My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv
My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
sir i completely agree with your perspective and want to purchase iphone but as of now i keep it for later i have put all my savings in stocks and etfs and whatever profit it will come from it i will purchase luxry from it
After watching your video I remind myself of the point I have read in Psychology of Money, "when you buy expensive things, you may not want that thing but you want the respect behind that thing. That respect also can be earned by charity"
Hello Ankur Sir... I'm 17 yrs old and you know how kids of my age are they wanna buy expensive shoes, phones and other things and when I ask them how is that thing helping you or what difference did it bring to your life they just tell it is COOL. In the last one and the half year idk how but I have saved just above half a lakh and it's not like I've not spent anywhere it's just that I've always spent my money on experiences which would make me ready for the real world outside the school for example travelling and spending on things which makes me happy. Even my friends tell me buy this phone buy these jordans you can join the sneaker community but even after having the money I just said no cuz it's non of my use and it won't add any value into my life. I just didn't come into the SOCIAL COST... After seeing your video i realized why kids of my age tell me that YOU ARE COMPLETELY DIFFERENT FROM US.. It's a humble request that you make videos targeting the ppl of my age on how to invest money when we turn 18 or start earning for a long term so that we could use it as our RETIREMENT FUND.... Thank you sir for making such a video and giving me the surety that I'm on the right path of financial knowledge.....
all the best in life bro 🎉 its good you understood things way early in your life, grow each day and dont fall into this trap of life which you don't want 👍🏻 All The Best Young lad ✌🏻
@@Tatatatatatattttatata j7 is so impressive. my father bought oneplus 5 in 2017 summer holidays for 32000. 2669 days and running. this comes to 11rs per day. There are some problems due to 64gb model, small battery, no wifi calling, android 10, camera. But he mainly uses it for calling so it's fine. rough use and heavy usage not a single day it was used lightly. Oled screen is still SO lovely and oxygen OS is crispy crisp. though missing many features.
@@shortsparadiseaj5505 Even the newest budget Samsung phones stuttter when using more than one app. Unless you are using only gmail, whatsapp and youtube, there's no way such old hardware is working flawlessly. The camera app will hang like hell while taking pictures. The gmap will crash when navigating locations. I'm not even going into what'll happen to Ola/Uber/FB/IG/Flipkart/Amazon apps. J7 prime has old exynos chipset which is anyway not relevant for current apps. Not to mention about the eMMC storage and 5 year old android version.
Yesterday,I was at the Croma shop with my brother. I was there to buy a pen drive. I saw one family (three people and one child) buying an iPhone 16, and one man had an iPhone 15. But I looked at their appearance, clothes, and slippers. They were wearing really cheap clothes and 100 Rs slippers. I thought this family couldn't even afford good slippers or a good bike worth 1 lakh, and they were buying an iPhone. They were depositing 35 thousand rupees in cash, but the staff member said it was 33 thousand. Then they recounted the notes. The notes were too old in appearance and probably they saved a lot to buy an iPhone. That lady was wearing duplicate gold in her ears and nose. Then I told my brother that that's why education is important; you need to know how marketing works. By the way, I have a 10k worth phone since 4 years, but I bought a 62k laptop for coding and studying. Also, I have a 40k second-hand bike. But people have 15 lakh worth car,they are not even capable of paying EMI on time, they don't have a 2-room home (I'm talking about one of my relatives). I will buy everything once i can afford it . Not to show others
Good eye opener. As a tech enthusiast I tend to feel that I need to upgrade on the tech that seems magical, but unfortunately now most of the companies are losing out on innovations and updates to phones each year is very minuscule.
Bro it's not unfortunate but fortunate that companies are lacking innovative, because of that us tech enthusiast's mind doesn't wander to make new purchases 😂. I hope it goes on! Keeps me in control.
Not defending any company, but you tell what more is needed in a smartphone at this point of time? Can you point out a few practical features that you feel are missing on current smartphones(not ui ux modifications, but features like apple's action button and Samsung's s pen or something similar)? Smartphone industry is saturated now, it will only be about AI going forward.
@@sparshchadha5469 We don't know what is missing until companies put something which was not there but is useful right? Like when did we know that we can have wireless charging or zoom capabilities, macro camera, fully functioning all screen no bezel display? Like noone knows what can come up next. It's not us who told or asked companies to add these amazing features to smartphones, we weren't even aware that a smartphone can do these things. So you really are defending companies. They have a whole team of innovators, so much infra to do R&D and all but when something is selling quite even without innovation why would they bother?
@@mynk_rjput you answered yourself in the end. If even the customers dont know what *Innovation* they want, companies will only refine existing hardware and software with minimal improvements because smartphone industry is saturated. The only feature now i want is under display camera, which I'm sure they are researching on (Samsung fold has it currently). Now its only about AI, but they're giving gimmick features in the name of AI instead of something truly innovative. This is a saturated space just like laptops and TVs. And majority of the people dont want anything new in their phones, it's just us tech people that want Innovations. This is the reason why apple still gets away with 60hz in a flagship because people simply dont care.
