6 Reasons keeping you POOR | The Middle Class Trap

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  • Опубликовано: 20 ноя 2024

Комментарии • 4 тыс.

  • @LabourLawAdvisor
    @LabourLawAdvisor  7 месяцев назад +303

    Download Stable Money app, check your emergency fund, book FD at highest Interest rates
    sm.lla.in

    • @golugussail
      @golugussail 7 месяцев назад +13

      Meri bhi same Mandeep jesi story ban rhi

    • @sayanpratihar421
      @sayanpratihar421 7 месяцев назад +11

      Hello LLA team is video mein ek bleach hai 07:57 to 08:15 tak.

    • @golugussail
      @golugussail 7 месяцев назад +2

      Pata nhi kya hoga mera

    • @Aakash-b8b
      @Aakash-b8b 7 месяцев назад +5

      Sponser me saving account ko mistakely bank account likh diya gaya hai and between 8 min and 8 min 20 sec video nhi hai blur hai pura without any audio.

    • @TechnicalTred2.1
      @TechnicalTred2.1 7 месяцев назад +2

      Thumbnail 😂😂😂 bahut achha hai sir

  • @Potatoe__03
    @Potatoe__03 7 месяцев назад +2797

    My grandad and grandma left their village and settled in a small town 50 years back. They had no house and no onw to help. Both of them worked very hard, lived a very mediocre life, saving their little salary, no loans and no show-off. Today they have built 6 flats , we have a honda city, we can do anything we want. Life is easy for us because our grandparents hustled when it was required the most.

    • @arunkumarm18
      @arunkumarm18 7 месяцев назад +86

      You are lucky

    • @mayank126
      @mayank126 7 месяцев назад +38

      Almost same story

    • @arihantjain5044
      @arihantjain5044 7 месяцев назад +147

      I respect that atleast you understand their hustle. I have seen many who take this for granted. Ours is one generation late, so I see my parents hustling. And believe me it hurts!

    • @MrVikasingh1210
      @MrVikasingh1210 7 месяцев назад +76

      So it's you responsibility to achieve greater hight in life. Make your grandchildren life such that they tell same story of their grandpa as you are

    • @srinathblaze651
      @srinathblaze651 7 месяцев назад +8

      How house without loans ?

  • @Sub-Inspector-Bhim
    @Sub-Inspector-Bhim 19 дней назад +48

    When I was unemployed watched it and now with a govt job i am watching again , so that i don't do mistake in finance.
    Thanks LLA ❤

    • @younussaberi8768
      @younussaberi8768 18 дней назад +3

      Same, I came back once to watch after getting my first job. So that i will be aware and mindfulness to my money

    • @Sub-Inspector-Bhim
      @Sub-Inspector-Bhim 18 дней назад

      @younussaberi8768 congrats brother, where did you get selected?

  • @amitpaul7940
    @amitpaul7940 7 месяцев назад +2147

    29 here. Single. Self-employed with 2 employees. Zero loan or EMI till date. Saving 80% of monthly income. Adequate health insurance done. No smoking or drinking. No car. No partying. No unnecessary subscription to apps. No swiggy-zomato orders. 1 year worth of emergency funds. Living in a city(Kolkata) where the cost of living is very minimal. Living with a family of 4. Occasional travels. Learning guitar, writing songs.
    Happiness is there.

    • @VloggerSartaj
      @VloggerSartaj 7 месяцев назад +26

      What you do bro, source of income Matter?

    • @nuclear9977
      @nuclear9977 7 месяцев назад +68

      Zomato and Swiggy really takes a toll on your bank account if you do it daily , mai to kfc bhi week me ek ya do baar jata tha and sab milake atleast 15-20k sirf inme hi ja rha tha monthly

    • @amitpaul7940
      @amitpaul7940 7 месяцев назад +60

      @@VloggerSartaj Graphic Designing, freelance.

    • @amitpaul7940
      @amitpaul7940 7 месяцев назад +73

      @@nuclear9977 I understand. Plus, those are unhealthy foods. Paisa bhi gaya, health bhi. Big no.

    • @kuldeepsingh5208
      @kuldeepsingh5208 7 месяцев назад +3

      @@amitpaul7940 Hello Amit bhai.. can u pls suggest some links on youtube videos to learn and understand graphic designing in more better way ?

  • @captainrb7
    @captainrb7 7 месяцев назад +494

    "Mera bas chale to court marriage ki advice du sabko" this line touched my heart, it shows how much you care about us. You guys are so genuine and honest. Love you guys!❤ Keep doing this great work.

    • @kamalkantmundhe8841
      @kamalkantmundhe8841 7 месяцев назад +18

      Kehne me acha lagta h... But Indian shaadi bi ek baar hi krte h... To kyu nahi dil khol ke khushiya baate... But only under our Financial Capacity

    • @manishnagar4858
      @manishnagar4858 7 месяцев назад +7

      Bhai paisa bachana accha hai but kis liye ye bhi pata hona chahiye,

    • @zeesworld3371
      @zeesworld3371 6 месяцев назад +7

      I had to tell my in law side straight up .. I can’t do typical marriage due to I can’t afford it on my own plus either can’t. His. Son also we don’t both like traditional marriage .. i first told my now husband back than that I belong to wedding industry and if he wants traditional marriage it will cost him 100k usa $$$$$$ we bought house instead.. ppl ask me from his side n I defend my self saying well I am not traditional and can’t afford it & I don’t want to gather ppl for just numbers .. ppl will show up if they care no matter where the party is

    • @ashishbasuri9056
      @ashishbasuri9056 5 месяцев назад

      Yes, man yaahi karo best hai!!!!

