Do THIS Prior To Disputing Your Credit Report Or You Are WASTING Your TIME

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  • Опубликовано: 3 дек 2024

Комментарии • 2,3 тыс.

  • @carloxs_speex
    @carloxs_speex 2 года назад +151

    The worst mistake I can make is not to say “Thank You” . But I’m not such kind of fool who doesn’t have the eyes to see the progress and more importantly “Not An Ingrate”. You really did it very well. Thanks for looking into my credit issues and getting them fixed for me. *Future Imperative Corps*

    • @nahdeercd8132
      @nahdeercd8132 9 месяцев назад

      Negative HOPES Freeze Credit Report Bogus Tactics Frauds/Imposter Scams Fake Help Fake Wins To Steal GO To CAT CREDIT REPAIR Refer My Coworkers, Friends & Strangers Happy Outcome Build/Rebuild Bank/CU
      Trust

    • @GoodworQ
      @GoodworQ 2 месяца назад

      What is future imperative corps?

  • @laylonipenny3445
    @laylonipenny3445 Год назад +264

    This has easily become one of my favorite & the realest credit repair source major level of mature grown conversations amongst legends intellectual mindsets. Different level of transparency. It's authentic. Dope to see! Salute to *Future imperative corps*

    • @delesa16
      @delesa16 Год назад

      *Future imperative corps* is the best credit repair expert I've ever seeing on YT. The dedication, passion and humor he has in these credit industry is what makes it so amazing. I’m happy it's easy to use on backend but excited to see you give that penny to creditors !

    • @trussbekkah
      @trussbekkah Год назад

      Everyone should have a dedicated person like you. People dream of hiring such a talented credit repair specialist like you *Future imperative corps* . Keep up the hard work. Thank you so much for your dedication in this process. Thank you for your commitment to your job. Your outstanding performance helped our me alot. Thank you once again for fixing my bad credit. Appreciate their Skills 💯…

    • @heatherford6054
      @heatherford6054 Год назад

      🎉Thanks for the outstanding advice.
      ? Why wait to freeze Lexus Nexus etc… until personal info is updated?

  • @efsanekral4130
    @efsanekral4130 2 года назад +304

    I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude sir and *Future Imperative Corps* was so helpful during the process of boosting my credit

    • @frankallah-mensah1441
      @frankallah-mensah1441 2 года назад +1

      Look up *future imperative corps* for help ..

    • @en.4392
      @en.4392 Год назад +1

      i see this exact post on several videos what is the deal

    • @quest4designs222
      @quest4designs222 Год назад +3

      ​@@en.4392 It's called a spam bot

    • @spjunkies
      @spjunkies 11 месяцев назад

      ​@@quest4designs222🤭

  • @ashantipotter5537
    @ashantipotter5537 Год назад +267

    Thank you for your incredible result and outstanding achievement. I feel blessed to have you *future imperative corps* . You are intelligent, smart, hard-worker, and I’m sure you’ll achieve your goal. This is not just a team; this is a family to me. Words will not be enough to tell you how grateful I am to have a fantastic team. I love working with this team. My beautiful pleasure for raising my credit score.

    • @delesa16
      @delesa16 Год назад

      *Future imperative corps* is the best credit repair expert I've ever seeing on YT. The dedication, passion and humor he has in these credit industry is what makes it so amazing. I’m happy it's easy to use on backend but excited to see you give that penny to creditors !

    • @trussbekkah
      @trussbekkah Год назад

      Everyone should have a dedicated person like you. People dream of hiring such a talented credit repair specialist like you *Future imperative corps* . Keep up the hard work. Thank you so much for your dedication in this process. Thank you for your commitment to your job. Your outstanding performance helped our me alot. Thank you once again for fixing my bad credit. Appreciate their Skills 💯…

  • @tugcemadenfan7511
    @tugcemadenfan7511 2 года назад +177

    I've been having a concern about the SBA loans other than EIDL. When I checked them out they require 2020 and 2021 taxes to qualify. For those of us who needed EIDI, most of us probably don't qualify for those loans because COVID impacted our businesses so drastically that we barely made an income from those years. All thanks *Future Imperative Corps* for his grant method I got approved and finally got funded with no delay.

    • @frankallah-mensah1441
      @frankallah-mensah1441 2 года назад +1

      Look up *future imperative corps* for help

    • @frankallah-mensah1441
      @frankallah-mensah1441 2 года назад

      I used their service and it worked for me
      *Look their name up on google*

    • @DocTew
      @DocTew Год назад +1

      You should still be filing taxes whether you made profit or not.

    • @nahdeercd8132
      @nahdeercd8132 9 месяцев назад

      Negative HOPES Freeze Credit Report Bogus Tactics Frauds/Imposter Scams Fake Help Fake Wins To Steal GO To CAT CREDIT REPAIR Refer My Coworkers, Friends & Strangers Happy Outcome Build/Rebuild Bank/CU
      Trust

  • @Culdrus
    @Culdrus 2 года назад +172

    Credit score is not something used in all countries though. In France, they determine if you are eligible to get a loan (e.g., to buy a house) based on the ratio between your salary, your expenses and your savings. Basically, if every month you 'burn' all your money, you're perceived as riskier than someone earning less but consistently making deposits to a saving account. I feel in the US people tend to buy things they don't need with money they don't have... The only times I feel one should need a credit is when buying 'big' things (house, car, etc.). Not for a TV. I’m 29 with over 800 credit score, time was put into that to build it up by *Future Imperative Corps* and he also helped me with the grant process.

  • @3dbaski355
    @3dbaski355 2 года назад +244

    I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude Ach and *Future Imperative Corps* was so helpful during the process of boosting my credit

  • @Valreea
    @Valreea 2 года назад +41

    06:56 - suing opt out
    09:46 - wipe old personal data
    12:16 - signature tip

  • @candyscott5572
    @candyscott5572 Год назад +219

    As an advisor, investor and partner, I'm impressed by the thoroughness and professionalism exhibited by all of principals of fixing bad credit. In particular, their depth of knowledge in diverse disciplines as construction, operations of credit repair service is highly advantageous. Their focus, integrity and attention to details make us very comfortable doing business with them and keep my man in check!.. *future imperative corps* is the dude

    • @siliconalleys
      @siliconalleys Год назад +3

      You misspelled principal.

