Ultimate Beginner's Guide to Credit Card Points in 2024 [Updated]

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  • Опубликовано: 26 ноя 2024

Комментарии • 762

  • @Jungernaut
    @Jungernaut  9 месяцев назад +76

    Get Started Here 👉 cardhunter.io/roadmap

  • @timwatts8966
    @timwatts8966 9 месяцев назад +908

    We just watched a $1000 seminar for free! Thank you for what you do and how you do it. This will be rewatched over and over. Honesty and Integrity in at your core and appreciated.

    • @Jungernaut
      @Jungernaut  9 месяцев назад +50

      Thank you Tim!

    • @patrickdunn7804
      @patrickdunn7804 3 месяца назад +8

      it’s literally all public information, how would this be worth $1000? that’s ridiculous lol

    • @mehdih8165
      @mehdih8165 3 месяца назад

      ​@@patrickdunn7804 more like 200

    • @angelgregio
      @angelgregio 3 месяца назад

      ​@@patrickdunn7804A lot of people charge for this type of information.

    • @CJEXP
      @CJEXP 2 месяца назад

      Maybe the way it's organized and presented while coming from a reputable source.​@patrickdunn7804

  • @Reneedus
    @Reneedus 7 месяцев назад +141

    I’m 28, I couldn’t even afford to even finish undergrad.
    I’m trying to get a hold of my life and get better credit, work a job that pays me enough and trying to figure out what I am passionate about.
    Videos like this are so helpful. Thanks for making this🙏🏽

  • @zeroviews1184
    @zeroviews1184 8 месяцев назад +720

    Bro has his own yugioh card collection of credit cards. The financial deck.

  • @bryanramirez3468
    @bryanramirez3468 9 месяцев назад +318

    Favorite part of the video was when you mentioned that you can be a delivery driver and use that to apply to a business card! Very useful information🙏🏻

    • @Jungernaut
      @Jungernaut  9 месяцев назад +14

      Love that!

    • @cristinamomoto7043
      @cristinamomoto7043 8 месяцев назад

      @Jungernaut, donu have a link to apply blue amex xpress?

    • @isata88
      @isata88 4 месяца назад

      Can you time stamp it? 😮

    • @MartinVillanueva-jz2zj
      @MartinVillanueva-jz2zj 2 месяца назад

      @@isata88did you not watch the video link 😂

  • @bug5954
    @bug5954 9 месяцев назад +1285

    just turning 17 strong in trynna retire at 30😭

    • @manhdepzai2k3
      @manhdepzai2k3 9 месяцев назад +153

      You're not gonna be retire

    • @ericheiden9752
      @ericheiden9752 9 месяцев назад +214

      Anything is possible

    • @DylanSmith-fl4fs
      @DylanSmith-fl4fs 9 месяцев назад +349

      I'm almost 30 and I wish I would have paid attention to all this when I was 17. Stay on track kid, you'll do great! 🤙🏻

    • @remyquinonez483
      @remyquinonez483 9 месяцев назад +70

      You got it by 25

    • @GZ96V
      @GZ96V 9 месяцев назад +22

      You got it just stay consistent

  • @Funktional3DPrints
    @Funktional3DPrints 9 месяцев назад +42

    Im 51 in MD too and I learned from your videos how to fix my credit, pay down my debt and use credit cards correctly. Thank you!!

    • @Jungernaut
      @Jungernaut  9 месяцев назад +5

      That is awesome!

  • @davidk4860
    @davidk4860 9 месяцев назад +46

    15:00 this is the one thing I would argue against. You get a good relationship with a small bank/credit union and you can get things that the other banks won't give you. These other banks even if you have 10 million+ in your bank account, you are still a number to them. Small bank, you can call them up and get approved for any loan with a good relationship. Having big banks is more secure sure but why not both?

  • @justjojo1666
    @justjojo1666 9 месяцев назад +110

    Been here since 2021, I am 23yr with 14 credit cards with a 760 credit score. You have helped me a long way, miss the secret messages you would put in your descriptions.

    • @chrisseku5210
      @chrisseku5210 7 месяцев назад +9

      Could you list which credit cards are giving you the highest line of credit?

