8 Most Exclusive Black Cards on the Credit Card Market

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  • Опубликовано: 4 июл 2024
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    We look at some crazy exclusive credit cards like the Dubai First Royale, the DBS Insignia, Amex Centurion Black Card, Citi Chairman Card, JP Morgan Reserve etc..
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Комментарии • 340

  • @TheCreditShifu
    @TheCreditShifu  4 года назад +42

    Check out part two of this video here! ruclips.net/video/BuhCjrG7Zno/видео.html

    • @romaingamalet3046
      @romaingamalet3046 4 года назад

      What about Jp Morgan Reserve?

    • @tanjoel2185
      @tanjoel2185 4 года назад

      It's a thrash site...

    • @campkira
      @campkira 4 года назад

      yeah i had them.... pretty much junk... they do gave some shit but it just pain to had them.... when you rich... just don't want to look after your credit card..... i

    • @petersmith2040
      @petersmith2040 2 года назад

      The Amex Centurion is the most popular and has the largest number of card members worldwide compared to the other ultra-exclusive cards on this list. I heard that approximately 100,000 people worldwide have the Centurion card.

  • @aliawan5490
    @aliawan5490 4 года назад +595

    I got a LibraryCard😐😐

  • @Musubee
    @Musubee 4 года назад +486

    I don't know why I'm watching this, I can't relate.

    • @jdmitchell2
      @jdmitchell2 4 года назад +17

      not bad to dream...

    • @tres2112
      @tres2112 4 года назад +7

      no, really. what's the point of this shit?

    • @Cali_bred89
      @Cali_bred89 4 года назад +3

      Gotta speak it into existence 🤙🏾

    • @brickcity1711
      @brickcity1711 2 года назад

      Me either

    • @jeanclouivil7893
      @jeanclouivil7893 7 дней назад

      Stop dragging bad energy towards you!

  • @clutchtastic_
    @clutchtastic_ 3 года назад +90

    Imagine having one of these cards, achieving success, and entering a place where like 10k other people have it, too

    • @MrNick-
      @MrNick- 2 года назад +16

      Well compared to America’s population of around 325 Million…. 10k is nothing.

    • @renatosardinhalopes6073
      @renatosardinhalopes6073 2 года назад +1

      @@MrNick- I think that's what he meant when he said "achieving success" (which is hard and I assume financial success). Though what he said leaves for multiple interpreations I aggre.

    • @arvindsrikanth550
      @arvindsrikanth550 Год назад +1

      That's actually a brilliant networking opportunity. 10k people who are on the same level of wealth as you or more can lead to some interesting financial opportunities.

  • @markpearson7532
    @markpearson7532 3 года назад +68

    I’ve got a First Direct black credit card. It gives me the right to join the normal security queue at airports, access to the normal departure lounges, and the right to join the queue at the car hire counter or the bus queue to my final destination. There is no annual fee though.

  • @hashvid
    @hashvid 4 года назад +116

    Amex black card is made of metal. It’s heavy. Kinda makes an impression when you hold it

    • @VictorDeveze
      @VictorDeveze 4 года назад +1

      hashvid Capital One Venture is also metal, not so exclusive, but I live in Mexico so it makes a big impression lol

    • @calvinking1663
      @calvinking1663 4 года назад +2

      My damn acorns card metal. 🤷🏽‍♂️

    • @marclloyd5443
      @marclloyd5443 3 года назад +1

      It’s made out of titanium

    • @pigbenis2812
      @pigbenis2812 3 года назад +4

      It should be made of platinum for the price of the fees.

    • @magasaurus7210
      @magasaurus7210 2 года назад

      Still not as physically impressive as the Amex Platinum. Essentially very similar to the Amazon Business Amex lol.

