What To Do If Your Identity Is STOLEN

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  • Опубликовано: 22 ноя 2024

Комментарии • 207

  • @KeystoneFinancialAcademy
    @KeystoneFinancialAcademy  4 года назад +21

    ⏰Here's what is in the video with the approximate time hacks⏰. Thanks for watching!
    1. What is identity theft? (00:23)
    2. How much of a problem is it? (00:40)
    3. How do you know your info was compromised? (01:45)
    4. Actions to take in case of identity theft (02:55)
    5. Preventing identity theft (05:20)

    • @goldiepatton8248
      @goldiepatton8248 3 года назад +1

      What about if someone has ur id info

    • @travissearles23
      @travissearles23 2 года назад +2

      Someone was able to steal my $1,500 Western Union! It takes 21 days to do their investigation so I'm not exactly sure yet how they got my money! I filed a police report and froze my credit! Thieves are total pos losers!

    • @doubleglaze7979
      @doubleglaze7979 Год назад

      Hey is all the information legit

    • @debrac7144
      @debrac7144 Год назад +1

      Thank you so very much. The info. given is absolutely great.

  • @kp3646
    @kp3646 Год назад +89

    Why isn’t the financial institutions held accountable for not verifying loan applicants? They are the gatekeepers

    • @tuanngnt
      @tuanngnt Год назад +2

      Nowadays if you don't freeze your 3 main credit bureau accounts, then you might be in trouble. You also need to freeze Checksystem account too. Those 4 accounts are the keys to make your life miserable, so freeze them to save yourself. Those 4 accounts are allowable for unfreezing any time.

    • @CarlaSmith-r6d
      @CarlaSmith-r6d 9 месяцев назад

      True

    • @CarlaSmith-r6d
      @CarlaSmith-r6d 9 месяцев назад

      Even last year my IRS pin was stolen from my mailbox

    • @miss.conduct8083
      @miss.conduct8083 7 месяцев назад

      While @Taunt or whatever in your comment section is technically correct, in no way does this negate your original question, and what a hellova fact you're making! You are validated in thinking, or, allow me to say; believing this for what it is! Great question! Why dont they? We've all learned how to keep our private info secure and now we're paying for someone elses break in FTC protocol? Someone who logged in the companies email while at Starbucks? You & I know never to do this! In fact, you will receive a pop-ups warning you "this network is not safe." And yet, here we are.. Not changing the company's passwords every 60 days? No worries, its just someone elses private information that will follow them the rest of their lives! Not us! this way! Necause it sure seems like common sense. These companies are hiding that fact, blameshifting ANY of their failure to protect. If I were to do this? I'd be facing 5 or more years in federal prison, a $10G fine, or more, and hopefully both! I see your comment was made 9 months ago, it's even more valad this week! I see multiple others have taken just a moment to comment. It sure pisses me off this "expert on what to do" whose claim is the be here for us goes totally silent. And now he expects me to watch his video? F HIM!? I'll take my stolen information elsewhere! Dudes got a super punchable face right now.

  • @realhousewifeoftransylvania1.0
    @realhousewifeoftransylvania1.0 Год назад +28

    Well if they already have your SS#, isn't it kind of late? It's so ridiculous that that number is tossed around everywhere and then you can't even change it.

    • @wdevil1280
      @wdevil1280 5 месяцев назад

      we have the tech for centuries but they don't care, not in us not anywhere else. biggest capital gathered is by biggest scammers

    • @Hunni00495
      @Hunni00495 3 месяца назад +1

      This happened to me recently and IT MAKES ME SO ANGRY… people are so weird

    • @donnahall-kumar333
      @donnahall-kumar333 3 месяца назад

      They may have your SSN however, they have to apply more than that to get anything and obviously that would not, could not match and if what is given would be kicked out of any one's system... do you understand what I believe because any other information would be wrong 👀👂👂💫

    • @minniemarie1226
      @minniemarie1226 2 месяца назад

      You can definitely change it. Look it up it's just annoying

  • @sandrarichardson761
    @sandrarichardson761 3 года назад +45

    Thank you for this video. I am going through this right now . Someone got a hold of my social security number and opened up several fraudulent accounts in my name. I have been going through hell trying to get this resolved . I have frozen my credit and placed a fraud alert with all 3 credit buerous and locked my credit report file. This is super stressful. I worked so hard to get my credit score up to where it needed to be all to have some selfish idiot come and ruin all my hard work 😒

    • @KeystoneFinancialAcademy
      @KeystoneFinancialAcademy  3 года назад +2

      You're welcome! Doing what I can to help folks fight against this huge problem. Once you restore everything, keep your credit frozen for good. Only unfreeze it briefly if you need to apply for something, and then freeze it back up again. Its the single most effective way to prevent anyone from opening any credit in your name again.

