6 Best ETFs To Make The Dividend Snowball FASTER! (Living Off Dividends)

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  • Опубликовано: 14 янв 2025

Комментарии • 121

  • @Marcos_Milla
    @Marcos_Milla  4 месяца назад +3

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  • @Theophile-eliet
    @Theophile-eliet 4 месяца назад +4

    50/50 SCHD / DGRO to cover my expenses and all of the extra in VOO to grow

  • @tamsin-f5g
    @tamsin-f5g 4 месяца назад +53

    As always, a great analysis. Newcomers often wonder if it's too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it's important to learn before diving in. Active trades are necessary to ride the market's waves. Thanks to Loraine Souvenir’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!

    • @AnnabethCalloway
      @AnnabethCalloway 4 месяца назад

      I've just looked up her full name on my browser and found her webpage without sweat, very much appreciate this

    • @HemantDemla
      @HemantDemla 4 месяца назад

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    • @ferris293
      @ferris293 4 месяца назад

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      @Ilia-h1u 4 месяца назад

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    • @arielinho1
      @arielinho1 4 месяца назад

      Nice to see this here. A lot of folks downplay the role of advisors until they’re burned by their own emotions-no offense. I remember last year, I needed a good boost to help my business stay afloat, so I researched licensed advisors and thankfully came across Loraine. She’s helped grow my reserve, despite inflation, from $152k to nearly a 7-figure sum as of today..Her insights and daily siignals are worth following.

  • @dancer-rh4if
    @dancer-rh4if 4 месяца назад +1

    Thank You! Plenty of food for thought & selections. You have a very good presentation style - - good pacing, elocution, and enough info without becoming overloaded. Keep up the good work.

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад

      Thank you my friend ! 💪🏼

  • @Biggerstaff4
    @Biggerstaff4 4 месяца назад +79

    I’ve tried investing in various things that didn't work out as I hoped. I'm now considering ETFs as a more reliable option. What are the best 5 ETFs for a rookie investor looking to invest a lump sum? let's say $500,000

    • @LoriRish-
      @LoriRish- 4 месяца назад +1

      JEPQ is my favorite so far. It pays monthly with over a 9% yield and also has stayed fairly level. The down side is that it was incepted in 2022 which means there is not a lot of history. I also like FEPI and SPYT.

    • @JayMomoa-4
      @JayMomoa-4 4 месяца назад

      An ETF with more risk and payout is QDTE. It pays weekly but is higher risk because it just came out this year. The fund is based on covered calls which make money in any market, up or down.

    • @mette-lo
      @mette-lo 4 месяца назад

      The issue is people have the "I will do it myself mentality" but not equipped for a crash, hence get burnt. Ideally, advisors are reps for investing, and at first-hand encounter, my portfolio has yielded over 300% since covid-outbreak to date, summing up nearly $1m.

    • @Linette-g-y
      @Linette-g-y 4 месяца назад

      truly appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

    • @mette-lo
      @mette-lo 4 месяца назад

      She goes by ''Ellen Geskin Kettle'' a seasoned advisor with over two decades of experience. You can research her further on the internet, her qualifications speak for itself.

  • @JP_Dividends
    @JP_Dividends 4 месяца назад +4

    DGRO is a beast! I might even add it to my portfolio. Great video Marcos!

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад +1

      Thank you brother!

    • @WoodUCreate
      @WoodUCreate 4 месяца назад

      Do you really think it's a good fund? From 2022 to the end of 2023 it did nothing, went down and recovered and ended where it was 2 years later. 2024 has been a good year, but it's been good for everything else, so what sets this one apart from the others? Especially comparing it to its history, I can't see investing in DGRO for so many years waiting for it to perform.

  • @sarawilliam696
    @sarawilliam696 4 месяца назад +4

    My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.

    • @Justinmeyer1000
      @Justinmeyer1000 4 месяца назад +3

      Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.

    • @carssimplified2195
      @carssimplified2195 4 месяца назад +2

      I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.

    • @PatrickFitzgerald-cx6io
      @PatrickFitzgerald-cx6io 4 месяца назад +2

      Your advisor must be really good, how I can get in touch with them as my porfolio isn't doing well.

    • @carssimplified2195
      @carssimplified2195 4 месяца назад +1

      There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

    • @PatrickFitzgerald-cx6io
      @PatrickFitzgerald-cx6io 4 месяца назад

      Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

  • @cindythach3248
    @cindythach3248 4 месяца назад +2

    Thanks for sharing, what do you think about QQQI and SPYI?

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад

      No comment on those since the fund inception is incredibly short. I wouldn’t touch a fund that was in inception during a massive bull market with those strategies.

