She may be married but she's not in a marriage. Her husband should take all her money and SS and give her an allowance every month....no common sense !
A good lesson in DO YOUR HOMEWORK. Bless this caller. I hope she finds some peace! Protect your parents and grandparents, they're sitting ducks for terrible people like these scammers.
She said she's been doing some research since this all happened. Maybe she should have done some research BEFORE she handed a dime over to these people. And she should have paid an attorney for a couple hours work to read the contract BEFORE she signed it.
Does the husband not even talk to his wife about these "deals"? Why isnt he questioning these things? She obviously has no clue, but it sounds like he's not involved at all. They really are living two separate lives. Really sad.
Feels like the husband knows she blows money, and that's why she doesn't get access... If it's a scam, just ignore them and forget about the money you lost and the money are "owed."
Yep. Too old to start over and just separated himself from her finances. At 79, there’s no runway left to fix it. Only realistic way to fix it is a long shot lottery win, which is equally as brain dead as writing a book and providing it to a scam publisher. Some people just have the gene to spend money and make poor decisions. My mom has that same gene and she’s 73.
If you're taught as a child not to trust strangers...why would it be any different when you're older... make it make sense 🤔🧐... she's what you call a old fool!!
It's vanity publishing. My friend is a publisher and she has seen these scams left right and centre. It's very fraudulent and people should be aware. You need a proper publisher and a good distribution deal. Alternatively, you can write a book and publish it online yourself. Most likely won't make as much but you'll keep the money yourself.
I’m thinking about starting my investment journey, but I feel a bit overwhelmed and uncertain. Do you have any tips or suggestions on who l could reach out to for guidance?
Making touch with financial advisors like Elizabeth Regina Nelson who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times
Books don't sell as much as they used to decades ago. Many younger people are attached to other things like social media, internet vids, and video games and their overall reading scores on aptitude tests are dropping.
@@cashway0420 agree. if not for the Ramsey connection, these guys would not be able to give away copies of their books. Go to any bookstore, thrift store, library and there are thousands of books on subjects you would like and yet you only heard of 5 authors.
Hiring an attorney won't help. I can guarantee the people running the fake publishing company aren't even in the US. I don't think this is even a vanity publisher.
She needs to call her local police department and ask for the elder abuse officer and get some guidance she can also call her local adult protective services office. Maybe they know of a way to help but most likely she's screwed. So sad
I so despise the pos who prey on seniors, this sweet lady however needs to be told the harsh truth, she is gullible as hell and need to come clean to husband and family
I had a friend fall for a scam like that, for everyone saying something should have or could have been done to stop her from making that mistake, I can tell you from experience it's impossible to stop a grown adult from doing something they *truly believe* is going to work for them. That is the big issue, scammers don't hold a gun to your head, they make you *want* to go along with their scam.
Good advice to anyone today, Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments. Everyone should have BTC in their portfolio…..
Investing in many source of income that are independent of government paychecks is the prudent thing that everyone should be thinking about right now, especially given the global economic crisis. Good assets and digital currencies are still good investment at this time.
This is superb! Information, as a noob it gets quite difficult to handle all of this, and staying informed is a major cause, how do you go about this are you a pro investor?
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear that you saved me from huge financial debt with just a small Investment, thank you Jihan Wu you're such a life saver
As a beginner in this, it’s essential for you to have a mentor to keep you accountable. Jihan Wu is also my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
Jihan Wu Services has really set the standard for others to follow, we love him here in Canada 🇨🇦 as he has been really helpful and changed lots of life's
Theres something not adding up here. This is a slam dunk case for a lawyer, unless the fraud has occurred overseas. Theres no lawyer who'd say that this case is "too old" if she just started this process a year and a half.
So she thought that she didn't have to pay to pay for books to be printed? Or a domain? etc.? Doesn't sound like she was scammed. Sounds like she wanted everything for free, and she did not read the contract.
I was thinking that that’s why lawyers didn’t want to take the case. The publisher doesn’t sound like a scam as it’s a registered company. She wants sales for books she didn’t sell
I took retirement claims for SSA for 16.3 years and the amount of times I heard elderly married people talk made me think “how do they even live together”, “how have they not killed each other”, “why are you together again”, “why did you get married again”, on and on and on…… The face is that young people get scammed and so do the elderly all the time.
