✔️ज्ञानात गुंतवणूक करण्यासाठी: social.rachanaranade.com/MMMMarathi ✔️नव्याने गुंतवणुकीचा प्रवास सुरू करण्यासाठी: link.rachanaranade.com/Zerodha ✔️आयुष्य आणि आरोग्य सुरक्षित करण्यासाठी: - जीवन विमा ► bit.ly/3tYenqr - आरोग्य विमा ►bit.ly/3ynVssD
मला letter of credit बद्दल परिपूर्ण ज्ञान प्राप्त करायचं आहे, माझ्या जॉब profile मध्ये LC through payment collection करणे हे काम add झालेलं आहे ,त्यासाठी International & Inland letter of credit with examples या बद्दल एक कोर्स develop करा ही नम्र विनंती.
मॅडम, तुमच्या टीम ने मराठी मध्ये व्हिडिओ बनवण्यासाठी खूप कष्ट घेतले आहेत....मराठी माणसाला आर्थिकदृष्ट्या साक्षर करण्याचे तुम्ही खूप मोठे काम करत आहात....असेच नवनवीन व्हिडिओ तुम्ही बनवत राहा अशी आशा करतो....तुम्हाला आणि तुमच्या टीम ला मानाचा मुजरा....🙏
खुप छान सांगितले मॅडम...धन्यवाद याचा सर्व सामान्यना फायदा होईल... बचत खात्या मध्ये पैसै ठेवण्यापेक्षा... गरजेनुसार 3,6,9,12 महिने पैसे ठेवता येत असतिल तर फायदा नक्कीच आहे....
Chhan sare vdos tumche mam...khup topics war khup vdos...but samja specific topic vdo pahaycha tar mala tough jate...team support cha wp number la enquiry karun link milali tar easy to we all followers...do consider mam n best team.
Namskar madam jar kadhi mazya kade 10000 jama zale tar mala ji web site tumhi sangi tali tya madhe kahi divsanch banking fd kelyavar nakki kiti rakkam milel he sangitale tar khup bare hoil karan saglyana yacha hishob karta yet nahi dhanyawad
T Bills मध्ये गुंतवणूक केली तर त्यावर मिळणाऱ्या परताव्यांवर टॅक्स लागतो का? आणि ९१ दिवसांचे टी बिल जर ५% देत आहे परतावा तर तो वार्षिक ५% देत आहे की ९१ दिवसांत ५% देत आहे ? जर ९१ दिवसांत ५% देत आहे तर ३६५ दिवसांत अंदाजे जे ६/६.५% मिळतात, त्याऐवजी दर ९१ दिवसांत ५% प्रमाणे वर्षभरात ४वेळा गुंतवणूक करुन २०% परतावा मिळवता येईल का? 🤔 😅
आपण आत्तापर्यंत केलेले इंग्लिश मधी विडिओ मराठी भाषांतरित करून सादर केले तर आमच्यासारख्याना शेअर मार्केट बद्दलचे ज्ञान आणखीन वाढेल व कमाईपण वाढेल धन्यवाद
1.अचानक गरज पडली तर पैसे काढता येतात का T.Bills मधून ? 2. काही tax लागतो का? 3.senior citizen साठी काही sceam आहे का ? आज Homework नाही दिला रचना ताई 🤗
मॅम तुम्ही सांगितलं ९१ दिवसाला ५.५६ %/ १७२ दिवसाला ५.८९% आणि ३६४ दिवसाला ६.२३% तर मी ९१ दिवसाची गुंतवणुक ४ वेळा केली तर वार्षिक परतवा मला २२ % भेटेल का...?
रचना मॅडम, आपली वाणी ओघवती आहेत, ऐकत रहावसं वाटत. या क्लिष्ट विषयावर आपण फारच सुंदर उदाहरणे देऊन सोपं करून सांगता. मला फार आवडले आपले विवेचन. नुसतं ज्ञान असुन चालत नाही तर ते दुसर्‍यांपर्यंत पोहोचवताही आले आहे आणि आपल्याकडे ती कला आहे.
Congratulations and proud of your Marathi channel. Treasury Bills बद्दल अजून जाणून घ्यायला आवडेल.1. Is income taxable? 2. Can we renew it? 3. Risk if any? 4. Points one should remember before investing 5. Liquidity? Thank you so much
Rachana mam, I am aspiring for civil services. I have read many books and watched many videos to clear my understanding about t bills and govt secu. But today as i watched your video, you simply and easily explained it thanking for it. It is need of the hour to be a financialy literate. Mam plz continue this series. God blessed u
उत्तम सादरीकरण, अतिशय सोपी भाषा, कोणीही गुंतवणुकी कडे न घाबरतां ओढला जाईल. काल पर्यंत मी सांशक असणारी ह्या कडे सकारात्मक दृष्टीकोनातून पहात आहे आणि माझ्याकडून ती घडली. खूप खूप धन्यवाद.
