Adding JEPI & JEPQ to my 3 ETF Portfolio (Best Monthly Dividend ETF!)

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  • Опубликовано: 25 ноя 2024

Комментарии • 134

  • @NolanGouveia
    @NolanGouveia  4 часа назад +3

    Get your free AI store builder: www.buildyourstore.ai/professor-g
    Now with 3 months Shopify plan for only $1/month!

  • @julianf40ify
    @julianf40ify 2 часа назад +5

    I had actually sold off my JEPI and went with GPIX having the underlying s&p500 stocks and have been pretty good with the monthly div so far being consistent and having growth as well

  • @richardjohnson1261
    @richardjohnson1261 2 часа назад +6

    Timely and useful information as always, Prof G. Thanks. I invest in both Jepi and Jepq, mostly in tax protected investments. I invest in SPYI in my brokerage account as this fund also has a very high, monthly dividend and it's more tax friendly. Unlike Jepi and Jepq, which pay early in the month, SPYI pays later in the month. Depending on your preference, this can provide cashflow balance. Thanks for your insight. Cheers

    • @NolanGouveia
      @NolanGouveia  2 часа назад +1

      Very good idea and points! Thanks for sharing

  • @mjs28s
    @mjs28s Час назад +1

    They came in handy as a base of "core" income to which I am diversifying slowly away from, by reinvesting unspent dividends into more growth & income holdings and individual stocks, as my dividend raisers do their job. Each year going forward JEPI and JEPQ will be smaller and smaller portions of my holdings.

  • @gatoborracho4572
    @gatoborracho4572 3 часа назад +15

    I remember some time ago, when I asked you about these etfs.. you said nothing but dividend traps. Today, these deserve your attention ..That proves time has the only answer..😉

    • @josephjacob3274
      @josephjacob3274 2 часа назад

      these etfs specifically don't really have a long track record.

    • @gatoborracho4572
      @gatoborracho4572 2 часа назад +2

      @josephjacob3274 They are a little bit more than 4 years...are they dividend traps??

    • @josephjacob3274
      @josephjacob3274 2 часа назад +1

      @gatoborracho4572 no, they aren't. I rather wait to see the longevity of performance. Jepq is only at most 3 yesrs

    • @gatoborracho4572
      @gatoborracho4572 2 часа назад +1

      @josephjacob3274 Good.. !! they are not dividend traps . That was my point. I was told around two years ago they were

    • @mlkrinsky
      @mlkrinsky 2 часа назад +1

      What about putting in a roth IRA?

  • @roseyfischer
    @roseyfischer 39 минут назад +3

    The stock market is definitely picking up pace right now, but I still think investors should be careful at this time. I'm actually a newbie in this space, so I'm open to hearing other investors' take on this.

    • @Franky-j6e
      @Franky-j6e 38 минут назад

      I think the market is likely at its best now, but I still believe having a financial advisor is crucial to navigate the market and moderate your risk. Their expertise can really help you make informed decisions

    • @mariadrukker2557
      @mariadrukker2557 38 минут назад

      I agree. I've been working with a financial advisor since 2020, and I return up to 15k every month, and I don't even have to lift a finger. Although I also think the reason I make this much is because I started with significant capital.

    • @Andres_853
      @Andres_853 36 минут назад

      Thanks for sharing your experience! I've been managing my portfolio myself, but it's not working out. Do you have any recommendations for a good investment advisor? I could really use some help.

    • @Franky-j6e
      @Franky-j6e 35 минут назад

      My CFA, Joseph Nick Cahill, is a renowned figure in his field. I recommend researching his name online; you'll find all his credentials and everything you need to work with a reliable professional. With many years of experience, he is a valuable resource for anyone looking to navigate the financial market.

    • @FedrickWhite-jo2ed
      @FedrickWhite-jo2ed 34 минуты назад

      I just found him on the web. I am impressed. I also scheduled with him too.
      His consulting page ranked top

  • @fosfool3773
    @fosfool3773 Час назад +2

    The tax tip for Roth was great. I always have tax questions on these videos. Thank you!!

