How This Casting Director Spends Her $145K Income | Honest Accounts | Glamour
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- Опубликовано: 16 апр 2019
- We asked a talent director in New York City with an $149,000 salary to break down everything she spends money on in a month
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How This Casting Director Spends Her $145K Income | Honest Accounts | Glamour 
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I love that she makes $145k and shops at Marshall’s and TJ Max for clothes 💁🏾♀️. Yess girl save that money 💰.
Wow 29 and making 145k? Makes me questioning myself
Ruby Ling Don’t, making that much at that age is not the norm. It’s very nice but most people can’t compare.
@Jacki Ryan The real kicker here is her rent is only 1k/month...very cheap for NYC.
@@sashabenton4413 Lol I know :(
@Jacki Ryan Yes, but even if it's in NYC it's a lot as well. And her rent is 1000sth a month 😂😂
@@joshn2342323 IKR!!!! I live in the bay area it's twice the rent!!!
Even though she makes ALOT more than me, I feel like she is very relatable
Thelondonbadger I haven’t seen a comment this strange on the internet in a long time. That’s saying something.
@Thelondonbadger Know the symptoms of a stroke FAST:
Face: face drooping
Arm: arm weakness
Speech: difficulty forming coherent sentences.
Time: call 911
@Thelondonbadger oh you a troll. 😂🤣 Though not a good one.
Nice monthly income and great to see her put half of it towards savings!
Monthly income after tax sounds straight BS. $11K after tax comes out to 135K per year. There's no way she pays only $10K of income tax per year especially living in NY . The federal income tax rate in her bracket is around 30% and on top of that there's a 9% state income tax. This makes absolutely no sense.
Jimmy Vo I agree. Her after tax income makes no sense.
Completely agree. The after tax income doesn't make any sense at all. I wish these editors fact checked a little bit before putting up the video.
@@asiantrick24 I make a bit less than her and pay almost 40 a year in taxes...wtf
@@asiantrick24 Student lones?
I love this series. It’s so fascinating. And wow, that is a massive amount of student debt. But at least she earns a lot.
It actually isn't
Rita Gomes for anybody outside the USA that is a crazy amount of student loan
I am in USA and do think that $100k is pretty crazy! I believe that the average total borrowed is $37k in the US.
Public universities are about $15k per year I think.
@@CarasGaladhon Agree, $100K is crazy high unless you're earning a MD or PhD.
I'm trying to figure out how to get this job
Girl pay off those student loans.
I know, right?! Why live with that interest hanging over you if you could knock it out in two years? She could easily live on $90k for two years and be free 🤗
I thought that too, but she could also be on student loan forgiveness plan
her income would be lower because of student loans so this is smarter as she wouldn't be taxed as much
@@jessicaxu4050 can you explain that?
@@tifford111 the debt remaining is counted towards her income tax therefore lowering her gross income.
25k for 25 people at their wedding?
the venue itself prob costs $5K MINIMUM
Korine Smith they should rly just go and have a wedding in another state lol how absurd
Exactly thats $1000 per head wow!
@@LuxRLD So that their guests have to pay to travel and deal with that hassle instead of the people having the wedding paying all of the expenses? That doesn't sound fair.
The ceremony could be private, but they can invite everyone to the reception
You should do this series on an extremely frugal person lol
A Nony Mouse blah you could find that person on the streets
@@victoriahale5254 frugal doesn't mean broke. i have family with modest fortunes (7 figure), and even if you were friends for 20yrs you would never know.
BeattheBush channel
@@pngo2017 Lmao GRAHAM STEPHAN
@@shockminerx1518 lol he's over the top.
Giiiiiirl, you're making a lot of money, and you DESERVE it! You don't need anyone to provide for you, you're doing an amazing job. I'm also glad this lady found love and is getting married. Such a great story!
It would be great if you guys can invite a famous celebrity showing her/his spending habits🤣
Ruby Ling but have their assistant read their expenses!
