yeah i had them.... pretty much junk... they do gave some shit but it just pain to had them.... when you rich... just don't want to look after your credit card..... i
The Amex Centurion is the most popular and has the largest number of card members worldwide compared to the other ultra-exclusive cards on this list. I heard that approximately 100,000 people worldwide have the Centurion card.
@@MrNick- I think that's what he meant when he said "achieving success" (which is hard and I assume financial success). Though what he said leaves for multiple interpreations I aggre.
That's actually a brilliant networking opportunity. 10k people who are on the same level of wealth as you or more can lead to some interesting financial opportunities.
I’ve got a First Direct black credit card. It gives me the right to join the normal security queue at airports, access to the normal departure lounges, and the right to join the queue at the car hire counter or the bus queue to my final destination. There is no annual fee though.
I was so proud when my 21 year old canadian ass got approved for the BMO World Elite Black Card! Didnt expect to ever be making the 80k limit at 21... Now I have goals for 31.... ;)
One thing I really about you @The Credit Shifu is that you do not act like you know everything. Sometimes other RUclipsrs spread false information that confuses the masses.
I thought the JP Morgan Reserve card was not for Chase Private Clients, only for JP Morgan Private Bank clients. There are material differences to qualifying (over $10M of investable assets is one major difference, not just net worth). I have it and that’s what I was told. I think the AMEX Centurion Card has finally become worth it for me because of the Equinox membership and the Saks credit. It basically costs $400 a year (not including the initiation fee) when you account for those benefits. I hadn’t considered the AMEX Black Card to be a good value previously and have had my Platinum card for 20+ years (yes, I do care about value, despite being able to afford it), but now, I think I’ll accept it, assuming I get invited again by AMEX.
i just think it's so lame how they took an already renowned term about something else and are now calling it their product. the amex centurion is the REAL black card, they just never officially called it that. honestly i dont even know how mastercard got away with that.
If you look on their website they also have a GOLD CARD and it's a higher tier for some reason and even dumber looking. I actually do know two people who have the black mastercard and I asked them about it and they both admitted they just wanted it and barely use them
I got approved for the Coutts silk card today . Can’t wait to try out the concierge after lockdown . You even get sent a video voiced by joanna lumley reading all the pre contract information when applying . Little bit different
In a previous career I had the centurion for business expenses (I myself am not affluent at all, just average middle class). It attracts the wrong type of attention and I would just stick with platinum as the novelty wears off quickly. Stay safe and healthy everyone!
I worked at a restaurant where we saw a lot of black cards, the first time I handled one I was just impressed by how heavy it was, other then that from my observations when someone used it was how many people paid attention to how someone else pays even other tables and new staff, after people saw it the cardholder basically just gets stared at and the conversations around the room quickly change to money and wealth. And sometimes you get someone who throws it down in the middle of the table like a big dick
You used to be able to get the JPMR as a CPC upon request as you mentioned, but they changed that a few years ago. You can pretty much only get it as a private bank client now
I've been told that it is JP Morgan Private client, which is 10M, but it is not a hard requirement. As long as you met the requirements and upgraded to JPMPC, you may remove some money out as long as you still have a large amount in there. It won’t downgrade you unless your balance is significantly low.
You forgot about the exclusive card from bank of America. Which has no credit limit as long as you have it played back within a certain time frame which I think is 1 , 3 or 6 months. I dont know of any specific bonuses that you might get with this card cause my father never talked about it. I do know you need either a certain net worth or a certain amount of money being cycled through your hands in a given time frame.
The best one is clearly the Dubai First Royale in Gold and diamond with absolutely no benefit... 😂😂😂 When i thought that the €590 fee of my Amex AF/KL Platinum was way too high...
I’m wondering when will the major Airlines start offering. Once in a lifetime specials on buying airline miles/points? Because of the current situation.
is american express bank a retail banking or private banking only? how can I open an offshore bank account in amex? im from the philippines? what is the meaning of rbs?
American Express does credit cards and savings accounts in the US, you can go on their Philippines website and see what services they provide in your country. RBS = Royal Bank of Scotland
@@TheCreditShifu Coutts is no longer as exclusive as it was. Now you just have to be rich to bank there, like the Beckham family and other so called celebrities. The only bank, at least in the UK, is C Hoare and Co. If you have a debit card you don't need credit. I find mine is more than sufficient, as did about 8 generations before me.
How will this virus situation in general affect credit in situations where people aren’t required to pay in this volatile situation? For example: renters being barred from evictions and therefore you’re racking up debt until the situation is cleared up and evictions are allowed again. Will we take hits on our credit?
