My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
Mujhe 2 sal ho gye hai loan liye huye jiski emi 10000 hai Maine iti kiya hai mai agar private job bhi karu to 11000 salary mili hai. Abhi job kr rha hu meri sari salary emi me chali jati hai Mujhe blood cloating ki bimari hai ghar me sabse bra hu . Mere parents financely poor hai . Unke pass ilaj ke liye paise nhi hai . Doctor bolta hai agar 2 saal ke ander ilaj- operation nhi krwaya to death bhi ho jayegi. Ab mai loan nhi lena chahta hu . Meri salary me bhi koi increment nhi hoga Part time content writing bhi search kr rha hu Ab kya karu emi bharu ya ilaj ke liye paise jama karu. Agar ilaj nhi krwaya to death confirmed hai What should I take action please 🙏🙏🙏🙏 Please suggest me
Hi Ankur Hope you are doing well. I am an avid watcher of your videos. Can you please create a video on when to exit from lumpsum investments from MF? Also teach us how to plan for 10CR, if one has started investment in mid 30s. Thanks a lot in advance.
1) Not keeping track of your income 2) Not budgeting your money 3) Excessive borrowing 4) Delaying investment 5) Ignoring insurance 6) Looking at insurance as investment 7) Ignoring an emergency fund 8) Relying on just company insurance 9) Trading in F&O with loan money 10) Schemes to become rich overnight 11) Trading without prior understanding 12) Not cutting your losses 13) Investing even after running loans 14) Buying a house too early 15) Investing in high risk assets in the short term 16) Being over dependent on parents 17) Over diversification 18) Being too conservative 19) Underestimating expenses 20) Losing hope
Last point was personal i just got a job after mba at the age of 24 and have a education loan of 17lakh and I am sole earning member in my family. Before listening him I was stressed but now I can say to myself " bhai hojaiga sab kuch sahi stress maat le". Thank you warikoo bhaiya😊😊
Sir I promise you one day I will be standing in front of you. And Telling you that sir I have become millionaire and credit goes to you and I am satisfied what I have achieved
20 self help books bundled in 33 minutes video. Fabulous. Person of any age can adopt it immediately. Having done and learnt through these mistakes I am back on the highway and with time and discipline everything is possible. iceberg breaks into water , ganga jal! 'Financial adulting ' is as important as adulting and ankurji is showing the right path . Great Guru ! ❤
Sir apke videos bhot jyada relatable hote h , apki vajah se hi mai apna paisa manage kar paa raha hu acchi khasi investments bhi kar rakhi he 26 k age m aur jaise apne bataya ki home aur future me shadi ki kharche vagerah ko kaise plan karna h I got clarity to manage Everything ❤ Keep making financial knowledge Videos! It's very beneficial for Us, Thank you
Aapki first salary vali video dekhi usme maine sikha needs , wants and investments .. meribhi meri salary ka excel banaya ...aur muze acche samaj me aaya main galti kaha kr raha hu .............Dhanyavaad
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.
The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional like I did. If you get the facts about saving and investing and follow through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.
The stock market rally run is gone, but I'm not sure if equities will swiftly recover, keep falling, or fluctuate in a narrow range for a few weeks, or if things will quickly get worse. I'm under pressure to increase my $150k reserve.
Is this a good time to buy stocks? I know everyone is saying we are in the bull market and all, but obviously there are strategies to maneuver when there is a bear market but these strategies doesn't come common to the average folk, I'm attempting to create a portfolio for me and my children that will at least be $900k in value.
Making touch with financial advisors like Zachery M Demers who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.
I literally work for only 15k and i don't have much debt and i am investing about 1,500 my toatal investment is only 12k and i am glad i am not in a debt trap like them
Me 24 se job kar raha hu pehele 5 sal kuch saving nehi. But 28 years me samaj Aya. Abhi 43 he to 15 sal me Mera port folio 45 lakh. Sayed or 5 sal Jaya nehi karta to aj near about 80 lakh hota. To plz young star samaj jau
I also work from the age of 24 but no savings now my age of 28 and now I understand savings is very important and I started saving from this year with 3 steps pahle saving karo kharche bad me karo.
There was so much to learn from this video. I'm in my mid 20s and have secured a job of around 70-80k and I have family responsibilities as well, the insight that I've gained from this video is just paramount. Thank you so much for making this video, much love
When I was around 23 years old, I lost about 1 lakh at the start of my career. My father advised me to never take loans or borrow money from friends and relatives. He said to work for 20 to 24 years before buying my dream flat in the place I want to settle. I am following my dad's advice. I know I am currently unemployed, but I believe that won't be the case in the future
Jbsai ankur warikoo sir ki vedios dekhni suru ki hai life mai bhot sare changes horhe hai. ❤ Thanku so much sir humko yesb samjhane ke liye itne ache sai to parents nai bhi nhi samjhaya sir. I m just 30 n mai samhal gyi apko vedios ki help sai. Now i invest in sip and invest emergency fund in another saving ac thanku sir .. 😊😊😊
Masha Allah. Really touching and truthful. I am following you from 3-4 years and also enrolled for one of your courses for public speaking. Glad to see your growth and being a part of it. Keep it up.
