We dive deep into the completely INSANE and disgusting text messages her brother sent her in today's post-show: ruclips.net/channel/UCLe_q9axMaeTbjN0hy1Z9xAjoin
“He just refuses to get a job” ok well than he can REFUSE to be housed, eat food, have clothing, and anything else that comes with the REFUSAL to mf work😒
It seems like not paying for his food and clothes would be an easy way to force him to get a job. Its not like he is going to die of starvation. He is going to get hungry enough to either go to a soup kitchen, or get a job.
Alternative investments sounds intriguing, especially with the current market volatility. However, without a solid budget in place, it can be challenging to allocate funds effectively.
That is true, As some people look to their future retirement, it may a less than optimistic. If you've spent the last few decades of your life stashing away money for your golden years. Professional guidance has always been the answer.
Oh my… she could have put that $40k down on a house!! She could have gotten a fairly cheap house and had close to 30% down! What was she thinking? Holy crap. I’d have refused to give them any of the money that was a gift from the uncle. Her whole family is messed up. She’s being used and abused by them. She’s gotta learn to say no.
I love that you made her cut them in front of you. That's good. I hope you have someone to walk her through changing her accounts. It was tough for her to cut it up. It's tough for her cut it It's also tough to change the digital stuff. I love you doing it on the show.
Hi, mid-thirties here. Its indeed not the end of the world. It actually feels like I'm in my prime. Happy and hopeful for this young woman to set herself up for success!
People like this is why it’s so important to not help people who are not showing effort and helping themselves. It’s healthy to give them a boost, but you can’t do all the lifting for them.
Girl is 22 with four adult dependents. She's got a bit of a martyr complex to hash out with her therapist, but more importantly she needs to be ready for a lot of anger and viciousness when she starts establishing some financial boundaries, because they are going to unite against her
Can we just rally behind this guest please?! She showed a LOT of courage coming on this show, airing the dirty laundry, & she at least owned her mistakes, despite not realizing the gravity of this situation. Families can be terrible especially when inheritances are involved. (I speak from personal experience.) It’s a hard pill to swallow when you want to help family only for them to be the same people who could care less about you. I wish nothing but the best for her & if she’s reading this, YOU MATTER & I’m behind you. Thank you Caleb for helping her - she needs help advocating for herself & you were willing to do so. 🥺❤
Worry about your own shit. I have no clue why you would want to "rally behind" some random adult women with zero discipline or responsibility. Aww did your wittle heart stwings get pulled ?
it’s also very tough to have your family rely on you emotionally, financially, etc. i was lucky enough to not have the financial part but the toll it takes on you to be your family’s emotional support is horrible & im still unpacking it in my mid 20s. you can be there for your loved ones without it harming you but setting those boundaries esp with toxic family is so hard. i hope she’s able to figure out her situation & get some therapy so she can still help her family with it hurting her
She really needs to get therapy. Like myself, she appears to be trying to buy her family's love. She needs to learn to be a little more selfish and concentrate on her mental and financial health. You can help family when you have it to spare. I hope she gets herself together.I
@@notyourordinarygran She literally spends more on junk food than she spends on her family combined. Her issue isn't that she's not selfish enough, her issue is that she's constantly pursuing comfort and hedonism
@displayname2198most people are fairly patient if they think they’re dealing with someone who has autism, but even then there are tons of jobs that don’t require being face to face with customers. I hate doing anything customer service related just because I don’t like people. I’ve done HR for a temp agency (I found jobs for other people and made sure they actually went to said jobs and paying them), I loaded trucks for FedEx, was an order picker for Amazon, I did construction for a little while, and I’m now working at a power plant. All of those jobs can be done without a ton of face time with customers. I also considered video game testing, but that doesn’t pay a ton. There’s also landscaping type jobs, especially for the city. My cousin was a tree trimmer for the city once and rarely had interactions with people besides his manager. There’s also trucking, delivery driving, and more. I guess it really depends on what their skill set is and what they’re willing to learn. My mom’s godson was autistic, but he loved woodworking. He got a job at the local hardware store and sold his creations online.
I have autism. I've been a professional engineer for nearly a decade and in work for 21 years... I want money to buy nice things so I've learnt to curb most of the autistic negative things, and I've found a career that thrives on my autistic fixations. It wasn't easy at all, but it's far from impossible! Being given the easy life is way worse as then the bad habits and traits get really ingrained, so by supporting him you're just making it more difficult in the future! Its why it's called tough love, you do it because you love them!
I have mild autism and I make it work. Graduating soon and I’ve waited tables, worked in retail, etc. it depends on the severity but the thing about social jobs is they are pattern based anyways, so they aren’t bad until people throw you curve balls.
I feel like my autism has affected my hireability. I have had and maintained long-term jobs but I'm often rejected for positions that I'm 100% qualified for. I'm educated and have loads of experience as well as references but am rejected 99% of the time. I've done career workshops and had my resumes assessed and been told I'm not doing anything wrong. I can only assume it has something to do with my personal interactions with people? But I have no idea. I'm autistic enough that I'm not picking up on what I'm doing wrong or if someone doesn't like me lol
She’s my favorite guest you’ve ever had. Seems so genuinely kind and fun to be around. I hope she learns to set boundaries, can’t wait to see her follow up!
I’ve never wanted to hang out with any guest on this show more than with her. If Caleb ever makes a “you could have a beer with this guest” tier list, she’d be in S+ for me.
He's probably just projecting lol. Caleb is incredibly straightforward, basically always serious, obsessed with his job, hyperfocused at it, and his videos are very routine, rarely deviating from the norm. All traits of autism. Not saying he is, I don't personally know him... Coming from someone who's likely on the spectrum, I have a pretty good eye for it.
This lady has to come back within a year for an update. I've never wanted anyone to come back more than her. She is great just has a extreme case of FOMO.
I swear if I had such an ANGEL of a big sister she WOULDNT EVER catch me being so ungrateful, she would come home to a clean house, clean everything, cooked meal, such shameless and lazy people.
I was getting annoyed at the beginning of the episode thinking it was just another ignorant guest like the last 2/3 .. but this one actually hurt my heart. I feel so bad for her & it seems like she has a shitty family 😢 I hope she can really just go no contact & get her life together!!
She’s one of the most down to earth guests you’ve ever had. I hope she’s able to fix her situation and free herself from the shackles she was born into
@@Norde_Her spending isn't great but her family is the biggest detriment on her financial situation. I'd say family is pretty firmly in the "born into" territory.
“Why did you buy a new mattress when you didn’t need it and can’t afford it” .. “Because I wanted it!” Is not down to earth. Its just about as far out in the atmosphere as it gets
Congrats! When I got my tax return this year I paid down the last of my credit card balance which was over $15,000 at its peak. I'm sure it feels amazing for you (as it does for me) to be out from under the shadow of that debt!
It sounds like she gave it away because family guilted her into giving it to them. I’m assuming they knew she got it and wouldn’t have asked for it from her otherwise.
She would be in pretty much the same spot. Her family would've had to look somewhere else for a handout, and she would've had less cash to spend on BS.
This girl is so lovely and kind. She gives off a vibe that makes me wanna be her friend. It's very pleasant to watch her. Even though her finance isn't so great right now, I believe she will turn that around and make a good life for herself. Thank you for this episode.
