Appreciate you saying that Jose! Maybe if I made more vids... every time I post I get a bump in subs. My sub count doubled in 2020 despite only making 11 vids. Will try to do more this year for sure
Thanks for continuing to share your credit card strategies and experiences. It's a nice refresher from all the channels talking about mostly cards with high annual fees that also spend large amounts and get value out of them much easier. I'm fortunate enough to be able to have to annual fees waived by most major issuers (AD military) but if this weren't the case, I would definitely go with a more simplified strategy like yours of low/no annual fee cash back cards.
Dave, your animations, sound effects, background music, etc flow so well together. Do you have someone professionally do this stuff for you or is it all you? I know you have a video background but just wanted to give you some props.
The company I work for buys a lot of things from Amazon and they have me buy them with my credit card and they refund me. So I basically get unlimited spending at 5% which translates to around a extra $1000 in just cash back every month!
I watched your channel since 1 year ago. I am just 27 year old and just own Thai Restaurant in CA this year. Now have all card that you mention on the video and also became 75% more from Preferred BOA Program. Thank you very much for inspired me to have all card like you and have a benefit from all the card. I alway paid all card in full like you said. You are my Idol.
I actually cashed out just under $1000 using Apple card, Bank of America Cash Reward card, Amazon Prime card, and Chase Freedom card (which is now Flex).
I didn't get as much back as you 'cause I actually used points for travel. Glad to see another Dave masterclass in motion graphics editing appear. Happy 2021! 😀
After watching your 2019 Cash back redeem video, I just signed up for the Bank of America Platinum card 1/1/2021. Using it as my catch all card earning 2.62% cash back, already $850 in cash back. So thank you!!
Awesome content as always! Hope you make another video to update 2021 credit card systems and picking the best cards available (for non premier BOA cards). Thanks again!
Just curious how you got the $200 travel credit. I never seen that, maybe because I have the vanilla version? Hopefully we will see more videos this year. By far my favorite, which reminds me to find out why your dumb money videos aren't showing in my feed.
I got an email about it and there was a blurb about it when I logged into my account on the Amex site. Make sure you’re subscribed! I’m sure you are but sometimes RUclips is buggy.
Love the content and your production quality makes the videos a pleasure to watch. What’s your backup if BOA nerfs their system (as they have sent out customer surveys about possible changes...)? MR cashed out via Schwab could work well for your non-bonus category spend. Still 2.5% return (from BBP/Schwab platinum), but with additional transfer partner options and more earning incentives (like the +3MR referral bonus a few months back and the $25 back per $500 business card offer now).
I'm really hoping BofA doesn't change it... if they do I'll need to reevaluate everything but yes the 2.5% via BBP/Schwab would be one that I consider. Also hoping to see the X1 card released... and maybe even the Gemini card?
@@HeythereDavehere - You know it! 😂 I like how BoA makes cash redemptions fun with that slider 💵 And YES. Get 1-2 more of those cards with a 3% choice category. With your Platinum Honors status in the Preferred Rewards program, that’ll be huge for ya! 💰
You can get multiple BOA cash rewards cards. I have 4, and they are all set to different categories and earning premium rewards. 1 is the standard one, two have different baseball teams on them, and one has something local to me on it.
A little surprised you don’t run the Amex gold with plat Schwab set up. 5% back on grocery’s and dining. The changes they made with Uber/Grubhub credits basically bring the annual fee to $10 year.
If I spent enough on groceries to justify the gold annual fee it would make sense... maybe if they end up keeping delivery credits and if I keep using delivery in 2021. I'll keep an eye on it... but for dining my BofA 5.25% with no annual fee is better for me
Awesome video man! This is the first that I’ve seen from your channel and will definitely be back! Super clean graphics and transitions and display of information! Huge thumbs up 🔥
What about a Costco card? 4% on gas. Might make sense with your camper van. Even though one of your cards pays5% Costco gas is typically 50 cents less per gallon than other stations. At least where I live.
