बिलकुल सही बात कही है sir आपने, youngstars को अपनी value, Skills को increase करने पर focus करना चाहिए। ओर पैसे को अपनी value, Skills को increase करने पर खर्च karna चाहिए।
Toh jo SIP krte hai wo apne ap ko improve Arne me invest nahi krte?? Faltu ka Gyaan pelne k lie kuch bhi illogical baate smjhaao.. Ye bnda bhi RUclips se paisa kmaane betha hai toh isse bhi kuch alag sa topic leke aana hota hai,, Baat me 0% logic hai bs kuch alg bolna hai janta k views paane k liye
I disagree because of some reasons: 1. It creates a habit of saving. 2. You learn to value business. 3. If you can't manage 1L then you can't manage 1 crore. And stop tracking returns daily and live a peaceful life and focus on your life.
I disagree, facts and study shows even 5000/10000 SIP in a disciplined manner can help you create good wealth. Not underestimating that you should also focus on skills to upgrade yourself
@@catdef9028 ha wo sahi he, sango jo ka bas itna kehna he ki SIP leke beth mat jao use side me chalne do main focus khud pe rakho, khud pe invest karo, koi skill seekho or zyada paise banao.
I started sip’s quite early and felt few benefits:- 1.Learned discipline of saving and pulling down unnecessary expenses 2.Kept away from scam schemes like multi level marketing,investing in a franchise which were putched aggressively to me 3.Saved income tax because of elss 4.Liquidate mfs to fund my foreign trips every year 5.Used MF to buy my car 6.People splurge their bonuses while doing sips from their monthly salaries I always used to put all my bonuses into the Mf world
@@aajtaklive8893 I have made 6 foreign trips since i started working, booked flight tickets 6months in advance from that months saving/credit card, once done i will then pay for my visa fees in next month, then book hotels in the next two months, internal travel and shopping in the next two months, and then save 25-35k for The Forex Card so while starting the trip i have already paid the 75% of the major expenses in the previous 6months and rest ill pay from credit cards there have been situations where I have had credit card bills of 50-60k from foreign trips for which i cudnt pay out from next months salary hence liquidated mf of 20-30k to not default pn the credit cards 😃
New insight to think beyond MF👏🏻👏🏻👏🏻💐... After watching many videos and investing in different funds... Only 4 NEEDED for COMMON, SIMPLE, LAZY INVESTOR like me... NIFTY50/NEXT 50/MIDCAP 150/SMALLCAP 250 ETF/INDEX...BUY MONTHLY FOREVER...EXIT when emergency fund erased/Goal reached.
Awesome. I'm also one of such person who started SIP late. Rather was focusing on increasing my income. Today I can invest 10 times more. But I'm still focusing on making passive income more.
What new perspective? Jo SIP krte hai wo apne ap ko improve Arne me invest nahi krte?? Faltu ka Gyaan pelne k lie kuch bhi illogical baate smjhaao.. Ye bnda bhi RUclips se paisa kmaane betha hai toh isse bhi kuch alag sa topic leke aana hota hai,, Baat me 0% logic hai bs kuch alg bolna hai janta k views paane k liye
For a novice mutual fund is best way to invest, for pro in investing doesn't matter. Investing through SIP develops discipline towards investing, and only what is important in market is discipline. Ultimately it's investing discipline leads to wealth accumulation.start early retire early
Thank you so much sir. I recently realised the benefits of mutual fund and was awstruck and this week i have spent too much time on mutual fund, you video opened my eyes and enhanced my perspective. I will won't give much time to it.
Sirjee is right i see many youngsters earning 30k and then spending hours daily on intraday during office hours doing intraday of 200-500/- they make 100-200 rupees a day and feel happy at what cost? Neither they are focusing on work nor skill development nor living a good life its just people like zerodha Indmoney PaytmMoney etc who are profiting through this young workforce
Toh jo SIP krte hai wo apne ap ko improve Arne me invest nahi krte?? Faltu ka Gyaan pelne k lie kuch bhi illogical baate smjhaao.. Ye bnda bhi RUclips se paisa kmaane betha hai toh isse bhi kuch alag sa topic leke aana hota hai,, Baat me 0% logic hai bs kuch alg bolna hai janta k views paane k liye Investing krne me kitna hi time waste ho jata hai?