Pay all of your bills as normal regardless of grace periods given... why accrue debt if you don't have to? If you can't pay the rent, you best get with your landlord and work something out ASAP. Credit score will be the least of your worries then.
Hey Credit Shifu, so I discoverd an Ad online from “Payoff Inc” showing that they can help pay off credit card debt with a loan since their interest is lower. Do you know anything about this company? I’m trying to lower my interest on one of my credit cards I owe a lot. Any tips.
I own an OCBC Voyage Titanium Credit Card ( which is the highest of it’s class for commoners or prolly income that is at least over 100k a year ) and i thought i am damn awesome, then after looking at the list of your credit card list, i felt like a poor people all of a sudden
The Coutts concierge is not better than centurion ! Oh and btw in the uk Amex gives you a plastic card as well as a titanium card as the titanium is not contactless..
I am new to this, but what is the use for such credit cards? There are many free cards without transaction fees worldwide. Why should one pay for stuff which others get free?
Surely you make income in many otherways..your income stream is not solely youtube is it?? Would like to know which cards you use if that’s ok or if you have a video showing this already which i may have missed..Thanks
Credit cards with no FX fees in the UK are not rare, most banks have one. Halifax have a quite popular one (Halifax Clarity), NatWest/RBS do (creatively named their Credit Card), Barclays has one too (Barclaycard Reward) and Santander does too (Santander Zero). Just to name a few 😄 it's actually harder to find current accounts (also known as a checking account, but we don't call them that here) with no FX fees, but neobanks such as Starling Bank and Monzo are popularizing it.
I was chase private clients but when I sold a house in China and transfer money to the US chase closed all my bank account without telling me why. Wtf chase .....
The ultra rich have people to manage their people who manage their $ and a person who handles receivables and payable. They don't need a damn card, they just walk in and do whatever.
Remember kids owning a credit card means : 1) u pay annual fee 2) they charge monthly interest fee 3) if u missed 1 payment for whatever reason, your credit score drop
If someone is in that income bracket with $10+ million in marketable assets, the annual fee is immaterial. To a person of that financial caliber, its all about the perks, the exclusivity, the concierge services, the personal customer services. If you are a “bargain hunter” looking for “free” services, then you are not the type of clientele that these banks & financial services groups need to cater to to keep you as an exclusive customer. If you have MILLIONS in their bank, then they deserve the exclusive services.
$1000 credit isnt bad for a starter. There are some that get approved for only $500 to $700. Others with low credit score tend to be pproved for a secured credit card with $200 to $400 credit limit.
![Seungmin "그렇게, 천천히, 우리(As we are)" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/kAzmhLHePqU/mqdefault.jpg)
Check out part two of this video here! ruclips.net/video/BuhCjrG7Zno/видео.html
What about Jp Morgan Reserve?
It's a thrash site...
yeah i had them.... pretty much junk... they do gave some shit but it just pain to had them.... when you rich... just don't want to look after your credit card..... i
The Amex Centurion is the most popular and has the largest number of card members worldwide compared to the other ultra-exclusive cards on this list. I heard that approximately 100,000 people worldwide have the Centurion card.
I got a LibraryCard😐😐
ali awan u r the richest....
Unlimited knowledge
not bad
That's the best card to have. 😊
Lol, I can't even say that =D
I don't know why I'm watching this, I can't relate.
not bad to dream...
no, really. what's the point of this shit?
Gotta speak it into existence 🤙🏾
Me either
Stop dragging bad energy towards you!
Imagine having one of these cards, achieving success, and entering a place where like 10k other people have it, too
Well compared to America’s population of around 325 Million…. 10k is nothing.
@@MrNick- I think that's what he meant when he said "achieving success" (which is hard and I assume financial success). Though what he said leaves for multiple interpreations I aggre.
That's actually a brilliant networking opportunity. 10k people who are on the same level of wealth as you or more can lead to some interesting financial opportunities.
I’ve got a First Direct black credit card. It gives me the right to join the normal security queue at airports, access to the normal departure lounges, and the right to join the queue at the car hire counter or the bus queue to my final destination. There is no annual fee though.
Amex black card is made of metal. It’s heavy. Kinda makes an impression when you hold it
hashvid Capital One Venture is also metal, not so exclusive, but I live in Mexico so it makes a big impression lol
My damn acorns card metal. 🤷🏽♂️
It’s made out of titanium
It should be made of platinum for the price of the fees.
Still not as physically impressive as the Amex Platinum. Essentially very similar to the Amazon Business Amex lol.
