This young woman also constantly thinks of others. She has no kids of her own, but always prioritizes her nieces. She has an envelope just for them and gifted one niece $10k. She even has an envelope labeled "help a human"---before her business blew up. She's pretty amazing.
@@anoukc6928 True but the cost to make that is very cheap her margins are crazy so yea she is basically a millionaire within this year or 2024 in profit.
@6Meilin This source of additional revenue is not from YT ads. The comment is alluding to the fact that this video reached 1Mn new users, many of whom would be potential customers. It's free marketing. Btw, this video isnt posted by her, it's just featuring her.
@@sassylove314 Actually now she will have a lot more competition from people who saw this plus it's an easy to replicate business. Put same product with a slightly cheaper price and SEE if people stay loyal. Spoiler alert, THEY DON'T
Or simple. She used her own challenges to create a solution for herself and (most) everyone else. Sometimes, it's the simplest ideas that are the best.
What an amazing young woman. So opened with her challenges. She broke a bad habit of overspending while improving her mental health, helped others and made money helping others. What a boss!
@@deathkissgoodbye why? so she can be deemed successful and acceptable in your eyes? Was that really necessary for you to say? Tell me how does someone be perfect for you so we all can aspire to do the same 🙄
This is old style budgeting, before common use of credit cards, when people physically put $ into envelopes to pay various bills. Some people don’t think of credit cards as “real money” So they overspend. This method provides a visual. Congratulations on getting out of debt and creating a thriving business!
Same here thanks to her when my car needed a new tire I didn’t have to stress about where the money was going to come from I just pulled it from my car envelope and kept it moving 😊
I was thinking about buying the product but I have no debt and I am a saver. I understand that she does not use a bank; and does not own any debit or credit cards? When I first about her story I was fascinated. Kudos to her for getting out of debt and using that stimulus check wisely to open up her own business. Going from consumer to producer. And she has her own staff creating JOBS. Amazing 💯‼️
I’m glad I pulled through, despite the crises. I am retiring next yr at 55 with 3 houses paid off worth 4.5 million. One is my place of residence the other 2 properties will give me $80,000per/yr rent . I will have an income stream of $20,000 per mnth through my super which gives me total $240,000 a yr to live comfortably. I have no debts _.._ Stay Motivated!!
I had a coworker doing this back in the day. Old school method of budgeting but it keeps you on track! It blends nicely into the idea of Paying Yourself First.
Ur Spot On My Roommate Way Back In 1999 Use To Utilize This Same Method He Would Stuff Money in different envelopes specific for rent utilities etc etc etc.
As a beginner investor, it's essential for you to have a mentor to keep you accountable. Gillian Sara sheeran is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
Same here all thanks to Gillian Sara sheeran, she has always been there to guide me through with detailed analysis and recommendations that I wouldn't have access to otherwise.
Ma'am Gillian Sara sheeran is considered a key Crypto Strategist with one of the best copy Trading Portfolios and also very active in the cryptocurrency space.
Jasmine!!!! Have followed since the beginning of her RUclips career. So proud of you and your success! Turning $1k into a six figure business and growing is amazing. Truly inspiring! 🙌🏽👏🏽💜
This is so great! I’ve been following her for couple of years and let me tell you I was able to save 8 thousand dollar in less than a year with her advice on savings! I was never able to do that! I am happy to see her growing like this! And I manifest this for me in the future too!
@@vivveene Baddies and Budgets. I’m a fan! She offered a mystery box, I preordered it immediately while watching her cash stuff. She’s real & inspirational.
Wow this is awesome I’m doing Dave Ramsey baby steps as we speak…. Knew about financial peace back in the day and didn’t focus on it…. Now I am truly doing it!
I know this is 100% accurate being Debt free 🙌🏾. Cash stuffing is the way to go. Keep pushing sis. May the ones watching this video realize that debt isn’t forever, I promise! And there are ways to change that reverse that situation.
She helped herself and is helping to raise thousands of people to be more responsible and control of their financial life. All the props to her! Well deserved
This is a beautiful story. She breezed over bipolar and spending, but I’m super impressed that she has succeeded so well. Congratulations Jasmine, you are amazing.
Her story is amazing and inspiring. I know her sister is smiling down from Heaven seeing her daughter going on this journey with her. So awesome she found a way to take care of her family through the transition while growing into successful entrepreneurship.
I never thought I’d be GENUINELY happy for someone else before. This woman deserves to be a future Billionaire! Bless her 🙌🏾 I want everything GREAT for her!
I used to wonder and shake my head why my mother has this record book and accounting all the family's money up to the last cent every single day, as it was a tedious routine. Through the years and after being a mom myself, I started recording every income and expense too and realizes why my mother was into it, it's the satisfying feeling of having your finances in order and knowing that you got savings for emergencies without need to beg from other people to loan you money or turn to loan institutions that charge onerous interest.
Yeah, Jasmine!! She was one of the first channels I started following when I was learning how to budget better and cash stuff. She is such an inspiration. Get it, girl! 🎉💪
I’m glad her business is booming and thriving. She definitely turned her hobby into a passion. I, however, have attempted several times at different ventures and haven’t reached sales that I desired. It’s crazy how one thing works for one and not another. I don’t think entrepreneurship is for me from so many failures.