Most of the time i agree with Sango Sir, but here i disagree partially. Every investment tool has its own pros and con, individual need to assess time period.
For the past 1 year I have been investing in Mutual Funds after doing proper research. 1. Don't do calculation in MF calculator, it's a trap if you are greedy. 2. Return is not fixed. 3. Only invest if don't want to see your portfolio for min 10yrs. past 1 year my portfolio has 0 return few are in negative. 4. He is right keep as low up to 4 MF in Portfolio that to from different fund. house . BEST THING IS YOU EARN & INVEST ACCORDING TO YOUR GOAL & ENJOY LIFE.
@PM S You will have so many overlaps , paying more expense ratios, less growth also. Please stop sip's in unnecessary MF consultant your financial advisor ( trustable person). Don't just start buying MF by its performance or any one suggestion,do your own research. few points to keep in mind are 1. if your investment horizon is 5 yrs then don't invest in MF go for bank fd , post office saving etc. 2. if investing for 10 yrs then go for LARGE CAP & FLEXI CAP thats it. 3. if time horizon is more than 15yrs then 1 MF from each category is enough i e LARGE CAP , MID CAP , FLEXI CAP , SMALL CAP . Do your own research & allocation.
Which mutual funds you invested in last 1 year that you have negative returns? In your religion all this is forbidden, even savings bank account is forbidden bc
Muthal fund are always right sir. Initially i started with rs 1000in 2011. Now i have a corpus of 53 lakh. But you r right i m still continuously learning stock market.
Bhohot hii achi eye opener video hai sir 😇……tv internet pe literally itna spam kaarte hai yee sip vala concept ….pareshan hoo jataa hu sir itee sari ads dekh kee 😅…
Sir you told all the problems . Hope you come up with suggestion . That a reason please have a Financial adviser . 1) Invest in skills which will help you in earning more . 2) Have a goal settings and invest accordingly considering inflation. You explain like elder member of family . Really sweet .
As a leaner of stock market for a year, I can say it's not easy. people saw big returns in pandemic but now they are loosing on every trades or investment. If someone wants to make big in the market then educate yourself. It is a time taking process and not a get rich quickly scheme. I hope people stop losing money in market.
But at what cost is what sir is asking. The main aim is to increase your salary by using the money for productive things initially. If one is earning a salary of 10k and he is able to increase it to 20k in one year it is 100 percent return over many years not adjusting to inflation.
@@bejoyk Agree that we should focus on increasing our salary but remember that increasing or doubling the salary every now and then is not a piece of cake. It totally depends on various factors. What kind of job you are into, how is your your personal life and your health. Working at a double salary also comes at a cost of sacrifice in personal life and mental peace. There are many people in this world who want to stay balanced in their professional career and want to invest systematically from time to time with whatever capital they have. The video is good and gives a different perspective but again such frameworks doesn't hold true for all kinds of people. Every body has their own difficult situation which they need to fight against. Don't over focus on increasing your salary. Neither over focus on savings and investments. Mix it up. Have some balance.
@@ilovemygrandma. Bs yehi nahi hota ("mix it up") Job hai and sip sip krna hai to... Fully frugal ho jate hai. Business me dhyaan do and kuch expenses aaye to lagta hai business ke liye hi hai.. kr dete hai and sip gets ignored.
The most important thing one should understand that Mutual fund is always subjected to Market Risk and there ends the responsibility of Fund Managers. Fund Managers are earning their bread from your money , you are paying them huge amount without their having any slightest responsibility. It is nothing but another form of participation in share market without having any control over one's hard earned money other than safe exit that too may be paying hefty penalty if it happens within stated period.
Nippon India Growth Fund has quadrupled my money in 7 years. In an average a mutual fund will double your money in 5 years. Which other investment does that?