Nice Video with detailed explaination, Couple of questions, 1. Can we prematurely close like FD? 2. If no interest is counted then how the tax calculation is done?(for IT payers of 30% brackets) 3. Tax is calculated as income or capital gain. 4. Min is 10K but what's the max limit for investment Thanks
RBI Retail Direct ACCOUNT Opening साठी लागणारे १०००० रुपये ही investment amount aahe ka account opening fees?🤔🤔 बाकी Knowledge with Comedy is good combination... Please keep it up..👍
Rate of returns जर कमी जास्त झाला तर आधी केलेल्या गुंतवणूकीवर काही परिणाम होतो का ? FD सारखं हवं तेव्हा ब्रेक करता येईल का ? याची काही पावती अथवा पुरावा काही मिळतं का ?
Jai Hind Ma'am, Following are my some questions 1. What are the risk in government securities? You explained returns but you mentioned only word risk. 2. Is Rs 10K required to open account as minimum amount, does we need above that for purchasing securities? 3. After maturity does amount auto credit in our regular savings account or we need to do manually? 4. If we dont transfer money from RBI account to regular savings account, do we get any interest? 5. How much maximum money we could use to purchase securities? 6. Is this comes under tax exemption?
Hello Rachna Mam, Thanks for the piece of such valuable information shared. My question 1)Is regarding TAX - an investment in T-bills taxable? 2) REFUND - If in case of any emergency, will the amount be refunded 3) PENALTY - If any? 4) AGE - Limit if any. 5) ONLINE - transaction is done online only? Please clarify the above query
I have one question. considering your example, If I invested 9500 in T-Bill and after 91 days, it returns 10000rs. So 500rs. is profitalble amount. 1. Will this profitable amount is taxable as per my current tax slab? 2. How can I withdraw my T-Bill after maturity? 3. Can I withdraw before the maturity date, and is there a penalty deduction?
I have invested 20,00,000 in CG bond in reissue , My actual money deduct was 18,60,000 something plus 50,000(incurred interest) so total around 19,10,000 something from which I received 1st interest along with my 50,000 So my actual investment is 18,60,000 And on my RBI account its showing 20 lack coupen rate , So my question is on maturity how much i will get Inr 20,00,000 or 18,60,000 ??
Hello Rachana & Team, first of all, I would like to appreciate all the hard work that you & the team are doing in terms of making us understand the investment options in an easy way. I recommend my mother to follow your Marathi channel. In this series, i would want you to cover a session on Invoice discounting as an investment option. I think Tried Cred had created a platform for investment, however there is no strong regulatory like SEBI to ensure how to mitigate the risk. Based on your experience, if you can provide us with a detailed analysis about this investment option, it will be great. Thank you once again & my best wishes with you & the team to keep up the good work.
Great Rachana You are such a enthusiast person Because of you we are getting to know vital investments informations which are helpful to us . Appreciate your innovative ideas and efforts to explain us. Kudos for your efforts
Hello Rachna, thanks for a great guidance in simple terms. Is investment in T-bills taxable? In case of emergency, will the amount be refunded with or without deduction. Please clear these in ur next vdo.🙏
Hello Madam, many many congratulations and all the very best for a one million mile stone. would like to know that where can we apply for T bills and the procedure for the same. Also are there some different sectors or types of T bills like Govt. bonds? Please could you elaborate in your next episode? Thank you.
Thanks for this precious information...you are doing a noble job of empowering common persons... Keep going and I don't see why you will not be eligible for one of the highest civilian award in India
Congratulations Rachana and team. I must say your videos are educative and entertaining. Please let me know if there are any tax benefits involved investing in the T bills? Also, the returns are taxable?
How creative you and your team are...!! I am literally amazed by watching your animations, fun elements and communication skills. So nice to see you through this channel...🙏🙏
Thanks Rachana madam. You are doing an excellent job!! My question is whether Rs.10000/- is an account opening charges, minimum balance of account or the investment amount?
We really appreciate the way you’re making things understandable for all kinds of public. For example, a Maharashtrian kid like me who has had his whole education life in English and obviously all other Marathi loka. So, what positive thing happening here is that, I’m somewhere down the line learning more Marathi and others are learning more English at the same time.
