better everyday.
These billionaires which I am not one of them but they worked hard getting where they are they did not need to use this superstition that video talks about to become a billionaires they have all kinds of antiques, heirlooms and many clothes that they don't wear anymore and it doesn't stop being rich they work hard they know where to invest their money in and what kind of strategy to use to make themselves rich so don't need to do this false teachings says to do.
It’s not supposed to be easy. Anyone who finds it easy is stupid.
The investor's goal is to seek value in a way that minimizes risk and maximizes reward.
That is fantastic! I'm eager to start investing even though I have no experience with it. Which tactics do you use?
Until their own emotions burn them, people downplay the value of counsel. A few summers back, after a protracted divorce, I needed a big push to help my firm survive. I searched for consultants with the right credentials and found the most qualified one. Despite inflation, he assisted me in increasing my reserve from $275k to $850k.
By hiring a financial counselor, you can increase your chances of making money in the stock market.
I´ve been doing myself this savings in envelopes and saving challenges with my wife and really worked it. Watching Jasmine making out of it a good business has been really inspiring! Will figure out how to do it in my country. Congrats and all the best Jasmin!
This year 2024,don't set you're financial goals without consulting a financial adviser.there expertise ensure a solid plan for success.Building wealth involves developing good habits like regular putting money away in intervals for solid investments.
Thanks for the advice! I'm new to financial planning and wasn't sure where to start.Any tips on finding a reliable financial adviser or resource to guide beginners?
You're right, based on personal experience working with an investment advisor, I currently have over $300k in a well-diversified portfolio, that has experienced exponential growth. It is not only about having money to invest in stocks but also you need to be knowledgeable, persistent, and have strong hands to back it up.
@@SimonePaulStevensHow can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
@@lslathatcherMarie Ann Treloar
She's the licensed coach I use.
Look her up on Google you will find the necessary information and also her web page to make a contact and schedule an appointment with her
At a time when everyone is trying to go digital, this is so refreshing and tells you that when it comes to savings and money management, digital is just one option, not the only option.
Amen.
Digital is leaps and bounds better. Secured,locked away, password protected, points on your credit card, high yield savings accounts. The possibility’s are endless.
Cash gets wet and then it’s useless. It’s also stagnant and doesn’t make money for you like a savings account. Just my savings alone yields 4 percent back of what I have in there.
@Kimchi I think you're missing the larger point: She is giving an alternative to MS Excel or savings app, not telling you to save at home. You can allocate the money that will go into your account.
Her story is so inspiring! It really shows how the right mindset and budgeting can completely change your life. I’m so happy I decided to start ❤️✨
I am 52 years old with very little set aside for retirement at this point. I have always been curious about the stock market and have witnessed some people who played the game right and retired early because they used the stock market. When I ask them, most said that they invested very little to start with, but their portfolio grew. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make decent return
Trading with a professional trader that trades for you and make huge profits for you is the solution in making decent profit
WONGHUATRADE is the name of my new trader, i use to send her money while she trades for me and returns my profits to me monthly.
I'm still glad I can smile back at my portfolio of $102,700 made from my weekly trade within a short period.
that's his usr ^name @WONGHUATRADE💢
I Just had my profit last Four days before now. i'm glad i do invest with them still reinvested and the trade is ongoing
How incredible! This was so inspiring. As someone who seriously struggles with card spending and has transitioned to a cash based method once more, I am noticing how much more prepared and clear I am on where my finances stand at any given moment. So happy to see another Black woman shinin' bright! Looking forward to supporting her business to hit 1 million in 2023!
Great content. I plan to retire at 55 with $3MILLION in savings and a few passive income sources, I'm currently 38 and although I started investing this year I have high hopes for the future....
Investment are stepping stone to SUCCESS, investing is what creates wealth
This is the type of woman you can build with. Congratulations on your successful business. Hope's it booms bigger every year.
Most men won't give her a chance cuz of her size. I have a similar problem Im thin but very very tall. Men are just not interested. Im well over 6 foot.
@@deebrown7160 men are of low value, though. what is there to like? move country if you really want a guy. better men.
well, that's the woman's money not the guy's money. men can build on their own.
@BluebellBeatnik yeah but unfortunately the man's money is not just his money in a divorce when he's the one making it.