    • @JM-kv2kn
      @JM-kv2kn 4 месяца назад

      @@chrisseku5210that would be the top tier credit cards for each bank

    • @BasketballBuddies
      @BasketballBuddies Месяц назад

      @@chrisseku5210facts

    • @someguyfromtheinternet5102
      @someguyfromtheinternet5102 3 дня назад

      Idk y you got 14 credit cards...
      I just got a debit card.

  • @kent.anagor
    @kent.anagor 9 месяцев назад +89

    Wasn't gonna post anything, because of everyone else posting, but when you said you'll appreciate the words of encouragement, and it'll help you out, I knew I had to comment. Own thing I realized, almost no other RUclipsr asked for words of encouragement and you can tell they means it, so I appreciate you man, and I'll be routing for you

  • @DylanSmith-fl4fs
    @DylanSmith-fl4fs 9 месяцев назад +72

    Dude, just found your channel a couple days ago and HO-LY! The free value is REAL!
    I absolutely love the way you actually structure your videos and walk us through the step-by-step processes chronologically and don't get distracted! Very professionally don't bro! Thank you so much! I just hit 705 across the board on my credit score and I'm getting ready to lay out a list of what to apply for. This could not have come at a better time!

    • @Jungernaut
      @Jungernaut  9 месяцев назад +4

      I appreciate that!

  • @nvtoftw
    @nvtoftw 9 месяцев назад +73

    starting my credit journey at 21, got my CFF after doing research from your channel. sometime I rewatch the same vids 2-3 times to make sure its embedded and I learn everything credit🤣. following a plan getting one of the business cards then eventually an AMEX. freedom is the best feeling, learning about something that wasn't taught in schools nor a household; and I appreciate you brian for dropping gems n knowledge as always. much luv and blessings🥂🖤

  • @jensensimonn
    @jensensimonn 9 месяцев назад +24

    there’s so much free game in this video coming across this is such a gem

  • @m.b.c_nesquik_7582
    @m.b.c_nesquik_7582 8 месяцев назад +3

    I am 17 years old and was interested in being prepared to get my first credit card when I turned 18, took a bunch of value from this video to appreciate it thank you.

  • @TjdjeFifiek
    @TjdjeFifiek 9 месяцев назад +37

    These videos have been such a help. I’m turning 18 in August and have been trying to get as much information as possible. I’m going into the military so I’ll have some more advantages that come with finances, such as no annual fees for any credit card. I’m excited to start my journey into it all and your videos have been a huge help.

    • @hugoballato9521
      @hugoballato9521 9 месяцев назад +7

      Crazy I’m about to turn 18 in August as well and going to the military too 🤣🤣, we got this brother 💪🏼

    • @mr.bonebrake4079
      @mr.bonebrake4079 7 месяцев назад +1

      I’m turning 18 July and I’m going to usmc crazy we gon make it🦾

    • @longer12
      @longer12 Месяц назад

      Same I go to basic in December 😂

  • @lainaology
    @lainaology 9 месяцев назад +17

    I LOVE YOU!! My parents didn't even know this stuff themselves. Now, I want to teach all my friends and you make it so much easier! Thank you.

    • @Jungernaut
      @Jungernaut  9 месяцев назад +2

      You are so welcome!

  • @katydayton222
    @katydayton222 4 месяца назад +5

    My favorite part was honestly the whole thing because I invested my time, and this was a video full of very valuable information. Thanks 😊

  • @Inkysans01
    @Inkysans01 9 месяцев назад +44

    As an 12 year old getting ready for the future this was very helpful

  • @RosarioBillingsley
    @RosarioBillingsley 9 месяцев назад +29

    Made it to the end. I probably need to watch it at least one or two more times. This was a great video. Thanks.

  • @limaesthetics
    @limaesthetics 6 месяцев назад +8

    I love that you will make updated videos for some older topics but still go through every detail so we aren't forced to watch every previous video to understand your information! Keep up the good work :)

  • @youngcruz18
    @youngcruz18 9 месяцев назад +15

    Man your videos have changed my life and view on Credit Cards. Deeply appreciate the content.