My fiancé had a really tough time telling her parents and sister, “no.” So I had her practice with me and we started with little things. First she’d say no and then give in after I pushed back a bit. It took years to build up her confidence. I remember her saying about 3 months ago to her sister, “I just moved out, I’m just getting started with my life, no I can’t just give you money to pay off your credit card. Go get a 2nd job if you have to.” And I was shocked as to how far she’s come. I came out of the office and gave her a high five. I’m very proud of her. Your parents shortcomings are not your responsibility. Your sibling’s inability to get it together is not your responsibility. If you can’t, you can’t. People need to understand that. Oh and also, if you don’t want to, that’s also perfectly okay.
I was just talking about something similar in one of my dating social groups. I was talking about how important boundaries are, but sometimes in a good relationship a single person can shoulder the boundaries if the other is still working on it. For example, my wife has a hard time saying no or voicing her opinion in a way that can be seen as negative. But she lets me know, and I'll easily be "that asshole husband who doesn't let his wife go to parties!" I think it's funny how I get labelled as the toxic controlling one, but I'm just the mouthpiece doing what's in my wife's best interest.
@@nauscakes1868 This method seems to work for the both of you which is awesome! And if your wife is unable or uncomfortable standing up for herself I bet she’s real appreciate of you doing it for her! I find it funny that even if my fiancé stands up for herself, somehow I’m the one to blame. That I’m controlling what she says… but oh well.
I bet it was hard on you because you're the girlfriend tell him not to give his family money so of course they're thinking oh she wants the money all to herself
The last episode had a multi millionaire twitch wh*re. Another two weeks ago it was an Asian comedian. Obviously they're not A-list, but they're not average people which is the point of my comment.
I’m Latina, and there’s a stereotype (which is so accurate) that families treat the boys in the family with kids gloves. They, especially the moms, baby them so much, that it seems the family would rather drain their accounts than have their sons grow up. It’s infuriating how this dynamic is. I hope she knows that “No” is a complete sentence.
Thats a stereotype ive never heard of in america. I'm white and somewhat involved in the trades. The stereotype for latinos in the south is they all have a trade job, no english or bilingual, modelo, and work their ass off.
Everyone, PLEASE, check your pay stubs. Do not blindly trust your employer. The company I work for was sued for not paying appropriately. After employees started looking back they released how many hours they hadn't been paid.
My brother’s employer tried claiming he had falsified his paycheck and wanted to deduct money from his next check because they insisted that he hadn’t worked some of his overtime. Always double check things and know exactly what you worked.
She NEEDS to get away from her family entirely. She needs to move out to her own place, change her number, and cut them off completely. Her family knows she cant say no to giving money because she wants to help others or easily manipulated. This is hits home cuz my mom being the oldest of 13 kids, they all always came to her for money and she never says no, now she's in debt and thanks to this show caleb i took financial control of her money and is now getting out of debt within 2 years. SAY NO TO FAMILY especially if they have bad habits. DO NOT ENABLE THEIR BAD FINAINCIAL CHOICES!
When she started going off about being pissed at her sister I was like YAAAASS QUEEEEEN and now go set actual boundaries and stop letting yourself being taken advantage off!
OMG.... my heart dropped when she talked about losing that 40k to mobile home repairs and paying for her Mom's car repairs instead of going to college and escaping her horrible situation :( devastating. Her family is so manipulative... THAT ISN'T LOVE. TAKING ADVANTAGE OF YOUR LOVED ONES AND FEELING ENTITLED TO THEIR MONEY ISN'T LOVE !!!
Sadly this is common. I knew a person who had a brother who would constantly ask for money from family and think he was entitled to it as though he was a small child. His sister gave him so much over the years including a 30k mobile home that he lost because he didn't want to pay the property tax. He hasn't learned how to be responsible and blames everyone else for problems he has caused.
It's not that uncommon in hispanic families. My dad was the most "well off" in the sense he built his house instead of living in the projects and the family would always come looking for handouts. Even as a kid I looked at it and was like I don't like this. As much as I'm for helping people it won't be at my detriment.
@@sprint7412 Lots of people don't seem to see that by helping someone all the time they are enabling them and it is a detriment. This girl acts like a martyr. What if she died in a car accident. How would this guy take care of himself?
I’m wondering if she was the only one the uncle left money to? Usually multiple people recieve something if there is money involved unless she was let’s say the favorite or something.
I am a high-functioning autist. I went through my own phase, as a young adult, of not wanting to work. It's more comfortable to not face people and life every day, and therefore avoid autistic internal discomfort. I've been working at my job for 7 years, and am the production supervisor. I just figured out a way to aim my autism at being ridiculously entrenched in my work.
I have a lot of sympathy for her. With a family like hers I’m not surprised she is trying to fill her life with things to make her feel happy in the moment. She seems extremely sweet and she could be successful but she has to set boundaries with her family which is something that is so incredibly hard to do.
My uncle of 64 years old is autistic and he worked the same job for 40 years before Covid. Then, switched to Walmart. He loved both jobs. He will retire at 67 or 68.
My younger brother called me selfish for not consigning on a car for him because he didn’t have the credit. He is an accountant living in the heart of San Francisco. Mind you I’ve given him 2 great working cars and my mom has given him 2 older cars but they still ran great, and in the span of 6 years all 4 cars went to shit. And blamed us for not giving him reliable cars. He’s also drained my parents savings because he wants to live a lavish life he can’t afford. We haven’t spoke in years.
@@bentonja668 yup my mom expressed that to him, after he got so many tickets for having his car parked on the streets he got rid of it and now I’m assuming he uses public transportation
You and your mom may have contributed to his entitlement. People rarely get that way on their own. You've probably done yourself a favor by distancing yourself.
@@MPPG663 he’s entitled 100%. He’s my mom’s favorite out of 3 kids. He’s thrown that in my face a few times. He’s a narcissist. If he doesn’t get it his way he’ll play victim. Removing him from my life was the best thing I’ve done.
This saying has actually been misconstrued throughout history, I would assume as a way for people to manipulate their family members. The real saying is “Blood of the covenant is thicker than water of the womb” and originated between soldiers on the battlefield to portray their bond was forged stronger than biological because of their experiences in war.
@@canary3853This actually isn't true. That's a modern saying from the 1990s/2000s which has never been formally cited. I quite like the saying as I think it's a nice sentiment, but "blood is thicker than water" has had several different points of origin with various meanings (including preferring Christians to non-Christians). The saying that includes "water of the womb" is a contemporary one.
This is probably the first guest in a while i want to see an update/ improvement on. She is so ready for this life change. I can already see all those around her guilting her for being "selfish" But you have to be in order to get your life straight
A message to Aria: It takes a LOT of willpower to set boundaries with family especially when it comes to money. You have almost your entire family taking advantage of you, so I can't even imagine how difficult it will be to break out of those cycles. They will come at you hard because you're basically the family bank and they rely on your kindness to survive. Just know that setting boundaries is a process. Your family will need time to adjust but they WILL accept it if you are consistent. I recommend keeping your finances to yourself for a while and if anyone asks, tell them you're dead broke until you get yourself into a better place. Good luck and stay strong.
THANK YOU for having a more normal person on! Shes working, going to school, ad finances are affected by family. I watched the whole thing in one sitting. I wish the best for her. Get mad, girl! Its when we get mad things change!
@littybritty9983 oh wow, that's great! I've had to be in that situation - not near as intense as hers but it's still difficult. But guess what - each time it gets easier 😈
@@lbgstzockt8493 I mean I commute an hour and a half for my job into a nicer area. So, I know the pain of buying a house and having to commute because I can never afford the area I work in. For someone coming out of college move to the area find a few roommates and get yourself in order, if not you spend your late 20s and early 30s working 12-18-hour days to make up for the mistakes while trying to juggle family.