I was so proud when my 21 year old canadian ass got approved for the BMO World Elite Black Card! Didnt expect to ever be making the 80k limit at 21... Now I have goals for 31.... ;)
One thing I really about you @The Credit Shifu is that you do not act like you know everything. Sometimes other RUclipsrs spread false information that confuses the masses.
So this is what Jim Carrey is up to these days!
Underrated comment😂😂😂😂
😂😂😂
😂😂😂 wtf!!!!
I thought the JP Morgan Reserve card was not for Chase Private Clients, only for JP Morgan Private Bank clients. There are material differences to qualifying (over $10M of investable assets is one major difference, not just net worth). I have it and that’s what I was told. I think the AMEX Centurion Card has finally become worth it for me because of the Equinox membership and the Saks credit. It basically costs $400 a year (not including the initiation fee) when you account for those benefits. I hadn’t considered the AMEX Black Card to be a good value previously and have had my Platinum card for 20+ years (yes, I do care about value, despite being able to afford it), but now, I think I’ll accept it, assuming I get invited again by AMEX.
List is not complete without the MasterCard BLACK CARD 😂
CHIGGS 58TH I'm curious to know how many people actually hold this card. It is absurd
castill0PR7
Uhhhhh.....that would be me!😖
Got a reference to that twice in the mail. I laughed both times.
i just think it's so lame how they took an already renowned term about something else and are now calling it their product. the amex centurion is the REAL black card, they just never officially called it that. honestly i dont even know how mastercard got away with that.
If you look on their website they also have a GOLD CARD and it's a higher tier for some reason and even dumber looking. I actually do know two people who have the black mastercard and I asked them about it and they both admitted they just wanted it and barely use them
thew fact you were able to admit your net worth speaks volume about your character... liked and subbed
The American Express black card is the best looking out of them but the annual and the initiation fee is horrendous!
Relax, they won't be inviting you anytime soon
AM3X lol
Nick Parker maybe the platinum might entice you?
@@adre819 No I'm fine with the gold one!
Nick Parker same hahah gold enough more . Platinum out of reach
I got approved for the Coutts silk card today . Can’t wait to try out the concierge after lockdown .
You even get sent a video voiced by joanna lumley reading all the pre contract information when applying . Little bit different
That's neat!
In a previous career I had the centurion for business expenses (I myself am not affluent at all, just average middle class).
It attracts the wrong type of attention and I would just stick with platinum as the novelty wears off quickly.
Stay safe and healthy everyone!
Would you explain what you meant by the statement, “attracts the wrong type of attention”?
Lol maybe he means gold diggers and sugar babies😂😂
I worked at a restaurant where we saw a lot of black cards, the first time I handled one I was just impressed by how heavy it was, other then that from my observations when someone used it was how many people paid attention to how someone else pays even other tables and new staff, after people saw it the cardholder basically just gets stared at and the conversations around the room quickly change to money and wealth. And sometimes you get someone who throws it down in the middle of the table like a big dick
Any word on the 2
new exclusive American Express cards you mentioned a couple videos back?
These cards aren’t shit! I still have my Blockbuster Video membership card. I’m ballin’ 🤩
HAAA LOL
Lol😅
You used to be able to get the JPMR as a CPC upon request as you mentioned, but they changed that a few years ago. You can pretty much only get it as a private bank client now
JPMorgan card you need to be a Private Bank client - not the same as Chase Private Client
Citi bank black preferred, 21 months of 0% for all my vacation needs. Takes care of auto rental insurance up to 50,000 euros.
Me watching Minecraft
RUclips : HEY LOOK AT THEESE EXPENSIVE CARDS
Mans got the whole squad laughing
you only need 5 million to start your own bank
Last time o read the requirement was 20 million
Sensei, you can start a bank with $500k
I've been told that it is JP Morgan Private client, which is 10M, but it is not a hard requirement. As long as you met the requirements and upgraded to JPMPC, you may remove some money out as long as you still have a large amount in there. It won’t downgrade you unless your balance is significantly low.
One day I will get this card , I believe in myself.
does it work if I just paint my normal Citibank card black?
I have the Apple MC. Does that count? It’s made of titanium.
I have a better chance of getting a reach around before I get one of these cards.
Can you get the capital one venture card sign up bonus twice?
You should make a video about how some credit cards are working with people to defer interest, payments, and other things
El Chapo has all of them.
Pablo escobar had all of them.
I don't know why I'm watching this. I don't have a single credit card.
