Investing in Mutual Funds? Don't make these 5 blunders | Money-Minded Mandeep
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- Опубликовано: 5 июл 2024
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It is important for beginner investors and has exposure to mutual funds without a proper understanding of them. You all might be sitting on huge profits right now but keep in mind, that only a 50% drop will wipe out 100% profits. There, it becomes very important for you to be aware of the most common myths about mutual funds, or should I say, Blunders that almost all beginners investor makes.
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Chapters:
0:00 Crash is coming, & winter, too
1:26 Blunder 1
8:55 Blunder 2
11:34 Blunder 3
13:25 Blunder 4
16:24 Blunder 5
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#Investment #mutualfunds
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COURSES: labourlawadvisor.in/link/LPTI
Bhai bahoot sahi smajhate ho aaap mandip bhaiiya , please equity mf selection ke liye next video lao thanks
HDFC INDEX FUND SENSEX PLAN
PARAG PARIKH FARZi CAP🤪🤪
MOTILAL OSWAL NDQ 100 FOF
Mera Y-tube channel to nahi hai...
Pr sir ess comments me aapka ek comment to banta hai....😂😃
@Labour Law Advisor pls could you make a video on mutual fund taxation.
1) How do we need to pay the tax when we redeem (thru IT return?).
2) Are there any tax saving strategies like tax harvesting, rebalancing (need to know what are these) OR is it good to only redeem only say after my goal of 20 yrs (eg.) and pay 10% tax in the end?
3) Also, when is the right time to exit? 2 3 yrs before when we need the funds?... To take care of any market fluctuations.
4) what is indexation?
Many are clueless wrt to MF taxation, any video on this topic would be really helpful - Thanks.
Sir I didn't understand last blunder. You only said in some previous video that tax won't be applied for upto 1 lakh rs. So it is best to withdraw and re-invest when the value is around 1 lakh.
Video already made last year :)
The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?
In particular, amid inflation, investors should exercise caution when it comes to their exposure and new purchases. It is only feasible to get such high yields during a recession with the guidance of a qualified specialist or reliable counsel.
True, initially I wasn't quite impressed with my gains, opposed to my previous performances, I was doing so badly, figured I needed to diverssify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.
This aligns perfectly with my desire to organize my finances prior to retirement. Could you provide me with access to your advisor?
“Angela Lynn Schilling’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Total 4 schemes, 1. Flexi cap, 2. Large cap (Index fund) 3. Debt fund (To park money and wait for market crash) 4. Small cap (long term view).
Index funds also in lime lite these days, Whats you views on same - esp for NFO - Tata Digital nifty index ETF fund of fund.
@@FINtalkss he talked about sectoral fund. Index funds are slowly gaining market share.
@@Harsimran5230 there is New index based on IT sector I.e Digital Index newly introduced ... Based on that new Index ETF launched that is Tata Nifty Digital index that is replica of sectoral fund. So this os the first ever fund launched as of now on Digital index equal to sectoral fund ... is also start trending and good one to invest. Ultimately amount invest in mix of big and small cap IT Co only.
What about mid cap?
Each point is significantly valuable. People who actually knows about mutual funds only they can feel it. 😊
I saw this video by chance and although I knew all about the funds, I was still intrigued to watch the video. You gave very good info for a just starting guy. Thanks.
Whenever you think you know enough to start investing... Mandeep comes with new suprises... Very informative and blunders I was also into... Thanks
Thank You so much for guidance 💕
Appreciate your feed back and thanks for watching for more guidance
W~H~A~T~S~A~P~P 🔥
+44(7868) 6=9=2=4=6=3........
Maandeep Ji you are doing a very good work for us! Thank You Sir! Also, you have good knowledge, I have watched many of your videos!
LLA you are doing great job,Please continue these series of detailed videos ,we like every video of Your's, and we want more videos related to Basics of Business,I regularly watch your videos & I really Appreciate your Work.You are doing Great job👌👌👌keep it up,we Support YOU !!!
One of the very few channels where I don't skip the intro😛
Surprisingly, didn't make any of the blunders mentioned but was on the move to buy sectoral funds or get many mutual funds.. good video.. Thank you!!!
Appreciate your feed back and thanks for watching for more guidance
W~H~A~T~S~A~P~P 🔥
+44(7868) 6=9=2=4=6=3........
Was blindly looking into expense ratio. I was not aware about the reality of NAV returns having expense ratio deducted already. Thanks bro!