Check if there is a pattern of what and when and see if tou can plan ahead of time for me it was buying snacks after work so started making jello at home just knowing i was not going to go back home just to find a salad helped me a lot, if stuff erase the online store apps and turn off notifications and start organizing better so you use what you have
Everytime I buy bull I call it a "debt", I pay myself however much I spent on it all and put it in a savings. Feel youll only make money tho if you have decent spending habits and dont pull out loans for doordash
I work with low-income college students, and supporting family who don''t support them is so common. I may incorporate parts of this episode in financial literacy education with my students, so thank you both for this episode!
Caleb and his team are consent kings. I love how they always pull back when they are worried the guest feels pressured. Everything comes from a place of love and encouragement but they give the guest an out if they look like they got uncomfortable with a request or suggestion like cutting up the cards or calling a family member. Well done my dudes ❤
I really hope she’s able to set some boundaries for herself. You can tell how she so scared to stand up for herself when it comes to her family she mentally shrinks whenever it comes to them using her. As someone who’s been in that position.. BABY LET ME TELL YOU. Once you find that peace you don’t wanna deal with ANYTHING that destroys it.
Two years ago, I was this girl. Lending my family money to cover their financial gaps. Thankfully I moved away and set boundaries and now I am no longer involved in my family’s financial gymnastics. It is so freeing and I couldn’t be happier.
Ughh if she’s somehow reading the comments PLEASE put yourself first. You can love your family, but please get your finances first. Girl lie to them! Tell them you’re broke 😭 they are entitled. Pleaseeeee
She is my FAVORITE guest so far. I’ve been watching since the beginning. I loved her! She’s giving IE (California) energy, I’m wishing her the best 🤣🤞🏽❤️
As a person with an autistic sibling, I can completely empathize but it sounds like he's using that diagnostic as an excuse and as a way to manipulate his family. My brother works full time and pays his bills. We're there to support if he needs it, but he is also a functional independent adult. I can acknowledge that my parents set him up for success when we were younger with resources, and not everyone has that opportunity, but infantalizing people will never help them grow.
The autistic brother could work at a grocery store as a cart-pusher and bagger. He could work at fast food, as Caleb mentioned. He could work on a landscaper crew. He's flat-out taking advantage of her tender heart.
Also a lot of places will hire someone with autism (they can’t discrimm) an if he is living alone on his own he is prob capeable of working for sure he just may need transportation needs
I work the graveyard shift in a medical lab and the overwhelming majority of the people working there are neuroatypical. Mostly ADHD or autistic or both. I always feel good when I can get a newbie to talk to me about their current hyperfixation bc I know that means they're comfortable lol
I know loads of people who are on the spectrum and they all have different skills, just like anybody. Everything from shelf stacker to astrophysicist. But dull repetitive tasks are the entry level jobs that anybody can do to start plugging a gap in their CV.
I love her energy. Super sweet, confident and emotionally strong while being playful. I hope she gets her debt paid off. You're more ballsier than me! Respect.
I don't want Caleb calling the younger brother. I want him calling the mother, and ask: - how did she, a grown-ass woman was and probably is okay relying on financial support of a teenager son? - is she okay with destroying her son's future? and don't fool ourselves, unless something magical happens right now, he's screwed. - how come two of her children burned out from work and suicidal and two others are spoiled brats? This woman is a real pease of work 🤬.
Hi behavior analyst here. Cutting up the cards is a perfect antecedent intervention to decrease the likelihood she will use her credit cards in the future. 👏🏾👏🏾
That car insurance is insane. She should shop around and see what other companies can offer. $450 a month and that's with getting the discount for paying 6 months at a time? Crazy.
@@jerrystauffer2351she is young still, she can figure out it isn't worth it for her over time especially if she needs help at some point and can't rely on them
This was the same situation my girlfriend was in. We had many fights about it. I tried to be kind about it (it's her family after all). Eventually it got so bad she was asking me for money. This pissed me off like a mfer. She was worried they would hate her for not 'helping.'(btw they had a better place, better appliances, and a better car). If they do that, they never loved you and only loved the money. She eventually did, and now has fallen out with her Mom because of it.
@@jerrystauffer2351If she follows the path of the Hammer her therapist will help her to free herself from the users. It's a hard but essential lesson to learn.
Family dynamics like this can feel so heavy. She has a beautiful sprit, I hope she can break free from her family’s expectations. “Just because you carry it well doesn’t mean it isn’t heavy”
Progress is still progress! You're making a lifestyle and mindset change that will serve you for the rest of your life. Congratulations and keep up the good work!
I’ve watched so many of these episodes and the amount of people who say “but my credit score” who are at 100% utilization KILL me. Like you aren’t helping your score 😭
@bagel_bandanna I worked as a services coordinator for adults with disabilities and I just found Vocational Resources in Texas. They have it. They're everywhere.
she seems so great but learned behavior and family is seriously holding her back. i’m rooting for her so hard! probably more than i ever have for any guest on this show.
WHEN HE IS COLD AND HUNGRY HE WILL HAVE SUFFICIENT MOTIVATION TO WORK. He can do landscaping or unload trucks. Its a job, everybody has one and few people love having to do them but its necessary.
I would love to see a family financial audit. I've learned so much about cultural expectations families place on their children from different backgrounds & a family audit would be a great way to show the effects of that holding back the child.
The credit score linked to closing an account is literal brainwashing. She reflexively connects the closing of an account to being bad for her credit score. Straight-up mind control by the system, for the system, on behalf of the system, to benefit the system.
That what happened to me 🤷🏻♀️ I closed a visa because I was changing banks. I hadn't used the card in literal years (had not even activated the card itself since it had expired years prior). The next month my credit took a 85 point hit. Nothing else changed. It's taken 3 years to work its way back up and still the only way I can keep it there is to keep a 1% utilization on the card when the statement hits. I hate that I now have to worry about using the card and paying it off to have the same score I used to have for a card that was literally not active and lived in my cupboard. I say all that to say that it is frustrating that closing an account dips the score. It's not worth it to have if your sinking your own ship with debt but I can understand the frustration that your basically facing a demerit for doing the right thing.
What you said isn't the whole truth. Closing a card doesn't dip your score if you close it in "good standing" usually means no balance, collections etc ("good standing" is different depending on the lender) If it's close in good standing it stays on your report for 10 years before dropping off. That being said, the guest has an auto loan so it doesn't really matter and she won't be buying a home anytime soon so she has plenty of time to pay off her debts and bounce back.@@kaitlinjohn3625
It’s not brainwashing, it’s actually true. Closing accounts affects your credit age which will actually reduce your credit. Usually not by a lot though.
I had one credit account closed because I did not use it at all for too long. My score went down literally just 1 point for one month 😂 I think one can survive it.
What’s crazy, is that I fully paid off all credit cards and finished my student loans yesterday. My buddy sends me a photo of his new nfl credit card. He’s drowning in debt and he’s happy to get a new card. Don’t be like my friend.
I really want to be a cc person, 2023 was my 2nd year with 0 cc intrest accrued I just kept the ones I paid off when things got bad and made a rule for myself that 5 years of 0 intrest means I can look at getting a new card
She seems like such a sweet person. I think that she seems like the kind of person who uses shopping as a coping mechanism for dealing with her family stress. She can get through this, I believe in her.
I love her. She’s trying hard and has a whole family expecting her to subsidize their lives. Be strong. Take care of you. Keep up the counseling and school. You can do it!!
I don't understand why people like the miles so much. I like the points just to get cash back or cover purchases. There's no way I can spend enough in one year to pay for my whole vacation unless I've massively overspent.
