TfL Launched contactless payment using your bank cards across the whole of the network on Tuesday 16th September 2014. We explain what is, and how to avoid though the dreaded 'Card Clash'.
What they should have done is to only allow contactless for cards that you specify. A simple way to do this would be to ask passengers to tap a designated contactless on the oyster reader at the ticket machine. This could made the bank card "activated" to take payments so that in the future, no other card in your wallet is active. Not sure about the complexity of this but its an idea...
This idea other transport agencies should take note of. Also this idea can allow passholders to able to tap their wallet with their Oyster card inside without having to worry that the reader can read instead their debit or credit card. I should also add fingerprint biometric contactless cards should also be permitted to be tapped directly ONLY when fingerprint is read and verified (e.g. ruclips.net/video/ONmb161SZzo/видео.html ) to indicate the card the user selected and has authenticated the card. So reader should be programmed to reject debit and credit cards unless it has been either activated at a ticket machine or fingerprint is read and verified.
@@Farleigh1050 but it's supposed to be easy. I don't go to London often once or twice a year at most, I just want to tap in and out with my debit card, I don't want to fuss with signing up for anything!
@@grassytramtracks considering the number of people who stop in front of the barrier, causing a queue behind them, to then get out their card I'd say even expecting them to be ready with their card is asking too much!
This reminds me of the Chicago CTA, where Ventra Cards (equivalent to the oyster card) and contactless work at the same speed. However, it is impossible to be charged a double fare unless using a street level transfer. This is because the Chicago CTA does not scan the card to exit the system. And i can confirm that the Ventra Card used in chicago uses the same system as normal cards. Other than the card number of the venture card will start with a 6. Also, the first card detected is the payment card in Chicago.
If you have multiple contactless credit/debit/Oyster cards, the reader doesn't know which one you want to tap. It either gives an error message or it reads a card you intend or not intend to tap.
I used my Visa for the first time today. Didn't expect the slower processing. What happens in unlikely event that my banks system goes down? Am I better off with the closed Oyster ecosystem?
Useful for the emirates air line, if theres a long queue you wait so long then finally get to the barriers, use your oyster, oh its run out you gotta go back to DLR or underground, top up, wait in queue again (yeah its annoying you get it) but now you can just use contactless instead of waiting again
I can unfortunately report that my Canadian card failed to work with TfL's readers. To be fair, I was unable to use it contactless anywhere in the UK for any purpose... :(
It depends. If it's fully within the ticket barriers, you just tap out at the end of your journey, but if there are 2 physically separate stations (or in some cases different platforms behind separate gatelines, or separate oyster validators) you touch out, and touch back in, and touch out at your final destination
@@grassytramtracks Thanks. It is so complicated. I was with my two kids aged 14 and 11 and i wanted to pay for all three of us. They really should simplify it.
If Vancouver, Canada does implement a system like London's (Vancouver system is called Compass and basically uses the same technology as Oyster and the same contractor Cubic Transportation Systems), here is my thought to not have this card clash issue. If users want to pay their fares using debit or credit, it can only be tapped using an NFC-enabled device (i.e. smartphone, tablet (e.g. Google Nexus 7), smartwatch, etc.) with an official e-ticketing app installed and configured to allow user to pay Compass rates and issued an e-transfer. Only Compass cards (including tags, fobs, and virtual cards) and mobile can be tapped directly on the readers.
Buizel Productions While I agree both contactless cards and NFC devices should be supported, my proposal in order to prevent card clash is only Compass and mobile can be tapped directly on validators and fare gates. All other users using other forms of payments including cash, credit and debit cards (with or without contactless capabilities), must purchase a single journey ticket instead. Since there's a possibility in the future the bus fare boxes will be replaced, included with the new fare boxes could be Chip-and-PIN with contactless POS terminals (the ones that you typically see at places such as London Drugs when making a payment at a cashier).
ostkkfmhtsh012345678 Yeah sorry I thought you meant contactless card only... I dont think they would at those, but at least have the fareboxes dispense compass tickets... IDEA: BRT System Bus lanes separated from the road by a concrete median. Dedicated station with faregates and ticket machines before you enter the bus. Other places are doing it and I think TransLink should. Although then, I am anti-LRT.