    • @sandrarichardson761
      @sandrarichardson761 2 года назад

      @@KeystoneFinancialAcademy ...I will and thanks for your reply. It is much appreciated

    • @lillylilly4631
      @lillylilly4631 2 года назад +3

      @@KeystoneFinancialAcademy hello sir, I made a big mistake by applying for a job I put all my information in the application including social security number I had no idea how risky is this my score credit 0 yesterday I got a letter says that I got approved to get 500$ credit but I never applied for any credit ! I’m terrified now if they stole my information and use it plz what should I do to find out if someone using my social??? Thank you .

    • @aaronchanceeaton4814
      @aaronchanceeaton4814 Год назад +1

      Hey there any updates on ur identity theft

    • @miss.conduct8083
      @miss.conduct8083 7 месяцев назад

      ​@KeystoneFinancialAcademy ANSWER LILLYLILLYS QUESTION! Do you know how embarrassing and shameful it is to admit this happened and then, when asking for help -from an expert- only for them to ghost you? Dude, check your own accounts at the Academy.

  • @selfdevstuff7398
    @selfdevstuff7398 3 года назад +41

    Thank you!!!! This is such a stressful situation.

    • @KeystoneFinancialAcademy
      @KeystoneFinancialAcademy  3 года назад +6

      You're welcome! Doing what I can to help out...

    • @rumilol2989
      @rumilol2989 3 года назад +3

      @@KeystoneFinancialAcademy hey I have a question. Can someone steal my identity with my full name, address and date of birth?

    • @rumilol2989
      @rumilol2989 3 года назад +2

      @@KeystoneFinancialAcademy please reply soon.

    • @KeystoneFinancialAcademy
      @KeystoneFinancialAcademy  3 года назад +4

      Its not likely that someone can steal your identity and open accounts in your name with just your name/address/birthday. Its not quite THAT easy, especially not now in 2021. In the past maybe, but today you need more identification and personal info. However, this info is still valuable as its another few pieces in the puzzle for a thief. Additionally this information can be used to trick you, or someone close to you, into revealing more info, including critical items like Social Security number. Best bet is to keep ALL your info as private as possible, and definitely don't post your exact birthday and place of birth online or reveal it to strangers.

    • @rumilol2989
      @rumilol2989 3 года назад +3

      @@KeystoneFinancialAcademy ok. Thanks. But aren’t full names and dates of birth available online now anyway? Like on websites. I’ve been told this by someone else.

  • @jennmanea3751
    @jennmanea3751 Год назад +10

    This should be something that’s blasted because this was a nightmare to go through.

  • @BankruptcyMan
    @BankruptcyMan 3 года назад +12

    “Identity Theft starts in the Home!” ~David L Nelson, Attorney at Law

    • @gangstalkingphilly9644
      @gangstalkingphilly9644 3 года назад +3

      I can’t stop it 7 years now I’m broke living check to check while my family clears me out every bank account I start

  • @whitstone8784
    @whitstone8784 3 года назад +7

    Thank you this is very horrible and it can happen to anybody and it's happening more and more all the time I am very very aware of everything now

  • @hosermandeusl2468
    @hosermandeusl2468 2 года назад +3

    Contact the IRS. Yea. Right. Go ahead & try.

  • @Van-md6eg
    @Van-md6eg Год назад +5

    Going through this right now & it’s so frustrating and has caused me to be in poverty! Legit fraudulent transactions I disputed with my bank denied! I am overwhelmed and can’t get myself stabilized due to all those fraudulent transactions not given back to me!!!!

  • @enriquejpsa
    @enriquejpsa 3 месяца назад +1

    Concise and to the point. Thank you!!!