    • @sagar6923
      @sagar6923 5 месяцев назад +2

      Assume agar apke father ka catering ya event management ka business hota toh ye line bol pate? Indian wedding creates huge amount of business

  • @anujrmk
    @anujrmk 7 месяцев назад +102

    Ye video 33:30 minutes ka hai, but maine issey 1:33:30+ watch hour diya hai. LLA ki hr video kam duration mai itna knowledge deti hai ki pause kr kr ke sab note karna pdta hai. Hats off to you guys. Love You!

    • @anaydas8584
      @anaydas8584 Месяц назад +1

      Apka note provides kar sakte hai kya.. agar possible hain to?

  • @akshatjain8303
    @akshatjain8303 7 месяцев назад +1279

    1:20 invest more money
    9:33 not having a backup
    14:59 you choose to be over conservative
    18:21 you choose to utilise your saving
    29:45 avoiding loans

    • @GumNaamUncle
      @GumNaamUncle 7 месяцев назад +53

      Its a never ending debate.
      If everyone watches this video and follow the same strategy then fund will flow from where to where? What will be the driving force?
      The rich will become poor and poor will become rich then those who became poor will watch this video use the same strategy will again become rich on the cost of the one's that became from rich to poor.
      Understand a fact that day has its value untill night is there.
      Rich and poor are 2 aspects.

    • @Abx_Dkl
      @Abx_Dkl 7 месяцев назад +34

      You will take the job of AI😂

    • @tiwariji9985
      @tiwariji9985 7 месяцев назад +16

      Thanks brother I watched this and skip the video ❤

    • @kgf_2030
      @kgf_2030 7 месяцев назад

      ​@@GumNaamUncle uncle what u saying works in theory only. It's ridiculous to even imagine that 50% will start following this.

    • @dsingh16
      @dsingh16 7 месяцев назад +1

      good Job

  • @KalpShahGSTClasses
    @KalpShahGSTClasses 7 месяцев назад +1171

    I did my marriage in rs 1100 court marriage before 4 years. Vakil asked for 12000 professional fees i saved that also by filling the form myself.

    • @solomanjain915
      @solomanjain915 7 месяцев назад +34

      Mast bhai

    • @theloserboy7260
      @theloserboy7260 7 месяцев назад +61

      Ab tumare pass 1100 hi tha to 11 lack kaha se expend karoge

    • @i1msrm
      @i1msrm 7 месяцев назад +10

      Gajab 😂

    • @annumaara6264
      @annumaara6264 7 месяцев назад +72

      @@theloserboy7260 Point is that your spelling is wrong.

    • @theloserboy7260
      @theloserboy7260 7 месяцев назад

      @@annumaara6264 it doesn't matter a shit as long you understand

  • @hemantsaini6685
    @hemantsaini6685 7 месяцев назад +854

    Bhai yrr itna badiya contant waise toh main ek factory main 10k ki naukri krta hun lekin sirf 4-4.5k kharch krta hun Baaki paiso sai apni college ki fee pay krta hun or Computer classes join kr rakha hai I belive ek din jarur aayenga jisdin main bhi 50-60k monthly earn karunga

    • @saswatbehera7453
      @saswatbehera7453 7 месяцев назад +66

      Go on brother I am with you and also the god
      All the best 😊

    • @Sameerjamal8
      @Sameerjamal8 7 месяцев назад +51

      Sabash cheetah lage raho🎉

    • @tronortron
      @tronortron 7 месяцев назад

      ❤❤​@@Sameerjamal8

    • @rishabhgusai96
      @rishabhgusai96 7 месяцев назад +14

      all the best

    • @vikassoni1480
      @vikassoni1480 7 месяцев назад +8

      Wishing you best for your future….. brother!!

  • @tenzingyatso1589
    @tenzingyatso1589 7 месяцев назад +133

    I am student of Sociology and studied just bit of Adam Smith few days back, He said Wealth is not decided by stored treasury, it is free flowing in the society. Wealth is wealth only if it is creating more wealth.

  • @mirafaquemanzar2011
    @mirafaquemanzar2011 7 месяцев назад +189

    I was watching your video this morning at 7 a.m. while having breakfast, and I appreciate that you provide practical advice rather than the unrealistic and motivational speeches like other RUclipsrs. I am very satisfied with how thoroughly you explain things. Your research is commendable, and the combination of video editing and music is excellent. I hope you continue making more videos like this. You're not just filling up RUclips's library by copying others, but rather providing genuine information. Love from Pakistan.

    • @harshrestart2024
      @harshrestart2024 7 месяцев назад

      Very nice 👍👍

    • @RajPatel-f5e
      @RajPatel-f5e 7 месяцев назад +2

      @mirafaquemanzar2011 i think your mind set 📐 is very good because your society and nearby people thinking is definitely and your thinking is defrant ✅✅👍

  • @nikhilpanchal7332
    @nikhilpanchal7332 7 месяцев назад +104

    Thank you so much LLA for providing such a premium content for free and creating awareness on finance

  • @humane123
    @humane123 7 месяцев назад +159

    I don't have words bro. The things which you informed us in this video, most of us realize it in the back of our mind but we never have the courage to actually think about it and take action on it.
    The knowledge which you have shared, no one will share this, personally or on RUclips. Kyuki Jo gareeb hai unhe ye pata nahi, aur jo Ameer hai vo ye sab Gyan sirf apne tak hi rakhte hai.
    Love and respect to you bro. Hats Off

  • @datpotato919
    @datpotato919 7 месяцев назад +5764

    1st:- Stop Buying on EMIs or Loans.
    I'm trapped in this

    • @Whitefielddv
      @Whitefielddv 7 месяцев назад +51

      How bro please explain

    • @archispal3618
      @archispal3618 7 месяцев назад +297

      Jab paise nahi hai to mat khareddo,
      Invest first then spend.