Same here. I'm also anti-LRT. Good ideas for BRT. Although the fare gates would not be cost effective as long there aren't any platform edge doors/gates (it doesn't have to be the typical horizontal doors/gates but it can be the vertical versions like these: ruclips.net/video/1sGtbRSCLQQ/видео.html, ruclips.net/video/JQdSCQsCVi4/видео.html, ruclips.net/video/Ny63tk33kxk/видео.html, and ruclips.net/video/JdqXlu8SWxM/видео.html) at all BRT stations and there are crosswalks impeding busway. Without platform doors/gates, since the platforms can still be accessible without passing through fare gates via crosswalks at bus crossings (if present), the fare gates would be rendered ineffective for reducing fare evasion and crime. Regarding fareboxes and Compass tickets, I think in the interim, CVMs, faregates, and validators should have a magnetic ticket validator unit installed instead of new fareboxes to dispense Compass tickets. CVMs should also be fitted with an additional shelf for Concession Compass cards and a slot for QR code (the square matrix code typically found on advertisements along with some apps such as WeChat Pay, Alipay, and LINE) and PDF417 barcode (the rectangular matrix barcode that you typically find on airline paper tickets) paper coupons, slips, and transfers and full-featured Compass cards (when accessing additional on-screen options including direct refund for anonymous cards only). However new fareboxes will still be needed but should not dispense Compass tickets nor magnetic tickets. Instead should dispense QR code and PDF 417 barcode tickets and full-featured Compass cards (Obtaining a Compass card on a bus from a future farebox should look something like this: ruclips.net/video/HGutnlFicbk/видео.html). As I have said above in my first reply, alongside with purchasing new fareboxes should also be new credit and debit card payment terminals so credit/debit cardholders with or without contactless capabilities (there are cards without contactless capabilities including China UnionPay cards without QuickPass and there are even UnionPay international cards without any form of chip issued, only magnetic strip (www.bankofchina.com/th/en/pbservice/pb4/201210/W020120531342559145730.jpg)) and certain banks without contactless debit cards (no Interac Flash, etc.)) can still pay their bus fare. The magnetic ticket unit for faregates and validators would not just read and encode data on the magnetic strip but also print relevant validated information on the ticket include matrix/bar codes. The unit should also have a built in PDF 417 barcode and QR code scanner so in the future, magnetic tickets don't have to be issued and validated anymore. Disposable Compass tickets should not be issued anymore in the long term as they are not recyclable nor reusable (bit.ly/1J1NXVC). Instead, in the long term, contactless IC tokens (Taipei Metro - www.travel.taipei/Content/images/static/travel-tips/metro2.gif, Delhi Metro - images.delcampe.com/img_large/auction/000/249/049/730_001.jpg, rapidKL - jaintravelog.files.wordpress.com/2015/01/exit-token2.jpg) should be issued for single journey ticket holders travelling on #SkyTrain and/or #SeaBus . Passengers transferring to modes other than #SkyTrain or #SeaBus , prior to inserting token at exit should obtain a paper transfer. Passengers transferring to #SkyTrain and/or #SeaBus can get a token with their valid transfer at a ticket vending machine. IC Tokens and future new Compass cards should use FeliCa IC chips with maximum data transfer rate (current maximum transfer rate is 424 kbps: www.sony.net/Products/felica/about/scheme.html) and 0.1 s (not 1/3 s) estimated data transfer time capabilities so passenger movement through gates are smooth, efficient, and consistent. Future new Compass fare gates during contract with Cubic should be this (Universal Gate 2100: www.cubic.com/Portals/0/Publications/Gate_Universal.pdf) with customization including additional light beam sensors, an exit slot for the tokens, and the whole contactless IC reader+writer pad lit like Japanese fare gates (ruclips.net/video/rpdR8_k8FnE/видео.html). If contract with Cubic expires and not renewed, new Compass fare gates should be the sliding door variant (Could possibly be from Thales: www.thalesgroup.com/sites/default/files/asset/document/transcity_collect_pg400.pdf e.g. ruclips.net/video/k73IVJ1Ld-0/видео.html) with customization including token exit slot, additional light sensors, and whole IC sensor pad lit like Japanese fare gates. All future new Compass fare gate contactless reader+writer units should also have Sony FeliCa (i.e. NFC Type F) supported in addition to NFC Type A and B (i.e. ISO/IEC 14443 Type A and B) for backwards compatibility.
