9. No credit (udhaar) 8. Maintain accounts (daily expense) 7. Leave bad habits 6. Keep all records (official docs) 5. Dont buy logos 4. Dont just save, invest 3. Buy smartly 2. Invest in your health 1. Keep learning
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .
In fact, I had no prior experience or understanding when I began investing in 2018, but by the end of 2019, I had made a profit of almost $750k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.
@@hunter-bourke21 bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
*Gertrude Margaret Quinto* is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
That post credit reminded me of my grandfather. He retired in 1996 from Indian railways. He kept all the records of documents, gas bills, electricity bills since 1996 till 2017 until he turned into a loving memory.
All basic steps are explained. One point left is, start early. As soon as possible. Starting early with small amounts can make big corpus. Thanks a lot
No need to start saving and investing in FDs nd all before 30..... We'll get plenty of time after 30.....before that we should spend in experiences and skills..... If you've left over money even after investing in your skills then you can think about saving in FDs, stocks nd all.....
@@the_intro_extro_yt yes totally agree 💯 .We should invest in increasing our monthly income by upskilling and taking courses and then start investing rather than start early by investing small amounts which can be utilised for taking courses and experience to get some amount after some years which can be easily earned in just 5-6 months if we invest in ourselves and increase our salary.
Sometimes its good to revisit the basics. In today's world where everyone is making things complex, LLA came up with very simple and practical practices. I'm becoming a fan of LLA's content. Time well spent.
I found this channel yesterday, and wow i am in love. These arent suggestible habits, these are life rules, the basics, which we as a generation have never been introduced to, and even if someone tried, we dont understand it and instead degrade that person as boring and aimless.
My father do all most of these habits even he is only highschool passed. That's how he maintain our daily requirements. Thank you LLA for wonderful content. LLA is one of the few channels , I will subscribe (join ) in future.
One more habit I would like to share: repair before replacing, eg: bag ki chain kharab ho gayi ya handle toot gaya...zaruri nahi k naya lo 2000 ka...100 rs me repair ho jayega aur ek saal chalega....
One of the best things I did this year was to quit smoking completely after being an addict for nine long years. I had never stayed without smoking for over one week in these years. But I have abstained from smoking from 1st Jan 2024. Not even a single smoke. I had heavy withdrawal and temptation during the first 7-10 days, but later turned out okay. I substituted my habit by replacing it with sugarless tea from the places I used to smoke from (I chose the better evil temporarily). Now, even those are automatically reduced. My advice to smokers that wanna quit: just don't gradually stop it. It never worked out for me. It goes like the stock market charts. While you feel good, the chart appears to be bearish, but as soon as stress levels rise, the chart would start the bull run. Instead, stop once and for all. Say goodbye to smoking. How did I stop immediately? I prepared myself for about a month until Jan 1st by always referring to cigarettes as "Cancerettes". This gave me a much needed sense of danger and urgency. It worked out pretty well so far. No temptations now even when I am with people that smoke around me. I still refer to it as "cancerettes".
Hi Rishabh I have watched a lot of youtubers. Like a lot. - some are very thoughtful, others totally frivolous, some are quite complicated, rest are just surface level and copy caters. Yours is one of those in tops. Simple but so deep and such high integrity. I wish all youngsters would watch them in their teens. Everything has a reason. For you it seems to be your parents and your upbringing. Keep it on..
Habit no 10 : salary account ke alwa ke account rakhe jisme ap month ke start me hi utne paise transfer kr de jo ap ka pure month ka maximum budget ho. Ise ap sure kr paoge ki ap budget se upar nhi ja rahe kyo ki abhi ke time pe upi se paise transfer krne me pata hi nhi chalta aur month last me hm kuch bacha nhi pate
I have been working since 2018 and till 2021 I had only 76000 in my savings. 2021 Dec, I created an excel sheet noted down my expenses and sorted my savings. Today I have more than 27 lacs in my savings. Ofcourse Wife included in excel sheet. Completely agree with this video.
9. No credit (udhaar) 8. Maintain accounts (daily expense) 7. Leave bad habits 6. Keep all records of premium plan , bills to paid to avoid extra fines or penalty (official docs) 5. Dont buy branded logo products 4. Dont just save, invest 3. Buy products smartly 2. Invest in your health 1. Keep learning
bhai logo ko to chutiya bana loge quit smoking bol kar, par khud ko kaise tasalli doge. 1 in a million can quit smoking if he or she is smoking 5 cigarette a day
Habit 10 - Suggestion, small savings, Invest/save any small changes daily. Example, if you spend 102 rs put 8 rs change in another account. It adds up over time and helps cushion a few eat out bills.
Have seen my father and grandfather practicing the same . They used to maintain separate folders as mentioned by u and secure all the warranty cards and bills in stick like hangers .. Have been planning to do the same since childhood and now we have come to the age of downloading taking screenshots and saving them in pendrives and other storage mediums. 😊 Basically to lead a smoother life we just need to peep into what our parents and grandparents have been practicing throughout their lives and seek their help in every decision we make.❤
Really, I want to thank you and this channel for giving such valuable finance advice and general financial knowledge without any lengthy promos. Please keep doing such great work. May god bless you people!