  • @SaturnAstronaut
    @SaturnAstronaut 2 года назад +20

    Im dealing with this right now.Someone tried stealing my personal info😔

  • @tea98988
    @tea98988 4 месяца назад +1

    This the most helpful video. Thank you so much! 🙏

  • @skorpyo331
    @skorpyo331 Год назад +1

    Omg just found out today when I went to air force base to do a job and after handing over license they told me about identity theft. Not a good day, but thank god I found out too.

  • @dwightcummins9868
    @dwightcummins9868 3 года назад +5

    Alot of my social media accounts have been breached you should address this next.

  • @James-l6x6w
    @James-l6x6w 10 месяцев назад +1

    What do you do if police and hospital lie about your health and say your paranoid?

  • @alstevens44
    @alstevens44 3 года назад +7

    My PC was hacked & locked all my info was hacked, 1. I sent a report to fraud FTC

  • @bigmcadet3947
    @bigmcadet3947 2 года назад +2

    I got hacked and got a notification saying your data has been stolen. What does that mean and what do I do?

  • @dianaabad3910
    @dianaabad3910 3 года назад +5

    This has happened to me from my x husband and son. How do I get out of a college loan that I did not sign for.

  • @Virtual-realityISold
    @Virtual-realityISold Месяц назад

    Not one business has called me for the temps on all my accounts on my account but i do believe they are protecting me. 😁

  • @jcfc8197
    @jcfc8197 2 года назад +54

    Happened to me earlier this year. Wasn’t fun dealing with it, that’s for sure. I got it cleaned up within 45 days. I froze my credit line. It’s locked up and can’t be accessed without me called all the credit bureau and giving the password.

    • @frankyzingg2928
      @frankyzingg2928 2 года назад +5

      Aye bro can we talk asap this just happened to me idk what to do I’m

    • @jwd3503
      @jwd3503 2 года назад +2

      Bro please can you help me I have this problem today

    • @jcfc8197
      @jcfc8197 2 года назад +3

      @@jwd3503 hi, sorry I’m just replying to you. Also sorry that you have to go through this. Can you tell me what happened so I can give you the correct information and the steps you’ll need to take.

    • @jwd3503
      @jwd3503 2 года назад +1

      @@jcfc8197 I was applied for loan for my grandmother medical expenses she living in India and I apply five places I really need money that time and yesterday I got call someone told me that his company name is cash advance and they approve my loan I was so happy because I can treat my grandma and then they took my all information including bank and my personal identity letter on I figured it out it was scam please I need help I don’t know what to do thank you 🙏

    • @jcfc8197
      @jcfc8197 2 года назад +1

      @@jwd3503 shit, never ever give out your bank account info. Has any money been withdrawn out of you bank account? If so, call your bank and tell them that you noticed money missing from your account and that you didn’t authorize the transaction. Calm Identity Theft, and tell them to close the account and open a new account.
      If no money has been taken out of your bank account, go ahead a close the account anyway and open a new account. If you gave out your SS number, and your date of birth, your mothers Maiden name you have to call all 3 credit bureau and put a freeze of your line of credit. Freezing your line of credit means you nor anyone else can use your name/SS number to get a credit, buy a car, boat or house. Keep it frozen until you need to buy a big ticket item like a car, boat, house etc. then freeze your credit again. If you have credit cards call the credit card company and have them issues new cards. They will do this with no problem. Better to be safe then sorry. Use an app like Credit Karma, it’s free and it’s a great app to use to keep an eye on your credit score and you can dispute charges on the site as well. It’s very helpful tool to use.

  • @wrenny69
    @wrenny69 2 года назад +1

    I moved into a new apartment and my personal folder was mailed before me. My downstairs neighbor had my entire folder with all documents. Ss# etc for 3weeks! What do I? Everything is a wreck! My identity, my medical, my underage sons info has been used by entire family of neighbor. Help

  • @eliteincommand
    @eliteincommand 3 года назад +3

    Someone had gipped me out of my SSN and I tried locking the accounts. I had contacted each CRA and I had done a majority of the things mentioned in the video. Help

  • @frehiwotabebe2538
    @frehiwotabebe2538 Год назад +1

    Thank you for the Information. You explain it very clearly.

