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@@keyvanperez8475 Dig into the holdings for XLE and you’ll notice that Chevron and ExxonMobil make up about 40% of it. The rest of the companies just dilute the gains away. Diworsification at its finest. Ditto for XLRE and XLU, although to a much lesser extent. Research the individual sectors and sub-sectors and you can easily pick out a solid portfolio. Stick to companies that provide essential services, have a B2B business model, are inflation resistant, which allows them to easily pass on price increases to their customers, and are not exposed to commodity prices (or in the case of oil companies have an integrated business model). That, and avoid just about anything that relies on the consumer.
Xlu for sure, xle yeah starting to add here, voo or similar (yes indeed!!) Or vti if you prefer. Bitcoin not sure where to invest (MSTR)? A bit there but very volatile.
I have a lot of Microsoft grown over decades and now it’s over 50% of my portfolio. Many times I have been advised to sell off some of it but from everything I’ve been reading it’s still going strong so I’m holding. I’ve been learning so much from you over the last few months so thank you very much!
I currently have 75% SCHD and 25% SCHG Roth IRA. Brokerage account is SCHD, VGT, VUG, alongside some individual stocks! Just passed 500K from an initial 75K startup in 2022. I am 43 and I plan on working until 50 hope to be at ~$1M soon enough
I lost a lot chasing individual stocks and I'm still learning and made some mistakes. As a double major in economics, I've been trying to make sense of the market. Well done on profits!!
Nice. I'm doing some research on VUG & SCHD now, seems like very solid choices. Congrats on nearing retirement. 7 years will fly.....unless of course you hate your job lol....
Prof G, always great information. Thank You! I am already Tech heavy and have VOO as broad market ETF. I also DCA a very small amount to FBTC, for me kind of one of those things keep adding small amounts and forget about it for 20 years . I also had thoughts of adding to my SCHD dividend part of my portfolio. HDV for it’s heavy real estate sector weight and SPYD for it’s heavy energy sector weight there dividend yields not too shabby either I Recently sold off in my Roth Ira FDVV it is not a good fit in my portfolio with my portfolio already Tech heavy. Thanks always for content.
Excellent channel for education on investing. Really makes it simple. I am just mindful of currency risk and tax rates being an investor outside of the US and earning a different dollar…AUD and NZD… Easy to find S&P500 ETFs on every exchange, but other are similar types of ETfs but does not have the same companies as holdings. They are either totally different or have local companies as holdings. I am mainly invested in NYSE and NASDAQ as it stands, will keep it this way for now!
Would love to hear your ETF recommendations for those in the UK, as a number of the ETF's you mentioned are not available in the UK. Wonderful channel 👏
Great vid prof G. Ive been following you for a long time and ❤ ur vids. Ive been saving for a while and ready for my 3 fund portfolio. I have abt 100K but not sure if i should split it all into 3rds for my 3 fund right away or... What would you do?
My concentration will be heavily in growth in my brokerage accounts going forward after my annual Roth IRA contributions. Thank you for this video I am really interested in some of these picks.
Thank you Professor for all the research and analysis you share with your students. This information is very helpful in achieving our goals and financial freedom. I really appreciate it. God bless you 🙏
Yeah the 3 fund portfolio is still a great option though for someone who doesn’t want to do tons of research but intends to just work and put money into investments. Over an average career span it will do just fine.
Yet again another great vid. You have some lucky students who will do very well in life with your teaching - even old dogs like me can learn new tricks.
Palantir I bought at 5 dollars a share its pretty expensive right now at 72 and forward pe of 150 + if I was going to buy some shares I would wait for a dip
Thumbs Up video/ comments. Loading the Tech DIPS in Dec. Symbotic... SMCI... Rivian.. Nikola... Nvidia...and soon AMD. Will research some of these in the video. Thanks
It's weird when you're a RUclips Premium member but yet still get all these ads podcasters shove down your throat. I wish there was a different way....
Many articles and news sources are recommending significant investments in fixed income assets as a strategy to mitigate potential risks in 2025. What are your thoughts on this advice, and how might fixed income investments help manage risk in the coming years?
im invested in SCHD, VOO, and SCHG. 33% in all. even in cash. im 21 years old. since I'm maxed out on my Roth IRA for this year and the years forward. should i invest the same way in my brokerage account? like if you agree professor G!!