Great, that you had the guts to hint at the truth. Even SIP is a massive myth, which has been created over the years. It is only the concerned AMC which is gaining more rather than individual investors. They are getting cash inflows without any effort!!
I have made 10 lakh profit in mutual fund started 5 years back now invested 20 lakh and total corpus is close to 30 lakh . Return of 50% I have earned and I started with 22k salary and invested every ruppes and I have no regret and I feel powerful
What are you talking. My investment of 50 lakhs has grown to 1.45 crores in 7 years and will become 3 crores in the next 3 years. On what basis are you saying it is the Mutual Fund house that benefits more?
Very good advice sirji , your best asset is ones skill and more the skill more the annual increment and job opportunities which can give better returns than any MF and Stock annualised .
Bhai skill or saving dono parallel chlti hai...agr koi insan agr 500 rps ki v saving krta h to burai kya hai....ysa is dharti par koi v insaan nhi hai jo savings nhi krta ho ....
Ek sal bad coment krne aya hu apka video dekhte hi khareed liya tha 😀money double ho gai😊 Thanks for your genuine prediction on every thing🤣knwldge apko kbhi sharminda nhi krne deri be tooo knowledgeble
Toh jo SIP krte hai wo apne ap ko improve Arne me invest nahi krte?? Faltu ka Gyaan pelne k lie kuch bhi illogical baate smjhaao.. Ye bnda bhi RUclips se paisa kmaane betha hai toh isse bhi kuch alag sa topic leke aana hota hai,, Baat me 0% logic hai bs kuch alg bolna hai janta k views paane k liye Kya leli Warikoo ki?
Sip is good because this make good habit to save money and after long time this may show huge return I am also investing in sip so it is good for long periods
Though I agree k ppl should put maximum attention in getting their income/ salary increased. But there is one fundamental problem in your explanation. The whole concept of MF is that you focus less yourself, and hand over to someone having a full time job of analysinf market. To ideally a person investing in MF would put very little time of his own, and can very well focus on his career. And yes, its outsourcing only, like hiring a carpenter to get your furniture done, rather then learning the art of woodworking yourself. I started investing roughly 5 years back with just 2k of sip. Over the period when I saw my money growing up, it gave me motivation to save and invest more and more. I now regret that I should have started atleast 2-3 years earlier.
You need to invest and forget..... you don't need to look on daily basis.... moreover invest in direct fund..... You are right.... but considering tomorrow..... you should invest with small amount..... this will create discipline in you also
अगर खुद स्टॉक मे इन्वेस्ट करेंगे तो पक्का डूबेगे muthual फण्ड मे इन्वेस्ट तब ही किया जाता है की वहा पर काफ़ी स्टॉक मिल जाते है फण्ड मैनेजर को नॉलेज होता है की कौन सा स्टॉक बढ़ेगा कौन सा डूबेगा हम को यह सब मालूम नहीं पड़ता हम muthual फण्ड मे इन्वेस्ट करके ख़ुश है ताऊ चाहे हमें 15 % ही मिल जाये क्युकी fd मे हमें 7 से ऊपर नहीं मिलता
The way I see your explanation of the Fund Manager's 2.5% fees for managing the mutual fund is analogous to the situation where if I make a lumpsum payment to buy a residential real estate, the fund managers will keep all the rental incomes from the real estate which in many big cities in India ranges between 2.5% to 3% of the ongoing price. Understanding it this way really drives the point home. Thoughts?
Not really. Because appartments don't have a daily price like stocks. And appartment prices don't have a history of doubling every 5 years like the Nifty 50.
Both extremes are bad. I mean investing only in mf via sip method & not investing at all. One needs to select as per his requirements (Tenure, Risk profile and investment capacity) & enjoy life too.
@4:03 Factually incorrect, if you start early even with a small amount and small XIRR it makes a lot of difference compared to starting a SIP of 20,000 10 years later, you'll need higher SIP amount and very high returns. Every small amount SIP matters that's how compounding makes you a heap of money
time machine leke jao 1980s mein MRF ke 10000 shares lelo Phir 2020 mein vapis aao karood Patti Karona ka pehle Holding sell karlo phir bottom pe buy karlo phir ambani ko khareed lo
I accidently bought HDFC Mid-Cap Opportunities Fund -Growth in 2007, it was just to show investment for tax saving to the company's accounts department at the end of financial year. Invested 20K (2007) at the initial offering , now its 200K . What is your say on it ?
