Use Code SANGO25 for 25% discount on all courses Download the Sango Life Sutras App now via link below- play.google.com/store/apps/details?id=co.jones.yqthl&pli=1 Enter org code : yqthl Guruji From Gurugram Telegram Group : t.me/gurujifromgurugram Sango's Best Courses : Sango's Decision Making Course : yqthl.on-app.in/app/oc/415277/yqthl Sango's Happiness Course: yqthl.on-app.in/app/oc/274119/yqthl? Sango's Premarital Counseling Course : yqthl.courses.store/362486/yqthl? Should You Take VRS? : yqthl.courses.store/381987 07 Unique Business Ideas for Housewives by Amit Sangwan : yqthl.on-app.in/app/oc/296041/yqthl? Sango's Vedic Astrology Course Link: yqthl.on-app.in/app/oc/326112/yqthl? Sango's RUclipsr Course: yqthl.courses.store/348906 Purchase the Relationship Workshop now by clicking on link below: yqthl.on-app.in/app/oc/477780/yqthl? Happiness Course 2.0 : yqthl.courses.store/405149 Once purchased, WhatsApp back the generated receipt to 9289886158. Join Sango Subscriber Info Group: chat.whatsapp.com/CXSSXVHvepGDPl1sIy0TBm
In case of heart stroke , wife and husband knows driving they can rush to hospital in your car. Remaining all you can go in AC train for trip and you can hire a driver based on need. All expenses are part of it
Post covid inflation has shoot up more than 40% to 50%. Rents have increased, grocery items prices increased but Salary has not increased moreover job losses in IT industry.. middle class has no purchasing power, no savings. Market mein Paisa nahi hai that's why gaadiyan nahi bik Rahi.
Ager aisa hai .. Or fir bhi gaadiyan nahi bik Rahi..dekho kitne silent layoffs chal rahe hain.. layoffs toh ruk hi nahi rahe.. real estate mein bhi zabardasti ki hawa bana rakhi hai.. End user jaise gaadiyan nahi le pa raha.. vaise hi real estate mein bhi end user missing hai.. sensibly relate karo.. market mein middle class it actual end user ke paas Paisa nahi hai.
Correction - Salary has not increased, but skyrocketed after covid in IT sector. Log toh apni badi badi salaries ki dinge maarte hai, 40 lpa, 50 lpa ye toh jaise makhhi maarna ho😅 Haa layoffs ho rahe hai pichhle 1 saal ye sahi point, agle kuch saal mein shayad market thoda down chale, lekin jitna kama liya hai 2-3 saalon mein, usse toh 1-2 saal aise hi chal jayega agar thik se paisa save kiya ho
jhuut fraud shadio m brokers ko jute padte h to pata chalta h k kitna jhuut bola gaya 50 lakh salry 40 lkh slry 60 lakh slry. tea cups bhi ek jaise nahi milenge but dinge marte h kai to esi ki poocho mattt@@bharatmatakijay3449
Forget the middle class. Owning a car is a nuisance for any class. The reasons: poor road quality, zero parking space, rising fuel cost, rising maintenance cost, poor aftersales service, high driver salary...the list in endless.
@@Tambdubillota But they have multiple income streams and tricks by which they cover up all the added costs of owning a vehicle so they are not affected very much
If you need a car, buy an Alto K10 Very agile... Kahi bhi ghus jati hai Mileage badhiya hai Almost zero maintenance Can be serviced by 99% of the mechanics Minimal Parking space But agar showbaazi karni hai, then be prepared for all the cons which come with big cars
Poor road condition..very pathetic u cannot enjoy a lonely drive in india ....u have to visit very remote places but in remote places u dont have good roads...