From lst 6months what I have started doing is to live one day and focus on that particular day at a time , and due to that I have saved a lot of money , started eating healthy, started making my own breakfast, started doing physical exercise and recently started weight training, my productivity has increased a lot and due to that professionally too I have improved and which had lead to financial profits , my relationships with my wife and my parents has improved, it's been 6 months I have not touched alcohol ( I was not an alcoholic but used to drink one or twice a week especially on weekends which use to suck my energy and due to that I was not able to give time to my family and close friends So ya anyone who is a bit lost in this fast pace world , just take some time for yourself and start focusing on one day at a time , you would definitely love it after a point of time ❤😊
Same time plan some passive income like solar power production we have done in our house of course all credit goes to my husband now no electric bill and can buy electric products and use it like electric vehicles doing this monthly we are saving our transportation charges and electric bill which is apporx 5000₹
I am 32 Years Male, Married, 6 digits salary + Wife also earns and No kids. I have been following up all these 09 habits from past 4 years and have been able to accumulate good wealth compared to formeryears. The reason behind is that I have been following right kind of channels for knowledge consumption, I believe this is the most critical habit. If you follow wrong channels, it could cost you dearly financially and mentally.
@@Urabao there ain't a straight answer as people keep changing their stance, Like CA Rachana in 2021 was different than now. Keep your cognitive bias aside when doing knowledge consumption. I Follow multiple people in Twitter and here and have to judge everytime for every topic. Still few recommendations would be this channel, Asset Yogi, Pranjal Kamra, VP financials etc
I agree. i started watching Rachna Ranade in covid, but soon realised, she's here for money. The stocks she recommended are still in loss after 3 years. Waste of time. LLA is way better.
Hey Lavkesh, I have one question for you out of this topi , if you comfortable plz and that. Q. I am meeting girls for marriage but I can’t decide whether to marry a working woman or a non working woman? Mostly working women are feminists which scares me and It would be difficult to live in Tier-1 city with non working woman. Can you suggest your thoughts on this? FYI: I get decent salary but still I want thoughts on this
@@arhindgautam7919 12th fail movie have you seen? The girl was more intelligent than the man and followed all rituals including some which were really regressive. I am married to a girl which is epitome of feminist, he had equal problems when she was working and even when she left the job. Peaceful life started when we understood each other nature which took 4 years and we are love marriage couple. One habit I would recommend is that straight your priorities and don't compromise. Wrong partner gives more stress than having no partner. No compromise on personality is the key to success. Also noone would remain same throughout life that also remembers, all the best
I have one good habit, i started giving all my salary to my wife and she started keeping track of all our expenses and at the end of 3 months she saved about 1 lakh from that money jisme se m aaj tak 1000 bhi save ni kr paia.. headsoff to our indian wifes 😊
Already following all habits except maintaining accounts My parents thought me all the lessons despite having less salary I was able to afford surgery costing 3 lakh, car costing 20 lakh (shared 5 lakh each from family member) earning decent salary of 7 LPA in a tier 2 city And have savings of 2 lakh and other 2 lakh in reserve Can't be more happier also stocks worth 40k
I am 24 year old, Currently earning 2.7 lakh a month after taxes but still have lots of dets. This month I paid 1.8 lakhs of credit card bill + loans emis. I do misuse the money as I don’t realise the importance of it. I am trying but I am not able to control on my money. I just have started writing down my expenses and it is helping me to analyse my expenses. Thanks for this video will follow other points as well. Hope to lower down my unnecessary expenses and start saving money.
one thing which helps a lot is - Differentiating Need vs Wants and saving if I really crave for that Want. - As you already said, buying the "Logo" if it gives return of the value invested.
Thank you RJ for such a detailed video ❤ Amazed to know that almost all of the habits mentioned by you in the video are being followed by my mother- a true home maker! We usually ignore these things but must realize the importance of them!
One habit that helped me to save some money is "Pay yourself first". So basically once you receive the payment (salary or any other kind), you have to save/invest first and then spend later. And yes it was a really helpful video, revisiting the basics from time to time really helps you to be more conscious about your finances.
Thanks for sharing Uncle's organization method towards the end.. When you mentioned it earlier in the video, I was really hoping to see it! It is like you read my mind! Great video!