Excel sheet is the worst thing that could have happened to your youth. People feel they will get rich by doing a 20k SIP per month. The only one getting rich are the mutual fund managers. Nobody is focussing on improving their earnings. If you improve your earnings, your savings go up automatically.
It is hard to create content, many people talk of finance as it has lot of topics to talk about and thus content gets created and they can earn money from these videos.
look at return of mf schemes in 15 -20-25year period and compare with your skillful mind in picking stocks ..reliance growthnfund delivered 23 %cagr in last 23years..many old fund like same..passivity n disciplince will make you wealthy..
Sir matual fund ki regular plan maine expense ratio, brokrage charg, Amc charg kya automatic cut ho jata hain? Ya phir hume alag se pay karna parta hain? Kindly Reply dijiye ga jarur..
बिलकुल सही बात कही है sir आपने, youngstars को अपनी value, Skills को increase करने पर focus करना चाहिए। ओर पैसे को अपनी value, Skills को increase करने पर खर्च karna चाहिए।
Toh jo SIP krte hai wo apne ap ko improve Arne me invest nahi krte?? Faltu ka Gyaan pelne k lie kuch bhi illogical baate smjhaao..
Ye bnda bhi RUclips se paisa kmaane betha hai toh isse bhi kuch alag sa topic leke aana hota hai,, Baat me 0% logic hai bs kuch alg bolna hai janta k views paane k liye
Keep Investing in index fund nifty50 that's enough. Even 10% return is enough. Don't think much.
Do your job, improve skills.
Best part is you hardly have any expense cost in 10 years . I calculated for 10k sip for 10 yrs it's expense ratio came out to be 28k only
I disagree because of some reasons:
1. It creates a habit of saving.
2. You learn to value business.
3. If you can't manage 1L then you can't manage 1 crore.
And stop tracking returns daily and live a peaceful life and focus on your life.
He's not saying to stop doing sip... He's saying that focus on yourself... Invest in yourself... He's right!!!
@@sam109-f5dhaa SIP zaroori he lekin SIP se zyada focus khud par karo. Zyada kamaoge to zyada laga paoge or zyada ameer ban paoge.
I disagree, facts and study shows even 5000/10000 SIP in a disciplined manner can help you create good wealth.
Not underestimating that you should also focus on skills to upgrade yourself
@@catdef9028 ha wo sahi he, sango jo ka bas itna kehna he ki SIP leke beth mat jao use side me chalne do main focus khud pe rakho, khud pe invest karo, koi skill seekho or zyada paise banao.
Chacha uncle ne bola pehele 1 cr ki aukaat bana to le 😂😂
Mutual fund hi hai jo market ko balance kia hai.mutual fund for middle class salaried peoples. Power of compounding.
I started sip’s quite early and felt few benefits:-
1.Learned discipline of saving and pulling down unnecessary expenses
2.Kept away from scam schemes like multi level marketing,investing in a franchise which were putched aggressively to me
3.Saved income tax because of elss
4.Liquidate mfs to fund my foreign trips every year
5.Used MF to buy my car
6.People splurge their bonuses while doing sips from their monthly salaries I always used to put all my bonuses into the Mf world
4. How u? manage ur foreign trips
@@aajtaklive8893 I have made 6 foreign trips since i started working, booked flight tickets 6months in advance from that months saving/credit card, once done i will then pay for my visa fees in next month, then book hotels in the next two months, internal travel and shopping in the next two months, and then save 25-35k for The Forex Card so while starting the trip i have already paid the 75% of the major expenses in the previous 6months and rest ill pay from credit cards there have been situations where I have had credit card bills of 50-60k from foreign trips for which i cudnt pay out from next months salary hence liquidated mf of 20-30k to not default pn the credit cards 😃
New insight to think beyond MF👏🏻👏🏻👏🏻💐...