same thing happen last 2 yrs my friend buy s23 ultra and i am stop myself to buy flagship and till the date my money is grown in stocks around 42% abd i use my friends mobile phone for capturing something and my money safe till the date 😃😃
I was on the verge of buying an iphone 15 on EMI, and was kinda depressed because my monthly salary is 15K, later when i thought about it deeply, i figured out I don't even need a new phone and that my current phone is working almost perfectly. Dont let these companies fool you. 🫡
I love your every single words . Last 2 minutes was goosebumps. I'm 32 years age and from last 14 years I have grown a rich mind set like this. But listening to you is a pure treasure. One day I will definitely meet with you in personal. Love from Kolkata. ❤
I am an economics teacher. Your vedio helps me to take better financial decision and it also helps me to teach my students the practical use of money or resources. Thanks sir 🙏
For long time, I have been an android user and completely happy with it. I am a corporate working professional, and I never felt the need to buy an iPhone just to look cool in the community whereas others around me are mad over it, I need storage space in my phone without having to subscribe to iCloud and my android serves my purpose. So, truly, identify what is your need and how it is getting fulfilled is very important. For those who understand it early and do not fall into the marketing trap of big brands, it's a blessing for them. You are making videos to create awareness amongst the youth which is very impressive as one need to be courageous in opening up their life in front of the world. Please continue to do so.
This video showed up at the best possible time. I have been thinking to buy an iPhone 16 Plus, not to show off but to take great pictures because I travel a lot. But somehow, deep inside me, a voice asks me constantly if I really need it since I already have a good samsung galaxy device with a pretty decent camera. What I need now is a bike, my dream bike. I will buy it next year but getting an iphone which I'll probably purchase with a 9-month Scheme is going to send me a few steps backwards. This video just opened my eyes and gave me a good realization. Thank you Ankur. Lots of love from Kolkata.
Hi Ankur Sir, I've started watching your videos lately. Now, I realise that I've been living my life in complete ignorance. Always ignored about investment, only thought about liabilities. However, now I know I would be able to make a difference as I understood very recently the importance of growing your money. Thanks a lot for sharing all your knowledge on this. Really touched by your videos.
I use iPhone XR since 2019. Changed the battery once from Apple service centre it works fine. I know I’m pretty back dated but somehow didn’t feel the need to upgrade the phone. For better pics I use my DSLR. My friends do make fun of me, but I know where I stand; I can buy 2 iphone 16s with my monthly disposable income i just choose not to 😅
If u can buy it twice with your monthly disposable income... i dont see a reason why you shouldnt upgrade to a better phone. The camera isnt the only difference between a 5 year old phone and new phone uk
from "what will I miss if i don't buy iPhone" to "what will I miss for buying iPhone" Great video. Me being an economics graduate could understand the pov very easily
My money mindset change after seeing this video Where should used your money I not earning now but it fundamental learning of my future rich life from this video on money it what actually used for experience and health and improvement your life and buy assets used for this Love you ankur warikoo uncle love you so much 💙💙💙💙💙
Thank you Sir. 20:40 The moment when I realise myself that I am spending more on unnecessary things, your videos pops up on my RUclips. Best wishes, thank you for the advices, I have grasped a few.🙏🏼 Keep posting such stuff. Regards
Great video...i was struggling to decide whether to buy iphone or an android phone but now after seeing this video I can see things clearly... thankyou..social cost hit me n i truly believe it
My Father also has the same mindset and he follows it unknowingly because whatever you said for him is a Common Sense 😅 Except the Opportunity Cost of FD which I made him realize and this happened beacuse of being Subscriber of this Channel.....Thank You Ankur Warikoo Sir!!
You really touched my heart, Warikoo sir, especially with your closing remarks. While watching your video, I kept thinking why I didn’t act on this back in 2000 when I graduated. My realization about the importance of money and investing only came now, at the age of 45. I never thought about it until I went through some very tough times, and that realization hurts more than anything else. It’s true, I spent money on unnecessary loans, but thankfully, I didn’t waste it on things like iPhones, as my earnings weren’t that high
Ankur my friend seriously I was spell bound from this video specially the end. I came not because I want to buy an Iphone or I have an Iphone. I just came to understand the mentality and the video is totally worth it. Hat's off Mannn!!!👏🏻
Thank you for such an awesome video. Just bought an iPhone 15 and came to your channel after a long time. It was needed but I realized I forgot what my true source of happiness was and will be. I forgot the goal in my life. Thanks for giving a hard reality check.
The matter is not what should I buy or not whenever I watch whatever your videos bcz I dnt watch all but after watching each video I think this is the best thing which I learn today thanks a lot.
Currently I can afford one Iphone16 base model or a Samsung Galaxy s24 base variant every month even after paying my rent. But I am still using my Realme 5 pro that I got on 2019. Probably I will change it next year when Galaxy S25 will launch.(Base variant, not the Ultra or Plus)
The conclusion was mindblowing. Shoutout to the cinematographer and editor as well. Very well made! That snippet is getting added to my list of insipring speeches!
I calculate according to my needs. I want my phone to improve my work or day to day life efficiency. Also I want my phone to earn money for me eg share market, RUclips, freelancing job etc. Generally I use a phone for 5 years. Recently I shifted from 15k redmi to 50k vivo v40 pro. The extra phones adds extra efficiency for me.
The best financial video i have ever seen till date. Thanks Ankur sir for really igniting the spark within me about the best use of money. The last 5 - 7 min of the video was really inspiring and motivating...
Ankur sir, namasthe This is my first comment in my life for a RUclips content. Nice content sir. LOVE YOU SIR I like your content for 1. Your analysis of either a financial mistake or a financial plan is in a scientific way/terminology yet can be understood by anyone. 2. The genuine inner concern you have for the content viewers (we are definitely feeling sir). Thank you very much sir for your work.❤
I really wonder how you think at this time of the world?? Not many people make this kind of content. I really need this kind of perspective in our life especially the younger generation.