Very well explained, can you please also talk on 1. after maturity of t bills ( withdraw) , 2. penalties, 3. tax 4. when the interest rate change ( quarterly / yearly). Keep it up rachana 👍👍👍
Tai me tumche srv video pahato khup maja watate tehi knowledge sobat. khup khup 🙏 Tai mala bankekdun jast force assured income sathi hotoy .te kay ahe please sanga
My parents were always keen on fd they always discouraged me from buying stocks. Now I did my own research and got stocks for my wife. Finally happen with great result. Its just about good research and patience
Ekach no Rachna ma’am 👏 Maje Kahi questions - 1 - Tax exemption while investing or during maturity withdrawal ? 2 - Maximum deposit limit ? 3 - We get notification during maturity ? Or how we withdraw after maturity steps?
Hi Rachana, It's a treat to "mango people" like us to learn different ways of investments. T bills sound interesting. Is there tax rebate on the return earned? Does it have option of NRE and NRO investments with different benefits? If so, is the amount invested via NRE account repairable? Happy to hear from you and prepare for next week's video for better understanding. Thanks.
Thank you for such informative content. As you said if one invest 10k for 91 days then he will receive 5.56% annual return. similarly 5.89 and 6.23% for 182 and 364 days. but if I invest and withdraw 10k four times in year then there will 5.56 * 4% annual return which is more beneficial. can we do so?
Hello Liked your video on T-Bills and liked your style of explaining the subject. I have a query, firstly how the maturity amount will be received from RBI. Will it be credited directly in the same bank account from where the investment is made? Secondly what are the tax implications on the maturity amount? Please explain. Thanks. Vinayak.
investment साठी T-Bill option चांगला वाटत आहे. धन्यवाद माहिती बद्दल. एक प्रश्न आहे, RBI च्या खात्यामध्ये minimum RS 10000/- ठेवावे लागतात का? जसे काही banks minimum balance ची अट ठेवतात?
✔️ज्ञानात गुंतवणूक करण्यासाठी: social.rachanaranade.com/MMMMarathi
✔️नव्याने गुंतवणुकीचा प्रवास सुरू करण्यासाठी: link.rachanaranade.com/Zerodha
✔️आयुष्य आणि आरोग्य सुरक्षित करण्यासाठी:
- जीवन विमा ► bit.ly/3tYenqr
- आरोग्य विमा ►bit.ly/3ynVssD
RBI aamchya date madhe parava returns kasa dete
मला letter of credit बद्दल परिपूर्ण ज्ञान प्राप्त करायचं आहे, माझ्या जॉब profile मध्ये LC through payment collection करणे हे काम add झालेलं आहे ,त्यासाठी International & Inland letter of credit with examples या बद्दल एक कोर्स develop करा ही नम्र विनंती.
1
मॅडम तुम्ही जे T_bill च सांगितलं ते रक्कम टप्या टप्याने घेतात का ? One shot मध्ये भरवे लागतात. कुपया सांगा 🙏
Coment Marathi madhe Taka
रचना मॅडम अभिनंदन 💐 एक लाख लोकांशी कनेक्ट झाल्याबद्दल आणि आजचा व्हिडिओ खूप छान पद्धतीने एक्सप्लेन केला आपण धन्यवाद🙏
धन्यवाद 😊
मॅडम, तुमच्या टीम ने मराठी मध्ये व्हिडिओ बनवण्यासाठी खूप कष्ट घेतले आहेत....मराठी माणसाला आर्थिकदृष्ट्या साक्षर करण्याचे तुम्ही खूप मोठे काम करत आहात....असेच नवनवीन व्हिडिओ तुम्ही बनवत राहा अशी आशा करतो....तुम्हाला आणि तुमच्या टीम ला मानाचा मुजरा....🙏
हो ना अगदी बरोबर
मॅडम, तुम्ही फारच छान माहिती दिली
Is there any benefit in income tax return under this treasure bill
Hello..... Rachna mam me aata paryant tumche marathitle 10 videos baghitale. Khupch Chan mahiti detay va Samjavun saangtay. Tumchymule Mahilansathi Fainanace ha vishay farach sopa hoil va tymule tya economically srtong hotil. Mazyasaarkhya anek mahila dhadas kartil investments karnyasathi. Manapasun khup abhinandan tumche, khup manapasun Samjavun saangtay tumhi. Ashich pragati kara....... Va pudhe jaat raha... Karan ha channel maza nahi aapla aahe😊
खुप छान सांगितले मॅडम...धन्यवाद याचा सर्व सामान्यना फायदा होईल... बचत खात्या मध्ये पैसै ठेवण्यापेक्षा... गरजेनुसार 3,6,9,12 महिने पैसे ठेवता येत असतिल तर फायदा नक्कीच आहे....
