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This video is facts I’m 22 with an Amex and 20,000 in credit cards ,743 experian, 717 equifax,701 transunion . I followed these steps at the age of 18 I can confirm this is true
And that's for women to see if they'd want to use you to get free meal. Imagine a dating app that uses your financial fitness and not your photo to determine if you're a worthy person to make babies with!
ive been working on my credit for years. was at 728. paid my car off and it went down 54 points! this systems is a rigged bs pos. im done. this world is bullshit
Who gave 3 companies so much power over peoples ability to get credit? I see my score fluctuate by 80 - 90 points monthly. I think it's due to utilization. I travel a lot, and when I have a huge CC bill, a month later, the score drops. Then I pay it off, and a month later, it jumps back up. I need to ask for more credit! 😁
I paid off a credit card and my score dropped 50 points. Granted it rebounded after s month or so, but still. Glad I wasn't trying to buy a house or some other major purchase requiring credit.
We need more wise and compassionate individuals like you, Adrian Ruthnik. Your support arrived at the perfect moment, and your contributions are deeply appreciated.
Don't know why i ever stopped visiting this channel. Clear Value Tax ALWAYS has something to offer that's WORTH listening to and applying. The people are truly benefitting from all that you share with us. So, thanx and keep up the good work! 😊👍
This was an excellent educational video. Thank you for the great content! I have applied and been approved for credit cards here and there. This video really opened my eyes more on lines of credits! Thank you for the information! 😎🤝
The efficiency of Adrian Ruthnik is next level. Managing walkthroughs from various angles with such clarity is remarkable. Making complex topics easy to understand is really something. Awesome work!
My parents put us as authorized users to build credit over the years. That's the only reasonable situation where that would be okay imo. Also, some credit cards with annual fees have lower tier cards without fees that they will allow you to downgrade to. So you can keep your credit, but lose the fee.
Yep. When AmEx pissed me off with my Blue Cash card, I told them to knock it down to the free (useless 1% card). When the new card got here, I never even bothered to activate it. It is kind funny how being an authorized user without the responsibility to pay the card actually builds credit. What is credit worthy about zero responsibility? And my parents did the same thing for me back when I was a ghost. Added me to their ancient AmEx account and had the card sent to their address. When 'my card' got there, they cut it in half. I never even put eyes on it. Had over 30 years of $60K credit history in one day. Over 700 beacon and never paid one dollar on that card.
The problem with trying to maximize credit score is that you lose out on high yield savings interest or other short term use of the free floater loan from credit card if you pay the balance before the statement cycle date. Sure, nice to have high credit score, but if you’re not applying for credit card or other loan, no need to prepay the credit card charges prior to the statement cycle date.
My account was hacked, and despite following the video's method, I faced difficulties. Thank you, Adrian Ruthnik. Seeing your name in the comments speaks volumes about your good work.
Your innovative spirit and dedication to your work deserve appreciation. Thank you, Adrian Ruthnik, for making corporate life smoother. Proud to have you on our team.
Don't get it,120,000 dollars available credit between 21 accounts all good standing, one 10,000 loan paid off only 1000 dollars bedt and my oldest card is 15 years never late only use less than 10 percent of available credit individually. My fico score is 803
At least you're in the 800. I'm 779 and my report show I have perfect record. 3% utilization, no late, 20+ years credit, zero hard inquiries. I don't get it
First its unfortunate some have such power over your credit...also i was going to trade my car in for another from the dealer ..i always use..i was denied at first because they ( the credit reporters) said i had no credit cards and they wanted very badly to get me into one of their credit cards..i did have a credit card for years and thats a load of b.s. ...i went back to the dealer and told them what i found out and they reconsidered thankfully. Thanks Honda.
Having your score go down when you pay off an account sucks. It's happened to me multiple times. Feels very scummy considering I'm doing the very thing I should be doing, paying off the loan.