  • @castill0PR7
    @castill0PR7 4 года назад +267

    List is not complete without the MasterCard BLACK CARD 😂

    • @castill0PR7
      @castill0PR7 4 года назад +16

      CHIGGS 58TH I'm curious to know how many people actually hold this card. It is absurd

    • @ducatirottie
      @ducatirottie 4 года назад

      castill0PR7
      Uhhhhh.....that would be me!😖

    • @Alot0fmonkeys
      @Alot0fmonkeys 4 года назад +9

      Got a reference to that twice in the mail. I laughed both times.

    • @gillsilverberg5857
      @gillsilverberg5857 4 года назад +6

      i just think it's so lame how they took an already renowned term about something else and are now calling it their product. the amex centurion is the REAL black card, they just never officially called it that. honestly i dont even know how mastercard got away with that.

    • @treyperry9722
      @treyperry9722 4 года назад +4

      If you look on their website they also have a GOLD CARD and it's a higher tier for some reason and even dumber looking. I actually do know two people who have the black mastercard and I asked them about it and they both admitted they just wanted it and barely use them

  • @walkeradair4570
    @walkeradair4570 4 года назад +45

    I was so proud when my 21 year old canadian ass got approved for the BMO World Elite Black Card! Didnt expect to ever be making the 80k limit at 21... Now I have goals for 31.... ;)

  • @SlotsxMyxThing
    @SlotsxMyxThing 4 года назад +17

    thew fact you were able to admit your net worth speaks volume about your character... liked and subbed

  • @soojoe
    @soojoe 4 года назад +4

    One thing I really about you @The Credit Shifu is that you do not act like you know everything. Sometimes other RUclipsrs spread false information that confuses the masses.

  • @senseiois4208
    @senseiois4208 4 года назад +40

    you only need 5 million to start your own bank

    • @c.s1393
      @c.s1393 4 года назад +8

      Last time o read the requirement was 20 million

  • @valledis823
    @valledis823 4 года назад +184

    So this is what Jim Carrey is up to these days!

  • @mmilanovic
    @mmilanovic 4 года назад

    great video!! thank you

  • @carbonchain
    @carbonchain 4 года назад +29

    In a previous career I had the centurion for business expenses (I myself am not affluent at all, just average middle class).
    It attracts the wrong type of attention and I would just stick with platinum as the novelty wears off quickly.
    Stay safe and healthy everyone!

    • @johntrust6217
      @johntrust6217 4 года назад +2

      Would you explain what you meant by the statement, “attracts the wrong type of attention”?

    • @winterrose9811
      @winterrose9811 4 года назад +8

      Lol maybe he means gold diggers and sugar babies😂😂

    • @steveshillinger2920
      @steveshillinger2920 4 года назад +8

      I worked at a restaurant where we saw a lot of black cards, the first time I handled one I was just impressed by how heavy it was, other then that from my observations when someone used it was how many people paid attention to how someone else pays even other tables and new staff, after people saw it the cardholder basically just gets stared at and the conversations around the room quickly change to money and wealth. And sometimes you get someone who throws it down in the middle of the table like a big dick

  • @potatojibet
    @potatojibet 4 года назад +33

    Me watching Minecraft
    RUclips : HEY LOOK AT THEESE EXPENSIVE CARDS

  • @jealva
    @jealva 4 года назад +10

    I thought the JP Morgan Reserve card was not for Chase Private Clients, only for JP Morgan Private Bank clients. There are material differences to qualifying (over $10M of investable assets is one major difference, not just net worth). I have it and that’s what I was told. I think the AMEX Centurion Card has finally become worth it for me because of the Equinox membership and the Saks credit. It basically costs $400 a year (not including the initiation fee) when you account for those benefits. I hadn’t considered the AMEX Black Card to be a good value previously and have had my Platinum card for 20+ years (yes, I do care about value, despite being able to afford it), but now, I think I’ll accept it, assuming I get invited again by AMEX.