With ULIPs plan improving a lot as they face tough competition from Mutual funds and also the special benifits of having no LTCG in Ulips maturity amount, Please make a full detailed video showing why MFs are still better than Ulips taking in mind post tax returns
While choosing Mutual find I will see following components
1) Lower expense ratio
2) Direct fund
3) Past record
4) Asset Under Management
5) Portfolio diversification
you are missing fund manager profile .... and one more thing past record means not ultra shortterm.. longer past records like 5 to 10 yrs..
New channel but good content. You can checkout this video to avoid mutual fund investment mistakes-
ruclips.net/video/qNdPa7ydnCA/видео.html
Why direct over regular?
@@namrathamohank6450 you have to pay extra charge with low returns
Apki Jitni Tarif kare utani kam he.....Hats off sir ji....Keep continue 🔥👍👍
Appreciate your feed back and thanks for watching for more guidance
W~H~A~T~S~A~P~P 🔥
+44(7868) 6=9=2=4=6=3........
Mandeep, Thanks a lot for this detailed blunder list with respect to MF investments. Honestly, I have committed all these blunders. Good content with systematic delivery in easy-to-understand terms for non-BCom/Finance blokes like me. Keep up the good work. Thanks and Regards.
I am totally blown away by your content delivery and easy-to-understand breakdowns of concepts. Thanx for making us Jagruk. I have one request, can you make a detailed video about SWP in mutual funds?. I have recently inherited some corpus and would like to know the points to be kept in mind while investing Lumpsum and taking the SWP route for monthly income. Thank you again.
Park it in any short term debt fund.
Start an SWP to any equity mutual fund of your choice. In this way ur net return will be better if than if you would have kept it in bank account or in cash.
Love the way u explain everything appreciate your efforts ❤️🙇♂️
Keep Making this kind of videos!!! Thank You👏👏👏
Wonderful Concepts.. This is a much needed content on MF's and amazing to see.
Awesome eye-opening informative and very very impactful explaination with simple manner but highly researched sir.
Eagerly waiting for next series you mentioned in this video.
Best Regards.
I M from commerce background still his knowledge amazes me
Thanks Mandeep. You are transforming every one into money minded.
Hi, I am following your channel for a long time, and I want to thank you for creating such informative content. I feel you may consider making a video on the topic " when to exit a small-cap mutual fund."
thanks Mandeep for always guiding us, the only thing I have done is choose Sectoral Fund, but I did it intentionally and no one told me or guided me about same. I am invested in Tata Digital India fund started Sep 2020 only, I have most conviction on IT companies may bcoz I working in TCS from 8 years now :)
i agree, did the same
Very informative video.... although i was lucky enough not having done these blunders as i only have 2 MF, 1 with NAV of 30 and other of 450 and among that one is an index fund and both are for the purpose of long term
New channel but good content. You can checkout this video to avoid mutual fund investment mistakes-
ruclips.net/video/qNdPa7ydnCA/видео.html
Thanks Mandeep. I was always confused about the expense ratio point and never got right answer from anywhere, I used to minus it from the returns to compare 2 MF schemes. Finally my confusion is clear that Expense Ratio is irrelevant when we are comparing returns of 2 MFs.
I love the way you are spreading awareness for eco-friendly lifestly in your intro. It's not about saving money all the time, you should do something for the environment also
New channel but good content. You can checkout this video to avoid mutual fund investment mistakes-
ruclips.net/video/qNdPa7ydnCA/видео.html
Hey LLA Experts ,
Can you make short series of 3 to 4 videos on how to save income tax, investment in MF, share market for beginners. Thanks in advance. These videos will give us an idea of how to start the journey to financial freedom and diversified investment.
Committed the mistake of buying too many funds. I finalised the funds 2 days back and ended up investing in 10 of them. Will wait for your video on how to choose which equity MFs to invest in. That video is definitely of highest priority than any other videos that you may be planning. Thanks! Your content is definitely helpful and valuable.
Oh bhai.. sfo Gaye they aap
Bhai nifty index fund... Parag parikh flexi cap fund.... Mirae asset emerging bluechip fund... Thats it... Baki bina mtlb over diversify krne se kuch ni hoga
@@chiragsharma293 Bhai , ye nifty index me kya kya Lena hai.. nifty 50, next 50 , 100 etc etc.. kuch funds name bi suggest karo Bhai.. main research karke dekunga
@@1Bond007 nifty 50
Appreciate your feed back and thanks for watching for more guidance
W~H~A~T~S~A~P~P 🔥
+44(7868) 6=9=2=4=6=3........
