My adult son lived at home for a while when he had to move during the pandemic and paid board (as well as doing his share of domestic tasks). He moved on, fell for a lovely lady and is getting married. I kept all of his board money in a separate account (he didnt know) and will give it back as a wedding present
@cassieoz1702 oh hunny I wasn't being rude. But you are. It is my business when you post anything on the Internet. It's public. You must be so old you don't understand how It works.
@RRVVWW73 wonderful. Only immediate families, in our garden, I catered. The money has allowed them to do repairs on their old house and my grandson was born 3 weeks ago 🥰
Some really savvy parents charge their kids rent and then when they move out, they give them the money for a down payment on a house or emergency savings.
That's what we r doing for our son …we said ur income is not disposable….he started saving from each pay for a house fund pays rent, contributes to electric, groceries etc…
Really savvy parents teach their kids about finances and make them get jobs before they turn 18. So the kids automatically save on their own when not paying rent. They don't need mommy and daddy holding their hand. These are the kids that have thousands saved before they graduate high school and save most of their income to buy a house in their mid 20s.
Agreed, when my 2 son’s wanted to buy a car I told them I would match their savings and I did. One son saved $1800 that’s it! When I was going to give him the money to match I found out he had spent that money on his girlfriend, he had to save again because I wouldn’t give him the money! My youngest son saved his money plus his birthday and Christmas monies! I had to match all of that, but they both learned a valuable lesson!
Hallelujah a class that teaches children about debt and budgeting. Now they need a mandatory refresher course for all 12th graders which includes responsible handling of student loans, credit card debt, and mortgage lending. Most important class many of us will ever take.
I took an economics class as an elective in the 11th grade in high school. Best class I ever took. We were taught about debt, ( not to get into it),how much of ur income to spend on housing, TO NEVER use a balloon, fluctuating or adjustable loan,...yada yada...Lessons I never forgot. 🙂
@@robertwalker5521 … did you misread what I wrote? I said admire, not buy. What did you think I said? It must have been something terrible, judging by your rude response.
I love Gail more and more watching these episodes. She makes the couples feel safe when facing such scary financial issues. This is why shes so successful 🙌
gail makes such a good point about the living with parents paying the rent which means you blow the money that you would have paid. if parents let adult children live with them, the agreement should be that the cost of rent money they are saving must be invested into a Roth IRA or some other investment. so if they would be paying $1000 for rent on their own they would just invest that much for each year they live rent free with parents.
The equivalent of a roth IRA in Canada is your Tax free savings account. I definitely agree with what you are saying. My parents let me live rent free but only if I was saving money. I saved up so much money living with my parents. It really set up great financial.
They require a new way of thinking, new way of living and look at money in the different way. Selling the home to pay off consumer debt would not teach them money management. This people must learn basic living skills. They have very serious mental problems which able them to think that it is ok to borrow and spend money on a credit card/ Anything other than an un-expected medical bill or an asset which is expected to increase in value over-time mentally healthy people don't borrow money for. Car purchase, save money for it, from a young age start to do jobs and save every cent to purchase your first car, to purchase any depreciating items save the money first. I took a decent, honest and respectable but very difficult road to archive my top 1% wealth in a foreign to me language speaking country. I love to see other people achieving.
Would that help, though? If they had a line of credit, they might have to PAY to sell the house... Unless they can get what they owed on the mortgage plus the extra $18,000.
@@katemiller7874 Their debt was so substantial, selling the house would have been an immediate relief--- for them *and* their child. And who knows, the new house could have ended up being even better in some ways.
@@katemiller7874 If you couldn't financially afford it and ended up bankrupt, you'd lose it anyway. The child is beside the point. They. Have. No. Money
@@katemiller7874 If you wouldn't leave a house you can't afford to rent instead because you have a child, you clearly love the house more than your child 🤷♀️
Considering this is 2007, I hope they did sell before the 2008 crash. If they followed the plan they could of been in a better home within a couple years.
Back in the day we had a class we were required to take and pass before graduation. But nowadays they don't even have the class. My grandson didn't even know how to write a check out. Didn't know cursive to sign his name. He just kept saying I can do it on my phone. No Sir you can not. I taught him how to write in cursive and fill out a check and how he has to know how to sign the contracts he'd have for his business. He's now doing great and making money and Thanks me all the time.
Precious Moments were a big deal back then. It’s so funny how styles change. I’m glad that minimalism is in vogue now. So much cleaner and better looking. And less dusting 😎
@catherinewilke5583 People who follow trends are just sheep. I've never understood why people want to be the same as everybody else. Fashion is fleeting.🐑🐏
It's not minimalism, it's being so broke that you can't afford to decorate. It's every object in your home being cobbled together from garage sales and thrift stores.
@@catherinewilke5583 20 years ago I worked with a guy who collected those figurines. He and his wife even took a Precious Moments cruise! And to think I once believed Hummels were the ugliest things I’d ever seen.
I can’t believe she didn’t return to working in the daycare setting sooner? My sister in law is a daycare director and she gets free daycare for my niece while she works!
That's horrible! Canada clearly wants their young families to fail. In America, the greatest nation on Earth, we kick women directly back into the workforce after they have their children. Then we judge them very harshly for not becoming stay at home moms, regardless of need. Eventually they develo psevere mental health issues from the stress and go on welfare. As God intended!
When my now husband and I lived with my parents, we were saving 50% of our net income to buy our house. Parents should never let their adult kids live with them if there isn’t a goal like that and an action plan in place to get there.
Sometimes these "adult" children are, well, children. Or they're disabled, or recovering addicts, or recently released from prison and have nothing, etc. All sorts of reasons they're the age of an adult but not capable whatsoever of being responsible adults, sadly.
They still believe that having the house of their dreams will make them happy, so they became house poor. I made that mistake too and I am still paying for it. But they did have the chance to sell and downsize and rejected. I have learnt that happiness comes from having a roof on your head, one you can afford and lets you have savings for a rainy day.
Sorry to hear that Carol, speaking as a 27 y.o looking to buy, that is a concept that frankly should be talked about more and more. Banks will service a loan/house to make them their own money, and not looking after your well-being. That is a mindset/deficiency I see expressed with some of the people of my group. Dangerous stuff
@@phaldaz im actually grateful i grew up house poor , we had a huge home but nothing in the fridge . It sucked . everyone was thinking we were rich but we couldnt afford school camps :( The shine of a new house disappears so fast . As long as you have some warmth , privacy and plumbing you really dont notice the rest of it . Growing up like that made me realize I had way more fun in the crappy house when parents were less stressed and i shared a room with my siblings .