I was soooo happy for her and all the success she made and received. I almost cried at her back story and her responsible relationship towards her niece! I wish you all the best this was so inspiring!
A big congratulations to you. I am in the process of starting a business myself. I teared up when you started speaking your affirmations for your 2023 business goal. Thank you for this, very relatable and inspiring.
This is awesome and congrats to her. Seems like this could be a great introductory way to also help parents teach their kids budgeting since the kids get to have some ownership by picking out the look of their binder and the categories most important to them. And because it’s in cash, it’s highly visible and also easy to spend when they’ve achieved their goals. Keep up the great work Jasmine!
I love rags-to-riches stories. I'm so freaking happy for her. I'm also loving all of these pandemic triumph stories. It's inspiring to see how many people were able to invest their stimulus money into successful entrepreneurial endeavors.
She is truly an inspiration. I started watching her videos and turned around my money mindset in less than a year. It has changes the way I do things. I'm not perfect still sometimes an impulse spender but I'm getting better everyday.
Yes boo!! This popped up on my feed I'm so proud of you girl!! Been following you since the beginning and you keep so many of us in the budgeting community motivated!!! ❤❤❤
Absolutely love your business model. This is true entrepreneurship you created something that didn’t exist and you payed the cost. So proud of you sis great job.❤❤❤❤❤❤❤
I´ve been doing myself this savings in envelopes and saving challenges with my wife and really worked it. Watching Jasmine making out of it a good business has been really inspiring! Will figure out how to do it in my country. Congrats and all the best Jasmin!
WOW, I'm so impressed by you, Jasmine! I'm proud to see a young woman do for herself what many cannot do in a lifetime! You are an inspiration to women. May you continue to be blessed & inspire!
She should teach her techniques to a local high school! I believe individuals that age don’t come across this type of content, on the contrary; we are not taught the importance of savings and getting financially organized since a young age. And we think investing and savings are things for who is already billionaire. I started saving money at 40 😅 I wish I had more financial culture and consciousness when I was younger.
@@ykook7000 Because adults don't make finance sound interesting and digestible for young people! I lived with a wealthy family for a while but no adult in my life ever taught me how to manage my own money, only kept mum or gave vague advice like "work hard, save more, spend less". It wasn't until I was in my early 20's that I started having interest in investing and financial management only because I found other people in my age range having that kind of interest on Discord. It helped make the subject feel less like a foreign concept to me as I'm slowly learning about this stuff and trying to make sense of it on my own.
This is what I plan on doing!! Hopefully, I can get it off the ground this school year! I don’t care if they use it immediately after. The knowledge plants the seed for them to come back to anytime in life.
@@ykook7000 Not completely true. I learned a bit about finances and savings in an 8th grade life studies class. I thought it was interesting and learned how to save some money, but my parents thought it was mumbo jumbo cuz they were stuck in their poverty mindset. Now at age 28, I’ve been implementing some of those saving techniques from that class and other sources, and have been able to cut our grocery bill in half, save on bills by cutting out things we don’t use or need, thinking twice before making a “want” purchase, etc. If my parents had taken my desire to save seriously then maybe we wouldn’t still be so poor even now. Point is, your environment can also make or break you.
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth, investing remains a priority . I learnt from my last year's experience, I am able to build a suitable life because I invested early ahead this time.
In fact, I had no prior experience or understanding when I began investing in 2018, but by the end of 2019, I had made a profit of almost $750k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.
bravo! | appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Cooper leo jaxon 💬🎌 is the licensed advisor I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I hope this young woman takes care of her health so she can live a long life because too many nice people die early because they don't take care of their health.
She will, her path in life will lead her to take care of herself. Overweight people know they need to lose weight, society judges them nonstop, let’s support her.
The problem we have is because Most people always taught that " you only need a good job to become rich. These billionaires are operating on a whole other playbook that many don't even know exists.
It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.
The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.
Many individuals report success in investing in stocks, forex, and cryptocurrency (Bitcoin), yet I continue to struggle. Can somebody help me out or advise me on what to do?
Even with the appropriate method and assets, some investors will still outperform others. As an investor, you should already know that nothing surpasses experience, and that is final. Personally, I had to seek advice from a stock specialist, which allowed me to build my account by over $35k, extract my profit just before the correction, and now I'm purchasing again.
My daughter created a mini binder and did the same thing about 6 years ago, it really does help to stay organized ❤ until this day we both are still continuing to use our mini binder
Jasmine is an inspiration. I am a business owner as well but not getting traction. Her mindset and tips are very encouraging. I love that she brought up her bipolar disorder. I too am challenged with bipolar disorder and impulse spending. Thank you Jasmine for your inspiration and encouragement!!!
When I see this woman, I see bold, creative, hardworking, risk taking "in a good way), honest and inspiring! Thank you so much for sharing your story with the world! 😊
I know that's right girl, this how you turn pain into passion! During COVID alpt of ppl wasted time through that transition, & some were actually able to take that dark time and make light of it! This is amazing, unique, smart and savvy 😊 keep going queen 👑
This is a great idea and works! My husband and I do this and it worked wonders in terms of budgeting, saving, and investing. No credit cards and limiting use of Debit cards to bills. Props to you and congrats!!!