@@Pennypanini Yasssss
Yes they should invite someone really rich like 30 Million $ a year to compare.
Love these faceless finance videos!
Zachary Laid Finding Freedom hey
61$ in utilities is the most shocking part to me.
Beth MacDonald probably split in half with her fiancé
I’d still LOVE 120$ a month 🤣
My utilities are less than that.. maybe because I’m in Texas lol... and LED light bulbs are your best friend!! 😂
Sadly it is almost impossible with coooold Canadian winters. 🇨🇦 🥶. Butbues, we do have a lot of LED lights now :)
Beth MacDonald I only pay about that much. I have a studio apartment tho lol
Maybe she's only been making this kind of money for the last 5 months, which is why she's paid so little in taxes and has only $25k saved.
Yes the $25k in savings confused me if she is saving approx $5k a month. Unless she just started working at that income level.. or just started saving!
Her after tax 11k doesn't add up with her gross
She fell into the wedding industries trap. 🤦🏽♀️ YOU SPENT YOUR SAVINGS.!!!!!!!! should have got married at the courthouse and spent 5k or more on the honeymoon
Right! I care only about experiences, so I would have had a courthouse wedding and used the 25k to travel around South America for a month or 2 as my honeymoon.
@@rainbowflower3337 probably wouldnt even need 25k for it either
Oh man-- a Wedding Industrial Complex? True true!
But having a wedding is an experience in itself right? I don’t think she spent her whole savings either. Just half what their budget is.
@@BoAKwon being in a marriage is the experience. Going into debt over it or using your savings is NEVER a good idea.
It would be great if Glamour could do a UK version for living in London and other major cities! I know I would be interested in the conversation rate for job salaries and differences in tax, rent and spending!
eiiiii! I'd be down for it. Living in London :)
Earns 145k a year and can’t afford to have her friends at her wedding? Doesn’t add up
could afford if she wanted to but doesn't see value in taking out loans or emptying her savings account. Friends will be at the reception.
do you really think a wedding is cheap...
Extravagant weddings are the quickest way to start your life in debt. Why do something just cause you CAN do it only to impress people. Not a matter of affording it or not. Usain Bolt doesn't go around on the street racing random people when tho he CAN. So why go all out for a wedding just cause she doesn't want to
@@azlxns a wedding costs as much as you want it to.
@@13DIAMINDZ13 why does a wedding have to be extravagant? have a cheaper wedding and invite your friends.
you guys don't know how much i love this kind of videos 😇
25K for a wedding?! for 25 people? this can't be real. Is it?
The wedding industry jacks up the prices of things, especially in big cities like New York. While I can see a good chunk of the 25k going towards the venue & food/alcohol, it probably also factors in her dress, decor, honeymoon, etc. That being said, for only 25 people it IS a lot of money.
And she's not getting to invite friends which sucks also!
@@jennyreed3331 People don't realize just the cake is about 3-4k. LOL
@@omarh1315 that's only if you want it too though, she could easily get a cake in the hundreds....or not have one at all
Chishimba Simutowe reason why I’m not having a wedding
Treating her fiance for good behavior! 😂😂😂😂😂
She obviously makes more money than he does. I'd imagine he makes around half of what she makes.
Good behavior. Good luck. A real keeper this one😂😂😂😂😂😑
My face hearing this...😳. Don’t get married!
Exactly as if he’s a dog or something
25 people at the wedding and she spending $25,000!!
It's also New York... I spent $200 just taking my brother out for a couple hours, and we just went around Hoboken, and one bar in Manhattan lol It happens.
This episode has taught me to get married in my closet.
man if she put away the 5500 a month into investments she could have 2 million in the bank in by 40. retire, live off the interest and a keep her free lance for a side hustle
If she put away $5500 a month into an index fund, and assuming the market won't crash in another 11 years, she'd would have roughly $1,150,000 with an average return of 7% yearly (with is the norm for funds such as S&P 500).