Ankur ji 1 humble request Please describe 50 30 20 rule as 50 for needs 20 wants and 30 for long term goal . It’s helps early earner much . Plz plz plz 🙏
Sir unbelievable Knowledge king Ho aap sir Chotese Chota log ko bi Samaj me aaye vesa aapka sikhane ka Tarika hai sir aapka awesome, so wonderful, so great, ❤❤❤❤❤❤❤❤❤
Main ek freelance photographer hoon, main abhi aapka ye video dekh raha hoon. Mera sar pe abhi moreover 2 lakh ki loan, and don't know how to repay and how to manage coming month. Because jo plan ke sath chal rahe the usme loan EMI or sansar ki kharcha to uth jata. Par ek family problem ane ke baad jo bhi mere pass paise the wo de diye mere papa ko. Abhi kuch bhi bache hai nahi. Par kausis puri kar raha hoon ki position lene ki firse. Ye video dekh ke aur bhi motivated lag raha hai. ❤
Ankur I found your videos around 2 yrs back and since thn you became my inspiration or teacher. The guidance I got frm your videos to how to manage my money was outstanding. I corrected my self in so many ways and recently even enrolled fr your course. I started my investing journey after your videos only else I was also a RD or FD girl. A big thnks fr giving so much finance knowledge which we always lacked. Thnks thnks just thnks.
Ankur sir aapko bahut bahut dhanyawad ki aapne itne acche tarike se financial management ke baare me bataya. Aapki baato ko maine apni life me follow kiya aur uske results bahut hi acche arahe hai. ❤❤❤
Sir, it will be really great if you could make a video for Indian community aged 35 and above. Many of us haven't had the luxury of growing up with all this You tube Gyan . Hence many people like me might have started the investment journey seriously post 30. Kindly post a series of videos for people who are 35+
Thanks for these videos Ankur! Yes, while it might be repetitive, I’d say the very repetition is extremely important in order to ingrain discipline in ourselves.
Thanks Ankur bhai for showing us the right way of investment...Aap bahut ache insaan hu! aapki baat se pata chalta hai. you are a motivation to the young generation. keep up the good work bhai! :)
Thank you my dear brother. Mai jaag gayaa hu, now I live my life with a better plan. I must share this video with my son of 20 yr old, who is about to join his first job next month. Thanks keep it up..🎉
नमस्ते सर सर आपके वीडियो में करीबन दो या तीन महीने से देख रहा हूं और मुझे आपकी वीडियो देखकर मतलब बहुत ज्यादा अच्छा फील होता है कि मुझे कैसे इन्वेस्ट करना है और आपकी हर एक वीडियो मेरे लिए इनफॉर्मेटिव होती है। Thank you so much sir ❤
You are Great By listening you I have start investing in my 18s I save 2000Pkr every month and bought the units of money market fund and Stock fund Huge Respect for Warikoo from Pakistan ❤
It seems it’s not possible, but be hopeful, stay humble, have patience, don’t repeat those financial mistakes or blunders, cut down on unnecessary expenses, be consistent to come out of debt. I can relate to this, I have managed to come out. Thank you Ankur for those few words of hope, they make a lot of difference to many!!
Make epic money book is your change my life ,when I buying this book banglore airport that day I can't forget Now iam a successful invester One book change my life
Ankur Warikoo bhai...I am a finance professional myself...Most of what you said is something which I diligently followed in my 20s. I must say, the way you articulated in such a simple language you won my respect. I hope the youth of today follows what you said.
Here brother give me an advice, age- 25 running, I am a state govt. group c (clerk) new joining, my in hand salary is 26k, but i lost around 8 lakh in trading during my competitive exam preparation, luckily i got a job, that time i don't even know how will i pay that much of debt. Trading is so addictive that i lost my 3 months salary again in it. Now i have a personal loan of 2.5 lakh in 18% rate, monthly emi around 7500 for 4years, give me an advice should i pay my debt first or start investing instead. 26k - Big loan of 8 months(10k emi)- small loan(7.5k)=8.5k remains, my expenses if i control is around 7k as a job holder😓 what should i do
@@gamingisland5155 Bro...first of all get rid of this non-sense loan...and also atleast try to invest 1000 per month minimum in SIP for mental peace....Stop doing trading RIGHT NOW!! Try to do some side hustle or borrow money from family to get rid of this loan
Biggest financial mistake I ever made was with my 401k. My company had a Roth 401k when my kids were in college, but I didn't actually start contributing until year 3 of the 6 years I had kids in college. Because I was helping them with expenses, I was entitled to the tax credits, so my effective tax rate was extremely low. That is the time you NEED to be in a roth! i still retired with about $350k in my 401k.