She has a few times. I remember this couple in a condo and the wife was crying as she hated renting - shared laundry. Gail responded that there are other options besides highrise apartments.
Our daughters knew the basics of our finances. I was in the Army and school for 8 years, poor as heck. When I graduated and got a good paying job, credit cards, etc. we went crazy. Five years later even with significant pay raises we were drowning. We cut up the credit cards, tightened our belts and in 3 years were debt free except for a home mortgate and monthly expenses and even had a little in retirement savings. Our daughters were aware of the situation and understood. A commitment to cash only purchases enabled us to retire debt free with a good retirement nest egg. We have friends that did not get the memo and seemed to have better lives that now are struggling to retire with very little savings and on going debt. My youngest daughter and her husband retired at 45 debt free. Older unfortunately became permanently disabled but before knew how to budget and run a household.
People keep saying this, but we were definitely taught in school about compound interest, and how quickly it can work FOR and AGAINST you, also keeping a checkbook, and balancing a budget. If you took some of the business courses they got into a lot more detail.
@@allie8442 As you can see by these very programs, many parents don't have a damn clue so how are they to teach their children anything ? Here's a clue - they can't.
@@debbiemohekey1509 Word! I remember watching The Cosby Show where Martin, Olivia & Denise had to live with The Huxtables because Denise on purpose didn't put in the application for the Home on Rhode Island, NY. Martin offered to pay $600.00 Rent which is Peanuts by today's standards. I would have given them Rent no questions asked. In my family when you start working, you pay and earn your keep. Sometimes they would be "late" but my Grandfather was very patient and forgiving.
Yes, but why do schools have to handle everything when parents don’t want to teach their own kids life lessons. Schools can’t raise every kid in their community
I admire the patience of Gail. I find it interesting to watch shows like this one, i am attempting to understand how average people behave and how they handle money. I admit that I am un-able to comprehend and un-able to understand how it is possible to be this ignorant. I have been very good with money from a very young age and built wealth at a young age, however I moved to a foreign language to me speaking country and had to start again. At times it took everything of me before I managed to achieve top 1% wealth in my new country. I sincerely hope that this people learned from Gail and will take a hard road and able to achieve at least financial independence.
They are so hapoy and in love But I don't think they will change at all..Glad Gail only gave $4000, still generous for their time. . Their parents are enablers and will bail them out again!!
All of these houses look the same too...tacky, tasteless, filled with knick knack junk. How do people even make it this far in life being so clueless with their money?!
I have the SAME problem with involuntary smiling during moments of intense emotion. People think I'm making a joke of the situation, but under the surface a volcano is about to erupt.
Their eight year plan to play off debt is a draconian alternative to selling the house. They also can't slide back into debt. Wish them the best but it will be a Herculean effort.
I don t even understand how people can live without looking at their budget. It's just unbelievable ...it does not need to be taught at school. It's common sense. You get x money, you cannot spend more without digging a hole...
Hello Caro, I agree with you. I watch these shows to try to understand people behaviours with money. It is impossible to comprehend how other people live without knowing exactly how much money they have and without having a plan for themselves to achieve. I experienced serious hardship in my life, I moved to a new foreign to me language speaking country and I had to struggle to be able to achieve top 1% net wealth, I must admit I did not give myself any other options. I love your intelligent, matter of fact approach, it is exactly how you wrote it "You get x money, you cannot spend more without digging a hole.." I would like to add the following to it, you must have a plan, calculated in detail, follow it, check your progress daily, make changes if needed, on the way do not forget to be honest, kind, decent, helpful, respectful, great full and appreciative.
@@jtidema Hello Janet, you are correct, money management requires common sense and decency together with responsibility for the persons actions and its effect. I am a humble person and only stating the facts when I admit that from a very young age I had very high level of mathematical, logical and analytical skills which makes it for me even more difficult to comprehend how is it possible for some people to not to see and think logically. I believe that responsibility, honesty and decency is what should the schools be teaching and with those skills people will be able to use a calculator.
I can promise you that lots of bad money habits can be taught to your children. It's not as simple as, "common sense." When you are raised by parents with bad habits that is what a person grows up thinking is "normal." On the flip side, when kids grow up with parents who are well off kids tend to think life will always be that way. This means that they believe they should have everything at 20. If they have to put it on credit, well, maybe that's what people do, they assume.
Preach It! I've seen people in my family who were spoiled rotten. Got everything, and got away with everything. It was more out of Guilt and Shame or the parent didn't want their child to struggle the way they had. Yet it's very bad, not taught morals, values, lifeskill lessons and when they go out into the real world, its overwhelming.
One thing we’ve always did was whenever we got a raise at work or a new position with better pay we would take 1/2 the income upgrade and put it straight into savings or our 491k increase, so we got to enjoy a slight income increase to our daily lives but also increased our savings capacity. It helped. Also for our 2 kids as they approached 18 we made sure they were already engaged with saving habits if their own and how and when to use a credit card. We told them get a card under their own name at 18, put about $25 or $50 on it every month then pay it off in full and on time each month. They did and it built up their credit history and later down the road they have both with their married partners were able to buy homes! Very proud of their efforts and thankful!
I tought my girls to buy 2nd hand as much as possible. Worked for me as a single mom. They are educated and command good salaries but they continue to purchase thrift.
We need this show today where people are struggling because prices are raising and wages are stagnate. I agree 61,000 in debt and a house worth 225,000 i agree sell the house pay off the debt and learn to be financial secure
They make 85OOO.OO per year that is not that bad, They could have saved most of their money by living with his parents and they were just enabled their spending habits!
Financial math is taught at school, however in reality I am talking into the wind because the strongest influence regarding money is the family environment . All my students see is plastic cards and always getting what they want. No needs no wants just stuff !
My good friend has hudge amount of debit! There home 3 cars plus a trailer and they are buying equipment big equipment for her husband. And they just retired. And now she is talking about turning in her car for another car? I asked is this a want or a need? She did not even hesitate when she said I want it. Nothing is paid off. And who knows if they have credit card debts too?