Dave, So great to see your credit card videos. I love your stuff You need more videos than like 1 a month maybe 1 a week your videos are always so informative. What you think of the freedom flex and any other news card out. Your production quality is always so good. I just finally got a business credit card from capital one. It isn't much but I am slowly getting my credit back in line. I am also going to be paying off my balances in full once I reset the balances. I definitely don't have the high spend you have wow..crazy..ty for the content..
You know what sucks about credit card points? It's the vendor who pays the points. Your premium card costs credit card accepting businesses 3-4%, vs 1.8% for a debit card. So don't thank your bank -- it isn't Chase or Citi or Amex who is giving you your Cash Back -- it's the businesses that you purchased from, and they didn't have a choice to opt out. It sucks for vendors. Great for consumers. Meh.
I just discovered your channel through daniel iles' tiktok. I wished I found out about your channel earlier. Your video production quality is so high and the explanations are so clear! What camera and video editing software do you use? :) Look forward to more videos!
The earlier spam telling you to buy Bitcoin by contacting some random person on WhatsApp was not me.... hopefully everyone realizes that!! Anyway yes I have looked into that card and considered it but it doesn’t fit into my card mix.
Dave, Also have you looked at the blue cash everyday card from AMEX. They are offering a 20 percent cash back on all amazon purchases. Since you buy a lot off Amazon. Maybe a review and an unboxing of it..
Hi Dave, surprise to see your own youtube channel! I followed you guys on dumb money. Always like the non formal side of you. We love travel too hopefully soon when covid is over!
Gosh, I had 1 credit card for over 10 years! Time to re-evaluate strategies. Dave: do you have a referral I can use for creating a new Schuabb account? At least I can get an extra $100 that way...
Curious to know what you think about the USbank altitude go credit card, since it earns 4x on dining and 2x on gas and groceries. I know your a big dining out guy from the past videos I watched.
It’s good practice to pay your credit card balances in full every month but it’s better practice to pay balances down to 10 bucks and let it report. For building a stronger credit file. FICO algorithm will penalize you for not carrying balances.
@Dave Hanson Yay for 1 password! Do a lot of apple stuff although it seems strange with my review of the apple card being meh and my having north of 5k of their shares in addition to lots of other apple stuff. Anyway, just did a major shakeup of my cards this year and estimate my cash back will be somewhere from 800-1000 now.
Way to go Kara! Apple is my favorite company for a lot of reasons... I’m a little disappointed with the card only being 3% but think of it this way: if I use the installment feature and say, buy a $1000 iPhone paid monthly over 2 years but put $1000 in Apple stock for those 2 years, historically I’ll have done way better than making a little more cash back!
@@HeythereDavehere Yes, in addition to teaching new users how to handle credit the rest is meh. When writing a review I came up with some suggestions. Just making it your card with several virtual numbers would make it interesting in mid game for some things. The instalment was meh .... I put some of my paycheck in a dedicated account and allow myself to tap it for a new machine every few years.Not the best financial solve but I treat it as found cash.
The amount of credit cards and changes to each with regards to rewards made it confusing lol. What the best card to get once you turn 18 if you already have a credit history as a minor
I really try to keep it simple. For a first credit card, I'd get a 2% cash back with no annual fee. Citi Double Cash was my go-to. If you spend a lot in a particular category (dining, travel, gas, grocery, online, amazon, target, etc) that would be the 2nd card I'd get
@@KevinYang You can text @carderAthony3 on telegram he will put you through more of it and explain to you and if yo wish you can get it from him also but I got mine done from him with a very good credit score and he’s 100% honest and fast doing his work I can vouch for him everywhere 100%
Wow this is impressive! Although its great that food delivery apps are giving you cash back, I'd urge you to buy directly from restaurants cause these food delivery apps take up to 30% and eat into many restaurant profits and they are already running on slim margins.. As we've seen in 2020, many restaurants closed or were struggling and continue to struggle so I try to buy direct as much as I can to keep them alive :)
Very true! A couple of my best friends & business partners own a restaurant and don't use any of the "marketplace" services like Doordash since the fees are so high and the margins for food are so low. Buy local & buy direct when you can! Some services (like Favor) will deliver anything and don't charge the business.
