My Dad Is A Degenerate Gambler!
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- Опубликовано: 2 ноя 2022
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I am the caller in this segment. Thank you to everyone that offered heartfelt advice. I want to point out that the worry is not just that he will get ahold of the settlement money, but if he even finds out about it he will spend every dollar he contributes to their fixed income. This is a precarious situation. Addiction of all sorts touches every inch of a family.
I knew a couple who the wife got $250k inheritance and the man spent It in one year
It was sad beyond words
Never should have let them have access to it
@@Austenfan177 it was bad. He bought a shop with a partner. The partner owed the IRS much in back taxes so they ceased the shop. Total waste
@@PInk77W1 you made it seem like, he blow it in a shopping spree or something!
@@reese85 no. He bought a shop and it was gone quick.
@@PInk77W1 that was just an unfortunate situation but at least he tried to make something out of that money!
Before she gets it, she should file for legal separation.
From experience. I had a job injury settlement in CA. When my spouse and I got divorced she learned that she was not entitled to any of the settlement monies. So she had too pay every cent she spent back.
Talk to an estate planning attorney to set up a trust that protects against him destroying this.
He's not gambling. STONKS only go up
Heartfelt and heartbreaking.
I was 16 when I told my parents to PLEASE get divorced. They stayed together "for the children" (such a cliche, they were just scared and cowards). When they divorced, both of their lives became infinitely better, and the lives of my sibling and I, too. Divorce can be a GOOD thing.
i maintain divorce is usually good news
What was so bad about the marriage?
@@reese85 lack of values probably
@@keithg5187 That sounds way to christian for me. I rather say incompatibility issues and not being financially and socially similar.
Just don't get married in the first place!
I told my dad to cut off my mom's access yo their bank account because she kept putting them in debt. Just spending on random things that she never uses and won't throw away.
Selling my car tomorrow due to gambling addiction and loses. DO NOT GAMBLE. It will destroy your lives people quickly
Quit digging the hole: sounds like your on your way! Congratulations!
Legal separation would also offer her legal protections.
The mom should give the money to the son asap! Better the son than the casinos. By the time they figure out a legal solution, the funds will be co-mingled and the dad will have access to all the money.
This is sad, I wish them well
Dang. What a husband and a dad. Poor wife.
Gambling is a problem only when you are losing.
Hahahahhahahaa
And when you're winning, it is about to become a problem.
and losers are a problem whether or not gambling is involved!
he said its from malpractice? I don't think personal injury claims are part of marital property
Can't save her. She don't want to be saved
A divorce is not exactly the same thing as a legal separation, it is a separate decree the officially terminates the marriage decree but not necessarily the relationship, whereas a legal separation is a contract between the two parties (sometimes mediated or even court ordered) that stipulates certain conditions about the relationship. Typically it's when the relationship is in practice no longer spousal in nature however I wonder if such a legal separation can be written that only stipulates the financial status while both parties are still in a spousal relationship in all other aspects ? A good lawyer may knor, or perhaps there is zero consideration in all of legal history for such a thing.
I have some serious doubts that malpractice settlements are considered communal property until the funds comingle which they wouldnt if she deposits the money on her son's account.
I know for a fact that those are the rules for inheritances.
It all depends on the State!
Pay him off with half and then divorce for half of the family assets.......Then leave the city
Put some of the money to work
JUST SAY NO TO THE HUSBAND!🤷🤦
DONT PUT IT IN AN ACCOUNT THAT HE HAS ACCESS TO. INCLUDING BEING A SIGNER.
Aren't legal settlements outside of marriage property?
that would be good if you could take over and it could be a trust or do a prenup which he probably won't agree to, but that would be nice if she would just give you the money and keep him from getting his hands on any of it
The son sounds like a good guy but he needs to realize his mother is an enabler and will expect him to take care of her when the money's gone.
A true degenerate gambler would own nothing.
Is divorce in a case like this a gamble?
Dude needs to walk away from the situation and let the mother handle her business. The son is co-dependent too. He needs to let his mother make the mistakes and when her husband squanders all the money and she is broke and homeless, then maybe she will wake up. Till then, the guy is wasting his time and energy.
I feel sorry for your mom
He's trying to protect his mom.
A conservatorship is probably the only way. Prove he can't take care of himself.
She could open an account in her name only.
People needs some red pills knowledge both man and woman because you do not know if your partner will change 10 years down in row
Intelligent people refuse to use stupid people's terms like 'red pill' or 'blue pill'
Addiction is everybody’s problem in the family. And those people need love as well. To be called degenerates or other names may be founded but it is very hurtful. All people with addictions are not terrible people but need love and help. A gambling addiction is known to be worse than a drug addiction. And Dave is right it does cause people to do things that they would not normally do. With that being said protecting I loved ones money is important. I hear the word divorce from you guys in this situation a whole lot and I think the root of the whole problem is he has a problem and it has become everyone’s problem.