Great video and I like your opinions; disagreeing on one: can/should have 4-5 diversified MF covering growth, emerging markets(small) , value/utilities based (time bounded) etc
Good video , we are in Sept end now and still market is only going up up and up.. unheared of 18yrs of bull run!!
Have been part of the discord community. A huge community indeed.
Absolutely!
Awesome video again, to the point, and very informative. Great job LLA.
We've done all these 5 mistakes before stabilizing portfolio, for learning purposes. It's important to have ELSS in the portfolio, as it will help not take emotional decisions due to lock-in period of 3 years. In these 3 years, investors become realistic and learn most of the aspects of wealth creation.
I felt like pressing 'Like' button min 5-6 times while watching this VDO.
I was committing mistake of focussing on TER. U clarified it well. Thanks👍🏻
I stopped by to see what different does this video has to offer. Must admit, this is totally what others don't cover.
So true
Thank you for your valuable suggestions on MF , recently I have started One SIP MF
Points are quite useful and educative on selection of funds, return and stay in long term based on expense ration and % of growth.
I am completely unaware about or these mutual funds like investment are new to me..... thankyou so much for the first step of financial literacy 🙏🌸...keep making these kind of super interesting and informative videos....Mata Rani bless you Mandeep and LLA team...Jai Mata Di ❤️🙏😇🌸
Great video! I'm still kinda confused about expense ratio though. If returns and NAVs are calculated after factoring in expense ratios, then why do we even need to bother?!
1. High expenses being deducted from NAV automatically means lower return. This is important, same MF will have 2 versions: regular and direct. Regular plan will have a higher expense ratio.
Meaning, returns from the direct plan will be higher than those of regular plan even though it is the same mutual fund.
2. You would want to know which mutual funds fail to beat their benchmark and yet charge a high expense ratio. It's a sign to stay away from them.
Only if a mutual fund justifies expense ratio by its performance, we need not worry.
@@LabourLawAdvisor Coool, thank you!!
@@saulgoodman980 You still got Pinkman's money?
Sir you are like God you explain So easily and nicely that I am really motivated to invest in stocks I have been invested but I have done it mostly play agent now I can understand that I should do it under direct futures on switch to give me a better returns and thank you for enlightening us
Trust me guys he brings the most comprehensive and detailed video on any topic
Great content bro, never thought of these points.
Appreciate your feed back and thanks for watching for more guidance
W~H~A~T~S~A~P~P 🔥
+44(7868) 6=9=2=4=6=3........
You are actually the first person who may have given this info..
My MF selection was strictly based on expense ratio..
Thank you Mandeep 👍👍
He's always the first person to give viewers appropriate advice.
Keep on investing in index funds. No one is forcing you not to. But after twenty years, don’t regret that, just to save that 0.5% in expense ratio, you had missed out a great opportunity to invest in a small or midcap fund.
@@SurajInd89 please bro suggest me a good index fund
@@T.S.R. I do not advise you to go for index funds if the intention is just to save expense ratio. Many index funds have tracking error almost equal to the expense ratio of active funds. So what's the purpose? I personally invest in only one index fund, that's UTI Nifty Index Fund, which has the lowest TER and tracking error among all the index funds tracking Nifty 50.
Suraj What small cap or mid cap fund would you suggest for someone just starting out? I don’t necessarily have any short term goals. The intention is to stay in it for the long haul.
So much knowledge . Wow .. i love this ! Thanks a lot♥️
I am watching your videos and getting so much of knowledge. Thanks a lot
I select my Mutual Fund Schemes by looking at various criterias. It's not based on any one point like expense ratio, coz for me returns are more important than the price I pay for that return. Basically it's the net return we get. Love ❤ Labour Law posts. I'm happy to say that I'm not part of any of those blunders...
Good morning sir.
I plan i invest 1lakh in SBI multicap fund which has current NAV of 10.9
My reasoning is this:
SBI has consistently performed well across all segments of MF (Small,Mid,Large,Flexi,ELSS)
And the fund managers of this scheme have managed other SBI mutual funds successfully.
So i am confident that the NAV of this scheme won't be around 10 or lower after 2years.
I expect it to cross 20NAV in two years based on performance of other Sbi MFs.
Is my reasoning correct?
@@shabaazs791u invested? How much returns u got?
Approximately 18.3% returns uptill now. as NAV is at 12.92
@@A_k_k__
Awesome video again Mandeep. Thank you.