😐 Maybe there is no incentive to do this (because penalty fare(s)), but can't you just pair up all your potentially clashing cards in an account and the system figures out, that it's just you traveling with all those cards?! Doesn't matter which of the cards it picks up since they all tie into one account.
Yes, it would make sense if it would figure out that if you touch in with one card tied into your account, and touch out with another one, then the system would realize that was you.
+michael chick So simply tapping your card is harder than, going to a ticket machine, selecting a journey, paying for it and then printing off tickets and putting it into the barrier?
Think that Oyster Cards might be pointless after watching that, after all, why bother to que and top up, if that’s the case, when you can go contactless instead. Then again, if you hadn’t a bank account, then what?. So worked both ways.
That was New Labour's idea for the UK 10 years ago. You can tell why it was rejected due to the many whinging comments on here about a payment system, never mind a card that stores everything about you.
Japan manages to get most major transport smart cards to be intercompatible. Rail services in Tokyo issue suica cards, and the Tokyo metro issue pasmo cards. In Osaka they have Icoca, and other cities have other cards, but the amazing thing is that they are all intercompatible (some smaller ones are not). I can see countries doing that, possibly the EU, but the world is a bit ambitious! The Netherlands did it too with their national OV-Chipkaart system
In the coming years we will have to have lead lined wallets because of this shit. Anyone can just have a card reader set to charge you £9.99, as it requires no pin, disguised as a tablet and "accidentally" bump into you on a crowded train.
Disguised as tablet? I can just use a tablet or phone as the reader as it has NFC support in it and the rest is software... It's worse than that. I don't actually need to get that near with the right radio equipment. Finally I don't need to use the payment information directly there and then, I can do the transactions in bulk later in another country even.
First off the fraudulent reader is very easy to trace. Secondly as the bank hasn't required you to identify yourself, they are liable for the loss, not you.
Not a big deal or liable ?? You ever had your ID cloned from these contactless cards ( obviously not ) it ruins your life causes so much upset and distress not too mention the months it takes for YOU too sort this all out , having too prove you don't owe x amounts of money and so on , why make it easier for criminals too ROBBED US . Look up how easy it is b4 commenting on a subject
+JESSE_JAMES Rogue dude, we are talking about stolen credit cards, not stolen IDs. Theres a big difference. You do not need a credit card to steal an identity and you can't steal an identity from just a credit card. All it takes is a phone call and they will often call you first, and you get a new number in a few days. Identify theft is a big deal but isn't related to stolen card numbers.
Liability doesn't matter when you do not have the funds available for the months it takes you to sort it out with the banks. You don't eat for months, but don't worry, you aren't liable so you'll eventually get your money back after you have starved to death. Oh such a comfort.
Ewan Marshall It doesn't take months, it's pretty fast. Also, they can only steal the money in your account. They don't steal all your future paychecks. Your bank is likely to detect the fraud right away before they even get to larger purchuses. Anyways you will have your new paycheck in a week or two, plus your credit cards, so yes, you can eat. Plus, if you have any significant amount of money, most of it should be in separate bank accounts anyways.
Kathrine Albrecht in this video (ruclips.net/video/UgvupBxwxbg/видео.html) puts forward several good arguments AGAINST using RFID. She was talking about introduction in USA, but here it starts in Britain. Once you "buy in" to this technology, you can be traced wherever you go and for other purposes. Ask yourself, who do you want to tell about where you go to (not just on the Underground, but everywhere else too) The chances of you being hacked increase exponentially.
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**a Canary Wharf commuter with a fat wallet with dozens of cards going through a ticket barrier**
TfL: "YAY I'm rich now!"
