Why identity theft on credit reports is easy to fix
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- Опубликовано: 6 янв 2021
- Today we wanted to talk about why identity theft is easier to fix than most people think.
If it's true identity theft with no involvement, benefit, or participation on your part, then you can fix your reports in a few steps.
Make sure to gather as much proof as possible to prove that the accounts on your report aren't yours.
First, you should file a police report.
Then you should fill out a fraud affidavit that you can get from the FTC and send that information to the bureaus and the furnisher of the information.
in 4 days, they should suppress the account on your report, and in 30 days it should be removed from your reports.
9/10 times they will fix your report.
If they don't, that's a great case for us.
Because if they don't fix it, they will have to tell a jury why they refused to correct your reports.
Thanks for watching!
John
John G. Watts
Watts & Herring, LLC
Representing consumers across Alabama
205-879-2447
www.alabamaconsumer.com/
www.alabamaconsumer.com/conta... (to send us a message)
Our free weekly webinar is here -- my.demio.com/ref/ZHxa8NhYRNAp... -- Join us if you can!
"No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers."
Well John like I explained to you before went through all steps and they still kept it on my credit report. I live in Pennsylvania been trying to get this off since July. This is truly a burden!
But John says, "IT"S EASY!"😇
Literally planning on sueing for aggravated identity theft
Good luck -- we need more people to fight back against ID theft....
John
We are going through the same issue. We froze our credit and they were still able to unfreeze it. No one wants to help us. We have done everything correct
And what happens if the identity thief sell someones property? Suddenly someones that pretended to be you sold your house for instance.
My husband snuck his supplies into my home they robbed me blind and stolen my identity even IRS said I was under identity theft but they won’t remove nothing and cops wouldn’t take report , he said there is a lot that happened but he don’t know who did it !!! I feel alone after everything I been through I literally shake and cry and can’t afford a lawyer after husband cleaned out our accounts
They won’t remove nothing and I have tons of proof
You really helping me!! Thank u! thank u! im from san antonio tx 😁
Very happy to hear it -- have a great day!
I wish that I could hire you. I have a serious problem that has caused me anxiety and depression. Do you have a consultation line?
So when u send the ftc report to the credit bureau do you have to send it to the creditor also or does the credit bureau send it to them?
Where do you get a Fraud Affidavit from?
I have sent letters to credit card company and phone company for account I didn't open. One credit card company said I need to show a police report from when it happened. Is thats true.
North Carolina
If someone was arrested For a dui and gave another persons name
Because they were very intoxicated and scared to go to jail
Then they are released that same night
The next day they relize they Made a Big mistake by giving another name
They want to turn them self in but now are scared to get in more trouble so they just keep going with it
hire a lawyer go to court get community service and probation and have to get a certificate at a dui class
But now the probation officer is catching up to it what can the charges be when cought?
P.s
And this person has a past record From early 2000s
Breaking an enterings
Larceny
Assault
Possesion of handgun
In his real name
I had the same situation and I did everything file police report, affidavit and everything and send the debt collector and credit bureau. They still saying it’s you so what should I do I just did cfpb complain now idk what will be result.. I waiting for result hoping they will go into depth. 🥺
If you have sent to the collector and credit bureaus and it is legit ID theft and they won't fix, then you need to look at suing. Reach out to me at www.alabamaconsumer.com/contact-us/ and tell me the details and I'll help you find a lawyer.
Thanks
John Watts
I have a collection agency that refuses to validate my debt. They simply keep sending me a copy of a final bill from their client. How do I know they are legally authorized to collect this debt?
See the comment I did for the most recent video -- great question to ask them and explain why you need the info.
They have like 30-45 days to validate it or they have to remove it.
I’m in a situation where a family member added me as a authorized users on their credit card without my consent and then defaulted. Does this method apply to me? I do t want them to get in trouble but it’s ruining my credit. Any help would be appreciated
She call the company where the credit card is tell them to remove your name and also call all the credit companies
I need help and I would like a consultation...
Reach out to my firm -- www.alabamaconsumer.com/contact-us/
-- let me know what state you are in and what you are dealing with as far as identity theft thanks!
John Watts
@@johngwatts I need help but I’m located in Utah, I have one of the worst identity theft.
You cant help if i dont live in Alabama?
Reach out to me at www.alabamaconsumer.com/contact-us/
and let me know your situation and where you live. If it is a good FCRA case we can work with a lawyer in your state or bring the case in a different state so reach out and let's see if we can help you.
Thanks
John Watts