My parents not ever taught .e about rent or mortgage. They were wise to buy an acre of land. Build their own house room per room. No mortgage payment 🎉😊❤
He looked actually, genuinely SHOCKED at those numbers. Wow. He's lovely, but HOW can you not know??!! WHAT kind of parents don't teach their children money management?! My father helped me open my first bank account at 12. My mom gave me lessons, taught me the market, interest accrual, etc..I retired at 48 and have enjoyed myself since. No money worries. Only debt I EVER had was my mortgage. We are NOT wealthy people, just people who bothered to learn a few things.
Why would they divorce when they clearly love each other? Not every couple gets married with the idea that they can always split if things go south. Some are smart enough to know they want to stick it out, which is what the wedding vows say---it's just unfortunate there are so many cowards who get married believing they can "just walk away" when the going gets tough.
I think they very well could be, because both spouses take responsibility for their share of overspending. It's not one spouse pushing all the blame on the other.
I really thought this couple did a good job. I soon as he heard the news to sell the house they both were on board to make more money. I mean they boosted there income. By doing so they seemed to really work hard on the budget.
I live at home after a long dance with some health issues and the struggle to get established after that. I'm coming up on my third anniversary at my first decent job. My parents have said "Please don't pay us any expenses." Guess what? I started saving hardcore instead. (And I picked up the bills I actually could without them fussing too hard.) I don't want to sacrifice precious years with them by moving out, so I make sure that I'm capable of covering my own a$$ in a pinch. Love runs our family -- and I won't let money destroy it or me. Gail Vaz-Oxlade is a huge part of how I got to that attitude.
It sure would be interesting to have you do a follow up show - to find out how many families chose to Learn from their mistakes (and are no longer in a financial mess)!
They really do need to have classes like that for 10 + year olds, would probably stop a lot of people from getting into these situations if they were educated about it early
I agree, we need more education on financial literacy. However, a whole lot of people get themselves into financial trouble because they lack impulse control, not education.
then the parents should teach them. it's ridiculous how parents just wait around for schools to teach their kids everything, and if the schools don't, then the parents don't bother to teach their kids at all. not just money management, but also taxes, home ec, driving, car maintenance, or even just adding fuel to cars!
I agree high school is a perfect time for financial classes high school should have the financial class teach it through the students jobs they probably have. Have them budget there paycheck for current and future expenses like phone, car, etc.
My mom wouldn't accept money for rent. I just bought her anything that broke with the stipulation that it us NOT to be returned, but set it out on the curb. (washer, dryer, freezer, roof). Also gave her a total of one of my off days to do whatever she wanted. we went alk over Texas. She also babysat my son. She gave me so much more than that. God bless her.
I am so glad Gayle said it; "I see parents do this to their kids all the time. " Because that is essentially what's happening; it's on parents to make sure that their kids can survive without them. That's what raising kids IS. If you're not seeing finance/ home economics/ economics in their class choices at the beginning of each school year then you have to do something about that lack of education.
Yes its a shame that they racked up so much debt when they had free rent for 2 years! Parents thought they were helping , but they forgot to TEACH while they were helping.
One of the most important lessons anybody could teach us that if you have to use a credit card for emergencies, you must pay it in full at the end of the month. And when parents let them live rent free, it just gives them a license to go out and have a grand old time without having any consequences and cripples them for the rest of their lives. They need to take rent from them, even if they want to put it in a savings account for them later on or for their grandchildren to be. It seems like people want everything right away. No one would ever start over for the black-and-white TV or washer and not a dryer. They have cell phones they get their hair done they get extensions they get their nails done. They get everything upfront, including expensive cars and just going out and spending eight dollars for coffee.
Well they give you a line of credit - they don't police what you use it for. You could pull out cash, deposit it in checking, and then send a check for your mortgage, which would be the same thing. You can definitely set up bills to be paid by your line of credit, and the bank isn't going to check to make sure it's not one that will hurt you financially... that's on the homeowner...
In college I worked 60 hrs a week and took 12 hours. I had no life. Married a spender. Saw the light when he "gave" me a car. I was so happy. Then he handed me the bill. Did not have parting of the ways, but had a parting of the finances. Retired at 52, and he was still working when he died. Left me major debt ( live in a community property state.) Wish I'd have actually looked up what community property meant. The ways would have parted.
There NEEDS to be MANDATORY classes of economy in every class in school (tailored to every age, of course) . This is information that will be worth HUNDREDS of THOUSANDS of $$$ in their adult life .
Oi, dont shame pet parents into their spending on their pets. I spend equal, if not more the amount on my food as I do for my mama cat and kittens and their vet and neuter/spay. Either have a pet and treat them fairly or dont have a pet. 100% agree on all other points made by the lady presenter
I went to a public high school and I got to play as a president of a company I made up. I had to manage my team, figure out where to put my funds, check stocks, etc. Not sure if it's because I lived in a big city that I got to learn all of this.
@@beartackle Arizona. Ranked 49th in education in the country and has been that low for a century. I can understand why we are ranked so low, they wouldn’t want people who were smart with money wages, understanding the system we are in and to realize the rich exploit us poor people badly.
In 6th grade science (in WV, USA) we had a class about this, writing checks, figuring out sales tax, now to budget, all that. I'm retired, since I was 54.
The reason it's important to charge your adult kids to live at home is NOT the income it brings to most parents. It is to get them used to the reality that money pays for NEEDS, not just wants.
It's puzzling when, after receiving a month of life changing help, someone complains when they're given four thousand free dollars on top. Human nature is baffling
He wasn’t complaining; he said it was a bummer that they didn’t get the whole amount, but he’s willing to do what it takes to get it later. I think he owned their part in it. He seemed humble and winning to make the necessary changes.
I don’t understand how people making $85k/year can’t afford a $225k house. That should be well within budget for them. $666/month in maintenance? $763/month in insurance?! That house must be falling down! All of those expenses are ridiculous. They should have cut those more.
cocofluff Right, but she cut the variable expenses way down. The point is their fixed expenses are 82% of their income. 82%! It should not be that high with a $225k house. They needed to look at cutting some of those (not just by selling the house, though I agree that it’s an option to just sell it, pay off debt, and then start over).
I don't understand today's society. I never got an allowance. I started working on weekends at a service station repairing flat tires. This was before tubeless were invented and flats were the norm. I made 25 dollars on some weekends. I quit school at 15 and went to work in an auto body shop and learned the trade. I am 82 and just stopped working in my own home repair business as I began falling off ladders and decided it was time to quit. I have never asked anyone for a dime, I did begin collecting my social security at 62 which I paid into all my life. Kids need to be taught responsibility at a young age. If they want money make them do something to earn it. Even if it is something around the house. Giving kids free money sets them up for failure as they think getting stuff for free is the norm.
