Got the Active Cash a Coupe months ago. Did the Preapproval. They gave me $16K and pulled Equifax where I have 10/24 HP. I'll be hitting up the Autograph in about 4 Months and I just opened up the Checking account the other day to get the $325 bonus for depositing $1k in 90 days. I cancel it after I get the bonus because I can't seriously do checking accounts that have fees in 2023 hahaha Thanks for the video and info
@@Shawn.credit Everyone has that one lender that doesn't mess with them. For me it's Citi. I tried for the AA card twice and was declined. I do have the Bilt MasterCard. If I paid rent, I'd probably like it more than I do now
@@kingsamvisuals active cash to custom cash account open 7 months did it about 2 weeks ago also got the sign up bonus for the active cash card they didn't claw anything back didn't give me a hard time just a yes we can do that hope it helps
Ya me either, I think I just got bad taste personally at one point and then never really cared about them. That said, they got a few good cards, the Bilt is honestly the most appealing to me anyway.
How are they with their co branded cards ? The choice privileges card in particular. Do they pull experian, transunion or equifax ? How many inquiries in 12 months would be to much for wells ? Ty
GREAT information! In your opinion would it be harder to get the Autograph card vs. Active Cash card? Im really not sure if there is a different underwriting for each card? TIA.
Great question they seem to cycle promos for both so not sure, probably go Active Cash still personally as that we have more data on. Didn't say each card has own underwriting but that cards are grouped together, and that is based on our community members experience so YRMV
Any advice on applying for one of their Co branded cards ? I'm looking at getting the choice privilege card . I live in ohio . My exp is 764 my eq is 769 my tu is 775. Loc is 4.5 years . I do have a wells fargo outdoor account that I'm paying on for a hot tub I got 2 years ago
With all business members getting hard pulled is that more of a Co-Sign where creditors factor in every report or is it just incase one were to default?
Its sht like this which why we can't have nice things. I will be looking forward to your videos where you spend months researching a topic with no intro if less then 10 mins long
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West coast, Wells Fargo Autograph pulled Experian and one week later Wells Fargo BILT pulled Experian. Approved for both, $30k each.
BOOM! Huge congrats and thanks for datapoints!
Same Experian here in CA
@@jaykid007 Thanks for sharing Jay!
Got the Active Cash a Coupe months ago. Did the Preapproval. They gave me $16K and pulled Equifax where I have 10/24 HP. I'll be hitting up the Autograph in about 4 Months and I just opened up the Checking account the other day to get the $325 bonus for depositing $1k in 90 days. I cancel it after I get the bonus because I can't seriously do checking accounts that have fees in 2023 hahaha
Thanks for the video and info
Great intel, and congrats on the SL!
@@Shawn.credit Everyone has that one lender that doesn't mess with them. For me it's Citi. I tried for the AA card twice and was declined. I do have the Bilt MasterCard. If I paid rent, I'd probably like it more than I do now
Amazing Video, your doing gods work brother !!
Thanks for watching!
I had a product change and have had this card for under a year no problem they were happy to help
Which card to which?
@@kingsamvisuals active cash to custom cash account open 7 months did it about 2 weeks ago also got the sign up bonus for the active cash card they didn't claw anything back didn't give me a hard time just a yes we can do that hope it helps
I'm in louisiana they pulled my experian I got approved for 7500
Congrats and thanks for sharing!
Love the breakdown btw
Applied for active cash and autograph both pulled Exp -california amd approved
BOOM! Thanks for datapoints and congrats!
Great dps. Thanks for the info. I don’t have any WF products currently, but consider them in the future.
Ya me either, I think I just got bad taste personally at one point and then never really cared about them. That said, they got a few good cards, the Bilt is honestly the most appealing to me anyway.
Pulled TransUnion for me in Pennsylvania, outside of Philadelphia on 10/24/23
Thanks for sharing! Which card?
@@WalletMonkeys WF autograph
How are they with their co branded cards ? The choice privileges card in particular. Do they pull experian, transunion or equifax ? How many inquiries in 12 months would be to much for wells ? Ty
Experian, from Mississippi.
Thanks for datapoints
GREAT information! In your opinion would it be harder to get the Autograph card vs. Active Cash card? Im really not sure if there is a different underwriting for each card? TIA.
Great question they seem to cycle promos for both so not sure, probably go Active Cash still personally as that we have more data on. Didn't say each card has own underwriting but that cards are grouped together, and that is based on our community members experience so YRMV
Any advice on applying for one of their Co branded cards ? I'm looking at getting the choice privilege card . I live in ohio . My exp is 764 my eq is 769 my tu is 775. Loc is 4.5 years . I do have a wells fargo outdoor account that I'm paying on for a hot tub I got 2 years ago
😍
The WF pre-qual tool is not accurate.
Agreed!
Yep
BOOM!
We need NYC data points asap 😒
I live in Brooklyn and they pull Experian for CLI and when I got approved for the Bilt Master Card. They pulled Transunion in the past.
Agreed!
With all business members getting hard pulled is that more of a Co-Sign where creditors factor in every report or is it just incase one were to default?
Those are great questions, I don't know how that would look on a potential default or how they are weighing each credit profile for approval.
What if one of the members only own 10-20%? Usually banks don’t hard pull a member whose interest is below 20% so that’s why I’m asking…
No offense Wells Fargo needs to improve there banks Savings go high yield accounts and needs to improve credit cards they lack point system.
I agree on both points!
- next month they are supposed to be announcing travel partners for their cards.
An intro, really bro. It's a nine minute video.
Its sht like this which why we can't have nice things. I will be looking forward to your videos where you spend months researching a topic with no intro if less then 10 mins long
Another great video and data points make a big difference
Awesome! Glad it helps & thanks for watching!