My mistake:
1. Selling often.
2. Striving for a low expense ratio.
New channel but good content. You can checkout this video to avoid mutual fund investment mistakes-
ruclips.net/video/qNdPa7ydnCA/видео.html
hmm NAVI still at 0.06%
Seriously waiting for this upcoming videos about how to choose mutual funds.
heartily thanks bhai ...aadhi tension khatam kar d aapne ..
First video watched on the channel. Very informative interesting and really great graphic design used like summary at the end..
He is honest about what is he saying like link in description will help channel grow.. Even if you don't you are helping channel by watching.. Wish you all the best sir..
Subscribed the channel 👍🏻
Appreciate your feed back and thanks for watching for more guidance
W~H~A~T~S~A~P~P 🔥
+ 44 (7868) 6 = 9= 2= 4 = 6= 3....
Bhai kya bolte ho yar aap ♥️truly enjoyed watching even the complex subject .. God bless u brother
Liked the new studio/setup.❤
Content is always lit 🔥🔥
Just thanks for enlightenment...stay blessed!
I had selected too many mutual funds. I was investing in 6 Mutual funds, 2 for each type for security. But your point of investing in minimal funds made sense. In a way, returns are better too in my calculations. Thank you for that
How? What if these funds did not perform. Its always good to diversify in top 5 funds from same segment rather to invest in one.
I want a sip of 5000 permonth which mf is best
Thanks for informative content. I am asking very simple question, lets consider I want to invest 50k monthly then 25k each in two funds or 10k each in 5 funds. I believe 25k each in two funds is more riskier than 10k each in 5 funds. Everyone says Portfolio should be diversified so 10k each in 5 funds would be ideal scenario. Another concern about sector fund but I believe some sectors funds like ICICI prudential technology funds are giving consistent returns over several past years so its not bad to put sector fund in portfolio might be only 20% allocation from entire portfolio and its all depends on requirements. In long term perspective sectors fund are quite good specially IT sectors which always outperform other sectors in long term 10 to 15 years
Hey man, finance guy here
IT sector has done well over the LAST 10-15 years, pick a sector for the next 10-15 years
Trust your own analysis over everything else and always quadruple check your calculations
Pick something simple that'll work over a long amount of time
@@shivbhardwaj4771
True. Always believe our own analysis. IT sector is definitely winner for long run.
The term Diversification applies only in case of people who are investing in stocks. Mutual funds are already diversified as they select almost 50-100 stocks. So selecting just 2 categories will be enough diversification.
@@Jaibajrangbali1709 Yes correct if investment amount is less e.g. 10k per month but I am saying diversify in terms of index, small cap, large cap, flexicap, sector and foreign securities when want to invest large amount
@@pravinyadav8261 Brother diversification has nothing to do with amount. Even if you invest billions. If you are picking MF then just select 2 or 3 good ones.
Bro you're not just smart and explain in simple language,But your intro song is also metal that's an added trust factor ,
Bohot e informative video.. Subscribed kar diya.. Ek heart mil jaye to bohot achha lagta.. 🥰🥰
Waiting eagerly for upcoming series on equity MFs 😁
just started investing in MFs. Low NAV ke chakkar me 10% investment kiya of the amount jo muje invest krna hai abhi😅.Baaki blunders to pta bhi nai the🤷. Ye bhi dekhna hota hai kya.😁 Thanks for the advice🤟😎Baki paisa dhyaan se lagayege ab.😌
Never seen such informative and thorough explanation. LLA k saare founders agar professors bante toh India bohot badhta. 😄
Form morning I was thinking I’m investing only in 4 large cap mutual funds so I will start to invest in 1 small-cap, 1 mid-cap & 1 liquid but your video come in suggestion and it’s change my full view. I analyze and I understand in my portfolio I have 4 mutual funds but they are investing in same companies.
Thank You ✌️❤️
Yeah sir.
it's useless to invest in 4 funds with the same companies.
I did B,C and D mistakes 😅 thank you so much Mandeep for this video. Please make a video on how the LTCG tax is paid? Do we need to file the tax or the AMC does it on behalf of me and gives me the remaining money? Also, how the period in exit load is considered when I do SIP?
To know how LTCG tax is paid, check out our video on it. ruclips.net/video/GHztb5ZFaS0/видео.html
.
Bhai my dad had a similar portfolio. He had 34 MFs in his portfolio. He had just 4 index funds of different fund houses. Cut the clutter in 2019.
Quant active fund
Quant smallcap fund
& everyone's dear PPFAS.
A bit on the risky side but barely any overlap and I believe it will work well with the time horizon of 10years.