I give large odds they will have strong debts within three years...and bankruptcy within six.! They are too goofy and giddy....'may never Necessary logic & common sense. A couple of hours of "dining out" can cost more than a month's electric bill. Automobiles will choke them.
I was left with credit card debt from my family, I have never had any form of card, I have managed to remain debt free throughout my adult life, I live by the rule, if I haven't got it in my pocket, I can't spend it because I haven't got it to spend
Sadly the same way of handling money is now beginning to be the norm in Europe. Children see the American series with kids having the latest phones, flashy cars, expensive clothing and big rooms filled with all kind of gadgets that they want too. The result is that we have a lot of young adults who already have managed to accumulate a debt of €50.000 at the age of 20. And no way of ever paying it off.
When I lived at home as an adult, I paid rent. Unbeknownst to me, my parents never spent it. When I got engaged, it was gifted to us as a down payment on a house.
I’m making $125,000 plus bonuses. My rent is $1,099 which comes with strong Wi-Fi included. I cook at home every day and drink water. The only person who can dig you into a hole is you. Who can dig you out? You.
I feel grateful that I fucked up with money and credit cards in my very early 20s- I had already been working for 5 years and was thankfully able to dig myself out of the hole with savings. Plus, I lived with my dad for a year and saved money. I will never ever make that mistake again and my credit is great now at 28. I cannot believe how ignorant you can choose to be while raising a child. Idiots!
![Noob To Max With DRAGON REWORK In Blox Fruits [FULL MOVIE]](http://i.ytimg.com/vi/LnBMOinoOvA/mqdefault.jpg)
"are you sending the dog to university?"🤣🤣
I like when Gail hugged her she reassured her with “I don’t come out unless I think I can help.” What a genuinely kind person.
My adult son lived at home for a while when he had to move during the pandemic and paid board (as well as doing his share of domestic tasks). He moved on, fell for a lovely lady and is getting married. I kept all of his board money in a separate account (he didnt know) and will give it back as a wedding present
@@AFBudgets none of your business, but I have (and, by saving the board money, clearly supported him during the tough time)
@cassieoz1702 oh hunny I wasn't being rude. But you are. It is my business when you post anything on the Internet. It's public. You must be so old you don't understand how It works.
How was the wedding?
@RRVVWW73 wonderful. Only immediate families, in our garden, I catered. The money has allowed them to do repairs on their old house and my grandson was born 3 weeks ago 🥰
@@cassieoz1702 amazing! 🥳fantastic news!
Some really savvy parents charge their kids rent and then when they move out, they give them the money for a down payment on a house or emergency savings.
That's what we r doing for our son …we said ur income is not disposable….he started saving from each pay for a house fund pays rent, contributes to electric, groceries etc…
Even smarter parents set that money to the side to draw on when the kids inevitably come to them looking for financial assistance
Really savvy parents teach their kids about finances and make them get jobs before they turn 18. So the kids automatically save on their own when not paying rent. They don't need mommy and daddy holding their hand. These are the kids that have thousands saved before they graduate high school and save most of their income to buy a house in their mid 20s.
Agreed, when my 2 son’s wanted to buy a car I told them I would match their savings and I did. One son saved $1800 that’s it! When I was going to give him the money to match I found out he had spent that money on his girlfriend, he had to save again because I wouldn’t give him the money! My youngest son saved his money plus his birthday and Christmas monies! I had to match all of that, but they both learned a valuable lesson!
When people move in your basic charges go up.water, electricity etc. they can’t move in for free
I love these but really wish they had follow up episodes to show how couples are doing a couple of years later❤
It would be. But unfortunately for this couple, the show ended in 2011 I think and they still had until 2014 to pay off their debt.
They actually has clips on Slice online that did update interviews for some participanta
I am from the United States and I don’t have access to Slice. I would also love to see updates
using their line of credit to pay their mortgage.....wtf.....🤯
Exactly. That was just CRAZY.
I used to work for a bank and I'd see people do that all the time. They were the ones who were late paying their bills all the time, too.
I'm surprised the bank approved the mortgage. It's the bank's fault also
Just erasing your equity in the house. The bill is due when you sell and walk away with no money after 15 years.
We used to say many years age - " Can I use my Visa to pay on my MasterCard?"
Hallelujah a class that teaches children about debt and budgeting. Now they need a mandatory refresher course for all 12th graders which includes responsible handling of student loans, credit card debt, and mortgage lending. Most important class many of us will ever take.
I took an economics class as an elective in the 11th grade in high school. Best class I ever took. We were taught about debt, ( not to get into it),how much of ur income to spend on housing, TO NEVER use a balloon, fluctuating or adjustable loan,...yada yada...Lessons I never forgot. 🙂
@@twatquat3322 Yes that course should be MANDATORY across Canada!
some debts (student loan and line) are only necessary due to neoliberalism.
Had that mandatory class in 11th grade. Plus my parents taught me about finances.
A class in high school will NOT work. Needs to be modeled by parents their entire life. It’s pretend when in class - real life is the best teacher.
Gail is such a great teacher. I love her 💕
Can we just take a minute to admire Gail’s jacket?
Yes, but only a minute.
NO! That is the kind of idiocy that has
them on this AVOIDABLE mess .
@@robertwalker5521 … did you misread what I wrote? I said admire, not buy. What did you think I said? It must have been something terrible, judging by your rude response.
I love Gail more and more watching these episodes. She makes the couples feel safe when facing such scary financial issues. This is why shes so successful 🙌
gail makes such a good point about the living with parents paying the rent which means you blow the money that you would have paid. if parents let adult children live with them, the agreement should be that the cost of rent money they are saving must be invested into a Roth IRA or some other investment. so if they would be paying $1000 for rent on their own they would just invest that much for each year they live rent free with parents.
Roth IRAs don't exist in Canada
@@ellenorbjornsdottir1166 damn, that sucks
The equivalent of a roth IRA in Canada is your Tax free savings account.
I definitely agree with what you are saying. My parents let me live rent free but only if I was saving money. I saved up so much money living with my parents. It really set up great financial.
