We’re $4,000,000 in Debt (Where Do We Start?)
HTML-код
- Опубликовано: 4 окт 2024
- We’re $4,000,000 in Debt (Where Do We Start?)
Next Steps
• 📞 Have a question for the show? Call 844-944-1070 or send us a message: ter.li/ask
• 📚 Learn about the EntreLeadership System: ter.li/entrele...
• 💻 Get EntreLeadership Elite for your business: ter.li/entrele...
• ✉️ Sign up to receive tactical tools, advice and resources in your inbox every week: ter.li/at23fk
• 🏢 Attend EntreLeadership Summit: ter.li/fssfms
• 🎤 Attend Entreleadership Master Series: ter.li/ss7q48
Offers From Today's Sponsors
• NetSuite: netsuite.com/R...
• BELAY: www.belaysolut...
• Payority: www.payority.c...
• Trainual: trainual.com/e...
• Found: found.com/entre
Listen to More From Ramsey Network
🎙️ The Ramsey Show ⮕ ter.li/ubmnws
💸 The Ramsey Show Highlights ⮕ ter.li/2oijd8
🍸 Smart Money Happy Hour ⮕ ter.li/2wha5j
🧠 The Dr. John Delony Show ⮕ ter.li/11io3b
💰 George Kamel ⮕ ter.li/o3s50e
💼 The Ken Coleman Show - Highlights ⮕ ter.li/zz3qrs
💡 The Rachel Cruze Show ⮕ ter.li/gg9kqp
Learn more about your ad choices: www.megaphone....
Ramsey Solutions Privacy Policy: www.ramseysolu...
Invest judiciously, keep a stop loss figure. Shuffle between debt and equity wherever the ratio goes too off your target. As for the target, I recommend a Ratio like this Debt % should be equal to your age in years. If you are 20, debt is 20%, reset in equity. If the market falls or rises drastically, your debt % will change, which you should rebalance to 20% and bring back equity to 80%. Thus you would have bought low or booked profit depending on if it was a crash or a bull run.
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $100k to $250K
@@hasede-lg9hj This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
Her name is Annette Marie Holt . Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
The avg. American is having a tough time, I know I am not alone. There are others in same position as me. By certain statistics: 22% of americans have no retirement savings. 64% are worried that they will not have money in latter years while 47% of adults who are not yet retired think they have to work part-time in retirement. How can I best grow the 100k I have saved seperately outside retirement access which of course had depleted over the years?
Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.
I completely agree; I am in my mid 40s, approaching retirement, and have approximately over 2million dollars in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, the Fin-advisor can only be neglected, not rejected. Just do your due diligence to identify a fiduciary one.
This is exactly how i wish to get my finances coordinated ahead of retirement. Can you recommend the financial advisor you used to get ahead?
‘’Marisa Michelle Litwinsky’’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you for this tip , I must say Marisa, appears to be quite knowledgeable. After coming across her webpage, I thoroughly went through her resume, and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.
I just have to applaud your content man, well done. I remember having a consultation with a trade analyst last August, and it was incredibly insightful, at least $50k---$1M profits. Can’t stress enough how helpful experts in this field are!
karen sonia understanding of market indicators is impressive. She knows exactly when to enter and exit trades for maximum profit. her siignals are top notch
she's mostly on Telegrams, using the user name
Sonitrade01 That's???? her username.
ABOVE IS HER USER NAME
Access to good information is what we investors needs to progress financially and generally in life. this is a good one and I appreciate.
This dude is living the life, the life of debt !!!!!
Good thing this guy was willing to listen.
We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.
Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.
Could you possibly recommend a CFA you've consulted with?
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.
We're 4 million in debt. We make 750k. Oh okay.
They can pay that off in no time. 😂
And they have expensive cars. Why??
That’s like most people 150k in debt and only make 40k samething
SMH at them, they're SOL unfirtunately! Sucks to be them
@@jimroscoviusto flaunt that they're upper middle class or 1%er to us lower middle class and poor folks and of course they can and enjoy riding in luxury
Better call than I expected it would be. Caller seemed to want to hear this advice
Caller was panicking. He needed someone to calm him down and give direction
They could also Downsize on house , nobody needs or uses a 2 million dollar home it’s just decoration
A $2million dollar home by me is 3000 sqft... Long Island NY.
@@Darlhim89 same in Los Angeles
Where I live, a $2 million home is a mansion.