You forgot about the exclusive card from bank of America. Which has no credit limit as long as you have it played back within a certain time frame which I think is 1 , 3 or 6 months. I dont know of any specific bonuses that you might get with this card cause my father never talked about it. I do know you need either a certain net worth or a certain amount of money being cycled through your hands in a given time frame.
As the great lil Wayne once said “pull out my black card, that’s my lil nigga”
The 10 mil requirement for the JPM reserve isn't true Im a chase private client with under 1 mil and got it.
Pierce Adams I remember they changed their policy about that recently, so you might got grandfathered
Peasant.
My "EBT" card works with almost everywhere too!!! LOL
Another chapter in my "Recomended" Online Series
Thanks for covering cards I'll never have.
I have black Revolut...and I get free Starbucks coffe....hoorrraaayyyy
twixter1000able how? I have that card lol
Ohhh nooo. I just found out...I was actually paying for it....
I legit thought this was a new GTA update explanation video
Why did I think the same thing? Hahahah
Me too
I kind of like to be an uninvited guest.
Who needs an invitation?
Hence I applied for Discover, Capital One, Amex, Chase, Barclays.
This list is incomplete without the Credit Shifu "Black Card"!!! LoL
Entertaining video, Ben!!!
The best one is clearly the Dubai First Royale in Gold and diamond with absolutely no benefit... 😂😂😂
When i thought that the €590 fee of my Amex AF/KL Platinum was way too high...
No benefit? You can ask for anything and it will be done for you.
That's a totally different league than chasing points and 1% cashback 🤣
@@aceofspades001 with my simple classic visa it's possible to request anything too, the only limit is my banker 😁
Maybe a Splash of deep purple would make it even more unique or you could do burgundy
Citi just announced the Ultima card will change to Mastercard...
There's no Centurion lounge in Taipei bro
I’m wondering when will the major Airlines start offering. Once in a lifetime specials on buying airline miles/points? Because of the current situation.
For banks absolutely for consumers no
American Airlines tried that once, and they apparently ended up losing millions of dollars, or so they say.
I would love to see you do a review of the UBS cards.
Does the card include a round at Pebble Beach? The greens fee is essentially a monthly mortgage payment.
How do you get citi chairman, Ive been trying to search it up but could not find any info
Yeah there is really not much info about it, so I wonder whether it is still open to new applicants or not
Why they don't have any centurion cards here in Israel.
Just subscribed because I like your style 👍
Thanks bro
what is the bank of american express and coutts?
Amex issues it’s own cards, Coutts is part of RBS group
is american express bank a retail banking or private banking only? how can I open an offshore bank account in amex? im from the philippines? what is the meaning of rbs?
American Express does credit cards and savings accounts in the US, you can go on their Philippines website and see what services they provide in your country. RBS = Royal Bank of Scotland
oh wow that's great to know that. thanks for the reply. :)
@@TheCreditShifu Coutts is no longer as exclusive as it was. Now you just have to be rich to bank there, like the Beckham family and other so called celebrities. The only bank, at least in the UK, is C Hoare and Co. If you have a debit card you don't need credit. I find mine is more than sufficient, as did about 8 generations before me.
How will this virus situation in general affect credit in situations where people aren’t required to pay in this volatile situation? For example: renters being barred from evictions and therefore you’re racking up debt until the situation is cleared up and evictions are allowed again. Will we take hits on our credit?
Pay all of your bills as normal regardless of grace periods given... why accrue debt if you don't have to?
If you can't pay the rent, you best get with your landlord and work something out ASAP. Credit score will be the least of your worries then.
Im a chase private client myself and I didnt get any invites for the JP Reserve. Yet?
Hey Credit Shifu, so I discoverd an Ad online from “Payoff Inc” showing that they can help pay off credit card debt with a loan since their interest is lower. Do you know anything about this company? I’m trying to lower my interest on one of my credit cards I owe a lot. Any tips.
still waiting for you to say "quid" in a video. Lol!
The basic green card of Amex literally is the same as the Black one, same recognition, less cheaper
I own an OCBC Voyage Titanium Credit Card ( which is the highest of it’s class for commoners or prolly income that is at least over 100k a year ) and i thought i am damn awesome, then after looking at the list of your credit card list, i felt like a poor people all of a sudden
The Coutts concierge is not better than centurion ! Oh and btw in the uk Amex gives you a plastic card as well as a titanium card as the titanium is not contactless..
I find my C Hoare and Co debit card far better than any credit card. Coutts has too many downmarket customers these days.
I got offered a amex black card, I didn't get it. The annual and initiation fees were way too high. I'll take a 0%apr CC anyday.
I don't have any credit cards. I find my bank debit card is enough.