    • @datpotato919
      @datpotato919 7 месяцев назад +151

      Apne iccha par control karo.

    • @Chiggss
      @Chiggss 7 месяцев назад +131

      To ghar kese kharide?

    • @jackleaper4466
      @jackleaper4466 7 месяцев назад +44

      ​@@Chiggss Cash 😂😂

  • @AkshayTaletiya
    @AkshayTaletiya 7 месяцев назад +527

    Skill honi chaiye...Job honi chaiye.. side income bhi.. emergency fund bhi... Investment bhi.. kharcha bhi kam.. aur health insurance bhi... Aur life insurance bhi... Aur then saari problem mindset ki hai...

    • @s.justin3477
      @s.justin3477 7 месяцев назад +41

      Sahi keh raha bhai. Mai Teri baat sununga tu bata de kuch achi baat.

    • @debmalyadatta7699
      @debmalyadatta7699 7 месяцев назад +46

      Plus luck hona chahya🙂🥺

    • @mohdfarzankhan991
      @mohdfarzankhan991 7 месяцев назад +17

      Health insurance is trap kal teri aankh nhi khuli toh

    • @bholasaxena8741
      @bholasaxena8741 7 месяцев назад

      ​@@debmalyadatta7699luck wuck kuch nahi hota subah 5 baje utho exercise Karo

    • @ayushsinghofficial9827
      @ayushsinghofficial9827 7 месяцев назад

      ​@@s.justin3477mei bhi bhai😂

  • @harshnautiyal3313
    @harshnautiyal3313 7 месяцев назад +17

    One of the best videos I have seen, which not only talks about financial freedom but also how to live life. Thank you so much, brother. Keep it up, it is really an eye-opener.

  • @DMGGoodTimes
    @DMGGoodTimes 7 месяцев назад +99

    I could listen to this person for 5 hours straight... With each word of advice, it's as if I'm mining a seam of brilliant, beneficial wisdom. ❤

    • @IIT2007
      @IIT2007 7 месяцев назад +2

      Aapko kitna mil raha utube se 😂

  • @sudarshan_9
    @sudarshan_9 7 месяцев назад +507

    ye youtube aur inka algorithm muze amir banake hi rahega😂

    • @kanavkatoch6446
      @kanavkatoch6446 7 месяцев назад +22

      Same here bro😂😂😂

    • @Saa5962Sab
      @Saa5962Sab 7 месяцев назад +5

      😂😂

    • @isomaniac7850
      @isomaniac7850 7 месяцев назад +5

      😂😂😂

    • @omgbaapre254
      @omgbaapre254 6 месяцев назад +11

      Course k chakkar me.mat Jana bhai 😂

    • @finalphantom6882
      @finalphantom6882 6 месяцев назад +13

      Acha content dekhoge acha content ayega
      Fazool dekhoge to fazool ayega brother....

  • @supratimroychowdhury2573
    @supratimroychowdhury2573 7 месяцев назад +75

    Perfect video for any new comer in finance. I have been following LLA for past few years and my mindset have completely changed. Currently focused on building my first 1cr.

    • @soumendash3911
      @soumendash3911 7 месяцев назад +2

      So where you have reached till now?? All thr best

  • @venkatasurya3112
    @venkatasurya3112 4 месяца назад +15

    As a CA, this is the first financial video I'm liking 🎉 Good work.

  • @surajkumarsaw7398
    @surajkumarsaw7398 7 месяцев назад +63

    I had started with 27k and after 3 year, my salary become more than 1lac now. in three year I worked initially for 5 month then join other organization as fresher and worked in other organization for 2.11 years. 3 companies. yes switching is necessary for salary increment.

    • @govindsinghyadav2583
      @govindsinghyadav2583 7 месяцев назад +3

      What do you do please tell me how can i get job please help.

    • @arjuntyagi5860
      @arjuntyagi5860 7 месяцев назад +4

      Learning new skills for increment

    • @yashkaushik3853
      @yashkaushik3853 7 месяцев назад

      ​@@govindsinghyadav2583just don't fall in trap of job get some new skills and earn through it sarkari Naukri k chakkar ma mat padna uss sa jya eak skill kma kar earn kar sakta ho

    • @Aman_Munda09
      @Aman_Munda09 7 месяцев назад +1

      Bro what u do fir living???

  • @Dangerde
    @Dangerde 3 месяца назад +924

    I recommend everyone to find the forbidden book titled Whispers of Manifestation on borlest it goes deep into all of this, and it changed my life

    • @harivgl
      @harivgl 3 месяца назад +1

      Where is it available?

