Thank you. New subscriber. I haven't got my husband on board with cash stuffing or spending. I will keep trying to make sense of it all and show him I mean it this time. No more debt. Pay everything off. We can actually live debt free. Our debt without mortgage is at 20k. I watch Dave Ramsey too. I'm determined to get it this time. I have the budget mom's budget by paycheck workbook. It isn't as easy as she makes it look, but one way or another I am determined to make it work. Thank you for your content.
That's great. Keep at it. I took my husband a bit to get on board too, but now we are making progress. Great budget planner, I am sure you will get it figured out through the year. Thanks for watching!!
I also like how well you explained your process here. I only began budgeting and cash envelopes this past November. I was just partially successful, but I know that going into 2024 I will have more success. I'm building the right habits-step by step. I appreciate your help.
Thank you! I am so excited for you as you step into this journey. It has been so life changing for my family, and I hope it is for you too. If you ever have any questions, don't hesitate to ask. 😁❤️
❤I glad your getting better, my hubby got real sick and missed a few days. But I had back up to cover the days. I really trying to remember it’s about the climb, and to keep pushing myself forward. Great video as always.
I'm sympathizing with you. The week before Thanksgiving I caught a three week flu-like viral infection. I felt better for two days then my husband and I got Covid ( first-timers). We recovered just before Christmas but the cough lingered until last week. It's been a rough winter, health wise. Now we finally feel well enough to finish getting this year's vaccines. I hope you get better asap!
@@lymanjoy In my case, along with no appetite for over a week, I didn't eat any potato chips, snack crackers, or sweets. I was weak and dehydrated from being sick so I concentrated on drinking lots of water, eating chicken soup, protein, fruits, and vegetables. What a difference it made cutting out the junk food! I always knew it would deep inside, lol, but putting it into practice was an eye opener.
Great video as usual. I like how you explain your break down. Makes a lot of sense. Out of curiosity, how much did your 1 dollar jar add up to? I must have missed that.❤
Im not trying to be stupid here, but can you please explain what a high yield savings account is and how it works? I have read a couple of things on it and every single one has said that if you withdraw from it that you get penalized? Is that true???
I can't attest to all of them, but as far as wealthfront, I transfer money in and out all the time. No transfer, penalty, or extra cost to do so. There is an ATM fee if you use ATM. But I transfer back to my brick and motor then use it from there. I can also use the debit card I requested with no fees. Thanks for asking. Let me know if you have any further questions. No stupid questions here!!!
@kathleensack9843 I can't find this exact one anymore, but here is a seller I trust, and she has several to choose from. www.etsy.com/listing/1521607454/100-envelope-saving-challenge-plant
I like how you made it easier to understand the hows and whys of cash stuffing. especially for the beginners like me. so encouraging as well.
That was my goal. I remember when I started and it was soooo confusing. Thanks for watching😁❤️
Thank you. New subscriber. I haven't got my husband on board with cash stuffing or spending. I will keep trying to make sense of it all and show him I mean it this time. No more debt. Pay everything off. We can actually live debt free. Our debt without mortgage is at 20k. I watch Dave Ramsey too. I'm determined to get it this time. I have the budget mom's budget by paycheck workbook. It isn't as easy as she makes it look, but one way or another I am determined to make it work. Thank you for your content.
That's great. Keep at it. I took my husband a bit to get on board too, but now we are making progress. Great budget planner, I am sure you will get it figured out through the year. Thanks for watching!!
I love your videos. I hope you and your family feel better soon. Sending prayers
Thank you, slowly but surely getting there!!
I also like how well you explained your process here. I only began budgeting and cash envelopes this past November. I was just partially successful, but I know that going into 2024 I will have more success. I'm building the right habits-step by step. I appreciate your help.
Thank you! I am so excited for you as you step into this journey. It has been so life changing for my family, and I hope it is for you too. If you ever have any questions, don't hesitate to ask. 😁❤️
Love your system and organization!
Thank you 😁❤️
Love how well you explained how to cash stuff...TFS even though you aren't feeling well Laura!
So glad 😊 Thanks for watching and the kind words!!
❤I glad your getting better, my hubby got real sick and missed a few days. But I had back up to cover the days. I really trying to remember it’s about the climb, and to keep pushing myself forward. Great video as always.