Yes. But I don’t have a car and although nice not having car expenses... public transit isn’t ideal in a pandemic too. Found new restaurants that way though I never noticed before. Otherwise directly calling or ordering on their website and picking up by car would have been my choice too.
Yes, probably. The only caveats: the 3% (which becomes 5.25%) is limited to $2500 per quarter, so I’d probably need to get 2 more of these cards and be mindful of when I was nearing the $2500 threshold every quarter. Also I’m not sure if their fine print limits the number of accounts you can have... multiple cards seems to be against the spirit of their quarterly limitation and they might claw back rewards... anyone know for sure? Also I kinda like the no-interest installments on apple products. I’m making more than the 2.25% having that money invested in the stock market 😉
I believe there was a 10x points on some categories (gas? Maybe more?) but I didn’t spend on any 10x categories. Just the 5x travel and phone/streaming credits
Great job as always Dave! I actually cashed out just under $1000 using Apple card, Bank of America Cash Reward card, Amazon Prime card, and Chase Freedom card (which is now Flex).
@@HeythereDavehereHey, thanks for putting out that first video which actually made me take a look at leveraging my buying power better!! Keep up the great work!
The Amex Platinum also has a $30 PayPal credit per month this year. I'm getting a ton of value from that card. Amex just might replace Chase as my go to ecosystem.
I loved my Amazon card, however after a month of use it was randomly closed and the customer support guy couldn't tell me why. My credit score is over 800, I make 120k, and I had spent a few grand already on the card. Any idea why it would be closed out of the blue like this?
Haha not a bad idea! If I had my own branded card you can be SURE it would have the best rewards EVER! Of course, our Merch is at-cost so no discount there!
After watching I feel like I need to re-evaluate my 1-card credit card strategy. Amazing job Dave!
You SHOULD! There's no reason not to maximize the rewards for money you're spending anyway! Future video collab I'll fix your credit card problem
Right ? Who you telling
You should! I started with 1 card and $700 limit 4 years ago, now I have 8 cards! With thousands of points
@@HeythereDavehere can you do the same for me? I need help in the credit card department
@@HeythereDavehere problem is annual fees though...i wish all cards are free
Who else appreciates daves cinematics? Keep it up !
Thanks for noticing! Making videos is fun but making them look good and flow in editing is my fav part
I 100% agree. I wonder if comments on a comment help wIth the RUclips algorithm
He's super good.
@@junglebrov
Dave, it shocks me how you have less than 50k subs?? You should have at least 500k. And that’s being conservative
Appreciate you saying that Jose! Maybe if I made more vids... every time I post I get a bump in subs. My sub count doubled in 2020 despite only making 11 vids. Will try to do more this year for sure
Thanks for continuing to share your credit card strategies and experiences. It's a nice refresher from all the channels talking about mostly cards with high annual fees that also spend large amounts and get value out of them much easier. I'm fortunate enough to be able to have to annual fees waived by most major issuers (AD military) but if this weren't the case, I would definitely go with a more simplified strategy like yours of low/no annual fee cash back cards.
“All your points are belong to me” - Dave (probably)
Haha love it 🤖💳💰
Dave, your animations, sound effects, background music, etc flow so well together. Do you have someone professionally do this stuff for you or is it all you? I know you have a video background but just wanted to give you some props.
Thanks Chris. This is all me! That's why there's so much time between videos. Appreciate your comments
@@HeythereDavehere agreed with Chris. I have the chase trifecta but I still watched this video anyways. Keep it up!
@@HeythereDavehere Awesome, I love it. Great work.
The company I work for buys a lot of things from Amazon and they have me buy them with my credit card and they refund me. So I basically get unlimited spending at 5% which translates to around a extra $1000 in just cash back every month!
That's an awesome deal!
@@HeythereDavehere yup, It’s basically my very own money printer. Brrrrrrrrr
@@zalmyt.1845
I watched your channel since 1 year ago.
I am just 27 year old and just own Thai Restaurant in CA this year.
Now have all card that you mention on the video and also became 75% more from Preferred BOA Program.
Thank you very much for inspired me to have all card like you and have a benefit from all the card. I alway paid all card in full like you said.
You are my Idol.