    • @ARYANBHADANA-q3l
      @ARYANBHADANA-q3l 3 месяца назад +1

      Abey promotion ka4 rha hai vo ​@@harivgl

    • @SafarMera11
      @SafarMera11 3 месяца назад +2

      @@harivglscam hai

  • @bmohit2427
    @bmohit2427 7 месяцев назад +65

    This video is gold for ppl like me who wants to escape from this middle class trap nd achieve financial freedom .
    Thank you very much for the video sir❤

  • @AmanKumar_010
    @AmanKumar_010 7 месяцев назад +81

    Bhaiya Itna Imandari Se Video Banane Ke Liye Dhanyavad.
    Jaipur Aunga Toh Apke Charan Sparsh Karunga....
    Lots of Love Figuratively ❤

  • @pranavjagdhane8703
    @pranavjagdhane8703 7 месяцев назад +6

    Undoubtedly one of the best and most honest financial advisor I’ve ever come across on RUclips !❤

  • @iitiantalks8558
    @iitiantalks8558 6 месяцев назад +9

    sir, financially aapki jaisi jan seva aaj ki tarikh m koi nhi kr rha,kisi bhi plateform par...
    Salute sir aapko😎😎

  • @akshaynavadia9495
    @akshaynavadia9495 7 месяцев назад +21

    Mandeep bhai best video till date. Seriously this is an eye opener. Among 6 mistakes I am doing 3 and will take care of them from this day itself. Thanks for this gem. May God bless you and you all live long. Wishes to Whole LLA Team. People like you all are rare. Keep the good work ongoing❤

  • @aritrachatterjee8057
    @aritrachatterjee8057 7 месяцев назад +10

    I truly loved this. Thank you. I am 39, not yet married but still im in the middle class trap.

  • @Iammuslim947
    @Iammuslim947 6 месяцев назад +25

    A very short summary(for my future reference)-:
    Invest in learning
    Switch jobs(but wisely)
    Invest in experiences(ghumo,logo se milo)
    Monthly spendings dekho(har choti se choti cheez ki)
    Handle 5 stages carefully-:
    Ghar
    Gaadi
    Shadi
    Family planning
    Retirement
    Paisa kahan lagao priority wise-:
    Life insurance
    Health insurance
    Emergency fund
    Investment
    At last mindset ka game h,and every time when u want to take finacial decision toh socho kya ameer banda bhi yahi krega

  • @iambiranchi7949
    @iambiranchi7949 3 месяца назад +5

    One of the best videos of RUclips. You just showed reality. Please make a video for people in their 30s and who have done 1-2 mistakes out of these already

  • @kammeijaangsinlungkabui5030
    @kammeijaangsinlungkabui5030 7 месяцев назад +52

    8:07- 8-15 hang ho gaya hai video.. But it was indeed a high end video for me. Thank you LLA and Mandeep Sir. I appreciate your work a lot. 😊

  • @saurav3509
    @saurav3509 7 месяцев назад +10

    One of the best financial recommendations I've come across till now. If u hv not watched take ur time nd understand it will definitely help in ur life. Thanks to LLA team for pulling out such an eye opening videos ❤

  • @shaileshdeshmukh6633
    @shaileshdeshmukh6633 7 месяцев назад +11

    Free knowledge is rarely of such quality these days. Great work.

  • @VijaySingh-pv2qk
    @VijaySingh-pv2qk 7 месяцев назад +33

    Thank you LLA. By watching your videos everytime it helps me to push myself to do more in my life.

  • @devrajdumbre31a32
    @devrajdumbre31a32 7 месяцев назад +13

    I am 21 year old boy from Thane... I cant tell you how much you are helping me and similar folks like. Thank you sooooo much for this. Love your channel. Love your content. and what you do is very valuable for the society sir. thanks a lot LLA. I love you all. Thanks again.
    You are not a generic BS channel.. aaj apne mera investing ka myth Break kar diya!!

  • @rishabhsharma3566
    @rishabhsharma3566 7 месяцев назад +38

    I wish I had a time machine, but the COVID phase has disrupted a lot. Great content, by the way. Please also create one for people in their 30s now.

  • @pradhanrsethuram3619
    @pradhanrsethuram3619 4 месяца назад +2

    Hi have been in labour laws journey for the past few years
    This video is an eye opening for my life
    Much respect for the team and iam glad that I got to know at the earliest of my career.

  • @SandeepNaughtyal
    @SandeepNaughtyal 7 месяцев назад +13

    I am still 18yr middle class kid and damn this opened my eyes. Ek baar college mile i will start being more financial literate. Such a great video!!!!

    • @Aai-vu9tc
      @Aai-vu9tc 7 месяцев назад +3

      Your not kid 😅

    • @SandeepNaughtyal
      @SandeepNaughtyal 7 месяцев назад +1

      @@Aai-vu9tc I still think I am tho kyunki bohot cheezein experience nahi Kari aur na duniya dekhi hai abhi 🥰

    • @Kiiiiiiiie
      @Kiiiiiiiie 5 месяцев назад

      ​@@Aai-vu9tcI'm 19 now, 18 year old me was a literal child compared to me.
      😊

  • @Shrikantk-nr4lr
    @Shrikantk-nr4lr 7 месяцев назад +16

    This is the best video by far I have ever seen on finances .....you have no idea how much help this content and idea did to me ....thanks for such great content and knowledge......."most logo ko life me 1 crore banane ka mauka nh milta agar aapke pass hai toh use Lelo" this line hit me hard.

  • @1_rusteze
    @1_rusteze 7 месяцев назад +15

    Thank You very much for making this video!
    I'm only 18 and just finished my highschool. I watched it till the end and learned various precious points regarding financial literacy, I'm sure what I've learned today will help me in my life in the future. Best wishes for you too!

