13:30 15 U.S. Code § 1681(d)(2)(a)(i) Definitions; rules of construction - Exclusions 28:30 15 U.S. Code § 6801 - Protection of nonpublic personal information 31:00 15 U.S. Code § 6802 - Obligations with respect to disclosures of personal information 43:00 15 U.S. Code § 1692c (c) - Communication in connection with debt collection 46:30 12 CFR Part 1006 - Fair Debt Collection Practices Act (Regulation F) volenti non fit injuria Banned Debt Collectors
I have to admit this is absolutely the very very first credit fix interview that I have actually learned more than I have ever learned. This was seriously informative. I mean seriously!!!!!
I finally understand what credit report and consumer report is. I have watched hundreds of videos of all races of people speaking and teaching credit, and I still couldn’t understand it fully, and this might sound crazy or sad, but I finally am able to grasp the information because the man is Caribbean and Black my brain is retaining the information so much better. It’s crazy how you understand better and listen better when the person is one of your own. I'm understanding him way better than the American man because I just cannot connect to his dialect. 🤦🏾♀️
I Undestand them both clearly but you have a point about a foreigner! America is the only Country that falsely leads their people! That's why we have to Vote like going to a job! We are the politics is all I can see. I could be wrong but eveytime I heard politics they talking about us, women, other foreigners etc.
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
I drove my first car in my dad's name and later went to get a truck in mine after I paid off my first one and drove off the lot with the truck I wanted, its mostly about a good credit score and a loan portfolio helps as well...lenders like to see various forms of loans in your name to be less of a risk and yes you might have to put money down but not HALF of the car loan Your exactly right I screwed my credit as a young man now I own a detailing company and can't get anything with out the full amount of cash. I'm working on my credit to get better with *850 CREDIT RESTORATION* , Love the knowledge keep it up
Notes 35/30/15/10/10 breaks down to %100 of your score, %35 is payment history, 30% of your score is your usage ratio, %15 is the length of your credit history, %10 is any new credit that you have, %10 your credit mix
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
I'm thinking to create some New Credit 10% = to 55points and repay myself on under 30% which'll bring that other 10% bam! If ya'll figure something out POST IT!!!!!! Let's go Patriots!!!!!!!!
Wow! This is the most POWERFUL video on RUclips. Thank you for being transparent about Consumer laws or rights. Thank you, thank you, and thank you. 🙌🙌
The audio mix is trash ash is yelling and screaming into his mic and devote is whispering sweet nothings into his !!! I laughed hard as hell cause I was doing the same thing!
I just watched + purchased, the Vault deal doesn’t include the letters to submit that’s an additional $99. So I’m contemplating going through the course because it sounds like per their Admin the letters aren’t provided through the course for you to type yourself either. I’ll provide an update in a few days…
I'm in the 8th day of the course (1/4th) and I don't want to prejudge but it's a dud for me so far, but I'm going to continue through it.. He's referencing his letter package and books to purchase throughout this so it's seems like a waste buying the 30 Day Mastery Course cause he's pushing different products....I'll continue to keep you guys posted I hoping by week 2 he gets to it lol
VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *850 Credit restoration* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well
This gentleman is the reason why I decided to start reading the FCRA myself. I listened to this whole video and did not have a clear way of repairing my credit. I don't see any testimonials supporting what this man is telling people. Example: Exclusions. Except as provided in paragraph (3), the term "consumer report" does not include (i) report containing information solely as to transactions or experiences between the consumer and the person making the report The key word is solely. This means they can't ONLY use your transaction history as your consumer report.
@kazzysummmil80 lol If you're selling me fluff prior to buying a product, I'm not buying. This guy fits the bill of your typical "Nigerian scammer" lol. I was able to clean up my credit report this year-- not through his comical methods. It's a process and is time-consuming, but I should be absolutely prestine towards the end of 2025. If you're here, chances are you're looking to repair yours. I recommend a youtuber named Stephen Smith. Super transparent, thorough, and practical, but most importantly, you know what to do while/after watching his videos. In hindsight, this video wasted soooo much of my time and was more of a setback than a help.