After watching many videos and investing in different funds... Only 4 NEEDED for COMMON, SIMPLE, LAZY INVESTOR like me... NIFTY50/NEXT 50/MIDCAP 150/SMALLCAP 250 ETF/INDEX...BUY MONTHLY FOREVER...EXIT when emergency fund erased/Goal reached.
Awesome. I'm also one of such person who started SIP late. Rather was focusing on increasing my income. Today I can invest 10 times more. But I'm still focusing on making passive income more.
You have lost the biggest thing in investment brother. That is time.
Superb eye opening video.
Absolutely new perspective, Thx a lot Sir
What new perspective?
Jo SIP krte hai wo apne ap ko improve Arne me invest nahi krte?? Faltu ka Gyaan pelne k lie kuch bhi illogical baate smjhaao..
Ye bnda bhi RUclips se paisa kmaane betha hai toh isse bhi kuch alag sa topic leke aana hota hai,, Baat me 0% logic hai bs kuch alg bolna hai janta k views paane k liye
For a novice mutual fund is best way to invest, for pro in investing doesn't matter.
Investing through SIP develops discipline towards investing, and only what is important in market is discipline.
Ultimately it's investing discipline leads to wealth accumulation.start early retire early
Great advise...🙏
Thank soo much sir❤️
Thank you so much sir. I recently realised the benefits of mutual fund and was awstruck and this week i have spent too much time on mutual fund, you video opened my eyes and enhanced my perspective. I will won't give much time to it.
Sach bolane ke liye dhanyvad
Sirjee is right i see many youngsters earning 30k and then spending hours daily on intraday during office hours doing intraday of 200-500/- they make 100-200 rupees a day and feel happy at what cost? Neither they are focusing on work nor skill development nor living a good life its just people like zerodha Indmoney PaytmMoney etc who are profiting through this young workforce
I earn 30k per month invested 19 lakh in 5-6 years and made 7-8 lakh profit
Best clarity giver.
Brutal truth. Perfectly summed up!
You are right
We (young) people should invest in ourselves and improve our skill set first.
Instead of wasting too much time on the stock market.
Right .Paise kamaane mein jyaada dhyaan do.
Wrong you can make crores with stock market
Toh jo SIP krte hai wo apne ap ko improve Arne me invest nahi krte?? Faltu ka Gyaan pelne k lie kuch bhi illogical baate smjhaao..
Ye bnda bhi RUclips se paisa kmaane betha hai toh isse bhi kuch alag sa topic leke aana hota hai,, Baat me 0% logic hai bs kuch alg bolna hai janta k views paane k liye
Investing krne me kitna hi time waste ho jata hai?
Most of the time i agree with Sango Sir, but here i disagree partially. Every investment tool has its own pros and con, individual need to assess time period.
For the past 1 year I have been investing in Mutual Funds after doing proper research.
1. Don't do calculation in MF calculator, it's a trap if you are greedy.
2. Return is not fixed.
3. Only invest if don't want to see your portfolio for min 10yrs.
past 1 year my portfolio has 0 return few are in negative.
4. He is right keep as low up to 4 MF in Portfolio that to from different fund. house .
BEST THING IS YOU EARN & INVEST ACCORDING TO YOUR GOAL & ENJOY LIFE.
Thanks sir
2022 was stagnant for Nifty.......whereas Sp500 and ftse were in recession
@PM S You will have so many overlaps , paying more expense ratios, less growth also. Please stop sip's in unnecessary MF consultant your financial advisor ( trustable person).
Don't just start buying MF by its performance or any one suggestion,do your own research.
few points to keep in mind are
1. if your investment horizon is 5 yrs then don't invest in MF go for bank fd , post office saving etc.
2. if investing for 10 yrs then go for LARGE CAP & FLEXI CAP thats it.
3. if time horizon is more than 15yrs then 1 MF from each category is enough i e LARGE CAP , MID CAP , FLEXI CAP , SMALL CAP . Do your own research & allocation.
