My question is on the Medicare Part B Enrollment Form 40B, Section 7c: How do we fill out the section that asks for Start Date/Ending Date under "Dates you (or your spouse) worked for employer that provided health coverage" when me and my spouse were both covered under two different employer's healthcare plans (mine & his) and we have two different employment start dates, and two different healthcare insurance start dates with these two employers. Details: We need to enroll in Part B when my husband retires Aug 1, 2024 and his current employer's health coverage ends. We were both covered by my former employer's health insurance plan from age 65 until I retired in Nov 2021. Starting Dec 2021, we were (and still are) covered under my husband's health coverage plan.
Thanks for your question. Medicare just updated this form and we are working on creating a new video to explain how to complete this. Stay tuned on that. But in your situation, I would just put the dates for the current employer on #7c. That form is not designed to deal with multiple employers. Where you will each reconcile the two employers and the date ranges is on Form L564. EACH OF YOU will need to complete TWO Form L564. One for the old employer, and one for the current employer. That will show SSA the historical coverage dates. Keep in mind that Form L564 is filled out by the employer.
That's incredibly frustrating your employer has been sitting on this for so long, as the form only takes them 5 minutes to fill out. Be persistent and keep bugging them. Explain that their procrastination is slowing up your ability to enroll in Part B. If you're running out of time, there are some alternative ways to provide this proof. The details are in Section B of this link: secure.ssa.gov/poms.nsf/lnx/0600805295
Wow - your video did not answer a question I have. Nowhere on the internet, that I can find does any one clarify or define what it means by an employer "signing" the form. What are the stipulations for the employers signature? 1) Can they e-sign it and send it back via an email attachment? Can they print, wet sign, scan and email back ? ...or do they have to wet sign and snail mail the form back to me and I sent that to social security?
Hi, I applied Medicare part B online which has a slightly different format compared to the printed CMS L564 form. It is similar to CMS printed form Section A, which asked for the employer's name and address. I had my health insurance under my wife's employer health plan before she retired. Should I enter my wife's employer's name and address information or mine?
If I retired at the end of a month, and want my Medicare to start the following day, do I have to have the L564 completed before I offically retire? My HR is saying they wont sign it until after I have retired. But wont that cause a delay in my benefits beginning?
Your employer is being completely UNreasonable. They don't have to wait until after you're retired to fill out section B of Form L564. Section B #5 clearly shows the ability to mark down a date for being STILL EMPLOYED...so the form can absolutely be filled out prior to the retirement (within 3 months of that date). 99% of the time people get this form filled out before they need Part B to begin. Worst case, you submit the form in the month after you separate from an employer and in that case only can you request a retroactive Part B start date. But it doesn't need to come to that. Get your employer to fill out and sign the form. They are in the wrong here.
@4:40 "and there isn't a gap in coverage of more than 8 months, your fine". Hi. Are you sure about that? I thought they were looking back to make sure there was coverage each and every month since you turned 65.
Hi, yes it is correct. As long as the person was covered in a group health plan based on active employment when turning 65, and never had a more than 8 month gap in group health coverage...they can use a SEP enrollment to get Part B without penalty. See Section G of Social Security's procedures on SEP enrollments here: secure.ssa.gov/apps10/poms.nsf/lnx/0600805275
Thanks for your question. Assuming you're enrolling in Medicare for the first time (meaning you don't have any Medicare or Social Security yet), and have the 40 quarters of work history paid into the Medicare system...yes, you can enroll in Medicare online. We have a video on how to do this enrollment at SSA.gov : ruclips.net/video/9s8B1jvDI68/видео.html If you don't have the quarters, then you can't enroll online. Let us know if you have any other questions.
@@MedicareMindset I am already 65 last March . I didn’t realized or no one can tell me , that its time to apply Medicare. So if i will apply medicare is it too late now. Is there any certain year to apply medicare? Do I need to pay penalty, even though I didn’t know about the exactly date about applying medicare? Thank you for your response.
@@lolitanoval8266 That depends. Are you currently covered on a health plan through either your current employment or your spouse's current employment? If so, then you're okay. You can enroll in Medicare Parts A & B anytime without penalty...while on that coverage, based on current employment. If this is not the case, then you'll have to enroll during the General Enrollment Period (Jan 1st through Mar 31st). In that scenario, you would pay a 10% late enrollment penalty for life on the Part B premium. And then you'll want to get supplemental medical and drug coverage that lines up with the Part B start date. What state do you live in? Based on the answer, either our agency or a trusted resource can help you out.
Very Helpful and Thank You
GREAT!
My question is on the Medicare Part B Enrollment Form 40B, Section 7c: How do we fill out the section that asks for Start Date/Ending Date under "Dates you (or your spouse) worked for employer that provided health coverage" when me and my spouse were both covered under two different employer's healthcare plans (mine & his) and we have two different employment start dates, and two different healthcare insurance start dates with these two employers.