Sir middle class people are buying cars due to peer pressure issues 😂 This is actually the ground result that people are buying cars to compete with people
My Father bought an Alto 800 on loan... For 12 years it's been a lifesaver on multiple occasions where the driver suddenly failed to turn up and cabs were not available (we live in a small town) No showbaazi, just pure utility
1. SGST 2. GST 3. ROAD TAX 4. CESS 5. MAINTENANCE 6. FUEL + GST 7. PARKING SPACE 8. PARKING CHARGE 9. NO BENEFITS OF CAR SCRAP POLICY 10. HUGE DEPRECIATION 11. HUGE CHALLANS 12. UNEMPLOYMENT 13. 3RD CLASS ENGINES 14. ACCIDENT BY WRONG SIDE DRIVING 15. HUGE TOLL TAX. CONCLUSION: Don't spend your money on Metal! Eat well & healthy food. Use public transport! Support local public transport! Govt. will come & go away! But your public transport will never go! If anyone gotta my point, it will be a great reward for me.
@@SureshMenon-c9x it's not about CA or other respected professions, but it is also about work-pressure in Corporate Sectors. Expand your perspective Mr.
Seedhi baat hai, physically, emotionally and mentally har person ko khud par dhyan dena chahiye. Ye bhi govt ka kaam nahi hai. Thoda time nikalo khud k liye
I had to visit Noida for some work last Friday. It took me 30 mins to find a parking spot. Was a lot of hassle, I also thought that time should have travelled via taxi. Valid point Sir.
We are a family of four,my dad says me to see a second hand car and buy one... I keep explaining him that we don't need a car.. the true use of car in our family is once in a while... So we can easily book a cab.. paying 1000 for a cab to go 10km outside to attend a marriage... Is totally worth it, because it's like once in a time thing..
abhi 5 6 sal hai tab tak enjoy kro. america mai driver 5 lakh per month padta hai. even india mai ola uber mai 50k kama rhae hai drivers . soon it will increase
You can't connect every saying with every situation. There are multiple scenarios in every situation person to person based on who you are, place, timings and age. We should know where we fall and take advice accordingly.
The main reason is that people don't have enough money to buy them. Those who do have money are worried about high inflation and increasing real estate and education prices. As a result, people are focusing more on saving and investing. The increased flow in SIP is evidence of this trend.
As of now saving data as per rbi is very poor, they are investing in mutual funds and equity,nowadays people learn car after buying a car,whereas we used to buy second hand car and fullfill the want and learn the reality maintenance etc then upgrade if need or sell.
Correct answer. I was about to write the same. Financial awareness of people in current Inflationary situation, future and social security is holding them to spend on cars.
Logo ke pass paisa hai ..but financial awareness ke vajah se nai le rahe ...log depreciating asset pe q ih invest karega..mutual funds share market , sip me invest karke profit karega ke liability pe..😂😂
Yes agreed! Bought Tiago in 2019 with 6.5lk when I can afford upto 11lk. Now the fun part is the return of that differential amount of 4.5lk makes my petrol free for rest of the age of this car. Not going to change it for 10 years.
Driver do the same bulshit. When you want him to stop car to buy a drink, they keep making excuses that there is good shop nearby and that good shop comes when you are almost home and don't need that drink.
What you say is absolutely right. The issue is your audience mostly is in age 30's and 40's and won't understand what you say. Actually one needs to first commit all these stupidity then realise what you said is absolutely spot on. .
US states generally have flat tax on purchases. CA has 9% flat tax, whatever you buy (car, medicine, alcohol, petrol) . RTO registration is 1.5% per year. No additional upfront cost from RTO. So , overall we think like whatever car we buy, we just think that 10% additional amount will be needed.
RTO is the most corrupt govt organization 😂 I know a RTO officer who has properties worth crores in Mumbai he's just 40 and has lot of wealth ... I'm 40 working in pvt job and still have home on EMI 😂
Hiring a taxi for long trips makes sense as you don't get tired from driving. But there are a lot of cons, too. First, sometimes you cannot play your choice of music as drivers mostly play what they like. Then, sometimes these taxis don't have multiple charging ports for phones at the back; drivers keep their phones on charge on the front charging socket. Then, there is no privacy. You will hesitate to talk about personal stuff related to family or anything while on the ride. Also, drivers may not stop at relevant spots where you may get views. Also, if someone runs just 500-600 km a month, hiring a permanent driver doesn't make sense.