@@jimroscovius my house is 1450sqft on a 40x100 (foot not acre) plot of land. It’s currently valued at $850,000.
@@Darlhim89ok but he lives in dallas not NY
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Crypto is risky as many would say but I think the actual risk in Crypto is not investing, buying the capitulation isn't a tough call, but it is a very tough call to figure out what to do aside holding. I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I’m up with 128k in a short period of time
I'm new to cryptocurrency and don't understand how it really works. how Can someone know the right approach to investing and making good profits from cryptocurrency investments?
As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.
As a beginner investor, it’s essential for you to have a mentor to keep you accountable. Myself, I’m guided by Alex Gomez. A widely known crypto consultant
I'm surprised that this name is being mentioned here, I stumbled upon one of his clients testimonies on CNBC news last week...
I started working with Alex Gomez back in June, and my financial goals have never been clearer. It’s like having a strategic partner for my money with a solid track record.
Classic, he's earning $750,000 but living like he earns $1,500,000, its mathematically identical to someone earning $75,000 and living on $150,000. He just needs to cut everything in half or even more than half. Sell all the cars and buy cars worth half as much, sell the house and buy one worth half as much. After retained earnings he has $400,000 to put towards SBA loans so he's done in 2.5 years. Then he can put that $400,000 a year towards his downsized mortgage which will be done in ~2 years if he's been paying on that from his $250,000 personal income whilst working on the SBA loans, downsized cars will be done in 3 months. In under 5 years he can be 100% debt free, he just needs to go from earning $750,000 and living like he earns $1,500,000 to earning $750,000 and living like he earns $150,000.
You've never made that much. I can tell
But I agree that's the move. It's just hard...
@@MichaelJohnson-ig9rr you’re correct, I only make ~$250,000-300,000 depending on overtime etc but I’m 100% debt free and have a net worth approaching $5 million
accurate. I bought my 500k house when our household income was 180k. Now its 650k and still live here. Same cars, same lifestyle just way more in the bank. Mind you I want to move into a slightly larger home, probably $1.5m but its still below what I can afford at this point and im not rushing to do it with current market/rates.
Warren Buffet still lives in his modest childhood/family home and he can buy some countries.
@@Darlhim89if you're in the U.S. search online for houses that are up for auction (bank sale) in your area. With your income of you should be able to bid on a big nice house for a fraction of the the actual value. The only thing is you can't inspect the interior of the house. You can drive by and look at the exterior. And you have to pay cash, no loans or mortgage. You'll save a lot of money that way (and can sell it one day). Good luck to you!
“Deliveries and things” 😂
Abby Joseph Cohen hooked me up with a late-stage fund that got me in on private shares of some hot companies before they hit the market or blew up. Those investments totally paid off when the companies went public and their stocks shot up. Now, I’m stoked because I’m heading into retirement with almost a million bucks in my portfolio.
The thing is people often doubt the prospects of financial advisors like Abby Joseph Cohen in business/markets today. Well it gives me more time to get ahead while they stew in their own pity and doubts as they childishly complain about those spreading the word
Same here, I got to know about Abby Joseph Cohen Services on here in 2020. Since then I've paid off 160,000 USD of debt. Now I'm working on building an emergency fund. I didn't even have a savings account three years ago.
How can i reach this Abby Joseph Cohen, if you don't mind me asking?
@@DennisSoklovWell her name is 'ABBY JOSEPH COHEN SERVICES'. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I was a stay at Home mom with no money in my IRA or any savings of my own, which was scary at 53 years of age. Three years ago I got a part time job and save everything I make. After 3 years, I am 56 yo and have put $9,000 in an IRA and $40,000 in my portfolio with CFA, Abby Joseph Cohen. Since the goal of getting a job was to invest for retirement and NOT up my lifestyle, she was able to scale this quickly to $150,000.
Substitute coffee beans for rice and beans, beans, and rice for higher margins.
-Dave Ramsey
"THE DOUG" says I LOVE YOUR COMMENT !!!! LOL !!!!
Let's not forget that this man used plenty of debt to get into this cash flow position.
Yes, but now he’s calling for help to start clearing off debt. It’s always the first thing people should do when opening business. Pay that loan that helped them rose up. Then start getting more comfortable.
@@truckerstar24 that's correct
Dave gives such great business advice. I really like listening to him.
From the outside, all of their friends are so impressed with these people .... If they only knew what a train wreck they are!