Dankzee The S&P is not going to return 7% for next 10 years, more like 3-4%
Aanand Bajaj it’s about estimate. 7% sounds more realistic though
Except she needs to pay off her student loans first
I want to know more about her and her career. Very interesting!
$11,268 after tax a month is about $220,000 gross in New York City.... Something doesn't add up here
That’s what I thought! My friend has 200k before tax income but even her after tax is way less than hers!!!!
Exactly....this is what everyone should be commenting!!
She must be really good at her job. I think that puts her in the list of top earners for that specific job. Crazy. How does one even end up as a Talent Director? I'd imagine you have to do a ton of internships for a long time right? Or is it really just who you know and not what you know?
Kate actually her rate is just about right for her position. Theres a lot of money in the tv industry when you get up there in positions
I have been craving one of these videos lol
Love these videos
They should start doing these on people that live outside of New York bc I feel the way people spend their money is different depending on when they live!
These videos are so fascinating to me because it’s interesting to see how people with different incomes and lifestyles spend their money.
Love that she's supporting that black owned restaurant!!
Why is she saving so much when she has $100k in student loans? If she puts $5k a month more for the loans, she'd be finished, give or take, in about 2 years (allotting for added interest); that would still leave $634 per month for savings, which would be $15,216 in 2 years (certainly not as much as she'd have if she continued the $5k per month, but perfectly respectable and much more than most would have in savings).
Terrell L. Moody It’s not really going to make much of a difference. She’s saving more now than maybe big payments instead of saving. Maybe she has plans with her savings to do something else. I like the idea that she has all that money in the bank just in case. She can even retire early too. With student loans the interest isn’t moving anywhere or is very little to none depending on the type.
Chantal MD I don’t know what kind of loan with 100000 balance would be little interest except 0% and that is still no reason to keep it
Terrell L. Moody I agree. Financially, it’s much better to have your net worth total zero by getting rid of debt before you move into increasing your savings
I believe she is saving for the wedding first as she has only 6.5 k in her account but her current inflow is 5.6k per month. Total agree with you that student loans should be paid sinner rather than later
Maybe she’s creating a saving for emergencies.
This math really isn’t adding up in regards to her income and spending. However I love these videos and always appreciate people being willing to share something so personal.
Yup, after tax 11k on that income, doesn’t add up one bit. 145k gross and maybe 12k on the side gig. Not close to basic taxes taken out
Would love to see an established couple talk about their expenses!
The right thing to do with an acting degree
I feel many people have the funds, but lack the patience to set a long term goal. This article left me wondering, How does someone with so much income only have 6k in savings. Something doesn't add up.
Y33T I LOVE GLAMOUR!! btw first
I paid more taxes in 6 months than she did the whole year, and my income can’t compare to hers. 🤨
WOW, I make a LOT more than she does. An entire SALARY worth more and I have less after taxes!!!
Why is she taxed so low!!
Something is not right with the taxes though :D I make 150k and my paycheck after taxes is waaaaaay lower.
I don't know... could be the 401k contribution and student loans are exempted?
@@ANonyMouse627 Student loans not exempt. You can deduct 2.5k in student loan interest but that's it. The 401k is probably where the savings is coming in with her high savings rate. 401k is pre-tax so it is a deduction.
Look into using traditional IRA, 401k. Max them out.
Totally, in NYC, it should be around 8-9K paychecks, else there is going to be a huge tax pay back end of the year.
She has a side job making another 1 to 2k each month
Her not inviting her friends to a $25K wedding is boggling my mind and making me upset at the same time; just how?
We need a how someone spends on their wedding
This is insane, with an $11,000/mo income and $1000 rent payment the word 'budget' should never come up.
The real question is, what are your plans with your $5K/mo into savings?? That is the kind of money that could change your life in 10 years.
Oh and punch that student loan in the face please.
Get it girl!
It d be cool if you could do expenses of a couple with joint checking account
Thank you 😊. Her budget is reasonable for the amount of money she earns 💎💎.