I loved her story, it was so inspiring. i have been so terrible with money nearly my whole life and i am just trying to learn to become better with it and also learn to trust myself again with my spending. I hope she reached that 2022 loan
How incredible! This was so inspiring. As someone who seriously struggles with card spending and has transitioned to a cash based method once more, I am noticing how much more prepared and clear I am on where my finances stand at any given moment. So happy to see another Black woman shinin' bright! Looking forward to supporting her business to hit 1 million in 2023!
At a time when everyone is trying to go digital, this is so refreshing and tells you that when it comes to savings and money management, digital is just one option, not the only option.
Digital is leaps and bounds better. Secured,locked away, password protected, points on your credit card, high yield savings accounts. The possibility’s are endless. Cash gets wet and then it’s useless. It’s also stagnant and doesn’t make money for you like a savings account. Just my savings alone yields 4 percent back of what I have in there.
@Kimchi I think you're missing the larger point: She is giving an alternative to MS Excel or savings app, not telling you to save at home. You can allocate the money that will go into your account.
I didn’t even recognize this is the page I had found on my IG. I followed her immediately bc of how inspiring she is on finances and make it look fun to do it on a budget in this manner Kudos to this Queen❤
This year 2024,don't set you're financial goals without consulting a financial adviser.there expertise ensure a solid plan for success.Building wealth involves developing good habits like regular putting money away in intervals for solid investments.
Thanks for the advice! I'm new to financial planning and wasn't sure where to start.Any tips on finding a reliable financial adviser or resource to guide beginners?
You're right, based on personal experience working with an investment advisor, I currently have over $300k in a well-diversified portfolio, that has experienced exponential growth. It is not only about having money to invest in stocks but also you need to be knowledgeable, persistent, and have strong hands to back it up.
@@SimonePaulStevensHow can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
This is definitely my favorite episode on this series. She is an inspiration. She us helping her community grow, spreading budgeting and financial literacy awareness. So happy for her and her business 👏🏻👏🏻 I learned about cash stuffing and accounting every dollar. But I’m more if a digital person. So I do something close to that but all digitally.
Love this lady! I'm subscribed to her channel and she also motivated me to get up and make changes as well! I made my own RUclips channel to keep myself accountablend within 2.5 months, I was able to get in line with my finances. Super glad I started it and I'm now 29! Never to late to start!
This is such an empowering story. I hope there is a successful business owner out there that see this and offers to mentor her to get to the next level.
Great content. I plan to retire at 55 with $3MILLION in savings and a few passive income sources, I'm currently 38 and although I started investing this year I have high hopes for the future....
Most men won't give her a chance cuz of her size. I have a similar problem Im thin but very very tall. Men are just not interested. Im well over 6 foot.
@@mauricepatterson9558 What a fkd up way of looking at relationships. If you go into a marriage expecting a divorce then don't get married in the first place. Hopefully he won't be abusive so she won't have to divorce him.
My greatest concern is how to recover from all these economic and global troubles and stay afloat especially with the political power tussle going on in the US.
As with any big financial decision, it’s important to keep your guard up for economic risks. However, smart planning, time management and seeking advice from a financial adviser can help keep you and your money safe.
@@AstaKristjan I agree with you. I ventured into stock with less than $100K, and now I'm about 17K short of half a million dollars. Credits to Avery Barnes Whidden. She's verifiable.
@@IrenaDolinsek She’s a highly-sought out adviser, so I’m not certain she’s accepting new intakes, but you can give it a shot. It wouldn’t be proper to just leave her number lying around, but she has a webpage you can look at if you google her name.
I'm so proud of you! I'm 72 years old and a great-granny! I hope this past year really surpassed all goals earlier this year! Merry Christmas and Happy New and very prosperous New Year!!
Congratulations Jasmine; this is truly an inspiring story. HER story is the epitome of going from CONSUMER to PRODUCER. Really love ❤️ her story. What fascinates me about Jasmine’s story is I understand that she does not use a bank 🏦 to deposit her money; she does not own or use debit or credit cards? And in these times where there are major banking issues, her story is very relevant to these times. Continued success Jasmine 💯‼️🙏🏿
If she sells out every week, I think there are probably ways she could be significantly more efficient with her order processing and PPS. And perhaps reorganizing how she has designed the shipping area to maximize the productivity per employee vs the space she has. Great work nonetheless.
Yeah I was thinking about how she could gain more efficiency with the lean operation she has. I think the biggest problem as she alluded to is scaling. She's definitely on track to more sales. From there she could get a bigger space, maybe invest in some equipment/machinery, and as she said hire more staff.
I'm more mindboggled what people are willing to pay for this stuff. $65 for a small binder and a few plastic pockets from her site is criminally overpriced.
Congratulations girly! 🎉 It always amazing to see something you start in life and have no idea that will take you to space you didn’t imagine it would , continue on being dope and doing your thing, I always love your channel and content! Keep going!
It is so easy to go over budget swiping a card. I started cash stuffing because of you! Now my husband won’t have to worry about me overspending on outings and nice things lol. Thank you Jasmine for changing how I budget and making it fun to save!
This is very inspiring. Congratulations Jasmine, for betting on yourself and winning! No doubt you will exceed a million in no time. Please however remember that your true wealth is your health. I can only imagine that running a successful business is very stressful, but take some time to relax, and revamp your diet/exercise routine. I don't know you but it seems like you have a lot to offer the world!