@@MSilah nahhhh they’re actually predatory. They help you lie and say that you don’t know of the debt. Then charge for something that you could for free. I’ve done it for free
Honestly, Adrian Ruthnik, I am amazed by your consistent ability to deliver exceptional work every single time. Your willingness to help during my time of need is deeply appreciated. Thank you for your support and kindness. I am proud of your ability to overcome challenges and consistently achieve outstanding results.
I'm so grateful for your illustrations on how to get good credit and keep it. I have a question for you. I know that closing a credit card is a bad hit, but what if you had a card for years and kept it paid off and hadn't used it for several months, just to have that company close it for non use?! Thank you!😊
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.
So how many credit cards should one own? Also, I read somewhere that when paying off debt, the highest APR credit card should be paid off first, while paying minimum to the lower APR. But then I saw another recommend the opposite - pay the lowest APR balance first. Which is actually better? Thank you, new here.
When my husband died our pickup payment was on automatic. As soon as he died, that stopped, but I didn't know until 3 months later. The bank refused to fix it, even though I paid off the entire balance. Also, even though I was the one paying off the mortgage, it doesn't count on my credit score because I was the second person on the loan--the wife. Such bull! I would have taken the hit for not paying. Sex discrimination lives!
This is great information!! One exception: Identity Theft. I had identity theft around 2018 (not sure exactly when got hacked) and I've been to court 4 times and numerous requests to credit bureau's to correct yet NOTHING fixed yet. Please provide advice how to fix??
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Future imperative corps* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *future imperative corps* keep up the good work and thanks for fixing people’s credit.
How can one build credit on an extremely limited fixed income when you aren't eligible for credit? Thank you for all your valuable advice Brian, you've been my go to since you had less than 50,000 subs! Happy new year everyone!
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.
Your performance has been incredibly helpful to me, Adrian Ruthnik. Thank you for your hard work and dedication. Your fantastic idea was crucial in my success, and I am truly grateful. Your reliability is invaluable, and I appreciate the quality of your work.
I can confirm that being an authorized user on someone else's credit card works. I have over 120 cards myself and I have been adding people to my cards as authorized users as a side hustle - it improves their score and allows them to repair their credit, quality for a mortgage, car loan, etc.
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.
Experian Vantage Score 8 is hard to move up and I don't know why. You showed Vantage Score 9...which one is the one to believe? Or are there different type of scores under each Credit Reporting Bureau?
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.
For me my credit score means nothing when it comes to getting a mortgage. Being self employed they go by my income which is kinda low (there is only so much you can do with 2 hands). Also my oldest account has been 10 to 11 years old and never increases, been that way for 6 to 8 years.
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Future imperative corps* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *future imperative corps* keep up the good work and thanks for fixing people’s credit.
I have no debt besides a student loan that is in collections. How does this affect my credit score? I never use more than 5% of my available credit card availability and ALWAYS pay it on time. My home is paid for and I have no auto loans.
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.
Why would you be using only 1% of your credit that is silly as shut, if you got a high credit score you should be rolling debt at 0 percent on balance transfers and making money with it like in the market etc. That's silly
It's just not worth it to me Tim. There's a point where it become negligible. For example YOU could make some additional money by working a few more hours a week. But you choose not to, because it's not worth the trouble to you.
I don't believe your credit score was that bad. People who have 800 hundreds never have "bad" credit. I'm assuming your version of bad is 600ish. When i was in the marine corps with decent credit I started partying and spoiling girls and realized years later my score had dropped to low 500. Over 5 years I've gotten it back up to 640ish with the target of 700 by EOY. I want to hear people's stories like this!!!
How to Pay Your Credit Card Debt Fast: ruclips.net/video/59NKYdFlPCA/видео.html
Join our EXCLUSIVE Investing Community at: ClearValueInvesting.com
GET 3 FREE STOCKS when you open up a stock account here: a.webull.com/i/ClearValueTax
This should be mandatory in high school. Would help so many people start on the right track.
But it wouldn't be good for business
This video is facts I’m 22 with an Amex and 20,000 in credit cards ,743 experian, 717 equifax,701 transunion . I followed these steps at the age of 18 I can confirm this is true
Solvency Backdoor is bogus
@@shaunnaemmons1297 lies
It was in the 70s and 80s.