That is awesome! Glad it's working out for you - thank you for watching
He’s back!
Yes 🙌
Sup Thai Lopez
Thanks for turning me onto the BoA cards. They helped me maximize the cash back that I wasn’t receiving from my chase cards.
Invest that free money to turn it into even more free money.
Dave is still learning how to invest give him time.
Future video: I turned $x,000 into $x Million!
@@andresgranada8359
How did you do with your credit card rewards last year? Any changes to the cards you use this year?
I did $200 cash back 🥂
iPhone 12 Pro, AirPod Pros, M1 MacBook, Apple Watch + band... used my Apple Card too much this year.
@@TimWhite sounds like we’re both on the Apple “one of everything” subscription plan!
2020: XXX XXX AMEX MR points.
I actually cashed out just under $1000 using Apple card, Bank of America Cash Reward card, Amazon Prime card, and Chase Freedom card (which is now Flex).
Family Feud
😂
😂 hilarious!!
XX try again 😉
I didn't get as much back as you 'cause I actually used points for travel. Glad to see another Dave masterclass in motion graphics editing appear. Happy 2021! 😀
Thanks! Good to see a true OG!
After watching your 2019 Cash back redeem video, I just signed up for the Bank of America Platinum card 1/1/2021. Using it as my catch all card earning 2.62% cash back, already $850 in cash back. So thank you!!
BOOM! That is awesome!
Great point about not using points directly to shop!!
Exactly! Right!? Seems like a terrible use of perfectly good points
Awesome content as always! Hope you make another video to update 2021 credit card systems and picking the best cards available (for non premier BOA cards). Thanks again!
Yes, I definitely need to. My system probably won't change, but I want to do an alt system comparison
You're a legend Dave! I also didn't notice you took down your stimulus review videos. That was a good attempt at something!
Thanks Jake! It’s fun to try new things but the algo didn’t seem to like them!
You are my GO-TO guy for an ideal min-max credit card strategy. Thank you for all that you do!
Just curious how you got the $200 travel credit. I never seen that, maybe because I have the vanilla version?
Hopefully we will see more videos this year. By far my favorite, which reminds me to find out why your dumb money videos aren't showing in my feed.
I got an email about it and there was a blurb about it when I logged into my account on the Amex site. Make sure you’re subscribed! I’m sure you are but sometimes RUclips is buggy.
Hey Dave, Mike here. I’d love to see reviews from you on other products. Anything really. Tech, wallets, food-whatever you’re into.
This channel really has been a little of everything! My headphone review and a review of a margarita machine actually were pretty popular
@@HeythereDavehere DO EET
Love the content and your production quality makes the videos a pleasure to watch. What’s your backup if BOA nerfs their system (as they have sent out customer surveys about possible changes...)? MR cashed out via Schwab could work well for your non-bonus category spend. Still 2.5% return (from BBP/Schwab platinum), but with additional transfer partner options and more earning incentives (like the +3MR referral bonus a few months back and the $25 back per $500 business card offer now).
I'm really hoping BofA doesn't change it... if they do I'll need to reevaluate everything but yes the 2.5% via BBP/Schwab would be one that I consider. Also hoping to see the X1 card released... and maybe even the Gemini card?
HECK YEAH been waiting forever this video! 😁👊 Congrats on another successful year! 💥
I just barely beat your total Mark! Was it a nail-biter for you to watch?? 😬
@@HeythereDavehere - You know it! 😂 I like how BoA makes cash redemptions fun with that slider 💵 And YES. Get 1-2 more of those cards with a 3% choice category. With your Platinum Honors status in the Preferred Rewards program, that’ll be huge for ya! 💰
Dave, you should post more videos - you’ll make millions on RUclips
You can get multiple BOA cash rewards cards. I have 4, and they are all set to different categories and earning premium rewards. 1 is the standard one, two have different baseball teams on them, and one has something local to me on it.
Something to consider! I’d need 2 just for the “online shopping” category because the $2500 per quarter limit on the 5.25% cash back
A little surprised you don’t run the Amex gold with plat Schwab set up. 5% back on grocery’s and dining. The changes they made with Uber/Grubhub credits basically bring the annual fee to $10 year.