This young woman also constantly thinks of others. She has no kids of her own, but always prioritizes her nieces. She has an envelope just for them and gifted one niece $10k. She even has an envelope labeled "help a human"---before her business blew up. She's pretty amazing.
Love ppl like her very inspiring
@@TheDogGoesWoof69 shhhhhh!?
This made me emotional ❤awe so sweet
What's Up, Weezy Jefferson? LOL
WOW
going from literal poverty to millionaire in two years just shows how one year or even one month can change your life
She’s not a millionaire. It’s her business revenue, not profit
@@anoukc6928 don't matter she is richer than you hater
You don’t understand how a business works do you?
@@anoukc6928 True but the cost to make that is very cheap her margins are crazy so yea she is basically a millionaire within this year or 2024 in profit.
@@anoukc6928 wow aren’t you the optimist! I’d say she is worth MORE than a million and you are not worth a cent.
This video got 914k views in just 2 weeks. She’s definitely going to make more than 1 million this year! I’m so happy for her. ❤
This is not her channel dummy😂😂😂
You know that 1 Mil views gives you just 1000$
Right! I’m looking her website now to purchase!
@6Meilin This source of additional revenue is not from YT ads. The comment is alluding to the fact that this video reached 1Mn new users, many of whom would be potential customers. It's free marketing. Btw, this video isnt posted by her, it's just featuring her.
@@sassylove314 Actually now she will have a lot more competition from people who saw this plus it's an easy to replicate business. Put same product with a slightly cheaper price and SEE if people stay loyal. Spoiler alert, THEY DON'T
Omg i love her. She proves that a profitable business doesn’t have to be a fancy one. You can just be creative!
Absolutely ❤
Ikr
Or simple. She used her own challenges to create a solution for herself and (most) everyone else. Sometimes, it's the simplest ideas that are the best.
I could tell as soon as I took a glance at her that she preferred fries over guys.
And hardworking.
Turning $1200 into a six figure business. Way to work. Congrats!
7 figures I love it
I love capitalism!
Now she needs to track her caloric intake
I did that with airbnb my last 1200 brought in 40k to start
Amazing!
What an amazing young woman. So opened with her challenges. She broke a bad habit of overspending while improving her mental health, helped others and made money helping others. What a boss!
She just needs to work on her physical now!
@@deathkissgoodbye why? so she can be deemed successful and acceptable in your eyes? Was that really necessary for you to say? Tell me how does someone be perfect for you so we all can aspire to do the same 🙄
@@tangelfieldsno so she can live a long healthy life
This is old style budgeting, before common use of credit cards, when people physically put $ into envelopes to pay various bills. Some people don’t think of credit cards as “real money” So they overspend. This method provides a visual.
Congratulations on getting out of debt and creating a thriving business!
Exactly. She turned in old idea in to something new style. And people are loving it. I'm def going back to budgeting
Definitely it's easy to overspend using cards, even debit cards.
But how does she pay her bills exactly? Do they accept cash payments for rent etc. in the US?
@@dachsrottweiler if she getting orders from off line it goes directly to her account maybe. Trust me there are ways to do stuff.
@@dachsrottweilershe said she does a direct deposit for bills
i almost cried watching this! i’ve watched her from the beginning, she took Dave Ramsey’s method and ran with it! truly inspiring ❤
Right!? I was like “Look babygirl made it” as if I know her personally lol.
Yes, Every dollar on steroids 😂
What’s Dave Ramsey’s method
Same! When I saw the thumbnail I was like “Baddies and Budgets”! I’m so proud of her!
@@lawrencebello6177 it’s the 6 baby steps
I'm so happy for her, may she triple, even quadruple her profits this year, she deserves so much happiness!
Do u know what's her TikTok acc
How do you know she deserves it? Do u know her?
@@enchantedseasonslawncare8559do you know her? What makes YOU think she DOESNT deserve it? Your kind is so bitter
This woman has literally turned my finances around - love Baddies and Budgets!
Same here thanks to her when my car needed a new tire I didn’t have to stress about where the money was going to come from I just pulled it from my car envelope and kept it moving 😊
@@Evonda that's 🔥
Baddie?
@@Evonda I love that for you! Well done!
I was thinking about buying the product but I have no debt and I am a saver. I understand that she does not use a bank; and does not own any debit or credit cards? When I first about her story I was fascinated. Kudos to her for getting out of debt and using that stimulus check wisely to open up her own business. Going from consumer to producer. And she has her own staff creating JOBS. Amazing 💯‼️
This is amazing. A $1200 initial investment flipped into an almost million dollar business. Congrats!
this is literally only for low IQ blacks
I could tell as soon as I took a glance at her that she preferred fries over guys.
@@EtsySpellcaster-fy3sl lmao
no - a MORE than million dollar business! and, it even helps other people to save money themselves!
@@EtsySpellcaster-fy3sl you’ve typed that under every comment, we get it
I’m glad I pulled through, despite the crises. I am retiring next yr at 55 with 3 houses paid off worth 4.5 million. One is my place of residence the other 2 properties will give me $80,000per/yr rent . I will have an income stream of $20,000 per mnth through my super which gives me total $240,000 a yr to live comfortably. I have no debts _.._ Stay Motivated!!
i have started following her on tik tok and i aint playing
Definitely not a bot account to promote Jenny Pamogas Canaya.
If you're not a bot, hopefully you're a good landlord
Congratulations, amazing story and business!