This is epic, when atleast 1 percentage of kids understand this, fathers like us will be relieved of the pressure they give us to purchase these unnecessary things
@warikoo sir background music is disturbing while listening to you. I suggest you to remove the bg music or lower the volume. Thank you for your efforts.
Thank you.. Completely resonates with me.. just one correction on point 3.. house if bought I wud like to see the appreciation in x yrs not daily cost..
Bought iPhone 15 pro max 1 TB in Flipkart big billion day sale for 1.30 lakh. 1 month ago same model costed 1.89 Lakh. No need of Apple Care+ as invested 2k in good tempered glass and rugged case
Bought a 18k Android moto that feels super premium in my hand. After 6 years of using a 10k phone. It didn't even cost me a week's salary to buy it. But i put 1.3Lacs if needed into stocks that has always yielded decent profit. Depreciation is what you would already feel if they release a next version of iPhone. No need Apple care, no need Apple phone. What do you do in iPhone that you can't do in an Android phone? In fact certain things I do in my mobile is not possible in iPhone. If something like a phone increases your worth by 2x, it means that you value yourself as much as a phone only. The people who try to use their skills to project their value than their house or bank balance deserve the respect.
@@CheckMater007 its recurring cost 749/ month for 2 TB they don't have 1 TB option only 50gb,200gb and 2tb. Plus on Flipkart difference in price between 512gb and 1 tb, 15 pro max was only around 6k. So decided to go with 1 TB.
@@subramaniantr2091 I have been using Android for 5+ years this is my first iPhone only reason to switch was because of convenience of Apple ecosystem. As I have mac air and airpods from my college days getting iPhone would make work more smoother as compared to Android. Buying an iPhone for showoff purpose is a big no, but for convenience of apple ecosystem then big yes.
@@subramaniantr2091 This is my first iPhone and I bought it just for the convenience of Apple Ecosystem as I already have mac and airpods. Buying iPhone on emi for showoff purpose just to flaunt that Apple logo is a big no but it helps make your work smoother then big yes that too on direct payment no emi.
Hi Ankur, I love your content and watch many of your videos. I studied nearby your alma mater in NGFS Alaknanda. I was hooked to this video of yours till 23 minutes. Then, you started telling how you use your iphone to make content. I would have used an SLR camera instead of iphone which is much more economical than iphone. Nonetheless, it's my opinion. U know better.
You saved me Ankur! I'm using OnePlus Nord which was launched in 2020 and I bought it for 28k and even after 4 years its still working perfectly fine but these hype and sales drove me crazy and pushed my brain to go for a new one. Although I don't need it but my brain kept telling me, go and buy S23 or iPhone 15 and stupid me cancelled my SIP and withdraw all the amount and was planning to buy one on this upcoming diwali sale but after watching this, I will re invest and won't buy until my current phones dies. Once again thanks!
Its not about waiting till your current phone dies, Just plan a buy something you like to use on functionality basis. Buy again a new phone of 28-30k its still gone last another 4 years easy.... But but spending 1 lakh on something we can get on low cost doesn't makes senses... Hope it helps
Just an observation, that 1cr / 40*365 = 685 rs per day, but if you take a loan for 30 years, you're paying a total of 2.82 cr which becomes 1939 rs per day... Love the concept, but a big calculation mistake here
Brother I am 50 I agree with you 100%. I used to get anxiety attacks after purchasin 14K Nokia Mobiles and remember reselling them back.....However as I grow Old and would oneday die, I dont see myself taking any of this money with me. I had denied myself many pleasures....blah blah blah....EOD
I have an expensive motorcycle but not to show off, I smile everytime I ride it, I feel happy. That money is well spent for me. But I use an S20 FE still and have no plan to upgrade.
The biggest problem of Bharat is People here focusing more on to look rich rather than becoming Rich, this trend started from Bollywood and nowadays there is not big difference between 20k and 100k earning person both using same iphone the difference is only one for their work & other to showoff
@@anabiaashraf1806 i used redmi note5 for 6 years to only leave it because of buttons damage. It still works fine for me. A little slow though. That's all we need in reality when we focus on real life. I can buy iPhone easily with a month's salary. But when you purchase things that you don't really need you might give up something that you really need.
I am 22 right now and i wish main aapke videos aur jaldi dekhna start karta taaki jo maine galti mere early 20s mein kari woh nahi karta. I always regret ki maine savings nahi ki jab se main job karta aaya main 18 years se officially 9-5 karna start kiya but woh time main paise uda deta tha and i didn’t save and i regret it now but now i am investing and managing my money properly but sometimes upar neeche hojata hai but i manage. Thanks ankur sir for being a mentor and i’ll definitely follow you the rest of my life and i wish i could become like you one day in terms of wealth, knowledge and the most important the man you are❤
Rich people die leaving all their money in their bank accounts for their child and future gen. Which feels more SHIT. (IN SHORT JO KAMATE HE WO USKO JITE NHI AUR JO JITE HE WO KAMATE NHI) so this video should be for base HAPPINESS bad not about this shitty management and yes I phone is not NEED. But a mobile phone is.. Still Appreciate Sir 29:50
Sir, I swear I was about to go buy the new iPhone 16 Plus right now but thought since I still had an hour so thought to head over to RUclips for some timepass. Scrolling for some time I landed on this video and now, realizing my actual GAREEB MINDSET, I've literally changed my mind and no more planning to buy it before I clear off my earlier debts, first. Thank you for these valuable insights. 🙏
I agree with you sir,through crypto mining I have also made enough to send my kids to the best schools,complete my new house, and got a car for my family it only took three months to achieve all of this
Ankur sir ..... thank you so much for what you are doing 🙏🏻 I've improved a lot because of you ..... I've started respecting my money , although I don't earn much But now in future I'll have that privilege to spend more I'll still spend on my experiences ......