    • @Imadeyoumad79
      @Imadeyoumad79 Год назад +3

      Ive seen your exact post on at least 10 of these youtube channel’s

    • @MsShellaGrl
      @MsShellaGrl 11 месяцев назад

      @@siliconalleysLMAO🤣

  • @ml8028
    @ml8028 3 года назад +323

    I’m a lawyer and I can tell you this is the first speaker I have heard who UNDERSTANDS the value of the use of the Postal Service. The guy gets it.

    • @epaulino2412
      @epaulino2412 2 года назад +18

      Always leave a paper trail. Notarized and certified mail. It’s taken more serious. Phone disputes do little if not anything. About to see this video now lol

    • @jusbilly75
      @jusbilly75 2 года назад +7

      What does he mean by freeze those accounts?

    • @TJ-sc9fs
      @TJ-sc9fs 2 года назад +11

      @@jusbilly75 you have to click on the links he provided and follow the instructions to freeze your report. So the when you go to dispute them no information can be verified

    • @HEBREWESS
      @HEBREWESS 2 года назад +2

      @@Vipersshorts click here 👉🏾 15:32

    • @HEBREWESS
      @HEBREWESS 2 года назад +2

      @@jusbilly75click title of this video; w/in Description, under *Accounts to Freeze,* he provided links.
      click here 👉🏾 06:39
      click here 👉🏾 15:32

  • @D.M-1982
    @D.M-1982 3 года назад +88

    I did this with my own credit a few years ago after doing so much research and I removed two collections I was happy! But I was trying to do this again and I found you, and you are great! I like videos like this, that gives you real information, not sell the info !!! Great video 😊

    • @fluentinfinance3744
      @fluentinfinance3744  3 года назад +12

      Awesome job on getting those accounts removed!

    • @LanaMaeWicks
      @LanaMaeWicks 2 года назад +1

      what did you do?

    • @m.beebout2555
      @m.beebout2555 2 года назад +1

      Who do you contact- creditors or Experian etc

    • @sandriea30
      @sandriea30 2 года назад +6

      @@m.beebout2555 Experian, Transunion, Equafax. Never the creditor.

  • @msthall38
    @msthall38 3 года назад +364

    I love it
    Finally someone who gets straight to the point and stays on track with the topics

    • @josephland34
      @josephland34 3 года назад +13

      Are you kidding? The first 3 minutes is 100% fluff. Into the 4th minute now and not sounding much better.

    • @lisasandlin5119
      @lisasandlin5119 3 года назад +4

      I agree. He gets to the point and stays on track

    • @darellsmith9992
      @darellsmith9992 2 года назад +2

      Facts

    • @DJKingJames504
      @DJKingJames504 2 года назад +2

      You're very beautiful @Melanated Goddess.

    • @p2pportal
      @p2pportal 2 года назад +1

      Haha I thought djjamesking504 was a bot cuz of his comment, but then I saw there is actually someone commenting here with profile named “@melanated goddess” and he just legit thinks she’s hot haha.
      P.S. btw, I’m with other dude: if you call this “getting to the point” you musta hit the 2X playback speed or some shite lol. Wow

  • @theironpatriot
    @theironpatriot 3 года назад +79

    No cap, this is the most useful video on the subject matter I have ever come across - and I’ve watched dozens! Probably at least 60+ videos and all are the same.. except this one. Thanks man!

    • @fluentinfinance3744
      @fluentinfinance3744  3 года назад +4

      Wow, thanks!

    • @davidmorales7371
      @davidmorales7371 3 года назад +3

      Agreed. 100%. These are really tips and advice. Not fluff or shit we already know

    • @bijansaadati8623
      @bijansaadati8623 2 года назад +1

      ​@@fluentinfinance3744 hi do I freeze my credit info first before I have them remove my personal info or after? thanks

    • @vintagevirgo
      @vintagevirgo Год назад

      @@bijansaadati8623yes

  • @knan8481
    @knan8481 2 года назад +176

    The confidence you take in your work is really inspiring and amazing, special thanks The time and efforts you had put into deleting all inquiries and collections is beyond excellence. Take my cordial thanks! You are really an efficient, organized and result-oriented man Thank you for all the extra hours and extra effort you had to put on for getting this job done. I appreciate every bit of your effort. Thank you for pulling this off so smoothly... *Future Imperative Corps*

  • @hollybland9928
    @hollybland9928 2 года назад +42

    After paying money to several credit repair companies , I took my plight to RUclips 😁I’ve been listening to credit dispute videos my entire workday , this is the one I needed !!! Thank you so very much for your delivery of this valuable information ; and a great example of knowledge is power !

  • @xcobraxgaming5714
    @xcobraxgaming5714 3 года назад +8

    Thank you SO much! I am getting started on my credit repair journey and this is the first video that I have watched that was truly helpful. God Bless you sir.

  • @savascanmusic
    @savascanmusic 2 года назад +264

    Thank you for the video! I have had a passion for credit repair for a long time and I’ve helped a couple of people. I’ve even thought about starting my own business. Listening to you and seeing your passion has lit a 🔥 in me and learning from and using *CREDIT BACKDOORS* ve watched this video a few times just as motivation. I call it my “Victory Lap” video because you are spreading Nips message by following it! Thank you and keep pushing! Proud of you!

  • @oculosprudentium8486
    @oculosprudentium8486 3 года назад +111

    U are a Godsend!! I've learned more in 10 minutes than what I've done in the past 3 months on many other youtube credit repair videos!

    • @fluentinfinance3744
      @fluentinfinance3744  3 года назад +7

      Glad it helped!