I've a zero balance debit card, if that counts. It comes in blue and black
My mom has the American Express black card I never knew that it was so exclusive
Welp... maybe someday I’ll be rich enough to for a black card 😂 great video credit shifu!!!
I am new to this, but what is the use for such credit cards? There are many free cards without transaction fees worldwide. Why should one pay for stuff which others get free?
A lot of these cards are for status, some have decent benefits but it’s mostly a case if u got it flaunt it, bit like designer clothes.
I didn't know Jim Carrey was reviewing credit cards now
Fun Fact: They all also guarantee a priority position to the guillotine.
Meanwhile, I'm debating a $95 annual fee for weeks . . .
Which card?
😂
😆😆😆😆😆😆
You know how some people cut up there old credit cards so no one can get the card number how do you do that with a metal credit card
they send you a package and you ship it back to them so they can destroy it!
Surely you make income in many otherways..your income stream is not solely youtube is it?? Would like to know which cards you use if that’s ok or if you have a video showing this already which i may have missed..Thanks
I know someone with a Bass Pro Shops black card and thats gotta be the hardest Ive ever been flexed on tbh
Credit cards with no FX fees in the UK are not rare, most banks have one. Halifax have a quite popular one (Halifax Clarity), NatWest/RBS do (creatively named their Credit Card), Barclays has one too (Barclaycard Reward) and Santander does too (Santander Zero). Just to name a few 😄 it's actually harder to find current accounts (also known as a checking account, but we don't call them that here) with no FX fees, but neobanks such as Starling Bank and Monzo are popularizing it.
The hardest card to get is the dubai royale?
You should also add diners blacj the list isnt complete
I was chase private clients but when I sold a house in China and transfer money to the US chase closed all my bank account without telling me why. Wtf chase .....
I have your answer but you wouldn't like it.
The Dubai Royale card is sick! Imagine, not caring enough that if you spend so much you don't get any points.
So which is the best for the ultra rich in your opinion?
The ultra rich have people to manage their people who manage their $ and a person who handles receivables and payable. They don't need a damn card, they just walk in and do whatever.
Can I just get out of this lockdown using my Dubai First card?
Black because is mysterious
I'll take "8 cards I will never be invited to have for $800 Alex".
Where the heck is Apple card..🤔😅😂
great video!! thank you
So basically I would have to research which black card I‘d rather have, then go there and work my way up, right? Seems easy enough
My man calling out luxury card. 😂
so if you earn more money, the cheaper things get??
Remember kids owning a credit card means :
1) u pay annual fee
2) they charge monthly interest fee
3) if u missed 1 payment for whatever reason, your credit score drop
It also means that you have credit but not enough cash, generally, to pay it off.
13 years old me never owned card in my whole fucking and watching this.
11:23 ; **the rock eyebrow rising**
Wonder how many people have any of theses cards
I also have a black card, only use it to get out of sticky situations.
Karl-Rick Bizoza That’s actually funny lol
I have the Costco Business Executive membership card it’s black so yeah!!! 😳😂
6:16 That there is the tackiest, gaudiest, most tasteless credit card design I have ever seen. Exclusive black or plain regular.
I think the sheets card is gaudier
Well, Dubai is tacky, gaudy, and tasteless... so there you go! lol
If someone is in that income bracket with $10+ million in marketable assets, the annual fee is immaterial. To a person of that financial caliber, its all about the perks, the exclusivity, the concierge services, the personal customer services. If you are a “bargain hunter” looking for “free” services, then you are not the type of clientele that these banks & financial services groups need to cater to to keep you as an exclusive customer. If you have MILLIONS in their bank, then they deserve the exclusive services.
Nice content, please come out with more content like that so we have something to distract us, hahaha!
Who is still unemployed and watching this video like you can actually afford??
I just applied for my first cc and was only offered $1,000 limit 😂😂😂 I wont have a cc like this ever
lol
Jorge Marron honestly you wouldnt want to AMEX Centurion has rediculous fees
$1000 credit isnt bad for a starter. There are some that get approved for only $500 to $700. Others with low credit score tend to be pproved for a secured credit card with $200 to $400 credit limit.
So basically every other card is trying to be a Centurion - killer.
i was just thinking could you make a living reviewing credit cards of all things and i think im one step closer to finding out
Yeah well DBS will now give that without annual income... but only if you invest with them for 5m SGD
So, Centurion Black card members in the UK need a Discover card to avoid currency transaction fees?
Funniest thing I've heard in a while.
Yep, or there is also a Halifax card in the UK that has no FX fee that is pretty popular
Nice haircut mate