Listening to this is infuriating.. she really needs a friend or family member with plenty of time & energy to pursue the people who scammed her. If I had a relative or friend who this happened to at her age, I would burn the candle at both ends trying to make things right for her. So sad.
Haha, yeah, she claimed they distributed 8,000 books, and she is owed $140,000 in royalties. That's $17.50 in royalties PER BOOK. Book royalties are in the 5%-25% range depending on the format, but that means the book would've cost over $100 per copy.
@BrianW211 Since she was paying for the printing and marketing herself, you would expect the royalties to be much higher if it were any kind of reasonable arrangement. The bookshop will take about half, but most of the rest should go to her since she paid for everything, so maybe 40% royalties. The numbers might just about work. She still needs to actually sell the books, though. Obviously, you don't get an advance with a vanity publisher. 8,000 copies is an enormous print run for a vanity publication. If they sold quickly, it would be a NYT bestseller with those numbers.
The caller (and perhaps her husband) isn't capable of making sound financial decisions and should have a trusted loved one help her. And she needs to stay off the internet since she's so gullible.
Even now it sounds like she doesn’t fully grasp it. “They didn’t tell me they’d need money for printing, they didn’t tell me they’d need money for web hosting” lady - there was no printing. There was no web hosting. They made all of it up to take your cash.
How in the world do you justify spending $60k to get a book published? Two seconds of research and you’ll learn than 99% of all books don’t make any where near that much in sales. You have to be truly greedy and arrogant to think yours is in the 1%.
Self-publishing scams abound. If you write a book and someone asks for money up front to publish it, run. Hard and fast. There are lots of legitimate companies, both small presses and large, that will help you publish a book for a percentage of the royalties. I'm sorry this lady got taken in, but not surprised. These scammers sound really good, especially to first-time authors.
How sad! She could get a print-on-demand arrangement with Amazon KDP . Amazon takes big share but you don't need to put up any money. So very sad for here.
Everyone has to do their homework because there are so many scammers out there. They have some sweet talker feed you whatever you want to hear and they don't like you asking questions. I know a woman scammed out of a load of money for a free grand piano. It was free because the owners were downsizing but they gave her the number of the special delivery company that dealt with delicate instruments and it all went downhill from there. Not only were the delivery people fake, so was the piano and the owners. None of it was real and she lost a lot of money trying to figure out how to get this beautiful grand piano. If it sounds too good to be true, it's probably a scam.
trying to get money back from scammers is extremely difficult, because she has to know exactly who the person is so she can file a claim. a publisher isnt enough as that entity may only exist on paper, she needs names and locations and scammers are good enough at making sure it isnt easy to find that information. only then will a lawyer take a case knowing who they are filing a case against. this is territory of law enforcement as they have more power to get the information they need for a case. getting the money back may take years, if anything can be returned.
It sounds like this woman agreed to have her vanity manuscript printed, and she was shocked to learn that she had to pay for the printing and advertising of the book that no one asked for. This is just pure stupidity.
Attorneys won't take the case because there is no case, the scammers are in India somewhere and have nothing to fear from civil or criminal sanctions in the US. All she can do at this point is dispute any credit card transaction within the last 12 months and stop giving money to scammers in the future. This is so obviously a scam it's ridiculous, this lady needs a conservator to handle her finances.
This poor lady was probably sold a bill of goods that her book was going to be a big hit, etc. I hear about this all the time. Hope she has someone with better know how to keep her away from these scammers. They probably see her coming from a mile away.
@@susanMerschat based off the convo here I dont think she has much knowledge to share at all. I wish they talked about the topic of the book. My guess it's either a cooking book or some kind of love story book (that there are thousands of them out there). Doubt the book has anything to do about science, math, history, finance (lol),
The nervous laughter is a tell that she isn't being truthfully. My guess is she signed a contract without having an attorney look at it but hoped it would be something more. She got taken advantage of and now she is trying to spin a story that she is a victim. The attorneys probably turned her down because they could sniff she wasn't being honest with them either. She needs to pay her stupid tax and become wiser quickly. I'm not sure how someone gets into their 70's being this naïve.