I have been watching your videos for the last 7-8 months but in today's video, I got very good knowledge and I really liked the video show. Thank you so much for making such good content.❤❤❤😊
I used to use sub 15k phones always, but they seem to lag after just 1.5 years of use. Something is wrong with the mobile software/hardware ecosystem for this to be the case.
Thank you sir for making financial videos.. kudos to you..👏👏 I am 35 yrs old and still do not have any insurance and investing plan.. But by watching your videos, I can trust you & soon start investing rather than spending money to buy liabilities just to show off the world..😊
![Seungmin "그렇게, 천천히, 우리(As we are)" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/kAzmhLHePqU/mqdefault.jpg)
My Money Apps:
Indian Stock Investing (Zerodha): bit.ly/3iYKROh
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh
US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR
Portfolio Investing (Smallcase): bit.ly/3u0is0I
Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c
How to pick the right insurance (Ditto): bit.ly/3xFh7OU
The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.
My bestselling books:
'Make EPIC Money' here: amzn.to/3WHJ43F
‘Get EPIC Shit Done’: amzn.to/4fK1IR5
‘Do Epic Shit’: amzn.to/4fK9uuv
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
sir i completely agree with your perspective and want to purchase iphone but as of now i keep it for later i have put all my savings in stocks and etfs and whatever profit it will come from it i will purchase luxry from it
🎉
Meri capacity iphone 16 ki but me leta nahi hu .mene aapka video dekh kar investment suru kiya he ,hab muje iphone nahi chahiye ,lunga par abhi nahi❤
Hlo I want your advice for my money planning
Sir mujhe 10000 rupees investment karna hai tou ukso kaise batte
After watching your video I remind myself of the point I have read in Psychology of Money, "when you buy expensive things, you may not want that thing but you want the respect behind that thing. That respect also can be earned by charity"
Great comment🎉
This comment deserves 1k likes
@@sarthak_7 Yes brother
Do you mind sharing how much respect you earned and how much you gave on charity?
I’m sure you made this comment to gain likes. You don’t have to show to the world what you are doing just for the sake of show off
Hello Ankur Sir...
I'm 17 yrs old and you know how kids of my age are they wanna buy expensive shoes, phones and other things and when I ask them how is that thing helping you or what difference did it bring to your life they just tell it is COOL. In the last one and the half year idk how but I have saved just above half a lakh and it's not like I've not spent anywhere it's just that I've always spent my money on experiences which would make me ready for the real world outside the school for example travelling and spending on things which makes me happy. Even my friends tell me buy this phone buy these jordans you can join the sneaker community but even after having the money I just said no cuz it's non of my use and it won't add any value into my life. I just didn't come into the SOCIAL COST... After seeing your video i realized why kids of my age tell me that YOU ARE COMPLETELY DIFFERENT FROM US..
It's a humble request that you make videos targeting the ppl of my age on how to invest money when we turn 18 or start earning for a long term so that we could use it as our RETIREMENT FUND....
Thank you sir for making such a video and giving me the surety that I'm on the right path of financial knowledge.....
You are on right track at early age. Grow each day🎉
You are really grown up brother !!
I am doubled of your age , and feel you will grow up.
all the best in life bro 🎉 its good you understood things way early in your life, grow each day and dont fall into this trap of life which you don't want 👍🏻 All The Best Young lad ✌🏻
You should have written more
@@Rishab_Subba Thank you sir🙏
My father brought Mi A2 in 2018 at 16000₹ it's still working after 6 years (2100 days approx) it means it cost 6-7₹ per day. 😂😂
Total worth it
@@Tatatatatatattttatata j7 is so impressive. my father bought oneplus 5 in 2017 summer holidays for 32000. 2669 days and running. this comes to 11rs per day. There are some problems due to 64gb model, small battery, no wifi calling, android 10, camera. But he mainly uses it for calling so it's fine. rough use and heavy usage not a single day it was used lightly. Oled screen is still SO lovely and oxygen OS is crispy crisp. though missing many features.
my mother bought a Moto E4 plus for 10000 in 2017 november , it's working fine , 3.9 rupees per day
@@Tatatatatatattttatatasame here bought my j7 prime in march 2017 and still works like a charm...also the battery backup is still very impressive
@@shortsparadiseaj5505 Even the newest budget Samsung phones stuttter when using more than one app. Unless you are using only gmail, whatsapp and youtube, there's no way such old hardware is working flawlessly. The camera app will hang like hell while taking pictures. The gmap will crash when navigating locations. I'm not even going into what'll happen to Ola/Uber/FB/IG/Flipkart/Amazon apps. J7 prime has old exynos chipset which is anyway not relevant for current apps. Not to mention about the eMMC storage and 5 year old android version.
Mi A2 is A Gem!!
Yesterday,I was at the Croma shop with my brother. I was there to buy a pen drive. I saw one family (three people and one child) buying an iPhone 16, and one man had an iPhone 15. But I looked at their appearance, clothes, and slippers. They were wearing really cheap clothes and 100 Rs slippers. I thought this family couldn't even afford good slippers or a good bike worth 1 lakh, and they were buying an iPhone. They were depositing 35 thousand rupees in cash, but the staff member said it was 33 thousand. Then they recounted the notes.
