Y’all they mixed up the titles from the first caller and the third caller in this specific show. The third caller was struggling with an alcoholic husband, not working much, and they were struggling financially- it sounds like that title much more aligns!
I hate the advice to tell your husband you have devastating news but you’ll talk about it later. My husband would (understandably) lose his sh** if I did that to him
Yeah that was some really bad advice. I don't understand the logic. The 45 minute suspense is unnecessary and is going to feel like an eternity putting him in a worse mood. She can at least give him a hint that it's about finances.
@@nelsonw9483this guy does not give good advice. This women took on more then she could chew. She’s not capable of more then a housewife. She shouldn’t try to handle finances.
Agreed. I would not handle that very well if my wife told me there was something very serious she wanted to talk to me about later that day. It would ruin my productivity for the rest of the day and I'd be upset that we are delaying the conversation.
I would lose my s*** if someone said that to me. I'd literally be physically sick to have that said to me. I'm a solo parent, so it don't have a SO to say that to me. But my ex husband did that and it was horrendous.
My bf says this a lot.. then i follow up with..is it urgent? Did someone die? Then he calls and just tells . its not a big deal but only he eas worried to.tell me for on e reason or another. He knows i cant sleep without knowing so has gotten better. He also trusts im up front as I say i am.
@@greenAbbotI think the point being made is that the title isn’t properly communicating the phone call. It probably was meant to go with another video.
John is soooo good getting to the real issue "How much of it is him and how much of it is you desperately trying to prove your worth inside your own home" JACKPOT!
He reads people so well, so fast. Sometimes he’ll speculate something and I’ll think to myself “nah, no way, that’s not what they’re saying” and then the person will be like “yes! That’s exactly it!” And I’m like dang wow 😂
@@RecoveryAndLife He doesn't read people well, he puts out a suggestion and the caller convinces themselves he must be right because they go into the interaction searching for guidance from an authority figure. It's the same trick used by fortune tellers and psychics lol.
It’s so embarrassing for her. She can’t even control personal finances lol. Yet she’s the ceo of her home lol. She couldn’t be ceo of personal finances lol
I used to feel like how John described. When I was pregnant, my husband didn't want me to work and be stressed about finances so he worked really hard having two full time jobs and I felt so bad because he was barely getting sleep and saving for our daughters needs and for his paternity leave. That was his decision, but I felt so terrible, like I could do something different to help, but he ended up being right because I gave birth early at 32 weeks pregnant due to family stress and thinking back if I had financial stress I probably would have given birth even earlier which is what he was trying to avoid because he was a premie baby at 7 months. Im learning to stress about things less and allow my husband to take on things that feel overwhelming to me because some things to me are world ending when, in reality, god has a plan, and we will get through anything.
@@Kroh13lazy men provide enough for families? Or is it trusting and loving men who believe their wives are intelligent and honest enough to handle it? No doubt you’d say he’s a sexist if he didn’t.
I was this stay- at- home- mom, feeling i was getting it too easy being home w 3 kids, one disabled. I was raised by sibgle mom. I used to make to do lists, even add on this i was able to do not on the list to scratch off. I loved being at home w our kids! Didnt matter if it was painful financially. My husband wanted me here too. My husband's main role was to build the Financial Planning business from scratch-100% commission. We both had B.A.s, he had plus 2 yrs of law school. He came w school debt, I had a small home, 2 young sons not in school, no debt. My house was worth $13,000, 45 years ago. Im 68 now. The tension being stay at home mom is very real! The pressures of finances could of been lessened BUT would my husband grow to be the success he did if he didn't live pressures as some of his clients ts?
Fantastic video My five-year relationship ended a month ago. The decision to part ways with the love of my life is something that truly consumes me. Though it's all in vain, I've tried everything to get him back, and I can't fathom my life with anyone else. Even though I've made every effort to quit thinking about him, I can't help but miss him and can't stop thinking about him. Why I am stating this here is beyond me.
It's hard to say goodbye to someone you love; I experienced this when my 12-year relationship ended. However, I couldn't just let him go; instead, I tried everything to win him back. Eventually, I turned to a spiritual counsellor for assistance, and he was able to help me win him back.
Thank you for this valuable information, i just looked him up now online. impressive Wow I just looked Father Obah Eze on the net he’s very legit thanks once again ❤
I accidentally do that all the time. I know it is ours. Like 'It's in my room" to the kids. While my husband is right there. It isn't intentional it just is part of my language around things. If I catch myself I will correct it. But I don't notice.
She also said "I decided - er, we decided - it's possible for me to stay home... I didn't know how to manage our money." The whole "You want to be the CEO" is a nice way of saying "You aren't comfortable letting him handle things or sharing decisions in this relationship."
It was supposed to from the third call and they mixed it up. The third call was a woman struggling with an alcoholic husband, and he wasn’t working much while they struggled with finances!
Growing up with a mom like the first caller, all of her children have zero respect for her and we all wished our dad divorced her. Those types of women never really realize what other behaviors (or how abusive they are being) they have around the house, the children, and how they treat their partner because they're unhappy. She blamed our dad for being a stay at home, but she made the decision as well. When we grew up and our dad asked her to finally go back to work to help out, she talked big but wouldn't get a job and she was always too good for jobs below management.