You know it's a good video when Graham's commented on it.
Hey Graham ..Sup?
Yes
Graham... reaction video?
@@devilshorses I agree.
Great job, Jasmine! An absolute proven way to make your money behave!
If it wasn't for the Ramsey Show, I would still be drowning in credit card debt!!!!
Thanks so much, much love from NJ 😊😊😊
As a FPU Alumni 2011, immediately upon seeing this I was reminded of my FPU wallet from over a decade ago.
@@kathurtado13 bbbbbbot comment!!!
I could tell as soon as I took a glance at her that she preferred fries over guys.
@@EtsySpellcaster-fy3sl so unnecessary for you to say that 🤬. You don’t know what this young lady has been through in her life.
Jasmine, you turned a rock into a diamond! You go, girl. I wish to be a entrepreneur one day, and YOU inspire me.
I had a coworker doing this back in the day. Old school method of budgeting but it keeps you on track! It blends nicely into the idea of Paying Yourself First.
Old school budget 😊
Ur Spot On My Roommate Way Back In 1999 Use To Utilize This Same Method He Would Stuff Money in different envelopes specific for rent utilities etc etc etc.
I hope she knows how much she just inspired and motivated me to restart my small business and starting my own saving challenges! Thank you!
Same here she’s an inspiration that if you just keep going things will get better
same
Awe good luck yall ❤❤❤
I manifested $4250 and $500 in one week without working for it. I did it once. Just once. lol. I wanna do it everyday
Investing and trading now will be the wisest thing to do especially with the current economic fluctuation and inflations.
That's awesome!!! I know nothing about investment and I'm keen on getting started. What are your strategies?
As a beginner investor, it's essential for you to have a mentor to keep you accountable. Gillian Sara sheeran is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
Same here all thanks to Gillian Sara sheeran, she has always been there to guide me through with detailed analysis and recommendations that I wouldn't have access to otherwise.
Ma'am Gillian Sara sheeran is considered a key Crypto Strategist with one of the best copy Trading Portfolios and also very active in the cryptocurrency space.
Jasmine!!!! Have followed since the beginning of her RUclips career. So proud of you and your success! Turning $1k into a six figure business and growing is amazing. Truly inspiring! 🙌🏽👏🏽💜
This is so great! I’ve been following her for couple of years and let me tell you I was able to save 8 thousand dollar in less than a year with her advice on savings! I was never able to do that! I am happy to see her growing like this! And I manifest this for me in the future too!
We need to hear your inspirational story next.
Milagro Elguera Yllescas: What is the name of her channel?
@@vivveene Baddies and Budgets. I’m a fan! She offered a mystery box, I preordered it immediately while watching her cash stuff. She’s real & inspirational.
Wow this is awesome I’m doing Dave Ramsey baby steps as we speak…. Knew about financial peace back in the day and didn’t focus on it…. Now I am truly doing it!
Wow!
I know this is 100% accurate being Debt free 🙌🏾. Cash stuffing is the way to go. Keep pushing sis. May the ones watching this video realize that debt isn’t forever, I promise! And there are ways to change that reverse that situation.
Student debt is 🥲
She helped herself and is helping to raise thousands of people to be more responsible and control of their financial life. All the props to her! Well deserved
Next she needs the same system for calories and food consumption. Americans need it.
I’ve been watching and following her for years. She’s helped me get a grasp on my finances. So happy to watch her and her business grow!
This is a beautiful story. She breezed over bipolar and spending, but I’m super impressed that she has succeeded so well. Congratulations Jasmine, you are amazing.
Her story is amazing and inspiring. I know her sister is smiling down from Heaven seeing her daughter going on this journey with her. So awesome she found a way to take care of her family through the transition while growing into successful entrepreneurship.
I never thought I’d be GENUINELY happy for someone else before. This woman deserves to be a future Billionaire! Bless her 🙌🏾 I want everything GREAT for her!
I used to wonder and shake my head why my mother has this record book and accounting all the family's money up to the last cent every single day, as it was a tedious routine. Through the years and after being a mom myself, I started recording every income and expense too and realizes why my mother was into it, it's the satisfying feeling of having your finances in order and knowing that you got savings for emergencies without need to beg from other people to loan you money or turn to loan institutions that charge onerous interest.
Yeah, Jasmine!! She was one of the first channels I started following when I was learning how to budget better and cash stuff. She is such an inspiration. Get it, girl! 🎉💪
What is her channel name. I’ve seen a lot of copycats. Thanks
@@edithsinkler2205 Baddies & Budgets
@@edithsinkler2205 it’s Baddies and budgets
I started my journey after watching her as well! Now I can’t stop watching everyone’s videos!
@@CashStuffingwithAlisha they are addicting to watch! 😄
I’m glad her business is booming and thriving. She definitely turned her hobby into a passion. I, however, have attempted several times at different ventures and haven’t reached sales that I desired. It’s crazy how one thing works for one and not another. I don’t think entrepreneurship is for me from so many failures.
Dont give up
Don't give up friend! Sometimes its a matter of persistence. If you really believe in the idea it may just be a few tweaks away from success.
@@okorolina Thanks so much for the encouragement. You’re right.
@@passion4purpose880 Thanks so much, I’m going to get up and try again! 😊
@@chocolatte522 Thank you 🫶🏾
I was soooo happy for her and all the success she made and received. I almost cried at her back story and her responsible relationship towards her niece! I wish you all the best this was so inspiring!