The notes were too old in appearance and probably they saved a lot to buy an iPhone. That lady was wearing duplicate gold in her ears and nose. Then I told my brother that that's why education is important; you need to know how marketing works. By the way, I have a 10k worth phone since 4 years, but I bought a 62k laptop for coding and studying. Also, I have a 40k second-hand bike. But people have 15 lakh worth car,they are not even capable of paying EMI on time, they don't have a 2-room home (I'm talking about one of my relatives). I will buy everything once i can afford it . Not to show others
Well said brother
Tomorrow? (please don't edit it, it's very funny)
Bro bro bro you really need education man 🤣🤣 tomorrow 🤣 really??
@@aamirkhan943 main point pe focus karo bhailog 😅
@@akash1430. "Tomorrow" renders the whole thing as fake because it isn't humanly possible.
Good eye opener. As a tech enthusiast I tend to feel that I need to upgrade on the tech that seems magical, but unfortunately now most of the companies are losing out on innovations and updates to phones each year is very minuscule.
Bro it's not unfortunate but fortunate that companies are lacking innovative, because of that us tech enthusiast's mind doesn't wander to make new purchases 😂. I hope it goes on! Keeps me in control.
@@mynk_rjput haha good way of looking at it...
Not defending any company, but you tell what more is needed in a smartphone at this point of time? Can you point out a few practical features that you feel are missing on current smartphones(not ui ux modifications, but features like apple's action button and Samsung's s pen or something similar)? Smartphone industry is saturated now, it will only be about AI going forward.
@@sparshchadha5469 We don't know what is missing until companies put something which was not there but is useful right?
Like when did we know that we can have wireless charging or zoom capabilities, macro camera, fully functioning all screen no bezel display?
Like noone knows what can come up next. It's not us who told or asked companies to add these amazing features to smartphones, we weren't even aware that a smartphone can do these things. So you really are defending companies. They have a whole team of innovators, so much infra to do R&D and all but when something is selling quite even without innovation why would they bother?
@@mynk_rjput you answered yourself in the end. If even the customers dont know what *Innovation* they want, companies will only refine existing hardware and software with minimal improvements because smartphone industry is saturated. The only feature now i want is under display camera, which I'm sure they are researching on (Samsung fold has it currently). Now its only about AI, but they're giving gimmick features in the name of AI instead of something truly innovative. This is a saturated space just like laptops and TVs. And majority of the people dont want anything new in their phones, it's just us tech people that want Innovations. This is the reason why apple still gets away with 60hz in a flagship because people simply dont care.
After watching ankur warikoo, I've become disciplined with my finances
That 10 sec before signing off. Such a real expression and how much you meant. Thank You for doing this for the community. 🙏🏻🙏🏻🙏🏻
Whenever I gain an urge to buy a Flagship phone ... I play your video 🙂 successfully crossed this BBD also.
🤣🤣🤣🤣🤣🤣🤣
I will watch the video until diwali festival to control my urge to buy new phone 😂
Same 🤣
same thing happen last 2 yrs my friend buy s23 ultra and i am stop myself to buy flagship and till the date my money is grown in stocks around 42% abd i use my friends mobile phone for capturing something and my money safe till the date 😃😃
I was on the verge of buying an iphone 15 on EMI, and was kinda depressed because my monthly salary is 15K, later when i thought about it deeply, i figured out I don't even need a new phone and that my current phone is working almost perfectly. Dont let these companies fool you. 🫡
I love your every single words . Last 2 minutes was goosebumps. I'm 32 years age and from last 14 years I have grown a rich mind set like this. But listening to you is a pure treasure. One day I will definitely meet with you in personal. Love from Kolkata. ❤
ফোন কিনে পয়সা নষ্ট করো না
I am an economics teacher. Your vedio helps me to take better financial decision and it also helps me to teach my students the practical use of money or resources.
Thanks sir 🙏
For long time, I have been an android user and completely happy with it. I am a corporate working professional, and I never felt the need to buy an iPhone just to look cool in the community whereas others around me are mad over it, I need storage space in my phone without having to subscribe to iCloud and my android serves my purpose. So, truly, identify what is your need and how it is getting fulfilled is very important. For those who understand it early and do not fall into the marketing trap of big brands, it's a blessing for them. You are making videos to create awareness amongst the youth which is very impressive as one need to be courageous in opening up their life in front of the world. Please continue to do so.
This video showed up at the best possible time. I have been thinking to buy an iPhone 16 Plus, not to show off but to take great pictures because I travel a lot. But somehow, deep inside me, a voice asks me constantly if I really need it since I already have a good samsung galaxy device with a pretty decent camera. What I need now is a bike, my dream bike. I will buy it next year but getting an iphone which I'll probably purchase with a 9-month Scheme is going to send me a few steps backwards. This video just opened my eyes and gave me a good realization. Thank you Ankur. Lots of love from Kolkata.
Hi Ankur Sir, I've started watching your videos lately. Now, I realise that I've been living my life in complete ignorance. Always ignored about investment, only thought about liabilities. However, now I know I would be able to make a difference as I understood very recently the importance of growing your money. Thanks a lot for sharing all your knowledge on this. Really touched by your videos.