I get such GREAT service every time I go to the *850 Credit Restoration* and the IRS is SO wonderful to work with. I DEFINITELY want the Government in charge of my Social Credit Score! This couldn't possibly be misused in ANY way! All the data breaches that the VA has had makes me confident that my data would be TOTALLY safe!
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
Wonderful, just wonderful. Truth must be sought beyond whatever social baggage you are carrying and must let go of. Forward momentum is accelerated in crystal clear vision. *850 Credit Restoration* dropped serious knowledge. My credit presently runs from good to excellent, but I want from excellent to most excellent. I hear that this is the way to do it. I love the whole precision of this methodology. Here is power. Thank you.
I really enjoy listening to y'all a lot of knowledge that I didn't know about credit and now I'm going to fight for my credit I will stay tuned Love you all channel keep it real
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
You’re so easy to follow……thanks for this. I’m a single parent with my only child graduating from high school very soon and I need to get my sh*t together. Bad credit . I just can't get approved anywhere. Advice anyone?
Your credit score is irrelevant ....you are the original creditor and it is YOUR OWN credit that you are getting extended to you but the problem is the banks and dealerships etc are leading people to believe that you're obtaining a loan when it's the opposite .....the institution does go to the Federal Reserve to obtain a loan and then they turn around and charge the consumer interest on their own credit which violates the usary laws ...it's your own credit and when you get denied your own credit that is discrimination and they have to reverse that but you have to approach them on it other wise if you don't then they won't reverse the decision and ok top of it they are trading your credit application even though they denied you ...they actually sell the credit application(also considered the promisory note))before they even pull your credit! Take your credit application with you if they deny you the application report them for ID theft
Thank you for putting this information out there. Unfortunately, this information isn’t taught or even talked out in the black community. It just becomes a never ending cycle of misinformation, and I refuse to put my children thru what I been through financially. I will be 32 years old in 8 days and I need to work on my credit. I have had very poor spending habits and it’s time to clean house. Definitely saving this video to my library 👏🏾
Great work *850 Credit restoration* °net - so glad you are out there fighting these lowlifes. We need to do all we can to spare the elderly and the general public from these despicable scammers! Kudos to YOU!! You deserve the Nobel prize for keeping us safe big up brother.
Wonderful, just wonderful. Truth must be sought beyond whatever social baggage you are carrying and must let go of. Forward momentum is accelerated in crystal clear vision. *850 Credit Restoration* dropped serious knowledge. My credit presently runs from good to excellent, but I want from excellent to most excellent. I hear that this is the way to do it. I love the whole precision of this methodology. Here is power. Thank you.
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
Thank you Tamera your info is so helpful I am so thankful someone on here helping our people just to get a jump start on their life back God bless you 🙏
Yes this is true. Also in Canada 🇨🇦 Toronto here! We have the legal letters with the fair debt practices act provisions that support having items removed from your credit report (equifax & trans union) Hopefully we meet Monday fellas🎉
So if I wanted to send letters to get late payments removed, who would I send the letters to? The original creditors? The collection agency? Or to TransUnion or Equifax and Experian?
the original creditor aka the "person". that furnished the report of your transactions and late payments and sent it to the collection agency who sent it to experian transunion equifax thats what i got from the video correct me if i am wrong people
Yoooo y’all dropping gems 💎 it’s up now 😂I’ve never taken so many notes I’ve been stopping and going thank you kings for real 💯! It’s in human nature to operate off of fear!
Thank you gentlemen wonderful content I have a question his house has not gone into foreclosure yet but he is getting all kinds of brochures from Realtors so apparently b of a have has released that information somehow are they allowed to do that thank you
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
From my understanding, most of the laws only apply to third party debt collectors. Not the 1st party collector that originally owned the debt... Edit: I applied these laws to a first-party debt and was able to get a repossesi9n taken off a report. It worked!
Very disappointed in the course. I bought it to learn how to remove late payments. The 30 day course does not outline this. It also does not supply the documents necessary to remove anything from your credit. The course is basically a crash course about credit. It has some useful information but it does not instruct you on how to utilize credit law to demand removals
Thank you so much for this. EYL gotta do better with vetting these people. Most of the guest been capping lately. I used Smartphone Billionaire’s fix your credit ebook. He had a $20 sale at the time and it came with hella templates to do it yourself and a step by step guide. I’d wait til around the holidays and he’ll probably have a sale on it.