  • @michaelthousandjr251
    @michaelthousandjr251 4 месяца назад +2

    I just turned 18 and I’m ready to start making important money moves to secure my future

  • @avoidklipz5790
    @avoidklipz5790 9 месяцев назад +9

    Man I’ve watch almost all of your videos I’m turning 18 in 3 days I really do appreciate the information bc my school doesn’t even over financial literacy ❤ keep it up man

    • @Jungernaut
      @Jungernaut  9 месяцев назад +3

      You're welcome! Advance Happy Birthday! 🥳

  • @roquezepahua614
    @roquezepahua614 9 месяцев назад +1

    Age 15 here learning how to be financially stable for the rest of my life thanks to people like you showing me how to not life the live outside the system

  • @brendaharris9606
    @brendaharris9606 5 месяцев назад +1

    I'm 70 and in debt. All your content was valuable!

  • @guylikegary
    @guylikegary 9 месяцев назад +112

    Don’t show Dave Ramsey this

  • @clownpr8913
    @clownpr8913 7 месяцев назад +4

    Starting my journey in credit and just got approved for the savor one 🎉

  • @caryinayoshi
    @caryinayoshi 9 месяцев назад +3

    Credit is like any other tool. It can help you but if you misuse it, it can hurt. Love this video showing how to use it to benefit us all. Thanks for this video!!!

  • @rafaelcante5731
    @rafaelcante5731 2 месяца назад +1

    17 and will try my best to be financially stable. I’m still confused on some stuff but over time ik I’ll get there

  • @jeffreychery393
    @jeffreychery393 9 месяцев назад +7

    Excellent video. Huge value. Been following you for a while and you’re a major reason why I’m using credit cards a lot more responsibly

    • @Jungernaut
      @Jungernaut  9 месяцев назад +2

      I appreciate that!

  • @jeanbarbosa7450
    @jeanbarbosa7450 9 месяцев назад +1

    My favorite part is 1:12:50 it's going to help a lot with building my credit

  • @AlejandroMedinaGamez
    @AlejandroMedinaGamez 9 месяцев назад +11

    This video is so fire, jam packed with value. Thank you Brian!

  • @lannettepaynes9806
    @lannettepaynes9806 9 месяцев назад +3

    Made it to the end. Wish this info was around when I was young in the 1980's, but never too old to learn. Thank you.

  • @xsouthsidestevex
    @xsouthsidestevex 9 месяцев назад +4

    Thank you for taking the time to explain everything in great detail and to make some of the younger and more impressionable people aware of the risks of diving into credit without good financial literacy.

  • @ElizabethT.ElliDah1.
    @ElizabethT.ElliDah1. 18 дней назад +1

    I love the card climbing station you made. It was made so well!!

  • @AmanChand-y5o
    @AmanChand-y5o 3 месяца назад

    my fav part was just learning so much things I wasn't aware of credit card throughout the video and I'm ready to apply them. Thank you so much, we appreciate your love and care. Keep it up
    Love;
    Aman

  • @piscesbean394
    @piscesbean394 9 месяцев назад +1

    Just found out my credit score and seeing rn where I should open my first credit card.. and this.. this is very useful. Exactly what I needed. Thanks man. Always been a gem.

  • @rachnagrunkemeier8792
    @rachnagrunkemeier8792 4 месяца назад +1

    This was an awesome video! Love your personality and how you deliver it. Good vibes. Hoping to get my kids to watch this entire video!

  • @carlossivilla8078
    @carlossivilla8078 9 месяцев назад +3

    Just wanted to let you know that this video was extremely helpful, and very detailed. Thank you.

  • @loganrenner988
    @loganrenner988 6 месяцев назад +1

    Just got my platnium card at 18 thanks to your videos.

  • @foldz7415
    @foldz7415 5 месяцев назад

    Favorite part was when you showed that could have flown to Japan completely for free. I'm 18 and found this very valuable.

  • @teiks886
    @teiks886 6 месяцев назад

    Extremely informative video that covers all the important points! I’m only 17, getting ready to turn 18 and this video made credit as a whole super easy to understand.