  • @Ishanatmuz
    @Ishanatmuz 6 месяцев назад +2

    I already knew that LLA is doing good work.
    But the very first point given in the video makes it that much easier for me to recommend this channel over anything else.
    It's not something everyone talks about. It was something that I had to figure out on my own (after making my own mistakes). It's so refreshing to see that LLA is actually doing real work, and this first point in this video is a fantastic proof of that.
    Makes me so happy that I can easily point to this video when recommending the channel to anyone.

  • @boyfromthemountains
    @boyfromthemountains 7 месяцев назад +15

    Wealth is what is what is don't see has impacted my life in a way I can't even express, no social media bullshit no spending on things for name sake, only seeking comfort and building things what I think gives me pleasure.

    • @wrapupstudio9149
      @wrapupstudio9149 7 месяцев назад

      What a video... you guys are really awesome.... you guys are making it so sweet and simple... what parents, friends, relatives cant explain...
      I don't know why you guys were not there in creative award by Indian government.

  • @aniketpaturkar9913
    @aniketpaturkar9913 7 месяцев назад +669

    Govt takes 30% of income and gives nothing in return.
    This is also important point to consider for wealth creation

    • @Rsi631
      @Rsi631 7 месяцев назад +111

      Roads railways security ye sab free m toh nhi ara hoga na bhai hum or tum logo se he chlra hoga

    • @lifemovements7619
      @lifemovements7619 7 месяцев назад +55

      @@Rsi631 seat hi nahi hai to us hisab say 20% logo kay tax say ager railaway aur rode chal rahe hai to baki 80% logo ko kaha jagh milegi

    • @sanketchawla-ed5tn
      @sanketchawla-ed5tn 7 месяцев назад

      @@lifemovements7619bro even a person who buys a pack of biscuit they also pay indirect taxes

    • @Bond007Himanshu
      @Bond007Himanshu 7 месяцев назад

      💯

    • @lalitgautam9118
      @lalitgautam9118 7 месяцев назад

      Toll tax sneeks ​@@Rsi631

  • @sarveshchougule5766
    @sarveshchougule5766 7 месяцев назад +16

    Loved this video sooooooo much. Just yesterday I was discussing with my wife about breaking this middle class cycle and today got this video in recommendations. I want to be rich but did not have the right direction. Thanks to this video I now have a framework

    • @nikhilvangala
      @nikhilvangala 7 месяцев назад +1

      Power of social media, they exactly recommend what u want to watch 😂

    • @drstrange404
      @drstrange404 7 месяцев назад +4

      Maybe the google assistant in your phone overhead the conversation yesterday and voila... RUclips recommended this video today. 😄

  • @honestsimpleminimal
    @honestsimpleminimal 6 месяцев назад +10

    Harsh. Honest. And much needed in today's day and age.
    Good work ! 👏🏽

  • @bhaveshsuthar289
    @bhaveshsuthar289 7 месяцев назад +25

    your video content keeps on increasing in quality, its fair to say that you have achieved personal branding organically. great job, please keep guiding us!!!

  • @rishu.myself
    @rishu.myself 7 месяцев назад +31

    Long videos like this of LLA are very helpful. 💯

  • @LH-zt3wu
    @LH-zt3wu 7 месяцев назад +208

    Bhai kamal ka thumbnail hai. Salute to your thumbnail designer.

  • @shivajisibala564
    @shivajisibala564 7 месяцев назад +3

    Thank you for the video, as you have shared your life lessons gained over the years, but presented it in just half an hour. It will help many of us while making any financial decisions.

  • @PriyanshAgrawal2023
    @PriyanshAgrawal2023 7 месяцев назад +43

    I am 15th and thanks to RUclipsrs like You both are..
    This type of video's knowledge help me at my 20 s 😊❤

    • @GumNaamUncle
      @GumNaamUncle 7 месяцев назад +1

      I personally feel the global financial system is a ponzi scheme or a scam.
      Long term investing is a myth because system will collapse in between the long term.

  • @DipeshPatel_9556
    @DipeshPatel_9556 7 месяцев назад +8

    That was incredibly inspiring! It's amazing how a few minutes of motivation can uplift our spirits and drive towards our goals. Let's keep that positive energy going and conquer our dreams!

  • @peaceamit
    @peaceamit 7 месяцев назад +11

    This is one of the best advices one can give to young minds. 20-30 age is one of the golden times of youth. And this video tells exactly what many have done to get out of money trap. Content of the video should definitely be part of our current outdated factory education system.

  • @reyanzh
    @reyanzh Месяц назад +1

    First of all the thumbnail 👏 😂 “very creative” & I was doing that mistake which RJ taught us. Eventually I’m happy that I am not going to die poor!
    Thank you LLA I gave an hour to analyse and understand

  • @dragonair89
    @dragonair89 7 месяцев назад +11

    This is most practical financial advice video I have seen on RUclips till date. Hats off 👌👌

  • @pushkarpahuja1318
    @pushkarpahuja1318 7 месяцев назад +6

    I have been following this channel for more than 2 years. Bought some courses and even try to apply to Join your team as well😅but no luck, however I would say this is the best ever financial video made by you guys which is available for free. So, Thank you so much for making us Financially Aware ❤ and I have genuinely recommended and shared this video with all my Friends and family . 💯

  • @D4DOGAKS
    @D4DOGAKS 7 месяцев назад +13

    Salute bro mai pahle se hi ye sab points janta hu or apne life me implement bhi kar raha hu ... thank you fir se ye sab point yaad dilane ke liye. god bless you 😇

  • @ankitpatwa2836
    @ankitpatwa2836 7 месяцев назад

    I was studying before starting the video...
    Having exam from 15th April. Now, I am jagruk and going to continue my study.
    Thank you, otherwise I would have continued on RUclips, it will make me intentional to grow soundly.