"Avoid Card Clash!" fun t-shirts, now available at the Londonist shop... www.moretvicar.com/collection/londonist/product/avoid-card-clash-t-shirt
What they should have done is to only allow contactless for cards that you specify. A simple way to do this would be to ask passengers to tap a designated contactless on the oyster reader at the ticket machine. This could made the bank card "activated" to take payments so that in the future, no other card in your wallet is active. Not sure about the complexity of this but its an idea...
This idea other transport agencies should take note of. Also this idea can allow passholders to able to tap their wallet with their Oyster card inside without having to worry that the reader can read instead their debit or credit card. I should also add fingerprint biometric contactless cards should also be permitted to be tapped directly ONLY when fingerprint is read and verified (e.g. ruclips.net/video/ONmb161SZzo/видео.html ) to indicate the card the user selected and has authenticated the card. So reader should be programmed to reject debit and credit cards unless it has been either activated at a ticket machine or fingerprint is read and verified.
Another way is to make people add their bank cards into their accounts (with a enable/disable toggle) or simply don’t get an oyster
Unnecessary and complicated, just take one card out at a time
@@Farleigh1050 but it's supposed to be easy. I don't go to London often once or twice a year at most, I just want to tap in and out with my debit card, I don't want to fuss with signing up for anything!
@@grassytramtracks considering the number of people who stop in front of the barrier, causing a queue behind them, to then get out their card I'd say even expecting them to be ready with their card is asking too much!
Android pay is awesome for this, and I feel so futuristic tapping in and out on my phone.
sporkafife you could have used google wallet also
malakaii. It was only in US the whole time though
Until you lose your phone and lose everything
I bet he still has a fucking wallet
بسم الله الرحمن الرحيم
السلام على من ٱتبع الهدى
No need to curse
@@yeahnoway111
Wish they can have Contactless Season ticket.
This reminds me of the Chicago CTA, where Ventra Cards (equivalent to the oyster card) and contactless work at the same speed. However, it is impossible to be charged a double fare unless using a street level transfer. This is because the Chicago CTA does not scan the card to exit the system. And i can confirm that the Ventra Card used in chicago uses the same system as normal cards. Other than the card number of the venture card will start with a 6. Also, the first card detected is the payment card in Chicago.
I'll be sticking with my trusty Oyster. The last thing I want to do in a crowded Tube station is shuffle through my wallet for a bank card.
you dont have to take it out of your wallet
If you have multiple contactless credit/debit/Oyster cards, the reader doesn't know which one you want to tap. It either gives an error message or it reads a card you intend or not intend to tap.
Apple Pay
its not hard to use credit cards actually
How is that any different to using an oyster card
I used my Visa for the first time today. Didn't expect the slower processing. What happens in unlikely event that my banks system goes down? Am I better off with the closed Oyster ecosystem?
Good shot of card info at 2:22
wombat581 They're fake cards provided by TfL for the purposes of demonstration. Not real card details!
***** should have looked harder the 12345678 account number gave it away.
Had a good laugh at that jerk smoking right next to a no smoking sign. Caught on camera, buddy.
That's like saying when you see a no entry sign you are not allowed anywhere and must cease to exist. The no smoking sign is for inside the station.
Antismoking nazi
Though I have a contactless credit card I still prefer and use my Oyster. My credit card stays safely in my wallet that way.
Why can't they make oyster have the same system as credit card, not banking, I mean like make it cheaper automatically like credit card
If you were to tap in at a station, but then tap out of the same station, say, an hour later, would you be charged anything?
In the Netherlands you don't get charged for doing that. Not sure about the UK.
along these lines, i was in Holland and had my passport with a chip in it, in my pocket which caused an error message on their train barriers
Useful for the emirates air line, if theres a long queue you wait so long then finally get to the barriers, use your oyster, oh its run out you gotta go back to DLR or underground, top up, wait in queue again (yeah its annoying you get it) but now you can just use contactless instead of waiting again
‘useful for the emirates air line’ essentially means it might be useful for the most useless piece of transit in all of london
I'll be visiting London from Canada next month. I'll have to see what it thinks of my Canadian contactless Visa debit card...