  • @mgvmg9630
    @mgvmg9630 Год назад

    Last year someone open credit card on my name. Last week Title max was checking my credit score. Which is breach alert. Plus someone sell something in KY on my social security number I received letter to pay the taxes. My name in Florida, California, Lynn Ma, now Even Cincinnati OH. I put a Fraud alert.
    Update: Someone did answer to my email telling me to call them. Which I did, the agent she didn't say anything just ask number and put me on hold and that's it. How do you resolve the problem in this way?

  • @sethgibson4155
    @sethgibson4155 3 года назад +18

    Thanks, 21 years old, just got my credit to 770. Just found out my identity has been breached, I hope this doesn’t effect my credit lol

    • @Orgin26
      @Orgin26 3 года назад +1

      How did it go?

    • @nurgle333
      @nurgle333 Год назад

      Update, Seth?

  • @rkaursidhu3565
    @rkaursidhu3565 5 месяцев назад +1

    Hey , Can we know who is misusing our sim number? Or if we report to police , does police help to get yo know who is misused the sin number???
    Waiting your reply….

    • @KeystoneFinancialAcademy
      @KeystoneFinancialAcademy  5 месяцев назад

      Check out "How do you know your info was compromised" starting at 1:45 in the video.

  • @hunteocampo1
    @hunteocampo1 6 месяцев назад +1

    Im a victim of identity theft and all of my money was stolen from me and my bank account and I had to freeze all of my identity and my bank account and those imposters and those scammers had ruined everything for me for no reason and now I'm being stalked and harassed by those imposters and those scammers and they won't stop harassing me

  • @anhthubui318
    @anhthubui318 3 года назад +6

    My mom lost all her identity (driver ID, social security card, green card). Recently she got bill from TWC saying they overpaid her $5000. But the thing was they ended her unemployment claim. So basically she lost everything and I couldn't find a way to help her at least get her driver ID replaced.

  • @frankmurillo6080
    @frankmurillo6080 Год назад +1

    THanks THIS IS VERY HELPFUL

  • @travis8229
    @travis8229 Год назад

    Riding the bus I always drop my id, pretty sure some have used previous ID for bad purposes.

  • @Dogspark841
    @Dogspark841 4 месяца назад

    I can't believe you uploaded this video with this quality of audio

    • @KeystoneFinancialAcademy
      @KeystoneFinancialAcademy  4 месяца назад +1

      It was just my fourth video ever, and I was still working out microphone settings. Clearly however, this hasn't stopped it from amassing nearly 100,000 views and two hundred positive comments on how much it has helped people. Helpfulness and relevance of the content is king, not necessarily the slick production. You missed the whole point of why this video is successful. My audio/video has been on a whole different level for a while now anyway...

    • @Dogspark841
      @Dogspark841 4 месяца назад

      @@KeystoneFinancialAcademy It literally hurts my ears. I'm not judging your content. I'm simply surprised you would hear this and feel it was ok to put out. Maybe re-upload it now with more knowledge.

    • @Dogspark841
      @Dogspark841 4 месяца назад

      @@KeystoneFinancialAcademy I apologize for being rude

  • @leticiamartinez3106
    @leticiamartinez3106 Год назад

    Is crazy this happened to us. Started with T-Mobile. Our number would be cancel and transfer to another account. Our credit cards and bank account were used and drain, we froze our credit and they were still able to call and un freeze it, the credit burials are a joke. No one helps. We are still dealing with these on a daily basis.

    • @camilleespy7395
      @camilleespy7395 Год назад

      Do you get a lawyer? Or open cyber security for all your devices?

  • @audemontmorency3983
    @audemontmorency3983 3 года назад +4

    What about when it comes from government institutions?

    • @Jim-c6e
      @Jim-c6e 2 года назад

      My military records were stolen

  • @gemaggarcia101
    @gemaggarcia101 4 месяца назад

    I experienced an account take over. Don’t access to anything. My accounts were used and left with debt. Could you advise? Lost access to even my life lock. Email address. What do you advise ?

  • @marionshepard642
    @marionshepard642 Год назад

    Where is the info on the 3 agencies? I found nothing in the description...