  • @carbon3630
    @carbon3630 7 месяцев назад +6

    Mann lockdown ke time pe apko dekhta tha, abhe padhai ke char me apko bul Gaya tha.kya quality content hai yar.

  • @niralpalwe
    @niralpalwe 7 месяцев назад +20

    All and all sab kuch taqdeer ka khel hai. If you are failing multiple times at your developement you should judge yourself and stop somewhere, aur bhagne me fayda nahi. Luck and being at right place on right time creates wealth. Watching videos like these only makes you more hungry.

    • @shoumikdas4674
      @shoumikdas4674 7 месяцев назад +3

      Exactly, people dont just want to believe. Being in the right place at the right time with the right people is important is pretty much a luck otherwise everyone would have made wealth. Self assesment knowing where to stop, because its not just in the destiny which is more powerful than us mere humans.
      Luck plays a huge role. Having a better IQ to understand a skill is also a luck. Taqdeer is a part of reality.

    • @karsanbg6075
      @karsanbg6075 5 месяцев назад

      Bro luck is nothing. Those who stop just because of luck are the biggest fools in this world.
      Agar haatho pe luck likha rehta to hum Har subah toilet me ass nahi dhote

  • @Srinidhi-k3q
    @Srinidhi-k3q 7 месяцев назад +35

    Thank you for this type of extensive content. Really. No gambling app promotion no nothing. Just helping. Great job bro.

  • @vscxz
    @vscxz 6 месяцев назад +5

    watching this at 15yrs of age, thanks for the advices this might make my 20s a lil better, even by a small fraction.

    • @ava24t
      @ava24t Месяц назад

      exactly

  • @BrainStorm_wukshu
    @BrainStorm_wukshu 7 месяцев назад +5

    I can't believe I completed the whole video😮. I am a person who distracts easily by anything maybe it's your words that make me understand the management and working of money 💰.
    Thnx for inspiring me.

  • @jiyauddinahmad6708
    @jiyauddinahmad6708 7 месяцев назад +10

    I am making nearly all the mistakes that you have mentioned. Also fell into a credit card trap. At least I've got some insights now. Take love from Bangladesh ❤.

  • @indianhurricane5793
    @indianhurricane5793 7 месяцев назад +47

    Sir ji mai 29 yrs old hu
    Agar mere maa baap ke jamane mai internet Aaj ke jaise affordable hota to aap jaise guru muze meri 10th mai hi mil jate.
    But ye sab baju rakh kar mai aapki saari baatein follow karunga Aaj se abhi se.
    Thank you guru ji ❤

    • @jabrafan4321
      @jabrafan4321 7 месяцев назад +1

      Are you married?

    • @starsinthesky593
      @starsinthesky593 7 месяцев назад

      😂😂 why u asking him ​@@jabrafan4321

    • @abkibaarCApaar
      @abkibaarCApaar 7 месяцев назад

      ​@@jabrafan4321 bhai Galat Platform pr A gya h tu.. Jeevansathi download kr

    • @sigmachadtrillioniare6372
      @sigmachadtrillioniare6372 7 месяцев назад

      Married ha toh fir game over​@@jabrafan4321

  • @shivaninath6942
    @shivaninath6942 2 месяца назад +11

    I had 1lakh rupees i wanted to buy a bike but i invested in stock...after 10 years I had 10lakh i wanted to buy a car but I invested in stock...that money grows into 1cr in 10years, I wanted to buy a house but i invested in stock..then I died...

  • @kiranthakur265
    @kiranthakur265 7 месяцев назад +12

    I remember a dialogue in the old Korean drama 'Boys over Flower' where the leading actor said We as rich people count every penny that's why we are rich. We just don't show it.

  • @aficionado2960
    @aficionado2960 7 месяцев назад +40

    I m 30 now, married, father of a five year old daughter and you know what I am jobless since 2018 its been almost 6 years doing nothing.... My Rat race behind a tiny Gov Job put me in a situation where I have lost almost everything precious time, money and my potential ... left with zero self esteem.
    Now I have no skill and experience to get a job and no money and confidence to start or run a business.
    Yet I haven't any Life or health insurance till today.
    I dont know How I am still alive. and also don't how will I survive in my future.
    I wish if this video was made five year back the life today would have been at different turn.

    • @noxiousnc8552
      @noxiousnc8552 7 месяцев назад +1

      Which job brother ? Upsc/State PSC or RBI grade B ? What advice will you give to someone who is in early 20's and preparing for govt jobs ? Will appreciate your reply 👍

    • @sumitpawankumar585
      @sumitpawankumar585 5 месяцев назад

      ​@@noxiousnc8552hey, i am giving this year's upsc cse, but if i am not making it I am going to uk for masters in finance. I don't want to waste my time.over govt jobs. Please before upsc prepare a solid background get a skill or a side business then only enter into upsc. Otherwise if u are not clearing upsc in 1-2 attempts then trust me u'll be in a hell.
      Wishing u alk the best✨

    • @kvsandeshful
      @kvsandeshful 5 месяцев назад +6

      Get out of Social media ASAP, Join a Course, learn a skill by giving 100% effort. You will get a job for sure.