I use iPhone XR since 2019. Changed the battery once from Apple service centre it works fine. I know I’m pretty back dated but somehow didn’t feel the need to upgrade the phone. For better pics I use my DSLR. My friends do make fun of me, but I know where I stand; I can buy 2 iphone 16s with my monthly disposable income i just choose not to 😅
I feel you bro.. commenting from my same Iphone XR bought in 2019 BBD sale from Flipkart.! And still works like charm.!😘
If u can buy it twice with your monthly disposable income... i dont see a reason why you shouldnt upgrade to a better phone. The camera isnt the only difference between a 5 year old phone and new phone uk
@@rahulenork haha he would, only if he was telling the truth.
🎉
I am in same position , this iPhone obsession is with Indian youths is beyond imagination
Probably the best conclusion 🔥
from "what will I miss if i don't buy iPhone" to "what will I miss for buying iPhone" Great video. Me being an economics graduate could understand the pov very easily
Very good video 👌👌 I don't know why people criticize you.. You have explained very nicely the concept of cost analysis 👍
My money mindset change after seeing this video
Where should used your money
I not earning now but it fundamental learning of my future rich life from this video on money it what actually used for experience and health and improvement your life and buy assets used for this
Love you ankur warikoo uncle love you so much
💙💙💙💙💙
Thank you Sir. 20:40 The moment when I realise myself that I am spending more on unnecessary things, your videos pops up on my RUclips. Best wishes, thank you for the advices, I have grasped a few.🙏🏼 Keep posting such stuff. Regards
Great video...i was struggling to decide whether to buy iphone or an android phone but now after seeing this video I can see things clearly... thankyou..social cost hit me n i truly believe it
I really appreciate this type of content on RUclips. I will rewatch it once again when I'm capable of buying something like an iPhone.
Logo ko mehnga phone chaiye .... Par zarurat nahi hai ....
Phones from 20k to 40k is enough and 50k should be Max
10k-15k is enough.
Depends on the usage of the person... What they like to use and how much...
My Father also has the same mindset and he follows it unknowingly because whatever you said for him is a Common Sense 😅
Except the Opportunity Cost of FD which I made him realize and this happened beacuse of being Subscriber of this Channel.....Thank You Ankur Warikoo Sir!!
CA aspirant here!, warikoo you basically explained many concepts from IAS - 16 Property, Plant and Equipment.
I don't have any money to buy I phone or Mac book but still I am watching your video and try to learn the cons of show off.
Great content about money saving which l haven’t seen ever, keep going really appreciate
Last 5 min of video was truly goosebumps.....thank u sir for changing my perspective to money❤️❤️
Conclusion hits more than whole video. Amazing video.
Sir ye video mere life ka sabse best video or ek Sikh hai
Thank you for always der for guidance.
If I'm earning well, why should I not get a thing which I Want? Just got 16 Pro Yesterday!
Dimaag se kamjor ho kya 😮
@@vampirebot1273 kahe bhai
One amongst the best of clips you created. Didactic!
Trying to learn these principles-appreciate vs. depreciate. Thank you.
You really touched my heart, Warikoo sir, especially with your closing remarks. While watching your video, I kept thinking why I didn’t act on this back in 2000 when I graduated. My realization about the importance of money and investing only came now, at the age of 45. I never thought about it until I went through some very tough times, and that realization hurts more than anything else. It’s true, I spent money on unnecessary loans, but thankfully, I didn’t waste it on things like iPhones, as my earnings weren’t that high
Two days back I bought iPhone 16 pro max..and after seeing this video...I am confused I shld have avoided it or ?
Ankur my friend seriously I was spell bound from this video specially the end. I came not because I want to buy an Iphone or I have an Iphone. I just came to understand the mentality and the video is totally worth it. Hat's off Mannn!!!👏🏻
Thank you for such an awesome video. Just bought an iPhone 15 and came to your channel after a long time. It was needed but I realized I forgot what my true source of happiness was and will be. I forgot the goal in my life. Thanks for giving a hard reality check.
The matter is not what should I buy or not whenever I watch whatever your videos bcz I dnt watch all but after watching each video I think this is the best thing which I learn today thanks a lot.
Currently I can afford one Iphone16 base model or a Samsung Galaxy s24 base variant every month even after paying my rent. But I am still using my Realme 5 pro that I got on 2019. Probably I will change it next year when Galaxy S25 will launch.(Base variant, not the Ultra or Plus)
I changed my mind after watching this video. Nice work, sir!
The conclusion was mindblowing.
Shoutout to the cinematographer and editor as well. Very well made!
That snippet is getting added to my list of insipring speeches!
The best part of your content is that it's very relatable. Loved it
I have been using this same formula to buy phones since 2018. But not daily cost, I calculate monthly cost.
I calculate according to my needs. I want my phone to improve my work or day to day life efficiency. Also I want my phone to earn money for me eg share market, RUclips, freelancing job etc. Generally I use a phone for 5 years. Recently I shifted from 15k redmi to 50k vivo v40 pro. The extra phones adds extra efficiency for me.
Spoon feed knowledge absolutely free .. lucky are those who can grasp it.... great in depth explanation
Jb se maine apne goals ke liye sip banai chalu ki hai aisa lgta hai bhaut saari cheez khareed sakta hu
Sip ke bare me kuchh bataye please
The best financial video i have ever seen till date.
Thanks Ankur sir for really igniting the spark within me about the best use of money.
The last 5 - 7 min of the video was really inspiring and motivating...
Hello ! Ankur Sir , You Are Making Amazing Videos On RUclips , Iam Appreciating You For That Your Work On RUclips , And Your Success Journey...
Ankur sir, namasthe
This is my first comment in my life for a RUclips content.