Im not done watching the episode. But i think this is one of the few times I have seen someone has actually cut up their cards on the show. Whenever someone does that they win points for me. Its an immediate first step on the road to a better life! Good job girly! I believe in you!
We dive deep into the completely INSANE and disgusting text messages her brother sent her in today's post-show: ruclips.net/channel/UCLe_q9axMaeTbjN0hy1Z9xAjoin
What does that have to do with finances?
@@allenfleischmann852it has alot to do with it. She is paying for him and his expenses when he can work.
Damn I have to pay to watch it😭 what if I can’t afford it 😢
Post-show=taquitos?
This video makes my nosy ass wants to join the membership 🤐
“He just refuses to get a job” ok well than he can REFUSE to be housed, eat food, have clothing, and anything else that comes with the REFUSAL to mf work😒
It seems like not paying for his food and clothes would be an easy way to force him to get a job. Its not like he is going to die of starvation. He is going to get hungry enough to either go to a soup kitchen, or get a job.
Do you see that she is a *PEOPLE PLEASER*"? Women like this do not know how to say "No." They fear pissing people off so they won't confront anyone.
In order for that to work mom would need a backbone. 😅
And her mom refuses to work too. A bunch of lazy ass moochers 🤦♀️
@@michelejohnson6459 sister, not mom. I wonder where their parents are? She said he is alone because everyone moved out.
You know you're an adult when you watch a financial responsibility show for the entertainment only
I know like... How did I get here... And why am I so invested
Facts🤣🤣🤣
I knew it! I'm ancient😢😂😂
shiiii i’m grown😂
I've been binging the show all week 😂
Her salary is just alright, Without budgeting, it can be challenging to manage expenses and build wealth effectively, especially on a lower income.
Alternative investments sounds intriguing, especially with the current market volatility. However, without a solid budget in place, it can be challenging to allocate funds effectively.
That is true, As some people look to their future retirement, it may a less than optimistic. If you've spent the last few decades of your life stashing away money for your golden years. Professional guidance has always been the answer.
Advisory firm, how ?
What is the name of the firm??
This would be instrumental in guiding me towards financial stability despite my lower income.
Oh my… she could have put that $40k down on a house!! She could have gotten a fairly cheap house and had close to 30% down! What was she thinking? Holy crap. I’d have refused to give them any of the money that was a gift from the uncle. Her whole family is messed up. She’s being used and abused by them. She’s gotta learn to say no.
I want to give her a hug she's been through so much and seems like a genuinely good person. My best wishes, stay strong!
She needs to move far away from her family.
I love that you made her cut them in front of you. That's good.
I hope you have someone to walk her through changing her accounts. It was tough for her to cut it up. It's tough for her cut it It's also tough to change the digital stuff. I love you doing it on the show.
Hi, mid-thirties here. Its indeed not the end of the world. It actually feels like I'm in my prime. Happy and hopeful for this young woman to set herself up for success!
As a person who had to have these hard conversations with my family, it is hard. The relationship is bumpy for a while but it is so worth it.
Thank you for the work you do, Caleb, you're out here inspiring people to do better
"I did it all by myself"!...."okay... So what's the monthly payment?" 😂
I’m sorry I love her she has such a joyful aura. I can’t wait for her success
People like this is why it’s so important to not help people who are not showing effort and helping themselves. It’s healthy to give them a boost, but you can’t do all the lifting for them.
This one is bonkers! I hope she learns boundaries with her family and some impulse control.
I really appreciate Calleb’s empathy, you can feel the love in his « tough love » way ❤️🩹
Hearing your producer screaming in the background about how he's not autistic is my favorite little highlight of this episode
yep
Girl is 22 with four adult dependents. She's got a bit of a martyr complex to hash out with her therapist, but more importantly she needs to be ready for a lot of anger and viciousness when she starts establishing some financial boundaries, because they are going to unite against her
Can we just rally behind this guest please?! She showed a LOT of courage coming on this show, airing the dirty laundry, & she at least owned her mistakes, despite not realizing the gravity of this situation. Families can be terrible especially when inheritances are involved. (I speak from personal experience.) It’s a hard pill to swallow when you want to help family only for them to be the same people who could care less about you. I wish nothing but the best for her & if she’s reading this, YOU MATTER & I’m behind you. Thank you Caleb for helping her - she needs help advocating for herself & you were willing to do so. 🥺❤
*couldn’t care less* but yeah you’re right it’s hard to step up and put your foot down
Worry about your own shit. I have no clue why you would want to "rally behind" some random adult women with zero discipline or responsibility. Aww did your wittle heart stwings get pulled ?
it’s also very tough to have your family rely on you emotionally, financially, etc. i was lucky enough to not have the financial part but the toll it takes on you to be your family’s emotional support is horrible & im still unpacking it in my mid 20s. you can be there for your loved ones without it harming you but setting those boundaries esp with toxic family is so hard. i hope she’s able to figure out her situation & get some therapy so she can still help her family with it hurting her
She really needs to get therapy. Like myself, she appears to be trying to buy her family's love. She needs to learn to be a little more selfish and concentrate on her mental and financial health. You can help family when you have it to spare. I hope she gets herself together.I
@@notyourordinarygran She literally spends more on junk food than she spends on her family combined. Her issue isn't that she's not selfish enough, her issue is that she's constantly pursuing comfort and hedonism
"YOU THOUGHT I WAS AUTISTIC" 😂
LMAOOOOO
I was thinking "he must be talking about some other producer, there's no way noah is autistic"
Incredible 😂
Hardest I’ve laughed all week! 🤣
I laughed so hard my boss asked what I was watching 😂
STRONG mexican family energy with not letting the lazy younger brother become an adult.
Can confirm, there's always at least one of those in each Mexican family
She may as well be giving him low dose poison every day - same outcome!
Im mexican and I agree
😂😂 so true
Not Mexican, just being from single mom household
I have a brother with Autism. He says inappropriate stuff and misses social ques. He's also had a job for 7 years.
@displayname2198most people are fairly patient if they think they’re dealing with someone who has autism, but even then there are tons of jobs that don’t require being face to face with customers. I hate doing anything customer service related just because I don’t like people. I’ve done HR for a temp agency (I found jobs for other people and made sure they actually went to said jobs and paying them), I loaded trucks for FedEx, was an order picker for Amazon, I did construction for a little while, and I’m now working at a power plant. All of those jobs can be done without a ton of face time with customers. I also considered video game testing, but that doesn’t pay a ton. There’s also landscaping type jobs, especially for the city. My cousin was a tree trimmer for the city once and rarely had interactions with people besides his manager. There’s also trucking, delivery driving, and more. I guess it really depends on what their skill set is and what they’re willing to learn. My mom’s godson was autistic, but he loved woodworking. He got a job at the local hardware store and sold his creations online.
I have autism. I've been a professional engineer for nearly a decade and in work for 21 years... I want money to buy nice things so I've learnt to curb most of the autistic negative things, and I've found a career that thrives on my autistic fixations. It wasn't easy at all, but it's far from impossible! Being given the easy life is way worse as then the bad habits and traits get really ingrained, so by supporting him you're just making it more difficult in the future! Its why it's called tough love, you do it because you love them!
Sounds like every other person I run into... Minus holding a job 7 years lolol 🙄
I have mild autism and I make it work. Graduating soon and I’ve waited tables, worked in retail, etc. it depends on the severity but the thing about social jobs is they are pattern based anyways, so they aren’t bad until people throw you curve balls.