  • @hudsoninvestmentgroup9513
    @hudsoninvestmentgroup9513 2 часа назад +3

    I have been using JEPI for about two years as my second emergency fund

  • @TJC6626
    @TJC6626 8 минут назад

    SPYI has done very well for me this year I got some appreciation and tax efficient month income

  • @mac41776
    @mac41776 3 часа назад +4

    Thanks, I'm invested into spyi and jepq

  • @CraigMaiman
    @CraigMaiman 4 минуты назад

    I'm retiring next month and have oriented my portfolio toward dividends, but still some growth. For income, I have JEPI, JEPQ, SCHD, SVOL, SPYI, CGCP and VGSH. My more growth-oriented portfolio includes: VBR, SPMO, VFLO, and several stocks.

    • @InvestingSimplified-Profes-d1l
      @InvestingSimplified-Profes-d1l 3 минуты назад

      🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷

  • @amritaannabella
    @amritaannabella 3 часа назад +454

    My investment portfolios are Bitcoin, ETH and XAI34L

    • @Wutang3737
      @Wutang3737 20 минут назад

      Don’t invest in xai34l it’s a scam

  • @Growing-Our-Retirement
    @Growing-Our-Retirement 42 минуты назад

    Great choice. I think I mentioned them here months ago. Take the dividends and ride out the rough spots. Excellent yields! To do better you would have to sit and sell covered calls all day long.

    • @InvestingSimplified-Profes-d1l
      @InvestingSimplified-Profes-d1l 3 минуты назад

      🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊

  • @GameCastTwoThousandThree
    @GameCastTwoThousandThree 2 часа назад +2

    I bought into JEPQ when you created the 3 ETF Portfolio. Its been decent for now.

  • @Ukrainian-woman-of-your-dreams
    @Ukrainian-woman-of-your-dreams 20 минут назад

    Thanks for mentioning these 2 ETFs. I am including one of them on my investment portfolio.

    • @InvestingSimplified-Profes-d1l
      @InvestingSimplified-Profes-d1l 3 минуты назад

      🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊

  • @tirevelation777
    @tirevelation777 2 часа назад +3

    I like DIVO & SPYI for CC ETFs

  • @CalmerThanYouAre1
    @CalmerThanYouAre1 Час назад +8

    Pass on both JEPI and JEPQ for me.
    QQQI and SPYI would be my choices for the high yield fund category. Much better tax treatment!

    • @juliocs5483
      @juliocs5483 Час назад

      Different strokes for different folks…these I believe are good for older investors in retirement or close to retiring.

    • @Sylvan_dB
      @Sylvan_dB 25 минут назад

      @@juliocs5483 These are all about the same "stroke". All four are high yield, covered call income funds. JEPQ and QQQI are both Nasdaq 100 covered call income funds. JEPI and SPYI are both S&P 500 covered call income funds. The biggest difference is JEPI and JEPQ do not necessarily each hold their complete index but instead each holds a subset selected (trying) to be lower volatility.

  • @yospa5074
    @yospa5074 59 минут назад +1

    Since SCHD has more growth potential and a lower expense ratio, would that counter the benefit of the higher dividend yield of JEPI?

  • @mikesgarage394
    @mikesgarage394 43 минуты назад

    I use SPYI ,QQQI, and GPIQ(income and some appreciation, in my retirement accounts to purchase growth ETFS, SCHA, SCHG, SPLG. I am retired but do not intend to touch retirement accounts for 5 years at least. then I will convert more to income as necessary.By then all should be converted to ROTH.