From what I've seen on the TfL site it seems there's a good chance it will work. Less than 3 weeks till I know for sure!
I can unfortunately report that my Canadian card failed to work with TfL's readers. To be fair, I was unable to use it contactless anywhere in the UK for any purpose... :(
hmmm thats weird, im from Finalnd and my conctactless Visa card worked perfectly
So what if i need to change trains, do i have to tap at every change or do i just tap out at my final destination?
It depends. If it's fully within the ticket barriers, you just tap out at the end of your journey, but if there are 2 physically separate stations (or in some cases different platforms behind separate gatelines, or separate oyster validators) you touch out, and touch back in, and touch out at your final destination
@@grassytramtracks Thanks. It is so complicated. I was with my two kids aged 14 and 11 and i wanted to pay for all three of us. They really should simplify it.
From a technology standpoint, very exciting.
Help Geoff! Can you add a national rail card to your contactless card?
No, that's only oyster. Contactless can only charge you the full adult fare
@@grassytramtracks thanks. It's actually not that clear on the TFL site, still!
If Vancouver, Canada does implement a system like London's (Vancouver system is called Compass and basically uses the same technology as Oyster and the same contractor Cubic Transportation Systems), here is my thought to not have this card clash issue. If users want to pay their fares using debit or credit, it can only be tapped using an NFC-enabled device (i.e. smartphone, tablet (e.g. Google Nexus 7), smartwatch, etc.) with an official e-ticketing app installed and configured to allow user to pay Compass rates and issued an e-transfer. Only Compass cards (including tags, fobs, and virtual cards) and mobile can be tapped directly on the readers.
I think they should add support for both NFC and contactless if they add it. I would love to use Samsung Pay or Apple Pay to pay for my transit fare.
Buizel Productions While I agree both contactless cards and NFC devices should be supported, my proposal in order to prevent card clash is only Compass and mobile can be tapped directly on validators and fare gates. All other users using other forms of payments including cash, credit and debit cards (with or without contactless capabilities), must purchase a single journey ticket instead. Since there's a possibility in the future the bus fare boxes will be replaced, included with the new fare boxes could be Chip-and-PIN with contactless POS terminals (the ones that you typically see at places such as London Drugs when making a payment at a cashier).
ostkkfmhtsh012345678 Yeah sorry I thought you meant contactless card only...
I dont think they would at those, but at least have the fareboxes dispense compass tickets...
IDEA: BRT System
Bus lanes separated from the road by a concrete median. Dedicated station with faregates and ticket machines before you enter the bus. Other places are doing it and I think TransLink should.
Although then, I am anti-LRT.
Same here. I'm also anti-LRT. Good ideas for BRT. Although the fare gates would not be cost effective as long there aren't any platform edge doors/gates (it doesn't have to be the typical horizontal doors/gates but it can be the vertical versions like these: ruclips.net/video/1sGtbRSCLQQ/видео.html, ruclips.net/video/JQdSCQsCVi4/видео.html, ruclips.net/video/Ny63tk33kxk/видео.html, and ruclips.net/video/JdqXlu8SWxM/видео.html) at all BRT stations and there are crosswalks impeding busway. Without platform doors/gates, since the platforms can still be accessible without passing through fare gates via crosswalks at bus crossings (if present), the fare gates would be rendered ineffective for reducing fare evasion and crime.