People don't really know this, You need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.
I totally agree; I am 66 years old, recently retired, with approximately $1.2 million in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, I didn't do all this alone, but with the help of a financial advisor. Having one is currently the best way to trade in the stock market, especially for people nearing retirement.
I also made 2 blunder mistakes 1st is trading in FNO and loosing almost a lack and 2nd is taking loan for somebody else on my name, was 2 blunder financial mistakes of my life..... I hate emi's will not repeat this again in my entire life
Thanks sir.. Watching ur video. I save 4 month expense on FD.. Repay home loan by 17-18% Also started now 3 mutual fund 50 index% -35%midcap -15%smallcap. Also take sovereign gold which grow now 20% within 5 month... Ur awesome sir. Very very thank you for every video
Dear Sir, you are really amazing sense of humour, you are selling financial goals to peoples free of cost. Whereas nothing free in this world. Appreciate you efforts.
इतनी बारीकी से आप हऱ एक पहलु पर पॉइंट करते हैं जो एक दम से वैसा कोई इन्शान नहीं कर सकता जिसने कभी इन परेशानियों से ना गुजरा हो, आप एक शख्सियत हैँ जिनके कारण हम करोड़ों युवाओं को प्रेरणा मिलती हैँ इन्वेस्टमेंट करने की सही जगह पर। साथ ही ज्ञान मिलती हैँ जिसके लिए हम हमेसा आपके कृतज्ञ रहेंगे। हमें क्या करना चाहिए और क्या नहीं आपसे ही जान सके हैं। आप को मेरा प्रणाम हैँ... 🙏 @warikoo
Arey 1lac 80 thousand hote hui bhi dhuki hai . Or hum 20 thousand mein ghar chala k jo bachta hai use aapni maan ka sip 3 char 500rs 500rs kr k khush hai😅 itna paisa itni Kam Umar mein kama rahe h . Uska khush manana chiye unko toh . Mujhe toh 30000 thousand mil jai ghar chalane ki phir toh mein aapne aapko Maha Rani ghoshet kardu😊😂
The thing is salary se zyaada loan ha toh phir uss salary ka kya hi faayda aur agle 20 years se pehle khatm nhi hoga ye karza. Almost life finish hi hogyi ha aur sarkari naukri bhi nhi ha jisme naukri jaane ka darr na ho
@@DESTINYTOWORLD bhai mein toh tnsn se so hi nhi paungi, toda adjust jada karlungi par logo ko paisa dena hai is tnsn se toh bach jaungi. Mujhe Kam kana manzur hai par tnsn se jeena nhi. Or kisi k age haath pelana toh or bhi jada naa maanjoor hai.
@@SandeepNayak25 yes , thank you bhai. Mujhe bhi aapne bacho k custody k liye ladna hai par kisi se maan k nhi karungi aapne se karungi . Bhagwaan sabka acha kare or Mera bhi 😁 Or Ankoor wariko Sir ka bhi sabka bhala ho bas 🙏
jab se mai job join kia Excel maintain krta hu pehle sip me invest then saving and then wants pe kharcha . filhal koi needs nhi hai thanks Ankur for wonderful suggesting 🎉
=> 20 Financial Mistakes 1. Not keeping track of the money. 2. Not budgeting the money. 3. Excessive Borrowing. 4 . Delaying investments. 5. Ignoring Insurance. 6. Looking at insurance as investment. 7. Ignoring an emergency fund. 8. Relying on just company insurance. 9. Trading in F&O with loan money. 10. Schemes to become rich overnight. 11. Trading without understanding it. 12. Don't cut your losses. 13. Investing even after running loans. 14. Buying a house too early. 15. Investing in high risk assets in short term. 16. Being over-dependent on your family. 17. Too much diversification. 18. Being too conservative. 19. Underestimating expenses. 20. Losing the hope. 😁🙂
Hi ankur You are my guru, aapse sikh kar maine expenses track karna shuru kiya hai from last year. Pura saal ka excel hai mere paas, Each and every rupee is under my eye Ye habit se bahut fayda hua sabko expenses track karna chahiye Kash aap mujhe 2014e milte 😊😊
Agar mere pass monthly 1.8 lakh aata to ghar bhi banta 0 loan no emi full enjoy - future me Range Rover 4,5 kharidne ki aukat ho jati, main point - loan kabhi na le - 1 time nahi khao wo chalega- Aur paise ke 50 % amount save karo hi karo bas
Thank you so much for such good information... People should watch these kinds of videos to gain financial knowledge. I really appreciate and hope for some good videos ahead. Thank you Allah bless u and ur family
I am really sorry sir but your manager name MAX is keep asking for money and i said him i cannot give you money to invest then he said take some money from your SIP and give me and i will invest them. Please look into that matter i have all proof.