@@izzygoboom12 thats great to hear. i hope you're doing well 😎
Yup, they couldhave been contributing to their RRSPs
Jesus, I would have sold the home in a heartbeat and been done with the debt
They require a new way of thinking, new way of living and look at money in the different way. Selling the home to pay off consumer debt would not teach them money management. This people must learn basic living skills. They have very serious mental problems which able them to think that it is ok to borrow and spend money on a credit card/ Anything other than an un-expected medical bill or an asset which is expected to increase in value over-time mentally healthy people don't borrow money for. Car purchase, save money for it, from a young age start to do jobs and save every cent to purchase your first car, to purchase any depreciating items save the money first. I took a decent, honest and respectable but very difficult road to archive my top 1% wealth in a foreign to me language speaking country. I love to see other people achieving.
Would that help, though? If they had a line of credit, they might have to PAY to sell the house... Unless they can get what they owed on the mortgage plus the extra $18,000.
they should’ve rented an apartment and not bought a house right away
Maybe they're underwater on it
Watch your mouth
I've been debt-free for years. I love it.
Congrats 🎉
Ignoring the advice to sell the house tells me they haven't learned anything.
No way I would sell my house when I have a child.
@@katemiller7874 Their debt was so substantial, selling the house would have been an immediate relief--- for them *and* their child. And who knows, the new house could have ended up being even better in some ways.
@@katemiller7874 If you couldn't financially afford it and ended up bankrupt, you'd lose it anyway. The child is beside the point. They. Have. No. Money
@@katemiller7874 If you wouldn't leave a house you can't afford to rent instead because you have a child, you clearly love the house more than your child 🤷♀️
Considering this is 2007, I hope they did sell before the 2008 crash. If they followed the plan they could of been in a better home within a couple years.
Kids should be learning this in middle school. So good for them and their future
Back in the day we had a class we were required to take and pass before graduation. But nowadays they don't even have the class. My grandson didn't even know how to write a check out. Didn't know cursive to sign his name. He just kept saying I can do it on my phone. No Sir you can not. I taught him how to write in cursive and fill out a check and how he has to know how to sign the contracts he'd have for his business. He's now doing great and making money and Thanks me all the time.
Required viewing in every middle AND high school. It's a free resource. Teachers can just stream it.
Subtraction? You make x, you spend y, y should be less than x. What else can be taught?
You will own nothing and be happy
All the moneys been spent on tacky ornaments.
Precious Moments were a big deal back then. It’s so funny how styles change. I’m glad that minimalism is in vogue now. So much cleaner and better looking. And less dusting 😎
@catherinewilke5583 People who follow trends are just sheep. I've never understood why people want to be the same as everybody else. Fashion is fleeting.🐑🐏
It's not minimalism, it's being so broke that you can't afford to decorate. It's every object in your home being cobbled together from garage sales and thrift stores.
@@catherinewilke5583 20 years ago I worked with a guy who collected those figurines. He and his wife even took a Precious Moments cruise! And to think I once believed Hummels were the ugliest things I’d ever seen.
@@catherinewilke5583Tatt like that is rubbish in any era.
I can’t believe she didn’t return to working in the daycare setting sooner? My sister in law is a daycare director and she gets free daycare for my niece while she works!
Exactly and hr child would be in the same building, not many parents have that option.
This is not a usual situation. Nobody gets free childcare, even if you work there
@@bettygrable6440 Actually, I think it is. I've heard of this many times.
In Canada we don't need to go back to work for a year. Her baby is technically too little to have gone to care.
That's horrible! Canada clearly wants their young families to fail. In America, the greatest nation on Earth, we kick women directly back into the workforce after they have their children. Then we judge them very harshly for not becoming stay at home moms, regardless of need. Eventually they develo psevere mental health issues from the stress and go on welfare. As God intended!
When my now husband and I lived with my parents, we were saving 50% of our net income to buy our house. Parents should never let their adult kids live with them if there isn’t a goal like that and an action plan in place to get there.
Sometimes these "adult" children are, well, children. Or they're disabled, or recovering addicts, or recently released from prison and have nothing, etc. All sorts of reasons they're the age of an adult but not capable whatsoever of being responsible adults, sadly.
They still believe that having the house of their dreams will make them happy, so they became house poor. I made that mistake too and I am still paying for it. But they did have the chance to sell and downsize and rejected. I have learnt that happiness comes from having a roof on your head, one you can afford and lets you have savings for a rainy day.
Sorry to hear that Carol, speaking as a 27 y.o looking to buy, that is a concept that frankly should be talked about more and more. Banks will service a loan/house to make them their own money, and not looking after your well-being. That is a mindset/deficiency I see expressed with some of the people of my group. Dangerous stuff
@@phaldaz im actually grateful i grew up house poor , we had a huge home but nothing in the fridge . It sucked . everyone was thinking we were rich but we couldnt afford school camps :(
The shine of a new house disappears so fast . As long as you have some warmth , privacy and plumbing you really dont notice the rest of it . Growing up like that made me realize I had way more fun in the crappy house when parents were less stressed and i shared a room with my siblings .
I agree, no point having a huge house if you can't afford to do anything
House poor! 👍🏼
I would love updates on all these families.
Indeed! Updates would be great!
Half would be divorced by now and over 75% would be living in a different house.
Wow, I’ve never heard her tell a couple to sell their home.
I’ve heard it a half dozen times.
One that comes from mind was a couple where she did home daycare
@@cjhoward409Sam and Stephanie 😢
She hinted but should have said your house is what is killing you.
She has a few times. I remember this couple in a condo and the wife was crying as she hated renting - shared laundry. Gail responded that there are other options besides highrise apartments.
Our daughters knew the basics of our finances. I was in the Army and school for 8 years, poor as heck. When I graduated and got a good paying job, credit cards, etc. we went crazy. Five years later even with significant pay raises we were drowning. We cut up the credit cards, tightened our belts and in 3 years were debt free except for a home mortgate and monthly expenses and even had a little in retirement savings. Our daughters were aware of the situation and understood. A commitment to cash only purchases enabled us to retire debt free with a good retirement nest egg. We have friends that did not get the memo and seemed to have better lives that now are struggling to retire with very little savings and on going debt. My youngest daughter and her husband retired at 45 debt free. Older unfortunately became permanently disabled but before knew how to budget and run a household.
Sucks how financial lessons aren’t taught in schools. That’s a small part of people end up in these debt holes they can’t dig out of.
People keep saying this, but we were definitely taught in school about compound interest, and how quickly it can work FOR and AGAINST you, also keeping a checkbook, and balancing a budget. If you took some of the business courses they got into a lot more detail.
That is the job of the parent, not government schools.