खूपच उपयुक्त माहिती अणि अत्यंत रंजक पद्धतीने मांडली
अभिनंदन आणि शुभेच्छा
खूप छान व सोप्या भाषेत समजावून सांगता🙏🙏 आणि गृहपाठ अधिकच छान ताई thank you sister 👍👍
Madam, tumche presentation ani mahiti deniyachi paddat mastach aahe. Best wishes for your future videos.
प्लिज next व्हिडिओ मध्ये T Bill चे 1) Tax Benefit आणि 2) Auto Renewal Facility आहे का? याविषयी मार्गदर्शन करा
Shikvnyachi kala hyala mhantat hasat khelat .
Khup chaan madam.
रचना मॅडम तुम्ही हा मराठी चॅनेल उपलब्ध करून खुप उपयुक्त माहिती त्या साठी धन्यवाद 🙏🙏. मला असे विचारायचे आहे की T Bills चे रेट कधी आणि कुठे कळतील?
Khuup chhan knwoledge det ahat mam aapn
भारी वाटल पण invhest चा वी 4 चालू आहे.
Chhan sare vdos tumche mam...khup topics war khup vdos...but samja specific topic vdo pahaycha tar mala tough jate...team support cha wp number la enquiry karun link milali tar easy to we all followers...do consider mam n best team.
चॅनल maze नाही आपलं आहे खूप छान...बातम्यांचा tone देखील खूप छान 😂😂
Hello respected ma'am ... आदरणीय ताई साहेब परतावा (Return) and व्याज (Interest) यांच्यातला फरक काय आहे ...विनंती आहे सांगा
Madam National Pension system (NPS) var video banvana
Kup Chan sagta smjun madam
Tbills चा परतावा बदलत असतो काय ?नसेल तर किती टक्के परतावा मिळतो
Madam SIP var ek full video banva plz
Very good info
Just to clear...
Fixed deposite giving more intrest rate than tresary bills (as u showed), ,then how come its less risk n more returns
Mam tumhachi firts English Ani Hindi madhil video marathimadhe karun taka
Hi Madam, विदेश स्थित भारतीय हे, rbi चे binds ghevu शकतात का जर का त्यांचे आधार card v pan card asel tar?
शासकीय कर्मचारी टी-बिल्स मध्ये गुंतवणूक करू शकतो का❓
Namskar madam jar kadhi mazya kade 10000 jama zale tar mala ji web site tumhi sangi tali tya madhe kahi divsanch banking fd kelyavar nakki kiti rakkam milel he sangitale tar khup bare hoil karan saglyana yacha hishob karta yet nahi dhanyawad
Income-tax rebit मिळेल का आणि किती टक्के
Rbi madhe 10,000 guntawale tar pratek mahinyala partawa kiti milel
plz suggest and guide. click for preview but submitted options unable to show
व्याजावर टॅक्स भरावा लागतो
मग पराताव्यावर टॅक्स भरावा लागतो का
This scheme will be helpful in tax saving??(Related to Salary)
For seniors kahi schemes aahet ka
Madam
It is available on off line, we are senior citizens, we are not able to do on line. Please advise
धन्यवाद
Jar dar 91 days ni tich amount kadun parat 91 days sathi deposit keli tar dar 91 days ni 5.2% intrest milel ka
Chaan......dhnywad
Hello Mam, Is T bill return taxable? Can Nri invest in it?
Account Opening 10k can i use for investing?
T Bills मध्ये गुंतवणूक केली तर त्यावर मिळणाऱ्या परताव्यांवर टॅक्स लागतो का?
आणि ९१ दिवसांचे टी बिल जर ५% देत आहे परतावा तर तो वार्षिक ५% देत आहे की ९१ दिवसांत ५% देत आहे ?
जर ९१ दिवसांत ५% देत आहे तर ३६५ दिवसांत अंदाजे जे ६/६.५% मिळतात, त्याऐवजी दर ९१ दिवसांत ५% प्रमाणे वर्षभरात ४वेळा गुंतवणूक करुन २०% परतावा मिळवता येईल का? 🤔 😅
माझा ही हाच प्रश्र आहे
Rachana mam??