This is the most valuable video I have seen on RUclips in my life. Thank you very much sir for giving such valuable information and showing me the right path
![Coheed and Cambria - Searching for Tomorrow [Official Video]](http://i.ytimg.com/vi/hDsYGLbmadg/mqdefault.jpg)
My Money Apps:
Indian Stock Investing (Zerodha): bit.ly/3iYKROh
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh
US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR
Portfolio Investing (Smallcase): bit.ly/3u0is0I
Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c
How to pick the right insurance (Ditto): bit.ly/3xFh7OU
The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.
My bestselling books:
'Make EPIC Money' here: amzn.to/3WHJ43F
‘Get EPIC Shit Done’: amzn.to/4fK1IR5
‘Do Epic Shit’: amzn.to/4fK9uuv
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
Actually thease problem are starting by a people act like a rich frist stop that try to being rich then automatically your problems will come down
Sir .. 2500 application se mera number aya tha i am very lucky.. waiting for my video ..😊
Mujhe 2 sal ho gye hai loan liye huye jiski emi 10000 hai
Maine iti kiya hai mai agar private job bhi karu to 11000 salary mili hai. Abhi job kr rha hu meri sari salary emi me chali jati hai
Mujhe blood cloating ki bimari hai ghar me sabse bra hu . Mere parents financely poor hai . Unke pass ilaj ke liye paise nhi hai . Doctor bolta hai agar 2 saal ke ander ilaj- operation nhi krwaya to death bhi ho jayegi. Ab mai loan nhi lena chahta hu .
Meri salary me bhi koi increment nhi hoga Part time content writing bhi search kr rha hu
Ab kya karu emi bharu ya ilaj ke liye paise jama karu. Agar ilaj nhi krwaya to death confirmed hai
What should I take action please 🙏🙏🙏🙏
Please suggest me
Hi Ankur
Hope you are doing well. I am an avid watcher of your videos. Can you please create a video on when to exit from lumpsum investments from MF? Also teach us how to plan for 10CR, if one has started investment in mid 30s.
Thanks a lot in advance.
Those who have business and not have fixed income....then how money can be managed??
1) Not keeping track of your income
2) Not budgeting your money
3) Excessive borrowing
4) Delaying investment
5) Ignoring insurance
6) Looking at insurance as investment
7) Ignoring an emergency fund
8) Relying on just company insurance
9) Trading in F&O with loan money
10) Schemes to become rich overnight
11) Trading without prior understanding
12) Not cutting your losses
13) Investing even after running loans
14) Buying a house too early
15) Investing in high risk assets in the short term
16) Being over dependent on parents
17) Over diversification
18) Being too conservative
19) Underestimating expenses
20) Losing hope
you saved 33:17, thank you.
Great work❤
Thank you.
Thanks to save too much time ❤
Lot of thanks
God bless you for savings our time. Phir bhi video dekh liya yaar ❤ can't ignore his videos.
This video is just a glimpse. To understand the full picture, get the forbidden book Whispers of Manifestation on Borlest and discover what's hidden.
Last point was personal i just got a job after mba at the age of 24 and have a education loan of 17lakh and I am sole earning member in my family. Before listening him I was stressed but now I can say to myself " bhai hojaiga sab kuch sahi stress maat le". Thank you warikoo bhaiya😊😊
All the best :)
Hi bro can we connect on LinkedIn
Sir I promise you one day I will be standing in front of you. And Telling you that sir I have become millionaire and credit goes to you and I am satisfied what I have achieved
Which college u got?? What was ur cat ℅tile??
@warikoo Should we clear the loan asap or clear it in 8 yrs to avail tax benefit?
20 self help books bundled in 33 minutes video. Fabulous. Person of any age can adopt it immediately. Having done and learnt through these mistakes I am back on the highway and with time and discipline everything is possible. iceberg breaks into water , ganga jal!
'Financial adulting ' is as important as adulting and ankurji is showing the right path . Great Guru ! ❤
Sir apke videos bhot jyada relatable hote h , apki vajah se hi mai apna paisa manage kar paa raha hu acchi khasi investments bhi kar rakhi he 26 k age m aur jaise apne bataya ki home aur future me shadi ki kharche vagerah ko kaise plan karna h I got clarity to manage Everything ❤ Keep making financial knowledge Videos! It's very beneficial for Us, Thank you
My favourite video of Ankur Warikoo
This is what everyone want to hear not lakkkhhh or 25 year ago or car buy etc etc
Aapki first salary vali video dekhi usme maine sikha needs , wants and investments .. meribhi meri salary ka excel banaya ...aur muze acche samaj me aaya main galti kaha kr raha hu .............Dhanyavaad
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.