Which mutual funds you invested in last 1 year that you have negative returns? In your religion all this is forbidden, even savings bank account is forbidden bc
I invested inMF . MF is having XIRR 16.23 % for 3 years. That's ok.
Aapka sahi hai income source pe dhyan Dena bhi imp hai. Income nhi to kya mutual funds or stocks. Jitna jyada income utna jyada investment
Muthal fund are always right sir. Initially i started with rs 1000in 2011. Now i have a corpus of 53 lakh. But you r right i m still continuously learning stock market.
Celebrating the paper gains lol.
jabardast bhai. Lage rahie
SIP badhate rahie
@@ddljddlj704These are not paper gains. If you redeem you will get your money in T+2 days
What will be profit after tax???
Bhohot hii achi eye opener video hai sir 😇……tv internet pe literally itna spam kaarte hai yee sip vala concept ….pareshan hoo jataa hu sir itee sari ads dekh kee 😅…
Uncle ji you are ocean of knowledge.
Sir you told all the problems . Hope you come up with suggestion . That a reason please have a Financial adviser .
1) Invest in skills which will help you in earning more .
2) Have a goal settings and invest accordingly considering inflation.
You explain like elder member of family . Really sweet .
Ability to create wealth is real wealth. Spend on urself to earn more.
Good explain sir 🙏
I follow all of your channels and the essence is to maintain balance in every aspect of life which is great ❤❤
There is need of people like you in society...❤
As a leaner of stock market for a year, I can say it's not easy. people saw big returns in pandemic but now they are loosing on every trades or investment. If someone wants to make big in the market then educate yourself. It is a time taking process and not a get rich quickly scheme. I hope people stop losing money in market.
It is long term affair...8 to 9 years are required to make good wealth....
See NAV after 15 years not daily
Great sir
Sir purpose of early SIPs is not to create wealth but to create discipline required to generate good wealth.
But at what cost is what sir is asking. The main aim is to increase your salary by using the money for productive things initially. If one is earning a salary of 10k and he is able to increase it to 20k in one year it is 100 percent return over many years not adjusting to inflation.
@@bejoyk Agree that we should focus on increasing our salary but remember that increasing or doubling the salary every now and then is not a piece of cake. It totally depends on various factors. What kind of job you are into, how is your your personal life and your health. Working at a double salary also comes at a cost of sacrifice in personal life and mental peace. There are many people in this world who want to stay balanced in their professional career and want to invest systematically from time to time with whatever capital they have. The video is good and gives a different perspective but again such frameworks doesn't hold true for all kinds of people. Every body has their own difficult situation which they need to fight against. Don't over focus on increasing your salary. Neither over focus on savings and investments. Mix it up. Have some balance.
@@ilovemygrandma. Bs yehi nahi hota ("mix it up")
Job hai and sip sip krna hai to... Fully frugal ho jate hai.
Business me dhyaan do and kuch expenses aaye to lagta hai business ke liye hi hai.. kr dete hai and sip gets ignored.
Yes.
Thank you sir ji.🌹
The most important thing one should understand that Mutual fund is always subjected to Market Risk and there ends the responsibility of Fund Managers. Fund Managers are earning their bread from your money , you are paying them huge amount without their having any slightest responsibility. It is nothing but another form of participation in share market without having any control over one's hard earned money other than safe exit that too may be paying hefty penalty if it happens within stated period.
Nippon India Growth Fund has quadrupled my money in 7 years. In an average a mutual fund will double your money in 5 years. Which other investment does that?
Great, that you had the guts to hint at the truth. Even SIP is a massive myth, which has been created over the years. It is only the concerned AMC which is gaining more rather than individual investors. They are getting cash inflows without any effort!!
I have made 10 lakh profit in mutual fund started 5 years back now invested 20 lakh and total corpus is close to 30 lakh . Return of 50% I have earned and I started with 22k salary and invested every ruppes and I have no regret and I feel powerful
What are you talking. My investment of 50 lakhs has grown to 1.45 crores in 7 years and will become 3 crores in the next 3 years. On what basis are you saying it is the Mutual Fund house that benefits more?