I would disagree that rates coming down means people can "buy more house"....if their current financial health (credit) allows them to buy up to $300k in house...lowering the interest rates will only mean lower mortgage payments...lower rates doesn't change their financial position. Would you agree or disagree?
Inflation isnt going to go back up and home prices wont skyrocket. Things will get sketchy for a while but will come to an end. It's one thing to know business but just as important is the "why". The manipulation of our lives and money is coming to an end. Then we'll see real prosperity.
Do you mean MPLX stock? I bought it a year ago. It's had a good growth and a 7.98% dividend. It's the downstream business of Marathon Oil. Marathon Oil has just been acquired by Chevron. Not sure in the long run what it'll do for the stock.
I was looking at them a couple months ago. I looked at AMLP, EMLP, MLPA, MLPX, TPYP, AMZA and ENFR. I wound up buying MLPA. AMZA is pretty interesting too, and it pays dividends monthly.
I agree, working with a financial specialist has been the game-changer for me since 2020 pandemic. Helped with invaluable insights and tailored strategies that aligned perfectly with my goals and risk tolerance. As of today, I'm just about 10% shy of my $1m goal.
Karen Esposito Cole is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
But from what I have read and seen even of my own portfolio is that it’s been hard to beat the S&P 500. If I just give up on all of the ETFs I own and strictly invest in VOO, I will probably be better off. Low cost S&P 500 ETF or Index Fund and ride it to the end. Has anyone experienced anything different?
Remember when you used to say stay away from industry specific ETFs like semiconductors? You mentioned it many times in the past to stay away from them. What changed?
👉 Subscribe to InvestingPro now: www.investing-referral.com/investingsimplified/
👉 LOWEST price of the YEAR only for you 🔥
❤ Share this with your friends who want to level up their investment game 😇
Thanks Pro G 😊I like PLTR, AMazon, msft, etc.
PLTR, VGT, SCHG.... I'm glad I already have lots of each... Now I definitely want more
😅😊
pltr, msft amzn, vgt, smh, schg, oxy, amt, fbtc, ibit, gold, silver, a market index like s&p500 or total us stock market.
FTEC is King 😊..I also have SCHG and Amazon
My ETF picks are:
XLK - Tech
XLE - Energy
XLU - Utilities
XLRE - Real Estate
IAUM - Gold
IBIT - Bitcoin
SPLG - S&P 500
Good ones!
@@keyvanperez8475 Dig into the holdings for XLE and you’ll notice that Chevron and ExxonMobil make up about 40% of it. The rest of the companies just dilute the gains away. Diworsification at its finest.
Ditto for XLRE and XLU, although to a much lesser extent.
Research the individual sectors and sub-sectors and you can easily pick out a solid portfolio. Stick to companies that provide essential services, have a B2B business model, are inflation resistant, which allows them to easily pass on price increases to their customers, and are not exposed to commodity prices (or in the case of oil companies have an integrated business model).
That, and avoid just about anything that relies on the consumer.
XOM and CVX make up almost 40% of XLE. The rest of the holdings just dilute the gains away. Diworsification at its finest.
Xlu for sure, xle yeah starting to add here, voo or similar (yes indeed!!) Or vti if you prefer. Bitcoin not sure where to invest (MSTR)? A bit there but very volatile.
FUTY is better than XLU
I have a lot of Microsoft grown over decades and now it’s over 50% of my portfolio. Many times I have been advised to sell off some of it but from everything I’ve been reading it’s still going strong so I’m holding. I’ve been learning so much from you over the last few months so thank you very much!
Maybe time to diversify a bit
I currently have 75% SCHD and 25% SCHG Roth IRA. Brokerage account is SCHD, VGT, VUG, alongside some individual stocks! Just passed 500K from an initial 75K startup in 2022. I am 43 and I plan on working until 50 hope to be at ~$1M soon enough
I lost a lot chasing individual stocks and I'm still learning and made some mistakes. As a double major in economics, I've been trying to make sense of the market. Well done on profits!!
Nice. I'm doing some research on VUG & SCHD now, seems like very solid choices. Congrats on nearing retirement. 7 years will fly.....unless of course you hate your job lol....
I'm up with SCHG a fabulous ETF
Figured out how to have more control over my 401K investments because of this guy.
That makes me so happy!