She could but she sucks at it and really both people should do it and have an app and a budget and have tabs on both peoples spending .. it’s shared income ..
@Kroh13 Then she needs to be an adult and learn. Just because she's at home doesn't mean she's not responsible for doing things at home while he's at work.
I agree, if she is a stay at home wife the bills and finances should be well looked after. Crazy to say 'i don't like saying no to him' so you would rather screw over your family huh 😅 its irresponsible
I don’t understand how somebody can mismanage money into debt. If after the first month or the first time you see you’re very low on funds, if you haven’t already, really break down what you are spending on and cut it out. Coupons, buy on sales The only way I see this happening l is just impulse buying. Make a plan for whatever your going to get (needs over wants here, and actually really be honest if it’s a need l) and then stick to it.
This is so confusing to me. I don't understand how any married person, whether both are earning income or just one, would have no idea what's in their bank account. It takes no effort at all to pull up the app on your phone and glance at the summary. How is it even possible for her to "hide" the info, did she change all the passwords and lock him out of the accounts? If so, dude should lawyer up and separate their finances to protect himself. Also, in this particular situation where they've added a child (expenses went up) and lost a job (income went down), wouldn't they naturally be extra focused on finance to make sure the budget is still okay? You can get used to spending a certain amount without worrying when all your income and expenses are constant, but when there's a major shock to the system like this, you need to be constantly reevaluating. It's kind of shocking that neither of these adults would be on top of this. I want to hear from the husband, maybe he's walking on eggshells to not offend his wife, because she's insecure about no longer having a job? Idk, it's hard to think of an excuse that justifies this.
Okay I'm getting this, and she really does need to explain to him the complexities of why this has become to hard for her. They created the secrecy and imbalance together. Stop talking about getting involved and just get involved. Come prepared, bring the money details to the table. Ok, what he's saying about giving the husband time to mentally prepare for a tough conversation is actually a good thing. Its better than just dumping it on him and surprising him with it. This way he can hopefully stay calm.
They just mixed up the titles for the first and third caller In this specific show. The third callers husband IS immature, struggles with alcohol, doesn’t work much, and they are having financial issues- that title was supposed to go for that call. I guarantee you tomorrow’s call will say something like “How do I tell my husband I was hiding money?” And it will be about the alcoholic husband.
Back ten years ago, a stay at home mom if she were a ceo in a corporate position relative to the management and tasks she does plus the sheer hours around the clock worked, would earn $150 or $200,000 if i remember right. It's true though.
Ok. But if you’re not safe from the emotional abuse - what is your suggestion? I’m not in the situation anymore but was in the past and it ended oh so poorly 2 months before the wedding. There was way more to the story but If you don’t want to live an anxious like - as you say. But are not safe… what can that person do?
She is bad with numbers. She needs to understand that first, you pay all the bills and buy first necessities, then you put some in savings and then, if there still money left, you can buy non important stuff.
This is 1 of my absolute fave calls!!! So many people are like this - especially with medical creep now that we are all taking better care of ourselves post COVID Era. We gotta count the cost and get humble and be willing to get flexible to sacrifice some or consider others’ perspectives or cooperate to mend the fence and repair the damage. If we gotta halt the Amazon or Netflix or get rich quick or self help subs for 3-6 months or sell stuff we have or get a job or find some clients or do some work others will value with cash, so be it. We can make up for it if we forgive ourselves to move forward honestly and with integrity. 😅❤🎉
I hope the husband doesn't see this title. As far a s the husband knows everything is fine and his wife id taking care of the money. He is not bleeding them dry he is not being told they owe under one thousand. 🎉
We are a sole income home. Wife does her own accounting but definitely holds the checkbook. She has me make sure that the totals in the bank are where they generally should be. She does not want to know exactly whats in the bank. She likes keeping her own tabs though.
I have an excel table and I was adjusting it until everything is covered: monthly bills (for electricity, water, heating, gas, TV, internet), gasoline, groceries, clothes...misc, hobbies, savings, emergency..... We have zero debt on credit cards, because we never take credit. If there are some bigger expenses we discuss it and plan together.
This conversation is almost worthless. No questions about annual income, how much debt they actually have (including the medical debt,) or what financial goals they have as a couple. Just sit down, do a debt to income analysis and figure out where you want the money to go. Why is that difficult?
This is insane. Don't people get receipts after taking out money from the ATM for cash? He would easily be aware of the situation. So this man has just been working himself dry all this time. It's good she caught herself early enough in the process. She could also help generate her own little pot working part time from home and spending that money on her own expenses because it seems the husband is not earning enough. The explanation of medical bill is certainly not the whole picture here for the overspending ending up at 0 on the account!
So wrong video - with that aside, drinking is honestly so dumb and when as a society need to just stop wasting our time with it. It’s unhealthy, it’s expensive, it’s NOT needed in order to have fun or enjoy something. Wishes this show shared this stance, the alcohol business makes the credit card business look like a angel
I wish he would change his language. He always says 'help out around the house' which makes it sound somewhat like he thinks the running of a household is the wife's job. It would be nice if he would say something like be (more) active in running the household.