@@agroexpertchandu9118 Same question here sir
Yes same question
Same question here
आपण आत्तापर्यंत केलेले इंग्लिश मधी विडिओ मराठी भाषांतरित करून सादर केले तर आमच्यासारख्याना शेअर मार्केट बद्दलचे ज्ञान आणखीन वाढेल व कमाईपण वाढेल धन्यवाद
Correct
True
खरंय
Right
Otebiyqepkzhepwrphkeqo231+%kv
1.अचानक गरज पडली तर पैसे काढता येतात का T.Bills मधून ?
2. काही tax लागतो का?
3.senior citizen साठी काही sceam आहे का ?
आज Homework नाही दिला रचना ताई 🤗
Brokar che camition 2.5/asate ka tyavar video banava
जर Account बंद करायची वेळ आली तर किती charges लागतील व Account Limit
Plz add this question
T bill कुठे open करायचे
@@aksharakale7908 video madhe dile ahe
नमस्कार ताई माहिती खूप चांगल्या प्रकारे समजली धन्यवाद RBI च्या खात्यामध्ये मिनिमम बॅलन्स ठेवावे लागते का?
tippanee ke lie dhanyavaad.
adhik ke lie uparokt⬆️ vhaatsep lain se sampark karen
jaanakaaree aur antardrshti..
Your great रचना ताई.... तुम्ही खऱ्या अर्थाने महाराष्ट्र च्या जनतेला आर्थिक साक्षर बनवत आहात
धन्यवाद 😊
खरंच रचना ते तुमचं बोलणं ऐकून गुंतवणूक करावीशी वाटते अगदी बिनधास्त आमच्यासारख्या गृहिणी नाही विश्वास वाटतो
मॅम तुम्ही सांगितलं ९१ दिवसाला ५.५६ %/ १७२ दिवसाला ५.८९% आणि ३६४ दिवसाला ६.२३%
तर मी ९१ दिवसाची गुंतवणुक ४ वेळा केली तर वार्षिक परतवा मला २२ % भेटेल का...?
हुशार
नमस्कार ताई आपण मराठी मधून खूप अप्रतिम विडिओ बनवता आहेत खूप सोप्या भाषेत समजून सांगतात आपले धन्यवाद
धन्यवाद 😊
मी 53वर्षा ची आहे तु सोप्या भाषेत सांगते मला सुद्धा कळायला लागलं मीतुचे विडियो पाहते मला फार आवडते
@@manishajambhulkar1983 मी पण 61 वय पण इंटरेस्टिंग वाटतं
@@CARachanaRanadeMarathi ppp
Khup sopya bhashet samzavata aapan Madam. Thank you so much
रचना मॅडम, आपली वाणी ओघवती आहेत, ऐकत रहावसं वाटत. या क्लिष्ट विषयावर आपण फारच सुंदर उदाहरणे देऊन सोपं करून सांगता. मला फार आवडले आपले विवेचन. नुसतं ज्ञान असुन चालत नाही तर ते दुसर्‍यांपर्यंत पोहोचवताही आले आहे आणि आपल्याकडे ती कला आहे.
खूप सुंदर समजावले आपण. धन्यवाद.
T bills विषयी कळले, Govt bonds मध्ये कसे गुंतवायचे?
tippanee ke lie dhanyavaad.
adhik ke lie uparokt⬆️ vhaatsep lain se sampark karen
jaanakaaree aur antardrshti.
1.30 किती ती overacting 🤣🤣
Congratulations and proud of your Marathi channel. Treasury Bills बद्दल अजून जाणून घ्यायला आवडेल.1. Is income taxable?
2. Can we renew it? 3. Risk if any? 4. Points one should remember before investing 5. Liquidity?
Thank you so much
I also have same queries,pl guide me for the same
माहिती सोप्या शब्दात सांगितल्या बद्दल धन्यवाद🙏🙏
एक प्रश्न, मला ह्यातील पैसे वेळेआधीच हवे असतील तर काय होईल परतव्याचे?
tippanee ke lie dhanyavaad.
adhik ke lie uparokt⬆️ vhaatsep lain se sampark karen
jaanakaaree aur antardrshti..
Rachana mam, I am aspiring for civil services. I have read many books and watched many videos to clear my understanding about t bills and govt secu. But today as i watched your video, you simply and easily explained it thanking for it. It is need of the hour to be a financialy literate. Mam plz continue this series. God blessed u
Ha bhai muze bhi t bill ajj samza 😂😂
उत्तम सादरीकरण, अतिशय सोपी भाषा, कोणीही गुंतवणुकी कडे न घाबरतां ओढला जाईल. काल पर्यंत मी सांशक असणारी ह्या कडे सकारात्मक दृष्टीकोनातून पहात आहे आणि माझ्याकडून ती घडली. खूप खूप धन्यवाद.