Aapne apne purane video ko fir se naye roop me bana diya 2024 k lie 😂😂bhot badiya vaise mai ye video dhoond raha tha jo purana tha khair ab mil gaya mujhe badia bhot badiya
This video is so relatable. In previous job I saved nothing due to lack of financial discipline. In my current job I started the same. But since September I started to keep records (#8). It is to be mentioned that I have no credit also (#9). This helped to create a saving. Recently I'm trying to follow #7 (Thanks to financial expenditure tracking). I will implement #3, #2 and #1 also... Thanks RJ
Habit no. 8 and 3 is very imp. Abhi abhi shaadi hui hai meri so ab pta chalne laga hai ki kaise hum save kr skte hain. Last week vegetables bahut less liye as compared to this week and no fruits aur iska kharcha rs.490 tha. This week humein pata chala ki Tuesday market lagta hai aur waha sasta milta hai. Humne last week se jyada vegetables + fruits laye and total was rs. 310. We saved almost rs. 180. So in a month we will save rs. 720. Just because we started buying from a particular market on a particular day saved us rs. 700. In a month
One habit I made for myself and recommend to everyone is that I will save a certain fixed amount monthly no matter what happens and be constant on it, and when you're comfortable you can increase it graduallly. It is not compulsory to be a big amount but in my opinion "It is not the amount that matters, consistancy is the key" 😊
Delayed buying if not urgently needed. Mujhe jo bhi Lena hota hai use Amazon Flipkart pe cart me rakh leta hu atleast for one month agar Mera kaam chal sakta hai to. Majority of the time low prices pe sabhi items liye hai. Aur sabhi bdi purchases ko pehle hi plan karke rakh liya. Like Mera phone expect karta hu 3 years chalega phir bhi ek phone pehle hi apni requirements ke according select karke rakhta hu in case kharab hua to urgent me le sake ya koi bahut accha offer Mila to thoda time pehle bhi le liya
9 Habits 1) No credit उधार नही 2) Maintain your accounts 3) Leave your bad habits 4) Keep proper records 5) don't buy logos 6) Don't just save but invest (stable money app) 7) Buy in bulk 8) Take care of your health 9) Never Stop Learning
This administration has no idea how people are suffering, things are getting so much harder we can't take it no more. A lot of people are financially struggling to put food on the table and a roof over their head, I appreciate your advice Walter James Henry. Imagine I invested $2,000 and got $10,600.
Best thing that happened to me last year that I can attest to is the progress I have made so far on trade. Venturing into crypto was my best decision ever I know more is yet to come 2024
The process of trading can be complicated when you have limited knowledge. However, with the right strategy and setups, you can be successful. That's the whole point of investing.
Interesting!! I'm so excited, seeing mr Walter, being mentioned here because his strategies have also normalized winning trades for me. and it's a huge milestone for me looking back to how it all started.
bhai sach main yar dil khus kar dete ho aap apke video dekh kar thanks lakhne ka man hota hai dil se warna itne sare YT chanels pe bakawas hi karenge usefull kuch nahi bas thumbnel bahut acha desgin kar k laga date hain aur dakhne pe pura time waste but you did great and that is make you different from crowd
Instead of saving money in a lumpsum amount on a monthly basis try saving it in an equivalent amount on a weekly basis. For eg: if you are saving ₹4k on a monthly basis you are gonna save up ₹48k annually, whereas if you save ₹1k every week you can save up ₹52k annually and this results in a savings of an extra month i.e. ₹4k.
@@NirmalKumar-sc5tk Yeah buddy, exactly 1 month is not equal to precisely 4 weeks, but to equate the monthly savings amount to the weekly basis it is assumed for a month to have 4 weeks on the least side.
My father used to make records of each & every invoice, transaction, bills, daily expenses, folders, these habits helps us to make more manageable in every context. thanks team LLA for the flashbacks ❤
Sir, you reached this level because of your father hardwork and discipline,. and definitely you will grow more in your journey, follow your father descipline it will make you feel much happier. ❤
We have a room under stairs and I named that room as "Stocks Room" 😆, so Habit no. 10 - starting collecting home waste items like cardboard boxes, plastics, bottles etc and keep invested them in Stocks Room until it gets fill or room door is hard to close.. After month or two sell all the collected Stocks and will surely give returns in between 1500 - 3000rs.. 😃 From that free money we do non-veg snacks party or one can buy Grocery for a month.. 🤘 Also thanks to LLA for such kind of motivational videos.. 👍
Buying in bulk has been detrimental to my house. We buy items which are used only once/twice and then these items end up expiring and we need to throw them. For example, fancy sauces because we wanted to make subway sandwiches at home. It's been 6 months since we last used those sauces. A number of vegetables end up getting wasted as we are unable to use them in time etc etc.
Buy Atta and rice in bulk. Other things in moderation. Sauces you buy the small pack which has all sauces in small quantities. Buy vegetables every 3rd day so 2 times a week
Same here.. considering no of family members, time availability of wife -husband etc. These things are the crucial when we go for stock maintain. Not suitable for all families.
Ye sab Jo habits aapne batayi hai ,ye mere papa wo jab 16 saal ke the tab se follow krte hai , dads are universities in themselves. Thank you for the video Rishabh Bhai 🤠
I think the best skill i gained is I started Investing early.. like now I am 18 and just opened demat account on my name but I started Investing from the age of 17 with the help of my father's demat account... both youtube and my father help me about it and I am lucky that I adopted Investing not the shit(Treading) ... for example last year I generate a yearly cagr of 37% on my Investment amount... which is huge for me as a beginner... a student can easily manage basic stock investment along with studies.... and also my investment capital is the money I got from scholarships (Around 34k)
1 yr data is nothing my friend, everyone makes money in a bull market, what you need to do is keep on investing with discipline and never liquidate a part of your investments till a certain goal is hit
I have purchased a 3bhk flat at Lucknow. Initially flat cost was 40 lacs for which I've opted for homeloan from SBI of 30lacs in year 2021. Now the flat is constructed and builder has raised a demand which is exceeding the sanctioned amount. Bank is denying for additional top-up. What should I do? please suggest..