That is divorce court stuff That woman is vile DD: How bad is it (the debt? Cheater wife “It is not that baaad” Also cheater wife: “I guess we will need to start from zero” She doesn’t want to solve her impulsive spending issue She wants to be taught a way to get away with it without losing her laziness stay at home privileges Imagine realizing you married that??
My nephew is 25 and had a gf who is 22 and they have 2 kids one 2 year old and a 4 month old and his useless gf stays home with the kids n says her job is way way way harder then working 50 hours a week in the Florida heat. But she is useless when they kids have a doc appointment he has to leave work go pick them up and take all of them to the doc. Even tho my parents gave her a car and she has a license. But for whatever reason she can't even take the kids to the doc alone. She has her mom come and help her take care of the kids almost every day. My poor nephew said he asked for a glass of water the other night and she got upset and said u can get ur own water. It breaks my heart to see how poorly she treats him. I pray to God he realizes she is taking advantage of his kindness. And I hope he leaves her I know she will get child support but at least he will be happy bc he looks miserable with her. I think she only wanted kids to collect a check when they break up
Couple issues. Her getting pg at 19/20, was a huge mistake both your nephew and she made. She's no idea about responsibility so is passing it to older adults. Like an under developed child would. Then the other issue is she's being enabled. Her mother. Your nephew. While they help her, she'll never be a proper partner or mother.
I worked, raised kids, ran a home. Looking back I have no previous idea how I did it. I'm now "retired". Enjoyably lazy. With a simple life. My kids are grown so that's fortunate but they are just as much hard work. My problem was fear of debt. Fear of things falling apart. So I was the CEO of our home. Never dated an alpha male who deals with things I deal with. Never will now. They just don't exist unless they are abusers also
I don’t know… A 2 year old and a 4 month old can be pretty tough if the baby isn’t sleeping well (which common at that age) and she is doing the nights. My kids are still little so the memories are very fresh for me😅 And my husband had to take time off to drive me to the first couple doctors appointments after the baby was born because I wasn’t supposed to be lifting anything for 6 weeks. But those first months with the baby can be so hard, I’d give her some grace 🤷♀️
@adrienne_reads thing is if you're struggling with a young child, you don't get pregnant again until it's older. Women need to take responsibility for their choices to have kids close together. I've had 3. Two in my early twenties about 2.5 yrs apart. And my third a decade later. The 2.5 yr old was potty trained and walking and talking and at nursery when I had his younger brother. He was sleeping too. But yeah it had it's challenges. But I wouldn't have had them 1 yr or 1.5 yrs apart. I worked full time too. X
@@RealLucyHaughey I just think that people can’t know what they don’t know. I had a difficult baby (up every 45m at 4 months old) and then an easy baby (up 3x a night to eat at 4 months). If I’d had them in the opposite order I might have had them closer together thinking it would be no problem and then been in way over my head 😆
Im sorry but how hard is it to figure out how much money n you get every month and minus how much goes out for bills. Whatever you have left over is what you have for miscellaneous things and however much yall put in savings. She just had excuses and John is just validating those excuses!
Why is stay at home wife managing the money? The working man should manage. I’m stay at home wife my husband gives me a budget and I work with my budget, if I need more he will give me more if I ask but he pays bills first, we budget spending money & anything else goes through him. I just picked up a waitress job on weekends to make extra spending money for myself. Money is too low value in this world now. My husband makes most of our money so he manages it!
How do you know she is just buying for herself . She could be buying things for the family and they still are in a whole . She didn’t say she shops at Amazon 24/7 ..
Seriously the title is so click baity and beneath you. Yes he is immature if he is spending and not taking part in the finances and yes she shouldnt be lying about how much money they have on hand. The title should have been how to address financial infidelity on both parts.
No, it’s NOT clickbait. They just mixed up the titles. The third caller in this specific show was struggling with an alcoholic husband, he wasn’t working much, and they were struggling financially- that was the title for that video and they just mixed it up with this call.
Caller number one was a secretary. This is not a career. Now. She's a stay-at-home mom. She doesn't make money. You get to choose. You don't get both. You cannot have it all. Stop.
OMG people READ the comments. This isn’t clickbait. The team accidentally mixed up the titles. I guarantee you tomorrow’s title will be something like “how do I tell my husband I was hiding money”? they mixed up the first and third call in this specific show. The third caller was dealing with an immature husband, he struggles with alcohol, doesn’t work much, and they are having financial issues. That title was supposed to go on that video and they just mixed it up. It’s NOT clickbait!
It’s not a fake title. They mixed them up. This is for the third caller who is struggling with an alcoholic husband, who doesn’t work much, and they are struggling financially.
So another woman calling in the Dr Baloney show complaining about the man she chose? So she has lied to him etc, but of course he is the problem, lol. All the young men out there listen to this call carefully then read the title then listen again. Do you see how the narratives are framed? He is the immature husband, he is the problem. Of course she picked him, lied to him but don't bother with that, lol. It's a shame this video will only get 20-30K views mostly from women and bots but if you happen by this please don't get married. This is one of hundreds of calls you can listen to on this pod cast of women essentially laying the blame for all of their problems at the feet of the men they chose. Don't combine incomes, don't live together, don't get married. You can have a great long term relationship with a woman and never be in a legally binding contract with her. Good luck.