@@allie8442 As you can see by these very programs, many parents don't have a damn clue so how are they to teach their children anything ? Here's a clue - they can't.
@@debbiemohekey1509 Word! I remember watching The Cosby Show where Martin, Olivia & Denise had to live with The Huxtables because Denise on purpose didn't put in the application for the Home on Rhode Island, NY. Martin offered to pay $600.00 Rent which is Peanuts by today's standards. I would have given them Rent no questions asked. In my family when you start working, you pay and earn your keep. Sometimes they would be "late" but my Grandfather was very patient and forgiving.
Yes, but why do schools have to handle everything when parents don’t want to teach their own kids life lessons. Schools can’t raise every kid in their community
I admire the patience of Gail. I find it interesting to watch shows like this one, i am attempting to understand how average people behave and how they handle money. I admit that I am un-able to comprehend and un-able to understand how it is possible to be this ignorant. I have been very good with money from a very young age and built wealth at a young age, however I moved to a foreign language to me speaking country and had to start again. At times it took everything of me before I managed to achieve top 1% wealth in my new country. I sincerely hope that this people learned from Gail and will take a hard road and able to achieve at least financial independence.
They are so hapoy and in love But I don't think they will change at all..Glad Gail only gave $4000, still generous for their time. . Their parents are enablers and will bail them out again!!
Holy crap. They threw up every colour from the crayon box on their walls.
They need more knick-knacks…
All of these houses look the same too...tacky, tasteless, filled with knick knack junk. How do people even make it this far in life being so clueless with their money?!
@@kierstinchambers8346Canadian oblivious by nature.
The oughties were a terrible time for home decor.
I have the SAME problem with involuntary smiling during moments of intense emotion. People think I'm making a joke of the situation, but under the surface a volcano is about to erupt.
Yeah, a smile helps to tighten the muscles of the face. You smile to hold back the tears!
Totally normal most women do it.
Their eight year plan to play off debt is a draconian alternative to selling the house. They also can't slide back into debt. Wish them the best but it will be a Herculean effort.
To think that he would be offended or upset about some professional help is mind boggling. I hope he did end up using her advice.
If he can channel his stubbornness, they have a chance.
I don t even understand how people can live without looking at their budget. It's just unbelievable ...it does not need to be taught at school. It's common sense. You get x money, you cannot spend more without digging a hole...
Hello Caro, I agree with you. I watch these shows to try to understand people behaviours with money. It is impossible to comprehend how other people live without knowing exactly how much money they have and without having a plan for themselves to achieve. I experienced serious hardship in my life, I moved to a new foreign to me language speaking country and I had to struggle to be able to achieve top 1% net wealth, I must admit I did not give myself any other options. I love your intelligent, matter of fact approach, it is exactly how you wrote it "You get x money, you cannot spend more without digging a hole.." I would like to add the following to it, you must have a plan, calculated in detail, follow it, check your progress daily, make changes if needed, on the way do not forget to be honest, kind, decent, helpful, respectful, great full and appreciative.
I want to laugh when people say 'this needs to be taught in schools'. What - subtraction? Percentages? How to use a calculator?
@@jtidema Hello Janet, you are correct, money management requires common sense and decency together with responsibility for the persons actions and its effect. I am a humble person and only stating the facts when I admit that from a very young age I had very high level of mathematical, logical and analytical skills which makes it for me even more difficult to comprehend how is it possible for some people to not to see and think logically. I believe that responsibility, honesty and decency is what should the schools be teaching and with those skills people will be able to use a calculator.
I can promise you that lots of bad money habits can be taught to your children. It's not as simple as, "common sense." When you are raised by parents with bad habits that is what a person grows up thinking is "normal." On the flip side, when kids grow up with parents who are well off kids tend to think life will always be that way. This means that they believe they should have everything at 20. If they have to put it on credit, well, maybe that's what people do, they assume.
Preach It! I've seen people in my family who were spoiled rotten. Got everything, and got away with everything. It was more out of Guilt and Shame or the parent didn't want their child to struggle the way they had. Yet it's very bad, not taught morals, values, lifeskill lessons and when they go out into the real world, its overwhelming.
8 years is a long time but at least they are already in their own home.
One thing we’ve always did was whenever we got a raise at work or a new position with better pay we would take 1/2 the income upgrade and put it straight into savings or our 491k increase, so we got to enjoy a slight income increase to our daily lives but also increased our savings capacity. It helped. Also for our 2 kids as they approached 18 we made sure they were already engaged with saving habits if their own and how and when to use a credit card. We told them get a card under their own name at 18, put about $25 or $50 on it every month then pay it off in full and on time each month. They did and it built up their credit history and later down the road they have both with their married partners were able to buy homes! Very proud of their efforts and thankful!
GAIL is so nice 😍 💕. Love this show.
I tought my girls to buy 2nd hand as much as possible. Worked for me as a single mom. They are educated and command good salaries but they continue to purchase thrift.
We need this show today where people are struggling because prices are raising and wages are stagnate. I agree 61,000 in debt and a house worth 225,000 i agree sell the house pay off the debt and learn to be financial secure
Noooo houses in Canada are a million dollars today! Hope they didn’t sell
@@bettygrable6440 This show is 20 years old....lol...
there's a few youtube shows now where a youtuber goes over someones finances then yells at them lol
They make 85OOO.OO per year that is not that bad, They could have saved most of their money by living with his parents and they were just enabled their spending habits!
The show is 20 years old and I just looked up average salary of his job in Canada and it literally has not changed. Wage stagnation rofl
What you are approved for with a mortgage is completely different than what you can afford
Yep. We were approved for a $700,000 house. Bought one for $280. LOL. I think the bank and real estate agent were disappointed. 😂
Financial math is taught at school, however in reality I am talking into the wind because the strongest influence regarding money is the family environment . All my students see is plastic cards and always getting what they want. No needs no wants just stuff !
My good friend has hudge amount of debit! There home 3 cars plus a trailer and they are buying equipment big equipment for her husband. And they just retired. And now she is talking about turning in her car for another car? I asked is this a want or a need? She did not even hesitate when she said I want it. Nothing is paid off. And who knows if they have credit card debts too?
They should have sold the house *and* done all the extra work. As soon as they refused to sell, it became apparent that the house owns them.
