I had actually sold off my JEPI and went with GPIX having the underlying s&p500 stocks and have been pretty good with the monthly div so far being consistent and having growth as well
Timely and useful information as always, Prof G. Thanks. I invest in both Jepi and Jepq, mostly in tax protected investments. I invest in SPYI in my brokerage account as this fund also has a very high, monthly dividend and it's more tax friendly. Unlike Jepi and Jepq, which pay early in the month, SPYI pays later in the month. Depending on your preference, this can provide cashflow balance. Thanks for your insight. Cheers
They came in handy as a base of "core" income to which I am diversifying slowly away from, by reinvesting unspent dividends into more growth & income holdings and individual stocks, as my dividend raisers do their job. Each year going forward JEPI and JEPQ will be smaller and smaller portions of my holdings.
I remember some time ago, when I asked you about these etfs.. you said nothing but dividend traps. Today, these deserve your attention ..That proves time has the only answer..😉
The stock market is definitely picking up pace right now, but I still think investors should be careful at this time. I'm actually a newbie in this space, so I'm open to hearing other investors' take on this.
I think the market is likely at its best now, but I still believe having a financial advisor is crucial to navigate the market and moderate your risk. Their expertise can really help you make informed decisions
I agree. I've been working with a financial advisor since 2020, and I return up to 15k every month, and I don't even have to lift a finger. Although I also think the reason I make this much is because I started with significant capital.
Thanks for sharing your experience! I've been managing my portfolio myself, but it's not working out. Do you have any recommendations for a good investment advisor? I could really use some help.
My CFA, Joseph Nick Cahill, is a renowned figure in his field. I recommend researching his name online; you'll find all his credentials and everything you need to work with a reliable professional. With many years of experience, he is a valuable resource for anyone looking to navigate the financial market.
I'm retiring next month and have oriented my portfolio toward dividends, but still some growth. For income, I have JEPI, JEPQ, SCHD, SVOL, SPYI, CGCP and VGSH. My more growth-oriented portfolio includes: VBR, SPMO, VFLO, and several stocks.
Great choice. I think I mentioned them here months ago. Take the dividends and ride out the rough spots. Excellent yields! To do better you would have to sit and sell covered calls all day long.
@@juliocs5483 These are all about the same "stroke". All four are high yield, covered call income funds. JEPQ and QQQI are both Nasdaq 100 covered call income funds. JEPI and SPYI are both S&P 500 covered call income funds. The biggest difference is JEPI and JEPQ do not necessarily each hold their complete index but instead each holds a subset selected (trying) to be lower volatility.
I use SPYI ,QQQI, and GPIQ(income and some appreciation, in my retirement accounts to purchase growth ETFS, SCHA, SCHG, SPLG. I am retired but do not intend to touch retirement accounts for 5 years at least. then I will convert more to income as necessary.By then all should be converted to ROTH.
I have a bit of these two in my Roth. I'm too young to own a large amount of either of these, since I don't really need the income, but those dividend notifications feel nice, and I don't want to be taxed on it right now.
GREAT video Professor G, as always. I'm 62 and looking at 15 years before retirement or slowing down. I already have SCHD, DGRO, & DIV in my ROTH. Should I still add JEPI &/or JEPQ because of wanting the income?
Since most of my portfolio is in an IRA I don't really care much about dividend vs cap gains, taxes are not an issue for me in this context. But I'll stick with my 34% dividend yield on AIPI at least for now. Hasn't been around long, but so far pretty NAV stable, uses the same strategy as it's big brother FEPI which has been nav stable since it's inception.
Thank you so much for your videos! I have learned so much, and look forward to learning even more. I would love for you to do a video comparing JEPI to DIVO & how one might add them to the SCHD income/stability portion of a ROTH IRA portfolio for those within striking distance of retirement. Thanks so much!
Amazing content I invest in the SCHD and VYM currently with a lower percentage but have looked at a few call options with JEPI as well maybe int eh future. The thing for me is just getting a higher balance like you had said then moving into the income to supplement the SSI.
i avoid jepi and jepq, i prefer divo. unlike jepi and jepq. 30% is covered calls and the stock is more focused on a total retun which at my age, im more concerned of a total return. but good video overall.