    • @michellerenee9772
      @michellerenee9772 3 года назад +2

      I am with you on this one. :)

    • @delroyroomes2556
      @delroyroomes2556 3 года назад +2

      @@fluentinfinance3744 What do you mean by freezing the accounts like Lexis Nexis? Does everyone automatically have an account with them, since I have never opened an account with any of those outfits that you mentioned?

    • @MKnuggetz
      @MKnuggetz 2 года назад

      @@delroyroomes2556 same question

  • @jamescaseyJay
    @jamescaseyJay 3 года назад +80

    This is the most informative video about disputes to credit bureaus I have EVER seen. You obviously are a very smart guy. Thank you for this video, you should get some sort of award for this information! No one, I mean No one online I have ever seen, either does not know this information. Or they are all just idiots! Dude, I'm at a loss for words this is so freaking brilliant. May your life be filled with complete joy! Thanks.

    • @jamesshriver4822
      @jamesshriver4822 3 года назад +11

      TIMES A THOUSAND!

    • @fluentinfinance3744
      @fluentinfinance3744  3 года назад +8

      I highly appreciate that!

    • @heroblok6
      @heroblok6 3 года назад +2

      @@fluentinfinance3744 This is great, and I can't wait to get started on it. But I have a question: I disputed 2 past debts on credit karma, and i said I wasn't aware of them. Now I'm waiting to hear back, it says 30 days it takes. Was that a bad idea?

    • @grindmode2557
      @grindmode2557 3 года назад +1

      @@heroblok6 I’m starting to freeze my accounts since yesterday. There’s about 8 smaller bureaus that need freezing before disputing.

    • @heroblok6
      @heroblok6 3 года назад

      @@grindmode2557 by freeze accounts u mean disputing? I have 3 accounts that have stayed on for a while I disputed 2 for the hell of it. The other one is for $65 I'm gonna call and offer 1/2

  • @tonymackaroni75
    @tonymackaroni75 3 года назад +161

    should be 13k likes. This is one of the most informative videos EVER.

    • @shayh.4549
      @shayh.4549 3 года назад +4

      I totally agree. Simple and straightforward.

    • @mistuesyniya94
      @mistuesyniya94 3 года назад

      Very informative.

    • @alonzofreemanjr9091
      @alonzofreemanjr9091 3 года назад

      You're absolutely right. That is because only 10% of people who actually listen to something actually get it.

    • @LadyDimePiece4Eva
      @LadyDimePiece4Eva 3 года назад +2

      Yes, u know anything truly educational I've seen less than 200 likes. Let it be a dumb tik tok do it for the gram video, millions of likes and views. I'm about to binge watch all of his videos this week.

  • @jackietravels9839
    @jackietravels9839 3 года назад +5

    God bless you sir for helping others. My son is going thru this identity theft and is having to start this painstaking process. Your video is very good and to the point

  • @jacquelinemanzano9328
    @jacquelinemanzano9328 3 года назад +62

    Rescission and a Security Freeze are great tools to use, because it puts you in control of your privacy. Corporate control = involuntary servitude. I love this video!...Know your rights, exercise your rights and exercise them often. People only need to listen and learn. Actors use pseudonyms and get away with it, if we shorten our names they are called aliases.
    Via certified mail, i sent requests for a security freeze to 8 credit bureaus, I also opted out of 25 sites that store and sell my private info, like whitepages, spokeo etc. These corporations actually make us sitting ducks for identity theft, stalking and narcissistic abuse, and they do it for profit.

    • @latoyareddick6867
      @latoyareddick6867 2 года назад +1

      Which ones did you opt out? Needing help with this

    • @TJ-sc9fs
      @TJ-sc9fs 2 года назад +2

      @jacqualinemanzano Hey can you do a video

    • @fitnesswithdan
      @fitnesswithdan 2 года назад

      What sites did you opt out of?

    • @rell127
      @rell127 2 года назад +4

      Hey you probably get this alot and I'm hoping I'm not bugging you. I was curious what other agencies did you opt out of , also what sites? I do want to scrub myself as well. Making it so my information and credit history is mine to control.

    • @Oohdang5
      @Oohdang5 2 года назад

      I had to google "Rescission" lol, thanks for teaching me a new word! lol

  • @karltonhoskins317
    @karltonhoskins317 3 года назад +15

    Awesome content. Quick question for you. -- While opting out of LexisNexis it asked which type of opt-out. Which should I choose? Here is what the confirmation states after selecting "Don't Share" - Please note that your information will remain in the following products and services: restricted public records products which are available to commercial and government entities that meet LexisNexis credentialing requirements and are used to detect and prevent fraud, enforce transactions, perform due diligence, and other critical business and government functions; products regulated by the Fair Credit Reporting Act; third party data available through real time gateways; news; and legal documents.

  • @eunicelee9490
    @eunicelee9490 3 года назад +14

    My mother told me as a child that no man would marry me if I have debt. I watched her cut up her credit cards and always had this fear about credit cards and debt. I had to re-educate myself and now I use my credit card for everything, I never carry a balance and I have a credit score of 853. Credit cards are not bad if you know how to utilize them
    To actually be able to speak to someone and get exact information regarding my circumstances and assistance in clearing my record is priceless. This service is unequaled.Thanks for all your doings

  • @MrAmenta2
    @MrAmenta2 3 года назад +73

    Great video, add Core Logics to that list as well. Core Logics reports: Convictions & Evictions on Rental application forms.