    • @KeystoneFinancialAcademy
      @KeystoneFinancialAcademy  Год назад

      All the info is in the description, starting from about half way down. Just need to expand out the section.
      Here it is again pasted in below...
      TransUnion
      Fraud Victim Assist. Dept.
      P.O. Box 2000
      Chester, PA 19022-2000
      Equifax
      P.O. Box 105069
      Atlanta, GA 30348-5069
      Experian
      P.O. Box 9554
      Allen, TX 75013
      -TransUnion: Call 888-909-8872 or:
      transunion.com/credit-freeze
      -Equifax: Call 800-349-9960 or:
      equifax.com/personal/credit-report-services
      -Experian: Call 888 397 3742 or:
      experian.com/freeze/center.html

  • @KatherineSales-Branch
    @KatherineSales-Branch 2 месяца назад

    I have did this several times.....

  • @mariareginarosaria8927
    @mariareginarosaria8927 Год назад

    So I'm unable to sign up for a credit card. I always get rejected. There's no reason for that

  • @shaquan1115
    @shaquan1115 2 года назад +2

    Thank you for your advice I never knew the proper steps thanks 👍🏾💯

  • @SuAmigoElilegal
    @SuAmigoElilegal 3 года назад +3

    Question please , so my ant was born in USA but left to mexico when she was a kid. Another relative got a hold of her social and born certificate and that person came to USA as an adult and been living in the USA for 45 years now . We recently found out that that person is basically living a normal live, worked got married got driver lisence and basically been living in USA for many years now. My ant wants to go to USA but since the other person has been living there for more than 45 years with her identity what ever happends now. Has my ant lost her identity now or what can she do when the other person basically has a whole entire life now in USA

    • @P_double_H
      @P_double_H Год назад

      An Ant?

    • @ddnadler
      @ddnadler Год назад

      Seek a lawyer. That probably happens all the time

  • @jackmewhalle6937
    @jackmewhalle6937 Год назад +2

    If that would make it a harsher penalty this would stop. Make it a minimum of 10 years in prison.

    • @leticiamartinez3106
      @leticiamartinez3106 Год назад

      How can start a bill to give criminal 10 yrs in prison?

    • @kimio4953
      @kimio4953 Год назад +1

      Life in prison. It's someone's life and future they are destroying. And also make it that they don't get any job offers or anything society offers at all.

    • @KeystoneFinancialAcademy
      @KeystoneFinancialAcademy  Год назад

      I agree. Not enough enforcement, and the penalties are insufficient!

  • @shewho333
    @shewho333 2 года назад +2

    First premier bank gave some guy a credit card in my husbands name. All he needed was a piece of stolen mail with my husbands name and address to get this credit card. That’s it. Nothing else.

  • @heathermoore8979
    @heathermoore8979 3 года назад +4

    I've been trying to file an unemployment claim in Kentucky. Everytime I try to make in account it won't let me make one. The security question is not mine at all. What do I do or who do I call? It says my social is already active. Please help me

    • @bl7636
      @bl7636 3 года назад +2

      Same. How has things been so far? Did you fix things you are not alone sister

    • @ddnadler
      @ddnadler Год назад +1

      Go to your local Social Security Administration office in person. Take ID with you to prove who you are, and also a birth certificate and a utility bill with your name and address couldn’t hurt. Good luck

  • @duanerichard4918
    @duanerichard4918 2 года назад +1

    What do I do to report it stolen

  • @Amandura
    @Amandura Год назад

    Im screwed. Have never had a loan or card in my name (im 30) also haven't filed my tax return in 3 years.. went to check my credit and id has been compromised. Idk what to do

    • @LilyHeis
      @LilyHeis Год назад

      Updates?

    • @ddnadler
      @ddnadler Год назад

      Report it and follow the steps on this video. If you get overwhelmed. Play the video. Pause after each step and don’t watch more until you complete one step at a time.

  • @searrahall2475
    @searrahall2475 4 месяца назад

    Thank u god is good

  • @TheBestWeddingMusic
    @TheBestWeddingMusic 3 года назад +4

    How do you freeze your credit?

    • @KeystoneFinancialAcademy
      @KeystoneFinancialAcademy  3 года назад +5

      Its in the video and in the description, but here it is again. Go online and freeze each one.
      TransUnion: Call 888-909-8872 or go online:
      transunion.com/credit-freeze
      Equifax: Call 800-349-9960 or go online:
      equifax.com/personal/credit-report-services
      Experian: Call 888 397 3742 or go online:
      experian.com/freeze/center.html

    • @kilo1901
      @kilo1901 3 года назад +1

      @@KeystoneFinancialAcademy
      Do we need all there of these?