People People People! So you mean that you can't take the UNITED STATES CODES given in this video and draft up a document 📄📃 and get it notarized and sent it to whomever is reporting your credit consumer profile? You can Google how to draft a document. A damn 4th grade student can do this. Please tell me what type of information do you spend your time on? WTF Bruh 🤦😂😂😂
Working with Brandon has been a great experience. In a short time frame, there has been a remarkable improvement in my credit score, with an increase of 200 points and fifteen negative items removed from my credit report. Brandon has been an incredible help, providing me with the knowledge and support to tackle the issues that have been holding me back. I am very grateful for having someone like Brandon to help me reach my goals. Many thanks.
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
Everything is money, hate these interviews when they say “we gonna teach u something” but spend the whole interview dodging the most critical parts just to say “come join my class”
@peteymp24 It's valuable information that's worth paying for. Think of it as an investment and not a cost. Besides, it's wild to feel entitled to someone's time and expertise for free. He did the work to help by learning all this, now help yourself by paying for it.
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
I'm late to the game, I know. My bad. This is great information 🔥🔥 You got soooo excited near the end, I had to turn my volume all the way down. 😂😂you did not need the mic. But bravo!!❤🎊💕🔥
I was discriminated against through employment which offered to pay training then decided I wasn't a good fit and stuck me with a debt which is listed as a loan through a 3rd party that wasn't a part of our agreement. It's been a nuisance to get rid of.
Exceptions to the Notice and Opt-Out Requirements. Customers and consumers have no right to opt out of these disclosures of NPI. The section 14 exceptions apply to various types of information-sharing that are necessary for processing or administering a financial transaction requested or authorized by a consumer. However, there are exceptions to this rule, including: Sharing information to protect the security of records, prevent fraud, or to resolve consumer disputes Sharing information for general exceptions of the Gramm-Leach-Bliley Act (GLBA) Sharing information related to elder abuse transactions or account activity that could stop further exploitation The GLBA requires financial institutions to tell customers about their information-sharing practices and explain their right to opt out if they don't want their information shared with certain third parties. However, customers and consumers have no right to opt out of these disclosures.
This man spends hundreds of thousands of time just to help us. He helps those in need while also helping us. He always puts a smile on our faces and we should appreciate it. Hats off to Him! I love you dude. Crazy I've never payed attention to the ApexDeft on the internet movement when I say *850 Credit restoration* your a gift to our people.
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
I'm in desperate need of an apartment. But I'm getting denied because of a few old collections! Other than that, my credit is fine. This information is very helpful. Thank you. I am going to fight these debt collectors!
This video is my confirmation of what I've been doing with credit. The only thing I didn't hear you touch on was adding autorized users instead of ever doing a co-sign. I have managed to raise scores as high as 800 just by adding someone as an authorize user. They get the credit limits and all the positive credentials from being an authorize user, keeping in mind that said account is in good standing and using less than the 30% usage. Thanks again for sharing this golden information!!!!
How to Contact Your Company for help & to Pay Your Company to do all of this Stuff for Paying Clients most people don’t have the time and the energy and will also get Very Very frustrated doing all of this research step-by-step, so where can customers go to get dispute letters codes or having someone to do all of this for them to all 3 Credit Bureaus completely?
Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. *850 Credit Restoration* made it stay at that range and getting it up
Working with Brandon has been a great experience. In a short time frame, there has been a remarkable improvement in my credit score, with an increase of 200 points and fifteen negative items removed from my credit report. Brandon has been an incredible help, providing me with the knowledge and support to tackle the issues that have been holding me back. I am very grateful for having someone like Brandon to help me reach my goals. Many thanks.
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
The one thing I would say is. As someone who is young, and wanting to try a house young, but wont be able to save up more than 15% or so, wouldn't a credit score give me the best rate. As someone who had a 760 and no debt, meaning it is only rising over time. Wouldn't it be best to just keep not having debt, raise my credit score, and use *850 credit Restoration* instead of risking a higher rate
I have unwanted missed payments on my report. After this video I wrote out a letter and sent it out the same day. I’ll let you know if it’s cap or slap.