  • @terrancethompson567
    @terrancethompson567 2 года назад +154

    This video has a lot of false info..u can still sue the agency. I work for TransUnion and i personally read dispute letters for 10hrs a day. We do use eoscar but u are misrepresenting some truths and policies. we are not allowed to use your signature to verify accounts that is false also. Not trying to be that guy..just appreciate honest and correct info. Good luck and all stay blessed.🙏

    • @p2pportal
      @p2pportal 2 года назад

      Frankly, I don’t even know what he’s talking about for a good fiddy percent of it. Finally gets into it after 2 plus mins, he does the Biden whisper thing at like 4:40, says to get credit reports for first time at like 5+. Then the whole “remove your original name by telling them you now identify as a girl or boy, whatever is the opposite sex….” HahaWOW

    • @kingraxoe7604
      @kingraxoe7604 2 года назад +23

      Terrance hook it up man! Show us how to get rid of it. I'll log on yo channel. Especially when u are Real and keep it 100. I'm all about honesty when I'm watching folks video. Thanks Terrance

    • @louisiannef3122
      @louisiannef3122 2 года назад +7

      I was charged by BEST BUY FOR A TV I DIDN'T BUY. My husband died from covid in 2020, i am on disability, me and my teenage son are still in quarantine living in isolation. With all that i really don't have the mind set to do any dispute. Though i tried but they still sent it to collection and it's hurting my credit. I don't know what to do anymore. I am loosing my mind. IT'S TOO MUCH!!. Any suggestions please😪 CAN I SUE BEST BUY? though i dt have the time for all that

    • @josequinones6125
      @josequinones6125 2 года назад +9

      Just because you don't check signatures, does not mean someone along the line may not check it. Mine signature was checked in a law suite.

    • @sarag1158
      @sarag1158 2 года назад +9

      @@louisiannef3122 go to your credit report and pull a copy. It sounds like you already have a copy of it. Write a letter to the address that shows up for Best buy on your credit report and request a credit verification. Tell them it's not your debt and you would like to see a copy of the original contract with your signature.
      I am not an expert on this, but that's what I would do.

  • @kentonwatts504
    @kentonwatts504 3 года назад +18

    First one to straight up give advice helpful, Thank You Sir!! Most of the YT advisers were just regurgitating common knowledge ways that fail to get results. Appreciate your knowledge. You are the GO TO GUY from this moment on. Happy to subscribe!!!

  • @Yanayofficial
    @Yanayofficial 3 года назад +14

    Wow!!! Thank you so much! This is the most informative video I’ve seen on the matter. Thank you for providing so much value, it’s priceless.

  • @jeremyterrell4143
    @jeremyterrell4143 2 года назад +10

    I watched this video 3 weeks ago. Today I just got the 8th and final collection taken off my Experian report. I didn’t do everything through usps like he suggested. I did however freeze my info on all the credit bureaus through the links he provided. Then I waited a week and started disputing via the experian, transunion and equifax websites. 7 collection accounts came off within 24 hours of submitting the online disputes. The 8th and final one was difficult to get off on Experian. Transunion removed it. So in my 2nd try of disputing through experian I submitted proof that transunion deleted. Just now I checked and experian deleted. Thanks god. In all it was $1,000 total worth of medical co pays I lost track of. It was weighing my score down by 100 points.

    • @heatherbennett4429
      @heatherbennett4429 2 года назад +1

      Did you ask them to take off your old addresses and info or did you just get the inquires and stuff off?? I had a bunch of inquires from credit karma on there and I haven’t used that in forever. What a mess. I am so thankful that I found this video!!

    • @nchibaby
      @nchibaby 2 года назад +2

      What reason did you state for disputing the accounts? I am in the same position. Also dropped my credit score by 100 into the 700s. Thanks in advance!

    • @jeremyterrell4143
      @jeremyterrell4143 2 года назад +2

      @@nchibaby I said they weren't mine. If one credit bureau removes but another wont? Use the deletion from the one as evidence for the other disputes. Basically say "Look equifax..... Transunion and experian deleted, Here`s the proof, You need to delete, This isn`t my debt.".. Keep disputing. It took my brother disputing a collection 10 times and it finally came off.

    • @jeremyterrell4143
      @jeremyterrell4143 2 года назад +3

      @@heatherbennett4429 Yes i got all that removed also. But all the collections were associated with my current address.

    • @Jacob-xt2zz
      @Jacob-xt2zz 2 года назад

      Do you need an account with the big 3 credit bureaus to dispute online?

  • @queenangawakening9800
    @queenangawakening9800 3 года назад +44

    Thank you for all of the Knowledege you are dropping in this video. What an eye opener 😲You are absolutely awesome !!!

    • @fluentinfinance3744
      @fluentinfinance3744  3 года назад +2

      You are so welcome

    • @TheSnookthakrook
      @TheSnookthakrook 3 года назад

      @@fluentinfinance3744 what about credit karma

    • @coreyforshey3812
      @coreyforshey3812 3 года назад

      @@fluentinfinance3744 : How do we turn OFF the Pacer? I’m hitting a brick wall

    • @anjapalazova9522
      @anjapalazova9522 Год назад

      Be careful, the advertised company is a scam. They are asking for Zelle and gift card payments. No legit company does that. Good luck and be on the 👀 for scammers! Great video by the way, which made me call those dudes.

  • @summer2376
    @summer2376 3 года назад +6

    Awesome video! However, I wish I came across your video before. I already signed up online with all 3 bureaus directly. Is it too late for me to use the correct strategy you laid out in this video to get these accounts removed form my credit reports? Unfortunately, I already tried to dispute a charge off and car repo. that are closed accounts and the dispute results came back verified. I really need these things removed. Any suggestions?? Can I still go back and try it the right way or since my disputes came back verified, it's too late? Thanks for such great content! I definitely subscribed to your channel.

  • @juicingcornerchris
    @juicingcornerchris 2 года назад

    I just filled out freezes for all four of the reporting agencies. Thank you>>>>>>>>>>>>>>>>>>>>>

  • @Deborajosephsplatt
    @Deborajosephsplatt 2 года назад +10

    Finally I found someone who is truthful and really wants to help others. Thank you for this video.

  • @kemoreal3202
    @kemoreal3202 3 года назад +39

    if we signed up for an account with Experian could I delete the account before I try to dispute and be opted out of the ' cant sue the credit bureaus ' clause?

    • @blackmagic3603
      @blackmagic3603 3 года назад +3

      Was this a yes or no? I just signed up couple days ago

    • @MichelMawon4982
      @MichelMawon4982 3 года назад +1

      Great question that I was going to ask myself.