OMG people READ the comments. This isn’t clickbait. The team accidentally mixed up the titles. I guarantee you tomorrow title will be be something like “how do I tell my husband I was hiding money” they mixed up the first and third call in this specific show. The third caller was dealing with an immature husband, he struggles with alcohol, doesn’t work much, and they are having financial issues. That title was supposed to go on that video and they just mixed it up. It’s NOT clickbait!
Issue is not her being at home, they both seem to be happy with that arrangement. Issue is her mismanaging household money and spending all of their savings behind his back.
@@shawnbrooks5293good , but people are commenting for her to get a job without understanding he also wanted her to stay home . I’m not against SAHM at all .
😂 it’s a command and the will of the Lord that woman guide the house. Meaning to homeschool your own kids and cook great heathy food. These two tasks alone will give the mom a satisfaction for life. Unless you only have a couple kids 😂 and you waist money and be lazy and eat out all the time. Let the wicked be confounded and confused. Thank you Lord for a life of purpose for the everlasting life to come.
Well, well, well... If it only were that simple. I don't feel like getting all wound up over some man's idea of my sole worth in life. However, I can definitely say that I have been able to maintain a home, our finances, raised two brilliant and hard-working children without *wasting* money, time, or energy. If I didn't step up 23 years ago, we would likely not be married, safe, or secure.
I bet you've never done just cooking and cleaning and felt fulfilled. You should try it for a month. Nobody really feels fulfilled doing that. What makes it worth it is having a husband who is grateful and helpful and loving. You know, a real partner. Not someone who tells you what you should and shouldn't feel just because the Bible says. A man actually like Christ. Good luck there!! You really need it.
Y’all they mixed up the titles from the first caller and the third caller in this specific show. The third caller was struggling with an alcoholic husband, not working much, and they were struggling financially- it sounds like that title much more aligns!
Mmhh !!!
Thumbs down the video. I don’t know how else to alert the team that there’s a problem here
I hate the advice to tell your husband you have devastating news but you’ll talk about it later. My husband would (understandably) lose his sh** if I did that to him
Yeah that was some really bad advice. I don't understand the logic. The 45 minute suspense is unnecessary and is going to feel like an eternity putting him in a worse mood. She can at least give him a hint that it's about finances.
@@nelsonw9483this guy does not give good advice. This women took on more then she could chew. She’s not capable of more then a housewife. She shouldn’t try to handle finances.
Agreed. I would not handle that very well if my wife told me there was something very serious she wanted to talk to me about later that day. It would ruin my productivity for the rest of the day and I'd be upset that we are delaying the conversation.
I would lose my s*** if someone said that to me. I'd literally be physically sick to have that said to me. I'm a solo parent, so it don't have a SO to say that to me. But my ex husband did that and it was horrendous.
My bf says this a lot.. then i follow up with..is it urgent? Did someone die? Then he calls and just tells . its not a big deal but only he eas worried to.tell me for on e reason or another. He knows i cant sleep without knowing so has gotten better. He also trusts im up front as I say i am.
I'm glad that Kerry called John before the situation got out of control.
We always need the best tools to address difficult messages. Thank you, John!
Yeah wrong title on this video guys! 😅
I wanna watch that other video now!
Darn. I wanted to comment on the alcohol spending. Where's the video that needs my commentary?? Lol
@@17h127it’s the one right below this one “My husband refuses to grow up and take responsibility” call starts at 42:06
Wife lies to husband about finances. Blames husband anyway. Fix the title please.
Can you point me to the part of the call where she blames her husband for anything? Because it sounds to me like you’re projecting wildly.
Regardless household finances is on both people, not one person
@@greenAbbotI think the point being made is that the title isn’t properly communicating the phone call. It probably was meant to go with another video.
They got the title mixed up with another video about an alcoholic
He is a feminist he would never support men
John is soooo good getting to the real issue "How much of it is him and how much of it is you desperately trying to prove your worth inside your own home" JACKPOT!
He reads people so well, so fast. Sometimes he’ll speculate something and I’ll think to myself “nah, no way, that’s not what they’re saying” and then the person will be like “yes! That’s exactly it!” And I’m like dang wow 😂
@@RecoveryAndLiferight? Same that happens so many times when I’m listening lol
@@RecoveryAndLife He doesn't read people well, he puts out a suggestion and the caller convinces themselves he must be right because they go into the interaction searching for guidance from an authority figure. It's the same trick used by fortune tellers and psychics lol.
It’s so embarrassing for her. She can’t even control personal finances lol. Yet she’s the ceo of her home lol. She couldn’t be ceo of personal finances lol
If someone gave me the “we need to talk” and wait 30 min, that would make it worse! Sure she should come prepared but why not sit him down and do it ?