Mai gaya tha driver ke saath taxi book karke Mahabaleshwar. Raaste me rokta hi nahi tha. 5 jagah me se 2 jagah hi roka. Aate waqt roka hi nahi koi acchi jagah for pic. Khud ki gaadi is the best
Sahi kaha aap ne. Apni gadi ki koi rees nahi hai.Begana aadmi gadi main baitha ho toh banda family ke saath khul ke baat bhi nahi kar sakta. Uper se har trip ka kharch teen guna ho jata hai..
To zoomcar se self driven car book kro na...agar photo ke liye ache points pr rukna hai to....uske liye saal ki 2-3 trips ke liye 20 lakh ki car kyu leni hai unless
Very valid points. There's no parking. Traffic conditions are bad and getting worse everyday. No driver. Use cab for outstation journeys and a small manoeuvrable car for local journeys. You'll save money and tension. Another good method is cab, cum Shatabdi/VB/flight and cab at other end. Max long drive self driving should be within 150 KMs
Let me tell you, a car is a necessity, while bikes are very dangerous. Two of my workers lost an eye each after bugs hit their eyes. Bikes easily slip in dirt and mud, especially in rain, and offer no protection from bad weather. Even in an electric storm, you’re safe in a car. Despite wearing a helmet, I was once bitten by a hornet on my arm while riding slowly on my scooter. I managed to stay in control, but I still have the mark on my arm. I’ve had a few accidents: once, another biker hit me and even with a minor impact, my ankle was hurt, and I had to take few days off. Another time, a dog ran in front of my scooter; I was driving slowly but fell, getting bruises-thankfully, nothing was behind me, or I might not have survived. I’ve been in two car accidents, but both times I was safe. In one case, a biker suddenly appeared in front of me. I braked, the car skidded, and he fell on my windshield, damaging the front bumper and glass. The car behind me hit my rear bumper it was broken. I was uninjured, though repairs cost 20,000 INR maruti swift guys. Another time, a cow came in front of me; she ran off with only minor injuries, and my car had a small dent. Here’s a summary of my driving experience of last 20 years Car (Maruti Swift): 170,000 km First Bike Meter at 60,000 km meter changed but second meter also stopped working at 30,000 km i still have this bike because it was my first purchase but i dont drive it any more because i don't consider bikes safe Old Chetak Scooter school times grandpa bought it for me: 20,000 km (sold) LML 4-Stroke Scooter: 55,000 km (sold) Current Activa 5G: 40,000 km Tractor: 3,000 hours (no km record available) Total Driven Distance: 375,000 km After driving this much, I’ve realized that scooters and Activas are safer than motorcycles, but even a simple car is far safer than any two-wheeler. I hope manufacturers create affordable mini EV at the cost of two wheelers to replace two-wheelers entirely.
Sir, people are scared now about detorating situation of middle-class like inflation, heavy loan, medical and education, reason for avoiding four wheelers
We have a driver. He is a family to us. The care, sense of responsibility is unexplainable! He does most of the chores for us. I can completely relate to what Sir is saying. Thats the clarity of a fighter pilot
Absolutely agree with you. I can literally buy a luxury car in cash but I still use Maruti ciaz I bought 7 years back . I use it only for local city travel and plan to keep it for at least 3 more years. Don't have permanent driver but I use apps for hiring driver hourly basis most of the time. For long distance travels in different city I always use cabs. Find this more convenient.
Some people genuinely enjoy driving especially on empty roads and highways with music. Car is an aspirational product not a utility based product as taxi will always be better...