  • @miuralfernandes6188
    @miuralfernandes6188 3 года назад +2

    My son identity have been robbed I mean
    It's so shocking and very stressful my son future is blocked

  • @starg7370
    @starg7370 2 года назад +1

    I owe 11000$ to the IRS my identity was stolen I'm so scared please help!!!

  • @wrenny69
    @wrenny69 2 года назад

    I know by law they never should have opened my mail but, too late now. Do I go to local or state police after freezing my accounts?

    • @KeystoneFinancialAcademy
      @KeystoneFinancialAcademy  2 года назад +1

      Freezing your credit is the number one action to take to protect it. You're right, opening someone else's mail is called Obstruction of Correspondence and is actually a felony if done with malicious intent. You may want to get the police and an attorney involved if you feel that is what happened.

  • @allenniacase44
    @allenniacase44 2 года назад +2

    Wicked World

  • @zumaraffa950
    @zumaraffa950 4 года назад +1

    hello.last year somebody close my self assessment tax . hi close my finncial year whit 7000 pounds. and that was my first year in UK . all my tax was a little over 2000 pounds ,and hi asked for 7000 ponds self assessment tax return. how can i prove it`s not me ?

  • @TropTony22
    @TropTony22 2 года назад

    @Keystone Financial Academy I have a question somebody said they know my adress and will leak it even if they leak it online will people come in my house? Is it a big problem?

  • @Jim-c6e
    @Jim-c6e 2 года назад

    My academic and military records were stolen. Its not always money

  • @wrenny69
    @wrenny69 2 года назад

    Is it my landlord who is liable or my neighbor,?

  • @wrenny69
    @wrenny69 2 года назад

    It keeps happening

  • @singlesmiling.8645
    @singlesmiling.8645 2 года назад

    This happened to me my children and love ones how to stop this .Help

  • @Van-md6eg
    @Van-md6eg Год назад

    I am a victim of SIM card swapping & geolocation spoofed!!!

    • @tannaithvonanderton
      @tannaithvonanderton Год назад

      Wot is this, please 🙏 can you please tell me more about it

  • @seamus51
    @seamus51 6 месяцев назад

    Bro im 18 and my mom stole my identity idk what to do someone help

  • @KatherineSales-Branch
    @KatherineSales-Branch 2 месяца назад

    These people are all frustrating ...They are all about get it .... Judgement They Need To get the hell away from me and my information.....

  • @sanitarushin3847
    @sanitarushin3847 2 года назад

    What do somebody using my identity?

  • @tarawilkinson3441
    @tarawilkinson3441 2 года назад +1

    What about passport theft

    • @KeystoneFinancialAcademy
      @KeystoneFinancialAcademy  2 года назад +3

      I presume you mean when someone steals your actual physical passport? I don't specifically address this in my video, but it does happen of course. Stolen and forged passports can be used by criminals to enter/exit countries that don't have anything more sophisticated than an "eyeball check" at the border. The best action to take is to report the passport "lost or stolen" by calling the National Passport Information Center at 877-487-2778. You can also go online at travel.state.gov. You will need to file Form DS-64 and Form DS-11 to actually report the loss and apply for a new passport.

    • @tarawilkinson3441
      @tarawilkinson3441 2 года назад

      Thank you,yes my birthplace was in Turkey for my dad was in the military,it was old n still green not blue n I traveled to various countries,it had his military numbers and in his handwriting but they also had my birth certificate and social security card as well,and my information and childrens for the persons mother did my income taxes as well,two of my grandchildrens social security numbers as well…thank you I tryed to file a complaint on some website but never heard back from them,my father was supposed to left an inheritance for my children and I of which it’s been 2019 when he passed and I’ve heard nothing of it yet

  • @nori6090
    @nori6090 Год назад

    Just found out my cousin opened a caple account in my information

  • @tinawiggins6772
    @tinawiggins6772 3 года назад +1

    I give this lady a pic of my ID.... so how do I get A next Id

  • @Syrian.Coffee
    @Syrian.Coffee 2 года назад

    Fell for a phone scam and gave my ssn. What do you advise me to do ?