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
![Felix "Unfair" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/Oswujxm2Ag0/mqdefault.jpg)
![I.N "HALLUCINATION" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/n5B5q1Hwt_U/mqdefault.jpg)
13:30 15 U.S. Code § 1681(d)(2)(a)(i) Definitions; rules of construction - Exclusions
28:30 15 U.S. Code § 6801 - Protection of nonpublic personal information
31:00 15 U.S. Code § 6802 - Obligations with respect to disclosures of personal information
43:00 15 U.S. Code § 1692c (c) - Communication in connection with debt collection
46:30 12 CFR Part 1006 - Fair Debt Collection Practices Act (Regulation F)
volenti non fit injuria
Banned Debt Collectors
thank you
Thank you🎉🎉
Thank you dude lol
Thank you
You are so awesome for this a million thank yous
I have to admit this is absolutely the very very first credit fix interview that I have actually learned more than I have ever learned. This was seriously informative. I mean seriously!!!!!
Same here!!
I finally understand what credit report and consumer report is. I have watched hundreds of videos of all races of people speaking and teaching credit, and I still couldn’t understand it fully, and this might sound crazy or sad, but I finally am able to grasp the information because the man is Caribbean and Black my brain is retaining the information so much better. It’s crazy how you understand better and listen better when the person is one of your own. I'm understanding him way better than the American man because I just cannot connect to his dialect. 🤦🏾♀️
I Undestand them both clearly but you have a point about a foreigner! America is the only Country that falsely leads their people! That's why we have to Vote like going to a job! We are the politics is all I can see. I could be wrong but eveytime I heard politics they talking about us, women, other foreigners etc.
This man with the accent understood his assignment....well done...this man is doing was God's work
Consumer laws knowledge is 🔥🔥🔥🔥🔥🔥🔥🔥🔥
You have to know what you are reading from a Competent source. That requires following and subscribing my channels...
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
They are on youtube,.,
Brandon Pickett Program 👈
yassssssss
I drove my first car in my dad's name and later went to get a truck in mine after I paid off my first one and drove off the lot with the truck I wanted, its mostly about a good credit score and a loan portfolio helps as well...lenders like to see various forms of loans in your name to be less of a risk and yes you might have to put money down but not HALF of the car loan Your exactly right I screwed my credit as a young man now I own a detailing company and can't get anything with out the full amount of cash. I'm working on my credit to get better with *850 CREDIT RESTORATION* , Love the knowledge keep it up
Notes 35/30/15/10/10 breaks down to %100 of your score, %35 is payment history, 30% of your score is your usage ratio, %15 is the length of your credit history, %10 is any new credit that you have, %10 your credit mix
Find them on youtube.,.
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
Found them via youtube,..
Brandon Pickett Program ⬅︎
I'm thinking to create some New Credit 10% = to 55points and repay myself on under 30% which'll bring that other 10% bam! If ya'll figure something out POST IT!!!!!! Let's go Patriots!!!!!!!!
Wow! This is the most POWERFUL video on RUclips. Thank you for being transparent about Consumer laws or rights. Thank you, thank you, and thank you. 🙌🙌
You can listen to this in 1.75X speed and still get the home game. This discussion was dope.
2X is fine
Both of these gentlemen are the real deal. No doubt about it!
I’ve never turned my volume up and down so much in one podcast
lmao.....too funny.
Same
The audio mix is trash ash is yelling and screaming into his mic and devote is whispering sweet nothings into his !!! I laughed hard as hell cause I was doing the same thing!
Same here😂
Seriously! EVERYTIME! I thought I was the only one!
I just watched + purchased, the Vault deal doesn’t include the letters to submit that’s an additional $99. So I’m contemplating going through the course because it sounds like per their Admin the letters aren’t provided through the course for you to type yourself either.
I’ll provide an update in a few days…
Yes keep us updated
Pay as a group..get 4 people and split the bill.