Builder cannot raise demand if you did paper works like registration n all. Suppose still you want, then you can give remaining money to builder in EMIS
Wow sir apke father ne bhit hi ache se sab organized rakha hai. Aur mujhe lagta hai usnki itni achi habbits se apne bhi bhot kuch sikha hai aur aaj humko wo sikh paas on ki hai. Thank you.
Even trollers don't have jobs and They all get paid for trolling 😂. यहां तक कि ट्रोलर्स के पास भी नौकरियां नहीं हैं और उन्हें ट्रोलिंग के लिए पैसे मिलते हैं😂..¥§¥
Hume kush rahena chahiye ....although life is full of struggle but ...we should be positive and try to find out the way ..from the problem itself .... There is always a way where there is will ...so dnt loose hope ....
![Felix "Unfair" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/Oswujxm2Ag0/mqdefault.jpg)
Compare & Book FD with Stable Money : sm.lla.in
FREE Expense Tracker : link.lla.in/expensetracker
LLA my Best of the best life changing experience with LLA
please blur the details on personal doc (all ,pass book ,others)
#10. Time
Optimum word ko samajh Lena itna aasan hai hai LLA bhaiya,
Murkh log naahi samajh paate hain.
Is stable money app safe for investing?
9. No credit (udhaar)
8. Maintain accounts (daily expense)
7. Leave bad habits
6. Keep all records (official docs)
5. Dont buy logos
4. Dont just save, invest
3. Buy smartly
2. Invest in your health
1. Keep learning
Thank you
Thankkkku
THANKS BRO
Ty ❤
Thnx for saving my 19 mins
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .
In fact, I had no prior experience or understanding when I began investing in 2018, but by the end of 2019, I had made a profit of almost $750k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.
@@hunter-bourke21 bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
*Gertrude Margaret Quinto* is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
My needs are kind of unique and complex. I'll contact her nonetheless, and I hope I'm able to make something out of it.
That post credit reminded me of my grandfather. He retired in 1996 from Indian railways. He kept all the records of documents, gas bills, electricity bills since 1996 till 2017 until he turned into a loving memory.
One more important habit.... * Don't lend money to your relatives and friends * you won't get it back on time. Just Lend and Forget
😂😂😂😂
Also coworkers,it'll ruin your worklife relationship...
😂
So true
On time?? You'll never get it back..😂
All basic steps are explained. One point left is, start early. As soon as possible. Starting early with small amounts can make big corpus. Thanks a lot
No need to start saving and investing in FDs nd all before 30..... We'll get plenty of time after 30.....before that we should spend in experiences and skills..... If you've left over money even after investing in your skills then you can think about saving in FDs, stocks nd all.....
Totally agree
@@the_intro_extro_yt yes totally agree 💯 .We should invest in increasing our monthly income by upskilling and taking courses and then start investing rather than start early by investing small amounts which can be utilised for taking courses and experience to get some amount after some years which can be easily earned in just 5-6 months if we invest in ourselves and increase our salary.
Realy at the age of 70 bahut kuch sikhne ko mila, mai nirantat sikhne ka pryas karta rahta hu VDO Bhut hi achha laga. Bahut bahut dhanyawad
Amader o bhalo laglo kaku ki tumi ai age o new things sikcho. ❣️‼️
😊
Sometimes its good to revisit the basics. In today's world where everyone is making things complex, LLA came up with very simple and practical practices. I'm becoming a fan of LLA's content. Time well spent.
Cook own food. Biggest money saver.
Revisiting basics... perfectly said
Health saver@@namitajain68
I found this channel yesterday, and wow i am in love. These arent suggestible habits, these are life rules, the basics, which we as a generation have never been introduced to, and even if someone tried, we dont understand it and instead degrade that person as boring and aimless.
My father do all most of these habits even he is only highschool passed. That's how he maintain our daily requirements.
Thank you LLA for wonderful content.
LLA is one of the few channels , I will subscribe (join ) in future.
Same to same...though my father is 11th passed he has almost all these 8 habits...
One more habit I would like to share: repair before replacing, eg: bag ki chain kharab ho gayi ya handle toot gaya...zaruri nahi k naya lo 2000 ka...100 rs me repair ho jayega aur ek saal chalega....
really great point!
Same goes with phones
Thank you
Agreed
@@CSNikhil it is called sustainable development
One of the best things I did this year was to quit smoking completely after being an addict for nine long years. I had never stayed without smoking for over one week in these years. But I have abstained from smoking from 1st Jan 2024. Not even a single smoke. I had heavy withdrawal and temptation during the first 7-10 days, but later turned out okay. I substituted my habit by replacing it with sugarless tea from the places I used to smoke from (I chose the better evil temporarily). Now, even those are automatically reduced.
My advice to smokers that wanna quit: just don't gradually stop it. It never worked out for me. It goes like the stock market charts. While you feel good, the chart appears to be bearish, but as soon as stress levels rise, the chart would start the bull run.
Instead, stop once and for all. Say goodbye to smoking.