The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional like I did. If you get the facts about saving and investing and follow through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.
The stock market rally run is gone, but I'm not sure if equities will swiftly recover, keep falling, or fluctuate in a narrow range for a few weeks, or if things will quickly get worse. I'm under pressure to increase my $150k reserve.
Is this a good time to buy stocks? I know everyone is saying we are in the bull market and all, but obviously there are strategies to maneuver when there is a bear market but these strategies doesn't come common to the average folk, I'm attempting to create a portfolio for me and my children that will at least be $900k in value.
Making touch with financial advisors like Zachery M Demers who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.
HE'S MOSTLY ON TELEGRAMS, USING THE USERNAME...
I literally work for only 15k and i don't have much debt and i am investing about 1,500 my toatal investment is only 12k and i am glad i am not in a debt trap like them
Also save 4-6 month expense on ur bank as FD. Also try government sovereign gold when ur income increases.
Well done bro. You are on absolute correct path. Wish u all the best.
Ur the most Happy person rather than high income people
Just a thaught bro I understand that u r investing 10% of ur salary but u not invest more when u don't have debt
you're doing great brother 👍
आपकी आखिरी बात से मैंने बहुतकुछ सिखा... धन्यवाद 🙏🙏🌹🌹🌹🌹
ये वीडियो हर 6 महीने में एक बार जरूर देखने चाहिए । अपनी गलतियों को जानने और उनमें सुधार करने के लिए🧑🏫
Me 24 se job kar raha hu pehele 5 sal kuch saving nehi. But 28 years me samaj Aya. Abhi 43 he to 15 sal me Mera port folio 45 lakh. Sayed or 5 sal Jaya nehi karta to aj near about 80 lakh hota. To plz young star samaj jau
Bengali same ami WB tumi o to🎉
Plz suggedt how u did this
I also work from the age of 24 but no savings now my age of 28 and now I understand savings is very important and I started saving from this year with 3 steps pahle saving karo kharche bad me karo.
@@mohantysatyabrata75very simple
There was so much to learn from this video. I'm in my mid 20s and have secured a job of around 70-80k and I have family responsibilities as well, the insight that I've gained from this video is just paramount. Thank you so much for making this video, much love
I am a senior citizen.
Appreciate your narratives with realistic touch and threadbare charities.
So very nice. 👍
When I was around 23 years old, I lost about 1 lakh at the start of my career. My father advised me to never take loans or borrow money from friends and relatives. He said to work for 20 to 24 years before buying my dream flat in the place I want to settle. I am following my dad's advice. I know I am currently unemployed, but I believe that won't be the case in the future
Just curious, how did you incur a loss of 1 lakh if you are unemployed? Did you take a loan from someone close to start a business?
@@manishhhh_71 I think it would be better not to mention that thing, though I understand what mistake I made
@@manishhhh_71can I get connected as really need to get ur advice as I struggling with financial crisis
That's the best advise given.. Same her given by my parents.. I still am holding on to it ...
Jbsai ankur warikoo sir ki vedios dekhni suru ki hai life mai bhot sare changes horhe hai. ❤ Thanku so much sir humko yesb samjhane ke liye itne ache sai to parents nai bhi nhi samjhaya sir. I m just 30 n mai samhal gyi apko vedios ki help sai. Now i invest in sip and invest emergency fund in another saving ac thanku sir .. 😊😊😊
Masha Allah.
Really touching and truthful.
I am following you from 3-4 years and also enrolled for one of your courses for public speaking. Glad to see your growth and being a part of it. Keep it up.
'True words feels good to hear, but hard to achieve' 😊
Very true
Ankur ji 1 humble request
Please describe 50 30 20 rule as 50 for needs 20 wants and 30 for long term goal . It’s helps early earner much . Plz plz plz 🙏
50% needs 30% wishes 20% investment
Great video with detailed explanation. Wish we could have someone like Ankur in our early 20s who guide us like him. Thank you Sir. 😀
You are doing an awesome work Ankur.
Nothing greater than pulling someone out of a hole.
Sir unbelievable Knowledge king Ho aap sir
Chotese Chota log ko bi Samaj me aaye vesa aapka sikhane ka Tarika hai sir aapka awesome, so wonderful, so great, ❤❤❤❤❤❤❤❤❤
I am so glad that in our generation we got Ankur Warikoo Sir. Thanks alot Sir 😊
Sir aapne jindagi ki bht badi seekh de di ... Thank you so much ...sir ....🎉
I absolutely love all your talks Ankur. This is something a friend is advising you.