I graduated in 83, so I'm not sure why the schools stopped.
when I was growing up, we flexed on each other by how many girls/boys we could get, now it's how high your credit score is.
Yes,the tomfoolery and goofy days of youth-as well as aged nowadays
And that's for women to see if they'd want to use you to get free meal. Imagine a dating app that uses your financial fitness and not your photo to determine if you're a worthy person to make babies with!
@@insidethebnb idk, I knew some dudes who used to do that very thing, lol
In your dreams. If this was real, the. my 797 score would get me so much pussy
😂
ive been working on my credit for years. was at 728. paid my car off and it went down 54 points! this systems is a rigged bs pos. im done. this world is bullshit
🤡
You failed weighted calculus tax
Me too lol 🇺🇸
Same
Yes it is
Another aspect of paying bills to reflect on credit reports is understanding “payment due date” vs “statement closing date”
I had a 816, but then i had a fraud case, and it dropped it 104 points when i closed the account. Such BS, i need to work on disputing the drop.
Forgot about increasing my credit line in awhile, got boosted from 7,500 to 10,500. Thanks for reminding me!
Who gave 3 companies so much power over peoples ability to get credit?
I see my score fluctuate by 80 - 90 points monthly. I think it's due to utilization. I travel a lot, and when I have a huge CC bill, a month later, the score drops. Then I pay it off, and a month later, it jumps back up. I need to ask for more credit! 😁
Exactly... who gave them the power to collect people's personal info.
I just made it 800 last week
Congrats Alberto! 800 is awesome!
how
I paid off a credit card and my score dropped 50 points. Granted it rebounded after s month or so, but still. Glad I wasn't trying to buy a house or some other major purchase requiring credit.
#6 is DEFINITELY a worthy mention. I did this with my mate & it helped immensely. Some call this piggy backing 👌
Your absolutely correct, you Don't need to let an authorized user to use the credit card , just let them piggy back and their score will climb.
We need more wise and compassionate individuals like you, Adrian Ruthnik. Your support arrived at the perfect moment, and your contributions are deeply appreciated.
Oh my goodness Brian, you cracked me up. You're so up front about the foolishness that we all have when young😂😅😂
I'm sure many of us went through that phase Shan!
Don't know why i ever stopped visiting this channel. Clear Value Tax ALWAYS has something to offer that's WORTH listening to and applying. The people are truly benefitting from all that you share with us. So, thanx and keep up the good work! 😊👍
This was an excellent educational video. Thank you for the great content! I have applied and been approved for credit cards here and there. This video really opened my eyes more on lines of credits! Thank you for the information! 😎🤝
Thank you for that feedback and all the support. I appreciate it so much DicePlease!
He’s very helpful♥️
My credit has been repaired !!!!
The efficiency of Adrian Ruthnik is next level. Managing walkthroughs from various angles with such clarity is remarkable. Making complex topics easy to understand is really something. Awesome work!
Respect should not be underestimated. Your mature and thoughtful actions are commendable. Thank you, Adrian Ruthnik.
Big thanks, Adrian Ruthnik, for your assistance. Although the steps were challenging, your guidance was invaluable. Thank you, Jon.
You are extremely extremely smart I love watching your videos great information and very professional thank you for your videos❤❤❤❤❤❤❤
My parents put us as authorized users to build credit over the years. That's the only reasonable situation where that would be okay imo.
Also, some credit cards with annual fees have lower tier cards without fees that they will allow you to downgrade to. So you can keep your credit, but lose the fee.
Yep. When AmEx pissed me off with my Blue Cash card, I told them to knock it down to the free (useless 1% card). When the new card got here, I never even bothered to activate it.
It is kind funny how being an authorized user without the responsibility to pay the card actually builds credit. What is credit worthy about zero responsibility?
And my parents did the same thing for me back when I was a ghost. Added me to their ancient AmEx account and had the card sent to their address. When 'my card' got there, they cut it in half. I never even put eyes on it.