How did I stop immediately? I prepared myself for about a month until Jan 1st by always referring to cigarettes as "Cancerettes". This gave me a much needed sense of danger and urgency. It worked out pretty well so far. No temptations now even when I am with people that smoke around me. I still refer to it as "cancerettes".
thank u for sharing ur honest journey
I did the same thing with marijuana. But I had quit a month back
Now save the money of ciggerate and invest in mutual fund
Complete Abstinence is better than Perfect Moderation. 👍🏼
Stay away friend.
Hi Rishabh I have watched a lot of youtubers. Like a lot. - some are very thoughtful, others totally frivolous, some are quite complicated, rest are just surface level and copy caters. Yours is one of those in tops. Simple but so deep and such high integrity. I wish all youngsters would watch them in their teens. Everything has a reason. For you it seems to be your parents and your upbringing. Keep it on..
Now your dad is literally the BAAP OF ORGANISING too. An organised man is a hard target for any soul... Impressive ❤️
Thanks RJ for awesome work. in 5 saal me kafi sudhaar hua hai. "This was the episode 2 in the series of The Career Advisor. " 😊😊😊😊
Habit no 10 : salary account ke alwa ke account rakhe jisme ap month ke start me hi utne paise transfer kr de jo ap ka pure month ka maximum budget ho. Ise ap sure kr paoge ki ap budget se upar nhi ja rahe kyo ki abhi ke time pe upi se paise transfer krne me pata hi nhi chalta aur month last me hm kuch bacha nhi pate
Yes, I follow the same
Yes i am a student of age 21, i also follow the same 😁😁
best. I just decided to follow same couple of days back.
Instead I am thinking of doing Auto sweep facility
I have been following this habit since 6 months and it's working 👍🏻
Wow....khub kaam ni information at very precise time. mari income bus start thavani chhe, ane mane aav video madi gayo. aapno khub khub aabhar
I have been working since 2018 and till 2021 I had only 76000 in my savings.
2021 Dec, I created an excel sheet noted down my expenses and sorted my savings. Today I have more than 27 lacs in my savings. Ofcourse Wife included in excel sheet.
Completely agree with this video.
😂😂 wife on Excel sheet
@@SKBEx-muslimMovement bruh
Same I am 18, I aam doing for my and my home expenses
I guess you got a salary hike 😅
Bhai ki wife ko jada pagar hai
9. No credit (udhaar)
8. Maintain accounts (daily expense)
7. Leave bad habits
6. Keep all records of premium plan , bills to paid to avoid extra fines or penalty (official docs)
5. Dont buy branded logo products
4. Dont just save, invest
3. Buy products smartly
2. Invest in your health
1. Keep learning
I just make goals and try to work for it, The best part is I don't achieve it but in the process I learn 😅
Last part is very good to give idea about management
I am following you guyz from a long time. In this video i got 2 things to improve on 1. Quit smoking 2. Take my health seriously
bhai logo ko to chutiya bana loge quit smoking bol kar,
par khud ko kaise tasalli doge.
1 in a million can quit smoking if he or she is smoking 5 cigarette a day
@@qwertyasdfgh1305agreed I'm trying to quit! i almost smoke a pack of cigarette par day!
Habit 10 - Suggestion, small savings, Invest/save any small changes daily. Example, if you spend 102 rs put 8 rs change in another account. It adds up over time and helps cushion a few eat out bills.
Have seen my father and grandfather practicing the same . They used to maintain separate folders as mentioned by u and secure all the warranty cards and bills in stick like hangers .. Have been planning to do the same since childhood and now we have come to the age of downloading taking screenshots and saving them in pendrives and other storage mediums. 😊 Basically to lead a smoother life we just need to peep into what our parents and grandparents have been practicing throughout their lives and seek their help in every decision we make.❤
Really, I want to thank you and this channel for giving such valuable finance advice and general financial knowledge without any lengthy promos. Please keep doing such great work. May god bless you people!
From lst 6months what I have started doing is to live one day and focus on that particular day at a time , and due to that I have saved a lot of money , started eating healthy, started making my own breakfast, started doing physical exercise and recently started weight training, my productivity has increased a lot and due to that professionally too I have improved and which had lead to financial profits , my relationships with my wife and my parents has improved, it's been 6 months I have not touched alcohol ( I was not an alcoholic but used to drink one or twice a week especially on weekends which use to suck my energy and due to that I was not able to give time to my family and close friends
So ya anyone who is a bit lost in this fast pace world , just take some time for yourself and start focusing on one day at a time , you would definitely love it after a point of time ❤😊
Same time plan some passive income like solar power production we have done in our house of course all credit goes to my husband now no electric bill and can buy electric products and use it like electric vehicles doing this monthly we are saving our transportation charges and electric bill which is apporx 5000₹
I am going to follow all these good habits, my first salary is upcoming on 1st August ❤. I want to manage all my expenses 😊😊
I always learn something whenever I invest some time in LLA, no disappointment at all.
I am already following 7-8 out of it !!!
Thanks
Sir...........mujha sbsa accha laga aap ka papa ka document rakhne ke trrika. paisa vaisa chorke hum is habit ko karne ki try karenge. Thank you.
One of the best videos from LLA. Kudos to RJ!