They aren’t really that much of train wreck they are paying their loans off in 2.5 years and then will probably make millions of dollars a year
@@drexelspivey872 well they wont make millions. Theyll make 750k.
@@drexelspivey872 Yeah if all he says is true about their income, they're doing just fine. In 5 years if they pay it all off they'll be swimming in it.
@@drexelspivey872 Then why did they end $4 million in the red if they are so successful? Something is wrong somewhere
@@montecarlo4294They can gross $4M but after they pay their employees, buy all of the supplies, coffee, syrups, creamers etc. Pay the rent, utility & repair bills, buy equipment, taxes etc. they end up with 15% (profit margin) of the $4M, which is $600K. I worked at a popular fast food restaurant (McD). One night one of the managers showed me a print out of the earnings & expenses for one month. The sales was $80K, employees wages was $40K. They bought the food for $20K. After paying utility bills and other expenses they netted around $10K out of $80K in sales. Which is 12.5% profit.
1.9 mill mortgage....
This guy is living the opposite of the way I want to live my life. I never made more than 85K and in many years less. I just retired at 60 and have 1.3 million in my IRA, no debt and a paid off house. I live a peaceful life and live, learn and do whatever I want. This guy's chaos would give me the opposite of peace
everyday millionaire. love it
Great job!
Dude is a revenue machine...but a spending nightmare..Makes close to a million a year and can't pay his taxes or buy a car for cash....Too many irons in the fire. Jack of all trades, master of none...He lives like a big shot business baller but can't rub two nickels together.... It is like the old NY real estate big shot joke.." one mogul tells the other mogul "Good news: we can get the Empire State building for 100 million... But bad news, we have to come up with $500 dollars cash. The other says, 'darn so close'.."
Brilliant joke!
"we thought we were being smart".
And here I thought my $10,000 in debt was astronomical
Average 68 thousands dollars per vehicle just to deliver coffee? All you need are a few 2010 Honda civics under 8k.
1.9 million for a house mortgage?!? What the hell? Why not get a 400K which still has bedrooms, a roof, garage, kitchen, etc?
Can’t believe this guy can’t figure this out on his own. They make enough money their debt. I imagine they live an exuberant lifestyle..
With very expensive cars. Sigh...
They were all ready living an exuberant lifestyle that they couldn't pay with paychecks that's why they resorted to credit cards and loans!
WIFE.... His wife seems to be into spending
As a rule, its never a bad time to buy these two things. Real estate and stocks. Buy low and sell high
I'd love to have a BMW M4 comp deliver me coffee! Where is this place at?
Thats a good plan Dave
The employees run the coffee shops. They do practically nothing there.
You don’t know that. He said his wife was a busy gal. She could be in the business.
Typical rank and file response. You have no idea.
Not to throw stones but why the need for 4 delivery vehicles for a chain of coffee shops ? Can you downsize to 2 delivery vehicles or one ?
because they are using them as personal vehicles
3.5M paying 100 employees? At most he's paying 30% in payroll. That's about 10k/year per employee. Is he paying these people under the table?
All part timers except a manager at each store. Has to be🤷🏽♀️
Yea this all sounds like some bullshit story just looking for free PR being on this guy's channel. No way in hell you got 11 shops with 100 employees on payroll and you only banking 500k a year. Either you lying or two thirds of your employees work for free.
Several of the biggest market experts have been voicing their opinions on exactly how awful they think the next downturn would be, and how far equities may have to go, as recession draws closer and inflation continues well above the Fed's 2% objective. I'm trying to build a portfolio of at least $850k by the time I'm 60, therefore I need suggestions on what investments to make.
Most people either do not understand the power of compound interest, or are just impatient. For the average Joe, however, I think it is just best to invest in the S&P 500, and just wait, which is reliable, albeit extremely long-- lots of years. Or just use a professional analyst and speed up wealth creation. Most people underestimate the power of the latter.
On my end I've been in touch with a financial analyst ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.
How big is a $1.9 million house in Texas? I’m sure they can get a mansion in Texas for less than that.
Gotta be unreal
In Long Island NY by me, its 3000sqft. In texas, 15,000sqft probably.
Depends entirely on the area. If they’re sending their kids to a good school district like plano, you’re not getting a mansion for that price. A nice house for sure but not a mansion
It's even bigger than $1.9m. There's the $200k HELOC and if he's lived there for several years he will likely have $500k or even more in equity. We're talking about a $2.6m house, maybe even more.