Bro Love you From 🇵🇰
apse humesha boht kuch seekhne ko milta hai❤
Exactly... Be hopeful friends... Sab ho jayega❤
Main ek freelance photographer hoon, main abhi aapka ye video dekh raha hoon. Mera sar pe abhi moreover 2 lakh ki loan, and don't know how to repay and how to manage coming month. Because jo plan ke sath chal rahe the usme loan EMI or sansar ki kharcha to uth jata. Par ek family problem ane ke baad jo bhi mere pass paise the wo de diye mere papa ko. Abhi kuch bhi bache hai nahi. Par kausis puri kar raha hoon ki position lene ki firse. Ye video dekh ke aur bhi motivated lag raha hai. ❤
Ankur I found your videos around 2 yrs back and since thn you became my inspiration or teacher. The guidance I got frm your videos to how to manage my money was outstanding. I corrected my self in so many ways and recently even enrolled fr your course. I started my investing journey after your videos only else I was also a RD or FD girl. A big thnks fr giving so much finance knowledge which we always lacked. Thnks thnks just thnks.
Ankur sir aapko bahut bahut dhanyawad ki aapne itne acche tarike se financial management ke baare me bataya.
Aapki baato ko maine apni life me follow kiya aur uske results bahut hi acche arahe hai.
❤❤❤
The best part is the positivity. Stay blessed ankur.🎉
Sir, it will be really great if you could make a video for Indian community aged 35 and above. Many of us haven't had the luxury of growing up with all this You tube Gyan . Hence many people like me might have started the investment journey seriously post 30. Kindly post a series of videos for people who are 35+
Yes iam 33,single planning to invest,no much knowledge about it as a beginner
Agreed 👍
Same here
I hope sayad muje bhi koi meri 20s me ye syllabus bata deta its great episode mr ankur u r doing abso serving the nation's youth keep on bro 🚩👍🏾
your vedios are so helpful for my financial journey🙏
Great video Sir. By buying home I'm already suffering a lot
Thanks for these videos Ankur! Yes, while it might be repetitive, I’d say the very repetition is extremely important in order to ingrain discipline in ourselves.
Thank you for understanding
@@warikoo Please keep posting discipline related videos for us ❤️
Sir aap ka video se Himaat badhjata hai.
Dhire dhire ye waqt Guzar jayega....
Jai Hind Sir . 🫡🫡🫡
Tough i am not in my 20s I understood all the advice Ankur sir gives thanku so much sir for the video
Thanks Ankur bhai for showing us the right way of investment...Aap bahut ache insaan hu! aapki baat se pata chalta hai. you are a motivation to the young generation. keep up the good work bhai! :)
Awesome video, very informative eye-opener thankyou sir🙏
Itna achhe se samjhaya hai ankur ji ne me to apki fan ho gayi hu❤
Thank you my dear brother. Mai jaag gayaa hu, now I live my life with a better plan.
I must share this video with my son of 20 yr old, who is about to join his first job next month.
Thanks keep it up..🎉
Bohot anxiety ke sath ye video pe click kiya tha sir end tak umeed ka palla vari ho chuka hai thank you ankur sir i m ready to do action 🎯
Been tracking my funds since 2010 and it really helps
Thanks to Excel
And yes I am planning to Retire at age 45 (10 more years)
नमस्ते सर सर आपके वीडियो में करीबन दो या तीन महीने से देख रहा हूं और मुझे आपकी वीडियो देखकर मतलब बहुत ज्यादा अच्छा फील होता है कि मुझे कैसे इन्वेस्ट करना है और आपकी हर एक वीडियो मेरे लिए इनफॉर्मेटिव होती है। Thank you so much sir ❤
Most of us work 9 to 5 which is mostly the job that we hate , mostly for the purpose of salary and fail to manage it miserably.🙂
You are Great By listening you I have start investing in my 18s I save 2000Pkr every month and bought the units of money market fund and Stock fund
Huge Respect for Warikoo from Pakistan ❤
Dear sir 🙏. Sir plz make a video on middle class financial trap 🙏
It seems it’s not possible, but be hopeful, stay humble, have patience, don’t repeat those financial mistakes or blunders, cut down on unnecessary expenses, be consistent to come out of debt. I can relate to this, I have managed to come out. Thank you Ankur for those few words of hope, they make a lot of difference to many!!
Sir...very very good advise always...
Make epic money book is your change my life ,when I buying this book banglore airport that day I can't forget
Now iam a successful invester
One book change my life
Your Video Is Awesome I learned Much More Thing In Your Video.❤❤
salamat rahen sir ...brain active kardia aap ne
Great work sir 😊🙏 Thanks a lot 😊
Sir Apka video Dekhata hu tho Apna Mahsus Hota Hai Thanks
hello ankur sir i am from Nepal .i used to watch your each and every video and updating day by day.Big fan sir.