Sir ji, आपने कारों के कम बिकने के साथ वास्तव में बहुत सारी फाइनेंशियल, पर्यटन, फैमिली संबंधी ज्ञान दे दिया, यह vdo one in all लाखों रूपये की advise दे दिया। कम लोग ही इस vdo को समझ कर फायदा ले पाएंगे। ये तो paid होना चाहिए था।❤ मेरे हिसाब से तो मिडिल मिडिल क्लास को second hand car लेनी चाहिए जिसमे सारे टैक्स और liabilities दूसरों के द्वारा paid की हुई होती हैं 🎉
Sir, can’t agree more with you. Its in our mindset to think and showoff to be rich. If one can build a fence around such artificial show sha, and start behaving yourself as poorer than what you are actually, then in my opinion overall life will be much more fulfilling and enjoyable! 🙏🏻
Exactly man I went to buy honda Activa new it cost on road 1 Lakh 5 thousand but I dropped that idea and bought Activa 2014 model in just 25 thousand in good condition saved lot of money 😀😎 I will never bye new showroom vechile it's better to spend some on 2nd hand and save lot of money
newer bikes are es6 compliant and have a fuel injection system. It has high maintenance and lot of issues. Whereas older es4 bikes are durable and have less issues, maintenance
सर जी शब्द कम पड़ जाते हैं जब भी आपके बारे में लिखने की कुछ कोशिश करता हूं, परंतु आप जैसा वास्तव में कोई नहीं है। फैंसी ज्ञान हर जगह मिलता है परंतु प्रैक्टिकल ज्ञान कहीं नहीं मिलता।मेरी ओर से चरण स्पर्श सर जी आपको।
Lower and middle class people strive to uplift their lifestyle by ignoring some money. So, be wise to pick up the right vehicle as per the need of an individual or the family and this will not hurt. Drive yourself but plan the trip accordingly. Insurance should be 3rd party insurance but keep in the mind to drive cautiously and slowly. Remember one thing that vehicle shouls be handled by only one person. So that maintenance is avoided.
Mumbai is impossible to drive on the road, parking is impossible, no parking available. Drivers cost RS 25000 to 30000. Drivers disappear to park the car many times you have to call them on the mobile number 😕 very difficult it's better call Uber 😔 best 🙏
I myself sold my car to buy a new after having 17 years of driving exp. but when I started travelling by cabs during the gap I found that my life has become easy so dropped the plan to buy new one and I am currently without a car. I suggest everyone to try this for 2 weeks and see the difference in your life
मुझको मेरे गांव मेरी फैमिली के साथ साल में दो तीन बार जाना होता है 60 km दूर है मेरा गांव मात्र 1800 रुपये लगते है कार रेंट पर ले जाने का ... मुझे खुद की कार से खरीदने से बेहतर रेंट पर कार ले जाना ठीक लगा
I have been living without a car for almost 2 years now. This was after having a car with a driver for 15 years. As most of my travel is within the city, the cab option is working for me really well. Not thinking of buying a car anytime soon.
My guy come out of your city and the gated colony or the society you live in, in USA there are all 950+ cars per thousand people. This is what you call "everybody has a car now", in India it's only around 50-60 cars per thousand people....but yes.... your comment can be intercepted as correct if we say that every person in India that had to potential to buy a car has already bought it, for rest of the population it remains unaffordable
@@SahajGupta-os6dfthis Is what he meant it! Also, your statement, everybody who has a potential to buy it , already bought it! I was talking the same with my father yesterday that I was crazy for cars, back in 2006 as an early teen ager, only few people had cars, then I bought my first second hand car in 2014 n since then 2 new cars! Now I am like I won't buy a car until the current one scraps! It's a need now not luxury anymore
Tata car sales are going up especially tata punch. The share price is also good. Also, in a medical emergency own vehicle is better than waiting for uber ola or rental.
Sir tussi great ho, I laughed so much. Most reasonable man i have ever seen. Maine decide kar liya hai maine 8lakh ki gadi leni hai or driver rakh lena hai.