I'm in the 8th day of the course (1/4th) and I don't want to prejudge but it's a dud for me so far, but I'm going to continue through it.. He's referencing his letter package and books to purchase throughout this so it's seems like a waste buying the 30 Day Mastery Course cause he's pushing different products....I'll continue to keep you guys posted I hoping by week 2 he gets to it lol
@@Kingme1love 💯
@@Kingme1love that sucks. How’s it going now ? The fact he doesn’t even reply to any comments are hella wack too
This was one of the most helpful interviews I’ve seen in a while. This was so great and not to overwhelming! Thanks for this.
This Brother is a High level thinker Respect !!!!!!!
VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *850 Credit restoration* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well
This is Heaven sent. I don't really have the bread to spend. But baby, I'm spending on this!!❤❤❤❤❤
@Alice McGee any videos that teach this for free? I’m super poor and don’t have the $100 fee for this one 😢
As a credit expert. THIS IS AMAZING information.
This gentleman is the reason why I decided to start reading the FCRA myself.
I listened to this whole video and did not have a clear way of repairing my credit. I don't see any testimonials supporting what this man is telling people.
Example:
Exclusions. Except as provided in paragraph (3), the term "consumer report" does not include
(i) report containing information solely as to transactions or experiences between the consumer and the person making the report
The key word is solely. This means they can't ONLY use your transaction history as your consumer report.
Just do it! You be the testimonial!
@kazzysummmil80 lol If you're selling me fluff prior to buying a product, I'm not buying. This guy fits the bill of your typical "Nigerian scammer" lol. I was able to clean up my credit report this year-- not through his comical methods. It's a process and is time-consuming, but I should be absolutely prestine towards the end of 2025. If you're here, chances are you're looking to repair yours. I recommend a youtuber named Stephen Smith. Super transparent, thorough, and practical, but most importantly, you know what to do while/after watching his videos. In hindsight, this video wasted soooo much of my time and was more of a setback than a help.
I get such GREAT service every time I go to the *850 Credit Restoration* and the IRS is SO wonderful to work with. I DEFINITELY want the Government in charge of my Social Credit Score! This couldn't possibly be misused in ANY way! All the data breaches that the VA has had makes me confident that my data would be TOTALLY safe!
Information rules the Nation 💫
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
Find them on youtube.,.
Brandon Pickett Program 👈
Wonderful, just wonderful. Truth must be sought beyond whatever social baggage you are carrying and must let go of. Forward momentum is accelerated in crystal clear vision. *850 Credit Restoration* dropped serious knowledge. My credit presently runs from good to excellent, but I want from excellent to most excellent. I hear that this is the way to do it. I love the whole precision of this methodology. Here is power. Thank you.
Proud to be in the rooms with Delavante and fellow military brother!!! way to grow!!!
Thanks bro, appreciate it
SIX
I really enjoy listening to y'all a lot of knowledge that I didn't know about credit and now I'm going to fight for my credit I will stay tuned Love you all channel keep it real
I'm almost drooling at the mouth!!! This information is sooooo goooood!!! AWESOME!
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
He is on youtube,,.
Brandon Pickett Program 👈🏻
You’re so easy to follow……thanks for this. I’m a single parent with my only child graduating from high school very soon and I need to get my sh*t together. Bad credit . I just can't get approved anywhere. Advice anyone?
Your credit score is irrelevant ....you are the original creditor and it is YOUR OWN credit that you are getting extended to you but the problem is the banks and dealerships etc are leading people to believe that you're obtaining a loan when it's the opposite .....the institution does go to the Federal Reserve to obtain a loan and then they turn around and charge the consumer interest on their own credit which violates the usary laws ...it's your own credit and when you get denied your own credit that is discrimination and they have to reverse that but you have to approach them on it other wise if you don't then they won't reverse the decision and ok top of it they are trading your credit application even though they denied you ...they actually sell the credit application(also considered the promisory note))before they even pull your credit! Take your credit application with you if they deny you the application report them for ID theft
Follow these Kings advices
the guest challenged the host. The host showed why he is the one who has the show
Thank you for putting this information out there. Unfortunately, this information isn’t taught or even talked out in the black community. It just becomes a never ending cycle of misinformation, and I refuse to put my children thru what I been through financially. I will be 32 years old in 8 days and I need to work on my credit. I have had very poor spending habits and it’s time to clean house. Definitely saving this video to my library 👏🏾
Wow, I’m very appreciative of the gems! This is why it’s very important to read the fine print and educate ourselves
He said we don't have to read the fine print. That it should be INCONSPIOUS!