She must have roommates cuz what apt in Manhattan is only 1k??? At least she is able to save half her paycheck tho. And only 25ppl at her wedding and she's spending 25K??? Girl I'm having 40 ppl at my wedding at the most we're spending is 5K in California. Find a free ceremony venue or one you can rent for mad cheap, that'll save on cost.
@Jacki Ryan that's still Manhattan
Her fiancé might pay half or maybe she lives in a studio.
@@Veerow2005 Honestly you still won't find a studio in Harlem or other parts of Manhattan for under 1,500 unless u have connections.
Host Mo Berry agreed, but maybe she moved in there many years ago, when the average rent was less than it is currently.
I was wondering about the rent too. That's cheap!
Where's Graham?????
I want to see a video on how she became a talent director.
Why does she save over 5k a month while having 100k student loan debt? Just pay it off.
ALXSSA because she is smart anything can happen . what the point having no students loans but no back up plan ?
@@Just_janee_ wow
Thank you nice
I just wanna know what brand and shade her nail polish is 😍😍😍
i shouldn't become a teacher then. that's what y'all are telling me. these salaries are so backwards sometimes lmao
Do what makes the most money for you, not what you like/love to do. Just my 2 cents.
If money is important to you, then yes.
Read “The Millionaire Next Door.” Teachers tend to retire with far more assets than people with higher incomes because they know how to be responsible with their money. This woman is reasonably sensible with her money, but we don’t know how she would bounce back if her career hits a slump.
rather be fulfilled than doing a career that i hate. @@joshn2342323
Yep
Girl if you don’t do a destination wedding and save that money
fifi femi because she said she is spending 20,000 for a small group of people . When you look up destination wedding depending where you going the packages are fairly cheaper than 25,000 and your guest are responsible for their expensive which saves you money
fifi femi and she probably wants a fairy tale wedding but her friends not gonna be there bc she trynna keep it small so I’m just saying a destination wedding in the Caribbean may be cheaper and better
@@ashleygordon7483 Wow, the idea of passing the expenses on to the guests sounds super selfish.
Okay but as someone who has to go to a destination wedding on a part-time income, it's not really cheaper for everyone. It's their wedding, they can pay.
25k for the wedding!!!!
For 12 people! Crazy.
Two things I’ll never understand: not prioritising student loans and basically travelling exclusively by Uber. Both are such an incredible waste of money imo.
Graham Stephan please make a video on this
How is her effective tax rate only 20%? I make a lot less than her and get taxed at about 27%. I don't even live in NYC which has an additional city tax.
Mark Wang ikr?!?! It doesn’t make sense!!
Is it because of the student load she need to pay? So she doesn't need to pay that much tax?
@N P you can only contribute 19k to 401k, it still doesnt add up at all
It seems like she's commiting tax fraud or something because the amount of deductions she is pulling is absurd
Maybe she just started the job
I’m almost her age and I’m still in school making negative income 😂
It’s crazy to me that half of her paycheck goes to savings. And she must split rent with her fiancé.
45k saved so shes only doing it since 9 months :P
What's wrong with splitting rent?
$100k in student loans? What the heck did she study?
Interesting profession, I wonder how you get into that?
Its good that she’s putting half of her monthly income into a saving but what she should really be doing in putting a lot of more towards her student debt. She makes a lot but also has a lot of debt which will accumulate a lot of interest. Going into a marriage with a lot of student debt like that is not the best.
She makes over $10k a month??? Honey for me thats goals!!!!!
Where I can get like this plan design ???? Please
Wait if she sets aside $5K a month on savings, uh...Where's it at?
Maybe she just got the job
Much respect to going to the black owned restaurant. Much respect on that!!!
Elite Clinical Research lmao
Such a smart saver an great income. Something to aspire to.