  • @innertamement
    @innertamement 4 года назад +4

    You used to be able to get the JPMR as a CPC upon request as you mentioned, but they changed that a few years ago. You can pretty much only get it as a private bank client now

  • @Gomez1915
    @Gomez1915 4 года назад +55

    These cards aren’t shit! I still have my Blockbuster Video membership card. I’m ballin’ 🤩

  • @7Neighbours
    @7Neighbours 3 года назад +29

    I got approved for the Coutts silk card today . Can’t wait to try out the concierge after lockdown .
    You even get sent a video voiced by joanna lumley reading all the pre contract information when applying . Little bit different

  • @wannabedal-adx458
    @wannabedal-adx458 4 года назад +2

    This list is incomplete without the Credit Shifu "Black Card"!!! LoL
    Entertaining video, Ben!!!

  • @davidhite4682
    @davidhite4682 4 года назад +18

    Any word on the 2
    new exclusive American Express cards you mentioned a couple videos back?

  • @roxcyn
    @roxcyn 4 года назад +34

    Thanks for covering cards I'll never have.

  • @09NXN06
    @09NXN06 4 года назад +74

    The American Express black card is the best looking out of them but the annual and the initiation fee is horrendous!

    • @amex4453
      @amex4453 4 года назад +29

      Relax, they won't be inviting you anytime soon

    • @adre819
      @adre819 4 года назад +1

      AM3X lol

    • @adre819
      @adre819 4 года назад +2

      Nick Parker maybe the platinum might entice you?

    • @09NXN06
      @09NXN06 4 года назад +1

      @@adre819 No I'm fine with the gold one!

    • @adre819
      @adre819 4 года назад +2

      Nick Parker same hahah gold enough more . Platinum out of reach

  • @SwedisGamer00
    @SwedisGamer00 4 года назад +9

    Another chapter in my "Recomended" Online Series

  • @TheRockroll2
    @TheRockroll2 4 года назад +3

    You should make a video about how some credit cards are working with people to defer interest, payments, and other things

  • @tantradossantos4501
    @tantradossantos4501 Год назад

    I would love to see you do a review of the UBS cards.

  • @thiagolima5932
    @thiagolima5932 4 года назад +1

    Nice content, please come out with more content like that so we have something to distract us, hahaha!

  • @Glorytothelord.3
    @Glorytothelord.3 3 года назад +7

    One day I will get this card , I believe in myself.

  • @No-day-off
    @No-day-off 4 года назад +2

    I've been told that it is JP Morgan Private client, which is 10M, but it is not a hard requirement. As long as you met the requirements and upgraded to JPMPC, you may remove some money out as long as you still have a large amount in there. It won’t downgrade you unless your balance is significantly low.

  • @lorrimiller7010
    @lorrimiller7010 4 года назад +1

    Citi bank black preferred, 21 months of 0% for all my vacation needs. Takes care of auto rental insurance up to 50,000 euros.

  • @elmeme88
    @elmeme88 4 года назад +10

    I don't know why I'm watching this. I don't have a single credit card.

  • @LMays-cu2hp
    @LMays-cu2hp 3 года назад

    Thanks.

  • @TheArkangel1977
    @TheArkangel1977 4 года назад +24

    My "EBT" card works with almost everywhere too!!! LOL

  • @spacecowboy801
    @spacecowboy801 3 года назад +2

    Just subscribed because I like your style 👍

  • @lillian-annwhitingmonkarel2774
    @lillian-annwhitingmonkarel2774 3 года назад

    Maybe a Splash of deep purple would make it even more unique or you could do burgundy

  • @TechCryptoNow
    @TechCryptoNow 4 года назад +16

    Welp... maybe someday I’ll be rich enough to for a black card 😂 great video credit shifu!!!

  • @manuelescobedo3546
    @manuelescobedo3546 4 года назад +31

    El Chapo has all of them.

    • @Enriquemba1
      @Enriquemba1 3 года назад +2

      Pablo escobar had all of them.

  • @TomsLife9
    @TomsLife9 4 года назад +29

    still waiting for you to say "quid" in a video. Lol!