    • @InvestingSimplified-Profes-d1l
      @InvestingSimplified-Profes-d1l 3 минуты назад

      🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊

  • @ophirmayer1
    @ophirmayer1 2 часа назад +3

    JEPI, JEPQ, GPIX (Goldman Sachs's Jepi equivalent than pays a % more) and YMAX (just for fun, terrible idea :))

  • @daukamata
    @daukamata 3 часа назад +405

    Just watched your video discussing XAI34L and I am very excited about this

    • @Wutang3737
      @Wutang3737 20 минут назад

      Don’t invest in xai34l it’s a scam

  • @me0101001000
    @me0101001000 2 часа назад

    I have a bit of these two in my Roth. I'm too young to own a large amount of either of these, since I don't really need the income, but those dividend notifications feel nice, and I don't want to be taxed on it right now.

  • @2coryman
    @2coryman 2 часа назад +2

    This is good , cheers

  • @johnheine4099
    @johnheine4099 11 минут назад

    Scm, qqqy, svol, pflt, and qdte are some that I've been trying out this year. Monthly and weekly paying dividends are nice

    • @InvestingSimplified-Profes-d1l
      @InvestingSimplified-Profes-d1l 3 минуты назад

      🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷

  • @jamesklapetzky8633
    @jamesklapetzky8633 33 минуты назад

    GREAT video Professor G, as always. I'm 62 and looking at 15 years before retirement or slowing down. I already have SCHD, DGRO, & DIV in my ROTH. Should I still add JEPI &/or JEPQ because of wanting the income?

    • @InvestingSimplified-Profes-d1l
      @InvestingSimplified-Profes-d1l 3 минуты назад

      🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊

  • @livingontheedge8680
    @livingontheedge8680 19 минут назад

    I hold SCHD, JEPI and DIVO. Reinvesting until I decide to start pulling passive income upon my pending retirement.

    • @InvestingSimplified-Profes-d1l
      @InvestingSimplified-Profes-d1l 3 минуты назад

      🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷

  • @chainedchaosmusic
    @chainedchaosmusic 41 минуту назад

    Since most of my portfolio is in an IRA I don't really care much about dividend vs cap gains, taxes are not an issue for me in this context. But I'll stick with my 34% dividend yield on AIPI at least for now. Hasn't been around long, but so far pretty NAV stable, uses the same strategy as it's big brother FEPI which has been nav stable since it's inception.

    • @InvestingSimplified-Profes-d1l
      @InvestingSimplified-Profes-d1l 3 минуты назад

      🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊

  • @gabeg2434
    @gabeg2434 2 часа назад

    Thanks as always for your wonderful and sensible advice. 🤛

  • @dianeswny7230
    @dianeswny7230 3 часа назад

    Thank you so much for your videos! I have learned so much, and look forward to learning even more. I would love for you to do a video comparing JEPI to DIVO & how one might add them to the SCHD income/stability portion of a ROTH IRA portfolio for those within striking distance of retirement. Thanks so much!

  • @FurryHippoFinance
    @FurryHippoFinance 2 часа назад +1

    Amazing content I invest in the SCHD and VYM currently with a lower percentage but have looked at a few call options with JEPI as well maybe int eh future. The thing for me is just getting a higher balance like you had said then moving into the income to supplement the SSI.

  • @bossballheaddawg2588
    @bossballheaddawg2588 Час назад

    Excellent!!!! I was thinking thinking this about 2 weeks ago!

    • @InvestingSimplified-Profes-d1l
      @InvestingSimplified-Profes-d1l 2 минуты назад

      🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊🚀

  • @jacksonodhiamboonyukah.6853
    @jacksonodhiamboonyukah.6853 2 часа назад +1

    This is great. Thank you for the information.
    I plan to reach out for your help.

  • @DilipBhatiya-rq2qk
    @DilipBhatiya-rq2qk Час назад

    Please let me know what you think about ETFs ISPY, and SPYI. See if you can compare and make a video about them. Thanks.

  • @nehemiahbarrett4432
    @nehemiahbarrett4432 3 часа назад +3

    What do you think of SPYI?