@@Darlhim89 In Michigan it's 25,000 sqft
Oh ,You ain't even getting Beans and Rice, It's Water Only
Hunter needs to get a CFO. Can't manage money, needs a professional in there every day. Too much waste, sucking too much money out of the business. Manage like a Fortune 500 company not a hobby.
750k salary would be perfect for me and I have ZERO debt!
Live on rice and coffee beans…..coffee beans and rice
You can't eat coffee beans! Too much rice and carbs intake could kead to type 2 diabetes!
Who is in better position, this guy or me? I have no stress job, no debt, just one condo, paid off, old paid off car and 85k a year I make. No Credit Card debt. I go to vacations, invest little bit. I don't know, I think I'm in better position.
without knowing your net worth and his net worth, you are right, you dont know who is better.Since you have no good debt, probably worse, much worse.
@@DrSchor Well, 250k saved. No kids, no wife. Maybe 200k in home equity. 50k 401k. And some stocks, crypto etc around 40k.
Dave doesn't seem to understand taxes. 750k income - 250k debt is not 500k left. 750k income is - 40% tax before you even start anywhere.
Well the 500k is probably taxed as corporate profit...don't know what that would be. But yes, probably 200k for taxes
A car is simplyy a method to get from Point A to Point B
Debt is always good especially in real estate. Just ask me
He’s all over the place.
10 coffeeshops owed $4m. each shop owed $400,000, its not worth $400,000 p piece
You didn't listen very fair. Half of that 4 mil is on their house mortgage
Correction: IRS First, she may also be required to take a salary for working in the business, then retained earnings, then SBA, just a thought
He missed the heloc also
Won't work, Dave forgot if a business quits buying depreciable assets, they have to send a good chunk of the income to the government in taxes.
I call bs on this call
WTH, you make buckets of $$ and you're broke!!
I make $60k and I'm not broke. 😂
@@BREEZYM6015 $60k qualifies for welfare where I live.
Take a shot every time they say V-Hicle
He runs a profitable business. He can be debt free in 6 to 8 years. Then have 500k profits every year. Reinvest/save 10 to 25% of that. That leaves him with well over 300k to live on a year. Or several times what i make every year.
In the plan Dave gave him taxes was left out. If making 750k would taxes be around 280k?
If he's making $750k and not reinvesting in the business and not paying down debt or the IRS, WTH is he doing with the money?
Living his best life. Expensive, house, cars and trips.
Downsize the coffee shops 🏬 and the house 🏠 and downsize the cars 🚙
Get an accountant because I have a feeling that the coffee shop isn’t bringing in that money. Also if you aren’t paying taxes, the net income is 2/3 of that
I wonder if the coffee shops are a franchise or independent.
Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.
Such market uncertainties are the reason I don’t base my market judgements and decisions on rumours and here-says, got the best of me 2020 and had me holding worthless position in the market, I had to revamp my entire portfolio through the aid of an advisor, before I started seeing any significant results happens in my portfolio, been using the same advisor and I’ve scaled up 750k within 2 years
I wish I was 4 mil in debt.
No one needs a 2 million dollar house.
Well, you don't know that.
Sell everything and live in a tent for the summer
We have 4 million in debt but 6 million worth of real estate. We used debt to our advantage.
Are you going to pay off the $4 million?
Set a target to reduce it to $3 million.
It'll then be only 75% as bad.
His cars have an average value of $67,500, thought he could write it all off, scammer.
Tax avoidance is legal and respected, tax evasion is illegal. Most business owners do this very same thing. But when you don't even make enough revenue to cover your operation costs it doesn't change much.
I had problem comprehending trading in general. I tried watching other RUclips trading channels, but they made the concepts more complicated. I was almost giving ap until when i discovered content and explain everything in detail. The videos are easy to follow
I've been making a lot of looses trying to make profit trading. I thought trading on a demo account is just like trading the real market. Can anyone help me out or at least advise me on what to do?
Trading on a demo account can definitely feel similar to the real market, but there are some differences. It's
important to remember that trading involves risks and it's normal to face looses sometimes. One piece of advice is to start small and gradually increase your investments as you gain more experience and confidence. It might also be helpful to seek guidance from experienced traders or do some research on different trading strategies
I will advise you should stop trading on your own if you keep losing
l'd recommend Angela Camila. her profit is great even when there's a dip
The first step in every successful investment is to establish your goals and risk tolerance, a task best undertaken with the assistance of financial advisor.
Is it just me, or was this intro jingle incredibly loud?