If I spent enough on groceries to justify the gold annual fee it would make sense... maybe if they end up keeping delivery credits and if I keep using delivery in 2021. I'll keep an eye on it... but for dining my BofA 5.25% with no annual fee is better for me
Awesome video man! This is the first that I’ve seen from your channel and will definitely be back! Super clean graphics and transitions and display of information! Huge thumbs up 🔥
Welcome aboard!
What about a Costco card? 4% on gas. Might make sense with your camper van. Even though one of your cards pays5% Costco gas is typically 50 cents less per gallon than other stations. At least where I live.
Dave,
So great to see your credit card videos. I love your stuff You need more videos than like 1 a month maybe 1 a week your videos are always so informative. What you think of the freedom flex and any other news card out. Your production quality is always so good. I just finally got a business credit card from capital one. It isn't much but I am slowly getting my credit back in line. I am also going to be paying off my balances in full once I reset the balances. I definitely don't have the high spend you have wow..crazy..ty for the content..
Thanks Jeremy... keep at it and always pay off those balances in full!
9:25 If not for the Annual Fee, Dave just trolled the saying "There is no such thing as a free lunch"
🤣
I would like to see updated version of this
I have been watching every episode of Dumb Money Live that I almost forgot you had this channel.
I occasionally post a reminder video 😉
“I would just use these cards to buy things I would buy anyway” o boy if I had a dollar every time I heard that I would have a million
i love this, please continue it i think it’s so interesting
You know what sucks about credit card points? It's the vendor who pays the points. Your premium card costs credit card accepting businesses 3-4%, vs 1.8% for a debit card. So don't thank your bank -- it isn't Chase or Citi or Amex who is giving you your Cash Back -- it's the businesses that you purchased from, and they didn't have a choice to opt out. It sucks for vendors. Great for consumers. Meh.
Well done! I have nearly the same setup with the two BoA and the Schwab Amex and my total less fees was $4362.08. We need to spend less 🤦♂️
Way to go big spender! Lol
I just discovered your channel through daniel iles' tiktok. I wished I found out about your channel earlier. Your video production quality is so high and the explanations are so clear! What camera and video editing software do you use? :) Look forward to more videos!
Can you make a video about best credit card bundles like Wells Fargo trifecta or chase and others that may be underrated
Dave you’re the goat! Have you looked into the Venmo card at all? 3% cash back on your top spending category with no annual fee
The earlier spam telling you to buy Bitcoin by contacting some random person on WhatsApp was not me.... hopefully everyone realizes that!! Anyway yes I have looked into that card and considered it but it doesn’t fit into my card mix.
Hi Dave! The BofA Cash Rewards Card has the Susan G Komen and WWF variant, as well as the MLB teams. Great for designating categories.
Dave,
Also have you looked at the blue cash everyday card from AMEX. They are offering a 20 percent cash back on all amazon purchases. Since you buy a lot off Amazon. Maybe a review and an unboxing of it..
Pretty good offer - but it’s capped, more like a sign up bonus on your spend. Otherwise that card doesn’t really fit into my spending habits
Such an underrated channel. Great video.
Much appreciated!
Commenting for the algorithm. Would love to see a continuation of your investing with leverage series!
You're the 3rd to ask, so yes... I'll get back to writing that script. It got so long and convoluted I think I might just start over
Hi Dave, surprise to see your own youtube channel! I followed you guys on dumb money. Always like the non formal side of you. We love travel too hopefully soon when covid is over!
Gosh, I had 1 credit card for over 10 years! Time to re-evaluate strategies.
Dave: do you have a referral I can use for creating a new Schuabb account?
At least I can get an extra $100 that way...
I really like the video quality, what camera do you use to record?
Plz put ads at the beginning also, u deserve it
Curious to know what you think about the USbank altitude go credit card, since it earns 4x on dining and 2x on gas and groceries. I know your a big dining out guy from the past videos I watched.
It’s good practice to pay your credit card balances in full every month but it’s better practice to pay balances down to 10 bucks and let it report.
For building a stronger credit file. FICO algorithm will penalize you for not carrying balances.