    • @KeystoneFinancialAcademy
      @KeystoneFinancialAcademy  2 года назад +1

      Freeze your credit. A freeze will stop all activity on your credit file, and since a credit check is always required, this will stop anyone trying to open a new account using your SSN. To freeze or unfreeze your credit call or go online with all three CRAs.
      -TransUnion: Call 888-909-8872 or:
      transunion.com/credit-freeze
      -Equifax: Call 800-349-9960 or:
      equifax.com/personal/credit-report-services
      -Experian: Call 888 397 3742 or:
      experian.com/freeze/center.html

    • @jordin.5577
      @jordin.5577 Год назад +1

      Updates? Did you recover? This just happened to me too

    • @Syrian.Coffee
      @Syrian.Coffee Год назад

      @@jordin.5577 thank you for asking yes I locked all my credits

  • @TumblerCulture-zo1ik
    @TumblerCulture-zo1ik Год назад

    Hi what would happen if the scammer gets my Name,Address and Date of Birth and have a picture of my ID? Sorry for my bad English.

    • @KeystoneFinancialAcademy
      @KeystoneFinancialAcademy  Год назад +1

      It's hard to say. Possibly not much without also having your Social Security Number, but I wouldn't take chances. The best advice is to contact all three of the credit bureaus (Experian, TransUnion, and Equifax) and freeze your credit files. That way the thieves can't open any account in your name. Keep the files frozen until you need a creditor to take a look. You can unfreeze for a period of time (a week), and then freeze again. It's really the best advice to protect your credit!

  • @tasheneharris9815
    @tasheneharris9815 3 года назад +1

    Somebody stole my husband passport info and removed is picture with a fake picture

  • @JuggernautICBM
    @JuggernautICBM Год назад

    Someone stole a lot from me and nobody did anything.

  • @hmng2178
    @hmng2178 2 года назад

    What if a person has my name, address and birthdate? Is that enough information to get identity theft?

    • @KeystoneFinancialAcademy
      @KeystoneFinancialAcademy  2 года назад +1

      Name and address alone isn't really enough to cause problems. Having a birthdate adds a bit to it, but still not enough. The thief would also need a key piece of info like your Social Security Number. That can potentially cause more problems for you - and this is why you should really guard your SSN. These days it is (thankfully) more difficult to open new accounts, with more pieces of identity verification needed, so if someone just has what you listed (and nothing else) then you're likely ok. The BEST way to protect yourself however is to FREEZE YOUR CREDIT. I describe how to do that extensively in the video and in the the description below it. If your credit is frozen, no one can do anything to it, and the CRAs go through great lengths before they unfreeze it by asking you questions only you would know.

    • @hmng2178
      @hmng2178 2 года назад

      @@KeystoneFinancialAcademy ok good thing, I don't ever carry my SS with me. My parents usually keep it safe. Which is a good thing. I was just scared about giving name birthday and address only

    • @Roro-gz7vi
      @Roro-gz7vi 2 года назад

      @@KeystoneFinancialAcademy I lost mine and I think someone I hang around with has it or has it down. I’m very anxious I need help. I don’t even wanna be here like cmon.😂

    • @viktornagtangol
      @viktornagtangol 2 года назад

      i sent a picture of my driver license front and back. can it cause any trouble. ? he is not from my country.

  • @cheekymonkeygirl3378
    @cheekymonkeygirl3378 2 года назад

    I just found out someone created a Gmail account in my legal name. I don't know what to do. 😢

  • @prakashbhattarai3151
    @prakashbhattarai3151 2 года назад

    Can someone do damage with the photo of my passport and degree certificate?

    • @KeystoneFinancialAcademy
      @KeystoneFinancialAcademy  2 года назад

      Unlikely. They would still be missing your Social Security Number...BUT, when in doubt, I always recommend freezing your credit! Then, even if your identity is stolen, the thieves can't do anything with the information.

    • @prakashbhattarai3151
      @prakashbhattarai3151 2 года назад

      Thanks. In our country, we don't have social security number and fraud can't do any harm with my passport number to my bank account or credit account. There is no connection between our passport number and bank account in our country. I am more worried about whether they can create new bank account or take loan using my passport number and academic documents in foreign countries. As far as I know, they will probably apply for the job with my name and my academic documents.