Would love to see a video on securities backed lines of credit…and your thoughts on these…whether you think these should be utilized rather than selling shares for funding large purchases…thanks!
These funds are still not for everyone. Exactly like Professor said, unless you have 1 million + portfolio already. No point to invest in these funds for 100K and get a couple hundred dollars every month. Too small to do anything. You gave up tons of upside and time for you to reach 1 million
I don’t understand ELNs and their risk to the liquidity of my money invested in these funds so I’ve been reluctant to get enticed by these large dividend yields. Also, JEPI’s share price has been mostly flat when you go back to 2021 so I still like SCHD’s chances better even with the lower yield. Unlike a CD or T-Bill I don’t think it’s wise to pull out our calculators to figure out our monthly payment schedule when the dividend isn’t guaranteed.
I'm from brazil and I started this month watching your videos, I started with Voo, Schd and Msft, next moth I'll add qqqm, jepi and jepq, why? Because since I'm not American and i live in brazil I only can buy 3 etfs or stocks for month, and 1 dolar its like 5.81 here haha 😂, so i can buy only 250-300 per month, is it a good idea add those to incrise my future?
These funds don’t use as much covered calls but rather ELNs. And their dividends are not QDI eligible. So you end up paying a lot more in taxes. Take a look at their most recent financial statements
I’ll do NEOS SPYI, QQQI or WMI for 12-15% returns But if you want more return and risk I’ll do FEPI and AIPI 25 and 34% These funds are transparent JEPI and JEPQ are not 😂
Get your free AI store builder: www.buildyourstore.ai/professor-g
Now with 3 months Shopify plan for only $1/month!
I had actually sold off my JEPI and went with GPIX having the underlying s&p500 stocks and have been pretty good with the monthly div so far being consistent and having growth as well
Timely and useful information as always, Prof G. Thanks. I invest in both Jepi and Jepq, mostly in tax protected investments. I invest in SPYI in my brokerage account as this fund also has a very high, monthly dividend and it's more tax friendly. Unlike Jepi and Jepq, which pay early in the month, SPYI pays later in the month. Depending on your preference, this can provide cashflow balance. Thanks for your insight. Cheers
Very good idea and points! Thanks for sharing
They came in handy as a base of "core" income to which I am diversifying slowly away from, by reinvesting unspent dividends into more growth & income holdings and individual stocks, as my dividend raisers do their job. Each year going forward JEPI and JEPQ will be smaller and smaller portions of my holdings.
I remember some time ago, when I asked you about these etfs.. you said nothing but dividend traps. Today, these deserve your attention ..That proves time has the only answer..😉
these etfs specifically don't really have a long track record.
@josephjacob3274 They are a little bit more than 4 years...are they dividend traps??
@gatoborracho4572 no, they aren't. I rather wait to see the longevity of performance. Jepq is only at most 3 yesrs
@josephjacob3274 Good.. !! they are not dividend traps . That was my point. I was told around two years ago they were
What about putting in a roth IRA?
The stock market is definitely picking up pace right now, but I still think investors should be careful at this time. I'm actually a newbie in this space, so I'm open to hearing other investors' take on this.
I think the market is likely at its best now, but I still believe having a financial advisor is crucial to navigate the market and moderate your risk. Their expertise can really help you make informed decisions
I agree. I've been working with a financial advisor since 2020, and I return up to 15k every month, and I don't even have to lift a finger. Although I also think the reason I make this much is because I started with significant capital.
Thanks for sharing your experience! I've been managing my portfolio myself, but it's not working out. Do you have any recommendations for a good investment advisor? I could really use some help.
My CFA, Joseph Nick Cahill, is a renowned figure in his field. I recommend researching his name online; you'll find all his credentials and everything you need to work with a reliable professional. With many years of experience, he is a valuable resource for anyone looking to navigate the financial market.
I just found him on the web. I am impressed. I also scheduled with him too.
His consulting page ranked top
The tax tip for Roth was great. I always have tax questions on these videos. Thank you!!
I have been using JEPI for about two years as my second emergency fund
Why JEPI specifically?