Great content Dave!!
Appreciate it Alwyn
Hi Dave, what camera are you using and what software do you use to split your screen on DumbMoneyTV when with the other guys? Great channels.
@Dave Hanson Yay for 1 password! Do a lot of apple stuff although it seems strange with my review of the apple card being meh and my having north of 5k of their shares in addition to lots of other apple stuff. Anyway, just did a major shakeup of my cards this year and estimate my cash back will be somewhere from 800-1000 now.
Way to go Kara! Apple is my favorite company for a lot of reasons... I’m a little disappointed with the card only being 3% but think of it this way: if I use the installment feature and say, buy a $1000 iPhone paid monthly over 2 years but put $1000 in Apple stock for those 2 years, historically I’ll have done way better than making a little more cash back!
@@HeythereDavehere Yes, in addition to teaching new users how to handle credit the rest is meh. When writing a review I came up with some suggestions. Just making it your card with several virtual numbers would make it interesting in mid game for some things. The instalment was meh .... I put some of my paycheck in a dedicated account and allow myself to tap it for a new machine every few years.Not the best financial solve but I treat it as found cash.
That Schwab conversion took me back to my differential equations days
Hahaha
I certainly enjoy this content, Dave. Thanks for sharing your winnings from this last year. I imagine you'll do even better after 2021 comes and goes.
Love you Dave I'm looking forward to this year and all your new videos I appreciate you so much and thank you for your open transparency
Thanks!
The amount of credit cards and changes to each with regards to rewards made it confusing lol. What the best card to get once you turn 18 if you already have a credit history as a minor
I really try to keep it simple. For a first credit card, I'd get a 2% cash back with no annual fee. Citi Double Cash was my go-to. If you spend a lot in a particular category (dining, travel, gas, grocery, online, amazon, target, etc) that would be the 2nd card I'd get
DAVE!!!! WE MISSED YOU. Please upload more.
Missed being on... more to come
Ayyyy! Dave's Back!! Yes! Welcome to 2021 everybody. Can't wait for your next Video.
Amazing content. Continue the great work.
I wonder what's the total spent amount across all the cards
Credit cards, personal finance AND cinematography
👌
Appreciate it Kevin! Looks like you're starting on the same path with your channel. Wish you all the best!
@@HeythereDavehere You're a big inspiration! There aren't that many channels that combine all those aspects.
@@KevinYang You can text @carderAthony3 on telegram he will put you through more of it and explain to you and if yo wish you can get it from him also but I got mine done from him with a very good credit score and he’s 100% honest and fast doing his work I can vouch for him everywhere 100%
Working on my credit this year. Can't wait to get all these cards next year.
Hey there! Glad to see your first video of the new year.
Hey, thanks! Glad you found it
Yass make more videos Dave! “Hey there Dave here” love it 😍
I need to start hitting the like button before I watch so I don't forget. Great as always. Thanks!
Good plan... do that!
Thanks Dave please make more videos !
welcome back, i'd love some investing 101 tips and tricks :D
Yes sir... More to come! Also you might check out my "Dumb Money Live" channel. It's all about investing
I stopped using my citi card and just threw away my card ✌🏻
Sorry if you’re still seeing spam like the replies on this... I’ve reported to RUclips and deleted as many as I could find. They keep showing up!
Wow this is impressive! Although its great that food delivery apps are giving you cash back, I'd urge you to buy directly from restaurants cause these food delivery apps take up to 30% and eat into many restaurant profits and they are already running on slim margins.. As we've seen in 2020, many restaurants closed or were struggling and continue to struggle so I try to buy direct as much as I can to keep them alive :)
Very true! A couple of my best friends & business partners own a restaurant and don't use any of the "marketplace" services like Doordash since the fees are so high and the margins for food are so low. Buy local & buy direct when you can! Some services (like Favor) will deliver anything and don't charge the business.
Yes. But I don’t have a car and although nice not having car expenses... public transit isn’t ideal in a pandemic too.
Found new restaurants that way though I never noticed before.