Nice report. Middle class salary class people do not benefit from any financial benefits like depreciation, claiming repairs ans maintenance costs as expenses against one's income. So it makes no sense to keep changing cars as you lose when you sell, then you lose more when you buy a new car in terms of new road tax, increased insurance premium, servicing costs and maintenance costs, getting more expensive with all the electronics and tech on board. I am going to keep my car for the entire 15-year term as it works very well without any issues, it is reliable, and is very comfortable.
Sir. What I have observed that the scenario has chnaged. Most service class people in Metros want to buy SUV instead of Sedan and Hatchback. They prefer taking loan instead of buying hatchback which they can buy on cash.
Middle class should stop buying things to boost tax collection. Political party income needs to be taxed first. 19000 cr of BJP, Congress, TMC etc. Imagine that is nearly 6500 cr per year of loss to govt.
100% correct. I also think like this. Its always better to use either public transport like train, bus or ola uber. To enjoy the outdoor with family and economical also. Since vehicle is depreciation asset.
Cars are practically very important during Medical emergency or any important work in severe weather like heavy rain. I have personally experienced this.
I researched EVs when I was deciding for new cars. If you have following conditions, you can buy an EV- . You can install the charger at home. . Your daily commute is not more than 150kms. . You are willing to take a cab for outstation trips. Don't believe all of the hype about public charging as these chargers are usually not working and when they do they cost more than diesel per kilometre.
House driver for 12 hours a day costs 25 thousand in bangalore if you are lucky. It's very expensive. I want to hire one but getting good driver is an issue.
Very useful info. Not that we are not aware of it or don’t follow it. But it’s great to find everything in one video. Drivers point is a big problem in Kerala….
No, population is not scary, I was in same dilemma earlier, its increase productivity of the country and lot much benefit, Even same apply to Rupee deprecation and dollar appreciation.
Few tips for not having car and yet enjoy your time and money. 1. No car means no headache of parking, maintenance, insurance. 2. Our cities are already clogged up with no space for walking forget cars. 3. Use electric bycycle or use scooty wherever possible. 4. Use cabs for outstation trips. 5. Inside City just use public transport like metro or cycle. I am telling this fromy expe, i have up on my old car santro, because it was bit old and required maintenance and new one purchased in 2023 XUV 400. Now life is too too cool and I can see real savings. No need to have car and driver, in cities like Bangalore even in peak hours if you book premium option, ola, uber, bluesmart all send their cabs in just 5-10 min, you pay little extra or double buts that's far better to not owning a white elephant. Plus now with e20 going up to e50 all ice cars are only be metal boxes sitting in your parking or motor garage.
In reality its not a very unusual thing. Just read the 50-70 years of automobile industry specially cars. It always goes up down in cyclea in all countries of world.
For me a car meant a home on wheels for the family on road. Money would come and go. Wished to give the best life to my family . Parking in tight spots , driving in heavily trafficked roads... I'm positively addicted to them. Some expendable income for comforts is not a sin, for me.
Hello Guru, You are preveliged to be subscribed by me. As soon as i watched you for the first time you got subscribed in my short subscriber list. Love at first sight 😊. Where were you for all these days. Your practical suggestions are very helpful for my entire family. Being a business man I was worried about my elder kid who has just entered his teen. Hopefully your guidance will be of great importance in shaping his and my future 🙏🙏
15 years gaadi chalaiye aur katne ke liye de dijiye. Why should we buy expensive car? Agar 15L ki gaadi hai tab iska matlab hai 15L/15 years = 1L+/year expense.
Excellent sir looks like you have learnt everything in all your 6 janama. This must be ur 7th....life. u have understood life like no one else. Excellent😊
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nai chahiye course,,, humhe ankoor wariko ke course pasand hey
😊 13:48 y
Buying a car is easy but maintaining is tough. Fuel prices, mechanics scams, bad roads, tolls prices increasing every year etc
I have two cars one santro and other Carolla altis , both maintenance r regular affair
Parking problem
Road rages
Fine
Excessive traffic
List is endless
@@AK-sk6jjCorrect...nobody talks about road rage
@@chandigarhgedi1149 you are right. based on needs they should buy instead of show off
In case of heart stroke , wife and husband knows driving they can rush to hospital in your car.