    • @MoviesInAminute.
      @MoviesInAminute. 5 месяцев назад +2

      You inspiration should be your 5 year old bro ❤

    • @aniiii_20
      @aniiii_20 Месяц назад +1

      😂jab naukri thi nahi toh shaadi kyu kara? Shaadi kara toh kara baccha kyu kra? ajeeb log hain duniya me...bas rote raho😂

  • @rishabchauhan6048
    @rishabchauhan6048 7 месяцев назад +12

    Entire LLA Team,
    U guys post an eye opening content.. thank u... aisehi literacy spread krte raho... we all are wth u....keep up the good work... U guys dont know bt apka ek aisa channel hai jo financial literacy pr ekdum relevant topic and examples dekr bt krta hai... ❤

  • @gkbybhupesh2670
    @gkbybhupesh2670 7 месяцев назад +1

    Dear Mandy bhai and entire LLA team your video is filled with wisdom. Surely not easy to do like every other good thing especially in early stages but what your are saying is necessary to be done.

  • @vaibhavmourya6890
    @vaibhavmourya6890 7 месяцев назад +7

    this video changed the way i think about money

  • @Saloni_Deep
    @Saloni_Deep 7 месяцев назад +5

    Just now I calculated emergency fund through stable money app and done FD of same amount. Waiting for the kyc.
    Dhanyawad

    • @GumNaamUncle
      @GumNaamUncle 7 месяцев назад

      I personally feel the global financial system is a ponzi scheme or a scam.
      Long term investing is a myth because system will collapse in between the long term as sri lanka , pakistan , venezuela , argentina have already been collapsed.

    • @Stable_Money
      @Stable_Money 7 месяцев назад +1

      Thanks for trying out Stable Money, Saloni!

  • @ziaurrahaman08
    @ziaurrahaman08 7 месяцев назад +18

    One of the best videos I have come across wrt money management.
    Thanks a ton LLA. ❤

  • @archerrush9446
    @archerrush9446 6 месяцев назад +1

    There has to be a balance too.
    Money can be earned sooner or later-time, memories and experiences with loved ones are also invaluable!😊

  • @a_old_soul
    @a_old_soul 7 месяцев назад +11

    Hardwork dikh raha hai bro ..I have no words ....hats off LLA ❤

  • @AmanKumar-tw5ut
    @AmanKumar-tw5ut 7 месяцев назад +7

    5:27
    Sir apki sari baten suni maine
    मुझसे personally बहुत सारी mistakes हुई हैं
    मैंने अपने 1-2 saal gambling में निकाल दिए और बहुत पैसे तो नही डूबे हैं but उनसे मैं बहुत कुछ सीख सकता था आज भी उसकी addditcion है अभी IPL शुरू हुआ है मुझे उसकी craving महसूस हो रही है बहुत ही अच्छा वीडियो था सर ये वाला सीखने पर मैं अब ज्यादा कोशिश करूंगा
    Thanks 👍👍👍
    ❤😊

  • @amazingplanetreels
    @amazingplanetreels 7 месяцев назад +12

    Thank you so much for opening my eyes 😢
    I have no words to thank you
    I have gone through your videos earlier but this realisation......
    Thank you
    I will will apply all these points

  • @rohitbagadi3058
    @rohitbagadi3058 3 дня назад

    Such an eye-opener! The 6 reasons are spot on and a real wake-up call to rethink habits and mindset. Thank you for sharing this valuable insight!

  • @Arpit56788
    @Arpit56788 7 месяцев назад +10

    Thank you for this amazing finance video! It's rare to find such valuable information presented in such an engaging way. Keep up the great work 👏👏🌟

  • @hasanminhal
    @hasanminhal 7 месяцев назад +135

    Jis din chahiye us din to girjayega was the best dialogue and reality 😂

    • @study1234-vg2wm
      @study1234-vg2wm 7 месяцев назад +2

      can u explain that

    • @hasanminhal
      @hasanminhal 7 месяцев назад

      @@study1234-vg2wm jab paise chahiye hote hai tabhi portfolio red me hota hai

    • @Onlycricket123
      @Onlycricket123 7 месяцев назад +5

      ​@@study1234-vg2wm he is saying that in reference to the volatility of stock market. Mtlb wo ek sarcastic way se bol rahe hai ki jab jarurat hoti hai tabhi share market gir jaata hai aur paisa loss me chala jaata hai😅

    • @rhl1110
      @rhl1110 7 месяцев назад +8

      ​​@@study1234-vg2wm Stock market is like a scary rabbit. Thodi si bhi gadbad pe bahut gir jayega, aur thodi khushi pe jor se bhagne lagega.
      Personal example- Covid ke time me muze paiso ki jarurat thi, portfolio me lakho ke stocks the. Par bech nahi pa raha tha kyunki 20-30% down tha. That was a tough time.

  • @ashuu00022
    @ashuu00022 7 месяцев назад +8

    Subhash Chandra, co-founder of Dukaan, is ultimate story of no-excuse. He is just 12th pass and come from most humble and poor background. Didn't understood English, never had computer/mobile, started working at age of 17 yrs & worked hard every single day on learning skills & made himself India's best SEO Expert, earned in Crores at 24 yr and now co-founded Dukaan. He is ultimate inspiration of no-excuse. Watch his podcast at Scaler if you want to learn skills and become rich.
    Thanks Mandeep for such a informative video on finance and change the mindset of people to become rich.