Why can’t he just be content with his day job that is making him 200k?
Seems like you are calling the wrong guy... Dave Ramsey is good at giving advice at people who have made a lot of bad financial decisions... on second thought, maybe he's the perfect guy..
He didn’t elaborate on the HELOC 200K portion, does any of u Entreleadership enthusiast can chip-in on this?
I would bet he leveraged the HELOC to buy the flip house. Its a bit crazy to drive 100k+ cars and then take a HELOC to leverage into other investments though. Interest rates are awful at the moment for anything.
@@Darlhim89 true, HELOC to flip and refinance and then pay off the HELOC. I wasn’t thinking like that when I used my HELOC for the down payment in 2 rental properties and now I am currently paying off a HELOC little by little.
Currently saving 4 months worth of expenses before I start the 80/20 70/30 to complete the 6 months.
Then once the 6 months are accomplished, all goes into the HELOC.
I woke up to the tragic drawbacks of our debt-based financial system during the last financial crash. Through discipline, determination and Abby Joseph Cohen my financial advisor, I was able to retire recently in my early '50s with a bit of land in the Williamson act on the California coast and an investment portfolio that can sustain my daily living. I try to spread the word and encourage many people I meet it is possible to achieve the goal of independence. Living below your means can be enormously rewarding! Practice humility and above all, Invest in the financial markets with expert guidance.
Ppl are forgetting that he only makes this income cause of loans let that sink in your average ppl work 40 years to become a millionaire this dude making 1.5 in 2 years cause of loans
sell everything , live in used van
This guy must like living with stress in his life.
I wish Dave asked the total value of his assets, or his net worth. Unless I missed it.
"THE DOUG" says Who cares !!!! LOL !!!!! Net worth is great but it just sits there and does nothing of value for you unless you sell the asset and it doesn't change the fact that this poor GUY IS UP TO HIS EYEBALLS IN SEF INFLICTED DEBT SLAVERY !!!! LOL !!!!
The house is way out in crazy town. Yes, they do well for themselves, but half their debt is tied up in a stupid house. At the first sign of a little success they went out and spent like they are in Congress.
Dave is losing market share over show length. It won’t be long before people forget and things start growing great again.
lol talks about paying off stuff but doesnt take into account the interest rate? talk about a scam
Busy guy spending
This guy is making 750k in Texas. Acting like he lives in California or something.
You're $4,000,000 in debt, ok baby step 1, first you need to do is set up a $1,000 emergency fund lol.
😂😂😂😂
This guy is trying to do way too much at one time. Also bought an extremely expensive house. Literally living in a mansion
It costs 350 to open a coffee shop!? Jeez
Taxes and regulation, I assume.
What kind of friggin cars do they drive?! Jeez……. You can tell they want to look rich…more important than living smart….. I feel no empathy for this guy.
Can’t be serious. House of cards is crumbling.
It's always pie in the sky with Dave magically paying off hundreds of thousands of dollars of debt in a mere months. This is not realistic! For one thing, this guy's spouse isn't on the call agreeing to all of this. Are they really going to eat coffee, rice and beans for 6 months while they pay off $250k of car loans? Highly doubtful.
If they follow what Dave says, they will still have 250K a year to live off of while they are paying debt. Hardly a rice and beans budget.
Sell the coffee shop.
😂
Or just stop buying stuff you don't need borrowing money to do it.
Substitute coffee beans for rice and beans, beans, and rice for higher margins.
-Dave Ramsey
Normal Ramsey call: "Stop buying coffee."
This Ramsey call: "Stop buying coffee shops."
No way. That’s knocking out 500k a year
I can relate to this guy...Not.
This guy is done
This guy is full of shit there’s no way he’s netting 750 K per year and still in all this debt. It doesn’t make sense.
Wow this dude makes bank but doesn’t know how to manage his bankroll
Completely asinine dude that could be insanely wealthy
DAVE !!!! AT 9:10 INTO YOUR VIDEO IM STARTING TO EXPERIENCE EXACTLY WHAT YOUR SAYING ABOUT STARTING UP AN OXFORD HOUSE RENTAL FASTER AND FASTER AND FASTER !!!!! BECAUSE IM 1OO% DEBT FREE ON 6 HOUSES NOW !!!! LOL !!!! THNAKS FOR ALL OF THE TEACHINGS DAVE !!!!!
just being a showoff.
A car is simplyy a method to get from Point A to Point B
simple cars, but some are a method to show off