I applied 6 days ago and was approved for $30K as of this AM! My data at the time of application: 0 inquiry, 0% utilization personal, 3 years in business, Fico 780 (they pulled Experian on personal), the only derogatory on my personal credit is: 60 day late on 2 cc accounts 4 years ago (so no impact). With this approval it makes my 1st business stack so far, since Jan 2024, $230k with Chase, BofA, PNC, Wells Fargo, Citi, Amex, and US Bank across 12 cards. Let's Go!💪
From all the videos I’ve watched I think everyone that applied for the new Wells Fargo business card went into pending. My card just magically showed up in the mail six days later. 😂🎉
Wonder if small airline gift cards might count for the Ritz credit similar to how you can get AA gift cards on the Aspire for the quarterly flight credit
To my understanding, you have to call in and let the rep know what purchase you want counted towards the travel credit and I'm not sure if they'd let you use that for a gift card. I'd have to hear from someone with that experience, and I imagine Stan is a great resource for this!
Great collaboration! Wells Fargo is making some good moves, their trifecta is quite strong! Wells just need to add more transfer options to compete with the big boys. Be careful with DAVE!😂 Keep up the great work!🫵
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I applied 6 days ago and was approved for $30K as of this AM!
My data at the time of application: 0 inquiry, 0% utilization personal, 3 years in business, Fico 780 (they pulled Experian on personal), the only derogatory on my personal credit is: 60 day late on 2 cc accounts 4 years ago (so no impact).
With this approval it makes my 1st business stack so far, since Jan 2024, $230k with Chase, BofA, PNC, Wells Fargo, Citi, Amex, and US Bank across 12 cards.
Let's Go!💪
Awesome vid! Thanks!
Thank you for watching!!
who do they pull credit checks from? hard pull each application with them?
The new hairstyle you been rockin looks great man
Thanks so much brotha! I appreciate that.
Hello from Oregon, missed the stream but re watched it.
Thanks so much for checking in man! I appreciate you.
Excellent collab! How do you get the new freedom cards with out the raised numbers?
Thank you! You just have to request a replacement card through the app!
From all the videos I’ve watched I think everyone that applied for the new Wells Fargo business card went into pending. My card just magically showed up in the mail six days later. 😂🎉
Well that's great news! Congrats on the approval!
Wonder if small airline gift cards might count for the Ritz credit similar to how you can get AA gift cards on the Aspire for the quarterly flight credit
To my understanding, you have to call in and let the rep know what purchase you want counted towards the travel credit and I'm not sure if they'd let you use that for a gift card. I'd have to hear from someone with that experience, and I imagine Stan is a great resource for this!
The big difference between Chase and Amex wrt Bonvoy is Amex can get you Platinum. I hope a refreshed public Ritz card includes that.
I’d love to see the ritz card with higher status, but that’d likely come with an increased annual fee. We’ll see though!
@@SpencerJohnsonOfficial Probably. Hopefully not $650 like the Brilliant. $500 would be ok.
Oh, the dream team here.
Hahah you’re the man
Now $1100 is the minimum you can receive on the ink cash
Thanks for the data point here!
Go to Spencer👍🏁
Thanks for watching brotha!
Ink business cash here. Chase give me a $1100 credit limit
Oh wow! Thanks for the data point Laron!
Damn that’s rough, the lowest I’ve seen is 3k
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Great collaboration! Wells Fargo is making some good moves, their trifecta is quite strong! Wells just need to add more transfer options to compete with the big boys. Be careful with DAVE!😂 Keep up the great work!🫵
Thank you brotha man! I hope to see them add more transfer partners soon. If not, I don’t see many people moving over to em. And noted on Dave 😉