How To Do Savings Challenges

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  • Опубликовано: 24 дек 2024

Комментарии • 45

  • @mindymc1597
    @mindymc1597 9 месяцев назад +14

    Love your videos. I just lost my husband(42) and I am trying desperately to budget with 3 kids. You have been a God send!!!❤

    • @lymanjoy
      @lymanjoy  9 месяцев назад +2

      I am so sorry for your loss. If you need any help please email me at lymanjoy8@gmail.com.

    • @williamwarren9448
      @williamwarren9448 9 месяцев назад +1

      Prayers to you and yours

    • @theresaandresen3060
      @theresaandresen3060 9 месяцев назад +1

      My sincere sympathy to you Mindy as you find your "new normal" and build this next chapter of your life. I am glad you found Laura's community to help you travel this path.

  • @lynnyo1467
    @lynnyo1467 5 месяцев назад

    Definitely rebooting my sinking funds efforts. Really does help!

    • @lymanjoy
      @lymanjoy  4 месяца назад

      Indeed it really does help!!

  • @elliecha4240
    @elliecha4240 9 месяцев назад +2

    I whispered 'thank you God' everytime with your new video, you always inspires me! ❤

    • @lymanjoy
      @lymanjoy  9 месяцев назад +1

      That...thank you that really touche's my heart. Thank you!!❤️😁

  • @tarajack7
    @tarajack7 9 месяцев назад +2

    Always enjoy watching your videos! It was another great savings challenge! I started mine and it may just be little at a time but i know it is going to grow! Thank you for support and knowledge and inspiration! Can't wait to watch the next one! 💜

    • @lymanjoy
      @lymanjoy  9 месяцев назад

      Thanks for watching 😁 and keep it up every little bit counts.

  • @cziegle3794
    @cziegle3794 9 месяцев назад +1

    Yao top 240 and top 36 likes and comments. Love this channel. Best to you and your family. Thanks for making this video. For future me, I'm watching this video on Thursday, 3-7-2024, my birthday, at 9:44 p.m.

    • @lymanjoy
      @lymanjoy  9 месяцев назад +1

      Awe thank you!! Happy Birthday 🎂 🥳 🎉 🎈 🎁

  • @Sjohnson324
    @Sjohnson324 9 месяцев назад +1

    Awesome. This was inspiring for me❤

  • @ginamoffett1973
    @ginamoffett1973 9 месяцев назад +1

    Great video as always, only 300.00 from my first 1000.00 Emergency fund 🎉and I one credit card down, and now a bill has put on it and will be pay like 5 days later. I have learn so much from watching you since the beginning ❤

    • @lymanjoy
      @lymanjoy  9 месяцев назад +1

      What great progress, keep at it!!! Thanks for coming along with me this last year. I'm excited to see what's in store this year for us.

  • @JenniferD.-wt4uj
    @JenniferD.-wt4uj 9 месяцев назад +2

    Your videos are always great to watch and to learn from, so thank you for sharing 😊!!!

    • @lymanjoy
      @lymanjoy  9 месяцев назад +1

      I really appreciate that, thanks.

    • @JenniferD.-wt4uj
      @JenniferD.-wt4uj 9 месяцев назад

      @@lymanjoy I'm just saying the truth!

  • @drewconway7135
    @drewconway7135 9 месяцев назад +1

    In addition to my emergency fund, I also keep a couple envelopes for things that don’t happen often enough for me to budget for them, but which also aren’t “emergencies.” An example of a blue moon event is renewing my driver license (every 6 years in my state) or having to send something to the dry cleaners. A black swan would be going to a wedding or paying for a flight upgrade on a business trip

    • @lymanjoy
      @lymanjoy  9 месяцев назад

      A black swan.....I LOVE THIS. Okay, totally making an envelope like that. Thank you so much for sharing. Great suggestions. 👍

  • @PlanwithDee
    @PlanwithDee 9 месяцев назад +1

    You always have such great advice. Thank u! 😊

    • @lymanjoy
      @lymanjoy  9 месяцев назад

      Thanks for watching and those kind words!!