I used to feel like how John described. When I was pregnant, my husband didn't want me to work and be stressed about finances so he worked really hard having two full time jobs and I felt so bad because he was barely getting sleep and saving for our daughters needs and for his paternity leave. That was his decision, but I felt so terrible, like I could do something different to help, but he ended up being right because I gave birth early at 32 weeks pregnant due to family stress and thinking back if I had financial stress I probably would have given birth even earlier which is what he was trying to avoid because he was a premie baby at 7 months. Im learning to stress about things less and allow my husband to take on things that feel overwhelming to me because some things to me are world ending when, in reality, god has a plan, and we will get through anything.
I don't understand men who don't know the finances in their own household.
Just lazy men
@Kroh13 and stupid
@@Kroh13lazy men provide enough for families?
Or is it trusting and loving men who believe their wives are intelligent and honest enough to handle it?
No doubt you’d say he’s a sexist if he didn’t.
Yeah. I know
I don't understand how anyone doesn't know their household's finances.
“My immature wife is bleeding us dry” is actually a more appropriate title.
Not at all.
They got the titles mixed up. This title was about an alcoholic husband.
@@joane24change ur pfp feminist
@@lottoo5693 My pfp is great. I sometimes exchange it with the picture of the Virgin Mary. Any problem with that?
This is exactly why my wife and I have separate bank accounts
I was this stay- at- home- mom, feeling i was getting it too easy being home w 3 kids, one disabled. I was raised by sibgle mom.
I used to make to do lists, even add on this i was able to do not on the list to scratch off. I loved being at home w our kids! Didnt matter if it was painful financially. My husband wanted me here too. My husband's main role was to build the Financial Planning business from scratch-100% commission.
We both had B.A.s, he had plus 2 yrs of law school. He came w school debt, I had a small home, 2 young sons not in school, no debt. My house was worth $13,000, 45 years ago.
Im 68 now. The tension being stay at home mom is very real! The pressures of finances could of been lessened BUT would my husband grow to be the success he did if he didn't live pressures as some of his clients ts?
Fix the title before you have a riot
😂
Fantastic video My five-year relationship ended a month ago. The decision to part ways with the love of my life is something that truly consumes me. Though it's all in vain, I've tried everything to get him back, and I can't fathom my life with anyone else. Even though I've made every effort to quit thinking about him, I can't help but miss him and can't stop thinking about him. Why I am stating this here is beyond me.
It's hard to say goodbye to someone you love; I experienced this when my 12-year relationship ended. However, I couldn't just let him go; instead, I tried everything to win him back. Eventually, I turned to a spiritual counsellor for assistance, and he was able to help me win him back.
Interesting! How did you locate a spiritual counsellor, and how can I get in touch with him most effectively?
His name is Father Obah Eze, and he is a great spiritual counselor who can bring back your ex.
he is father obah eze, he has great powers, he can help you.
Thank you for this valuable information, i just looked him up now online. impressive
Wow I just looked Father Obah Eze on the net he’s very legit thanks once again ❤
John's advice: First terrify the man that you've been cheating on him. Then 30 minutes later say "LOL, nah, we just have some debt, whoopsie"
Thoughts aside on the caller, the title of this video could not have been more inaccurate lol.
She said, "I had MY first child" instead of OUR first child. Word choices speak volumes.
She sounds like a married single woman.
I accidentally do that all the time. I know it is ours. Like 'It's in my room" to the kids. While my husband is right there. It isn't intentional it just is part of my language around things. If I catch myself I will correct it. But I don't notice.
When it's about money it's "our" while he's filling the account. 😅😅
She also said "I decided - er, we decided - it's possible for me to stay home... I didn't know how to manage our money."
The whole "You want to be the CEO" is a nice way of saying "You aren't comfortable letting him handle things or sharing decisions in this relationship."
Men don't give birth. And most do nothing close to what women do in regard to child rearing.
So she wants responsibility and then lies about doing the responsibility correctly and then the fault is placed on him?
I feel like this is the wrong call for that title in this episode.
@HOLDXSTEEL the paused title card says husband spends $250 a week on beer.
Lol, wut?
@@adamriess5595 there is another call about an alcoholic husband at the end of the episode
It was supposed to from the third call and they mixed it up. The third call was a woman struggling with an alcoholic husband, and he wasn’t working much while they struggled with finances!
Growing up with a mom like the first caller, all of her children have zero respect for her and we all wished our dad divorced her. Those types of women never really realize what other behaviors (or how abusive they are being) they have around the house, the children, and how they treat their partner because they're unhappy. She blamed our dad for being a stay at home, but she made the decision as well. When we grew up and our dad asked her to finally go back to work to help out, she talked big but wouldn't get a job and she was always too good for jobs below management.
The flower tattoo on your left biceps is very nicely done 😊.
10:00 I hate that approach
Just tell him. No need to be all dramatic
Why did they talk for 12 minutes before she actually told him how much debt there is. Under 1000
She stays at home all day while he works out of the home. Why can't she handle the bills and other household stuff?
She could but she sucks at it and really both people should do it and have an app and a budget and have tabs on both peoples spending .. it’s shared income ..