Had over 30 years of $60K credit history in one day. Over 700 beacon and never paid one dollar on that card.
Agreed 941asland!
Except when your daughter ruins your credit by overusing and not paying your Macy's card 😒 🤦♀️
Works well when your parents have good credit.
@dct1238
Oof. Sorry, bud 😅
Makes me so happy I’m unknowingly doing these steps to build my credit
Thank you, Adrian Ruthnik, for your help. Although the video tutorial was challenging, your guidance was invaluable. I appreciate your efforts.
The problem with trying to maximize credit score is that you lose out on high yield savings interest or other short term use of the free floater loan from credit card if you pay the balance before the statement cycle date. Sure, nice to have high credit score, but if you’re not applying for credit card or other loan, no need to prepay the credit card charges prior to the statement cycle date.
Thank you for sharing your insights. Hopelessness is the worst feeling, and I hope others find hope through Adrian Ruthnik's efforts.
My account was hacked, and despite following the video's method, I faced difficulties. Thank you, Adrian Ruthnik. Seeing your name in the comments speaks volumes about your good work.
My credit score is 839. Why am I watching this video??? 😮
Because you want it at 845 admit it !
Plus Brian is awesome so why not show love? With a like and share
Congrats, that is an awesome score Jogmas!
I know mines 823
So you can flex in the comments, obviously 🙄
Personally, one of the best financial advice i have received in terms of banking and how to deal with lenders. Thank you!!
Your innovative spirit and dedication to your work deserve appreciation. Thank you, Adrian Ruthnik, for making corporate life smoother. Proud to have you on our team.
Definitely a major flex Brian 😂😂📌💯🐐
Is it like p€nis size and sending chicks or dudes your d!ck p!cks? 🤔
Thank You so much Brian for this content, this is so helpful. Great explanation⭐️⭐️⭐️⭐️⭐️
Happy Monday Brian!!! Have a great day!☀️🌺
Happy Monday Rose Bloom! I wish you a great day as well!
Awesome! Love the information and explanations. Quite helpful with looking at the big picture
Thank you for all the support!
Thanks CVT! 👍
EXCELLENT advice! 🙏
Thank you for all the support NelloSnook!
Thank you man this knowledge you are sharing is appreciated. God bless you
Don't get it,120,000 dollars available credit between 21 accounts all good standing, one 10,000 loan paid off only 1000 dollars bedt and my oldest card is 15 years never late only use less than 10 percent of available credit individually. My fico score is 803
At least you're in the 800. I'm 779 and my report show I have perfect record. 3% utilization, no late, 20+ years credit, zero hard inquiries. I don't get it
846??? Clear value is such an Alpha male 😮 🔥
I’m not an alpha and don’t get along with alphas. I’m a sigma.
😂😂😂@@clearvaluetax9382
First its unfortunate some have such power over your credit...also i was going to trade my car in for another from the dealer ..i always use..i was denied at first because they ( the credit reporters) said i had no credit cards and they wanted very badly to get me into one of their credit cards..i did have a credit card for years and thats a load of b.s. ...i went back to the dealer and told them what i found out and they reconsidered thankfully. Thanks Honda.
I love how serious you are with these videos but also pretty funny lol
Having your score go down when you pay off an account sucks. It's happened to me multiple times. Feels very scummy considering I'm doing the very thing I should be doing, paying off the loan.
Very solid information!
Thank you Brian for all you do.
I like your info graphics. They were clear and helpful.
How do I get cc with low interest
Love the transparency 😊. Seeing who you are now gives hope 😊
@@MSilah nahhhh they’re actually predatory. They help you lie and say that you don’t know of the debt. Then charge for something that you could for free.
I’ve done it for free
Honestly, Adrian Ruthnik, I am amazed by your consistent ability to deliver exceptional work every single time. Your willingness to help during my time of need is deeply appreciated. Thank you for your support and kindness. I am proud of your ability to overcome challenges and consistently achieve outstanding results.
Thanks for sharing these valuable tips!
Credit is pretty darn important in the United States.