  • @dismiggo
    @dismiggo 4 года назад +27

    I legit thought this was a new GTA update explanation video

  • @supportmalphite8769
    @supportmalphite8769 4 года назад +9

    As the great lil Wayne once said “pull out my black card, that’s my lil nigga”

  • @dugroz
    @dugroz 4 года назад

    Your coffee is fancy!

  • @Sky_Bridge
    @Sky_Bridge 4 года назад

    Nice haircut mate

  • @princecuddle
    @princecuddle 4 года назад +1

    You forgot about the exclusive card from bank of America. Which has no credit limit as long as you have it played back within a certain time frame which I think is 1 , 3 or 6 months. I dont know of any specific bonuses that you might get with this card cause my father never talked about it. I do know you need either a certain net worth or a certain amount of money being cycled through your hands in a given time frame.

  • @MK-xn6qx
    @MK-xn6qx 4 года назад +5

    I kind of like to be an uninvited guest.
    Who needs an invitation?
    Hence I applied for Discover, Capital One, Amex, Chase, Barclays.

  • @thomass.4997
    @thomass.4997 4 года назад +5

    I have a better chance of getting a reach around before I get one of these cards.

  • @cyriluebbing22
    @cyriluebbing22 3 года назад +1

    Nice

  • @wh7824
    @wh7824 4 года назад +3

    I own an OCBC Voyage Titanium Credit Card ( which is the highest of it’s class for commoners or prolly income that is at least over 100k a year ) and i thought i am damn awesome, then after looking at the list of your credit card list, i felt like a poor people all of a sudden

  • @__sn
    @__sn 4 года назад

    Credit cards with no FX fees in the UK are not rare, most banks have one. Halifax have a quite popular one (Halifax Clarity), NatWest/RBS do (creatively named their Credit Card), Barclays has one too (Barclaycard Reward) and Santander does too (Santander Zero). Just to name a few 😄 it's actually harder to find current accounts (also known as a checking account, but we don't call them that here) with no FX fees, but neobanks such as Starling Bank and Monzo are popularizing it.

  • @kevinklein3406
    @kevinklein3406 4 года назад +4

    JPMorgan card you need to be a Private Bank client - not the same as Chase Private Client

  • @RAJohnson713
    @RAJohnson713 4 года назад +3

    Can you get the capital one venture card sign up bonus twice?

  • @snapsorfly
    @snapsorfly 4 года назад +17

    The best one is clearly the Dubai First Royale in Gold and diamond with absolutely no benefit... 😂😂😂
    When i thought that the €590 fee of my Amex AF/KL Platinum was way too high...

    • @aceofspades001
      @aceofspades001 2 года назад +5

      No benefit? You can ask for anything and it will be done for you.
      That's a totally different league than chasing points and 1% cashback 🤣

    • @snapsorfly
      @snapsorfly 2 года назад +2

      @@aceofspades001 with my simple classic visa it's possible to request anything too, the only limit is my banker 😁

  • @zunaiandre2341
    @zunaiandre2341 3 года назад +1

    Black because is mysterious

  • @twixter1000able
    @twixter1000able 4 года назад +24

    I have black Revolut...and I get free Starbucks coffe....hoorrraaayyyy

    • @CryptoJackk
      @CryptoJackk 4 года назад

      twixter1000able how? I have that card lol

    • @twixter1000able
      @twixter1000able 4 года назад

      Ohhh nooo. I just found out...I was actually paying for it....

  • @keithanneperez1441
    @keithanneperez1441 4 года назад +2

    13 years old me never owned card in my whole fucking and watching this.

  • @laughfaster1
    @laughfaster1 4 года назад +1

    How will this virus situation in general affect credit in situations where people aren’t required to pay in this volatile situation? For example: renters being barred from evictions and therefore you’re racking up debt until the situation is cleared up and evictions are allowed again. Will we take hits on our credit?

    • @Spydah3kgt
      @Spydah3kgt 4 года назад

      Pay all of your bills as normal regardless of grace periods given... why accrue debt if you don't have to?
      If you can't pay the rent, you best get with your landlord and work something out ASAP. Credit score will be the least of your worries then.