@Kroh13 Then she needs to be an adult and learn. Just because she's at home doesn't mean she's not responsible for doing things at home while he's at work.
I agree, if she is a stay at home wife the bills and finances should be well looked after. Crazy to say 'i don't like saying no to him' so you would rather screw over your family huh 😅 its irresponsible
I don’t understand how somebody can mismanage money into debt. If after the first month or the first time you see you’re very low on funds, if you haven’t already, really break down what you are spending on and cut it out. Coupons, buy on sales
The only way I see this happening l is just impulse buying. Make a plan for whatever your going to get (needs over wants here, and actually really be honest if it’s a need l) and then stick to it.
I love how John is into all this legitimate punk music and then randomly wears a Bowling For Soup shirt lol
How in the world is this title accurate? Come on, Delony team. Yall are smarter than that.
The title is wrong on this one, they should fix it.. the wife is the one hiding finance info from her husband.
This is so confusing to me. I don't understand how any married person, whether both are earning income or just one, would have no idea what's in their bank account. It takes no effort at all to pull up the app on your phone and glance at the summary. How is it even possible for her to "hide" the info, did she change all the passwords and lock him out of the accounts? If so, dude should lawyer up and separate their finances to protect himself.
Also, in this particular situation where they've added a child (expenses went up) and lost a job (income went down), wouldn't they naturally be extra focused on finance to make sure the budget is still okay? You can get used to spending a certain amount without worrying when all your income and expenses are constant, but when there's a major shock to the system like this, you need to be constantly reevaluating. It's kind of shocking that neither of these adults would be on top of this. I want to hear from the husband, maybe he's walking on eggshells to not offend his wife, because she's insecure about no longer having a job? Idk, it's hard to think of an excuse that justifies this.
I don't know why this is so hard. You have X coming in, so you can only have x going out. Use a spreadsheet, list bills vs income.
Okay I'm getting this, and she really does need to explain to him the complexities of why this has become to hard for her. They created the secrecy and imbalance together. Stop talking about getting involved and just get involved. Come prepared, bring the money details to the table. Ok, what he's saying about giving the husband time to mentally prepare for a tough conversation is actually a good thing. Its better than just dumping it on him and surprising him with it. This way he can hopefully stay calm.
Immature husband helps around the house, has children, works hard, and provides for a stay at home mom.
What part of that is immature?
They just mixed up the titles for the first and third caller In this specific show. The third callers husband IS immature, struggles with alcohol, doesn’t work much, and they are having financial issues- that title was supposed to go for that call. I guarantee you tomorrow’s call will say something like “How do I tell my husband I was hiding money?” And it will be about the alcoholic husband.
John's ability to convince women they're the victim never ceases to amaze me
men should do bettter then
Back ten years ago, a stay at home mom if she were a ceo in a corporate position relative to the management and tasks she does plus the sheer hours around the clock worked, would earn $150 or $200,000 if i remember right. It's true though.
Ok. But if you’re not safe from the emotional abuse - what is your suggestion? I’m not in the situation anymore but was in the past and it ended oh so poorly 2 months before the wedding. There was way more to the story but
If you don’t want to live an anxious like - as you say. But are not safe… what can that person do?
Caller - “I have been lying to my husband about our finances for years and I feel bad about it”
John - “Why did he do this to you?”
She is bad with numbers. She needs to understand that first, you pay all the bills and buy first necessities, then you put some in savings and then, if there still money left, you can buy non important stuff.
This is 1 of my absolute fave calls!!! So many people are like this - especially with medical creep now that we are all taking better care of ourselves post COVID Era.
We gotta count the cost and get humble and be willing to get flexible to sacrifice some or consider others’ perspectives or cooperate to mend the fence and repair the damage.
If we gotta halt the Amazon or Netflix or get rich quick or self help subs for 3-6 months or sell stuff we have or get a job or find some clients or do some work others will value with cash, so be it. We can make up for it if we forgive ourselves to move forward honestly and with integrity. 😅❤🎉
Sounds like she is bleeding them dry 😂
I hope the husband doesn't see this title. As far a s the husband knows everything is fine and his wife id taking care of the money. He is not bleeding them dry he is not being told they owe under one thousand. 🎉
We are a sole income home. Wife does her own accounting but definitely holds the checkbook. She has me make sure that the totals in the bank are where they generally should be. She does not want to know exactly whats in the bank. She likes keeping her own tabs though.
I’m confused. This has nothing to do with the title
John, there’s no guilt in this woman’s lifestyle and nothing experimental about this traditional life. Traditions are old, if you didn’t know
I don't think the title is accurate , i think I lied to my husband and were in debt is more accurate but that's just me.
I have an excel table and I was adjusting it until everything is covered: monthly bills (for electricity, water, heating, gas, TV, internet), gasoline, groceries, clothes...misc, hobbies, savings, emergency..... We have zero debt on credit cards, because we never take credit. If there are some bigger expenses we discuss it and plan together.
This conversation is almost worthless. No questions about annual income, how much debt they actually have (including the medical debt,) or what financial goals they have as a couple. Just sit down, do a debt to income analysis and figure out where you want the money to go. Why is that difficult?