Ankur Warikoo bhai...I am a finance professional myself...Most of what you said is something which I diligently followed in my 20s. I must say, the way you articulated in such a simple language you won my respect. I hope the youth of today follows what you said.
Here brother give me an advice, age- 25 running, I am a state govt. group c (clerk) new joining, my in hand salary is 26k, but i lost around 8 lakh in trading during my competitive exam preparation, luckily i got a job, that time i don't even know how will i pay that much of debt. Trading is so addictive that i lost my 3 months salary again in it. Now i have a personal loan of 2.5 lakh in 18% rate, monthly emi around 7500 for 4years, give me an advice should i pay my debt first or start investing instead. 26k - Big loan of 8 months(10k emi)- small loan(7.5k)=8.5k remains, my expenses if i control is around 7k as a job holder😓 what should i do
@@gamingisland5155 Bro...first of all get rid of this non-sense loan...and also atleast try to invest 1000 per month minimum in SIP for mental peace....Stop doing trading RIGHT NOW!! Try to do some side hustle or borrow money from family to get rid of this loan
Biggest financial mistake I ever made was with my 401k. My company had a Roth 401k when my kids were in college, but I didn't actually start contributing until year 3 of the 6 years I had kids in college. Because I was helping them with expenses, I was entitled to the tax credits, so my effective tax rate was extremely low. That is the time you NEED to be in a roth! i still retired with about $350k in my 401k.
People don't really know this, You need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.
I totally agree; I am 66 years old, recently retired, with approximately $1.2 million in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, I didn't do all this alone, but with the help of a financial advisor. Having one is currently the best way to trade in the stock market, especially for people nearing retirement.
Mind if I ask you to recommend this particular coach you using their service?
Rebecca Nassar Dunne is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
This guy is just showing how easy to go head behind your goals!! Superb and god bless you man
Awesome video thanks 👍
thank you sir garibi feel karwane k liye!!
I also made 2 blunder mistakes 1st is trading in FNO and loosing almost a lack and 2nd is taking loan for somebody else on my name, was 2 blunder financial mistakes of my life..... I hate emi's will not repeat this again in my entire life
Kitna din Sikh bhai ...2 din Sikh ke utar jaoge to aisahi hoga
I am 18 now and your videos are helping me a lot to learn how to manage the money I will make in my 20s. Thank you so much warikoo sir ❤
Thanks sir.. Watching ur video. I save 4 month expense on FD.. Repay home loan by 17-18% Also started now 3 mutual fund 50 index% -35%midcap -15%smallcap. Also take sovereign gold which grow now 20% within 5 month... Ur awesome sir. Very very thank you for every video
Any suggestions or advices sir? Plz reply
Dear Sir, you are really amazing sense of humour, you are selling financial goals to peoples free of cost. Whereas nothing free in this world. Appreciate you efforts.
I am the only one who is getting ad. Its weird ankir has enabled the ad
No you are not alone. Ads are enabled😂
@@tanushreesarma8298 may be he wants to step uo his all sips
Hope will take care their finance after watching this ✨ Thanks for this one
Great informative and valuable video ankur bhai💯🙏🏻
Woh 12 saal aapne kaise jiye. Kya ghumna band kar diya thaa , expenses kaise rakhe aapne ?
Like for ANKUR
Great financial advice to be taken to live a happy life and those mistakes to avoid while planning our finances.
Sir, Government employees ko Kay health insurance Lena chaiye?
Please comment
Kuch tho baat hai apme seriously love u
इतनी बारीकी से आप हऱ एक पहलु पर पॉइंट करते हैं जो एक दम से वैसा कोई इन्शान नहीं कर सकता जिसने कभी इन परेशानियों से ना गुजरा हो, आप एक शख्सियत हैँ जिनके कारण हम करोड़ों युवाओं को प्रेरणा मिलती हैँ इन्वेस्टमेंट करने की सही जगह पर। साथ ही ज्ञान मिलती हैँ जिसके लिए हम हमेसा आपके कृतज्ञ रहेंगे। हमें क्या करना चाहिए और क्या नहीं आपसे ही जान सके हैं। आप को मेरा प्रणाम हैँ... 🙏 @warikoo
Amazing advice.