  • @trrealestatenycrealestate200
    @trrealestatenycrealestate200 4 месяца назад +2

    thank you for all you work on this and clear explanations peace

  • @carlhyman5540
    @carlhyman5540 4 месяца назад +4

    Great info ! We are about 4-5 years from retirement and have been aggressive savers in our retirement plans, we’d like to live primarily off our dividends for the passive income, with about 2.5-3 million invested in SCHD, DGRO, some in VOO and smaller concentration in JEPQ. Hoping to not use the principle and use the dividends. !

    • @trrealestatenycrealestate200
      @trrealestatenycrealestate200 4 месяца назад

      woe good for you and your husband ..... you achieved 2 to 3 m from investing in SCHD & DGRO and a little in VOO ? that's very impressive , you must have started the process 20 plus years ago .... 401k's , Roth and what other investments ?

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад

      💪🏼

  • @Dad2Noah89
    @Dad2Noah89 4 месяца назад +2

    Would it be okay to have dgro and schd?

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад +2

      This is a combo I run in my small portion of dividend investments in my portfolio. Probably the best combo out there in my opinion. Dividend growth investing (another YT channel) does a great long long explanation about this.

  • @gottech5601
    @gottech5601 4 месяца назад +2

    Im for some etfs i can invest in for the long haul for my kids i want to give them some etfs sooner than later any suggestions?

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад

      Broad market ETFs like the S&P 500 or total market ETFs are typically what most will suggest (not financial advice)

  • @animaldonut
    @animaldonut 4 месяца назад +1

    ⛄️ ❄️ 💎 💪🏻 🥶
    Keep up the great work Marcos!

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад

      Thank you my friend ! 💪🏼

  • @tuna1142
    @tuna1142 4 месяца назад +1

    Why do you prefer SCHG over QQQ or even VGT in your roth?

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад

      I like schg’s fund methodology a lot. Schg also has a lower expense ratio than qqqm or VGT and the fact that it holds stocks not only in technology and in the NYSE and NASDAQ index made it a no brainer for me in the Roth as my highest holding. I didn’t want to have a fund strictly in technology since if technology doesn’t pan out in the long run, I wanted to have other growth stocks from other sectors in the stock market with schg

    • @tuna1142
      @tuna1142 4 месяца назад +1

      ⁠​⁠@@Marcos_Milla I was talking to this with a friend and he me turned that everyone’s been saying for the past 12ish years or so people predicting tech is gonna go down but has it? No, will it who knows but idk yeah systematically it makes sense tech will go down eventually but who knows when that eventually is. Idk just a thought. Also ur comment on expensive ratio in the long run this doesn’t matter to much let’s say you make 100k from all these 3 ETFs, considering the expense ratios this is how much you’ll be left with after it, QQQ: $98,000 SCHG: $99,960, VGT: $99,900. At the end it isn't that much of a difference imo. The main problem I have with SCHG is I feel like it’s a bit to diversified maybe for my age it is, I remember in one of ur vids that takes abt best portfolio for age group you mentioned the younger u are the more riskier u can get because the farther ubare from retirement. So going more heavy in tech right now could be the move, with that in mind I think QQQ has to be the right option, VGT is still a bit risky for me 😆.

  • @garyschmelzer
    @garyschmelzer 4 месяца назад +2

    Is this the video that I was requesting for people 50 and older?

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад

      Email me marcosmillabusiness@gmail.com. I have some videos prerecorded so I don’t want you to wait but I’ll give you sneak peeks. Dividend investing in ETFs in this video is going to be significantly less risky than something like growth ETFs that I touched on in previous videos. Depending on your circumstances if you have no money invested in your entire life in your 50s. A good stock (broad market S&P 500, total world, or total stock market index funds, bonds or large value (dividend ETFs) could be options to explore. Target date funds are also good ones especially in your 50s since they are made for specific years or when you plan for retirement and contain a mixture of us stocks, bonds, and international stocks for true diversification

  • @tuna1142
    @tuna1142 4 месяца назад +1

    I was talking to this with a friend and he me turned that everyone’s been saying for the past 12ish years or so people predicting tech is gonna go down but has it? No, will it who knows but idk yeah systematically it makes sense tech will go down eventually but who knows when that eventually is. Idk just a thought. Also ur comment on expensive ratio in the long run this doesn’t matter to much let’s say you make 100k from all these 3 ETFs, considering the expense ratios this is how much you’ll be left with after it, QQQ: $98,000 SCHG: $99,960, VGT: $99,900. At the end it isn't that much of a difference imo. The main problem I have with SCHG is I feel like it’s a bit to diversified maybe for my age it is, I remember in one of ur vids that takes abt best portfolio for age group you mentioned the younger u are the more riskier u can get because the farther ubare from retirement. So going more heavy in tech right now could be the move, with that in mind I think QQQ has to be the right option, VGT is still a bit risky for me .

