Great video Laura, we took out a small loan so we could get a month ahead while I chop our bills in 4 because paid weekly, because having so little left after the garnishment, was causing me some health issues and mental health issues but now I feel I can stay in front of it. Such a great inspiration 😊your videos are❤
Thank you so much. I have downloaded some of your items and tweaked them to relate to me. Besides monthly reflections, I changed them to weekly reflections, I get paid from my retirement monthly and from my PT job weekly and use them to help me there.
Thanks to you I started a Wealthfront account the end of February. I don't have much in it yet but I've already made over $11 in interest. And I love putting things in different categories.
I have learned so much from your videos about budgeting and debt payoff! Thank you for all the hard work you put into these videos. They really are encouraging and inspirational.🌷
My boys never cared about their clothing either. It was a struggle to get them to do any school clothes shopping. Eventually, I learned to just buy everything online and have it delivered. They didn’t even want to be a part of the online shopping. Now, sports equipment and accessories were an entirely different subject.
Hi Laura, you mentioned that you have some downloadable forms on your pinterest ? Would you mind sharing that ? I can't seem to find you ! I love your videos - you explain everything so well.
Sorry, maybe I didn't explain that correctly. What I meant is there are free printables on pinterest for saving challenges, I don't have a pinterest account. But if you want any budgeting forms I use, please check out my website at www.thelymanjoycompany.com/
YES!! No spend May... Sadly the last time i did this was November...by the 15th of that month i had $500 in cash accumulated!! That NEVER happens!! So im trying to save for Disney this year!!! So if i cd do no-spend May-Julyish that wd be awesome!!!
Aloha! Just found your channel and am appreciating your content! May I ask how and where you track your daily expenditures? Fellow mom to many (10), cash stuffer and debt-free! Mortgage as well.
Honestly, I don't spend any money out of my checking except bills, food, and gas. And gas and food are calculated to a tee. So all variable I pull in Cash and keep in my wallet so I never overspend what I have. So all that time say I am not a line by line gal to track ever expense but rather only budget what I should spend and stay within those parameter.
@wahineokeakua in my budget printable, there is an expense tracker for those who are tracker people. You can find all my budgeting forms at www.thelymanjoycompany.com/
It was a planner wallet I got looonnnggg time ago. But I can't find it anywhere now, I am working on my own design and will make sure to share with you all when I am done with the designer. There are some similar ones on amazon, put in A7 wallet cash stuffing with coin pouch and a few will pop up.
@@lymanjoy thanks. I just like that it has a separate coin compartment. I don’t like the usual zipper coin pouches that are usually inside the planner itself.
And that is why people are moving. I live in Texas, and we have had lots of people move here. The housing market is hard to find homes, so be aware that it might be hard to find a home.😢
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Great video Laura, we took out a small loan so we could get a month ahead while I chop our bills in 4 because paid weekly, because having so little left after the garnishment, was causing me some health issues and mental health issues but now I feel I can stay in front of it. Such a great inspiration 😊your videos are❤
Mental health is such a priority, I am glad there was an option to get in front of it!!
Thank you so much. I have downloaded some of your items and tweaked them to relate to me. Besides monthly reflections, I changed them to weekly reflections, I get paid from my retirement monthly and from my PT job weekly and use them to help me there.
Amazing love that!! ❤️
Thanks to you I started a Wealthfront account the end of February. I don't have much in it yet but I've already made over $11 in interest. And I love putting things in different categories.
I love hearing that!! Let your money make money. ❤️ 😁
How do you open it?
I have learned so much from your videos about budgeting and debt payoff! Thank you for all the hard work you put into these videos. They really are encouraging and inspirational.🌷
Thank you for being here and watching and commenting. It's very encouraging for me too!!
Love the new music. Hope your yard sale goes (or went) well! 👍
Thank you, it did 😃
Awesome video. Learn a lot from you, really appreciate, Blessings
Thanks for being here and being a part of the lymanjoy community 😃
My boys never cared about their clothing either. It was a struggle to get them to do any school clothes shopping. Eventually, I learned to just buy everything online and have it delivered. They didn’t even want to be a part of the online shopping. Now, sports equipment and accessories were an entirely different subject.
So true for mine with the sports equipment too. There is a lot of opinion about that!! 😃
Great video..Everything so nice and neat❤
Thanks 😁
Hi Laura, you mentioned that you have some downloadable forms on your pinterest ? Would you mind sharing that ? I can't seem to find you ! I love your videos - you explain everything so well.
Sorry, maybe I didn't explain that correctly. What I meant is there are free printables on pinterest for saving challenges, I don't have a pinterest account. But if you want any budgeting forms I use, please check out my website at www.thelymanjoycompany.com/
YES!! No spend May... Sadly the last time i did this was November...by the 15th of that month i had $500 in cash accumulated!! That NEVER happens!! So im trying to save for Disney this year!!! So if i cd do no-spend May-Julyish that wd be awesome!!!
You got this!!! Definitely keep me know how it goes!!
Im looking for your video that explain how to do Wealthfront saving please thank you.
Making very soon, I will put it in the books for making soon. Thanks for asking
Aloha! Just found your channel and am appreciating your content! May I ask how and where you track your daily expenditures? Fellow mom to many (10), cash stuffer and debt-free! Mortgage as well.
Honestly, I don't spend any money out of my checking except bills, food, and gas. And gas and food are calculated to a tee. So all variable I pull in Cash and keep in my wallet so I never overspend what I have. So all that time say I am not a line by line gal to track ever expense but rather only budget what I should spend and stay within those parameter.
@@lymanjoy thank you for responding. Was just curious if you kept a ledger of sorts to compare with a monthly statement. I appreciate your time.
@wahineokeakua in my budget printable, there is an expense tracker for those who are tracker people. You can find all my budgeting forms at
www.thelymanjoycompany.com/
I'm saving alll of mine 20$ and 10$ wish me good luck
This is awesome!! You will have to tell me how it works out. You got this!!!
Where did you get your wallet? The black one with coin compartment?
It was a planner wallet I got looonnnggg time ago. But I can't find it anywhere now, I am working on my own design and will make sure to share with you all when I am done with the designer. There are some similar ones on amazon, put in A7 wallet cash stuffing with coin pouch and a few will pop up.
@@lymanjoy thanks. I just like that it has a separate coin compartment. I don’t like the usual zipper coin pouches that are usually inside the planner itself.
❤❤❤
cali is ridiculous with gas right now i live in cali too
Right, between that and food and car registration. Craziness lol
And that is why people are moving. I live in Texas, and we have had lots of people move here. The housing market is hard to find homes, so be aware that it might be hard to find a home.😢