Smart
Quant smallcap would've given you mind blowing returns last 3/5 years.
amazing production, best in class!!
Hi Mandeep,
really nice video Kudos to you.
I made the mistake of selecting multiple mutual funds , but can you advice what is a better option in below case considering wealth creation in 20 years time:
When I selected a mutual fund it was showing best returns on last 3 years , was having 5 star CRISIL rating , but after investing 5 years in it , if I found it not to be performing well and its CRISIL rating also reduced to 1 star.
Option A> Is it better to still keep investing in it and hope that it will recover
Option B> Switch the consolidated money to some new fund which is showing best track record now and start new SIP
Option B> Keep the invested money in old previous fund , and start new SIP in new performing fund
Your view is 20 years sir, and it's only 5 years now.
when aiming for long term returns, chances are your fund will be in red for a decent amount of time.
You could exit this one and enter a new one that's performing right now, but what if the same thing happens to this fund as well.?
As I don't know the name of the fund, I'm unable to add anything regarding it, but if it's a sectoral fund you should wait.
Hi Mandeep,
That's was a great video.
Do you think it's a good idea to allocate 5-10% of investment corpus to sectoral funds (Sectors which clearly look promising for the next decade like Pharma & Consumption).
You could do it.
But please know that you most probably could see the fund in red for a long time, so you must have patience to last that phase.
Strongly disagree with keeping 1-2 funds. e.g. For retirement which is 20-30 yrs, small cap and mid cap will definitely outperform multicap and largecap. So fund type selection is dependent on goal. Goals can be many.
Maximum 4-5 funds are ideal.. i guess...
5 funds
Correct
Small cap
Mid cap
Large cap
Tech
Nifty 50 index thats all you need ! 15-20% cagr
Also you start investing in some good fund, they stop accepting more money. So you start with another and then they stop. Now you cant sell the first 2 as they are truly good funds. But are forced to invest in 3rd.
helped a lot, made me realise so many things. thanks!
One info that didn't know about expense ratio. Even i thought it will be deducted from my returns.
Thanks a lot for this info ❤
We need more video's on this topic please 🙏🙏🙏🙏🙏
Appreciate your feed back and thanks for watching for more guidance
W~H~A~T~S~A~P~P 🔥
+44(7868) 6=9=2=4=6=3........
To know more about mutual funds, check out our video on how to select a good mutual fund. ruclips.net/video/zJ3SvOEfMLw/видео.html
Earlier I had around 6 funds.. now I have just 3.
Initially, I believed in lower NAV funds/ NFOs and lower expense ratio ones but I soon realized it is not the case as I experienced them first hand and the change in expense ratio intimation emails busted the myth....
Waiting for the next video... 😊🙂
Good morning sir.
I plan to invest 1lakh in SBI multicap fund which has current NAV of 10.9
My reasoning is this:
SBI has consistently performed well across all segments of MF (Small,Mid,Large,Flexi,ELSS)
And the fund managers of this scheme have managed other SBI mutual funds successfully.
So i am confident that the NAV of this scheme won't be around 10 or lower after 2years.
I expect it to cross 20NAV in two years.
Is my reasoning correct?
Very well explained. Respect!
omg I understand your intro by heart : )
I would appreciate if you make a video on how to declutter the list of mutual funds
I have only one...sbi small cap since 2018. Planning to hold 30 years only till retirement.
Small cap? Watch out
Small cap?
Don't
Thank you Mandeep ji. Very good video.
I have been doing SIP in HDFC Sensex index fund and Axis Smallcap fund.
I also invest in these ETFs - Niftybees, Juniorbees, Netfit, Bankbees and Mafang .
Liked your Intro...instant subbed 😄
Thanks. You are actually doing society a huge favor. I also have a request. Can you also share some strategies for HNI for mid term and long term goals?
Gaye 179 rs💔
@@Nitishk58 😂
He is an HNI, farak ni pdta 😂
I started into equities a couple of years back with ELSS funds and it was my time of least financial literacy. I made a blunder and I am currently sitting with 5 ELSS funds in my portfolio which I cannot exit due to lock-ins hah.
Good for you, you'll get compounding in those funds during bull run.
same. Have 3 ELSS Funds now
Mandeep Sir thank you for your advice I really wanted to start a sip in Axis small cap mutual fund for long term but after listening the video I understand when to invest in it❣️.
Thanks for video..m begginer..gonna help me for sure .. पॉइंट noted
Sir I didn't understand last blunder. You only said in some previous video that tax won't be applied for upto 1 lakh rs. So it is best to withdraw and re-invest when the value is around 1 lakh.