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад

      @@tuna1142 QQQM > QQQ

    • @tuna1142
      @tuna1142 4 месяца назад

      @Marcos_Milla already have qqq in my brokerage though and VOO. I don’t want the same in my Roth. Also qqq is up almost 100% more than qqqm in the last 5 years.

  • @tuna1142
    @tuna1142 4 месяца назад +1

    As someone who's 18 would you focus more on growth etfs for the time being compared to dividend etfs, and once i get a bit older and closer to retirement focus on dividend etfs

    • @tonyherdina9142
      @tonyherdina9142 4 месяца назад

      Definitely. You understand how it works.

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад

      If I was 18, I would do exactly that. sometimes you don’t even have to focus on dividend ETFs as you age because the dividends or capital appreciation will be so much that you don’t really need to switch to dividend stocks necessarily as a requirement

    • @tuna1142
      @tuna1142 4 месяца назад

      @@Marcos_Millafs bro love this piece of advice. One question why do you prefer SCHG over QQQ and VGT in ur roth

    • @SangSangi-l8l
      @SangSangi-l8l 9 дней назад

      @@Marcos_Millahey I am 20 and I just getting started I was thinking of having some cash flow by picking NOBL AND SCHD and have that divided hit at least 100$ every month, do you think is a good idea?

  • @Bur6212
    @Bur6212 4 месяца назад +1

    Would it be overkill to hold all of these in a portfolio at once? Too much overlap?

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад +1

      I would say to hold no more than 2 in my opinion. Correct on the too much overlap by holding all 6!

    • @JZATiger
      @JZATiger 4 месяца назад

      Which 2 would you go for?

    • @SangSangi-l8l
      @SangSangi-l8l 9 дней назад

      @@Marcos_Millaso is not good to have a lot of dividend ETF if I’m trying to have cash flow of dividends like at least have two dividend stock that pay me 100$ every month and I would reinvest that 100$ to those stock

  • @BA-pz3lo
    @BA-pz3lo 4 месяца назад +2

    why no love for JEPI and JEPQ?

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад +3

      Both great monthly dividend covered call ETFs. They have the high dividend yield. But didn’t quite fit the dividend growth critieria as they have more erratic monthly dividends that isn’t as consistent as the ones on this list. Plus when you do write the call options strategy and execute them, you forgo further upside so you’re limited on capital appreciation

    • @cindythach3248
      @cindythach3248 4 месяца назад

      @@Marcos_MillaI guess it would be the same for QQQI and SPYI!

    • @BA-pz3lo
      @BA-pz3lo 4 месяца назад

      @@Marcos_Millabut if im all old and crusty then i dont care about future gainz i need the money now for my sugar babies 😉

  • @tuna1142
    @tuna1142 4 месяца назад +1

    Hi macros, so in your last vid you told me I should focus first on my Roth then on my brokerage. However, let’s say I need to take some money out at like age 35 for a house or sum I won’t be able to. I know there’s an exception for your first house for Roth but still in general at 18 there’s prolly a lot of things imma need in the near future. I also wanted to let yk that I’ll only be investing $100 monthly for the time being. So what would u recommend with that. Lmk what you think I should do, appreciate all the help ❤️

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад

      You can withdraw freely without penalty in a taxable brokerage account. I would highly suggest as you age to bump the monthly investments up as your income grows. I still stand by the max out Roth IRA first then go taxable.

    • @tuna1142
      @tuna1142 4 месяца назад

      @@Marcos_Millaeven with me being 18 what if I need to buy a car or sum or a house. I won’t be able to take any money out of my Roth for that

  • @tuna1142
    @tuna1142 4 месяца назад +1

    If u were 18 which growth etf would be focus on, VGT, QQQ, FTEC, SCHG. These are the options:
    1. 50% VOO 50% QQQ
    2. 50% VOO 25% VGT 25% SCHG
    3. 50% VOO and 25% of QQQ/SCHG 25% FTEC

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад

      Jeez this is a tough question. All are so similar and good. I would do 2 or 3. Leaning more to number 2.