Very nice
Nice Video with detailed explaination, Couple of questions,
1. Can we prematurely close like FD?
2. If no interest is counted then how the tax calculation is done?(for IT payers of 30% brackets)
3. Tax is calculated as income or capital gain.
4. Min is 10K but what's the max limit for investment
Thanks
RBI Retail Direct ACCOUNT Opening साठी लागणारे १०००० रुपये ही investment amount aahe ka account opening fees?🤔🤔
बाकी Knowledge with Comedy is good combination... Please keep it up..👍
Mla tri watte account opening fees vagaire kahi naste.jasa ki madam ne sangitla ki minimum 10,000 rupees lagtil. Ti hi amount aahe.
तुमचे व्हिडिओ ज्ञानवर्धक असतात,माझं रिटायरमेंट झालं आहे.मी तुमचे व्हिडिओ पासुनच इनवेस्ट करतो आहे
Rate of returns जर कमी जास्त झाला तर आधी केलेल्या गुंतवणूकीवर काही परिणाम होतो का ? FD सारखं हवं तेव्हा ब्रेक करता येईल का ? याची काही पावती अथवा पुरावा काही मिळतं का ?
या बद्दल पण माहिती मिळायला हवी.
Jai Hind Ma'am,
Following are my some questions
1. What are the risk in government securities? You explained returns but you mentioned only word risk.
2. Is Rs 10K required to open account as minimum amount, does we need above that for purchasing securities?
3. After maturity does amount auto credit in our regular savings account or we need to do manually?
4. If we dont transfer money from RBI account to regular savings account, do we get any interest?
5. How much maximum money we could use to purchase securities?
6. Is this comes under tax exemption?
Great questions
But no reply
Hello Rachna Mam, Thanks for the piece of such valuable information shared. My question 1)Is regarding TAX - an investment in T-bills taxable? 2) REFUND - If in case of any emergency, will the amount be refunded 3) PENALTY - If any? 4) AGE - Limit if any. 5) ONLINE - transaction is done online only? Please clarify the above query
Govt tax up to 28% ..if you earn 40% return in a year on capital & no one earn above 40% in term of investment, still not profitable ...
I also want to ask same questions to u Rachana mam
I have one question. considering your example,
If I invested 9500 in T-Bill and after 91 days, it returns 10000rs. So 500rs. is profitalble amount.
1. Will this profitable amount is taxable as per my current tax slab?
2. How can I withdraw my T-Bill after maturity?
3. Can I withdraw before the maturity date, and is there a penalty deduction?
My additional question to this is Is this return fixed and mentioned while investing the amount.
Yes, its taxable
Yes same questions I have
I have invested 20,00,000 in CG bond in reissue ,
My actual money deduct was 18,60,000 something plus 50,000(incurred interest) so total around 19,10,000 something from which I received 1st interest along with my 50,000
So my actual investment is 18,60,000
And on my RBI account its showing 20 lack coupen rate ,
So my question is on maturity how much i will get
Inr 20,00,000 or
18,60,000 ??
tippanee ke lie dhanyavaad.
adhik ke lie uparokt vhaatsep lain se sampark karen
jaanakaaree aur antardrshti.
माझा एक असा प्रश्न आहे बँकेमध्ये आपण कुणाचे गॅरेंटर झालो तर त्यांनी कर्ज नफेडल्यास आपल्याला फेडावे लागते का? तसा कायदा आहे का?
महिन्याच्या 1 तारखेला 10,000 गुंतविले आणि 91व्या दिवशी व्याजासहित रक्कम मिळाली तर एका वर्षात 4 वेळा म्हणजे जवळपास 20% व्याज मिळेल काय
तो व्याज दर द सा द से आहे आपण सांगितल्या प्रमाणे असले असते तर सर्वनी येथेच गुंतवणूक केली असती
@@anandmanthalkar986 पण 91व्या दिवशी 5% म्हणतात त्याचे कसे
@@samrto1 द सा द शे 5'/,प्रमाणे आपण गुंतवणूक केलेली रक्कम व किती दिवस केली तेवढ्य दिवसांचा मोबदला मिळतो
Hello Rachana & Team, first of all, I would like to appreciate all the hard work that you & the team are doing in terms of making us understand the investment options in an easy way. I recommend my mother to follow your Marathi channel.