A big congratulations to you. I am in the process of starting a business myself. I teared up when you started speaking your affirmations for your 2023 business goal. Thank you for this, very relatable and inspiring.
This is awesome and congrats to her. Seems like this could be a great introductory way to also help parents teach their kids budgeting since the kids get to have some ownership by picking out the look of their binder and the categories most important to them. And because it’s in cash, it’s highly visible and also easy to spend when they’ve achieved their goals. Keep up the great work Jasmine!
Hey guys I'm looking to invest. But I don't know anything about the market, any help? As well who can I reach out to?
Making touch with financial advisors like Marie Showan who can assist you restructure your portfolio would be a very creative option.
I agree with you! With her help, I diversified my 25k portfolio among different markets during this bearish market period.
Almost gave up trading due to constant losses, but Marie turned it all around
Certainly!!! I diversified my $30,000 portfolio across different markets.
I made a net profit of around $97k by investing in high dividend yield stocks, ETFs, and equity.
I love rags-to-riches stories. I'm so freaking happy for her. I'm also loving all of these pandemic triumph stories. It's inspiring to see how many people were able to invest their stimulus money into successful entrepreneurial endeavors.
I follow her on RUclips. She's helped me a lot with my own budgeting. And her challenges (like the 100 envelope challenge) are so fun to do.
I did the 100 envelope challenge last year!
She is truly an inspiration. I started watching her videos and turned around my money mindset in less than a year. It has changes the way I do things. I'm not perfect still sometimes an impulse spender but I'm getting better everyday.
Yes boo!! This popped up on my feed I'm so proud of you girl!! Been following you since the beginning and you keep so many of us in the budgeting community motivated!!! ❤❤❤
What is her handle please?
@@johanakitchenstyle8254 youtube.com/@Baddiesandbudgets
I just love her! I have been following Baddies and Budgets for awhile and she has helped me understand budgeting and now I am debt free!
Absolutely love your business model. This is true entrepreneurship you created something that didn’t exist and you payed the cost. So proud of you sis great job.❤❤❤❤❤❤❤
This is inspiring, working with what you have and amplifying it on a social media platform.
I´ve been doing myself this savings in envelopes and saving challenges with my wife and really worked it. Watching Jasmine making out of it a good business has been really inspiring! Will figure out how to do it in my country. Congrats and all the best Jasmin!
WOW, I'm so impressed by you, Jasmine! I'm proud to see a young woman do for herself what many cannot do in a lifetime! You are an inspiration to women. May you continue to be blessed & inspire!
She should teach her techniques to a local high school! I believe individuals that age don’t come across this type of content, on the contrary; we are not taught the importance of savings and getting financially organized since a young age. And we think investing and savings are things for who is already billionaire. I started saving money at 40 😅 I wish I had more financial culture and consciousness when I was younger.
Yeah but kids don't care it's not interesting to them it's only after you grow up and be an adult that people say "this should be taught in schools"!
@@ykook7000 Because adults don't make finance sound interesting and digestible for young people! I lived with a wealthy family for a while but no adult in my life ever taught me how to manage my own money, only kept mum or gave vague advice like "work hard, save more, spend less". It wasn't until I was in my early 20's that I started having interest in investing and financial management only because I found other people in my age range having that kind of interest on Discord. It helped make the subject feel less like a foreign concept to me as I'm slowly learning about this stuff and trying to make sense of it on my own.
This is what I plan on doing!! Hopefully, I can get it off the ground this school year! I don’t care if they use it immediately after. The knowledge plants the seed for them to come back to anytime in life.
@@ykook7000 Not completely true. I learned a bit about finances and savings in an 8th grade life studies class. I thought it was interesting and learned how to save some money, but my parents thought it was mumbo jumbo cuz they were stuck in their poverty mindset. Now at age 28, I’ve been implementing some of those saving techniques from that class and other sources, and have been able to cut our grocery bill in half, save on bills by cutting out things we don’t use or need, thinking twice before making a “want” purchase, etc. If my parents had taken my desire to save seriously then maybe we wouldn’t still be so poor even now. Point is, your environment can also make or break you.
It’s so nice to see this hard working lady do well. Incredible
Jasmine's story is one of the best. I'm so proud of her. Thank you for giving her the platform that she deserves.
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth, investing remains a priority . I learnt from my last year's experience, I am able to build a suitable life because I invested early ahead this time.
In fact, I had no prior experience or understanding when I began investing in 2018, but by the end of 2019, I had made a profit of almost $750k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.
bravo! | appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Cooper leo jaxon 💬🎌 is the licensed advisor I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I copied his whole name and pasted it on face book; and his page appeared immediately, and his qualifications are excellent; thank you for sharing.
I hope this young woman takes care of her health so she can live a long life because too many nice people die early because they don't take care of their health.
She will, her path in life will lead her to take care of herself. Overweight people know they need to lose weight, society judges them nonstop, let’s support her.
Why make this about her weight
Health is the ultimate wealth, she is still poor 😂😂😂
The problem we have is because Most people always taught that " you only need a good job to become rich. These billionaires are operating on a whole other playbook that many don't even know exists.
Money invested is far better than
money saved, when you invest it gives
you the opportunity to increase your
financial worth.