Remaining all you can go in AC train for trip and you can hire a driver based on need.
All expenses are part of it
I have my 20 year old Santro. Just got a fitness certificate done for next 5 years. Its running well as it is maintained well.
Lucky you not in Delhi NCR
How many kms driven?
20 years ke baad bhi bada sakte hai kya , abi 2023 mein 20 years pe scrap all india policy bani hai
Mere pass maruti Swift 2008 model hai 20000 km driven😂😂
@@sumitbhattacharya4402 Not applicable in Karnataka yet. I have it renewed it until 2029 now.
Post covid inflation has shoot up more than 40% to 50%. Rents have increased, grocery items prices increased but Salary has not increased moreover job losses in IT industry.. middle class has no purchasing power, no savings. Market mein Paisa nahi hai that's why gaadiyan nahi bik Rahi.
It industry me salary bhut bada h 3x 5x aise
Main kitne ko janta hu jo 2020 me 35k per month se
1.5lac per month kama rhe
Ager aisa hai .. Or fir bhi gaadiyan nahi bik Rahi..dekho kitne silent layoffs chal rahe hain.. layoffs toh ruk hi nahi rahe.. real estate mein bhi zabardasti ki hawa bana rakhi hai.. End user jaise gaadiyan nahi le pa raha.. vaise hi real estate mein bhi end user missing hai.. sensibly relate karo.. market mein middle class it actual end user ke paas Paisa nahi hai.
@@ratandubey9896 bhai meri bhi lagao aisi koi job!😂
Correction - Salary has not increased, but skyrocketed after covid in IT sector. Log toh apni badi badi salaries ki dinge maarte hai, 40 lpa, 50 lpa ye toh jaise makhhi maarna ho😅 Haa layoffs ho rahe hai pichhle 1 saal ye sahi point, agle kuch saal mein shayad market thoda down chale, lekin jitna kama liya hai 2-3 saalon mein, usse toh 1-2 saal aise hi chal jayega agar thik se paisa save kiya ho
jhuut fraud shadio m brokers ko jute padte h to pata chalta h k kitna jhuut bola gaya 50 lakh salry 40 lkh slry 60 lakh slry.
tea cups bhi ek jaise nahi milenge but dinge marte h kai to esi ki poocho mattt@@bharatmatakijay3449
Forget the middle class. Owning a car is a nuisance for any class. The reasons: poor road quality, zero parking space, rising fuel cost, rising maintenance cost, poor aftersales service, high driver salary...the list in endless.
@@Tambdubillota But they have multiple income streams and tricks by which they cover up all the added costs of owning a vehicle so they are not affected very much
On top of it, traffic jams, expenses die to brushing by another vehicle,, depreciation of 2 to 3 Lakhs per year, stess of driving
@@Tambdubillotayeaaah bro ri8
If you need a car, buy an Alto K10
Very agile... Kahi bhi ghus jati hai
Mileage badhiya hai
Almost zero maintenance
Can be serviced by 99% of the mechanics
Minimal Parking space
But agar showbaazi karni hai, then be prepared for all the cons which come with big cars
Poor road condition..very pathetic u cannot enjoy a lonely drive in india ....u have to visit very remote places but in remote places u dont have good roads...
Sir middle class people are buying cars due to peer pressure issues 😂 This is actually the ground result that people are buying cars to compete with people
Ghanta
I think it's because public transport is garbage.