Right do a budget
Not important. She does whatever and it's his fault. 😅
This is insane. Don't people get receipts after taking out money from the ATM for cash? He would easily be aware of the situation. So this man has just been working himself dry all this time. It's good she caught herself early enough in the process. She could also help generate her own little pot working part time from home and spending that money on her own expenses because it seems the husband is not earning enough. The explanation of medical bill is certainly not the whole picture here for the overspending ending up at 0 on the account!
And my wife complains about $25 a week on beer.
Don't ever use any app that connects to your bank.
Or, Set up a small checking account for debit card and cashapp, zelle, etc usage.
Why do the video links have no affiliation with the shorts?
So wrong video - with that aside, drinking is honestly so dumb and when as a society need to just stop wasting our time with it. It’s unhealthy, it’s expensive, it’s NOT needed in order to have fun or enjoy something. Wishes this show shared this stance, the alcohol business makes the credit card business look like a angel
I wish he would change his language. He always says 'help out around the house' which makes it sound somewhat like he thinks the running of a household is the wife's job. It would be nice if he would say something like be (more) active in running the household.
Plrase make the Ramsey app accessible in Canada PLEASE! we need help budgetting too!! Please pass the word😅
That is divorce court stuff
That woman is vile
DD: How bad is it (the debt?
Cheater wife “It is not that baaad”
Also cheater wife: “I guess we will need to start from zero”
She doesn’t want to solve her impulsive spending issue
She wants to be taught a way to get away with it without losing her laziness stay at home privileges
Imagine realizing you married that??
My nephew is 25 and had a gf who is 22 and they have 2 kids one 2 year old and a 4 month old and his useless gf stays home with the kids n says her job is way way way harder then working 50 hours a week in the Florida heat. But she is useless when they kids have a doc appointment he has to leave work go pick them up and take all of them to the doc. Even tho my parents gave her a car and she has a license. But for whatever reason she can't even take the kids to the doc alone. She has her mom come and help her take care of the kids almost every day. My poor nephew said he asked for a glass of water the other night and she got upset and said u can get ur own water. It breaks my heart to see how poorly she treats him. I pray to God he realizes she is taking advantage of his kindness. And I hope he leaves her I know she will get child support but at least he will be happy bc he looks miserable with her. I think she only wanted kids to collect a check when they break up
Couple issues. Her getting pg at 19/20, was a huge mistake both your nephew and she made. She's no idea about responsibility so is passing it to older adults. Like an under developed child would. Then the other issue is she's being enabled. Her mother. Your nephew. While they help her, she'll never be a proper partner or mother.
I worked, raised kids, ran a home. Looking back I have no previous idea how I did it. I'm now "retired". Enjoyably lazy. With a simple life. My kids are grown so that's fortunate but they are just as much hard work.
My problem was fear of debt. Fear of things falling apart. So I was the CEO of our home. Never dated an alpha male who deals with things I deal with. Never will now.
They just don't exist unless they are abusers also
I don’t know… A 2 year old and a 4 month old can be pretty tough if the baby isn’t sleeping well (which common at that age) and she is doing the nights. My kids are still little so the memories are very fresh for me😅
And my husband had to take time off to drive me to the first couple doctors appointments after the baby was born because I wasn’t supposed to be lifting anything for 6 weeks.
But those first months with the baby can be so hard, I’d give her some grace 🤷♀️
@adrienne_reads thing is if you're struggling with a young child, you don't get pregnant again until it's older. Women need to take responsibility for their choices to have kids close together. I've had 3.
Two in my early twenties about 2.5 yrs apart. And my third a decade later.
The 2.5 yr old was potty trained and walking and talking and at nursery when I had his younger brother. He was sleeping too. But yeah it had it's challenges. But I wouldn't have had them 1 yr or 1.5 yrs apart. I worked full time too. X
@@RealLucyHaughey I just think that people can’t know what they don’t know. I had a difficult baby (up every 45m at 4 months old) and then an easy baby (up 3x a night to eat at 4 months). If I’d had them in the opposite order I might have had them closer together thinking it would be no problem and then been in way over my head 😆
RE the title problem, Thumbs down the video.
I don’t know how else to alert the team that there’s a problem here
How is the husband immature?! What did I miss?
Just show him the bank account report, easy. 🤷♀️
wrong title and thumbnail
wrong thumbnail
😂 sometimes a guy needs the beer to cope with the wife 😊
Wrong title.
Shes fibbing. Shes lonely at home and stressed. So she is spending her feelings, using the kid and whatever it or the house "NEEDS"
Im sorry but how hard is it to figure out how much money n you get every month and minus how much goes out for bills. Whatever you have left over is what you have for miscellaneous things and however much yall put in savings. She just had excuses and John is just validating those excuses!
Third credit bureau is Transunion.
John Delony Show staff, please fix the title of this video. It’s not right. You guys have not been doing a good job with the titles lately.
When did she say anything about beer ? This is click bait!
Obviously, he should switch to cheap hard liquor
Why is stay at home wife managing the money? The working man should manage. I’m stay at home wife my husband gives me a budget and I work with my budget, if I need more he will give me more if I ask but he pays bills first, we budget spending money & anything else goes through him. I just picked up a waitress job on weekends to make extra spending money for myself. Money is too low value in this world now. My husband makes most of our money so he manages it!