I feel like my autism has affected my hireability. I have had and maintained long-term jobs but I'm often rejected for positions that I'm 100% qualified for. I'm educated and have loads of experience as well as references but am rejected 99% of the time. I've done career workshops and had my resumes assessed and been told I'm not doing anything wrong. I can only assume it has something to do with my personal interactions with people? But I have no idea. I'm autistic enough that I'm not picking up on what I'm doing wrong or if someone doesn't like me lol
She’s my favorite guest you’ve ever had. Seems so genuinely kind and fun to be around. I hope she learns to set boundaries, can’t wait to see her follow up!
It won’t be good. People like this will always do dumb shit for “family” she just won’t be able to leave well enough alone
@@InfanitlyGamingyeah fuck family amirite
I’ve never wanted to hang out with any guest on this show more than with her. If Caleb ever makes a “you could have a beer with this guest” tier list, she’d be in S+ for me.
@@jcnot9712 Agreed!
Me too. Rooting for her❤🙏🏼
"I thought he was autistic" ROFL that's the best thing I've heard all week
He’s his boss too 💀
I thought Caleb could be too. But not in a bad way, just on the spectrum in certain ways
First time in a while I’ve seen ROFL used
LMAO Calling your producer autistic and he wasn't. That was hilarious.
Plot twist: because of Caleb's comment he gets curious and ends up diagnosed with Autism 😂👏
i was confused by the delayed reply until i realized that the producer txted caleb. Lol
Noah has ADHD energy but doesn't give off social awkwardness you find with autistic.
He's probably just projecting lol. Caleb is incredibly straightforward, basically always serious, obsessed with his job, hyperfocused at it, and his videos are very routine, rarely deviating from the norm. All traits of autism. Not saying he is, I don't personally know him...
Coming from someone who's likely on the spectrum, I have a pretty good eye for it.
Whatever, they all KNEW exactly who he was talking about SOOOOOOO I feel like that says something
This lady has to come back within a year for an update. I've never wanted anyone to come back more than her. She is great just has a extreme case of FOMO.
I really like her too big heart and has a brain too.
I second this. She’s one of the few guests I have faith in 😭
I swear if I had such an ANGEL of a big sister she WOULDNT EVER catch me being so ungrateful, she would come home to a clean house, clean everything, cooked meal, such shameless and lazy people.
❤
We don't and clean for women bro wtf
@@TheBasedUchiha go away
@@quarantinelife. Who gave you permission to speak?
SEEN ... not heard.
@@TheBasedUchiha clearly you have heard me loud enough to respond, calm down, freak
I was getting annoyed at the beginning of the episode thinking it was just another ignorant guest like the last 2/3 .. but this one actually hurt my heart. I feel so bad for her & it seems like she has a shitty family 😢 I hope she can really just go no contact & get her life together!!
😅, you
She’s one of the most down to earth guests you’ve ever had. I hope she’s able to fix her situation and free herself from the shackles she was born into
This should be top comment.
She literally created the shackles and willingly threw away the key. What are you even talking about
Your dry sarcasm skill is master level.
@@Norde_Her spending isn't great but her family is the biggest detriment on her financial situation. I'd say family is pretty firmly in the "born into" territory.
“Why did you buy a new mattress when you didn’t need it and can’t afford it” .. “Because I wanted it!” Is not down to earth. Its just about as far out in the atmosphere as it gets
Proud to say I have officially paid of $5,196 of bad, death credit card debt and I am starting my emergency fund 🎉 🎉Thank you Finance daddy!
WOOOOOOOO that’s incredible
i’m very proud of you
Congrats!! Keep it going!!
As someone who had $30k+ in credit card debt at one time it feels SO good to be over that part of your life!
Congrats!
When I got my tax return this year I paid down the last of my credit card balance which was over $15,000 at its peak.
I'm sure it feels amazing for you (as it does for me) to be out from under the shadow of that debt!
Almost there myself. Started off with a little over $6k on my credit card and I’m now down to $2500. By June, it will be totally paid off.
The $40k inheritance was such a bombshell. Imagine how much further behind she’d be if she didn’t get that help
That could have been a house deposit but instead it went on leeches and taquitos. She was back in the hole within a year.
It sounds like she gave it away because family guilted her into giving it to them. I’m assuming they knew she got it and wouldn’t have asked for it from her otherwise.
She would be in pretty much the same spot. Her family would've had to look somewhere else for a handout, and she would've had less cash to spend on BS.
@@kswindlnah don’t think so.
Wasted opportunity!
This girl is so lovely and kind. She gives off a vibe that makes me wanna be her friend. It's very pleasant to watch her. Even though her finance isn't so great right now, I believe she will turn that around and make a good life for herself. Thank you for this episode.
In American society there is the belief that if you are bad with money you are an immoral person.
That needs to change.
She's got an amazing light about her, esp her smile 🥰 I hope she does well.
Natural people skills - she needs to be leading a big team. HEB take note.
For real, shes happy and talkative and loud but shes not obnoxious about it.
With her dimensions, she's very far from a girl.
She put 8k into a run down mobile home that she doesnt own? Her uncle is spinning in his grave like a fucking beyblade
Bayblade 😂😂😂😂😂😂😂
My fiancé had a really tough time telling her parents and sister, “no.” So I had her practice with me and we started with little things. First she’d say no and then give in after I pushed back a bit. It took years to build up her confidence. I remember her saying about 3 months ago to her sister, “I just moved out, I’m just getting started with my life, no I can’t just give you money to pay off your credit card. Go get a 2nd job if you have to.” And I was shocked as to how far she’s come. I came out of the office and gave her a high five. I’m very proud of her. Your parents shortcomings are not your responsibility. Your sibling’s inability to get it together is not your responsibility. If you can’t, you can’t. People need to understand that. Oh and also, if you don’t want to, that’s also perfectly okay.
I was just talking about something similar in one of my dating social groups. I was talking about how important boundaries are, but sometimes in a good relationship a single person can shoulder the boundaries if the other is still working on it. For example, my wife has a hard time saying no or voicing her opinion in a way that can be seen as negative. But she lets me know, and I'll easily be "that asshole husband who doesn't let his wife go to parties!"
I think it's funny how I get labelled as the toxic controlling one, but I'm just the mouthpiece doing what's in my wife's best interest.
Even if you can it is not your responsibility. Adults need to act like adults.
@@nauscakes1868 This method seems to work for the both of you which is awesome! And if your wife is unable or uncomfortable standing up for herself I bet she’s real appreciate of you doing it for her! I find it funny that even if my fiancé stands up for herself, somehow I’m the one to blame. That I’m controlling what she says… but oh well.
I bet it was hard on you because you're the girlfriend tell him not to give his family money so of course they're thinking oh she wants the money all to herself
This comment needs to be pinned!! ❤
Definitely one of the better guests you've had on. The best episodes are the ones where the guest cares about their situation and isn't a celebrity.
Lmfao bahahahaha… “CELEBRITY” ?!?! WHEN WHERE ?!?! 🤣🤣🤣 oh lord I’m fcking crying 😂😂😂 celebrity 🤣🤣🤣 LOL nooo nope 😂😂😂 only celebrity here is Caleb 😂
I have never, not once seen anyone who even remotely resembled a celebrity neither physically nor financially ever on this show.
The last episode had a multi millionaire twitch wh*re. Another two weeks ago it was an Asian comedian. Obviously they're not A-list, but they're not average people which is the point of my comment.