This girl is very responsible and thrifty. Wow, yes she doesn’t have that much is savings compared to her income but she is young so I’m guessing she new to the job, and of course she is clearly putting money away. I know people who spend more then her and make less then half. So she is doing great!!! I don’t know who you are faceless girl but your responsible and reasonable in my eyes. Keep it up
I wish I can earn £145k a year
Ishan Ali why do i see you everywhere
It’s not £145k a year, it’s $145k a year. Which is actually a lot less in pounds around £100k
Ishan Ali then get off of youtube bc you’re constantly on it
Sam Puckett lmfaooooo
The title says 145k, the description says 149k ;)
“I’m trying to cut back on restaurants because we’re saving for our wedding” but she goes and spend $$ in restaurants and clothing stores 😂 I don’t get it
How tf she only pays 10k in taxes, my single friend makes 250k a year and he gets almost the same amount as she gets monthly after taxes
I am pretty sure she is including her freelance money in that which was 1 to 2k a month
Taxes goes way up if your single and have no children. It also goes up the more money you make.
UK here at that earning Bracet 40 percent of my money would go towards taxes
How does she pay so little in taxes?
Do an actress next
How is her rent so low? That's wild. I rent a small house in the middle of nowhere Alabama and pay more than that. 😫
lemme tell you, i would be throwing money towards my student debt & would not be tapping into savings for a wedding
youre having 25 people at your wedding and spending 25k! what the heck
I think she's allocating her money pretty wisely. I enjoyed this one. I will definitely have to make meals for the week because I spend a lot of money eating out too !
How is rent in NYC so low?
+Glamour what was her college major? I would like to know how she became a talent director. Anyone know?
M Li i dont know about her but you can literally major in anything and get in media but Communications is the norm
She pays very little rent for her to be living in NYC
25 people for a 25k wedding!!! Gosh NY is EXPENSIVE
Lives in New York and only 1k a month Rent and $61 utilities? Hard to believe.
Do a broke student one please
how come she still earns so much after being taxed? Isn't the tax rate above 30% for income that high?
Yep, the numbers she gave she's only around 20% if you take into account the side hustles, assuming she gets 2k each month. Something's not right.
that was my first thought too. either she calculated her after tax pay wrong or... shes not paying her dues lol
25,000 on a 25 person wedding???? I would definitely like to know the breakdown (does this include the dress, honeymoon, etc) not judging but wishing I got an invite lol :)
25k wedding while 100k in debt stresses mE OUT
money spent on weddings is money going down the drain
Wow
She said she puts in 5k a month in her savings account monthly and less than a minute later says she only has 6.5k in her savings account
I want a video of how much an international student spends
Wish I was making that income 😩
Move your wedding to another state that budget is ridiculous. A wedding in nj with 250 to 300 ppl is the same price venue , food and entertainment.
$1,053 seems pretty cheap for rent in Manhattan
Roommates probably or her fiance pays a little more than her
That's ridiculously cheap for Manhattan.
Most likely a renting a room and she mentioned she lives in Harlem which is more affordable .
100k in student loans that's gonna take a min to pay off
based on her putting $5000 a month in savings she could easily have it paid in off in a year and a half to two years
@@brycebirtell4178 true but that's still a lot of debt
The average house hold has $8,200 in credit card debt. If you pay the minimum only every month it will take over 34 years to pay off. That is assuming you do not add any more to your amount owed. You have to attack debt to make it go away.
I find spending sooo much money on weddings such a waste of money. Keep it simple, keep it small (she has to keep it small to stay on budget? why not have something cheaper then?), focus on the experience rather than the material stuff. My BFF spent $10.000 on her dress, and the next day no one even remembered what her wedding gown looked like (cos it looked like any other white dress you'd see). And turn your wedding into a good event by donating/asking for donations for your favourite charity. Share your love.
29 and still 100k in student debt? She needs to pay way more than 1300 a month. At that rate it will take over six years to pay off not counting the interest. If she is 29 and still has 100K in debt she is paying the bare minimum, probably two times the interest.
why not pay off the student loans more aggressively?
Why she only needs to pay $10000 taxes(7% of her income )? With her salary range people usually have to pay at least 35% of the income......
How does she contribute $5k to her savings every month automatically and only have $6k in her savings right now?