    • @odettethompson6221
      @odettethompson6221 3 года назад +4

      I wonder about that also; I'm signed up with Experian.

    • @evlainzizme4831
      @evlainzizme4831 3 года назад +3

      I WISH HE WOULD ANSWER THIS QUESTION!! And how long do we need to keep the security freezes on??? Will they cause an issue if u apply for car loan???

    • @deangelosimpkins5781
      @deangelosimpkins5781 3 года назад

      Anybody figure this question out because I signed up a lil over a month ago through experian and this is the question that we must know smh

  • @ambitecturous4741
    @ambitecturous4741 3 года назад

    Thanks!

  • @beinDAman
    @beinDAman 3 года назад +2

    I'm downloading this video before RUclips realizes they need to prevent this knowledge from spreading

  • @lukejones1780
    @lukejones1780 2 года назад +3

    Their firm is absolutely outstanding! He mentioned that I would start seeing progress around a month and that is absolutely true. I have to admit I was a little skeptical at first,but after seeing what you were able to do with my credit after only a few months, it is very reassuring. Each time I've had a question I've been answered in a business day. I would sincerely say that *Future imperative corps* conducted business in the utmost professional manner. I am extremely pleased with the way you worked things out for me. I will definitely suggest your services to any of my friends or relatives if they will ever experience any problem with their credit.

  • @IrenePGriego
    @IrenePGriego 2 года назад +5

    Loved the video and look forward to watching more. I have a old medical debit that changes collections every few months making it new again and so tired of the games. They remove it and comes back a few months later. This has been going on for 7 years and they restart it over and over again.

  • @joelmanu642
    @joelmanu642 3 года назад +12

    I wouldn’t doubt it at all. Getting a sustainable source and you’re good to go. I’m into investing on Wall Street and I call say for a fact you wouldn’t seem surprised when he speaks of so much passive income.

    • @stevenmccall9180
      @stevenmccall9180 3 года назад +1

      A lot has been said how remunerative the market can be, I’ll ask how do you do about it mate?

    • @haylerelvis7439
      @haylerelvis7439 3 года назад +2

      No doubts man but just as it could be money yielding it could also be capital consuming. Newbies are always advised to go about it with help. I for one I’m scared of how broad and complicated the market can be. I’ve seen it getting traders capital down

    • @joelmanu642
      @joelmanu642 3 года назад +2

      Hayler_ it’s easy man. Lol no so easy. It’s no lies when he speaks of how broad the market is. Indeed it’s very correct. I would not be making profit if I wasn’t partnering with an expert. His mail

    • @veronicawilliam1668
      @veronicawilliam1668 3 года назад +4

      thank you for this I’ll check

  • @lancethumel9277
    @lancethumel9277 3 года назад +1

    100 percent worked I was able to remove over 10000 dollars in negitive items increasing my score and gave me the confidence to keep going

    • @thestillwells5118
      @thestillwells5118 2 года назад

      What addresses did you use for the 3 credit bureaus?

  • @kevinprice7845
    @kevinprice7845 2 месяца назад

    This is GREAT. Thank you. I just joined your chnn. I am now beginning the process to do just this. I have listened to others in the past. Your information given isuch more in depth. I'll kerp you posted.
    Thank You Again

  • @sunniali2691
    @sunniali2691 Год назад +19

    It's amazing what you do *Future Imperative Corps* We need a lot of people with your skills and set who have good intentions and spread love to the world. We need to show the word that good will always defeat evil. Thanks for getting me a perfect credit 💝

    • @delesa16
      @delesa16 Год назад

      *Future imperative corps* is the best credit repair expert I've ever seeing on YT. The dedication, passion and humor he has in these credit industry is what makes it so amazing. I’m happy it's easy to use on backend but excited to see you give that penny to creditors !

    • @trussbekkah
      @trussbekkah Год назад

      Everyone should have a dedicated person like you. People dream of hiring such a talented credit repair specialist like you *Future imperative corps* . Keep up the hard work. Thank you so much for your dedication in this process. Thank you for your commitment to your job. Your outstanding performance helped our me alot. Thank you once again for fixing my bad credit. Appreciate their Skills 💯…

    • @mrs.onyango6504
      @mrs.onyango6504 Год назад

      Thanks for the info

  • @mervekeskin6852
    @mervekeskin6852 2 года назад +3

    *Credit Backdoors* has taught me that it’s never a late time to make a decision , a decision that’s set to keep your future safe and insured , I choose them

  • @donovantrejo6822
    @donovantrejo6822 3 года назад +16

    My man's is the credit GOAT!! Thanks for so much information! For free!

    • @jeanettejensen8241
      @jeanettejensen8241 3 года назад

      ‘goat’ according to Blacks Law 4th is a ditch, sewer, sometimes connected with ‘satan’ so that’s not a compliment FYI

    • @ftngie
      @ftngie 3 года назад +2

      @@jeanettejensen8241 you must be fun at parties.....

  • @ayazozmeneroglu7227
    @ayazozmeneroglu7227 2 года назад

    You showed great composure, experience, and thinking while dealing with the issues i had about my credit. Your level of quality work remains unprecedented, Thank you for all your help. Without your hard work, patience, and agility, i wouldn’t have completed raising my credit score before the deadline. You rock *Future Imperative Corps* !, Thanks.

  • @bigtcmajor
    @bigtcmajor 3 года назад

    Thank You For this Information 💯

  • @zulemapearce4949
    @zulemapearce4949 3 года назад +10

    I have watched A LOT of Credit Vids. This one by far gives SOLID info on how to remove and why to remove names and addressees from credit reports.I learned things I never knew before. You just upped my game. My score went up to 749 after 3 medical collections were removed but then dropped back to 714 when those same collections were sold to another collections company. I recently got married so I am removing all old contact info associated with my maiden name. I’m hoping this will remove those medical collection and boost my score back up to 750.
    Any other suggestions?