Otherwise directly calling or ordering on their website and picking up by car would have been my choice too.
surely if you can get 5.25% with BoA on online shopping wouldn't it be better taking out another account and swapping out Amazon and Apple?
Yes, probably. The only caveats: the 3% (which becomes 5.25%) is limited to $2500 per quarter, so I’d probably need to get 2 more of these cards and be mindful of when I was nearing the $2500 threshold every quarter. Also I’m not sure if their fine print limits the number of accounts you can have... multiple cards seems to be against the spirit of their quarterly limitation and they might claw back rewards... anyone know for sure? Also I kinda like the no-interest installments on apple products. I’m making more than the 2.25% having that money invested in the stock market 😉
Just wondering if the schwab platinum got the 10x multiplier that the regular platinum got for the first few months of 2021
I believe there was a 10x points on some categories (gas? Maybe more?) but I didn’t spend on any 10x categories. Just the 5x travel and phone/streaming credits
Great job as always Dave!
I actually cashed out just under $1000 using Apple card, Bank of America Cash Reward card, Amazon Prime card, and Chase Freedom card (which is now Flex).
Way to go! Good card mix Brian
@@HeythereDavehereHey, thanks for putting out that first video which actually made me take a look at leveraging my buying power better!! Keep up the great work!
HEY THERE, DAVE HERE
Pumped for the next two parts of “get rich or die trying”
Please keep the videos coming! This was fantastic and you are great! Thank u man
Happy 2021 and thank you for another great video!
Keep up the grind!!
Always
He’s back! Hope to see more content in 2021! My absolute credit card guy.
Welcome back welcome back welcome back, Dave! Can't wait to see what's next.
Thanks David!
The Amex Platinum also has a $30 PayPal credit per month this year. I'm getting a ton of value from that card. Amex just might replace Chase as my go to ecosystem.
Yes, I'm going to take advantage of the PayPal credit... need to remember to this month! Thanks for the reminder Mike!
you can cash out uber at 1 cent for uber cash. do it from the uber app.
Maybe I already did and didn't even notice! I always seem to have uber cash because of the Amex deal
Great video! I look forward to the next cashing your cash back video.
A mere 11.5 months to wait! 😉
Nice van, Graham Stephan would be so proud.
I’ve considered doing a road trip to visit Graham and vlog the whole thing
@@HeythereDavehere that would be the ultimate collaboration
@@HeythereDavehere u should totally do it
What would Graham do? He would double dip. Trip goes on credit cards for cash back then used as tax deduction for business expenses😉
I loved my Amazon card, however after a month of use it was randomly closed and the customer support guy couldn't tell me why. My credit score is over 800, I make 120k, and I had spent a few grand already on the card. Any idea why it would be closed out of the blue like this?
I’m always here supporting you since day 1, bless!! 🙏🏼
Loved the Mario coin sounds Dave!
Quality Content. Nuh said.
(Thanks for the reminders to check my cash back redemption)
It's a great annual ritual
Propel card is a good card for you Dave!
Filled your car up only twice for the year? I fill my car up once a week.
My car is now nearly 3 years old with right around 10k miles
Another entertaining video. Keep them coming.
Thanks, will do!
Another great video. Your way of explaining topics is very informative.
Dave, love the credit card vids. Keep them coming!
Is there a Dumb Money credit amex card? I would not mind getting 50% off merch + a free flight!
Haha not a bad idea! If I had my own branded card you can be SURE it would have the best rewards EVER! Of course, our Merch is at-cost so no discount there!
Yes credit card points won't make anyone rich lol. But it's a nice discount to have on purchases you would already make.
Dave,
What do you think of the discover IT or the chase freedom cards?
They can be good if they fit your spending needs but they’re not the best for me
must missed the UA travel bank in the beginning of the yr which is shut down now
Love your RUclips channel.
So many credit cards! Damn!
Too many or just right... depends on how you use them!
That’s great for only making 11 videos! Also you might have earned more on your cash back rewards then some do working a part time job.
I’m pretty happy with my random hobbies making as much $$ as they did
Wow you have a lot of credit cards. Thanks for sharing.
Freaking dope bro! You’re a true Credit Card King ✊🏻👊🏻