Don't give them another penny! They are a fraud! Please turn them in to your Attorney General and Better Business Bureau. Get new accounts so they can't find a way to get money out of your credit card or bank account.
This woman is nuts. Not a surprise she hasn’t had a consistent job her own life.
Beverly, you are really bad at decision making. Just stop.
She should write another book titled “How I got scammed trying to publish a book”
Funny not funny😂
Scam awareness for dummies
Or, if it sounds to good be true?
She may be married but she's not in a marriage. Her husband should take all her money and SS and give her an allowance every month....no common sense !
People don’t seem to have basic financial skills to get through life. It’s both amazing and sad. If you don’t have the money, don’t buy it.
Beverly, where are your kids and grandkids?!
They tried to tell her and she knew better. So, she didn't listen.
A good lesson in DO YOUR HOMEWORK.
Bless this caller. I hope she finds some peace! Protect your parents and grandparents, they're sitting ducks for terrible people like these scammers.
The husband is smart to keep his inheritance money separate for a lot of reasons, not the least of which is that Beverly is gullible.
A fool and their money are soon parted.
She said she's been doing some research since this all happened. Maybe she should have done some research BEFORE she handed a dime over to these people. And she should have paid an attorney for a couple hours work to read the contract BEFORE she signed it.
Does the husband not even talk to his wife about these "deals"? Why isnt he questioning these things? She obviously has no clue, but it sounds like he's not involved at all. They really are living two separate lives. Really sad.
Wow 😢 Kitboga just put out a video of this new kind of scam going around. Sorry to hear
Feels like the husband knows she blows money, and that's why she doesn't get access... If it's a scam, just ignore them and forget about the money you lost and the money are "owed."
Yep. Too old to start over and just separated himself from her finances. At 79, there’s no runway left to fix it. Only realistic way to fix it is a long shot lottery win, which is equally as brain dead as writing a book and providing it to a scam publisher.
Some people just have the gene to spend money and make poor decisions. My mom has that same gene and she’s 73.
Good point, her husband know she will lose the money.
There should have been an attorney right from the beginning.
There should be a thought process of obvious logic from the beginning.
@@JustinCase780Did the chicken come first or did the egg? 😂
She only work part time her entire life. Which means she has low net worth. No attorney will take her case.
@@BREEZYM6015 She already saw the chicken lay the egg that robbed her husband and decided to go do the same. Smart! 😂
Old people need to stop with thinking strangers want to help them😢
If you're taught as a child not to trust strangers...why would it be any different when you're older... make it make sense 🤔🧐... she's what you call a old fool!!
She's never gonna learn
this is just so sad, but please feature more stories like this to raise awareness
It's vanity publishing. My friend is a publisher and she has seen these scams left right and centre. It's very fraudulent and people should be aware. You need a proper publisher and a good distribution deal. Alternatively, you can write a book and publish it online yourself. Most likely won't make as much but you'll keep the money yourself.
If you manage to sue some ghost scam company, is it even worth it? Can you squeeze money out of a stone?
they are headquartered in China/india. not happening
I’m thinking about starting my investment journey, but I feel a bit overwhelmed and uncertain. Do you have any tips or suggestions on who l could reach out to for guidance?
Getting advice from an expert when building an investment portfolio is a wise choice , as the process can be quite complex
The retirement crisis is getting worse and the economy is so messed up to start investing right now.
My advice to everyone is that saving is great but investment is the key to be successful imagine investing $15,000 and received $472,700.
Speaking of scams….
Making touch with financial advisors like Elizabeth Regina Nelson who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times
Books don't sell as much as they used to decades ago. Many younger people are attached to other things like social media, internet vids, and video games and their overall reading scores on aptitude tests are dropping.
Hence the reason 2 RUclipsrs that work for Ramsey can become "best selling authors" lol.... what a world we're living in, no standards anymore.
@@cashway0420 agree. if not for the Ramsey connection, these guys would not be able to give away copies of their books.