@@keyurpatel1982 3 saal mein 3 crore terey jhaant ko milega. Only bloody pimps like you are spreading such lies----
Very good advice sirji , your best asset is ones skill and more the skill more the annual increment and job opportunities which can give better returns than any MF and Stock annualised .
Bhai skill or saving dono parallel chlti hai...agr koi insan agr 500 rps ki v saving krta h to burai kya hai....ysa is dharti par koi v insaan nhi hai jo savings nhi krta ho ....
Bahut sahi bole.
Excellent explained Sir ❤
sir aap bilkul sahi ho
Ek sal bad coment krne aya hu apka video dekhte hi khareed liya tha 😀money double ho gai😊 Thanks for your genuine prediction on every thing🤣knwldge apko kbhi sharminda nhi krne deri be tooo knowledgeble
Thankyou sir aap ne sahi kaha RUclips mai influencer execel chat mai hi crore pati bana deta ha 😂😂😂😂😂😂
awesome sir for giving this perspective👌👌👌😀😀😀
He is giving a wrong perspective. Mutual Funds will always be better than FD or flats or other investment options.
The most important point here is invest in your skills
Bahut sahi gyan
Mutual fund agents try to sell Mutual fund portfolio where they can get maximum commission.
Guruji...guruji...guruji...
❤️❤️❤️❤️❤️❤️❤️❤️
Awesome video
V good sir 👍
100 % true
Ankur warikoo ki la liii bhai sheb na...
Kaun Epic Shit wala??😃
@@crazydancer011 wo hi chaman.. excel wala bhai
Toh jo SIP krte hai wo apne ap ko improve Arne me invest nahi krte?? Faltu ka Gyaan pelne k lie kuch bhi illogical baate smjhaao..
Ye bnda bhi RUclips se paisa kmaane betha hai toh isse bhi kuch alag sa topic leke aana hota hai,, Baat me 0% logic hai bs kuch alg bolna hai janta k views paane k liye
Kya leli Warikoo ki?
Excellent video
Very well explain
🙏🙏👍👍 aap sahi kaha rahai hai
🙏🙏thanks guru ji 🙏🙏
Sip is good because this make good habit to save money and after long time this may show huge return
I am also investing in sip so it is good for long periods
Nice Video..sir
Dhanyawaad
Loved it
Very good 👍
Though I agree k ppl should put maximum attention in getting their income/ salary increased. But there is one fundamental problem in your explanation. The whole concept of MF is that you focus less yourself, and hand over to someone having a full time job of analysinf market. To ideally a person investing in MF would put very little time of his own, and can very well focus on his career. And yes, its outsourcing only, like hiring a carpenter to get your furniture done, rather then learning the art of woodworking yourself.
I started investing roughly 5 years back with just 2k of sip. Over the period when I saw my money growing up, it gave me motivation to save and invest more and more. I now regret that I should have started atleast 2-3 years earlier.
Right sir🎉
Long-term is a relative word and depends on which side of the market you are.
3 years
Helpful
Chacha apun bi bada chalak hai 😂😂
Hum to sala index fund hi liya hai wo bi 0.15% exp. Ratio pr😂😂😂only 1 index fund
I got it you’re saying to focus on your skills set and not on savings although you must save
Right advise to youngesters
Superb advice
Real voice in between the noise.
You need to invest and forget..... you don't need to look on daily basis.... moreover invest in direct fund.....
You are right.... but considering tomorrow..... you should invest with small amount..... this will create discipline in you also
Then where do we invest? please suggest or make some video
Nice
Mutual funds and Etf's are best
thankyou sur
अगर खुद स्टॉक मे इन्वेस्ट करेंगे तो पक्का डूबेगे muthual फण्ड मे इन्वेस्ट तब ही किया जाता है की वहा पर काफ़ी स्टॉक मिल जाते है फण्ड मैनेजर को नॉलेज होता है की कौन सा स्टॉक बढ़ेगा कौन सा डूबेगा हम को यह सब मालूम नहीं पड़ता हम muthual फण्ड मे इन्वेस्ट करके ख़ुश है ताऊ चाहे हमें 15 % ही मिल जाये क्युकी fd मे हमें 7 से ऊपर नहीं मिलता
Sahi kaha aapne
Yes I agree with you. Common indian think in this way that's why they investing in mutual fund.