SPYI has done very well for me this year I got some appreciation and tax efficient month income
Thanks, I'm invested into spyi and jepq
I'm retiring next month and have oriented my portfolio toward dividends, but still some growth. For income, I have JEPI, JEPQ, SCHD, SVOL, SPYI, CGCP and VGSH. My more growth-oriented portfolio includes: VBR, SPMO, VFLO, and several stocks.
🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷
My investment portfolios are Bitcoin, ETH and XAI34L
Don’t invest in xai34l it’s a scam
Great choice. I think I mentioned them here months ago. Take the dividends and ride out the rough spots. Excellent yields! To do better you would have to sit and sell covered calls all day long.
🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊
I bought into JEPQ when you created the 3 ETF Portfolio. Its been decent for now.
Good move!
Thanks for mentioning these 2 ETFs. I am including one of them on my investment portfolio.
🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊
I like DIVO & SPYI for CC ETFs
Pass on both JEPI and JEPQ for me.
QQQI and SPYI would be my choices for the high yield fund category. Much better tax treatment!
Different strokes for different folks…these I believe are good for older investors in retirement or close to retiring.
@@juliocs5483 These are all about the same "stroke". All four are high yield, covered call income funds. JEPQ and QQQI are both Nasdaq 100 covered call income funds. JEPI and SPYI are both S&P 500 covered call income funds. The biggest difference is JEPI and JEPQ do not necessarily each hold their complete index but instead each holds a subset selected (trying) to be lower volatility.
Since SCHD has more growth potential and a lower expense ratio, would that counter the benefit of the higher dividend yield of JEPI?
I use SPYI ,QQQI, and GPIQ(income and some appreciation, in my retirement accounts to purchase growth ETFS, SCHA, SCHG, SPLG. I am retired but do not intend to touch retirement accounts for 5 years at least. then I will convert more to income as necessary.By then all should be converted to ROTH.
🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊
JEPI, JEPQ, GPIX (Goldman Sachs's Jepi equivalent than pays a % more) and YMAX (just for fun, terrible idea :))
Just watched your video discussing XAI34L and I am very excited about this
Don’t invest in xai34l it’s a scam
I have a bit of these two in my Roth. I'm too young to own a large amount of either of these, since I don't really need the income, but those dividend notifications feel nice, and I don't want to be taxed on it right now.
This is good , cheers
Scm, qqqy, svol, pflt, and qdte are some that I've been trying out this year. Monthly and weekly paying dividends are nice
🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷
GREAT video Professor G, as always. I'm 62 and looking at 15 years before retirement or slowing down. I already have SCHD, DGRO, & DIV in my ROTH. Should I still add JEPI &/or JEPQ because of wanting the income?
🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊
I hold SCHD, JEPI and DIVO. Reinvesting until I decide to start pulling passive income upon my pending retirement.
🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷
Since most of my portfolio is in an IRA I don't really care much about dividend vs cap gains, taxes are not an issue for me in this context. But I'll stick with my 34% dividend yield on AIPI at least for now. Hasn't been around long, but so far pretty NAV stable, uses the same strategy as it's big brother FEPI which has been nav stable since it's inception.
🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊
Thanks as always for your wonderful and sensible advice. 🤛
Thank you so much for your videos! I have learned so much, and look forward to learning even more. I would love for you to do a video comparing JEPI to DIVO & how one might add them to the SCHD income/stability portion of a ROTH IRA portfolio for those within striking distance of retirement. Thanks so much!
Amazing content I invest in the SCHD and VYM currently with a lower percentage but have looked at a few call options with JEPI as well maybe int eh future. The thing for me is just getting a higher balance like you had said then moving into the income to supplement the SSI.
I like your style
Excellent!!!! I was thinking thinking this about 2 weeks ago!
🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊🚀
This is great. Thank you for the information.
I plan to reach out for your help.
I’ll be on the lookout!
Please let me know what you think about ETFs ISPY, and SPYI. See if you can compare and make a video about them. Thanks.
What do you think of SPYI?
Fav cc etf
Always 👌🏽 for “three”
👌👌👌
Was thinking of trimming my taxable portfolio down to SCHD, DGRO, and JEPQ...
i avoid jepi and jepq, i prefer divo. unlike jepi and jepq. 30% is covered calls and the stock is more focused on a total retun which at my age, im more concerned of a total return. but good video overall.