  • @sauravkamra8512
    @sauravkamra8512 4 года назад +2

    There's no Centurion lounge in Taipei bro

  • @iHustleLXXXI
    @iHustleLXXXI 4 года назад +2

    I have the Apple MC. Does that count? It’s made of titanium.

  • @danward8720
    @danward8720 4 года назад

    Does the card include a round at Pebble Beach? The greens fee is essentially a monthly mortgage payment.

  • @MrZiggler1980
    @MrZiggler1980 4 года назад +3

    I’m wondering when will the major Airlines start offering. Once in a lifetime specials on buying airline miles/points? Because of the current situation.

    • @JamesBen937
      @JamesBen937 4 года назад

      For banks absolutely for consumers no

    • @stephengnb
      @stephengnb 3 года назад

      American Airlines tried that once, and they apparently ended up losing millions of dollars, or so they say.

  • @bogelcute7154
    @bogelcute7154 4 года назад +2

    does it work if I just paint my normal Citibank card black?

  • @spencer8035
    @spencer8035 2 года назад

    I know someone with a Bass Pro Shops black card and thats gotta be the hardest Ive ever been flexed on tbh

  • @LikoKheh
    @LikoKheh 4 года назад

    UOB has a new reserve Diamond card made of platinum and 9 diamonds!

  • @swardinc
    @swardinc 3 года назад +1

    i was just thinking could you make a living reviewing credit cards of all things and i think im one step closer to finding out

  • @KevinP32270
    @KevinP32270 4 года назад

    EPIC.

  • @kresnawirdana
    @kresnawirdana 3 года назад

    You are the Generation Tech guy

  • @alanchankw
    @alanchankw 11 месяцев назад

    Citi just announced the Ultima card will change to Mastercard...

  • @adityaprakash8991
    @adityaprakash8991 4 года назад

    You should also add diners blacj the list isnt complete

  • @tubeee99
    @tubeee99 2 года назад

    The Dubai Royale card is sick! Imagine, not caring enough that if you spend so much you don't get any points.

  • @skylerroxasmidoriyatardisp2882
    @skylerroxasmidoriyatardisp2882 4 года назад

    Clicks on the video.... GENERATION TECH?! THIS GUY!?!

  • @TheLaundryGuy32
    @TheLaundryGuy32 4 года назад

    I'm carrying the AMEX platinum

  • @meatloaf6107
    @meatloaf6107 4 года назад +1

    I've a zero balance debit card, if that counts. It comes in blue and black

  • @pierceadams4256
    @pierceadams4256 4 года назад +31

    The 10 mil requirement for the JPM reserve isn't true Im a chase private client with under 1 mil and got it.

    • @qwerdssa4805
      @qwerdssa4805 4 года назад +5

      Pierce Adams I remember they changed their policy about that recently, so you might got grandfathered

    • @pigbenis2812
      @pigbenis2812 3 года назад +1

      Peasant.

  • @sjakhar6933
    @sjakhar6933 4 года назад

    Can I just get out of this lockdown using my Dubai First card?

  • @joseseda6044
    @joseseda6044 3 года назад

    Just got my credit one black card oh yeah im about to shop at target hehe

  • @akshussain1722
    @akshussain1722 4 года назад

    Surely you make income in many otherways..your income stream is not solely youtube is it?? Would like to know which cards you use if that’s ok or if you have a video showing this already which i may have missed..Thanks

  • @Emily_Quinn
    @Emily_Quinn 3 года назад +3

    I have the Costco Business Executive membership card it’s black so yeah!!! 😳😂

  • @reynanhenry612
    @reynanhenry612 4 года назад

    The hardest card to get is the dubai royale?