Yeah,the chick with millions of subs and earning 2mil a month is not a celebrity at all XD@@llehsir
@@llehsir ruclips.net/video/A9-JedX1Et4/видео.htmlsi=W7wz8Eic-3ytkuhL
"What the FUCK, Caleb?"
"I thought he was!"
"You thought I was autistic?!"
"I legitimately thought you told me you were."
"I AM NOT AUTISTIC!!"
🤣🤣🤣🤣🤣🤣🤣🤣
yo it's like we watched the same video
Sounds like something an autistic person would say
Time stamp?
20:30
Her eyeliner slays
TYSM!!! i tried so hard to get it right
She's really gorgeous
“he refuses to get a job” then refuse to pay his rent. period.
I really like that you ask "what are you here for", it guides the episode and avoids getting stuck at the traumadumping stage :)
I’m Latina, and there’s a stereotype (which is so accurate) that families treat the boys in the family with kids gloves. They, especially the moms, baby them so much, that it seems the family would rather drain their accounts than have their sons grow up. It’s infuriating how this dynamic is.
I hope she knows that “No” is a complete sentence.
Clearly not
with the way dating is going, those bloodlines are going to die out.
Those hardworking women are real treasures though.
My fiancé’s 28 year old brother refuses to get a license. He works nights and makes every one drives him. He won’t even take a bus anywhere.
@@julia.md2b707 ugh that’s infuriating. He refuses to get a license, then his family should refuse to give him rides.
Thats a stereotype ive never heard of in america. I'm white and somewhat involved in the trades. The stereotype for latinos in the south is they all have a trade job, no english or bilingual, modelo, and work their ass off.
Everyone, PLEASE, check your pay stubs. Do not blindly trust your employer.
The company I work for was sued for not paying appropriately. After employees started looking back they released how many hours they hadn't been paid.
That’s fair
Plus one should always be aware how much the IRS yoinks from each check.
My brother’s employer tried claiming he had falsified his paycheck and wanted to deduct money from his next check because they insisted that he hadn’t worked some of his overtime. Always double check things and know exactly what you worked.
yep my last 2 jobs were significantly underpaying me. I wouldn’t have noticed if I wasn’t checking!
I checked the month before I went from 36 hours to 40 hours, and realised they by accident already paid 40 hours. That was a nice bonus😂
She NEEDS to get away from her family entirely. She needs to move out to her own place, change her number, and cut them off completely. Her family knows she cant say no to giving money because she wants to help others or easily manipulated. This is hits home cuz my mom being the oldest of 13 kids, they all always came to her for money and she never says no, now she's in debt and thanks to this show caleb i took financial control of her money and is now getting out of debt within 2 years. SAY NO TO FAMILY especially if they have bad habits. DO NOT ENABLE THEIR BAD FINAINCIAL CHOICES!
Not until that sister's card paid off and out of her name. That should be project #1.
Agreed...she needs to move out of Texas or at least out of driving range of the family.
If she's Mexican she won't do it, unfortunately.
When she went OFF around 44 mins i was so happy. Glad to see shes already on the edge of breaking away from that
20:23 "So is my producer" when referring autism was probably the hardest I've laughed this week.
Caleb is a G for this. Absolutely killed me 🤣
i am SCREAMING XD
I think thats only funny to people who are strange about autism/disabilities. For me it was just a normal convo lol
When she started going off about being pissed at her sister I was like YAAAASS QUEEEEEN and now go set actual boundaries and stop letting yourself being taken advantage off!
Just got to that point and yeah, I'm happy to hear her put her foot down.
OMG.... my heart dropped when she talked about losing that 40k to mobile home repairs and paying for her Mom's car repairs instead of going to college and escaping her horrible situation :( devastating. Her family is so manipulative... THAT ISN'T LOVE. TAKING ADVANTAGE OF YOUR LOVED ONES AND FEELING ENTITLED TO THEIR MONEY ISN'T LOVE !!!
She is like the type of person you hear about winning the lottery and being broke the next year.
Sadly this is common. I knew a person who had a brother who would constantly ask for money from family and think he was entitled to it as though he was a small child. His sister gave him so much over the years including a 30k mobile home that he lost because he didn't want to pay the property tax. He hasn't learned how to be responsible and blames everyone else for problems he has caused.
It's not that uncommon in hispanic families. My dad was the most "well off" in the sense he built his house instead of living in the projects and the family would always come looking for handouts. Even as a kid I looked at it and was like I don't like this. As much as I'm for helping people it won't be at my detriment.
@@sprint7412 Lots of people don't seem to see that by helping someone all the time they are enabling them and it is a detriment. This girl acts like a martyr. What if she died in a car accident. How would this guy take care of himself?
I’m wondering if she was the only one the uncle left money to? Usually multiple people recieve something if there is money involved unless she was let’s say the favorite or something.
I am a high-functioning autist. I went through my own phase, as a young adult, of not wanting to work. It's more comfortable to not face people and life every day, and therefore avoid autistic internal discomfort. I've been working at my job for 7 years, and am the production supervisor. I just figured out a way to aim my autism at being ridiculously entrenched in my work.
Or ...just maybe... you are NOT autistic. This gets thrown around now by everyone and those who give you that diagnosis or whatever.
@@Benedict00_ItchyManko Yeah no, I wish I weren't but definitely am, and was before it became a fad 😏
@@extremeliberty7890 fair enough, glad you're doing well then
@@Benedict00_ItchyMankothis is a super toxic response, probably best to take a look at yourself if this is your go to.
@TheBloodypete lmao what, sounds like you need a safe space buddy
I have a lot of sympathy for her. With a family like hers I’m not surprised she is trying to fill her life with things to make her feel happy in the moment. She seems extremely sweet and she could be successful but she has to set boundaries with her family which is something that is so incredibly hard to do.
My uncle of 64 years old is autistic and he worked the same job for 40 years before Covid. Then, switched to Walmart. He loved both jobs. He will retire at 67 or 68.
Well obviously he didn't finance a $65,000 truck that he really needed to get to work. 🙄
My younger brother called me selfish for not consigning on a car for him because he didn’t have the credit. He is an accountant living in the heart of San Francisco. Mind you I’ve given him 2 great working cars and my mom has given him 2 older cars but they still ran great, and in the span of 6 years all 4 cars went to shit. And blamed us for not giving him reliable cars. He’s also drained my parents savings because he wants to live a lavish life he can’t afford. We haven’t spoke in years.
Sounds like a big man child
And San Francisco is a walkable city with excellent public transit...
@@bentonja668 yup my mom expressed that to him, after he got so many tickets for having his car parked on the streets he got rid of it and now I’m assuming he uses public transportation
You and your mom may have contributed to his entitlement.
People rarely get that way on their own.
You've probably done yourself a favor by distancing yourself.
@@MPPG663 he’s entitled 100%. He’s my mom’s favorite out of 3 kids. He’s thrown that in my face a few times. He’s a narcissist. If he doesn’t get it his way he’ll play victim. Removing him from my life was the best thing I’ve done.
Blood may be thicker than water, but you can still drown in blood.
and diet coke
This saying has actually been misconstrued throughout history, I would assume as a way for people to manipulate their family members. The real saying is “Blood of the covenant is thicker than water of the womb” and originated between soldiers on the battlefield to portray their bond was forged stronger than biological because of their experiences in war.
😮true but 😮
@canary3853 That’s so badass
@@canary3853This actually isn't true.
That's a modern saying from the 1990s/2000s which has never been formally cited.
I quite like the saying as I think it's a nice sentiment, but "blood is thicker than water" has had several different points of origin with various meanings (including preferring Christians to non-Christians).
The saying that includes "water of the womb" is a contemporary one.