Yes it definitely is TJ!
Credit score don’t mean nothing, I have 803 and I still paid high interest when I was buying a new car
It means everything, especially in the USA or Canada.
@@Mijah-ff8ib no it doesn’t you still get the same interest as some as low 400
Been following since day 1
I can’t believe it’s going to be 5 years on RUclips.
@@clearvaluetax9382 it’s been a long time coming!!
You are awesome!!
Ty Brian 🎉
Thank you for all the support Kevin!
I'm so grateful for your illustrations on how to get good credit and keep it. I have a question for you. I know that closing a credit card is a bad hit, but what if you had a card for years and kept it paid off and hadn't used it for several months, just to have that company close it for non use?! Thank you!😊
It’s better for the company to close the account that way it won’t hurt you.
@@MirandaN407 thank you! I was so worried it would be detrimental to my credit score! ❤😁
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.
Their name is spelt as *solvency backdoors* … They’re specialized with finance and credit😊..
So how many credit cards should one own? Also, I read somewhere that when paying off debt, the highest APR credit card should be paid off first, while paying minimum to the lower APR. But then I saw another recommend the opposite - pay the lowest APR balance first. Which is actually better? Thank you, new here.
Thank you for the great video!
Thank you Brian for your insight.
Some of the credit cards too you can lock if you are not using it to reduce worries of fraud on it.
When my husband died our pickup payment was on automatic. As soon as he died, that stopped, but I didn't know until 3 months later. The bank refused to fix it, even though I paid off the entire balance.
Also, even though I was the one paying off the mortgage, it doesn't count on my credit score because I was the second person on the loan--the wife. Such bull! I would have taken the hit for not paying. Sex discrimination lives!
Dispute all charges.
Do they run your credit when you ask for a limit increase on your?
No they will not, that will be a soft inquiry.
Some do some don't
This is great information!! One exception: Identity Theft. I had identity theft around 2018 (not sure exactly when got hacked) and I've been to court 4 times and numerous requests to credit bureau's to correct yet NOTHING fixed yet. Please provide advice how to fix??
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Future imperative corps* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *future imperative corps* keep up the good work and thanks for fixing people’s credit.
Their name is spelt as *Future imperative corps* … They’re specialized with finance and credit😊..
I’m glad to get the privilege to get to know about their name and looked it up online.
*All you just need to do is just to look their name up online to see their website*
Thank you for your videos.
How can one build credit on an extremely limited fixed income when you aren't eligible for credit? Thank you for all your valuable advice Brian, you've been my go to since you had less than 50,000 subs! Happy new year everyone!
don't get credit.
If you may allow I can recommend someone who can help you with your problem
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.
Their name is spelt as *solvency backdoors* … They’re specialized with finance and credit😊..
Your performance has been incredibly helpful to me, Adrian Ruthnik. Thank you for your hard work and dedication. Your fantastic idea was crucial in my success, and I am truly grateful. Your reliability is invaluable, and I appreciate the quality of your work.
Happy new year 🎊. Thank you for always helping others. God bless you !! 🙏🏾
Happy New Year to you as well! I wish you an excellent year!
Thanks for sharing 🙏🏽
Get a debit card that builds credit, it cost money but it helped me out a lot
No Brian your flexing but it's ok 😂
I can confirm that being an authorized user on someone else's credit card works. I have over 120 cards myself and I have been adding people to my cards as authorized users as a side hustle - it improves their score and allows them to repair their credit, quality for a mortgage, car loan, etc.
But you don’t actually give them your card though right?
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.
Their name is spelt as *solvency backdoors* … They’re specialized with finance and credit😊..
I’m glad to get the privilege to get to know about their name and looked it up online.
Experian Vantage Score 8 is hard to move up and I don't know why. You showed Vantage Score 9...which one is the one to believe? Or are there different type of scores under each Credit Reporting Bureau?
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.
Their name is spelt as *solvency backdoors* … They’re specialized with finance and credit😊..
I’m glad to get the privilege to get to know about their name and looked it up online.