  • @trippy4674
    @trippy4674 9 месяцев назад +60

    I’m starting this at 28 😢.

    • @NuHabitsGroup
      @NuHabitsGroup 9 месяцев назад +27

      I'm glad you are starting 👍. Never too late and make sure to make payments on time, good luck swiping.

    • @trippy4674
      @trippy4674 9 месяцев назад +5

      @@NuHabitsGroup thank you !

    • @AquaNinja95
      @AquaNinja95 7 месяцев назад +12

      I'm 29 and I'm just starting

    • @Communistgun
      @Communistgun 6 месяцев назад +6

      Never too late brotha

    • @YKeyce007
      @YKeyce007 6 месяцев назад +3

      32 😂..

  • @bikolmao6304
    @bikolmao6304 9 месяцев назад +1

    I wouldn't even consider myself a beginner anymore (currently building my Marriott setup and shooting for Lifetime Platinum), but I still managed to learn so much from this video. Although I don't plan to buy a Lambo or a sports car in the future (currently vibing with my Model 3 haha), your explanation on how you used your credit to leverage your ability to purchase a Lamborghini was really concise and insightful. I've already shared this video with many of my friends that are interested in the points and miles game. You're the best Brian!

  • @technopath4119
    @technopath4119 9 месяцев назад +2

    I’m 16 just found this video I haven’t even taken consumer ed yet but this vid well intimidating is very cool and something I need to look into more

  • @Caballerogurl
    @Caballerogurl 2 месяца назад

    This is THE most informative and comprehensive credit card video I’ve come across 👏🏾

  • @iAmAFashionJunkkie
    @iAmAFashionJunkkie 9 месяцев назад +7

    Thank you! The section on how to redeem your point was really helpful.

  • @WilderKing
    @WilderKing Месяц назад

    Been following you for years now, but fell off of the credit card game. However, I am pleasantly surprised by your success 🙌🏾. keep building dude.

  • @BenedictAllen_
    @BenedictAllen_ 7 месяцев назад

    I am stunned at how good this video is. Truly a video that can change peoples lives, thank you!

  • @granttarbell6689
    @granttarbell6689 9 месяцев назад +3

    Watched the whole thing. Liked and subscribed excited for another finance video! Thanks man

    • @Jungernaut
      @Jungernaut  9 месяцев назад +2

      Awesome! Thank you!

  • @JCcolts
    @JCcolts 9 месяцев назад +2

    Love the video, couldn’t explain how thankful I am honestly

  • @matthewmejia2010
    @matthewmejia2010 9 месяцев назад +3

    thx brian, i've used your link for both sofi and my amex platinum so far! i'm loving both too

    • @Jungernaut
      @Jungernaut  9 месяцев назад +3

      Glad you like them and thank you for using my links!

  • @briangudiel9558
    @briangudiel9558 9 месяцев назад +1

    Saying as someone who just stated credit cards and credit in general, you are the King Brian! I started off with a BofA credit card, but as someone who really wants perfect credit for the best rates I decided to get the chase freedom flex but was immediately denied for my thin credit file. However in one of your past videos you mentioned hoca, so I tried and got approved! Which is amazing for only having one credit card for 3 months. These videos are amazing but one thing to add, how do you keep track of all the cards and their closing and aprs?

  • @BlackTheEngineer
    @BlackTheEngineer 9 месяцев назад +6

    Brian your credit videos are changing my life

    • @Jungernaut
      @Jungernaut  9 месяцев назад +2

      I’m glad to hear that!

    • @GUYSGOLF
      @GUYSGOLF 8 месяцев назад

      Would the sequence of credit card work in the uk?

  • @cameale.annsprague3637
    @cameale.annsprague3637 8 месяцев назад +1

    Awesome information thank you so much I have been learning this game for a little over a year now and I appreciate all the information that you gave. Keep up the good work!

  • @bhanuexcalibur
    @bhanuexcalibur 9 месяцев назад +2

    Great video Brian! The credit is all around everywhere in the world. If you know or not, but every
    - person,
    - state,
    - or country
    is using credit in one form or another.