Thank y’all for this a lot of our people really don’t know this
A lot of people in general don’t know this 🤦🏽♂️
used his methods they are 1000% SOLID....NUFF SAID
what u get done?
I’m so attracted to their brains because I didn’t know what I knew I didn’t know 😅. This video was fyah 🔥
Great work *850 Credit restoration* °net - so glad you are out there fighting these lowlifes. We need to do all we can to spare the elderly and the general public from these despicable scammers! Kudos to YOU!! You deserve the Nobel prize for keeping us safe big up brother.
Wonderful, just wonderful. Truth must be sought beyond whatever social baggage you are carrying and must let go of. Forward momentum is accelerated in crystal clear vision. *850 Credit Restoration* dropped serious knowledge. My credit presently runs from good to excellent, but I want from excellent to most excellent. I hear that this is the way to do it. I love the whole precision of this methodology. Here is power. Thank you.
You also neeed to look their name up to see their website
Got Ash’s mic at the right level, thank you! It was hot the last couple shows. Great info!!! Can’t wait for the next one
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
He is on youtube,,.
Brandon Pickett Program 👈
Bless you. Love the show but I need my ears~
Yoooo! This was much needed 🔥 thank yall. Much respect 🙏
Thank you Tamera your info is so helpful I am so thankful someone on here helping our people just to get a jump start on their life back God bless you 🙏
Yes this is true. Also in Canada 🇨🇦 Toronto here! We have the legal letters with the fair debt practices act provisions that support having items removed from your credit report (equifax & trans union)
Hopefully we meet Monday fellas🎉
@BiancaC.Edwoods thanks I’ll have a look! 🥂
So if I wanted to send letters to get late payments removed, who would I send the letters to? The original creditors? The collection agency? Or to TransUnion or Equifax and Experian?
the original creditor aka the "person". that furnished the report of your transactions and late payments and sent it to the collection agency who sent it to experian transunion equifax thats what i got from the video correct me if i am wrong people
Yoooo y’all dropping gems 💎 it’s up now 😂I’ve never taken so many notes I’ve been stopping and going thank you kings for real 💯! It’s in human nature to operate off of fear!
Thank you gentlemen wonderful content I have a question his house has not gone into foreclosure yet but he is getting all kinds of brochures from Realtors so apparently b of a have has released that information somehow are they allowed to do that thank you
file Chapter 7 if he has no other recourse or fix his credit and put the house in a trust
“Tell me that, Deraine!” 😂😂😂😂😂😂😂😂
Best interviewer ever !
Thanks Kendra, appreciate it!
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
He is on youtube,,.
Brandon Pickett Program 👈
What about the general exceptions in 15 usc 6802 it says they can report it in order to enforce the transaction
From my understanding, most of the laws only apply to third party debt collectors. Not the 1st party collector that originally owned the debt...
Edit: I applied these laws to a first-party debt and was able to get a repossesi9n taken off a report. It worked!
How?
This whole episode had me HOOKED 😍
Wow you are beautiful 😍
DERAINE IS A BEAST..💪🏾
I am ready to get this together. I hope he has some info on Identity as well. This is very informative. Thank You very much
can't believe i just watched this whole video lol didn't think i would. thanks for the information
Very disappointed in the course. I bought it to learn how to remove late payments. The 30 day course does not outline this. It also does not supply the documents necessary to remove anything from your credit. The course is basically a crash course about credit. It has some useful information but it does not instruct you on how to utilize credit law to demand removals
Thanks for letting us know man
Thank you so much for this. EYL gotta do better with vetting these people. Most of the guest been capping lately. I used Smartphone Billionaire’s fix your credit ebook. He had a $20 sale at the time and it came with hella templates to do it yourself and a step by step guide. I’d wait til around the holidays and he’ll probably have a sale on it.
People People People!
So you mean that you can't take the UNITED STATES CODES given in this video and draft up a document 📄📃 and get it notarized and sent it to whomever is reporting your credit consumer profile? You can Google how to draft a document. A damn 4th grade student can do this. Please tell me what type of information do you spend your time on? WTF Bruh 🤦😂😂😂
Bruh it literally tells you what to do in the video don’t be dumb.