  • @ManWithoutFear_Obito
    @ManWithoutFear_Obito 5 месяцев назад

    Investing in earning assets rather than investing in house/flat touched my neurons in the brain.....Best video🔥🔥🔥🔥

  • @deepanshu8398
    @deepanshu8398 7 месяцев назад +10

    Finally someone said it. I'm glad I've subscribed you way earlier.. Thanks for making my twenties burden less 🙌

  • @rampediwal
    @rampediwal 7 месяцев назад +5

    BEST VIDEO I HAVE EVER SEEN ON PERSONAL FINANCE
    THANK YOU SO MUCH MANDEEP BHAIYYA AND ENTIRE LLA TEAM LOVE YOU
    😍

  • @kunalroy09
    @kunalroy09 7 месяцев назад +5

    Proud of you Mandeep. This video was needed, this is the best finance channel ever❤

  • @TheAINoobxoxo
    @TheAINoobxoxo Месяц назад +1

    Do everything
    Dont listen anyone
    Life is not about making money
    Ur life is ur own freedom of expression
    But if u want to be rich
    Just be displine

  • @BlueDesertGaming
    @BlueDesertGaming 7 месяцев назад +7

    This was an 👁️👁️ opener. Thanks LLA. God bless you❤

  • @arabhrocks6587
    @arabhrocks6587 7 месяцев назад +202

    Bro thumbnail was OG.

  • @ashishpandey9823
    @ashishpandey9823 7 месяцев назад +6

    Wow 😮
    It was a superbly managed video. Though all the points may look as known but the presentation and examples were just to the point. I am forwarding this to all of my favourites. Thank you.

  • @shaleen0mishra
    @shaleen0mishra 4 месяца назад +1

    Very well said Mandeep. 20s must be all about investigating in oneself and taking risk, learning, experimenting and trying to break into higher earning slab. Systematic investing can wait

  • @souravbiswas3929
    @souravbiswas3929 7 месяцев назад +10

    Your videos are eye-opener to me . Whenever I feel demotivated, I gain confidence from this channel. Thank you, Ji.

  • @vibhorkashyap
    @vibhorkashyap 7 месяцев назад +25

    Best video I've seen on your channel. Thanks for blessing us with the knowledge.

  • @akashnath2935
    @akashnath2935 7 месяцев назад +6

    As a TCSer you gave me real motivation to learn and switch ❤️

    • @MsAashish027
      @MsAashish027 7 месяцев назад +7

      TCS gives false impression of living high with repute...from an ex tcser😂

    • @ankitdubey-ov7mx
      @ankitdubey-ov7mx 7 месяцев назад

      Fire ho jayega recession dekh

  • @kaustavbasu
    @kaustavbasu Месяц назад

    Whatever you have said quite aligns with my way of living the life. I started late. I'm 27 already. Hope I'm on the right path. :)

  • @Saloni_Deep
    @Saloni_Deep 7 месяцев назад +12

    Thankyou so much for the video. Gratitude love and well wishes to entire team of lla. Each video has valuable information, honestly and creativity.
    Mandeep sir, you broke my thought on buying second hand car. It would be great if you could guide us on how to buy second hand car. What info must be verified and any trusted platform to buy through etc.

  • @Shubham-xx7pl
    @Shubham-xx7pl 7 месяцев назад +103

    Biggest financial advice = don't make expensive girlfriend 😅

    • @anamitrakundu
      @anamitrakundu 5 месяцев назад +13

      There are 420 languages but bro choose to spit truth xD

    • @Hrs1135
      @Hrs1135 5 месяцев назад +1

      True

    • @madhvisingh3259
      @madhvisingh3259 4 месяца назад +5

      Only Rich daddy's asx do tht .. 90% Middle class people dont even thik of until 25 .😅.

    • @razoranon6526
      @razoranon6526 3 месяца назад +1

      Real. I've been there😶

    • @Sir_ArthurDayne
      @Sir_ArthurDayne Месяц назад

      Aise comment karne wale ki usually girlfriend hoti nahi hai... Bas baatein

  • @anandchoure1343
    @anandchoure1343 7 месяцев назад +5

    Sabhi trap me hi hai, aur sabka karan corruption hai, aur inn sabhi ka aage badna almost namumkin hai
    Indian Poor- uneducated (bad education system), garibi rekha ke fayde, poor minded
    Middle class- limited education, trapped in social mindset, izzat ki chinta
    Ameer- izzat, power ki lat, trapped to be evil, safety ki chinta
    Aur ye sab to bas kuch karan they aise bahut se karan hai jo aasani se samjha nahi ja sakta

  • @ishantrenderz
    @ishantrenderz 21 день назад

    althought ye sab chize mein already janta tha and at the age of 18 meine ye start kri , currently my age is almost 21 and yes ye advise jo apne di h is true and impactful . Thank You so much LLA for amazing content .

  • @IGR07
    @IGR07 7 месяцев назад +9

    Thanks for teaching me how to stay decipline in finance

  • @the_successful_jd
    @the_successful_jd 7 месяцев назад +7

    Again Can't skipped a single second....
    Video connect to EMOTIONS.

  • @gourangasaha8867
    @gourangasaha8867 7 месяцев назад +17

    11:35 'Jis din chahiye usdin to gir jayega' -is personal