It took me time to realize this. I want crores when I'm under 40 and mutual funds with my 5 figure package will be too slow.
Sirf paisa kamaaoge ya jiyoge bhi.
Radhe Krishna
👍🏻
The way I see your explanation of the Fund Manager's 2.5% fees for managing the mutual fund is analogous to the situation where if I make a lumpsum payment to buy a residential real estate, the fund managers will keep all the rental incomes from the real estate which in many big cities in India ranges between 2.5% to 3% of the ongoing price. Understanding it this way really drives the point home. Thoughts?
but direct funds dont charge more than 1.5%
Rarely any direct fund had 1% charge
Not really. Because appartments don't have a daily price like stocks. And appartment prices don't have a history of doubling every 5 years like the Nifty 50.
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Both extremes are bad.
I mean investing only in mf via sip method & not investing at all. One needs to select as per his requirements (Tenure, Risk profile and investment capacity) & enjoy life too.
@4:03 Factually incorrect, if you start early even with a small amount and small XIRR it makes a lot of difference compared to starting a SIP of 20,000 10 years later, you'll need higher SIP amount and very high returns. Every small amount SIP matters that's how compounding makes you a heap of money
True. He is giving wrong advice here. Mutual Funds hi sahi hai. 10 of my investments have doubled in the past 4 years.
@@keyurpatel1982 exactly, starting early matters a lot
time machine leke jao 1980s mein MRF ke 10000 shares lelo
Phir 2020 mein vapis aao
karood Patti
Karona ka pehle Holding sell karlo
phir bottom pe buy karlo
phir ambani ko khareed lo
nice BTW
Sir plz make video on Direct Equity Vs Mutual Fund
Correct sir age hoti hai har kaam karne ki aaj kal to bahut saare finfluancer ghar buy mat karo ye bolate hain itna ulta gyan dete hain
5K SIP at one company stock without diversification, reliance, tcs, infosys nifty 20 companies but only 1 stock.
MF is for discipline investing.....
Thank God, I haven't started yet😅😅😅😂
Please Share your thoughts on REIT's
I accidently bought HDFC Mid-Cap Opportunities Fund -Growth in 2007, it was just to show investment for tax saving to the company's accounts department at the end of financial year. Invested 20K (2007) at the initial offering , now its 200K . What is your say on it ?
Keep invested if you don't need it urgently. Long term compounding is always good.
phir toh mutual funds sahi nikla without any tension leke 😂
Which app is best for Mutual Fund investing......???
Indmoney
You were just lucky 🍀 you can't replicate this!
Which is sahi then FDR, GOLD, PROPERTY ???
This series is going great Sir! A request to you for a video on how to read an annual report of a company, your perspective!
Excel sheet is the worst thing that could have happened to your youth. People feel they will get rich by doing a 20k SIP per month. The only one getting rich are the mutual fund managers. Nobody is focussing on improving their earnings. If you improve your earnings, your savings go up automatically.
how to increase earning what kind of skills he his talking about is it like learning a new software or something like that
Sir mutual fund ma kasa Saba best investment ka tarika kya hai pl
Investing in mf is good option to increase wealth without doing anything
It is hard to create content, many people talk of finance as it has lot of topics to talk about and thus content gets created and they can earn money from these videos.
look at return of mf schemes in 15 -20-25year period and compare with your skillful mind in picking stocks ..reliance growthnfund delivered 23 %cagr in last 23years..many old fund like same..passivity n disciplince will make you wealthy..
I agree
Sir matual fund ki regular plan maine expense ratio, brokrage charg, Amc charg kya automatic cut ho jata hain? Ya phir hume alag se pay karna parta hain? Kindly Reply dijiye ga jarur..
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Front running by Axis mutualfund
Kehna kya chahte ho. Sir
Invest in yourself before investing