@@IGotMoneyForSale Exactly what I ask myself
This was dope !! Thanks fellas.. I must say though, The sales pitches never sit right with me $1,400 down to $97 bucks come on mannnnnn
Working with Brandon has been a great experience. In a short time frame, there has been a remarkable improvement in my credit score, with an increase of 200 points and fifteen negative items removed from my credit report. Brandon has been an incredible help, providing me with the knowledge and support to tackle the issues that have been holding me back. I am very grateful for having someone like Brandon to help me reach my goals. Many thanks.
Brandoncreditfix👈🏾
They are on youtube,.,
@@user-xf6os7op4c stop
This was amazing. God is really using you guys. I am so proud of my friends. Dr A Gant
How he didn't say nothing we Dont already know he's asking for money what did he help you with... Nothing
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
Found them via youtube,..
Brandon Pickett Program ⬅︎
I enjoyed learning with you both.
Wow ! Knowledge Is Power✊🏽💯
Amen this was truly an inspiration Kings. God bless
Information is the new wealth
Yes, we know....
💯
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
They are on youtube,.,
Brandon Pickett Program ⬅︎
Thank you for dropping gems 💎 and giving us knowledge we all need to unlearn and relearn this credit business. 👏🏽
I NEED THESE SERVICES “FAST!”
Thank you guys so much for the great information! 😎
I will let you know if it works! 👍
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
Find on youtube..,
Brandon Pickett Program 👈
Hi! Any updates?
All those disclosures are in the fine print that we all click on but don’t have the time to read. Read the fine print
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
Find them on youtube.,.
Brandon Pickett Program ⬅︎
He preaching too👏
A lot of good information! But what’s the action steps to remove these things from our credit reports
Everything is money, hate these interviews when they say “we gonna teach u something” but spend the whole interview dodging the most critical parts just to say “come join my class”
@peteymp24 It's valuable information that's worth paying for. Think of it as an investment and not a cost. Besides, it's wild to feel entitled to someone's time and expertise for free. He did the work to help by learning all this, now help yourself by paying for it.
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
Find on youtube..,
Brandon Pickett Program 👈
Title 15 ....consumer transactions...the right words to use while dealing with business
The video acclaims what ive been tellin my collegaes but seemed m cappin trash😊
Thanks a million
thank you for the info he is definitely the Credit Hero!!!
This guy spitting them UCC I read this book one time
Game changer & I'm all in
I'm late to the game, I know. My bad. This is great information 🔥🔥 You got soooo excited near the end, I had to turn my volume all the way down. 😂😂you did not need the mic. But bravo!!❤🎊💕🔥
I was discriminated against through employment which offered to pay training then decided I wasn't a good fit and stuck me with a debt which is listed as a loan through a 3rd party that wasn't a part of our agreement. It's been a nuisance to get rid of.
Exceptions to the Notice and Opt-Out Requirements.
Customers and consumers have no right to opt out of these disclosures of NPI. The section 14 exceptions apply to various types of information-sharing that are necessary for processing or administering a financial transaction requested or authorized by a consumer.
However, there are exceptions to this rule, including:
Sharing information to protect the security of records, prevent fraud, or to resolve consumer disputes
Sharing information for general exceptions of the Gramm-Leach-Bliley Act (GLBA)
Sharing information related to elder abuse transactions or account activity that could stop further exploitation
The GLBA requires financial institutions to tell customers about their information-sharing practices and explain their right to opt out if they don't want their information shared with certain third parties. However, customers and consumers have no right to opt out of these disclosures.
How much do you charge brother?? Plus I just got my LLC for a business that I'm trying to take to the next level, let me know..
This man spends hundreds of thousands of time just to help us. He helps those in need while also helping us. He always puts a smile on our faces and we should appreciate it. Hats off to Him! I love you dude. Crazy I've never payed attention to the ApexDeft on the internet movement when I say *850 Credit restoration* your a gift to our people.