  • @BeautifulSunshine-vl3fd
    @BeautifulSunshine-vl3fd 4 месяца назад +3

    DGRO
    SCHD
    VIG
    DGRW
    VYM
    NOBL

  • @tuna1142
    @tuna1142 4 месяца назад +3

    SCHD continues to underperform though. Jepi on the other hand pays 8% consistently

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад +4

      With JepI you forgo any potential upside further than the S&P 500 because of you writing call options. You also have to consider the higher tax implications from covered call ETFs compared to traditional quarterly payers like schd. You also must note jepi’s inception in a bull market and has a low history compared to the long track records from all the funds on the list

    • @Positivecuriosity46
      @Positivecuriosity46 4 месяца назад +2

      You’ll pay the difference with Jepi expense ratio…adds up

    • @tuna1142
      @tuna1142 4 месяца назад +2

      @@Positivecuriosity46 As someone who just turned 18 I'm gonna be focusing more on growth etfs than dividend etfs for the time being

    • @Positivecuriosity46
      @Positivecuriosity46 4 месяца назад

      @@tuna1142 Thats awesome. I give my son the same advice. You will be happy you started so early.

    • @larrycody8013
      @larrycody8013 4 месяца назад

      @@Marcos_Milla I own SPYI and QDTE in my Roth, do I need to know more about taxes or no?

  • @ksp_bkk
    @ksp_bkk 4 месяца назад +1

    🎉🎉🎉🎉🎉🎉

  • @i_villa7967
    @i_villa7967 4 месяца назад +1

    Downpipe tune on the dividend snowball with Marcos Milla

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад

      Not me just on BM3’s website looking at tunes haha

    • @i_villa7967
      @i_villa7967 4 месяца назад

      @@Marcos_Milla better do it after smog haha don’t be me

  • @phelps078q
    @phelps078q 4 месяца назад +30

    For the Newbie if you are actually trading in the crypto space and you don't have a sound mentor. Then you are certainly going to get liquidated in 90% of your trades. Yeah that's sad truth. I remember when i just got into crypto back in 2019 but later in 2020 i ended up selling it because i have lost alot trading all by myself without a guide. Got back into crypto early in 2024 with $20k and I'm up with $232k in a short period of time
    ......

    • @JeffreyScott-zg1wj
      @JeffreyScott-zg1wj 4 месяца назад

      I'm new to cryptocurrency and i don't understand how it really works. How can someone know the right approach to investing and making good profit from cryptocurrency investments?

    • @SmithNatasha-hc7mq
      @SmithNatasha-hc7mq 4 месяца назад

      what do i need to do? How can i invest, on which platform? If you know any please share.

    • @phelps078q
      @phelps078q 4 месяца назад

      I started working with wilburn back in February, and my financial goals have been clearer. It's like having a strategic partner for my money with a solid track record.

    • @FrancisJob-it2ty
      @FrancisJob-it2ty 4 месяца назад

      Most people think, investing in crypto is all about buying coins and leaving it to rise, come on it takes much analysis to be a successful crypto trader.

    • @JoyJack-cq2pr
      @JoyJack-cq2pr 4 месяца назад

      Trading is mental game, that is why most people lose money because they cannot control their emotions. Because the prevalent idea of our culture is to effortless indulge and focus on their own pleasure and wellbeing, but controlling your emotions is unpleasant and painful and that is why most traders lose money because they don't want to meet the pain. That is why there is so many drugs, alcohol, obese and fat people, broken marriage and adultery.

  • @garyschmelzer
    @garyschmelzer 4 месяца назад +1

    I bought 800 bucks of nvidia today it was 127 per share then said my average cost is 149 wtf anybody help with this why would my average cost be so high comments welcomed

    • @Marcos_Milla
      @Marcos_Milla  4 месяца назад +1

      What app?

    • @garyschmelzer
      @garyschmelzer 4 месяца назад +1

      @@Marcos_Milla Fidelity

    • @garyschmelzer
      @garyschmelzer 4 месяца назад +1

      So I purchased $800 worth of Nvidia 2 days ago it said value $804.66 she owned 6.262 average cost $149.63 but at the time two days ago it was $127 a share so shouldn’t cost what it was per share

    • @garyschmelzer
      @garyschmelzer 4 месяца назад

      @@Marcos_Milla Fidelity

    • @garyschmelzer
      @garyschmelzer 4 месяца назад

      @@Marcos_Milla I use Fidelity

  • @zeroeffortmemes
    @zeroeffortmemes 4 месяца назад +1

    ☃️

  • @Divyv520
    @Divyv520 4 месяца назад +1

    Hey Marcos , Your content is really impressive! I’m Divy, the founder of Rise Up Media, where we specialize in helping creators like you grow their RUclips channels. We’ve worked with several creators to significantly boost their views and subscribers using tailored strategies that really work. I noticed a few opportunities on your channel that could help you reach even more people. Let me know If you’re interested in hearing more ?