Regarding fareboxes and Compass tickets, I think in the interim, CVMs, faregates, and validators should have a magnetic ticket validator unit installed instead of new fareboxes to dispense Compass tickets. CVMs should also be fitted with an additional shelf for Concession Compass cards and a slot for QR code (the square matrix code typically found on advertisements along with some apps such as WeChat Pay, Alipay, and LINE) and PDF417 barcode (the rectangular matrix barcode that you typically find on airline paper tickets) paper coupons, slips, and transfers and full-featured Compass cards (when accessing additional on-screen options including direct refund for anonymous cards only). However new fareboxes will still be needed but should not dispense Compass tickets nor magnetic tickets. Instead should dispense QR code and PDF 417 barcode tickets and full-featured Compass cards (Obtaining a Compass card on a bus from a future farebox should look something like this: ruclips.net/video/HGutnlFicbk/видео.html). As I have said above in my first reply, alongside with purchasing new fareboxes should also be new credit and debit card payment terminals so credit/debit cardholders with or without contactless capabilities (there are cards without contactless capabilities including China UnionPay cards without QuickPass and there are even UnionPay international cards without any form of chip issued, only magnetic strip (www.bankofchina.com/th/en/pbservice/pb4/201210/W020120531342559145730.jpg)) and certain banks without contactless debit cards (no Interac Flash, etc.)) can still pay their bus fare. The magnetic ticket unit for faregates and validators would not just read and encode data on the magnetic strip but also print relevant validated information on the ticket include matrix/bar codes. The unit should also have a built in PDF 417 barcode and QR code scanner so in the future, magnetic tickets don't have to be issued and validated anymore.
Disposable Compass tickets should not be issued anymore in the long term as they are not recyclable nor reusable (bit.ly/1J1NXVC). Instead, in the long term, contactless IC tokens (Taipei Metro - www.travel.taipei/Content/images/static/travel-tips/metro2.gif, Delhi Metro - images.delcampe.com/img_large/auction/000/249/049/730_001.jpg, rapidKL - jaintravelog.files.wordpress.com/2015/01/exit-token2.jpg) should be issued for single journey ticket holders travelling on #SkyTrain and/or #SeaBus . Passengers transferring to modes other than #SkyTrain or #SeaBus , prior to inserting token at exit should obtain a paper transfer. Passengers transferring to #SkyTrain and/or #SeaBus can get a token with their valid transfer at a ticket vending machine. IC Tokens and future new Compass cards should use FeliCa IC chips with maximum data transfer rate (current maximum transfer rate is 424 kbps: www.sony.net/Products/felica/about/scheme.html) and 0.1 s (not 1/3 s) estimated data transfer time capabilities so passenger movement through gates are smooth, efficient, and consistent.
Future new Compass fare gates during contract with Cubic should be this (Universal Gate 2100: www.cubic.com/Portals/0/Publications/Gate_Universal.pdf) with customization including additional light beam sensors, an exit slot for the tokens, and the whole contactless IC reader+writer pad lit like Japanese fare gates (ruclips.net/video/rpdR8_k8FnE/видео.html). If contract with Cubic expires and not renewed, new Compass fare gates should be the sliding door variant (Could possibly be from Thales: www.thalesgroup.com/sites/default/files/asset/document/transcity_collect_pg400.pdf e.g. ruclips.net/video/k73IVJ1Ld-0/видео.html) with customization including token exit slot, additional light sensors, and whole IC sensor pad lit like Japanese fare gates. All future new Compass fare gate contactless reader+writer units should also have Sony FeliCa (i.e. NFC Type F) supported in addition to NFC Type A and B (i.e. ISO/IEC 14443 Type A and B) for backwards compatibility.
@@ostkkfmhtsh012345678 you are an idiot mate
😐 Maybe there is no incentive to do this (because penalty fare(s)), but can't you just pair up all your potentially clashing cards in an account and the system figures out, that it's just you traveling with all those cards?! Doesn't matter which of the cards it picks up since they all tie into one account.
Yes, it would make sense if it would figure out that if you touch in with one card tied into your account, and touch out with another one, then the system would realize that was you.
That sounds very complicated and unnecessary, just get your card out
it all seems so complicted would it be easer just to by a tiket
+michael chick So simply tapping your card is harder than, going to a ticket machine, selecting a journey, paying for it and then printing off tickets and putting it into the barrier?
all the drifrent types of tikets and diffrent routs it just to much to take in with out explaned in detail
***** It's not hard with an oyster. You just tap when you enter a train station and tap when you leave.
michael chick to
You literally tap your bank card when you get on, and tap again when you get off. How can it be any simpler than that?