Another quality video from LLA. Presentation is awesome. Love this channel .
I am 32 Years Male, Married, 6 digits salary + Wife also earns and No kids. I have been following up all these 09 habits from past 4 years and have been able to accumulate good wealth compared to formeryears. The reason behind is that I have been following right kind of channels for knowledge consumption, I believe this is the most critical habit. If you follow wrong channels, it could cost you dearly financially and mentally.
@@Urabao there ain't a straight answer as people keep changing their stance, Like CA Rachana in 2021 was different than now. Keep your cognitive bias aside when doing knowledge consumption. I Follow multiple people in Twitter and here and have to judge everytime for every topic. Still few recommendations would be this channel, Asset Yogi, Pranjal Kamra, VP financials etc
What do you do for a living?
I agree. i started watching Rachna Ranade in covid, but soon realised, she's here for money. The stocks she recommended are still in loss after 3 years. Waste of time.
LLA is way better.
Hey Lavkesh, I have one question for you out of this topi , if you comfortable plz and that.
Q. I am meeting girls for marriage but I can’t decide whether to marry a working woman or a non working woman?
Mostly working women are feminists which scares me and It would be difficult to live in Tier-1 city with non working woman.
Can you suggest your thoughts on this?
FYI: I get decent salary but still I want thoughts on this
@@arhindgautam7919 12th fail movie have you seen? The girl was more intelligent than the man and followed all rituals including some which were really regressive. I am married to a girl which is epitome of feminist, he had equal problems when she was working and even when she left the job. Peaceful life started when we understood each other nature which took 4 years and we are love marriage couple. One habit I would recommend is that straight your priorities and don't compromise. Wrong partner gives more stress than having no partner. No compromise on personality is the key to success. Also noone would remain same throughout life that also remembers, all the best
One of the best video I watch so far. On point video. keep up the good work and best of luck
Whenever i watch your video i feel like i invested my time and energy in a proper way
I am downloading this app because I trust your channel as you have said many times and acted the same.
Health is most important...so don't ignore Health....great video
I have one good habit, i started giving all my salary to my wife and she started keeping track of all our expenses and at the end of 3 months she saved about 1 lakh from that money jisme se m aaj tak 1000 bhi save ni kr paia.. headsoff to our indian wifes 😊
Already following all habits except maintaining accounts
My parents thought me all the lessons despite having less salary I was able to afford surgery costing 3 lakh, car costing 20 lakh (shared 5 lakh each from family member) earning decent salary of 7 LPA in a tier 2 city
And have savings of 2 lakh and other 2 lakh in reserve
Can't be more happier also stocks worth 40k
Tier 2 city me 7lpa is kinda rare.. kya job karte ho aap?
@@veeresh_22 compared to others 7 lpa is less
@@basiccoder2166 well, comparisons aside, as long as u r happy.. that's all that matters.
I just wanted to know what jobs offer 7+ in Tier 2 cities
@@veeresh_22nope. It's pretty less 7 LPA in Tier 2 city is less. Can get paid more, more than double of this. But it depends in which field he works.
@@rabbit407 can you name some fields which can get u average of 12-15lpa in T2 city?
"We have food at home". This mantra has saved me so much money.
My father used to maintain similar document files and ID boxes. I miss him so much 😢❤
I am 24 year old,
Currently earning 2.7 lakh a month after taxes but still have lots of dets. This month I paid 1.8 lakhs of credit card bill + loans emis. I do misuse the money as I don’t realise the importance of it. I am trying but I am not able to control on my money. I just have started writing down my expenses and it is helping me to analyse my expenses.
Thanks for this video will follow other points as well. Hope to lower down my unnecessary expenses and start saving money.
What do you do?
one thing which helps a lot is
- Differentiating Need vs Wants and saving if I really crave for that Want.
- As you already said, buying the "Logo" if it gives return of the value invested.
Thank you sir for written chapters and summary also🙏
Thank you RJ for such a detailed video ❤
Amazed to know that almost all of the habits mentioned by you in the video are being followed by my mother- a true home maker! We usually ignore these things but must realize the importance of them!
One habit that helped me to save some money is "Pay yourself first". So basically once you receive the payment (salary or any other kind), you have to save/invest first and then spend later.
And yes it was a really helpful video, revisiting the basics from time to time really helps you to be more conscious about your finances.
Thanks for sharing Uncle's organization method towards the end.. When you mentioned it earlier in the video, I was really hoping to see it! It is like you read my mind! Great video!
Aapne apne purane video ko fir se naye roop me bana diya 2024 k lie 😂😂bhot badiya vaise mai ye video dhoond raha tha jo purana tha khair ab mil gaya mujhe badia bhot badiya
This video is so relatable. In previous job I saved nothing due to lack of financial discipline. In my current job I started the same. But since September I started to keep records (#8). It is to be mentioned that I have no credit also (#9). This helped to create a saving. Recently I'm trying to follow #7 (Thanks to financial expenditure tracking). I will implement #3, #2 and #1 also... Thanks RJ
Inspirational 🎉
Best informative video! Clean and to the point advice. Feel like one of family members gives advice.🙌🏻❤️
Habit no. 8 and 3 is very imp.