Where’s the alcohol call?
Right off the rip she admits to financial infidelity.
How do you know she is just buying for herself . She could be buying things for the family and they still are in a whole . She didn’t say she shops at Amazon 24/7 ..
@@Kroh131:00-1:07
Where’s the $250 a month in beer?
This title is weird
Was this title click bait? Or is it a mix up? Lmao!!!
I love beer🥹
Uhh what's with the title?
Seriously the title is so click baity and beneath you. Yes he is immature if he is spending and not taking part in the finances and yes she shouldnt be lying about how much money they have on hand. The title should have been how to address financial infidelity on both parts.
No, it’s NOT clickbait. They just mixed up the titles. The third caller in this specific show was struggling with an alcoholic husband, he wasn’t working much, and they were struggling financially- that was the title for that video and they just mixed it up with this call.
I watched this because of the alcohol, and all I hear is some Karen
Caller number one was a secretary. This is not a career. Now. She's a stay-at-home mom. She doesn't make money. You get to choose. You don't get both. You cannot have it all. Stop.
This title is so misleading. The husband has done nothing wrong
OMG people READ the comments. This isn’t clickbait. The team accidentally mixed up the titles. I guarantee you tomorrow’s title will be something like “how do I tell my husband I was hiding money”? they mixed up the first and third call in this specific show. The third caller was dealing with an immature husband, he struggles with alcohol, doesn’t work much, and they are having financial issues. That title was supposed to go on that video and they just mixed it up. It’s NOT clickbait!
Fake title
It’s not a fake title. They mixed them up. This is for the third caller who is struggling with an alcoholic husband, who doesn’t work much, and they are struggling financially.
The dishonesty makes me Kringe.
You are living a lie. Get in front of your husband, look him in the eye and tell him the truth.
So another woman calling in the Dr Baloney show complaining about the man she chose? So she has lied to him etc, but of course he is the problem, lol. All the young men out there listen to this call carefully then read the title then listen again. Do you see how the narratives are framed? He is the immature husband, he is the problem. Of course she picked him, lied to him but don't bother with that, lol. It's a shame this video will only get 20-30K views mostly from women and bots but if you happen by this please don't get married. This is one of hundreds of calls you can listen to on this pod cast of women essentially laying the blame for all of their problems at the feet of the men they chose. Don't combine incomes, don't live together, don't get married. You can have a great long term relationship with a woman and never be in a legally binding contract with her. Good luck.
It’s the wrong title- this was supposed to be for the third call in this show. That husband was an alcoholic, and not working much!
I liked the beginning of your comment but how do you create and manage a successful family without living together?
They've messed up on the title and you're having a meltdown because you took it personally
@@michaelsuarez1717bot
When did she say 250 bucks of beer a week click bait ! Unsubscribed!
OMG people READ the comments. This isn’t clickbait. The team accidentally mixed up the titles. I guarantee you tomorrow title will be be something like “how do I tell my husband I was hiding money” they mixed up the first and third call in this specific show. The third caller was dealing with an immature husband, he struggles with alcohol, doesn’t work much, and they are having financial issues. That title was supposed to go on that video and they just mixed it up. It’s NOT clickbait!
I hate this for this lady 😒
All of you guys blame her , yet it sounds like he is the one all about her being a stay at home mom .. don’t forget a lot of men want this
Issue is not her being at home, they both seem to be happy with that arrangement. Issue is her mismanaging household money and spending all of their savings behind his back.
She literally says in the video she loves being a stay at home wife and has never felt more fulfilled in her life
@@Marilyn236I was talking specifically to the comment section on insulting stay at home moms , he asked her to stay at home ..
@@shawnbrooks5293good , but people are commenting for her to get a job without understanding he also wanted her to stay home . I’m not against SAHM at all .
😂 it’s a command and the will of the Lord that woman guide the house. Meaning to homeschool your own kids and cook great heathy food. These two tasks alone will give the mom a satisfaction for life. Unless you only have a couple kids 😂 and you waist money and be lazy and eat out all the time. Let the wicked be confounded and confused. Thank you Lord for a life of purpose for the everlasting life to come.
Well, well, well... If it only were that simple.
I don't feel like getting all wound up over some man's idea of my sole worth in life. However, I can definitely say that I have been able to maintain a home, our finances, raised two brilliant and hard-working children without *wasting* money, time, or energy.
If I didn't step up 23 years ago, we would likely not be married, safe, or secure.
@ well if you had to then there is no problem with that. With the Lord it probably would have been more easier.
I bet you've never done just cooking and cleaning and felt fulfilled. You should try it for a month. Nobody really feels fulfilled doing that. What makes it worth it is having a husband who is grateful and helpful and loving. You know, a real partner. Not someone who tells you what you should and shouldn't feel just because the Bible says. A man actually like Christ. Good luck there!! You really need it.
And what verse is that?
@ sheesh not just cooking and cleaning silly. There is a lot more to that in a marriage.😂💀