Business/ home / education best for life 🎉
Arey 1lac 80 thousand hote hui bhi dhuki hai . Or hum 20 thousand mein ghar chala k jo bachta hai use aapni maan ka sip 3 char 500rs 500rs kr k khush hai😅 itna paisa itni Kam Umar mein kama rahe h . Uska khush manana chiye unko toh . Mujhe toh 30000 thousand mil jai ghar chalane ki phir toh mein aapne aapko Maha Rani ghoshet kardu😊😂
Good be positive , keep up the regular investment
1) have an OTP
2) Medical Insurance
3) Emergency Fund
You are good to go. 😊
The thing is salary se zyaada loan ha toh phir uss salary ka kya hi faayda aur agle 20 years se pehle khatm nhi hoga ye karza. Almost life finish hi hogyi ha aur sarkari naukri bhi nhi ha jisme naukri jaane ka darr na ho
✅️ right
@@DESTINYTOWORLD bhai mein toh tnsn se so hi nhi paungi, toda adjust jada karlungi par logo ko paisa dena hai is tnsn se toh bach jaungi. Mujhe Kam kana manzur hai par tnsn se jeena nhi. Or kisi k age haath pelana toh or bhi jada naa maanjoor hai.
@@SandeepNayak25 yes , thank you bhai. Mujhe bhi aapne bacho k custody k liye ladna hai par kisi se maan k nhi karungi aapne se karungi . Bhagwaan sabka acha kare or Mera bhi 😁 Or Ankoor wariko Sir ka bhi sabka bhala ho bas 🙏
jab se mai job join kia Excel maintain krta hu
pehle sip me invest then saving and then wants pe kharcha . filhal koi needs nhi hai
thanks Ankur for wonderful suggesting 🎉
=> 20 Financial Mistakes
1. Not keeping track of the money.
2. Not budgeting the money.
3. Excessive Borrowing.
4 . Delaying investments.
5. Ignoring Insurance.
6. Looking at insurance as investment.
7. Ignoring an emergency fund.
8. Relying on just company insurance.
9. Trading in F&O with loan money.
10. Schemes to become rich overnight.
11. Trading without understanding it.
12. Don't cut your losses.
13. Investing even after running loans.
14. Buying a house too early.
15. Investing in high risk assets in short term.
16. Being over-dependent on your family.
17. Too much diversification.
18. Being too conservative.
19. Underestimating expenses.
20. Losing the hope.
😁🙂
Thanks bro
Well said sir 🎉 32:03 there is no battlefield you can concur if you choose to give up and die.!!
Are you monetized your channel. Your single video show 4 ads . what happened of your inspiration from sandeep Maheshwari 😊
Bhai he has to earn and he is right
Even the govt is not following what they are saying so what you expect from normal people
Hi ankur
You are my guru, aapse sikh kar maine expenses track karna shuru kiya hai from last year. Pura saal ka excel hai mere paas, Each and every rupee is under my eye
Ye habit se bahut fayda hua sabko expenses track karna chahiye
Kash aap mujhe 2014e milte 😊😊
Agar mere pass monthly 1.8 lakh aata to ghar bhi banta 0 loan no emi full enjoy - future me Range Rover 4,5 kharidne ki aukat ho jati, main point - loan kabhi na le - 1 time nahi khao wo chalega- Aur paise ke 50 % amount save karo hi karo bas
Range rover khridne ki aukat toh phir bhi na ho pati bhai 😅
@@loyalrenegade581 tum nahi samjh paoge 😂 1.5 lakh bhi salary ho tab bhi le sakte ho , paise ko manage karna aaye bas , bank me dalne se nahi hoga
@@loyalrenegade581 16,18 saal invest kar lo rang rover sath me 6 ,7 crore leke retair ho jao
Thank you so much for such good information...
People should watch these kinds of videos to gain financial knowledge.
I really appreciate and hope for some good videos ahead.
Thank you
Allah bless u and ur family
Great
Absolutely ❤ Right Thanksgiving feedback really really appreciates from Pakistan.
Thanks Ankur. You raised a hope in me. Wonderful video. Some action needed to be taken for loan repayment.
Enough of your 5 things, 10 things, 20 things...this is stupid. No-one remembers your daily list of things.
😂
For the people it matters
They will make a note of it and try to implement in their lives
No one remembers that’s why I try to remind twice every week 😊
Great commitment towards making India more knowledgeable on personal finance. Thank you for all the free content ❤
I am really sorry sir but your manager name MAX is keep asking for money and i said him i cannot give you money to invest then he said take some money from your SIP and give me and i will invest them.
Please look into that matter i have all proof.
he has no manager
its a scam bro he explained it
The best financial education I ever encountered in youtube. Love you the most❤❤❤❤. Love from Nepal
1 comment🎉
Sir Kya Information share ki hai aap ne
Thank You so much 🙏🙏
Robot ban jaye ???
This is the most valuable video I have seen on RUclips in my life. Thank you very much sir for giving such valuable information and showing me the right path
Best video it represents many young people in present days it is eye opening
Good points. Worth to know it. Thank you for sharing it🙏🙏🙏
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Don't worry dear.
You are a positive person.
May Allah bless you and your family.
Just superb Sir , Thank u very much. U give us strength ...Please Keep growing ....God Bless u Sir.