If the father has no way of turning back and they have received all the help they could get, along with love, and still continues to gamble well knowing the consequences, there is nothing wrong with saying they're a degenerate gambler gambler.
@@rikmik3046 WHat makes him a gamble?
He really didn't give any information about anything.
For all we know, he could just spend five, ten dollars a day on some scratch off.
Which is not that bad.
@@jimmymcgill6778 In for a penny, in for a pound.
@@jimmymcgill6778 I’m with you! We need more info!
That's funny, virtually every addict I ever met has been a degenerate. Stealing from their own family and such. It's only a problem if you chose it to be. I have no problem whatsoever kicking someone completely out of my life family or not if they prove to be a negative influence. Family in no way, shape or form is an excuse to tolerate toxic BS.
This illustrates exactly why marriage is completely out of date. Yet Mr Ramsey continues to encourage couples to pool assets.
Out of date? When was it ever not ill-advised? People didn’t just become manipulate recently lol
My brothers are trying to put my mom's estate in my name. No thanks. They will hate me regardless. I can live with that.
What? If they hate you! Why would they want your name or anything?
@@reese85 because they don't have the finances to take it over and want a handout. I do. Plus they incorrectly think they can manipulate me. Nope. Not interested.
That makes no sense
@@d_all_in my mom won't leave her estate to either of us but my brothers think I have an in since I financially support her. I don't want her property regardless and have zero intetest doing business with family. Trust me it is complicated.
My mom told her daughters when we got married. " Have cash stashed. You just never know"
The best advice.
sell the car it would help
His mom can save herself, and choosing not to. If the check comes in her name, and her name only, deposit it at a bank with only her name on it. Invest/retire it. When the dad ask for some money, tell him no. How is this difficult?
Simple, but very difficult. Someone with an Addiction can have a One Track Mind and great determination. Spock said a Crazy person might lack Reason but still have a goal.
kerena only: Any divorce lawyer will find those funds (financial aptopsy), claim they are funds from the marrage and poof, the funds are gone! Leagal advice is far beyond my pay grade on this one!
Stay out of it. They both are adults, if she allows him to spend the money it's on her not you.
I too dabbled in gambling I once bought stock in tesla.
I'm failing to see why this is a Dave Ramsey question, and not a professional financial advisor/lawyer question...
Dave is free
@@PInk77W1 and Dave still told him to get legal advice...
@@lovette7684 yeap. I heard that
✝️🙏
Yall need to ask better questions .
WHAT IS HE GAMBLING ON!!????
How is that relevant?
Hopefully not on you scoring touchdowns, Cole Beasley! You've cost me a few dead presidents on fan duel!
@@MichaelAnderson-wk1no It is relevant. It can be just like ten dollars in scratch offs a day.
Which is not bad.
So it is relevant.
STONKS
@@MichaelAnderson-wk1no we need to kno! What he’s gambling on and much is he losing when doin it and how often does he do it
Legally their Married nothing they can do. If the wife was a degenerate spender that would be the same advice (probably not)
K Roddy the hosts of the show recommended that the man who called in should get legal advice for their particular state on that matter. I think that was the best advice they could have given him, because that way his mother will know if she has any options or not.
🧐🧐😂😂😂😂😂😂
Statistically speaking women's gambling problems are increasing faster than men's equivalent. Why doesn't Ramsey have *(any)* videos where a woman is the one that has an issue of this nature?
It's not like it's his choice, he can only make a video when somebody calls in to the show about something.
You are correct and there are studies that show why. Unfortunately, I understand it too well.
Women killing men they know is increasing but men killing women they know is exponential, statistically speaking, so it is definitely a bigger story.
And what makes him a "Degenerate Gambler"?
All gamblers are degenerate.
Losing
@@PInk77W1 In gambling, winners are just future losers.
@@amireallythatgrumpy6508 Not necessarily true either. Poker is a game that requires skill and you can win consistently based off of skill.
@@dankbreh9013 Until your luck turns. Which it inevitably will regardless of skill.
Imagine unironically using ‘degenerate’ in this context…
Good overall tho
First.
Nice way to talk about your father like that?
They are assuming a lot, without knowing anything.
Call a spade a spade. I know that a son would be able to determine whether or not his father's gambling was a problem. Especially better than a random person in the RUclips comments.
@@jamesseurat8679 For all we know. He spends a few bucks on day on a couple scratch offs.
@@jimmymcgill6778 You think a son would call into the Ramsey show and call his father a degenerate gambler because of a few scratch off tickets? Get real Jimmy. This caller better call Saul.
@@jamesseurat8679 Yes.
Especially when you are a religious nut.
@@jamesseurat8679 nah we needed more info