  • @PHILLIPSTEFFON-rv6eo
    @PHILLIPSTEFFON-rv6eo 3 месяца назад

    How u using someone information u don't like I dare u to deny it opp🐍🐍🐍🐍🐍🐍

  • @duanerichard4918
    @duanerichard4918 2 года назад

    I need a number are email address to report it stolen

  • @rayjones3912
    @rayjones3912 3 года назад

    How do I freeze my credit?!?. And who do I call?.!?

    • @KeystoneFinancialAcademy
      @KeystoneFinancialAcademy  3 года назад +4

      Its in the video and in the description, but here it is again. Go online and freeze each one.
      TransUnion: Call 888-909-8872 or go online:
      transunion.com/credit-freeze
      Equifax: Call 800-349-9960 or go online:
      equifax.com/personal/credit-report-services
      Experian: Call 888 397 3742 or go online:
      experian.com/freeze/center.html

  • @mikezisk5009
    @mikezisk5009 Год назад

    My state of Massachusetts getting hit with unemployment fraud .

  • @phish_1
    @phish_1 Год назад

    Identity theft never works! Why?
    Just imagine if you are a man with a disability! Shall we say you don’t have knees because you have met an accident in the past so it will never work especially when you are stealing from someone whose body is perfectly fine!

  • @Lazy_Misaki
    @Lazy_Misaki 3 года назад +3

    Question how much damage can a criminal get with a phone number and name. I got a call and told them my name and then they hanged up. I don’t want to jump to conclusions but I want to make sure nothing escalates if I do end up becoming a victim( hopefully I don’t)

    • @KeystoneFinancialAcademy
      @KeystoneFinancialAcademy  3 года назад +4

      Just with a name and phone number, probably not much. Don't give away your birthday, mother's maiden name, and of course SS number! Those are much worse...

    • @Lazy_Misaki
      @Lazy_Misaki 3 года назад +2

      @@KeystoneFinancialAcademy Thanks for the response. Also thanks for Lessing my anxiety 😅

    • @sheeeeeeshh204
      @sheeeeeeshh204 3 года назад +2

      @@KeystoneFinancialAcademy what if someone have my phototcopy of my passport?

    • @starcofan13
      @starcofan13 2 года назад

      @@KeystoneFinancialAcademy May I ask the same question but with drivers license

    • @KeystoneFinancialAcademy
      @KeystoneFinancialAcademy  2 года назад

      @@sheeeeeeshh204 A passport alone isn't much for a criminal to work with, however there is such a thing as counterfeit or fake passports, where your identity is stolen not to get money but for illegal travel. en.wikipedia.org/wiki/Fake_passport

  • @PHILLIPSTEFFON-rv6eo
    @PHILLIPSTEFFON-rv6eo 3 месяца назад

    People are getting very desperate these days very desperate they will steal they enemy identity in will beat u getting mad 🤔🤔🤔🤔

  • @LISAWILKERSON-h8u
    @LISAWILKERSON-h8u 10 месяцев назад

    wow

  • @James-l6x6w
    @James-l6x6w 10 месяцев назад

    Onyx ward stealing my time and police not helping

  • @kimberlyquick6979
    @kimberlyquick6979 Год назад

    0:54

  • @PHILLIPSTEFFON-rv6eo
    @PHILLIPSTEFFON-rv6eo 3 месяца назад

    Sad they don't want they own identity they got to use other people information I dare u to deny it I no when all my info been used thats all u do in still dont have nothing to show for it u should be rich by now all the people identity u steal 🤔🐍🐍🐍🐍🤔bum

  • @PHILLIPSTEFFON-rv6eo
    @PHILLIPSTEFFON-rv6eo 3 месяца назад

    I have bad credit anyway you opps can't get nothing in I mean nothing in you wonder why I don't like you in yes I'm talking to u🤔🤔🤔🤔🤔🐍🐍

  • @AndreaSzabo7171
    @AndreaSzabo7171 6 месяцев назад

    😐💖😐

  • @kimberlyquick6979
    @kimberlyquick6979 Год назад

    0:55