Go to any bookstore, thrift store, library and there are thousands of books on subjects you would like and yet you only heard of 5 authors.
If Bev had access to his money there wouldn't be any money.
😂😂😂😂
Hiring an attorney won't help. I can guarantee the people running the fake publishing company aren't even in the US. I don't think this is even a vanity publisher.
yeah getting an attorney will just put her into more debt and make it worse!
Where did they sell these books? You can literally self publish pn amazon for cheap.
I don't think they sold any books, just came up with reasons to bill her.
Watching George's and Ken's faces though this call was priceless!
What a desaster. Please check on your grandparents, they are easy victims
Only if they have inflated egos and are impulsive
@@stuflikethisyeah and greedy
The husband knows she throws money away so don’t give her anymore!
Contact your attorney general and a different lawyer. You might help get the scammer in jail.
Stop believing fiction books. No lawyer is going to touch this one.
💯
He should keep his inheritance separate. His parents died and left him the money. She would just get scammed again.
Nigerian Yahoo Publisher inc
Sounds like her husband is smart
She could publish it herself on Amazon.
Well this set back is another book to write.
At least it wasn’t a love scam
She probably could also reach out to her state’s AG.
Does she have a written contract??? No attorney will take it cause nothing is written
Vanity publishing has been around since the printing press was invented, but this is so much worse!
Men keep their money separate so they can keep some money for living expenses. She'd have lost all his money too
She needs to call her local police department and ask for the elder abuse officer and get some guidance she can also call her local adult protective services office. Maybe they know of a way to help but most likely she's screwed. So sad
That’s awful. I hope she finds a lawyer and gets some of her money back.
She got conned by a vanity press. They prey on self-publishers.
I so despise the pos who prey on seniors, this sweet lady however needs to be told the harsh truth, she is gullible as hell and need to come clean to husband and family
She needs to contact Elder Abuse in her state. Get them after the punisher!
Won't do any good. There's no way the scammers are even in the US.
Scammers always know how to play on:
1) Ego
2) Greed
3) The Elderly
the lonely, the vulnerable... seriously not ok to just assume this caller is greedy/egotistical.
3) Boomers
@@kiwiskiwiThen why did she fall for it?
@@kiwiskiwi the caller is obviously a narcissist. if you can't see that, maybe you should take a quick online assessment and confirm your NPD
I have a feeling the husband has been dealing with her "making deals and getting screwed" their whole marriage. She's not telling the whole story.
If she had said that they would have said she should divorce him for controlling the money
She didn’t understand them asking if she received a physical copy of the printed book…
Naples Florida! Money!
She should reach out to a legal aid clinic.
Pause at 8:03 and it sums up how we all feel about this call lol
I wrote a book called Grandma Don’t Click That Link to help you talked to your loved ones about scams. Shame
I had a friend fall for a scam like that, for everyone saying something should have or could have been done to stop her from making that mistake, I can tell you from experience it's impossible to stop a grown adult from doing something they *truly believe* is going to work for them. That is the big issue, scammers don't hold a gun to your head, they make you *want* to go along with their scam.
Good advice to anyone today, Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments.
Everyone should have BTC in their portfolio…..
Investing in many source of income that are independent of government paychecks is the prudent thing that everyone should be thinking about right now, especially given the global economic crisis. Good assets and digital currencies are still good investment at this time.
This is superb! Information, as a noob it gets quite difficult to handle all of this, and staying informed is a major cause, how do you go about this are you a pro investor?
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear that you saved me from huge financial debt with just a small Investment, thank you Jihan Wu you're such a life saver
As a beginner in this, it’s essential for you to have a mentor to keep you accountable.
Jihan Wu is also my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
Jihan Wu Services has really set the standard for others to follow, we love him here in Canada 🇨🇦 as he has been really helpful and changed lots of life's
Theres something not adding up here. This is a slam dunk case for a lawyer, unless the fraud has occurred overseas. Theres no lawyer who'd say that this case is "too old" if she just started this process a year and a half.
This lady sounds far too trusting.
So she thought that she didn't have to pay to pay for books to be printed? Or a domain? etc.?