Details: We need to enroll in Part B when my husband retires Aug 1, 2024 and his current employer's health coverage ends. We were both covered by my former employer's health insurance plan from age 65 until I retired in Nov 2021. Starting Dec 2021, we were (and still are) covered under my husband's health coverage plan.
Thanks for your question. Medicare just updated this form and we are working on creating a new video to explain how to complete this. Stay tuned on that. But in your situation, I would just put the dates for the current employer on #7c. That form is not designed to deal with multiple employers.
Where you will each reconcile the two employers and the date ranges is on Form L564. EACH OF YOU will need to complete TWO Form L564. One for the old employer, and one for the current employer. That will show SSA the historical coverage dates. Keep in mind that Form L564 is filled out by the employer.
What recourse do I have for a former employer's foot dragging in getting him to complete the form? I've waited almost 2 months.
That's incredibly frustrating your employer has been sitting on this for so long, as the form only takes them 5 minutes to fill out. Be persistent and keep bugging them. Explain that their procrastination is slowing up your ability to enroll in Part B.
If you're running out of time, there are some alternative ways to provide this proof. The details are in Section B of this link: secure.ssa.gov/poms.nsf/lnx/0600805295
Wow - your video did not answer a question I have. Nowhere on the internet, that I can find does any one clarify or define what it means by an employer "signing" the form. What are the stipulations for the employers signature? 1) Can they e-sign it and send it back via an email attachment? Can they print, wet sign, scan and email back ? ...or do they have to wet sign and snail mail the form back to me and I sent that to social security?
It doesn't have to be an original. Any of the ways you listed are fine when getting the form back from your employer.
@@MedicareMindset - Thank you very much. I appreciate your prompt response!
Hi, I applied Medicare part B online which has a slightly different format compared to the printed CMS L564 form. It is similar to CMS printed form Section A, which asked for the employer's name and address. I had my health insurance under my wife's employer health plan before she retired. Should I enter my wife's employer's name and address information or mine?
If I retired at the end of a month, and want my Medicare to start the following day, do I have to have the L564 completed before I offically retire? My HR is saying they wont sign it until after I have retired. But wont that cause a delay in my benefits beginning?
Your employer is being completely UNreasonable. They don't have to wait until after you're retired to fill out section B of Form L564. Section B #5 clearly shows the ability to mark down a date for being STILL EMPLOYED...so the form can absolutely be filled out prior to the retirement (within 3 months of that date). 99% of the time people get this form filled out before they need Part B to begin.
Worst case, you submit the form in the month after you separate from an employer and in that case only can you request a retroactive Part B start date. But it doesn't need to come to that.
Get your employer to fill out and sign the form. They are in the wrong here.
@4:40 "and there isn't a gap in coverage of more than 8 months, your fine". Hi. Are you sure about that? I thought they were looking back to make sure there was coverage each and every month since you turned 65.
Hi, yes it is correct. As long as the person was covered in a group health plan based on active employment when turning 65, and never had a more than 8 month gap in group health coverage...they can use a SEP enrollment to get Part B without penalty.
See Section G of Social Security's procedures on SEP enrollments here: secure.ssa.gov/apps10/poms.nsf/lnx/0600805275
@@MedicareMindset thanks a lot....much appreciated.
If i will apply Medicare? Do i need to go to the Ss Office? Please response. Thank you. And can I apply medicare by online?
Thanks for your question. Assuming you're enrolling in Medicare for the first time (meaning you don't have any Medicare or Social Security yet), and have the 40 quarters of work history paid into the Medicare system...yes, you can enroll in Medicare online.
We have a video on how to do this enrollment at SSA.gov : ruclips.net/video/9s8B1jvDI68/видео.html
If you don't have the quarters, then you can't enroll online.
Let us know if you have any other questions.
@@MedicareMindset I am already 65 last March . I didn’t realized or no one can tell me , that its time to apply Medicare. So if i will apply medicare is it too late now. Is there any certain year to apply medicare? Do I need to pay penalty, even though I didn’t know about the exactly date about applying medicare? Thank you for your response.
@@lolitanoval8266 That depends. Are you currently covered on a health plan through either your current employment or your spouse's current employment? If so, then you're okay. You can enroll in Medicare Parts A & B anytime without penalty...while on that coverage, based on current employment.
If this is not the case, then you'll have to enroll during the General Enrollment Period (Jan 1st through Mar 31st). In that scenario, you would pay a 10% late enrollment penalty for life on the Part B premium. And then you'll want to get supplemental medical and drug coverage that lines up with the Part B start date.
What state do you live in? Based on the answer, either our agency or a trusted resource can help you out.
@@MedicareMindset Maryland
@@lolitanoval8266 Very good. Contact our friends at Senior Healthcare Solutions (866-633-4427). They are licensed in Maryland and can help you.