My parents not ever taught .e about rent or mortgage. They were wise to buy an acre of land. Build their own house room per room. No mortgage payment 🎉😊❤
He looked actually, genuinely SHOCKED at those numbers. Wow. He's lovely, but HOW can you not know??!! WHAT kind of parents don't teach their children money management?! My father helped me open my first bank account at 12. My mom gave me lessons, taught me the market, interest accrual, etc..I retired at 48 and have enjoyed myself since. No money worries. Only debt I EVER had was my mortgage. We are NOT wealthy people, just people who bothered to learn a few things.
The kind of parents that know nothing about finance and are probably brole on their own
I love Gail's accent 🥰
Jamaican canadian
@@isabelbecerra9258 I live in the UK and Jamaican English is also beautiful. Warm accents ❤️
Thank you!
I need to know if they are still married
Why would they divorce when they clearly love each other? Not every couple gets married with the idea that they can always split if things go south.
Some are smart enough to know they want to stick it out, which is what the wedding vows say---it's just unfortunate there are so many cowards who get married believing they can "just walk away" when the going gets tough.
I think they very well could be, because both spouses take responsibility for their share of overspending. It's not one spouse pushing all the blame on the other.
First impressions : teenages pretending to be adults
THIS!
The most frightening thing about this is that someone is lending to them and, they haven't got a pot to piss in
Caleb Hammers mom is way more compassionate than her son 7:00
😂😂😂 he would've flipped
I really thought this couple did a good job. I soon as he heard the news to sell the house they both were on board to make more money. I mean they boosted there income. By doing so they seemed to really work hard on the budget.
I do hope this family was able to work it through.
Diapers and formula cost a lot less back then, but still have to budget for it.
My wife and I were incredibly lucky to have both been born to financially smart people.
I had to give a thumbs up at “nasty medicine”
Lovable sweet couple! I hope they do well ❤
How can people think money is FREE
I live at home after a long dance with some health issues and the struggle to get established after that. I'm coming up on my third anniversary at my first decent job. My parents have said "Please don't pay us any expenses."
Guess what? I started saving hardcore instead. (And I picked up the bills I actually could without them fussing too hard.) I don't want to sacrifice precious years with them by moving out, so I make sure that I'm capable of covering my own a$$ in a pinch. Love runs our family -- and I won't let money destroy it or me.
Gail Vaz-Oxlade is a huge part of how I got to that attitude.
It sure would be interesting to have you do a follow up show - to find out how many families chose to Learn from their mistakes (and are no longer in a financial mess)!
They really do need to have classes like that for 10 + year olds, would probably stop a lot of people from getting into these situations if they were educated about it early
I agree, we need more education on financial literacy. However, a whole lot of people get themselves into financial trouble because they lack impulse control, not education.
High school is the ideal age for full on classes
Personal finance is 20% knowledge
80% behavior
Parents need to be setting a better example for children regarding impulse control
then the parents should teach them. it's ridiculous how parents just wait around for schools to teach their kids everything, and if the schools don't, then the parents don't bother to teach their kids at all. not just money management, but also taxes, home ec, driving, car maintenance, or even just adding fuel to cars!
I agree high school is a perfect time for financial classes high school should have the financial class teach it through the students jobs they probably have. Have them budget there paycheck for current and future expenses like phone, car, etc.
Who paints their walls like McDonald’s?? Jfc
It’s called an accent wall
@@katemiller7874 was that popular in 2000?
@@sneakerfreak2002 it really was hahaha, we called ours a "feature wall " the whole room beige except one wall is lime green lol
Hideous
Teenagers😂
it would be nice to see a 1600 mortgage. Those days are GONE!
Move to Pittsburgh. Ours is $1252 a month for a great place.
My mom wouldn't accept money for rent. I just bought her anything that broke with the stipulation that it us NOT to be returned, but set it out on the curb. (washer, dryer, freezer, roof). Also gave her a total of one of my off days to do whatever she wanted. we went alk over Texas. She also babysat my son. She gave me so much more than that. God bless her.
Seem like a really sweet couple.
But its like they are living in fantasyland.
Close, Canada.
Super cool lesson for those kids in school!
I am so glad Gayle said it; "I see parents do this to their kids all the time. "
Because that is essentially what's happening; it's on parents to make sure that their kids can survive without them. That's what raising kids IS.
If you're not seeing finance/ home economics/ economics in their class choices at the beginning of each school year then you have to do something about that lack of education.
It’s spelled Gail
Yes its a shame that they racked up so much debt when they had free rent for 2 years! Parents thought they were helping , but they forgot to TEACH while they were helping.
They never grew up. Party party party thats all they know. Time to learn about money and being adults. Its going to hurt.
One of the most important lessons anybody could teach us that if you have to use a credit card for emergencies, you must pay it in full at the end of the month. And when parents let them live rent free, it just gives them a license to go out and have a grand old time without having any consequences and cripples them for the rest of their lives. They need to take rent from them, even if they want to put it in a savings account for them later on or for their grandchildren to be. It seems like people want everything right away. No one would ever start over for the black-and-white TV or washer and not a dryer. They have cell phones they get their hair done they get extensions they get their nails done. They get everything upfront, including expensive cars and just going out and spending eight dollars for coffee.
What a nice couple. I hope it worked out from them. I'd like to hear an update.
$9,400 a month over budget every month. WOW!! Pretty sure that's the highest amount I've heard on this show.
If I had had a chance to go live at home with my mother I’d probably still be there and I’m 70😮
If I had had a chance to go live at home with my mother, we probably would have killed each other... ;-)
Blimey 2 years debt takes 7 years to clear
The couples always think its a joke until you become homeless and bankrupt,,SMH
what bank allows u to pay your mortgage with credit?! Madness!!!😮
Well they give you a line of credit - they don't police what you use it for. You could pull out cash, deposit it in checking, and then send a check for your mortgage, which would be the same thing. You can definitely set up bills to be paid by your line of credit, and the bank isn't going to check to make sure it's not one that will hurt you financially... that's on the homeowner...
The bank doesn't care where the money comes from, they just want "their" money.
I can't imagine anyone that young having such a huge line of credit that they can constantly spend $9,400 a month OVER their income!?
Thank you-Looking forward to Season 4!!
They live on *$90000 a year"* 10x what I live on a year, and they're in debt???,
Unbelievable....
In college I worked 60 hrs a week and took 12 hours. I had no life. Married a spender. Saw the light when he "gave" me a car. I was so happy. Then he handed me the bill. Did not have parting of the ways, but had a parting of the finances. Retired at 52, and he was still working when he died. Left me major debt ( live in a community property state.) Wish I'd have actually looked up what community property meant. The ways would have parted.