Same dude I watch every video he puts out
Invest in Pakistani stock market it will outperform sp500
Me two to be honest and I also help my coworkers and show them as well. My friends were very grateful.
What did u do?
Let's GO PLTR! I got in at $23 and bought 11. I wish I had a time machine and bought more!
Backed up truck on SCHD 8 moths ago on your recommendation. Thannks
Outstanding video. NVIDIA is the main driver with no competition
Schg is nearly the same as vug.
Thanks for the info Professor G! Best personal investment channel on RUclips!
@@mitchhaunn8400 I appreciate that!
Prof G, always great information. Thank You! I am already Tech heavy and have VOO as broad market ETF. I also DCA a very small amount to FBTC, for me kind of one of those things keep adding small amounts and forget about it for 20 years . I also had thoughts of adding to my SCHD dividend part of my portfolio. HDV for it’s heavy real estate sector weight and SPYD for it’s heavy energy sector weight there dividend yields not too shabby either I Recently sold off in my Roth Ira FDVV it is not a good fit in my portfolio with my portfolio already Tech heavy. Thanks always for content.
50% SCHD and VOO, 50% Magnificent 7 (weighted slightly more for NVDA and TSLA)
I have them all! 🎉
Excellent channel for education on investing. Really makes it simple. I am just mindful of currency risk and tax rates being an investor outside of the US and earning a different dollar…AUD and NZD… Easy to find S&P500 ETFs on every exchange, but other are similar types of ETfs but does not have the same companies as holdings. They are either totally different or have local companies as holdings. I am mainly invested in NYSE and NASDAQ as it stands, will keep it this way for now!
I’m up big time with your 3 fund portfolio plus google and a btc ETF. Thanks professor for spreading your knowledge.
That’s what I like to hear!!
What’s the btc etf?
@@pradheeshmohan4079”IBIT” is one example
@@pradheeshmohan4079Bitcoin ETF. IBIT is the most popular among them
@@pradheeshmohan4079 bitcoin etf. if you want to dip your toes in crypto without actually being in crypto this is the way.
Would love to hear your ETF recommendations for those in the UK, as a number of the ETF's you mentioned are not available in the UK. Wonderful channel 👏
How are they not available in the UK? Most people overseas from the US are trading US markets
You can invest in US stocks but most of the times im finding a lot of US etfs unavailable for trade in the UK
Can't buy the etf on IBKR but buy the funds version instead
I’m new to investing and just opened a Roth IRA. Would VOO, SCHD, and QQQM be good to invest in until retirement age?
Can’t go wrong with that! I suggest divide $7000 into 12 months to average out, and divide them among these 3 funds
Is it not good if you contribute $7000 at beginning of the year?
I would
That's what I got for my 3 fund portfolio. I don't think you can go wrong with it.
I have the same 3 in mines
Professor you are awesome but I trust my instincts. I invested 1000 in Rivian. 2026 will be a great year for Rivian.
@@francosantoro1986 try SOFI, SOUN if you like
Unfortunately no. I work at the rivian factory. We just laid off almost half the workforce and had a fire that burned up over 150 brand new vehicles
You should use time stamps on your vids to make it easier to find topics. SCHG JEPQ and Tesla for the win $$$
Another great video, thanks Professor G
Great vid prof G. Ive been following you for a long time and ❤ ur vids. Ive been saving for a while and ready for my 3 fund portfolio. I have abt 100K but not sure if i should split it all into 3rds for my 3 fund right away or... What would you do?
I did 3× this year....planning to 3x that in 2025
That’s beautiful!
@NolanGouveia btc, mstr, pltr are the trades of a decade. Buying btc, a new asset class, will return 30-60% for the foreseeable future
As always, thank you much for the information.
Thank You Prof. Alot of us rely on you.
Here to help!
thoughts on schd current downturn? loading up
My concentration will be heavily in growth in my brokerage accounts going forward after my annual Roth IRA contributions. Thank you for this video I am really interested in some of these picks.
Great post. Thanks
is there a SCHG alternative for people from europe?
I immediately subscribed as soon as I saw your face, you are super good looking guy. now let's watch complete video 😅
Thank you Professor for all the research and analysis you share with your students. This information is very helpful in achieving our goals and financial freedom. I really appreciate it. God bless you 🙏
You are very welcome
Do you prefer SMH over SOXQ? SMH is very top heavy with NVDA. Would appreciate your opinion on the better choice for long term.