In this series, i would want you to cover a session on Invoice discounting as an investment option. I think Tried Cred had created a platform for investment, however there is no strong regulatory like SEBI to ensure how to mitigate the risk. Based on your experience, if you can provide us with a detailed analysis about this investment option, it will be great.
Thank you once again & my best wishes with you & the team to keep up the good work.
मँडम मला सेव्हींग करायचं आहे पण मला खाते उघडायला येत नाही
CA Rachana Madam,
Kindly give me your email id and mobile number.
Thanking you.
tippanee ke lie dhanyavaad.
adhik ke lie uparokt vhaatsep lain se sampark karen
jaanakaaree aur antardrshti
Hlo
Great Rachana
You are such a enthusiast person
Because of you we are getting to know vital investments informations which are helpful to us .
Appreciate your innovative ideas and efforts to explain us.
Kudos for your efforts
Thank you 😊
tippanee ke lie dhanyavaad.
adhik ke lie uparokt vhaatsep lain se sampark karen
jaanakaaree aur antardrshti
Tai , Tuze Khupppp Khuppp Aabhar 🙏🙏🙏🙋😇 & UPI Suvidha, last la tu je Sangital Aahes te mhanje Nkki kay ? 🤷
Hello Rachna, thanks for a great guidance in simple terms. Is investment in T-bills taxable? In case of emergency, will the amount be refunded with or without deduction. Please clear these in ur next vdo.🙏
Hello Madam, many many congratulations and all the very best for a one million mile stone.
would like to know that where can we apply for T bills and the procedure for the same. Also are there some different sectors or types of T bills like Govt. bonds? Please could you elaborate in your next episode? Thank you.
tippanee ke lie dhanyavaad.
adhik ke lie uparokt vhaatsep lain se sampark karen
jaanakaaree aur antardrshti
Rachna thank you always for financial awareness in Marathi too !!
Most welcome 😊
मॅडम नमस्कार हे अकाउंट sbi बँक वाले ओपन करून देतील का
Thanks for this precious information...you are doing a noble job of empowering common persons... Keep going and I don't see why you will not be eligible for one of the highest civilian award in India
मी गृहिणी आहे तुमचे व्हिडिओ पाहून गुंतवणूक करण्याची इच्छा आहे
Congratulations Rachana and team. I must say your videos are educative and entertaining. Please let me know if there are any tax benefits involved investing in the T bills? Also, the returns are taxable?
tippanee ke lie dhanyavaad.
adhik ke lie uparokt vhaatsep lain se sampark karen
jaanakaaree aur antardrshti
Madam T Bill madhe paise deposit kelya nantr TDS cut hou naye mhnun form kasa fill up karta kiea kuthe karta......???
How creative you and your team are...!! I am literally amazed by watching your animations, fun elements and communication skills. So nice to see you through this channel...🙏🙏
Thanks Rachana madam.
You are doing an excellent job!!
My question is whether Rs.10000/- is an account opening charges, minimum balance of account or the investment amount?
Mla tri watte account opening fees vagaire kahi naste.jasa ki madam ne sangitla ki minimum 10,000 rupees lagtil. Ti hi amount aahe.
सदर रक्कम ही किमान गुंतवणूक करण्यासाठी आहे!
Rs.10,000/- Investment Amt
We really appreciate the way you’re making things understandable for all kinds of public. For example, a Maharashtrian kid like me who has had his whole education life in English and obviously all other Marathi loka. So, what positive thing happening here is that, I’m somewhere down the line learning more Marathi and others are learning more English at the same time.
Same with me bro
Paise parat kase milnar te direct aaplya saving account la taknar ka Aani 10000 rs che kiti milnar
Mudat samplya nantr aaply form bharava lagto ka paise parat milnya sathi
What's ap line kuthe aahe mala pn mutual fund madhe invest karaychi aahe
T bill मधून मिळणारे रिटर्न ची amount इन्कम टॅक्स ला salarise person साठी taxable असते काय .
Thanks
Very well explained, can you please also talk on 1. after maturity of t bills ( withdraw) , 2. penalties, 3. tax 4. when the interest rate change ( quarterly / yearly).
Keep it up rachana 👍👍👍
After maturity it will directly credited to ur bank account. No penalty. Its taxable on profit.
Khup chan information
@@akshaynevalkar9183 how much tax will get cut?
@@ambikasonawane6057 depends upon which tax bracket ur falling
@@ambikasonawane6057 it will be treated as capital gain income may be and Chargeable as per your tax bracket
Thank you ma'am 🤞 your communication skills are one of the your best points☺️ congratulations for 1 m
tippanee ke lie dhanyavaad.
adhik ke lie uparokt vhaatsep lain se sampark karen
jaanakaaree aur antardrshti.