    • @esthera9611
      @esthera9611 3 года назад

      After a recent post encouraging a low scoring forum member to be hopeful, several people have asked me how I got score from 426 to the 799 today. Hard work, patience, as well as asking many questions on this forum, have been my salvation. Not to say I haven’t slipped - I got so excited a few weeks ago when my score hit 799, and applied for a chase Auto Loan and amex 30k limit credit card (it was my birthday), and my score started slipping downward because of those new inquiries. I need not to beat myself up over those decisions, but oh well, you can’t change the past. To set things up, I have been in close contact with CALVIN at ERNSTCALVIN.NET who has never failed me since i knew him, i get loans and more benefits without having to worry.
      ALSO CONTACT HIM ON Instagram @ERNST_CALVIN_

  • @Cali_Girl1
    @Cali_Girl1 2 года назад +3

    What can you do if were never aware that you owed any money, and just received a letter from a collection agency stating that you owe $100 co-pay for a hospital visit 3 years ago?
    I had NO IDEA that co-pay was not paid, and most certainly would have paid it on the spot
    In fact, I thought that co-pay WAS paid upon my arrival to the hospital while they gathered my personal information, and prepared all the Patient Paperwork..
    They normally take your co-pay, and get all Paperwork done BEFORE you're treated!
    If not, they would have sent us the bill by mail.
    So now, I'm concerned my Credit will be ruined for something that was not my fault.
    So, how can I pay the bill, and make certain that anything derrogartotrry information will be removed?
    Btw...I received the collection letter with NO POSTMARK on it.
    I have NO PROBLEM paying it -- EVER --
    BUT, I'm concerned if this situation will reflect poorly on my report.

  • @DanielCastillo-oc3dd
    @DanielCastillo-oc3dd 3 года назад +6

    ♥️ Thank you! We have been very cautious with restablishing credit not knowing the correct process without undermined and misleading attempts. We still have our American dream in our retirement years to purchase our first time ever home we can call our own.

  • @RAcHELRAsZsA
    @RAcHELRAsZsA Год назад +1

    Wow. You have dropped 💎s. Thanks so much

  • @seekingthemosthigh5978
    @seekingthemosthigh5978 2 года назад +2

    THIS IS FIRE. VERY STRONG. THANK YOU!!!!!

  • @ogoobufor1994
    @ogoobufor1994 2 года назад +3

    Credit score is not something used in all countries though. In France, they determine if you are eligible to get a loan (e.g., to buy a house) based on the ratio between your salary, your expenses and your savings. Basically, if every month you 'burn' all your money, you're perceived as riskier than someone earning less but consistently making deposits to a saving account. I feel in the US people tend to buy things they don't need with money they don't have... The only times I feel one should need a credit is when buying 'big' things (house, car, etc.). Not for a TV. I’m 29 with over 800 credit score, time was put into that to build it up by *Future imperative corps*

  • @jesseicka012
    @jesseicka012 3 года назад +31

    In regards to your second to last tip, what do we do if we’ve already signed up for these credit bureau companies? Is it too late to delete the account with them to give us the opportunity to sue if it comes down to it?

    • @DJKingJames504
      @DJKingJames504 2 года назад

      You're very beautiful luv.

    • @tikvahmeanshope
      @tikvahmeanshope 2 года назад +2

      I am wondering the same thing.... Anyone know?

    • @Jasminsays
      @Jasminsays 2 года назад

      Even if u delete they have to keep Rubinho 7 years or 8 years by law

    • @Fiya_gamez
      @Fiya_gamez 2 года назад

      If we delete our accounts.from let's say Experian or we keep it, my goal isn't to sue,.it's to get the info removed. So are you saying the info can't be removed by using the process of you have an account or does it only apply to suing?

  • @johntsavaris8804
    @johntsavaris8804 Год назад +1

    Good Job 🎉Explaining in layman's terms!📈💰

  • @cherylyoung5668
    @cherylyoung5668 6 месяцев назад

    Omg i learned more from this then all the services i signed up with down through the yrs and cancelled because nothing worked i cant wait for next video.finally someone with truth ive tried lots of co in past wow thanks

  • @lizkimery231
    @lizkimery231 3 года назад +9

    Hi Dane,
    Thank you for super awesome information! Do you freeze your credit before you sent letters to credit bureaus to remove old addresses and phone numbers?

  • @iAmberRenee
    @iAmberRenee 3 года назад +37

    THIS IS A MAJOR GEM! THANK YOU

  • @TumKat23
    @TumKat23 3 года назад +33

    Lexis nexis and sage stream are the same company , so that was two bird with one stone , thank you for the information

    • @LADYVIKING05
      @LADYVIKING05 3 года назад

      YUP! I REQUESTED MY REPORT & THEY ARE TGTHR....

    • @ADAMOLOGY
      @ADAMOLOGY 3 года назад

      How long is a freeze 30 days?

    • @LADYVIKING05
      @LADYVIKING05 3 года назад

      @@ADAMOLOGY AS LONG AS YOU WANT IT.

    • @TumKat23
      @TumKat23 3 года назад

      @@ADAMOLOGY until you unfreeze it

    • @ElTee519
      @ElTee519 3 года назад

      What if you froze it before you updated the personal info?

  • @islandgirl5382
    @islandgirl5382 2 года назад

    Fluent In Finance,
    Thank You so much for this valuable, transparent information. You saved me from making another huge mistake. I have it , now and am sharing this with my daughter.

  • @YelaDuck
    @YelaDuck 2 года назад +1

    This helpful. So much work for 23 points...

  • @soulfulbydesign
    @soulfulbydesign 3 года назад +5

    Your advice is very helpful. Thank you so much!!! Unfortunately I have accounts in all 3 agencies for decades so is there something I can do besides build a time machine? LOL! Seriously tho, would love to know my options. Thanks again!