  • @Glammmahgotguts
    @Glammmahgotguts 9 месяцев назад +1

    Hi Laura. This was very informative. Thank you so much for sharing

    • @lymanjoy
      @lymanjoy  9 месяцев назад

      Thanks for watching and being apart of the LymanJoy community. 😁

  • @SavingWithASenior24
    @SavingWithASenior24 9 месяцев назад +1

    Very good video

    • @lymanjoy
      @lymanjoy  9 месяцев назад

      Thanks for watching 😁

  • @JenniferD.-wt4uj
    @JenniferD.-wt4uj 9 месяцев назад +1

    Oops, spelled Wealthfront wrong on the other message sorry lol

  • @JenniferD.-wt4uj
    @JenniferD.-wt4uj 9 месяцев назад +2

    Hi,there! How do you sign up for the well front high yield savings? What are the requirements for it, and where do I need to go to do so, and very importantly, is it safe? I'm new at this. Thank you in advance

    • @lymanjoy
      @lymanjoy  9 месяцев назад +2

      I totally get the apprehension. I was too before I began with them. I did a lot of research. And I really feel like Ally or wealthfront are ones to go with. They Are just as safe as a bank, both FDIC insured. Heres the link.
      🌟Wealth front HYSA
      www.wealthfront.com/c/affiliates/invited/AFFD-PZ9A-LE2Z-XM7J

    • @JenniferD.-wt4uj
      @JenniferD.-wt4uj 9 месяцев назад +2

      @@lymanjoy so is there a limit to open one and do they have a 800 number I like to talk two people over the phone if I could? And thank you for answering my question and with my concern.

    • @lymanjoy
      @lymanjoy  9 месяцев назад +2

      @@JenniferD.-wt4uj no limit at all. #844-495-8437

    • @JenniferD.-wt4uj
      @JenniferD.-wt4uj 9 месяцев назад +2

      @@lymanjoy Oh good, thank you for answering my questions and for the number too!

  • @robkamman4578
    @robkamman4578 8 месяцев назад

    where did you get your 100-envelope box at?

    • @lymanjoy
      @lymanjoy  8 месяцев назад

      Here is one of the ones that I love to use.
      www.etsy.com/listing/1521607454/100-envelope-saving-challenge-plant

  • @spro3347
    @spro3347 9 месяцев назад +1

    Love your videos and info you share but you could drop the snapshot clips that you add.

    • @lymanjoy
      @lymanjoy  9 месяцев назад

      Interesting, you don't care for them. Okay! Good feedback, thanks. 👍

    • @spro3347
      @spro3347 9 месяцев назад

      @@lymanjoy You are good enough without them...direct, informative and inspiring.

    • @lymanjoy
      @lymanjoy  9 месяцев назад

      @spro3347 I appreciate that, are they distracting?

    • @spro3347
      @spro3347 9 месяцев назад

      @@lymanjoy a bit

  • @denisewilson8197
    @denisewilson8197 9 месяцев назад +1

    Do all your challenge monies go into one Wealthfront account or do you keep separate accounts there?

    • @lymanjoy
      @lymanjoy  9 месяцев назад +1

      They all go into wealthfront, but in there, you can set different categories to I have the same car insurance, vacation, sports, split in there.

  • @amarisjoseph
    @amarisjoseph 4 месяца назад

    I lost 40 pounds and now nothing in my closet fit so i had to start a sink fund for clothes because im losing weight for health reasons

    • @lymanjoy
      @lymanjoy  4 месяца назад

      How exciting!! Congratulations, I know personally how much hard work and discipline go into losing weight.

  • @kenyonwolfe2400
    @kenyonwolfe2400 8 месяцев назад

    I'm saving alll of mine 50$ and alll of mine 20$ wish me good luck

    • @lymanjoy
      @lymanjoy  8 месяцев назад

      Wow that would be great 👍