Did anyone ever give u cost
Thanks for sharing
🔥🔥🔥 spiritual and smart what a combination
MIND BLOWING!!!!!🔥🔥🔥🔥🔥
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
Find them on youtube.,.
Brandon Pickett Program ⬅︎
I'm in desperate need of an apartment. But I'm getting denied because of a few old collections! Other than that, my credit is fine. This information is very helpful. Thank you. I am going to fight these debt collectors!
This video is my confirmation of what I've been doing with credit. The only thing I didn't hear you touch on was adding autorized users instead of ever doing a co-sign. I have managed to raise scores as high as 800 just by adding someone as an authorize user. They get the credit limits and all the positive credentials from being an authorize user, keeping in mind that said account is in good standing and using less than the 30% usage. Thanks again for sharing this golden information!!!!
Lol
I stand corrected everyone! It took a day but I got my login credentials! My bad I rushed to judgment being inpatient
No problem, I’m glad you received your credentials! Let’s get it!! 💯
THE AMOUNT OF GAME DROPPING IN HERE IS JUST FKING INSANE LIKE BRA.. 👏🏾👏🏾👏🏾👏🏾
It's real he is also military and all military people follow the Constitution so they read 28 USC anyways!
Thank you guys 🎉
Thank you both, I am very interested... :)
How can I get this consumer book that they are speaking of
Does this info work for Canadians also or just Americans?
How to Contact Your Company for help & to Pay Your Company to do all of this Stuff for Paying Clients most people don’t have the time and the energy and will also get Very Very frustrated doing all of this research step-by-step, so where can customers go to get dispute letters codes or having someone to do all of this for them to all 3 Credit Bureaus completely?
This video was so informative!!!!
Is this applicable in Canada?
Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. *850 Credit Restoration* made it stay at that range and getting it up
Thanks! This is Beyond vital!
Golden 🏆 wow mind blowing 🤯!!!
the credit card CFNA said when I applied I signed for them to report information about my account to the credit bureaus 😒
My Jamaican and Haitian brothers..❤❤❤❤❤
Great info S/O Daraine Delevante 💪🏾..
How exactly do you get the credit cleared!!!
Really nice one hour commercial 👌
Thank you brothers.
Love this show. im a bit new but seen a fairshare of it. the game is invaluable. one thing to mention is the audio needing some help
You need to join Ash Abundance Group!!
Working with Brandon has been a great experience. In a short time frame, there has been a remarkable improvement in my credit score, with an increase of 200 points and fifteen negative items removed from my credit report. Brandon has been an incredible help, providing me with the knowledge and support to tackle the issues that have been holding me back. I am very grateful for having someone like Brandon to help me reach my goals. Many thanks.
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
Their channel on youtube.,.
This actually worked. Wish I could send screen shots. Thank you for the info.
Break it down
Stop yelling in the mic or equalize the volume before airing the video. Wonderful Chanel.
🔥 this word one ☝🏾 if not the best lecture on customer law / credit law that I 👂 heard.
The one thing I would say is. As someone who is young, and wanting to try a house young, but wont be able to save up more than 15% or so, wouldn't a credit score give me the best rate. As someone who had a 760 and no debt, meaning it is only rising over time. Wouldn't it be best to just keep not having debt, raise my credit score, and use *850 credit Restoration* instead of risking a higher rate
I have unwanted missed payments on my report. After this video I wrote out a letter and sent it out the same day. I’ll let you know if it’s cap or slap.
I’ll be waiting lol
@Alice McGee yo stop spamming
@@quar7 waiting to see Michael results as well.
So far I got a letter from my provider saying they are researching it and will get back to me! So far it’s not a straight “no.”
Following
What letters do you write and who do you send them too?
Any awnser?
I’m on it, boss! 👍🏾 🇭🇹🇯🇲🇺🇸🙏🏾💕
I'm very pleased with Brandon's program - it's truly effective! In just two weeks, my credit score had increased by 280 points and twenty negative items had been removed. Everyone's credit file is different, but Brandon's program is designed to help you manage and improve your own. It's great to have someone so knowledgeable and experienced guiding you on how to improve your credit file. Thanks so much, Brandon.
They are on youtube,.,
Brandon Pickett Program 👈
This offer still available? I need my credit up. I’m mind blown by the content