I'd've loved to see if and they got the rest of the money
If you never leave the basics, you will never have to get back to the basics. From AA.
There NEEDS to be MANDATORY classes
of economy in every class in school
(tailored to every age, of course) . This is information that will be worth HUNDREDS
of THOUSANDS of $$$ in their adult life .
Gail is funny and very nice.
Gail has such a maniacal laugh.
They’re going to lose their house
Yeah. The house or the marriage.
On a good note coming from 2024 all those expensive Precious Moments are worth $1 a piece now and they can cash them in.
My parents never taught us about money, but they also didn’t just hand out money!
Oi, dont shame pet parents into their spending on their pets. I spend equal, if not more the amount on my food as I do for my mama cat and kittens and their vet and neuter/spay. Either have a pet and treat them fairly or dont have a pet. 100% agree on all other points made by the lady presenter
Gail really cares
Hmmmm. Schools give education on how money works like that? I never had a class like that haha. Must have been a private school.
In private school in 10th gr was consumer math. I learned to shop around and price different cars. That’s all I remember ugh 😑
I went to a public high school and I got to play as a president of a company I made up. I had to manage my team, figure out where to put my funds, check stocks, etc. Not sure if it's because I lived in a big city that I got to learn all of this.
@@beartackle Arizona. Ranked 49th in education in the country and has been that low for a century. I can understand why we are ranked so low, they wouldn’t want people who were smart with money wages, understanding the system we are in and to realize the rich exploit us poor people badly.
In 6th grade science (in WV, USA) we had a class about this, writing checks, figuring out sales tax, now to budget, all that. I'm retired, since I was 54.
$9000 a year on insurance???
Mortgage and tax 1600… what a deal! No need to sell the house; reign in frivolous expenses is all.
Insuring the house, two vehicles, their health, and their lives adds up. For parents of small children, it is wise to buy life insurance.
The reason it's important to charge your adult kids to live at home is NOT the income it brings to most parents. It is to get them used to the reality that money pays for NEEDS, not just wants.
It's puzzling when, after receiving a month of life changing help, someone complains when they're given four thousand free dollars on top. Human nature is baffling
He wasn’t complaining; he said it was a bummer that they didn’t get the whole amount, but he’s willing to do what it takes to get it later. I think he owned their part in it. He seemed humble and winning to make the necessary changes.
@@katrina48 Yes, he was not only willing to cut their spending, but also work more hours.
I don’t understand how people making $85k/year can’t afford a $225k house. That should be well within budget for them. $666/month in maintenance? $763/month in insurance?! That house must be falling down! All of those expenses are ridiculous. They should have cut those more.
They spend 9000 dollars a month more than they make. They live like they are making 130 thousand dollars ayear. That's why they cant make it.
cocofluff Right, but she cut the variable expenses way down. The point is their fixed expenses are 82% of their income. 82%! It should not be that high with a $225k house. They needed to look at cutting some of those (not just by selling the house, though I agree that it’s an option to just sell it, pay off debt, and then start over).
You also have to remember that it’s in Canada, and their mortgage rates are not the same as the US
@@vonda26777 They aren’t that different. And I wasn’t talking about mortgage rates, anyway.
@@drewconway7135 I think that in Canada you have a balloon payment at the end of your mortgage. I could be wrong.
How did they get a mortgage in the first place?! 🤯
I don't understand today's society. I never got an allowance. I started working on weekends at a service station repairing flat tires. This was before tubeless were invented and flats were the norm. I made 25 dollars on some weekends. I quit school at 15 and went to work in an auto body shop and learned the trade. I am 82 and just stopped working in my own home repair business as I began falling off ladders and decided it was time to quit. I have never asked anyone for a dime, I did begin collecting my social security at 62 which I paid into all my life. Kids need to be taught responsibility at a young age. If they want money make them do something to earn it. Even if it is something around the house. Giving kids free money sets them up for failure as they think getting stuff for free is the norm.
I give large odds they will have strong debts within three years...and bankruptcy
within six.!
They are too goofy and giddy....'may never
Necessary logic & common sense.
A couple of hours of "dining out" can cost
more than a month's electric bill.
Automobiles will choke them.
Yep. Sell house!!
I was left with credit card debt from my family, I have never had any form of card, I have managed to remain debt free throughout my adult life, I live by the rule, if I haven't got it in my pocket, I can't spend it because I haven't got it to spend
Sadly the same way of handling money is now beginning to be the norm in Europe. Children see the American series with kids having the latest phones, flashy cars, expensive clothing and big rooms filled with all kind of gadgets that they want too. The result is that we have a lot of young adults who already have managed to accumulate a debt of €50.000 at the age of 20. And no way of ever paying it off.
We were only ever allowed to live at home if we were putting rent into savings for a house or were full time students to avoid student loans
When I lived at home as an adult, I paid rent. Unbeknownst to me, my parents never spent it. When I got engaged, it was gifted to us as a down payment on a house.
😞 first couple I can relate to and I don't even have a kid yet...meaning 98% of my income is rent and utilities.
Whoa. I hope this episode helped you figure out how to get on track.
I’m making $125,000 plus bonuses. My rent is $1,099 which comes with strong Wi-Fi included. I cook at home every day and drink water. The only person who can dig you into a hole is you. Who can dig you out? You.
Ohhh those red walls ! 🤢
One red accent wall is ok… not every wall in a room ! Yuck !
It's the yellow that alarmed me
I agree. This show started in 2005, which probably explains the styles lol
My kitchen was barn red: I LOVED IT
@peggypeggy4137 Having every colour under the sun on your walls wasn't in style here in Canada at any time that I recall (and I'm 54 now).
Hideous
so interesting that kids learn calculation at primary school, and so many adults can't manage their daily budget, it's nothing but plus and minus.
When I started my first job I got my first pay packet to my self then I paid a third of my income to my parents while I was living home
I feel grateful that I fucked up with money and credit cards in my very early 20s- I had already been working for 5 years and was thankfully able to dig myself out of the hole with savings. Plus, I lived with my dad for a year and saved money. I will never ever make that mistake again and my credit is great now at 28. I cannot believe how ignorant you can choose to be while raising a child. Idiots!
This show originally aired in 2007. I wonder how they are doing now?
They cant sell the house because they have way too many things. Wont fit in mom n dads house 😅 its better to live simple