Nice content sir. LOVE YOU SIR
I like your content for
1. Your analysis of either a financial mistake or a financial plan is in a scientific way/terminology yet can be understood by anyone.
2. The genuine inner concern you have for the content viewers (we are definitely feeling sir).
Thank you very much sir for your work.❤
Thank you sir,clearly people are misinformed because I make about 16k in one month which is over 100x of my starting capital
@Arnold1899
That’s it
Telegram
You have a knack for communicating us, thoroughly grasping our thoughts and feelings.
Everyone in this generation needs to visit this video once every 3 months. Ankur Awesome man!.
I really wonder how you think at this time of the world?? Not many people make this kind of content. I really need this kind of perspective in our life especially the younger generation.
it comes from going deep into human psyche and self awareness
The most important factor (in my opinion) is the ostentatious nature of such high end items. Really useful video, Ankur!
28:00 touching line❤
This is epic, when atleast 1 percentage of kids understand this, fathers like us will be relieved of the pressure they give us to purchase these unnecessary things
Please don't add this type of background music
Its really hurt while watching 1.5x
I especially loved the concept of paying the cost of buying a new house per day. Genius ideology. Thank you Ankr ji...❤
@warikoo sir background music is disturbing while listening to you. I suggest you to remove the bg music or lower the volume. Thank you for your efforts.
REALITY Spoken ❤
Video starts from 10:00
Thank you.. Completely resonates with me.. just one correction on point 3.. house if bought I wud like to see the appreciation in x yrs not daily cost..
I was planning to buy iphone 16 , but now I think that I should buy S24 ultra. 😅
You're very cool bro.
Good decision
Ab ankur warikoo s24 ultra pr bhi video layenge 😂😂
Real id se aaao Devendra bhai!
You be like: Hum nahi sudharenge 😂😂😂😂😂
Beautifully explained. 🙏🍁
Bought iPhone 15 pro max 1 TB in Flipkart big billion day sale for 1.30 lakh. 1 month ago same model costed 1.89 Lakh. No need of Apple Care+ as invested 2k in good tempered glass and rugged case
Why 1 TB, you could just get iCloud subscription, just curious?
Bought a 18k Android moto that feels super premium in my hand. After 6 years of using a 10k phone. It didn't even cost me a week's salary to buy it. But i put 1.3Lacs if needed into stocks that has always yielded decent profit. Depreciation is what you would already feel if they release a next version of iPhone. No need Apple care, no need Apple phone. What do you do in iPhone that you can't do in an Android phone? In fact certain things I do in my mobile is not possible in iPhone. If something like a phone increases your worth by 2x, it means that you value yourself as much as a phone only. The people who try to use their skills to project their value than their house or bank balance deserve the respect.
@@CheckMater007 its recurring cost 749/ month for 2 TB they don't have 1 TB option only 50gb,200gb and 2tb. Plus on Flipkart difference in price between 512gb and 1 tb, 15 pro max was only around 6k. So decided to go with 1 TB.
@@subramaniantr2091 I have been using Android for 5+ years this is my first iPhone only reason to switch was because of convenience of Apple ecosystem. As I have mac air and airpods from my college days getting iPhone would make work more smoother as compared to Android. Buying an iPhone for showoff purpose is a big no, but for convenience of apple ecosystem then big yes.
@@subramaniantr2091 This is my first iPhone and I bought it just for the convenience of Apple Ecosystem as I already have mac and airpods. Buying iPhone on emi for showoff purpose just to flaunt that Apple logo is a big no but it helps make your work smoother then big yes that too on direct payment no emi.
iphone and android both are now almost 1L and why everyone speaks iphone alone costly ??
Sir aapko itna emotional kabhi nahi dekha kisi video me 👍🏻
lol
For me, his video "resume of failure" is the most emotional one
Hi Ankur, I love your content and watch many of your videos. I studied nearby your alma mater in NGFS Alaknanda. I was hooked to this video of yours till 23 minutes. Then, you started telling how you use your iphone to make content. I would have used an SLR camera instead of iphone which is much more economical than iphone. Nonetheless, it's my opinion. U know better.
You saved me Ankur! I'm using OnePlus Nord which was launched in 2020 and I bought it for 28k and even after 4 years its still working perfectly fine but these hype and sales drove me crazy and pushed my brain to go for a new one. Although I don't need it but my brain kept telling me, go and buy S23 or iPhone 15 and stupid me cancelled my SIP and withdraw all the amount and was planning to buy one on this upcoming diwali sale but after watching this, I will re invest and won't buy until my current phones dies. Once again thanks!
Its not about waiting till your current phone dies, Just plan a buy something you like to use on functionality basis. Buy again a new phone of 28-30k its still gone last another 4 years easy.... But but spending 1 lakh on something we can get on low cost doesn't makes senses... Hope it helps
Mind-blowing episode !! Gave me good information to lead a well balanced life. Thank you 👍
Just an observation, that 1cr / 40*365 = 685 rs per day, but if you take a loan for 30 years, you're paying a total of 2.82 cr which becomes 1939 rs per day... Love the concept, but a big calculation mistake here
Exactly, I just did the same calc and realised what I owe. However, great pov
Wow, 299 missed calls from Einstein & Newton 😂
@@ashiqn48 , I hope they're proud of me 😝
So good this video is and I want to share it with so many people.. But the irony is they will feel bad about it!
0:20 my friend after reading one page of rich dad poor dad
Yeah 😅 I just noticed.