Doesn't sound like she was scammed. Sounds like she wanted everything for free, and she did not read the contract.
I was thinking that that’s why lawyers didn’t want to take the case. The publisher doesn’t sound like a scam as it’s a registered company. She wants sales for books she didn’t sell
My local printshop will print any book you like for $10 a piece. I doubt that there was a real company involved.
@@davidlloyd1526 They printed 8 thousands books.
And she's complaining about having to pay 60k for that and other things.
I think this call is a scam.
Sounds like her book wasn't good at all.
I can’t wait to read her book. 😂
I’m sure the publishing company employees spoke with Indian accents.
Exactly
Sad how scammers take advantage of people 👎🏾 definitely have to be more careful going forward!
also sad seeing people here victim blaming! Let's blame the scammer!
@@kiwiskiwi Was she scammed?
Sounded like she wanted everything done for free.
It does cost money to print a book.
@@kiwiskiwiAbsolutely.
1:03 Ken looking into the Lobby waiting on his Door Dash Driver with his 2 Foot Tuna smoked Turkey Sub from Firehouse Subs
I took retirement claims for SSA for 16.3 years and the amount of times I heard elderly married people talk made me think “how do they even live together”, “how have they not killed each other”, “why are you together again”, “why did you get married again”, on and on and on……
The face is that young people get scammed and so do the elderly all the time.
7:21 The moment Ken and George realize they cannot help this woman.
Yes.
Listening to this is infuriating.. she really needs a friend or family member with plenty of time & energy to pursue the people who scammed her. If I had a relative or friend who this happened to at her age, I would burn the candle at both ends trying to make things right for her. So sad.
If you are smart enough to write a book, you should be smart enough to know you aren't going to get $140,000 in royalties without selling any books...
Haha, yeah, she claimed they distributed 8,000 books, and she is owed $140,000 in royalties. That's $17.50 in royalties PER BOOK. Book royalties are in the 5%-25% range depending on the format, but that means the book would've cost over $100 per copy.
@BrianW211 Since she was paying for the printing and marketing herself, you would expect the royalties to be much higher if it were any kind of reasonable arrangement. The bookshop will take about half, but most of the rest should go to her since she paid for everything, so maybe 40% royalties. The numbers might just about work. She still needs to actually sell the books, though. Obviously, you don't get an advance with a vanity publisher. 8,000 copies is an enormous print run for a vanity publication. If they sold quickly, it would be a NYT bestseller with those numbers.
@@thomasdalton1508 You think this is a real vanity publisher? I think it's a scammer posing as a vanity publisher.
The caller (and perhaps her husband) isn't capable of making sound financial decisions and should have a trusted loved one help her. And she needs to stay off the internet since she's so gullible.
The irony is Beverly wrote a book about avoiding scams and how to have a great marriage
She's not going to get that money back. She needs to just write off her loss & stay off these ridiculous sites.
"write off" ... 😂 not anymore.
Even now it sounds like she doesn’t fully grasp it. “They didn’t tell me they’d need money for printing, they didn’t tell me they’d need money for web hosting” lady - there was no printing. There was no web hosting. They made all of it up to take your cash.
@@TonyCox1351 So strange because her husband used the same group. He's probably in on it. 😂😂
agree. the company does not exist. its likely an India/China scam
I hate to say this but I think she lying about the amount of research she said she put into this.
The only option she has is to file bankruptcy.
How in the world do you justify spending $60k to get a book published? Two seconds of research and you’ll learn than 99% of all books don’t make any where near that much in sales. You have to be truly greedy and arrogant to think yours is in the 1%.
In all seriousness at her age why would she pay this money back? I would never advise her to pay it back to the credit company
Self-publishing scams abound. If you write a book and someone asks for money up front to publish it, run. Hard and fast. There are lots of legitimate companies, both small presses and large, that will help you publish a book for a percentage of the royalties. I'm sorry this lady got taken in, but not surprised. These scammers sound really good, especially to first-time authors.
No, the husband, at this point, needs to stay the hell out of it and tell the creditors and everyone else to pound sand.