योग्य माहिती दिली.रचना ताई
Very informative video👍Will you tell us if returns are taxable and do we get returns by substracting TDS?Is quarterly payout option available ?
No TDS Applicable
Ma'am changle Mutual funds suggest karana moderate Risk mdhe basnare
Tai me tumche srv video pahato khup maja watate tehi knowledge sobat. khup khup 🙏
Tai mala bankekdun jast force assured income sathi hotoy .te kay ahe please sanga
@Portfolio_Rachana-on-TeIegaram 🙏🙏
Congratulations !! for completion of 1 lakh subscribers ⭐ you deserve it.
Thank you so much 😊
Mindblowing..... Set of information.... Extraordinary presentation..... Thanks a lot Madam 🙏
My parents were always keen on fd they always discouraged me from buying stocks. Now I did my own research and got stocks for my wife. Finally happen with great result. Its just about good research and patience
मॅडम माझे वय ५५ आहे तर कशात गुंतवणूक करावी..सांगाल का
Ekach no Rachna ma’am 👏
Maje Kahi questions -
1 - Tax exemption while investing or during maturity withdrawal ?
2 - Maximum deposit limit ?
3 - We get notification during maturity ? Or how we withdraw after maturity steps?
tippanee ke lie dhanyavaad.
adhik ke lie uparokt vhaatsep lain se sampark karen
jaanakaaree aur antardrshti.
Hi Rachana,
It's a treat to "mango people" like us to learn different ways of investments.
T bills sound interesting.
Is there tax rebate on the return earned?
Does it have option of NRE and NRO investments with different benefits?
If so, is the amount invested via NRE account repairable?
Happy to hear from you and prepare for next week's video for better understanding.
Thanks.
1) मॅम परतावा आणि व्याज यामध्ये काय फरक आहे?
2) सीनियर सिटीजन साठी काही वेगळा रेट असतो का?
3) एफडी प्री मॅच्युअर्ड करता येते तसे हे करता येतं का?
Glad to see an easy explanation in marathi by one of the top finance expert ❤️🎊
Thank you 😊
@@CARachanaRanadeMarathi मराठी मध्ये चालू केल्या बद्दल धन्यवाद. मंडळ आभारी आहे
मी रिटायर्ड बॅंक कर्मचारी आहे , मला हे सगळं करायला अशीसस्टंट ची गरज आहे . मला हे सगळं करुन घेणारा समजुन घेणारा आणी सांगणारा माणुस पाहिजे .
Very nicely explained mam. 2 questions
1. Is this income taxable
2. Is it possible to withdraw or return the bonds before maturity period
Mala pan hach prashna padlaye ma'am...
nhi kadhta yet..
Thank you for such informative content. As you said if one invest 10k for 91 days then he will receive 5.56% annual return. similarly 5.89 and 6.23% for 182 and 364 days. but if I invest and withdraw 10k four times in year then there will 5.56 * 4% annual return which is more beneficial. can we do so?
Same question 👍
No ,
You will get 10000 × 5.56% × 91/365 🥰
Hello
Liked your video on T-Bills and liked your style of explaining the subject. I have a query, firstly how the maturity amount will be received from RBI. Will it be credited directly in the same bank account from where the investment is made? Secondly what are the tax implications on the maturity amount? Please explain.
Thanks.
Vinayak.
tippanee ke lie dhanyavaad.
adhik ke lie uparokt vhaatsep lain se sampark karen
jaanakaaree aur antardrshti.
Yess need more information abt taxation
Tai kharach big sister ahat
Sagale samajaun sangatat
Contact mob no.sanga
नमस्कार मंडळी आणि लगेच subscribe !😎
Thanks Ma'am. Please let us about taxation on return from T-Bills. 🙏
रचना माझ्या मुलीचे नाव रचना आहे. तुला भेटायला यायचे आहे. काय करावे
thank you madam , Nice explanation .Marathi paul padate pudhe
Sandeep maheshwari chya show madhe tumhala first time pahile..Aanad zala.
investment साठी T-Bill option चांगला वाटत आहे. धन्यवाद माहिती बद्दल. एक प्रश्न आहे, RBI च्या खात्यामध्ये minimum RS 10000/- ठेवावे लागतात का? जसे काही banks minimum balance ची अट ठेवतात?
Can I get regular financial investment guidance from you? How to do it and how much I have to pay for your services?