Abhi abhi shaadi hui hai meri so ab pta chalne laga hai ki kaise hum save kr skte hain.
Last week vegetables bahut less liye as compared to this week and no fruits aur iska kharcha rs.490 tha. This week humein pata chala ki Tuesday market lagta hai aur waha sasta milta hai. Humne last week se jyada vegetables + fruits laye and total was rs. 310. We saved almost rs. 180. So in a month we will save rs. 720. Just because we started buying from a particular market on a particular day saved us rs. 700. In a month
Ye jab shadi nahi hui thi tab bhi bahut logo ko pata hota hai ki haat lagne wale din sabjiya lani chahiye aur agar mandi paas ho to aur badhiya😂
One habit I made for myself and recommend to everyone is that I will save a certain fixed amount monthly no matter what happens and be constant on it, and when you're comfortable you can increase it graduallly. It is not compulsory to be a big amount but in my opinion "It is not the amount that matters, consistancy is the key" 😊
What a gem man. Lovely channel and presenter
This man is too honest... And worth watching LLA!!!🎉
Really amazing video ❤
The sound quality is amazing too!
Delayed buying if not urgently needed. Mujhe jo bhi Lena hota hai use Amazon Flipkart pe cart me rakh leta hu atleast for one month agar Mera kaam chal sakta hai to. Majority of the time low prices pe sabhi items liye hai. Aur sabhi bdi purchases ko pehle hi plan karke rakh liya. Like Mera phone expect karta hu 3 years chalega phir bhi ek phone pehle hi apni requirements ke according select karke rakhta hu in case kharab hua to urgent me le sake ya koi bahut accha offer Mila to thoda time pehle bhi le liya
Simple and to the point. Loved it!!!
Kudos to your father ❤
My father also does the same. Don't know why, but I find it very difficult. 😮
Totally agree with all habits, nice work bro ❤😊
Just don't agree with your Tiago 👿 go with Nexon atleast 😅
9 Habits
1) No credit उधार नही
2) Maintain your accounts
3) Leave your bad habits
4) Keep proper records
5) don't buy logos
6) Don't just save but invest (stable money app)
7) Buy in bulk
8) Take care of your health
9) Never Stop Learning
Great learning. Also shared this video with my contacts. Thanks for putting so much of efforts👍
Color grading and editing and sound effects is awesome 👌 of all your videos
Really it was definitely unique
Thanks to LLA , I get morè help from this video.....❤❤❤
This administration has no idea how people are suffering, things are getting so much harder we can't take it no more. A lot of people are financially struggling to put food on the table and a roof over their head, I appreciate your advice Walter James Henry. Imagine I invested $2,000 and got $10,600.
He's mostly on Telegrams, using the user name
@Gainwithwalter7
Best thing that happened to me last year that I can attest to is the progress I have made so far on trade. Venturing into crypto was my best decision ever I know more is yet to come 2024
The process of trading can be complicated when you have limited knowledge.
However, with the right strategy and setups, you can be successful. That's the whole point of investing.
Interesting!! I'm so excited, seeing mr Walter, being mentioned here because his strategies have also normalized winning trades for me. and it's a huge milestone for me looking back to how it all started.
bhai sach main yar dil khus kar dete ho aap apke video dekh kar thanks lakhne ka man hota hai dil se warna itne sare YT chanels pe bakawas hi karenge usefull kuch nahi bas thumbnel bahut acha desgin kar k laga date hain aur dakhne pe pura time waste but you did great and that is make you different from crowd
So well organized folders your Dad has maintained.
❤wonderful learning from you and your father. 🎉
Thank you for teaching the basics in a very simple way.. i don't know why i made organising so complex...
Kanjusi se bhi bhut paise bachte hai 😂😂
Sahi kha 😂
😂😂
Main to ek kanjus ka naam janta hi, jise sunkar kanjus word hi Sharma jae 😂😂😂😂
I think it's right way to investing 😅
😂
One of the best video on money management 👌👌
My mother and father also used to keep files for separate bills and other documents. It keeps them safe and handy to keep out when required.
You guys are really doing a great job.
Real Influencers.
बूंद बूंद से घड़ा भरता है और बूंद बूंद से खाली भी हो जाता है 😂😂 best line ever
Most practical vedio on saving for a common man👌👍
Kudos to your father for keeping stuff organised ! Gotta implement it soon
I'm a 2nd year graduation student and I'm not earning still but learning these things for my future thank you so much sir ❤
Instead of saving money in a lumpsum amount on a monthly basis try saving it in an equivalent amount on a weekly basis. For eg: if you are saving ₹4k on a monthly basis you are gonna save up ₹48k annually, whereas if you save ₹1k every week you can save up ₹52k annually and this results in a savings of an extra month i.e. ₹4k.
ye badhia tha guru 😂
1 month IS NOT EQUAL TO 4 weeks!!!
RIP Logic
And if you save Rs. 200 daily, you can save upto Rs. 73,000 annually and this will save extra 21k. 😅
@@NirmalKumar-sc5tk Yeah buddy, exactly 1 month is not equal to precisely 4 weeks, but to equate the monthly savings amount to the weekly basis it is assumed for a month to have 4 weeks on the least side.
