Credit Card Company ‘Back Office’ Executive Spills Secrets

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  • Опубликовано: 23 авг 2024
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Комментарии • 42

  • @sunshinecycling
    @sunshinecycling 3 месяца назад +10

    Dude...flying through those questions felt like I had the speed set to 1.5x.

  • @wscottsmith010
    @wscottsmith010 6 месяцев назад +13

    Great information, Cal! Thanks for keeping us updated on the news and secrets of the industry! This information is valuable!!!!

  • @luqasluque
    @luqasluque 6 месяцев назад +12

    Great content. Keep up the good work.

  • @SterlingSigurdsen
    @SterlingSigurdsen 17 дней назад

    Chase bank slogan should be “Don’t Chase them, they don’t matter”.

  • @SpartanOfFinance
    @SpartanOfFinance 6 месяцев назад +6

    Excellent information in an understandable format. Thank you!

  • @user-bz2pp7zv4s
    @user-bz2pp7zv4s 5 месяцев назад +6

    Bro did you ask AI this? I got the same response.😂

  • @PhillipDrumz
    @PhillipDrumz 6 месяцев назад +7

    Great content bro! Appreciate your intel on the real deal.

  • @rambosidi7634
    @rambosidi7634 6 месяцев назад +5

    You always have excellent and a high level of content in your videos!

  • @CallMeLani
    @CallMeLani 6 месяцев назад +4

    Great meeting you on Calvin's live yesterday!

    • @calbarton
      @calbarton  6 месяцев назад

      Hey Lani, nice meeting you too. It was a great conversation.

    • @RSquared-travel-rewards
      @RSquared-travel-rewards 6 месяцев назад

      @@calbarton Break it up guys. Stop the love fest! Cal, so I've kinda noticed that the QS is often featured in your thumbnails. Hmmm, I'm watching. I'm on to you 😂. Also Lani, it was only a couple days ago that we were best friends and now this.

  • @matrix-teknologies
    @matrix-teknologies 5 месяцев назад +7

    bullshit! my mom had 0 credit, because i added her as an authorized user, the bank was able to link her address and her social security to my credit , since then when my score change her fico score also changed, keep in mind we never provided her ss# yet the bank created a recod with the 3 credit agencies

  • @user-hs2yz7rr4b
    @user-hs2yz7rr4b 5 месяцев назад +1

    Wow. Best video I’ve seen in a while.

  • @josephsaeteurn9158
    @josephsaeteurn9158 6 месяцев назад +20

    my CS is 780 and i dont get approved much except the ones with 23% APR.. screw that

    • @pishposh4506
      @pishposh4506 6 месяцев назад +41

      If you pay your bills every month on time and in full like you should then interest rates shouldn’t matter because you’re never paying interest anyway

    • @jeffg4096
      @jeffg4096 5 месяцев назад +8

      And if you must carry a balance, you do the 0% CCs for so many months or get a credit union cc. I have a CU credit card with about a 14% rate.. used to be under 10% interest until the Fed started jacking up rates.

    • @bobt9705
      @bobt9705 5 месяцев назад

      ​@@jeffg4096True but be careful with that method too because lenders are soft pulling us every 30 days and are slashing our SL because of high risk during these tough economic times. We should use the 0 percent on the business side.

    • @Mellow4202
      @Mellow4202 5 месяцев назад +5

      APR only matters if you don't plan on paying your balance off by the due date.

    • @RobertLW
      @RobertLW 5 месяцев назад +5

      I can’t imagine looking at APR lol, I don’t want to talk shit, but you probably shouldn’t use a credit card if you’re paying interest 😂

  • @Hi.ImJake
    @Hi.ImJake 5 месяцев назад +2

    Good video and info, but putting subtitles directly on it, not so good. Very distracting, especially when they're not accurate.

  • @user-bm7yy6rb1s
    @user-bm7yy6rb1s 5 месяцев назад +2

    To matrix: not sure if your totally correct. But you see what you see. I think especially these days. There rules expanded. Algorithm. Because "I think" it's fico that doesn't care about piggy backing. In credit history. That's what u need to look at credit history. Authorized user. Each company uses different reasons for same 5 category. I opened 5 cards in 1 yr and no issues . This was done years ago. Every one is different every zipcode is different every history is different. Meaning every one is different. Same categories but reasons.

  • @iAmBrah
    @iAmBrah 5 месяцев назад +3

    highly informative video

    • @calbarton
      @calbarton  5 месяцев назад

      Happy you enjoyed

  • @Patriot_here
    @Patriot_here 5 месяцев назад +3

    And get into debt trap!

  • @stephenshelton6083
    @stephenshelton6083 6 месяцев назад +2

    Good Job

  • @drennonjones708
    @drennonjones708 5 месяцев назад +5

    if i have give you my info your info isnt free

    • @calbarton
      @calbarton  5 месяцев назад +1

      You spent your time watching this video. Is your time free?

  • @fiona3821
    @fiona3821 5 месяцев назад +1

    What about a new businesses

  • @PluPerfective
    @PluPerfective 5 месяцев назад +5

    Yeah I’m done with credit nonsense, lol - increase income, and real estate.

  • @terrywatson4473
    @terrywatson4473 5 месяцев назад +2

    It's called Advanced algorithms😓

  • @nbrewer4617
    @nbrewer4617 5 месяцев назад +1

    😉 promo sm

  • @j.r.1426
    @j.r.1426 6 месяцев назад +6

    Once again some great information

    • @clownbaby7985
      @clownbaby7985 6 месяцев назад

      Agreed, thanks for the help boss.