This is the only person I genuinely care about that’s been on the show. Definitely give updates
This is probably the first guest in a while i want to see an update/ improvement on. She is so ready for this life change. I can already see all those around her guilting her for being "selfish"
But you have to be in order to get your life straight
A message to Aria:
It takes a LOT of willpower to set boundaries with family especially when it comes to money. You have almost your entire family taking advantage of you, so I can't even imagine how difficult it will be to break out of those cycles. They will come at you hard because you're basically the family bank and they rely on your kindness to survive.
Just know that setting boundaries is a process. Your family will need time to adjust but they WILL accept it if you are consistent. I recommend keeping your finances to yourself for a while and if anyone asks, tell them you're dead broke until you get yourself into a better place.
Good luck and stay strong.
They rely on your kindness to live above their means. If you subsidize someone, do it by your decision.
THANK YOU for having a more normal person on! Shes working, going to school, ad finances are affected by family. I watched the whole thing in one sitting. I wish the best for her. Get mad, girl! Its when we get mad things change!
I agree. This episode gave me much more confidence to continue saying no to my family
@littybritty9983 oh wow, that's great! I've had to be in that situation - not near as intense as hers but it's still difficult. But guess what - each time it gets easier 😈
if you haven't graduated from college, and you plan to graduate. do not buy a house. let yourself have the freedom to move wherever the job is
Agreed ⬆️
this needs to be pinned. Absolutely go where the jobs are first and make money, a house will come later.
1000000000000%
@@KaitlynNeal-n3f And chances are that the well paying jobs are also in areas that are nice to live in. What a coincidence.
@@lbgstzockt8493 I mean I commute an hour and a half for my job into a nicer area. So, I know the pain of buying a house and having to commute because I can never afford the area I work in. For someone coming out of college move to the area find a few roommates and get yourself in order, if not you spend your late 20s and early 30s working 12-18-hour days to make up for the mistakes while trying to juggle family.
The new and improved Caleb-drops-his-voice-instead-of-screaming is absolutely wild. I love it. the slient sounds of torture are just too much 🤣🤣🤣🤣
I spent money on bullshit this week. Just a confession. I’ll do better.
My whole last month. Time for a come back
"Forgive me Father for I have sinned."
"Say 5 Taquitos and 5 Doordash Doordash Doordashes."
"Forgive me Caleb, for I have sinned. It has been 6 hours since my last taquito."
Check if there is a pattern of what and when and see if tou can plan ahead of time for me it was buying snacks after work so started making jello at home just knowing i was not going to go back home just to find a salad helped me a lot, if stuff erase the online store apps and turn off notifications and start organizing better so you use what you have
Everytime I buy bull I call it a "debt", I pay myself however much I spent on it all and put it in a savings. Feel youll only make money tho if you have decent spending habits and dont pull out loans for doordash
I work with low-income college students, and supporting family who don''t support them is so common. I may incorporate parts of this episode in financial literacy education with my students, so thank you both for this episode!
Same here.
The more he screamed he wasn’t autistic the less I believed him
Thou dust protest too much! 😂😅
Caleb and his team are consent kings. I love how they always pull back when they are worried the guest feels pressured. Everything comes from a place of love and encouragement but they give the guest an out if they look like they got uncomfortable with a request or suggestion like cutting up the cards or calling a family member. Well done my dudes ❤
totally. only reason he can do this so well is bc he cares so fucking much 😅
I really hope she’s able to set some boundaries for herself. You can tell how she so scared to stand up for herself when it comes to her family she mentally shrinks whenever it comes to them using her. As someone who’s been in that position.. BABY LET ME TELL YOU. Once you find that peace you don’t wanna deal with ANYTHING that destroys it.
Two years ago, I was this girl. Lending my family money to cover their financial gaps. Thankfully I moved away and set boundaries and now I am no longer involved in my family’s financial gymnastics. It is so freeing and I couldn’t be happier.
I misread the title as “Held Hostage By MY Manipulative Family” and thought we were getting a Hammer family member 😂
this is a good video idea tho
I'm dyslexic this happens to me often and after the video I'm left wondering if I clicked on the wrong thing
@@californiapoontappahowd it taste
@@bloontewn3291 damn it took me three minutes to figure out what you were talking about lol at me
She should just go business administration and go into sales. She's got the personality for it but definitely not the mind for accounting
She’d hate accounting.
Totally. She'd be an amazing account manager tbh
She does not need college. Anyone can get into sales. You can earn 6 figures with a high school diploma, assuming you are actually good at selling
Hope she makes it out of debt. She has a great personality always smiling and happy
It’s mtl a front.
❤️🍀
Ughh if she’s somehow reading the comments PLEASE put yourself first. You can love your family, but please get your finances first. Girl lie to them! Tell them you’re broke 😭 they are entitled. Pleaseeeee
She is my FAVORITE guest so far. I’ve been watching since the beginning. I loved her! She’s giving IE (California) energy, I’m wishing her the best 🤣🤞🏽❤️
Inland Empire 🤘
this is also what im sensing, Cali energy from her!
Man, the whiplash of being mad at her, feeling bad for her because of the family, being mad at her again, and…just repeat.
It’s terrible
Missing a Monday makes the week feel 10x longer!
Sorry babe
That’s why you gotta miss Tuesday too
I'll let it slide 😉 y'all have been putting in the good work!
paid off my credit card today 🎉🎉 thank you caleb !
Must be nice to only worry about that when you live rent free with mommy and daddy
@@michaelschneider9305I paid off my credit card too I don’t live with my parents so why are you being a hater
As a person with an autistic sibling, I can completely empathize but it sounds like he's using that diagnostic as an excuse and as a way to manipulate his family. My brother works full time and pays his bills. We're there to support if he needs it, but he is also a functional independent adult. I can acknowledge that my parents set him up for success when we were younger with resources, and not everyone has that opportunity, but infantalizing people will never help them grow.
The autistic brother could work at a grocery store as a cart-pusher and bagger. He could work at fast food, as Caleb mentioned. He could work on a landscaper crew. He's flat-out taking advantage of her tender heart.
He could even be a producer
He could work stocking products. A structured routine and few random encounters with people he doesn’t know. Maybe work with a landscaping company.
Also a lot of places will hire someone with autism (they can’t discrimm) an if he is living alone on his own he is prob capeable of working for sure he just may need transportation needs
I work the graveyard shift in a medical lab and the overwhelming majority of the people working there are neuroatypical. Mostly ADHD or autistic or both. I always feel good when I can get a newbie to talk to me about their current hyperfixation bc I know that means they're comfortable lol
I know loads of people who are on the spectrum and they all have different skills, just like anybody. Everything from shelf stacker to astrophysicist. But dull repetitive tasks are the entry level jobs that anybody can do to start plugging a gap in their CV.
I love her energy. Super sweet, confident and emotionally strong while being playful. I hope she gets her debt paid off.
You're more ballsier than me! Respect.
I must be watching a different episode. 😂
Was thinking the same.
yeah she seems like the kind of person who is friends with everyone. I really hope she gets out of this mess, she deserves a good life
I 100% agree. She seems like a wonderful human. Makes my tentacles tingle.
Same I hope she distances from her fam.
She needs a good friend to help her through this. Girly you need to get some therapy and work on putting you first! So much love.
Woooooo her Brother is so lucky Im not his sister. That little boy would be living on the street at the drop of a hat. 😂😂😂
I missed you Monday like when your best friend is absent from elementary school
😂😂
💯
I don't want Caleb calling the younger brother. I want him calling the mother, and ask:
- how did she, a grown-ass woman was and probably is okay relying on financial support of a teenager son?