@@mauricepatterson9558 What a fkd up way of looking at relationships. If you go into a marriage expecting a divorce then don't get married in the first place. Hopefully he won't be abusive so she won't have to divorce him.
This is a great idea and works! My husband and I do this and it worked wonders in terms of budgeting, saving, and investing. No credit cards and limiting use of Debit cards to bills. Props to you and congrats!!!
She made excellent use of her stimulus payment! She is an inspiration to many!
Jasmine is an inspiration. I am a business owner as well but not getting traction. Her mindset and tips are very encouraging. I love that she brought up her bipolar disorder. I too am challenged with bipolar disorder and impulse spending. Thank you Jasmine for your inspiration and encouragement!!!
Love this lady! I'm subscribed to her channel and she also motivated me to get up and make changes as well! I made my own RUclips channel to keep myself accountablend within 2.5 months, I was able to get in line with my finances. Super glad I started it and I'm now 29! Never to late to start!
I loved her story, it was so inspiring. i have been so terrible with money nearly my whole life and i am just trying to learn to become better with it and also learn to trust myself again with my spending. I hope she reached that 2022 loan
This is such an empowering story. I hope there is a successful business owner out there that see this and offers to mentor her to get to the next level.
Honestly happy for her that she found a way.
I know that's right girl, this how you turn pain into passion! During COVID alpt of ppl wasted time through that transition, & some were actually able to take that dark time and make light of it! This is amazing, unique, smart and savvy 😊 keep going queen 👑
This brings tears to my eyes.
Congratulations for your business
So proud and happy to see this woman success story. Many blessings to her and all others making their dreams come true.
the queen herself! she continues to inspire me! Because of her I found the budget community and that has been life changing.
Best line ever “you got to be able to bet on yourself, if you don’t, who will” ❤
Awe inspiring. So happy for and proud of you. You rock!
This story was so inspirational. I wish you much success with your business. And bravo for taking care of your niece. 🙌🏽
She’s amazing I love seeing my people win !! She did that , I’m definitely going to support 🥰
Congratulations Jasmine; this is truly an inspiring story. HER story is the epitome of going from CONSUMER to PRODUCER. Really love ❤️ her story. What fascinates me about Jasmine’s story is I understand that she does not use a bank 🏦 to deposit her money; she does not own or use debit or credit cards? And in these times where there are major banking issues, her story is very relevant to these times. Continued success Jasmine 💯‼️🙏🏿
I love that you were able to monetize this idea. Beautiful person, beautiful product, beautiful intentions. Continued blessings! 🎉
She’s right. When you’ve gone from constantly draining your account back down to 0 every time you get money to finally being able to save even $1000, it is truly empowering.
This is the ultimate hustle, and I'm not even made! 🤣😄Reminds me of when I used to actually use a checkbook in college. Congrats to Jasmine on her million-dollar business!
She’s real asf. She should do motivational speaking cause I fully believe in her as much as she believes in herself
I’m overjoyed to her this woman’s story! Wishing her continued success!
Incredible and genius! I am amazed how she is supporting not only herself but also others with job as well.
If she sells out every week, I think there are probably ways she could be significantly more efficient with her order processing and PPS. And perhaps reorganizing how she has designed the shipping area to maximize the productivity per employee vs the space she has. Great work nonetheless.
Yeah I was thinking about how she could gain more efficiency with the lean operation she has. I think the biggest problem as she alluded to is scaling. She's definitely on track to more sales. From there she could get a bigger space, maybe invest in some equipment/machinery, and as she said hire more staff.
This is very great and I’m proud about how quick she turned it into a profitable. Just hope she goes from working 7days a week or being able to take personal time for herself ❤️.
Félicitations Jasmine! Trop fière de te voir ici sur CNBC et voir notre communauté mise en avant !
Good for her! I'm so proud of her.
So inspiring. She is an entrepreneur at heart
In this unstable economy, having your own business will give you peace of mind. Finances is an area everyone can improve in. She took her talents and her work ethic has paid off. Good for you Jasmine. Much success to you!
Thank goodness you brought this up! Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 10 grand weekly and this has improved my financial life. Great piece!