Appreciate your feed back and thanks for watching for more guidance
W~H~A~T~S~A~P~P 🔥
+44(7868) 6=9=2=4=6=3........
fake account 😂😂😂😂
Yeah I saw tax harvesting video of Ankur warikoo with excel sheet you save little tax by tax harvesting
very well explained. thank you. only thing is your view on sectorial/thematic funds. you're right on pharma example. ppl we should not have herd mentality. but imagine who started SIP in pharma 5 or may be 7 years ago.. if one has some knowledge and long term horizon, can take some calculated risk..not more than 5 or 10%.
New channel but good content. You can checkout this video to avoid mutual fund investment mistakes-
ruclips.net/video/qNdPa7ydnCA/видео.html
you are too good...!
thanku for creating such videos
I was a beginner in stock market in 2007. . Lost 3 lakhs at that time but some experienced holder one day told me that not to do intra trading but invest ur money in delivery. I have invested 5 Crore at that time bought TATA Steel at 350 ,Tata Motors at 135,,TCS , Infosys, Polaris, Maruti, etc.holded 10 year and then sold .I have gained to much but I learnt one thing Stock market always gives you new lessons to learn.Well thanks for your kind information I know less about mutual fund
😯
Very different perspective from others and feels like true eye opener in many sense
Waiting for more MF Videos
Some blunders
Invested in 8+ mutual funds, looking forward to consolidate to 2-3
That's very less
Not entirely blunder D,but more of considering lower expense ratio without considering the NAV.
Panic selling, expense ratio being the primary reason to invest in a particular MF, absolute returns, sectoral investing. Although panic selling being the biggest mistake.
Hi Team,
Thank you for the info but if we get the English subtitles for all the videos it might be useful for person who can't understand the language
Hello Mandip. Was just curious about a small thing, if you could clarify. If I start an SIP with a mutual fund, and along with the SIP, I also keep adding extra funds (in lumpsum) to it in dips, or market corrections, then is it considered to be a good strategy ?
Depends on the fund.
or you can invest in more than 1 fund also.
Knowledgeable video sir ...thank you
Fortunately I kept on my mind these things 😊🙏
My portfolio -
* all growth and direct option
- HDFC BAF
- Edelweiss BAF
- Quant Large & mid cap
- Quant small cap
- Axis Small cap
-Invesco india nasdaq 100
- Canara roberco emerging (old already at 2.3 times growth)
The idea is long term supported by almost 50% exposure to balanced and large cap fund.
Very good explanation. Thank you so much.
Please explain how expense ratio cut from SIP ? It cut every year or when we exit from SIP?
I have three sip in different MF. (one is index fund, one is which invest in US and one is on Indian stocks)
And I have 2 MF debt category where I invest in Lump Sump only.
I am also looking for debt funds, can you suggest good ones and how has your experiace been with them.?
@@rahul.jaswal u won't have bad experience with MF unless u got urself into a scam. Compare expense ratio and return and go for anyone. Don't subscribe to new MF or less than 1000crores AUM.
Please name the funds i want to start investing
@@parshantchauhan904 all my funds belong to different risk category. Research by urself
Naam bta do bhai risk to h hi sb jagah
Hello LLA Team,
Doing great job!
Can you please cover Tri Party Repo in one of the video?
There are mutual funds which have good % of holdings in Tri Party Repo. Can it give better returns over an stock on an average?
useless!
Sir Maine jo blunder kiya hai woh hai 1st , 3rd & 4th blunder.. but ab control karunga apki iss video ki wajah se thank you so much sir
Expense ratio... I always had the impression that it has to be reduced from returns... 😭 This changes everything...😬 Thanks Mandeep....🥰
New channel but good content. You can checkout this video to avoid mutual fund investment mistakes-
ruclips.net/video/qNdPa7ydnCA/видео.html
I have 13 mutual funds in my portfolio 😂. I was already aware that they are a lot and I am planning to redeem them once they get under long-term gains to save tax 🙃
Same condition here bro. During learning period I have invested in many mutual funds. Now I have 13 in my folio.
Waiting for redemption as per when it gets into bracket of LTCG 😂😂😂
@@alam.meheboob cheers man 😀
Sure guys. Just ensure timely exit when the market is high enough
@@alam.meheboob hi... I am new to all of this. Can you please tell why you are waiting for it to come in LTCG?
@@amank1939 To save tax dear. For LTCG, there is no tax upto ₹1L gain.