It is remarkable how much long term
advantage people like us have gotten by trying to be consistently not stupid,
instead of trying to be very intelligent.
The wisest thing that should be on
everyone mind currently should be to
invest in different streams of income
that doesn't depend on government
paycheck, especially with the current
economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.
Many individuals report success in investing in stocks, forex, and cryptocurrency (Bitcoin), yet I continue to struggle. Can somebody help me out or advise me on what to do?
Even with the appropriate method and assets, some investors will still outperform others. As an investor, you should already know that nothing surpasses experience, and that is final. Personally, I had to seek advice from a stock specialist, which allowed me to build my account by over $35k, extract my profit just before the correction, and now I'm purchasing again.
I love it, good for you Jasmine I'm so happy you were able to be featured and bring cash budgeting to a wider audience! ❤
My daughter created a mini binder and did the same thing about 6 years ago, it really does help to stay organized ❤ until this day we both are still continuing to use our mini binder
Jasmine is an inspiration. I am a business owner as well but not getting traction. Her mindset and tips are very encouraging. I love that she brought up her bipolar disorder. I too am challenged with bipolar disorder and impulse spending. Thank you Jasmine for your inspiration and encouragement!!!
Her story is so inspiring! It really shows how the right mindset and budgeting can completely change your life. I’m so happy I decided to start ❤️✨
When I see this woman, I see bold, creative, hardworking, risk taking "in a good way), honest and inspiring! Thank you so much for sharing your story with the world! 😊
She made excellent use of her stimulus payment! She is an inspiration to many!
I know that's right girl, this how you turn pain into passion! During COVID alpt of ppl wasted time through that transition, & some were actually able to take that dark time and make light of it! This is amazing, unique, smart and savvy 😊 keep going queen 👑
This is a great idea and works! My husband and I do this and it worked wonders in terms of budgeting, saving, and investing. No credit cards and limiting use of Debit cards to bills. Props to you and congrats!!!
I loved her story, it was so inspiring. i have been so terrible with money nearly my whole life and i am just trying to learn to become better with it and also learn to trust myself again with my spending. I hope she reached that 2022 loan
How incredible! This was so inspiring. As someone who seriously struggles with card spending and has transitioned to a cash based method once more, I am noticing how much more prepared and clear I am on where my finances stand at any given moment. So happy to see another Black woman shinin' bright! Looking forward to supporting her business to hit 1 million in 2023!
At a time when everyone is trying to go digital, this is so refreshing and tells you that when it comes to savings and money management, digital is just one option, not the only option.
Amen.
Digital is leaps and bounds better. Secured,locked away, password protected, points on your credit card, high yield savings accounts. The possibility’s are endless.
Cash gets wet and then it’s useless. It’s also stagnant and doesn’t make money for you like a savings account. Just my savings alone yields 4 percent back of what I have in there.
@Kimchi I think you're missing the larger point: She is giving an alternative to MS Excel or savings app, not telling you to save at home. You can allocate the money that will go into your account.
I didn’t even recognize this is the page I had found on my IG. I followed her immediately bc of how inspiring she is on finances and make it look fun to do it on a budget in this manner Kudos to this Queen❤
Her energy and mindset are shining through. Wishing her much luck and prosperity on her business
This year 2024,don't set you're financial goals without consulting a financial adviser.there expertise ensure a solid plan for success.Building wealth involves developing good habits like regular putting money away in intervals for solid investments.
Thanks for the advice! I'm new to financial planning and wasn't sure where to start.Any tips on finding a reliable financial adviser or resource to guide beginners?
You're right, based on personal experience working with an investment advisor, I currently have over $300k in a well-diversified portfolio, that has experienced exponential growth. It is not only about having money to invest in stocks but also you need to be knowledgeable, persistent, and have strong hands to back it up.
@@SimonePaulStevensHow can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
@@lslathatcherMarie Ann Treloar
She's the licensed coach I use.
Look her up on Google you will find the necessary information and also her web page to make a contact and schedule an appointment with her
This is definitely my favorite episode on this series. She is an inspiration. She us helping her community grow, spreading budgeting and financial literacy awareness. So happy for her and her business 👏🏻👏🏻
I learned about cash stuffing and accounting every dollar. But I’m more if a digital person. So I do something close to that but all digitally.
Love this lady! I'm subscribed to her channel and she also motivated me to get up and make changes as well! I made my own RUclips channel to keep myself accountablend within 2.5 months, I was able to get in line with my finances. Super glad I started it and I'm now 29! Never to late to start!
This is such an empowering story. I hope there is a successful business owner out there that see this and offers to mentor her to get to the next level.
Great content. I plan to retire at 55 with $3MILLION in savings and a few passive income sources, I'm currently 38 and although I started investing this year I have high hopes for the future....
Investment are stepping stone to SUCCESS, investing is what creates wealth
This is the type of woman you can build with. Congratulations on your successful business. Hope's it booms bigger every year.
Most men won't give her a chance cuz of her size. I have a similar problem Im thin but very very tall. Men are just not interested. Im well over 6 foot.
@@deebrown7160 men are of low value, though. what is there to like? move country if you really want a guy. better men.
well, that's the woman's money not the guy's money. men can build on their own.
@BluebellBeatnik yeah but unfortunately the man's money is not just his money in a divorce when he's the one making it.