Jepq is hard to beat for diversified covered call etfs with the out of the money options.
Would love to see a video on securities backed lines of credit…and your thoughts on these…whether you think these should be utilized rather than selling shares for funding large purchases…thanks!
I have JEPQ\ JEPQ and QYLD in my Roth
🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊🚀
What about SPYI and QQQI?
I have in Roth IRA. JEPI @ 37%, SCHD @ 31%, O @ 17% ORRF @ 15%, 1% FBY.
Last one is like a crypto play. Could work or could bust.
Thanks!!!
🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊🚀
These funds are still not for everyone. Exactly like Professor said, unless you have 1 million + portfolio already. No point to invest in these funds for 100K and get a couple hundred dollars every month. Too small to do anything. You gave up tons of upside and time for you to reach 1 million
If you're dividend investing I don't see what's so bad about them. I've done well with them.
Jedi and help are not for me but thanks for the breakdown 😊
Wouldn't you be selling shares of schd if you did a combination of the 3 etf with monthly withdrawal?
🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊
I don’t understand ELNs and their risk to the liquidity of my money invested in these funds so I’ve been reluctant to get enticed by these large dividend yields. Also, JEPI’s share price has been mostly flat when you go back to 2021 so I still like SCHD’s chances better even with the lower yield. Unlike a CD or T-Bill I don’t think it’s wise to pull out our calculators to figure out our monthly payment schedule when the dividend isn’t guaranteed.
🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊🚀
The tax is a deal breaker for me, (I am 80 yrs old) sticking to SCHD and QQQM
Which platform are you using to buy QQQM?
Many thanks
Good call!
95% BIL etf and 5% XDTE is good
🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊🚀
I'm from brazil and I started this month watching your videos, I started with Voo, Schd and Msft, next moth I'll add qqqm, jepi and jepq, why? Because since I'm not American and i live in brazil I only can buy 3 etfs or stocks for month, and 1 dolar its like 5.81 here haha 😂, so i can buy only 250-300 per month, is it a good idea add those to incrise my future?
I highly recommend Kelly Loeffler for professional trading guidance
You'd make a massive profit with her
The first time we had tried, we invested 14000 and after a week we received 50,230. That really helped us a lot to pay our bills.
She's always active on telegram
@Loeffler300
That's it👆🥰
Tell her I referred you
Thanks for the advice! Got XAI34L, feeling bullish! 🚀
SCHD/DGRO/JEPI/JEPQ for me
Solid cash flow right there!
Jepq or dgrw for europeans?
These funds don’t use as much covered calls but rather ELNs. And their dividends are not QDI eligible. So you end up paying a lot more in taxes. Take a look at their most recent financial statements
Yup I went over the taxes and I agree
Thinking of getting Jepi in a HSA account
What else are you considering?
Why HSA? I have not started HSA yet. So very eager to invest something like this into HSA
MSTY, CONY, TSLY
Lol. You are trying to erode all the NAV
@jpcarsmedia to already took out my origanal investment. Now they are self generating cash cows
I like spyi and qqqi a little better
🤍🤍sᴇɴᴅ🤍🤍ᴍᴇ🤍🤍ᴀ🤍🤍ᴅɪʀᴇᴄᴛ🤍🤍ᴛᴇxᴛ🤍±𝟷𝟹𝟹𝟷𝟸𝟽𝟾𝟹𝟶𝟾𝟷📊🚀
I’ll do NEOS SPYI, QQQI or WMI for 12-15% returns
But if you want more return and risk
I’ll do FEPI and AIPI 25 and 34%
These funds are transparent
JEPI and JEPQ are not 😂
$MAIN
Street capital 👍🏻
Up 25.7% YTD, dividend at about 5.5 monthly with special dividends paid out every quarter no brainer 🤷🏻♂️
Divo and JEPQ in an IRA
Bought XAI34L after watching your video, super excited! 💰
CRINGE
XAI34L is still extremely undervalued
CRINGE
Your video convinced me to invest in XAI34L, expecting 10x gains. Excited for listings!
CRINGE