    • @kingseitz
      @kingseitz Год назад

      Did u find other options? I have accounts as well

  • @thesymphonyset
    @thesymphonyset 2 года назад +22

    you just saved me a lot of time. 🙏🏼 had just finished my hard inquiry letters and was going to start on the collection ones. This was soooo practical and helpful

    • @MoneyGuil
      @MoneyGuil 2 года назад

      How did you do it? I'm trying to rebuild my credit that I ruined when I was 19-20 and I have like literally 30 hard inquiries that I want to remove.

  • @theewendialexis
    @theewendialexis 3 года назад +9

    You dropped so MANY jewels! Thank you!

  • @Paminjapan
    @Paminjapan 3 года назад

    I just froze all 4 credit reporting agencies. It took a whole 10 minutes and super easy to do.

  • @nicholashess1531
    @nicholashess1531 2 года назад +2

    Excellent Video!!!!
    If I had already created accounts with Transunion and equifax, is there a way to remove them, reserve or restore my right to go after them legally and be able to continue on?

  • @GrowingPains917
    @GrowingPains917 2 года назад +8

    I paused the video and read the Equifax fine print in your screenshot and apparently even if you don’t write them to cancel the waiving of your rights to sue you can still take them to small claims court and use binding arbitration. That’s what is says anyway.

  • @odettethompson6221
    @odettethompson6221 3 года назад +6

    Great information! I never knew we could request to have old personal information removed, and that it is the way they link our accounts to us. Thank you for sharing that information. We can help ourselves if we have the information. So many are paying for these credit repair services for things they can do thrmselves.

  • @aboneol4104
    @aboneol4104 2 года назад +8

    I was part of an experimental program in jr. high where we had classes that taught us about understanding taxes, how credit worked, how to manage bank accounts and investing, and even things like interacting with the local government and contacting our representatives. Sadly, for whatever reason, the experiment ended after a few years and was never integrated into the normal curriculum. I had things on my criminal record that I was never convicted of yet they were there. How embarrassing? With the help and expertise of *Future Imperative Corps* I had them cleared off my record in no time, they’re the best I recommend.

  • @jlc0424
    @jlc0424 5 месяцев назад

    I can't even tell you how long I've been looking for this information. Thanks a million for this video!

  • @maliciachristian46
    @maliciachristian46 2 года назад

    I attempted to use the links in this video to freeze my personal data with all of these agencies. I am unable to do so online. I have to write in to each one of them with proofs of my identity. This information is for anyone believing this may happen overnight.

  • @StuartJrBarrett
    @StuartJrBarrett 3 года назад +12

    Excellent video! Clearly thought and well spoken.

    • @fluentinfinance3744
      @fluentinfinance3744  3 года назад +3

      Glad you liked it!

    • @StuartJrBarrett
      @StuartJrBarrett 3 года назад

      @@fluentinfinance3744 If accounts are frozen, can I still apply for credit?

    • @TJ-sc9fs
      @TJ-sc9fs 2 года назад

      @@fluentinfinance3744 if I already signed up with the 3 agency how can I opt out

  • @Irishjay-gu5pb
    @Irishjay-gu5pb 3 года назад +6

    Wow, I have never heard any of this information anywhere else when researching how to improve your credit!!! Thank you so much!!!! This is such vital information!!! You gained a sub in me!!!

  • @antoniostephano
    @antoniostephano 2 года назад +5

    This is the first time I have heard about the need to freeze third party data providers. Amazing.

  • @JMASK4G
    @JMASK4G 11 месяцев назад

    I have an account with Exp, Equ, and TU. If by signing up to their website I'm not able to sue, would it still make sense for me to send out the letters? If they don't get back to me in 30 days, am I able to sue or no?

    • @JMASK4G
      @JMASK4G 11 месяцев назад

      first question was answered. I understand that by signing up I forfeit my right to sue. My next question is, if I terminate my account, do I regain right to sue?

  • @ADAMOLOGY
    @ADAMOLOGY 3 года назад +1

    QUESTION 🙋🏾‍♂️ | how long is the freeze?

  • @donniemitchell3684
    @donniemitchell3684 3 года назад +5

    Thank you so much. It actually took me 3 min to put a freeze on all 4 bureaus using the links you provided, that contain my personal info. Love the vid's

    • @stephenchesterjr1364
      @stephenchesterjr1364 2 года назад

      How long after you send the letters off to the agencies do you freeze the accounts ?
      Are you waiting until they don't show up on the credit report ?

    • @sonrisitatv2149
      @sonrisitatv2149 2 года назад

      Did you sent the letters first o you jump to the freezing right of the gate

  • @rhondamassey174
    @rhondamassey174 2 года назад +3

    WOW, thank you. Everyone else was saying the opposite, to me you make a lot more sense. You have to remove your past history to move forward. Again, thank you. I can't wait for the next one.

  • @kingjimmykingjimmy
    @kingjimmykingjimmy Год назад

    This is great. I did everything you said not to do. So now I’m trying to get addresses and such removed the hard way.

  • @SuperPriscilla1982
    @SuperPriscilla1982 3 года назад +2

    Hi - great, informative, to the point video. Question, you said to send a letter to the 3 credit bureaus to remove all personal history and a letter in plain English disputing accounts you want removed, with the account number, what you want done and reason why you want it done, so am I sending two separate letters via USPS certified mail or one? thanks

  • @RWlawFL
    @RWlawFL 3 года назад +18

    Great insight on how the mechanics of disputing and verification work and how they break down. If you’re trying to get items removed from your credit report, definitely watch this.

  • @RachelJoy4
    @RachelJoy4 3 года назад +6

    Hi QUESTION: How long after sending off the information removal letters to the credit bureaus do you send your dispute letters? 30 days? I want to make sure my previous information is removed before disputing. Thanks

    • @miriamheeter713
      @miriamheeter713 3 года назад +2

      3 1 7 9 4 3 3 3 8 4 would assist you

    • @shanaroberts390
      @shanaroberts390 3 года назад +2

      GINA is a light at the end of the tunnel. A bless in my life journey.
      I am so thankful and happy that I found them. The staff is so professional, respectful and kind. Thank you all!