  • @freddieco3487
    @freddieco3487 8 месяцев назад +4

    Start at 10:40

  • @j.p.obregon1415
    @j.p.obregon1415 9 месяцев назад +2

    Love these videos, Brian. You and John Liang have both brought me to the next level with the credit game. Keep up the great work!

  • @DylanPace4
    @DylanPace4 3 месяца назад

    Thanks Brian! I appreciate your candid demeanor! Thanks for spending the time and money to make this video! Keep it up!!

  • @WoodMntSeaBear2
    @WoodMntSeaBear2 9 месяцев назад +2

    I'm 32 years old, about time I got a credit card or two

  • @MrSleepySnorlax695
    @MrSleepySnorlax695 9 месяцев назад +3

    I've been looking for a video like this forever. Appreciate all the effort you put into this. 🙏🙏

  • @oxiomara
    @oxiomara 7 месяцев назад

    Thank you so much for your content and for being part of my growth. I appreciate you dearly. Infinite Blessings and good health to you and yours. 😇

  • @ProductResearchVirginia
    @ProductResearchVirginia 9 месяцев назад +4

    Great info and so many avenues. Appreciate your navigation through them!

  • @User_Lilly7
    @User_Lilly7 9 месяцев назад +2

    Brian you are awesome! I have learned so much from you! Thank you. From Switzerland

  • @AnwarRichardson-jr4xi
    @AnwarRichardson-jr4xi 7 месяцев назад +2

    Keep the information coming it’s changing my life

  • @erendiramejia5645
    @erendiramejia5645 2 месяца назад

    Watched it all and just noticed it was an hour and a half! Great content, thank you so much, liked and subscribed 🙏🏼😄

  • @emshyboy
    @emshyboy 9 месяцев назад +7

    Pure value, mate. Keep it up!

  • @idee7896
    @idee7896 9 месяцев назад +5

    The tele # to dispute application decline was helpful. Thank you.

  • @leonardomadelenlopez4517
    @leonardomadelenlopez4517 9 месяцев назад +2

    Oh, how I wish we learned this in school... Thank you!!

  • @JoseLara-k9e
    @JoseLara-k9e 9 месяцев назад +1

    Great video man. Been watching your content for a couple of years now and very engaging and funny. Working my way up the credit card ladder and liked the hotels part as it’s where I’m at this stage.

  • @Jakob1396
    @Jakob1396 9 месяцев назад +2

    Favorite part of the video was the perfect credit card roadmap. Thanks for all the tips!

  • @pompom-he6zx
    @pompom-he6zx 5 месяцев назад

    I'm ready to start my financial life, this was the best thing I could have seen. Thank you so much

    • @Jungernaut
      @Jungernaut  5 месяцев назад +1

      No problem, glad it was helpful!

  • @freddyboss7
    @freddyboss7 7 месяцев назад

    Wow quality content 🔥 this is the first time I’ve ever saved a video about credit cards

  • @josephcolafrancesco4060
    @josephcolafrancesco4060 3 месяца назад +1

    Good Stuff. Should have watched before getting my cards.

  • @Chilunem
    @Chilunem 9 месяцев назад +2

    Youre the GOAT of financial RUclips in my opinion
    please keep going no matter what
    by the way I live in Maryland so I also have a personal attraction your channel

  • @fredfaylona8629
    @fredfaylona8629 9 месяцев назад +1

    Great info! I will need to re-watch. I've been doing many of the tricks you discussed but did not know the sequence! But I will get better =}. Thanks for doing this and don't stop!

  • @alphaa7828
    @alphaa7828 7 месяцев назад +9

    21 and I still don’t have a credit card. Hopefully this helps 🤝

  • @Stephen-wh8wo
    @Stephen-wh8wo 9 месяцев назад

    This is a great video, I actually took notes and watched and rewatched👍 I really appreciate you being a free mentor on finance, I learn so much.

  • @giliosash101
    @giliosash101 6 месяцев назад

    brian ur the goat, fav part was you breaking down the road to obtaining boss cards through that priority sequence of smaller tier cards

  • @fz259
    @fz259 8 месяцев назад

    You're doing great for people that need this.