Olivia Sullivan financials is my portfolio-coach, I found her on CNBC where she was interviewed, I looked up her name on the internet. Fortunately I came across her and reached out to her, you can verify her yourself.
Ah, the bots have come out to play
Such an inspiring story of someone who turned their life around, used her knowledge to build a business, and is now paying it forward
Get it girl!!!! I’m LOVING everything you are doing! Your labor is not in vain!!!!❤❤❤
This is very motivational! Great for her, in the process of turning her fiances around, she created a successful business, brand, and following! I hope her success continues to grow!
I love how she invested her stimulus check. So smart 😊
You go girl! Get that bag, I hope you EXCEED your goals by the end of the year! *Positive vibes*
Each times reminds me how supportive you are to
us entrepreneurs even with low credit scores I honor you. Much appreciated for your extraordinary strategy got financing today
This is very inspiring. Congratulations Jasmine, for betting on yourself and winning! No doubt you will exceed a million in no time. Please however remember that your true wealth is your health. I can only imagine that running a successful business is very stressful, but take some time to relax, and revamp your diet/exercise routine. I don't know you but it seems like you have a lot to offer the world!
This Lady is amazing !!! Taking care of her niece when she was already struggling with problems of her own. This is what the world needs. If only people would start caring for one another and not have a victim mentality 24/7.!
I personally absolutely HATE cash stuffing. I’m a finance person and don’t like the idea of physical cash. But not everyone is like me and I actually know people that prefer this way of budgeting. And there’s people that I wish would adapt some type of savings mindset. Props to her for building up her business.
Meks, I agree with you personally, partially. I like no physical cash to be safe, and I like a little physical cash for necessary things.
I am building my next career as a Forensic Accountant so my perspective on money has become vast. 26mar23
Some people use prop money instead of real cash.
Totally agree with you. Must be a major headache to actually deal with real cash everyday. That's why we have checking n saving accounts and automated pay.
@@lola888ism how does that method work? I’d like to try it!
@@GreenPantsAllDay When you spend on your debit/credit card, pull that amount of prop money out of the corresponding category. You can just use Monopoly money or something. The placeholders still give you a physical representation of how much you're spending and I swear it helps if you have a problem with impulse spending.❤
I LOVE this for her & her family. Go Jasmine! 🙏🏽🌱💛
As an older woman FINALLY starting to get on track financially, I have huge respect for you!! Good for you!! Inspiring.
Love her channel!! Keeps me motivated to budget ❤
What an amazing young woman. So opened with her challenges. She broke a bad habit of overspending while improving her mental health, helped others and made money helping others. What a boss!
Well explained. Thank you for bringing up this video. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject ..... Thanks to Mylah Evander the lady you recommended.....
I always wanted to trade for a long time but the volatility price has been confusing.....
That woman totally changed my life for good. I have come across individuals but none is as honest as Mylah. So surprised you know her too...
Is there anywhere I can get across this woman for a startup???
SHE'S MOSTLY ON TELEGAMS WITH THE BELOW NAME!!!
MYLAH EVAN1
What a clever one of a kind product, crazy that no one ever came up with such an idea before…
I needed to see this today. This is great, I wish her the best and may her business keep growing 💗
Love this video! Congrats on seeing all of your hard work pay off, Jaz!
Incredibly inspiring!!! Way to go, Jasmine!! 🎉 you are incredible!! 🙌🏻
I have followed her for a while and show some of her videos to my personal finance students.
You go sis! Soooo proud of you!
Wow! I have been watching an and learning from Jasmine for weeks on my budgeting and cash stuffing journey. This puts so many things into Perspective and made me respect her even more. Congrats queen!! Truly a trend setter ❤
Wow, amazing. Cash stuffing definitely works. Good job.
Awesome 🎉🎉🎉Keep up the good work. So happy for you and your team. Hard work pays off!
I am sooooo proud of you! I started cash stuffing with you!!! ALL of my debt is gone! ALL!
Jasmine, you are an inspiration! Brava!!!
So inspiring! Proud of her and I learned a lot as well
I'm in so much debt and haven't been able to get stead work since 2020 when my business crashed.
I'm from Kenya 🇰🇪 and have some ideas. I like this, encouraged me to bet on myself 😊