Brother I am 50 I agree with you 100%. I used to get anxiety attacks after purchasin 14K Nokia Mobiles and remember reselling them back.....However as I grow Old and would oneday die, I dont see myself taking any of this money with me. I had denied myself many pleasures....blah blah blah....EOD
Bhai iam earning more than 2 lakh/month. But im using samsung galaxy a12. 😂😂😂.
What are you doing brother
Good but Samsung sucks 😂 Go for Moto 😁😁
@@Killergaming-70juth bolta hain
Ankur this is one of your best video, which really helps ppl to change their mindset regarding money. Truly appreciative content
Sir aap kisi ko kuch lene nhi denge 😂😂
Share le sakte ho😂😂.
@@prasenjit819 share lene ke lie paise ni hai 🥲
Sharma ji dikhawe pe mat jaiyega, paisa bachta hai bade kaamo k liye
Sharma ji dikhawe pe mat jaiyega, paisa bachta hai bade kaamo k liye
@@anshuldwivedi1919 ji sir
I have an expensive motorcycle but not to show off, I smile everytime I ride it, I feel happy. That money is well spent for me. But I use an S20 FE still and have no plan to upgrade.
The biggest problem of Bharat is People here focusing more on to look rich rather than becoming Rich, this trend started from Bollywood and nowadays there is not big difference between 20k and 100k earning person both using same iphone the difference is only one for their work & other to showoff
Very true
Switch to 1.5X for a better experience.......
Well written caption!
I used redmi note 10 for 3 years, bought samsung s23 previous year, will use for another 3 years. Btw I can afford 3 iphone 16 in a month
I am on redmi since 3 years now. No plan to upgrade to flagship. Just want to use opportunity fund.
Bhai to le lijiye... Ye video hum jaisi ke liye applicable hai jo Nokia 1600 offord kar sakte hain But iPhone lene ki soch rahe hai. 😂😂😂😂
@@anabiaashraf1806 i used redmi note5 for 6 years to only leave it because of buttons damage. It still works fine for me. A little slow though. That's all we need in reality when we focus on real life. I can buy iPhone easily with a month's salary. But when you purchase things that you don't really need you might give up something that you really need.
Okay
I can afford 10 in one month
I am 22 right now and i wish main aapke videos aur jaldi dekhna start karta taaki jo maine galti mere early 20s mein kari woh nahi karta. I always regret ki maine savings nahi ki jab se main job karta aaya main 18 years se officially 9-5 karna start kiya but woh time main paise uda deta tha and i didn’t save and i regret it now but now i am investing and managing my money properly but sometimes upar neeche hojata hai but i manage. Thanks ankur sir for being a mentor and i’ll definitely follow you the rest of my life and i wish i could become like you one day in terms of wealth, knowledge and the most important the man you are❤
Rich people die leaving all their money in their bank accounts for their child and future gen. Which feels more SHIT. (IN SHORT JO KAMATE HE WO USKO JITE NHI AUR JO JITE HE WO KAMATE NHI)
so this video should be for base HAPPINESS bad not about this shitty management and yes I phone is not NEED. But a mobile phone is..
Still Appreciate Sir 29:50
One of the best videos I have seen in your channel. Thank you so much for such content. We are really thankful that you're guiding us this way 🙏🏻
Ye insaan kuch nhi lene dega mujhe...kya yaar..
😂
Bhai ye bhagwan he jo hum jese pagalon ka ankh khol ne me madat kar raha he
😂😂
Paise hai to mauj lo. Ye bakchodi sirf course or book bechne k liye h
😂😂😂😂
Sir, I swear I was about to go buy the new iPhone 16 Plus right now but thought since I still had an hour so thought to head over to RUclips for some timepass. Scrolling for some time I landed on this video and now, realizing my actual GAREEB MINDSET, I've literally changed my mind and no more planning to buy it before I clear off my earlier debts, first.
Thank you for these valuable insights. 🙏
Sir yeh sab toh class 12 ka economics ka terms hai 😂
Aree😂😂
Thank u Ankur........❤❤ Golden words....will watch hundred times more❤❤
Ankur.. you have changed my life.
I agree with you sir,through crypto mining I have also made enough to send my kids to the best schools,complete my new house, and got a car for my family it only took three months to achieve all of this
@Arnold1899
That’s it
Telegram
Start a new channel as a "motivational mentor"..... ur talking gestures looks so genuine & motivates us... ❤
sir in my opinion,,, one should buy any device depending on its utility but not to show as a symbol of status.
Absolutely brilliant insights ❤
Ankur sir ..... thank you so much for what you are doing 🙏🏻
I've improved a lot because of you ..... I've started respecting my money , although I don't earn much
But now in future I'll have that privilege to spend more I'll still spend on my experiences ......
I have been watching your videos for the last 7-8 months but in today's video, I got very good knowledge and I really liked the video show. Thank you so much for making such good content.❤❤❤😊
Thank you, sir, this video really made a difference for me! This is a quick start guide to how you see yourself in this world.
Sir You have inspiration of me in investing and lifestyle.❤❤❤❤
Brilliant video, very informational !!!
Mind blowing content, wow! Incredible!
Such an insightful episode! Great Sir. Thanks a lot… 🙏🏼
I used to use sub 15k phones always, but they seem to lag after just 1.5 years of use. Something is wrong with the mobile software/hardware ecosystem for this to be the case.
Thank you sir for making financial videos.. kudos to you..👏👏 I am 35 yrs old and still do not have any insurance and investing plan.. But by watching your videos, I can trust you & soon start investing rather than spending money to buy liabilities just to show off the world..😊