When people advise to invest a certain percentage of your income, should that percentage be coming from your gross or net?
Thank you very much for your valuable information as always, could you help me with a good ETF to invest in energy for the long term, thank you
Grid etf
with all these recommendations added to my 3 fund portfolio such as palatir, bitcoin, engery/utilities ... it will no longer be a 3 fund portfolio.
Yeah the 3 fund portfolio is still a great option though for someone who doesn’t want to do tons of research but intends to just work and put money into investments. Over an average career span it will do just fine.
Can you do a skit on best high yielding sav
savings account please
Professor G, what do you think about FSELX? Would it be a good move to invest in this ETF as my growth area in a Roth IRA?
VGT is awesome my man. 👍
Agreed
Looking good with that beard! Thank you as always for such valuable info :)
My pleasure!
Thank you very much
You’re very welcome!
Hi Professor, can you do detailed analysis on IYW and make a video on it. This beat all technology ETFs like QQQ in the past.
I’ll look in to it!
Most of my money 💰 is in SMH and PLTR🎉🎉🎉🎉💰💰💰💰💰💰
goog call
Diversify!! Fine to be overweight, but there's lots of other places to make money w/o that volatility or concentration risk.
Im only 27 and i feel like im missing out a lot on growth because of my schd. i think it's time to go for pltr, nvda and tsla
Yet again another great vid. You have some lucky students who will do very well in life with your teaching - even old dogs like me can learn new tricks.
Thank you very much!
Are you buying Microsoft at these levels? DCA or waiting for a pull back
That’s what I’m wondering.
How would you add these to a portfolio that is heavily invested in your 3 fund portfolio?
Adding FIREPOWER to 3 ETF Portfolio (safely add risk for HIGH PROFIT)
ruclips.net/video/vaUTXa9c9CY/видео.html
Hi professor, What do you think about stock lending on ETF?
You investing on all of this and also QQQM, VOO And SCHD?
keep pumping out those financial informational videos Professor G!!!!
Any leap options recommendations?
Love $SCHG.
Great video! Much appreciated. How do I set an appointment with you again?
Send me an email: professorg.invest@gmail.com
whoa never been this early XD
you were the first stock person i watched because i'm a noob so thanks for making it so easy to understand things :D
I appreciate the support!
GOOGL 🚀🚀🚀
Top 5 :
1) $TSLA
2) $TSLA
3) $TSLA
4) $TSLA
5) $TSLA
Palantir I bought at 5 dollars a share its pretty expensive right now at 72 and forward pe of 150 + if I was going to buy some shares I would wait for a dip
Did you hold?
Thumbs Up video/ comments. Loading the Tech DIPS in Dec. Symbotic... SMCI... Rivian.. Nikola... Nvidia...and soon AMD. Will research some of these in the video. Thanks
very good list
Great video Professor. I’m thinking of getting VGT and adding it to my 3 fund portfolio. What’s your opinion on buying it in fractional shares?
Hell yes, buy it any possible way you can build your position in your portfolio.
How are you feeling about SCHD in the next 2-4 years?
Feeling great! Heavily investing every month
@NolanGouveia
What your thought about TSM
I am invested in both SCHG AND SCHD.
Looks like it’s not great month for SCHD yet but assuming a buying opportunity too. i am buying too
What about international stocks and investments? Any info?
Love the grown out beard!
Thanks!
What are your thoughts on STCE as a BITCOIN ETF
Question: why is the VOO going up and up while VTV is down and down?
Inflation was 2.7% last November.
It's weird when you're a RUclips Premium member but yet still get all these ads podcasters shove down your throat. I wish there was a different way....
VGT or QQQM or SCHG as growth etc?? you always talk about last two is VGT not good enough
VGT is great but it is sector specific so I like the other two as a more broad etf
Any ETF for Utility/Uranium with increased energy demand for the AI Boom?
That's good insight.
David lyn Report youtube, had a uranium analyst on recently
Rates my not be coming down
The Fed shouldn’t lower rates, but they’ll do it anyway because the federal government needs to inflate its debt away.