  • @kamille.8692
    @kamille.8692 3 часа назад +1

    Always 👌🏽 for “three”

  • @jdomsmith
    @jdomsmith 3 минуты назад

    Was thinking of trimming my taxable portfolio down to SCHD, DGRO, and JEPQ...

  • @fortune78x
    @fortune78x 3 часа назад +1

    i avoid jepi and jepq, i prefer divo. unlike jepi and jepq. 30% is covered calls and the stock is more focused on a total retun which at my age, im more concerned of a total return. but good video overall.

  • @michaelhuber1107
    @michaelhuber1107 3 часа назад

    Jepq is hard to beat for diversified covered call etfs with the out of the money options.

  • @vederamsaran9319
    @vederamsaran9319 3 часа назад

    Would love to see a video on securities backed lines of credit…and your thoughts on these…whether you think these should be utilized rather than selling shares for funding large purchases…thanks!

  • @jeffmartin3049
    @jeffmartin3049 53 минуты назад +1

    I have JEPQ\ JEPQ and QYLD in my Roth

    • @InvestingSimplified-Profes-d1l
      @InvestingSimplified-Profes-d1l 2 минуты назад

      🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊🚀

  • @MixinGasGarage
    @MixinGasGarage 3 часа назад +2

    What about SPYI and QQQI?

  • @llew-AZ
    @llew-AZ 2 часа назад

    I have in Roth IRA. JEPI @ 37%, SCHD @ 31%, O @ 17% ORRF @ 15%, 1% FBY.
    Last one is like a crypto play. Could work or could bust.

  • @manubisbee1
    @manubisbee1 Час назад

    Thanks!!!

    • @InvestingSimplified-Profes-d1l
      @InvestingSimplified-Profes-d1l 2 минуты назад

      🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊🚀

  • @BowenChen-sh3sz
    @BowenChen-sh3sz 3 часа назад +3

    These funds are still not for everyone. Exactly like Professor said, unless you have 1 million + portfolio already. No point to invest in these funds for 100K and get a couple hundred dollars every month. Too small to do anything. You gave up tons of upside and time for you to reach 1 million

    • @tonyherdina9142
      @tonyherdina9142 2 часа назад +1

      If you're dividend investing I don't see what's so bad about them. I've done well with them.

  • @kt6332
    @kt6332 3 часа назад

    Jedi and help are not for me but thanks for the breakdown 😊

  • @fly-zq9qn
    @fly-zq9qn 27 минут назад

    Wouldn't you be selling shares of schd if you did a combination of the 3 etf with monthly withdrawal?

    • @InvestingSimplified-Profes-d1l
      @InvestingSimplified-Profes-d1l 3 минуты назад

      🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊

  • @markpeterson03275
    @markpeterson03275 Час назад

    I don’t understand ELNs and their risk to the liquidity of my money invested in these funds so I’ve been reluctant to get enticed by these large dividend yields. Also, JEPI’s share price has been mostly flat when you go back to 2021 so I still like SCHD’s chances better even with the lower yield. Unlike a CD or T-Bill I don’t think it’s wise to pull out our calculators to figure out our monthly payment schedule when the dividend isn’t guaranteed.

    • @InvestingSimplified-Profes-d1l
      @InvestingSimplified-Profes-d1l 2 минуты назад

      🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊🚀

  • @John-yy4kc
    @John-yy4kc 3 часа назад +6

    The tax is a deal breaker for me, (I am 80 yrs old) sticking to SCHD and QQQM

    • @willk1756
      @willk1756 2 часа назад +1

      Which platform are you using to buy QQQM?
      Many thanks

    • @NolanGouveia
      @NolanGouveia  2 часа назад +1

      Good call!