The husband paid the $5k to get her out of his hair.
Sweet Beverly please listen listen to George and stay off the Internet 😭
Hi Carla.
How sad! She could get a print-on-demand arrangement with Amazon KDP . Amazon takes big share but you don't need to put up any money. So very sad for here.
This poor lady
Shes a victim of her own inflated ego. A modest person wouldnt have make her choices
Poor, as in literally and figuratively....
Everyone has to do their homework because there are so many scammers out there. They have some sweet talker feed you whatever you want to hear and they don't like you asking questions. I know a woman scammed out of a load of money for a free grand piano. It was free because the owners were downsizing but they gave her the number of the special delivery company that dealt with delicate instruments and it all went downhill from there. Not only were the delivery people fake, so was the piano and the owners. None of it was real and she lost a lot of money trying to figure out how to get this beautiful grand piano. If it sounds too good to be true, it's probably a scam.
trying to get money back from scammers is extremely difficult, because she has to know exactly who the person is so she can file a claim. a publisher isnt enough as that entity may only exist on paper, she needs names and locations and scammers are good enough at making sure it isnt easy to find that information. only then will a lawyer take a case knowing who they are filing a case against. this is territory of law enforcement as they have more power to get the information they need for a case. getting the money back may take years, if anything can be returned.
If she gets legal help, I hope they’re a real lawyer.
Fr, someone should check behind her before she screws even that up 😂
It sounds like this woman agreed to have her vanity manuscript printed, and she was shocked to learn that she had to pay for the printing and advertising of the book that no one asked for. This is just pure stupidity.
I don’t believe this call, she is not from planet 🌎 😂
What is that planet? I don't recognize the picture. 😂
I think I understand why they live separate lives. She sounds like a horrible spender
how can someone be so stupid,,, i cant understand . . .
grew up privileged and sheltered
Attorneys won't take the case because there is no case, the scammers are in India somewhere and have nothing to fear from civil or criminal sanctions in the US. All she can do at this point is dispute any credit card transaction within the last 12 months and stop giving money to scammers in the future.
This is so obviously a scam it's ridiculous, this lady needs a conservator to handle her finances.
This poor lady was probably sold a bill of goods that her book was going to be a big hit, etc. I hear about this all the time. Hope she has someone with better know how to keep her away from these scammers. They probably see her coming from a mile away.
Beverly go enjoy your retirement. Why are you writing a book? 🤦♀️
There's no reason why she shouldn't write. Because she's 79? She has a lot of knowledge to share.
Yup a lot of knowledge like how to get scammed
@@susanMerschat based off the convo here I dont think she has much knowledge to share at all. I wish they talked about the topic of the book. My guess it's either a cooking book or some kind of love story book (that there are thousands of them out there). Doubt the book has anything to do about science, math, history, finance (lol),
@@t206kid book doesnt have to focus on science, math, history, or finance to have value.
The nervous laughter is a tell that she isn't being truthfully. My guess is she signed a contract without having an attorney look at it but hoped it would be something more. She got taken advantage of and now she is trying to spin a story that she is a victim. The attorneys probably turned her down because they could sniff she wasn't being honest with them either. She needs to pay her stupid tax and become wiser quickly. I'm not sure how someone gets into their 70's being this naïve.
My XAI311T is still pumping...thank you
The most advanced technology out is a XAI311T
Amazon, people self publish books, every year and are pretty succeful.
Sounds like the husband might be like "another scam? Why again?!"
Scammers have no soul. I hate them.
A domain costs about $20/year, but I guess she didn’t know that.
Depends on the domain name.... mine is $200/yr some could be $5,000 while others $1 it Depends
Don't give them another penny! They are a fraud! Please turn them in to your Attorney General and Better Business Bureau. Get new accounts so they can't find a way to get money out of your credit card or bank account.
The audacity to say her husband only gives her $500 a month to live.....who psys for the house?, utilities?, food?, etc
Considering she can’t answer simple questions directly, I doubt she’s being honest about how things went down.
I’m really getting bullish on the XAI311T eco system
I would buy a copy of Beverly’s book to help out
It looks XAI311T is in right position.