VTWAX and chill
The day to day fluctuating really doesn't bother me. Heck not even month to month. I just need YOY growth in price and especially, dividends
VGT and MSFT is me
Gold, bitcoin, snp500 nsdq100 retire in 2030s
I think the plantir stock is peaked. Good luck investing now.
A safer option at this point is probably getting in on broad ETFs that contain Palantir
No NVDA?
Many articles and news sources are recommending significant investments in fixed income assets as a strategy to mitigate potential risks in 2025. What are your thoughts on this advice, and how might fixed income investments help manage risk in the coming years?
You did not mention small caps. Is there a reason for that
I’m getting good practice at investing at a discount these days, especially with Schd running backwards/sideways…
SCHD just announced their largest dividend ever, so pretty good in my book.
Pelantir over Nvidia, no way Jose.
QQQM left the room
lol
Schg saying hold my beer
What do you mean by left the room?
@@tonyherdina9142 just a joke buddy. Prof. G always talks abt it. He just didnt mention it this time. Not to worry, nothing wrong with it.
W video
Thankyou!
What about ishares technology sand p500
im invested in SCHD, VOO, and SCHG. 33% in all. even in cash. im 21 years old. since I'm maxed out on my Roth IRA for this year and the years forward. should i invest the same way in my brokerage account? like if you agree professor G!!
At your age do 40,40,20
(20% in SCHD) Make sure you set entire account up to “Reinvest the Dividends”.
I would disagree that rates coming down means people can "buy more house"....if their current financial health (credit) allows them to buy up to $300k in house...lowering the interest rates will only mean lower mortgage payments...lower rates doesn't change their financial position. Would you agree or disagree?
Inflation isnt going to go back up and home prices wont skyrocket. Things will get sketchy for a while but will come to an end. It's one thing to know business but just as important is the "why". The manipulation of our lives and money is coming to an end. Then we'll see real prosperity.
I like this guy
For energy . Do you like MLP ETFs like Mlpx?
Do you mean MPLX stock? I bought it a year ago. It's had a good growth and a 7.98% dividend. It's the downstream business of Marathon Oil. Marathon Oil has just been acquired by Chevron. Not sure in the long run what it'll do for the stock.
@ no the etf from global x
Mlp's have pain in the ass tax implications. I avoid..
@@Sam-mu5xh But it is an ETF of MLPs. I thought that meant it avoids the extra paperwork.
I was looking at them a couple months ago. I looked at AMLP, EMLP, MLPA, MLPX, TPYP, AMZA and ENFR. I wound up buying MLPA. AMZA is pretty interesting too, and it pays dividends monthly.
Moving from single stocks to ETFs, tired of the circus. Thoughts on your best possible strategies to diversify a 6-figure portfolio please.
The current market gives opportunities to maximize returns, but in order to execute such strategy, you must be a skilled practitioner
I agree, working with a financial specialist has been the game-changer for me since 2020 pandemic. Helped with invaluable insights and tailored strategies that aligned perfectly with my goals and risk tolerance. As of today, I'm just about 10% shy of my $1m goal.
this is quite encouraging for newbies like myself, I'm in dire need of portfolio management... think your advisor can help?
Karen Esposito Cole is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
Thanks for sharing. I searched for her name and found her website. I reviewed her credentials and did my research before contacting her. Thanks again.
But from what I have read and seen even of my own portfolio is that it’s been hard to beat the S&P 500. If I just give up on all of the ETFs I own and strictly invest in VOO, I will probably be better off. Low cost S&P 500 ETF or Index Fund and ride it to the end. Has anyone experienced anything different?
U think I can do broad market, schg, and sp500? I wanna trade schd 4000 shares for schb for growth and safety
I get why Professor G recommends a broad-based market ETF like the S&P 500, but isn't that a bit too safe?
Too safe?! Who doesn’t want to be tooooo safe?! Add in a bit of risk on top and that’s a perfect way to build wealth forever
Remember when you used to say stay away from industry specific ETFs like semiconductors?
You mentioned it many times in the past to stay away from them.
What changed?
I literally said in this video that those are on the riskier side.
I’m tailing 💪💪💪😝😝😝
FTEC #4?
Valuations be damned, I guess.
I’m surprised this comment didn’t get deleted.
I can't help but feel that boosting AI is a one way ticket to our own doom
Bill Gates will be bust if tesla hits 500 dollars with his short 😅 tesla, is number 1 pick 👍