Think that Oyster Cards might be pointless after watching that, after all, why bother to que and top up, if that’s the case, when you can go contactless instead. Then again, if you hadn’t a bank account, then what?. So worked both ways.
not all tickets, such as travelcards and student or child fares are available on contactless
It would be great if we make a universal smart card that could be used for any system anywhere in the world
That was New Labour's idea for the UK 10 years ago. You can tell why it was rejected due to the many whinging comments on here about a payment system, never mind a card that stores everything about you.
Japan manages to get most major transport smart cards to be intercompatible. Rail services in Tokyo issue suica cards, and the Tokyo metro issue pasmo cards. In Osaka they have Icoca, and other cities have other cards, but the amazing thing is that they are all intercompatible (some smaller ones are not). I can see countries doing that, possibly the EU, but the world is a bit ambitious! The Netherlands did it too with their national OV-Chipkaart system
In the coming years we will have to have lead lined wallets because of this shit. Anyone can just have a card reader set to charge you £9.99, as it requires no pin, disguised as a tablet and "accidentally" bump into you on a crowded train.
£30 is the limit right now!
Not really. People would report it fraudulent, and then their reader would get banned.
Limit depends on bank.
Disguised as tablet? I can just use a tablet or phone as the reader as it has NFC support in it and the rest is software... It's worse than that. I don't actually need to get that near with the right radio equipment. Finally I don't need to use the payment information directly there and then, I can do the transactions in bulk later in another country even.
First off the fraudulent reader is very easy to trace. Secondly as the bank hasn't required you to identify yourself, they are liable for the loss, not you.
I got card clash last week oof
I'd just use my phone :pp
Card
They're going to know where everyone is going, now.
I don't know... the whole thing just sounds like a rather bad idea...
contactless cards are bullshit because if it gets nicked then someone can use it without entering your pin password
so you call the bank and cancle the card. they will then send you a new one and often times return the money.
You can just cancel the card on the app or over the phone and the bank should refund you, I agree that £100 is way too high a limit though
Contactless cards are such an open source for getting ripped off , for you loose your card and there is many more pitfalls too these BAN THEM !!!
not a big deal, you aren't liable anyways.
Not a big deal or liable ?? You ever had your ID cloned from these contactless cards ( obviously not ) it ruins your life causes so much upset and distress not too mention the months it takes for YOU too sort this all out , having too prove you don't owe x amounts of money and so on , why make it easier for criminals too ROBBED US . Look up how easy it is b4 commenting on a subject
+JESSE_JAMES Rogue dude, we are talking about stolen credit cards, not stolen IDs. Theres a big difference. You do not need a credit card to steal an identity and you can't steal an identity from just a credit card. All it takes is a phone call and they will often call you first, and you get a new number in a few days. Identify theft is a big deal but isn't related to stolen card numbers.
Liability doesn't matter when you do not have the funds available for the months it takes you to sort it out with the banks. You don't eat for months, but don't worry, you aren't liable so you'll eventually get your money back after you have starved to death. Oh such a comfort.
Ewan Marshall It doesn't take months, it's pretty fast. Also, they can only steal the money in your account. They don't steal all your future paychecks. Your bank is likely to detect the fraud right away before they even get to larger purchuses. Anyways you will have your new paycheck in a week or two, plus your credit cards, so yes, you can eat. Plus, if you have any significant amount of money, most of it should be in separate bank accounts anyways.
Much prefer oyster!
stupid idea
nope
Kathrine Albrecht in this video (ruclips.net/video/UgvupBxwxbg/видео.html) puts forward several good arguments AGAINST using RFID. She was talking about introduction in USA, but here it starts in Britain. Once you "buy in" to this technology, you can be traced wherever you go and for other purposes. Ask yourself, who do you want to tell about where you go to (not just on the Underground, but everywhere else too) The chances of you being hacked increase exponentially.
I'd Like To Say If You Want To Help With My New Channel Mind The Gap Productions I Need GFX Or A Intro And People To Help Make Content
My First Project Will Be A Non-Ficton Movie About The Tube
And I'm Not In London At The Moment So I Need Help
And I've Seen Your Amazing Editing Skills
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Kian Horton