    • @fluentinfinance3744
      @fluentinfinance3744  3 года назад +4

      If you were curious you could pull your credit report to ensure the information has been removed prior to submitting the dispute letters. With covid19, you can currently access your 3 credit reports once/week for free through april.

  • @joejoe20008
    @joejoe20008 Год назад

    Thank you for the in depth breakdown much appreciated never heard this before from anybody I appreciate it

  • @priscillarichardson8239
    @priscillarichardson8239 2 года назад +1

    Thanks so much for the information!! Please continue to make these videos!

    • @Michaelmastermind
      @Michaelmastermind 2 года назад

      Get your credit sweep and cleaned at this time can be stressful but with the above channel get yours ..... Me and my friends got ours removed with him had a great review with him working on ours and that's the page above drop your review after working with him send a dm on IG probably one of the best in that area
      ...........

  • @twilliams842
    @twilliams842 3 года назад +6

    It’s crazy how all these companies have your info and you did no business with them

  • @theresa6734
    @theresa6734 3 года назад +4

    THANK YOU FOR ALL THIS USEFUL ADVICE !! I AM A NEW SUBSCRIBER, CAN WAIT TO TELL EVERYONE ABOUT YOU !!

  • @HOPE.TheresNoPlaceLikeHomeClub
    @HOPE.TheresNoPlaceLikeHomeClub 3 года назад +9

    But an ID or SS card have a signature. Aren't you required to at least send the ID?

    • @fluentinfinance3744
      @fluentinfinance3744  3 года назад +12

      Some ID's have a signature, but passports or other IDs that the credit bureaus usually accept do not have signatures. Otherwise I have seen people just black out that area of their photo ID when they send it in.

  • @Ramaducci
    @Ramaducci 2 года назад +2

    Sir, you are an angel in the flesh. Thank you for this extremely informative video and your graciousness for giving this information out for free.

    • @traceytran8979
      @traceytran8979 2 года назад

      *Future Imperative Corps* is a very reliable credit repair system. I wouldn’t believed in their services if not for my colleague’s testimonial about how efficient they are and their professionalism is of no doubt out of this world. I chatted Leo and told him about my situation, he cleared all my debts and permanently cleaned off all negative remarks on my reports.

    • @traceytran8979
      @traceytran8979 2 года назад

      *Look their name up on google*

  • @scottarnold6528
    @scottarnold6528 2 года назад +2

    Sage Stream is now with Lexis Nexis, once you get the Lexis frozen then SageStream should be included now.
    At least, Sage Stream says to freeze it on Lexis.

    • @rhondamassey174
      @rhondamassey174 2 года назад

      Thank you, just literally asked that question

  • @enzprintco.8625
    @enzprintco.8625 3 года назад +24

    Two questions.
    1- will freezing these 4 accounts have any effects on getting a mortgage or auto or personal loan?
    2- after freezing and disputing, would you ever want to unfreeze any of these accounts on the future?
    Thanks for a great video!
    :)

    • @JungleLion8
      @JungleLion8 3 года назад +4

      bump

    • @lorimangrau9374
      @lorimangrau9374 3 года назад +5

      I literally have the same exact questions--- can someone answer this one?
      I agree w/ everyone else as well-- great video, wonderful info.
      Thank you!

    • @MrsDuckworth
      @MrsDuckworth 3 года назад +3

      I have the same questions. Would freezing affect applying for credit cards?

    • @powersj13
      @powersj13 3 года назад +17

      The simple answer is no. If you aren't freezing one of the "big 3", then you won't be affected. I haven't had a single credit check from a company that wasn't one of the main three. Freezing these others, as he said, will limit e-OSCAR from validating information as these other sites are collectors of said information.

    • @mayleekenol7075
      @mayleekenol7075 2 года назад +1

      One time I freeze my account,they ask me to unfreeze for it to go thru

  • @andydavis1965
    @andydavis1965 2 года назад +3

    Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. *Future imperative corps* made it stay at that range and getting it up

  • @meijunmommy
    @meijunmommy Год назад

    Thank you for making it perfectly clear! There is hope!

  • @Deltahairlines82
    @Deltahairlines82 2 года назад

    Thank I for breaking this down…I was going to pay someone 400 to take off 2 things on my credit..now I can do it on my own

  • @Deniz-mx6xk
    @Deniz-mx6xk 2 года назад +3

    WITH *FUTURE IMPERATIVE CORPS* : ITS NEVER TOO LATE TO START PREPARING YOURSELF FOR A BETTER AND MORE FINNCIALLY SAFE FUTURE , THE TIME TO BEGIN IS NOW , START SOMEWHERE START ANYWHERE

  • @cellis5394
    @cellis5394 3 года назад +11

    Thank You. I finally got a legit man with a plan and no hidden fees.

  • @katrinajohnson9347
    @katrinajohnson9347 3 года назад +15

    Thank you soooo much for speaking this truth! I will definitely be taking action!

  • @joyleansmall7658
    @joyleansmall7658 2 года назад +1

    This beyond what I expected to hear 👏 🙌 thank you so much.

  • @kristinheath9723
    @kristinheath9723 3 года назад +2

    Thank you so much for this video. I learned so much in 16 minutes!

  • @babiphat20
    @babiphat20 3 года назад +5

    You are giving poor people like me a chance. Thank you for sharing this information for free. You're an angel.

  • @TheStoneWhisperer
    @TheStoneWhisperer 2 года назад +3

    Great info Sir! It's crazy how after all these years I never knew there were these "other" agencies collecting my personal data! No wonder we have such a messed up way of life here! What a bunch of CRAP! I will be following your steps to the letter! This is great stuff! Thank you!

  • @LaTajOfficial
    @LaTajOfficial Год назад

    I have experian. So this won’t work?

    • @trussbekkah
      @trussbekkah Год назад

      Look up *future imperative corps* for help

    • @trussbekkah
      @trussbekkah Год назад

      I used their service and it worked for me *Look their name up on google*