Wahi toh logic h.... Parho toh sahi se.@@NirmalKumar-sc5tk
My father used to make records of each & every invoice, transaction, bills, daily expenses, folders,
these habits helps us to make more manageable in every context.
thanks team LLA for the flashbacks ❤
A.)Travel together
B.)Eat home cooked food
C.)Depend on home kitchen rather than market supplements.
Sir, you reached this level because of your father hardwork and discipline,. and definitely you will grow more in your journey, follow your father descipline it will make you feel much happier. ❤
I am Sales person but my one habit has helped me a lot, " Daily budget of ₹180 ( Petrol + other expenses ) not going above it ".... 😊😊😊😊😊
really! this video is what I was looking for! easy steps not only to save money but also your health ! good work ! keep it up!
habit 10 - prepare a plan for your yearly expenses & how are you going to spent on them
Thanks bhaishab itne achhe se sb kuch explain krne keliye. Aap bohot achhe se bolte hai...bht saalo se dekh rha hu
Sir plz make video for students to save money plz sir
All advices are the best. I have already implimented few and it really helps.
Which app will you recommend for expense tracker?
my money pro.... please use pro mode ..i am using
Axio expense tracker
Axio
Wallet by Budgetbakers
We have a room under stairs and I named that room as "Stocks Room" 😆, so Habit no. 10 - starting collecting home waste items like cardboard boxes, plastics, bottles etc and keep invested them in Stocks Room until it gets fill or room door is hard to close.. After month or two sell all the collected Stocks and will surely give returns in between 1500 - 3000rs.. 😃 From that free money we do non-veg snacks party or one can buy Grocery for a month.. 🤘
Also thanks to LLA for such kind of motivational videos.. 👍
Buying in bulk has been detrimental to my house. We buy items which are used only once/twice and then these items end up expiring and we need to throw them. For example, fancy sauces because we wanted to make subway sandwiches at home. It's been 6 months since we last used those sauces. A number of vegetables end up getting wasted as we are unable to use them in time etc etc.
Buy Atta and rice in bulk. Other things in moderation. Sauces you buy the small pack which has all sauces in small quantities. Buy vegetables every 3rd day so 2 times a week
Apni Vivek budhi ka istemal karo, budhi bacha kar kya upar leke javoge marne ke baad
@@subhamjain4752 Potatoes & onions too
Same here.. considering no of family members, time availability of wife -husband etc. These things are the crucial when we go for stock maintain. Not suitable for all families.
Bhai chawal anaj kha. Nobody is saying buy fancy sauces. That's your issue.
Ye sab Jo habits aapne batayi hai ,ye mere papa wo jab 16 saal ke the tab se follow krte hai , dads are universities in themselves. Thank you for the video Rishabh Bhai 🤠
before saving, need earning 😅
I love your father's document folders.❤❤❤
My father is on another tanget.
He has so many files and folders that he himself doesn't know where to find the documents when needed. 😂
I think the best skill i gained is I started Investing early.. like now I am 18 and just opened demat account on my name but I started Investing from the age of 17 with the help of my father's demat account... both youtube and my father help me about it and I am lucky that I adopted Investing not the shit(Treading) ... for example last year I generate a yearly cagr of 37% on my Investment amount... which is huge for me as a beginner... a student can easily manage basic stock investment along with studies.... and also my investment capital is the money I got from scholarships (Around 34k)
Great, last year was awesome 😎many clocked over 40% return
What is your capital?
1 yr data is nothing my friend, everyone makes money in a bull market, what you need to do is keep on investing with discipline and never liquidate a part of your investments till a certain goal is hit
Superb
I really got limitless knowledge from this video
Thanks a lot Sir
Keep it up❤
Kuch dost sirf hamare kharcha karne ke wajah se hi hamare saath rahte hai
Sbse pehle is bimari ko chhode
Great guidance sir...Thank You so much
I have purchased a 3bhk flat at Lucknow. Initially flat cost was 40 lacs for which I've opted for homeloan from SBI of 30lacs in year 2021.
Now the flat is constructed and builder has raised a demand which is exceeding the sanctioned amount.
Bank is denying for additional top-up.
What should I do? please suggest..
Without sale deed executed in your favour,bank will not give top up loan... Regards
Builder cannot raise demand if you did paper works like registration n all.
Suppose still you want, then you can give remaining money to builder in EMIS
Wow sir apke father ne bhit hi ache se sab organized rakha hai. Aur mujhe lagta hai usnki itni achi habbits se apne bhi bhot kuch sikha hai aur aaj humko wo sikh paas on ki hai. Thank you.
Even trollers don't have jobs and They all get paid for trolling 😂.
यहां तक कि ट्रोलर्स के पास भी नौकरियां नहीं हैं और उन्हें ट्रोलिंग के लिए पैसे मिलते हैं😂..¥§¥
Hume kush rahena chahiye ....although life is full of struggle but ...we should be positive and try to find out the way ..from the problem itself ....
There is always a way where there is will ...so dnt loose hope ....
Paesa ghar se meilte hi nhi to saving kaese hogi😂😂