@@mauricepatterson9558 What a fkd up way of looking at relationships. If you go into a marriage expecting a divorce then don't get married in the first place. Hopefully he won't be abusive so she won't have to divorce him.
I'm so proud of you Jasmine!! You are BEYOND inspirational!!!
My greatest concern is how to recover from all these economic and global troubles and stay afloat especially with the political power tussle going on in the US.
As with any big financial decision, it’s important to keep your guard up for economic risks. However, smart planning, time management and seeking advice from a financial adviser can help keep you and your money safe.
@@AstaKristjan I agree with you. I ventured into stock with less than $100K, and now I'm about 17K short of half a million dollars. Credits to Avery Barnes Whidden. She's verifiable.
@@Erinmills98 Fantastic! can u share more details?
@@IrenaDolinsek She’s a highly-sought out adviser, so I’m not certain she’s accepting new intakes, but you can give it a shot. It wouldn’t be proper to just leave her number lying around, but she has a webpage you can look at if you google her name.
She’s amazing I love seeing my people win !! She did that , I’m definitely going to support 🥰
Best line ever “you got to be able to bet on yourself, if you don’t, who will” ❤
I love Jasmine , been following her for years! So proud of her ✨
This story was so inspirational. I wish you much success with your business. And bravo for taking care of your niece. 🙌🏽
So inspiring. This is absolute heaven to watch. I feel proud of you!♥️♥️♥️
This brings tears to my eyes.
Congratulations for your business
So proud and happy to see this woman success story. Many blessings to her and all others making their dreams come true.
I'm so proud of you! I'm 72 years old and a great-granny!
I hope this past year really surpassed all goals earlier this year!
Merry Christmas and Happy New and very prosperous New Year!!
Awe inspiring. So happy for and proud of you. You rock!
Honestly happy for her that she found a way.
This budgeting method was commonly practiced by older generation. This is really the most effective way of tracking your spendings.
the queen herself! she continues to inspire me! Because of her I found the budget community and that has been life changing.
Congratulations Jasmine; this is truly an inspiring story. HER story is the epitome of going from CONSUMER to PRODUCER. Really love ❤️ her story. What fascinates me about Jasmine’s story is I understand that she does not use a bank 🏦 to deposit her money; she does not own or use debit or credit cards? And in these times where there are major banking issues, her story is very relevant to these times. Continued success Jasmine 💯‼️🙏🏿
Get it girl!!!! I’m LOVING everything you are doing! Your labor is not in vain!!!!❤❤❤
Just amazing! The power of turning your pain into profit. Congratulations 👏🎉
This is great. And I love the fact that young people are learning about saving. Cash is the way to go when u want to take control of your finances
If she sells out every week, I think there are probably ways she could be significantly more efficient with her order processing and PPS. And perhaps reorganizing how she has designed the shipping area to maximize the productivity per employee vs the space she has. Great work nonetheless.
Yeah I was thinking about how she could gain more efficiency with the lean operation she has. I think the biggest problem as she alluded to is scaling. She's definitely on track to more sales. From there she could get a bigger space, maybe invest in some equipment/machinery, and as she said hire more staff.
I've been following you for a few years. This is great to see how your business really works and how well it's going. Congratulations!
Wow 🤩 such a smart idea! Definition of thinking outside the box. Congratulations girl!
This is incredible! I've been following Baddies and Budgets for YEARS. Literally amazing to see her come up. Woo!
I love that you were able to monetize this idea. Beautiful person, beautiful product, beautiful intentions. Continued blessings! 🎉
Let me go subscribe, I loved her energy and her success is definitely inspiring!
What's her social handles?
Mindboggled about how there exists a market for this product. Kudos to her for finding the niche and making this work!
I'm more mindboggled what people are willing to pay for this stuff. $65 for a small binder and a few plastic pockets from her site is criminally overpriced.
There's a market for almost any product, if it fulfills a need/want then people will buy!
@ellienyah lol yea but doesn't matter the price, there's 8 billion people someone will buy your product regardless of price🤷🏾♂️
I’m overjoyed to her this woman’s story! Wishing her continued success!
Congratulations girly! 🎉 It always amazing to see something you start in life and have no idea that will take you to space you didn’t imagine it would , continue on being dope and doing your thing, I always love your channel and content! Keep going!
It is so easy to go over budget swiping a card. I started cash stuffing because of you! Now my husband won’t have to worry about me overspending on outings and nice things lol. Thank you Jasmine for changing how I budget and making it fun to save!
Incredible and genius! I am amazed how she is supporting not only herself but also others with job as well.
This is so inspirational! Hope to be doing the same by the end of the year
You go girl! Get that bag, I hope you EXCEED your goals by the end of the year! *Positive vibes*
This is very inspiring. Congratulations Jasmine, for betting on yourself and winning! No doubt you will exceed a million in no time. Please however remember that your true wealth is your health. I can only imagine that running a successful business is very stressful, but take some time to relax, and revamp your diet/exercise routine. I don't know you but it seems like you have a lot to offer the world!
Thank you Lord Jesus for the gift of life and blessings to me and my family $14,120.47 weekly profit Our lord Jesus have lifted up my Life!!!🙏❤️❤️
Sure, the investment-advisor that guides me is..
Mrs Lee Wallace Stacey
Make a note to Her regarding your interest in investing
She’s always active on Whats-App
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