  • @etfeasy
    @etfeasy Час назад +1

    95% BIL etf and 5% XDTE is good

    • @InvestingSimplified-Profes-d1l
      @InvestingSimplified-Profes-d1l 2 минуты назад

      🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊🚀

  • @xBrunnoKobaiNx
    @xBrunnoKobaiNx 2 часа назад +2

    I'm from brazil and I started this month watching your videos, I started with Voo, Schd and Msft, next moth I'll add qqqm, jepi and jepq, why? Because since I'm not American and i live in brazil I only can buy 3 etfs or stocks for month, and 1 dolar its like 5.81 here haha 😂, so i can buy only 250-300 per month, is it a good idea add those to incrise my future?

    • @DavidGeffen-p7i
      @DavidGeffen-p7i Час назад

      I highly recommend Kelly Loeffler for professional trading guidance
      You'd make a massive profit with her

    • @DavidGeffen-p7i
      @DavidGeffen-p7i Час назад

      The first time we had tried, we invested 14000 and after a week we received 50,230. That really helped us a lot to pay our bills.

    • @DavidGeffen-p7i
      @DavidGeffen-p7i Час назад

      She's always active on telegram

    • @DavidGeffen-p7i
      @DavidGeffen-p7i Час назад

      @Loeffler300

    • @DavidGeffen-p7i
      @DavidGeffen-p7i Час назад

      That's it👆🥰
      Tell her I referred you

  • @wawahoang
    @wawahoang 3 часа назад +1

    Thanks for the advice! Got XAI34L, feeling bullish! 🚀

  • @HunterM09
    @HunterM09 2 часа назад +2

    SCHD/DGRO/JEPI/JEPQ for me

  • @dimitrisf.8490
    @dimitrisf.8490 2 часа назад

    Jepq or dgrw for europeans?

  • @ioannislestaris2761
    @ioannislestaris2761 2 часа назад +3

    These funds don’t use as much covered calls but rather ELNs. And their dividends are not QDI eligible. So you end up paying a lot more in taxes. Take a look at their most recent financial statements

    • @NolanGouveia
      @NolanGouveia  2 часа назад

      Yup I went over the taxes and I agree

  • @stephna9978
    @stephna9978 2 часа назад +1

    Thinking of getting Jepi in a HSA account

    • @NolanGouveia
      @NolanGouveia  2 часа назад

      What else are you considering?

    • @Karam-it5yv
      @Karam-it5yv Час назад +1

      Why HSA? I have not started HSA yet. So very eager to invest something like this into HSA

  • @rooburger
    @rooburger 3 часа назад

    MSTY, CONY, TSLY

    • @jpcarsmedia
      @jpcarsmedia 3 часа назад +1

      Lol. You are trying to erode all the NAV

    • @rooburger
      @rooburger 2 часа назад

      @jpcarsmedia to already took out my origanal investment. Now they are self generating cash cows

  • @fullsizerangerover
    @fullsizerangerover Час назад

    I like spyi and qqqi a little better

    • @InvestingSimplified-Profes-d1l
      @InvestingSimplified-Profes-d1l 2 минуты назад

      🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊🚀

  • @cmurill
    @cmurill 3 часа назад

    I’ll do NEOS SPYI, QQQI or WMI for 12-15% returns
    But if you want more return and risk
    I’ll do FEPI and AIPI 25 and 34%
    These funds are transparent
    JEPI and JEPQ are not 😂

  • @Izikdiaz
    @Izikdiaz Час назад

    $MAIN
    Street capital 👍🏻
    Up 25.7% YTD, dividend at about 5.5 monthly with special dividends paid out every quarter no brainer 🤷🏻‍♂️

  • @helmut3575
    @helmut3575 3 часа назад

    Divo and JEPQ in an IRA

  • @tonempk
    @tonempk 3 часа назад

    Bought XAI34L after watching your video, super excited! 💰

  • @eliseann99
    @eliseann99 3 часа назад

    XAI34L is still extremely undervalued

  • @whitedc8t03
    @whitedc8t03 3 часа назад

    Your video convinced me to invest in XAI34L, expecting 10x gains. Excited for listings!