    • @Jungernaut
      @Jungernaut  8 месяцев назад

      Thanks for your support! ❤️

  • @honestopinion6268
    @honestopinion6268 4 месяца назад +1

    that school analogy was goated
    you explain a alot of information well

  • @abiytilaye2185
    @abiytilaye2185 3 месяца назад

    You're changing lives bro ❤

  • @nazarethsander1328
    @nazarethsander1328 9 месяцев назад +1

    Thank you Mr. Jung for sharing your knowledge on credit.

  • @JGarcia-zt9de
    @JGarcia-zt9de 8 месяцев назад +1

    I love this video it helped a lotttt

    • @Jungernaut
      @Jungernaut  8 месяцев назад

      Glad it was helpful, brother! ❤️

  • @guantingchen5418
    @guantingchen5418 9 месяцев назад +9

    would love to see a video on navy fed credit cards!

  • @TheApatheticGuy
    @TheApatheticGuy 8 месяцев назад

    Physical credit card portfolio is wild, bro. I respect you for seemingly winning at this game though. Good video.

  • @ElisePartlow
    @ElisePartlow 8 месяцев назад

    ❤ The world needs to hear this. Thank you for sharing and for all your hard work!

    • @Jungernaut
      @Jungernaut  8 месяцев назад +1

      Thanks for listening! ❤️

  • @blueorpse2928
    @blueorpse2928 6 месяцев назад

    Thank you so much for the card pyramid visual, it helped so much and I’m really appreciative of all the knowledge I gained from this video!

    • @Jungernaut
      @Jungernaut  6 месяцев назад

      You are so welcome!

  • @mrfahrenheiit2844
    @mrfahrenheiit2844 8 месяцев назад +1

    Literally just got my freedom chase unlimited a few days ago go and this video gets recommended, it’s a sign 🤑👾

  • @nahooikaika
    @nahooikaika 7 месяцев назад

    Really enjoyed the video. You speak very well and are engaging. The information you share is in-depth and interesting. Thank you.

    • @Jungernaut
      @Jungernaut  7 месяцев назад

      Glad you enjoyed it!

  • @samdockery06
    @samdockery06 6 месяцев назад

    Finally finished the whole video, I’m 17 turning 18

  • @DeeCarter-l2y
    @DeeCarter-l2y Месяц назад

    The chapter note!!😊
    Very informative and detailed. Thank you.

  • @Arrays_tension
    @Arrays_tension 9 месяцев назад +1

    Amazing content, keep up the great work. Love the channel!

  • @paradisexotixc
    @paradisexotixc 6 месяцев назад

    Thankyou very much Brian Jung for your ways and I will remember you for this.🙏💋
    I send you many blessings, protection,prosperity, and abundance your way.

    • @Jungernaut
      @Jungernaut  6 месяцев назад

      Thank you, I appreciate that!

  • @NITO-zr7ni
    @NITO-zr7ni 9 месяцев назад +1

    Thank you!!! Keep up with the educational stuff

  • @The_RealMat
    @The_RealMat 5 дней назад

    love watvhing your videos brian you always make things so easy to understand and i thank you

  • @zairestevons1720
    @zairestevons1720 4 месяца назад

    You a real one for this information, may God bless you g💪🏾

  • @jc200032
    @jc200032 9 месяцев назад

    Thanks A million brother I’m 55 and I learned so much from you. You are an incredibly intelligent young man. Thank you for all the hard-working information that you shared with us. I thought I knew quite a bit but I apparently know very little now that I’ve met you lol.😂 thanks again for all your hard work and sharing all your knowledge you’re a wealth of information. Blessings

    • @Jungernaut
      @Jungernaut  9 месяцев назад

      I appreciate that!!

  • @nadiadevv
    @nadiadevv 5 месяцев назад

    Your video content is so magical. Regards from Indonesia. Love every single part it. Cheers

  • @DeeCarter-l2y
    @DeeCarter-l2y Месяц назад

    Thank you for all of the good tips!! I learned some good tips! 😊