*All you just need to do is just to look their name up online to see their website*
Thank God he flexed like that ! That’s all you need really !
I was living life when i was young and plus cash ruled not this systematic bs now but good for you Brian keep it up
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.
Their name is spelt as *solvency backdoors* … They’re specialized with finance and credit😊..
I’m glad to get the privilege to get to know about their name and looked it up online.
*All you just need to do is just to look their name up online to see their website*
Thank you for all your knowledge. Much appreciated. You have yourself a Supa day!
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.
Their name is spelt as *solvency backdoors* … They’re specialized with finance and credit😊..
I’m glad to get the privilege to get to know about their name and looked it up online.
*All you just need to do is just to look their name up online to see their website*
Brian, this was another keeper video 💯😍🚀
Thank you for all the support! I appreciate it so much! Nice cat!
When does the 7yrs count on debt? From last late payment or when the account started?
Thanks for the information I’m currently working on my credit so I can buy a home in 2 years
The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌
Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.
Their name is spelt as *solvency backdoors* … They’re specialized with finance and credit😊..
I’m glad to get the privilege to get to know about their name and looked it up online.
*All you just need to do is just to look their name up online to see their website*
Thank you so much for the info!
It's my pleasure and I thank you for the support Mrs Fernandez!
Thank you ❤
For me my credit score means nothing when it comes to getting a mortgage. Being self employed they go by my income which is kinda low (there is only so much you can do with 2 hands). Also my oldest account has been 10 to 11 years old and never increases, been that way for 6 to 8 years.
The trick is to have at least 3 credit cards open and use them sparingly and pay off. It will boost your credit score.
5:15 this happened to me as well. I always thought “it’s not 200 years ago they can’t put me in debtors prison anymore” but metaphorically they do now
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thank you
I will definitely be dropping my card with the annual fee 🇺🇸
I have no debt besides a student loan that is in collections. How does this affect my credit score? I never use more than 5% of my available credit card availability and ALWAYS pay it on time. My home is paid for and I have no auto loans.
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Already down credit like 680 to 540 due to financial difficulty, didn't pay several credit cards, has the loan. Now how to build up?
Great Video...Thank You! ❤
Thank you for all the support Florida Glitz!
What about the timing of when to make a card payment each month. It affects when the agencies see how much you are using the card?
Thank u very much. Really appreciate u for your information on credit and your professionalism with credit increases
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Thank you so much for this 🙏🏻
Thank you Amigo.....Javi G.
Who brags?? My mother lol sometimes she’ll leave it up on the screen and walk away lol
Lol
😂😂😂😂
to build my credit, should i purchase stuff and stay in 0-9% of utilization or just lock the card and not spend anything?
Why would you be using only 1% of your credit that is silly as shut, if you got a high credit score you should be rolling debt at 0 percent on balance transfers and making money with it like in the market etc. That's silly
It's just not worth it to me Tim. There's a point where it become negligible. For example YOU could make some additional money by working a few more hours a week. But you choose not to, because it's not worth the trouble to you.
1% of 900 is 9$?? So this means we can’t really even use credit cards? Or u just pay until u r at 1%?
I wonder if I do one of those credit cards that help build your credit ? I don’t have any credit cards
I’m here💪🏾
Thank you for the support!
Mine is stuck at 798 🙃
798 is awesome!
Age will get you over the 800 mark, just be patient.
Experience and transunion credit scores are such different numbers mine is over 100 point difference and it depends on where the place pulls from
Yes, I’ve noticed the same thing regarding the variance. It can be quite large.
I don't believe your credit score was that bad. People who have 800 hundreds never have "bad" credit. I'm assuming your version of bad is 600ish.
When i was in the marine corps with decent credit I started partying and spoiling girls and realized years later my score had dropped to low 500. Over 5 years I've gotten it back up to 640ish with the target of 700 by EOY. I want to hear people's stories like this!!!
You are giving great info, but you are nt telling how to do this FAST, as it states in your title...
Does checking your credit score regularly hurt your score? Can anyone clarify this?