Yes, keep pressing forward. It will pay off, one foot in front of another. Hope he is feeling better. Thanks for watching and commenting. ❤️😁
Feel better soon!!! 🙏🏻☺️
Thank you!! ❤️
This was an awesome video!! I have learned so much from you!!
Oh, I am so glad!! That totally made my day. Thank you
Another great video 🌸 thank you!
Thanks for watching and the kind comment ❤️😁
Thank you for being so patient. Hope you get better soon.
Thank you 😊 ❤️
great video! learnt so much from this! xx
So glad! Thanks for watching!!
Great video hope you feel better soon.
Thank you ❤️😁
Great video & breakdown.
Thank you 😊
Thank for the video, your videos are very informative and i enjoy them.
Glad you like them! I love to teach; I want everyone to find financial freedom.
I'm sympathizing with you. The week before Thanksgiving I caught a three week flu-like viral infection. I felt better for two days then my husband and I got Covid ( first-timers). We recovered just before Christmas but the cough lingered until last week. It's been a rough winter, health wise. Now we finally feel well enough to finish getting this year's vaccines. I hope you get better asap!
Right lasts forever....still coughing but can make longer sentences now. I'm so glad you feel better now. ❤️😁
@@lymanjoy I had laryngitis too, lol. The good news is I lost 15 pounds and I'm eating healthier now, so there's that.
@Carolmaizy Hope I can reap that benefit, too. I am not hungry much right now. Lol 😁
@@lymanjoy In my case, along with no appetite for over a week, I didn't eat any potato chips, snack crackers, or sweets. I was weak and dehydrated from being sick so I concentrated on drinking lots of water, eating chicken soup, protein, fruits, and vegetables. What a difference it made cutting out the junk food! I always knew it would deep inside, lol, but putting it into practice was an eye opener.
I enjoy watching your videos
Thank you for watching and for the kind words. So encouraging to me. 😁
Absolutely love your videos! 😊 I learn so much from them and I am applying then to my cash stuffing weekly.
Yeahhhh!! Let me know how it goes, and if you ever have any questions I don't answer, please don't hesitate to ask!!
@@lymanjoy ❤️ I most certainly will 😁
Wonderful breakdown, thank you.
So glad you liked it!!
Superb video Laura
😁❤️
😊👍
Hello. I wanted to ask where you bought you Cash Wallet? I love that size. Thank you.
I can't find this exact one anywhere anymore, but.....the are a lot of A7 cash wallets on amazon.
Great video as usual. I like how you explain your break down. Makes a lot of sense. Out of curiosity, how much did your 1 dollar jar add up to? I must have missed that.❤
$82 but started late in the year so, excited to double it at least. Love the fun smaller challenges 😁
Im not trying to be stupid here, but can you please explain what a high yield savings account is and how it works? I have read a couple of things on it and every single one has said that if you withdraw from it that you get penalized? Is that true???
I can't attest to all of them, but as far as wealthfront, I transfer money in and out all the time. No transfer, penalty, or extra cost to do so. There is an ATM fee if you use ATM. But I transfer back to my brick and motor then use it from there. I can also use the debit card I requested with no fees. Thanks for asking. Let me know if you have any further questions. No stupid questions here!!!
Can you please let me know what your pinterest account is? I can't seem to find it. Much appreciated. Thank you.
Hope you got my last message, but here are some free printable I found.
pin.it/5qDRUee5Q
Hi!! What program did you go through for medical coding??
I use AAPC, but honestly, I am taught.
@@lymanjoy Thanks so much. That was my first choice. Appreciate that and your continued sharing!
Where did you get your small envelopes?
The ones in my wallet?
No, the ones in your small box.
@kathleensack9843 I can't find this exact one anymore, but here is a seller I trust, and she has several to choose from.
www.etsy.com/listing/1521607454/100-envelope-saving-challenge-plant
I'm saving alll of mine 20$ and alll of mine 10$ and alll of mine 100$ And alll of mine 5$ and alll of mine 50$ wish me good luck
Why do you half some of your expenses example mortgage?
I use to cut it inhalf because I simply didn't have enough money but now I just pay it all because my first check is the biggest.
U just repeated dave ramsey
Absolutely dave ramsey inspired!! He was the first. So thankful for him. I just need it written out. 😊❤️