  • @armistice2358
    @armistice2358 4 года назад +1

    How do you get citi chairman, Ive been trying to search it up but could not find any info

    • @TheCreditShifu
      @TheCreditShifu  4 года назад

      Yeah there is really not much info about it, so I wonder whether it is still open to new applicants or not

  • @jessicajane5994
    @jessicajane5994 3 года назад

    I bought for him and they are legit and they have good rate price of cc

  • @ducatirottie
    @ducatirottie 4 года назад

    Well I don’t have any of them . So there!!😂

  • @EV-Diary
    @EV-Diary 4 года назад

    Can you recommend a RUclips who covers this type of content in the UK? I love your videos but as I’m not in the US they don’t really apply😩

    • @Croydondebruyne
      @Croydondebruyne 4 года назад +1

      ruclips.net/video/YeZXXYsEpv8/видео.html

  • @zackcab1471
    @zackcab1471 4 года назад

    Im a chase private client myself and I didnt get any invites for the JP Reserve. Yet?

  • @Moisesmora10
    @Moisesmora10 4 года назад

    Hey Credit Shifu, so I discoverd an Ad online from “Payoff Inc” showing that they can help pay off credit card debt with a loan since their interest is lower. Do you know anything about this company? I’m trying to lower my interest on one of my credit cards I owe a lot. Any tips.

  • @ciizar6941
    @ciizar6941 4 года назад

    So basically I would have to research which black card I‘d rather have, then go there and work my way up, right? Seems easy enough

  • @Trevonious95
    @Trevonious95 4 года назад +1

    I that fkn Jim Carey!? what's up my guy looking good!

  • @alvingeorge8055
    @alvingeorge8055 4 года назад +13

    My mom has the American Express black card I never knew that it was so exclusive

  • @salehm.zaheen3464
    @salehm.zaheen3464 Год назад

    11:23 ; **the rock eyebrow rising**

  • @nsytr06
    @nsytr06 4 года назад +13

    Fun Fact: They all also guarantee a priority position to the guillotine.

  • @bigravs1
    @bigravs1 4 года назад +3

    Why they don't have any centurion cards here in Israel.

  • @frankunderxx
    @frankunderxx 4 года назад +4

    Thanks Jim Carrey

  • @chandrachurniyogi8394
    @chandrachurniyogi8394 4 года назад

    I once bought (16% advance payment of the €56 M price tag) a Bombardier GLOBAL 8000 on a credit card!!!🙂🤑🤑😉🤑🤑🤓🤓🤓

  • @fatalbert3633
    @fatalbert3633 2 года назад

    Benson and hedges that’s why

  • @watchclog2979
    @watchclog2979 4 года назад

    The Coutts concierge is not better than centurion ! Oh and btw in the uk Amex gives you a plastic card as well as a titanium card as the titanium is not contactless..

    • @mscott3918
      @mscott3918 4 года назад

      I find my C Hoare and Co debit card far better than any credit card. Coutts has too many downmarket customers these days.

  • @brooksdanielgary
    @brooksdanielgary 3 года назад

    I'm 90 percent sure I've held my boss's Centurion before. That thing is THICC. Like, you could use it as a lethal weapon thicc.

  • @capmalogs
    @capmalogs 4 года назад

    im wondering how did u get the haircut

  • @multimeter2859
    @multimeter2859 3 года назад +3

    My man calling out luxury card. 😂

  • @brucelaw9364
    @brucelaw9364 4 года назад

    So which is the best for the ultra rich in your opinion?

    • @karaayers2867
      @karaayers2867 4 года назад +1

      The ultra rich have people to manage their people who manage their $ and a person who handles receivables and payable. They don't need a damn card, they just walk in and do whatever.

  • @Universal15862
    @Universal15862 3 года назад +2

    I'll take "8 cards I will never be invited to have for $800 Alex".

  • @richwhitelivesmatterforsureduh
    @richwhitelivesmatterforsureduh 4 года назад

    you forgot about the itil card

  • @nachovidal4642
    @nachovidal4642 4 года назад +27

    Where the heck is Apple card..🤔😅😂