- is she okay with destroying her son's future? and don't fool ourselves, unless something magical happens right now, he's screwed.
- how come two of her children burned out from work and suicidal and two others are spoiled brats?
This woman is a real pease of work 🤬.
Why are you being rude to this woman, she isn’t doing anything wrong.
@@JA-jb4tithey're talking about her mom
@@JA-jb4tibecause she’s taking money from her teenage son, which is pathetic.
Goodness, stop being so soft, it’s not rude, it’s called reality.
*piece, not pease. You need to learn yourself!
@@AJ-es5yd English is my 4th language
Hi behavior analyst here. Cutting up the cards is a perfect antecedent intervention to decrease the likelihood she will use her credit cards in the future. 👏🏾👏🏾
I thought he said he doesn't force ppl to cut cards
@@PhDDimeKBI didn’t see him forcing anything
That car insurance is insane. She should shop around and see what other companies can offer. $450 a month and that's with getting the discount for paying 6 months at a time? Crazy.
I pay that a year 😅, but my car is an old Toyota 😊
i pay 475 a month in insurance with progressive. that was the cheapest i could get with a 2k deductible 😔 every other insurance was telling me 700+
Im autistic with ADHD.
Ive worked and lived on my own since 18.
I dont "have a career path", but ive always had some kind of job
My soul hurts for her. I can’t imagine my family taking advantage of me like that. I pray she makes it out of that, she seems like a wonderful person.
True. I despise leeches.
She won't change and they refuse to
@@jerrystauffer2351she is young still, she can figure out it isn't worth it for her over time especially if she needs help at some point and can't rely on them
This was the same situation my girlfriend was in. We had many fights about it. I tried to be kind about it (it's her family after all). Eventually it got so bad she was asking me for money. This pissed me off like a mfer.
She was worried they would hate her for not 'helping.'(btw they had a better place, better appliances, and a better car).
If they do that, they never loved you and only loved the money.
She eventually did, and now has fallen out with her Mom because of it.
@@jerrystauffer2351If she follows the path of the Hammer her therapist will help her to free herself from the users. It's a hard but essential lesson to learn.
Family dynamics like this can feel so heavy. She has a beautiful sprit, I hope she can break free from her family’s expectations. “Just because you carry it well doesn’t mean it isn’t heavy”
After watching this show and applying what I’ve learned for the past 2.5 months, I’ve now saved
+$500 from my paychecks! (I don’t make a whole lot.)
Progress is still progress! You're making a lifestyle and mindset change that will serve you for the rest of your life. Congratulations and keep up the good work!
congrats,,you are on your way
pennies in the bank are pennies in the bank and they will add up over time! You're doing great!
I’ve watched so many of these episodes and the amount of people who say “but my credit score” who are at 100% utilization KILL me. Like you aren’t helping your score 😭
That's just flailing around not wanting to accept.
Department of Rehabilitation can help your bro with getting a job. Job coaching and all. But he will never do it if he's comfortable.
@bagel_bandanna I worked as a services coordinator for adults with disabilities and I just found Vocational Resources in Texas. They have it. They're everywhere.
Bro calling one of his guys “autistic” haha he made me laugh so hard!!!😂
🤣🤣🤣
I was expecting Brandon to come in like, "DUDE! I SAID NOAH'S AGNOSTIC!"
she seems so great but learned behavior and family is seriously holding her back. i’m rooting for her so hard! probably more than i ever have for any guest on this show.
WHEN HE IS COLD AND HUNGRY HE WILL HAVE SUFFICIENT MOTIVATION TO WORK. He can do landscaping or unload trucks. Its a job, everybody has one and few people love having to do them but its necessary.
I would love to see a family financial audit. I've learned so much about cultural expectations families place on their children from different backgrounds & a family audit would be a great way to show the effects of that holding back the child.
Even better: expectations launching the kids forward. Adults succeeding through their family culture.
Aww I’m so proud of her for cutting her cards! Shopping addiction is real. She seems very nice. I wish her the best!
The credit score linked to closing an account is literal brainwashing. She reflexively connects the closing of an account to being bad for her credit score. Straight-up mind control by the system, for the system, on behalf of the system, to benefit the system.
That what happened to me 🤷🏻♀️ I closed a visa because I was changing banks. I hadn't used the card in literal years (had not even activated the card itself since it had expired years prior).
The next month my credit took a 85 point hit. Nothing else changed.
It's taken 3 years to work its way back up and still the only way I can keep it there is to keep a 1% utilization on the card when the statement hits.
I hate that I now have to worry about using the card and paying it off to have the same score I used to have for a card that was literally not active and lived in my cupboard.
I say all that to say that it is frustrating that closing an account dips the score. It's not worth it to have if your sinking your own ship with debt but I can understand the frustration that your basically facing a demerit for doing the right thing.
What you said isn't the whole truth. Closing a card doesn't dip your score if you close it in "good standing" usually means no balance, collections etc ("good standing" is different depending on the lender) If it's close in good standing it stays on your report for 10 years before dropping off. That being said, the guest has an auto loan so it doesn't really matter and she won't be buying a home anytime soon so she has plenty of time to pay off her debts and bounce back.@@kaitlinjohn3625
@@kaitlinjohn3625the trick is to just keep it open lol
It’s not brainwashing, it’s actually true. Closing accounts affects your credit age which will actually reduce your credit. Usually not by a lot though.
I had one credit account closed because I did not use it at all for too long. My score went down literally just 1 point for one month 😂 I think one can survive it.
Very likeable guest, rooting for you girl.
What’s crazy, is that I fully paid off all credit cards and finished my student loans yesterday. My buddy sends me a photo of his new nfl credit card. He’s drowning in debt and he’s happy to get a new card. Don’t be like my friend.
I really want to be a cc person, 2023 was my 2nd year with 0 cc intrest accrued I just kept the ones I paid off when things got bad and made a rule for myself that 5 years of 0 intrest means I can look at getting a new card
@@skigenie90 might need to setup him to come into the show. Even if it’s all the way from PA lol
It’s not what you earn, it’s how you manage your money
@edward6749 Earning is half of the equation, but I get what you mean.
Congrats man
She seems like such a sweet person. I think that she seems like the kind of person who uses shopping as a coping mechanism for dealing with her family stress. She can get through this, I believe in her.
I want her to survive for her well being.
Family can be a burden at times seriously.
“I AM NOT AUTISTIC” 😂😂😂😂 Noah 😂😂😂😂😂😂
I died laughing hahahah
That was nuts lol
I love her. She’s trying hard and has a whole family expecting her to subsidize their lives. Be strong. Take care of you. Keep up the counseling and school. You can do it!!
The Mr Beastification of the thumbnails and titles are a weak era. (Even Mr Beast is over that look, btw)
13:40 “my miles” - ugh, yeah, further proof that the banks are really good at marketing the credit cards.
Yeah, cause they make even more money when they fly somewhere for vacation and get into more debt😂
I don't understand why people like the miles so much. I like the points just to get cash back or cover purchases. There's no way I can spend enough in one year to pay for my whole vacation unless I've massively overspent.
Im not done watching the episode. But i think this is one of the few times I have seen someone has actually cut up their cards on the show. Whenever someone does that they win points for me. Its an immediate first step on the road to a better life! Good job girly! I believe in you!
I think I’ve only ever seen one other guest do it
I wish she would have also let him call her brother. She seems scared of him.
She makes under $3k a month but spent over $9k last month...enough said