Middle class admi admi nhi chutiya hota hai (mirzapur dialogue gets fit)😂😂
Ha to why are they keen to impress people who do not care with the mine which they do not have
Car is a depreciating asset
My Father bought an Alto 800 on loan... For 12 years it's been a lifesaver on multiple occasions where the driver suddenly failed to turn up and cabs were not available (we live in a small town)
No showbaazi, just pure utility
Which city
1. SGST
2. GST
3. ROAD TAX
4. CESS
5. MAINTENANCE
6. FUEL + GST
7. PARKING SPACE
8. PARKING CHARGE
9. NO BENEFITS OF CAR SCRAP POLICY
10. HUGE DEPRECIATION
11. HUGE CHALLANS
12. UNEMPLOYMENT
13. 3RD CLASS ENGINES
14. ACCIDENT BY WRONG SIDE DRIVING
15. HUGE TOLL TAX.
CONCLUSION: Don't spend your money on Metal! Eat well & healthy food. Use public transport! Support local public transport!
Govt. will come & go away! But your public transport will never go!
If anyone gotta my point, it will be a great reward for me.
If public transport was efficient then most people won’t need a car
Satyavachan Sir. But not many realize and understand these realities
100% Correct.
Bro you have missed 2 imp points. a) Huge insurance every year. b) Road rage incidents. 😢
1st point should be parking space and how many people travel in it. if both not satisfy this. it means waste of buying car.
Actually buying a motor vehicle in India is just having a certificate of being insulted by police and heavy loss of money
Sir young CA Anna from EY passed away because of work pressure . linkedin is full of that news.. pls make video on that too
Yes.. that will be a good topic for clarity for youth channel
Wrk presaure plus panirtika of 3 yrs ago
Hope you are not a CA professional. Then why are you worrying so much ?
@@SureshMenon-c9x it's not about CA or other respected professions, but it is also about work-pressure in Corporate Sectors. Expand your perspective Mr.
Seedhi baat hai, physically, emotionally and mentally har person ko khud par dhyan dena chahiye. Ye bhi govt ka kaam nahi hai. Thoda time nikalo khud k liye
Middle class is salaried employee group. The burden of tax is huge in every aspect.
I had to visit Noida for some work last Friday. It took me 30 mins to find a parking spot. Was a lot of hassle, I also thought that time should have travelled via taxi. Valid point Sir.
Yes, parking is a serious issue. Even it's very difficult to find a suitable parking spot for a car in your own apartment
We are a family of four,my dad says me to see a second hand car and buy one... I keep explaining him that we don't need a car.. the true use of car in our family is once in a while... So we can easily book a cab.. paying 1000 for a cab to go 10km outside to attend a marriage... Is totally worth it, because it's like once in a time thing..
Kaunse noida gaye the
@@NitinKumar-ln3owyeaaah bro parking is massive issue
@@nareshagarwal772yeaaah u are ri8 your usage doesn't need a personal car....great thinking brother.....
Amit ji you have tons of experience and you are an exceptional observer.
Before you use to say, middle class will not able to afford the maid, then now you asking to same people to afford driver
True
abhi 5 6 sal hai tab tak enjoy kro. america mai driver 5 lakh per month padta hai. even india mai ola uber mai 50k kama rhae hai drivers . soon it will increase
This video is for little upper middle class jo. 20 lakh ki car lene ka sooch rahe hai
You can't connect every saying with every situation. There are multiple scenarios in every situation person to person based on who you are, place, timings and age. We should know where we fall and take advice accordingly.
Driver for longer trips is what he was saying.
The main reason is that people don't have enough money to buy them. Those who do have money are worried about high inflation and increasing real estate and education prices. As a result, people are focusing more on saving and investing. The increased flow in SIP is evidence of this trend.
As of now saving data as per rbi is very poor, they are investing in mutual funds and equity,nowadays people learn car after buying a car,whereas we used to buy second hand car and fullfill the want and learn the reality maintenance etc then upgrade if need or sell.
Correct answer. I was about to write the same. Financial awareness of people in current Inflationary situation, future and social security is holding them to spend on cars.
Logo ke pass paisa hai ..but financial awareness ke vajah se nai le rahe ...log depreciating asset pe q ih invest karega..mutual funds share market , sip me invest karke profit karega ke liability pe..😂😂
TOTALLY AGREE NOWDAYS ...ANYYONE WHO CAN SAY USELESS NONSESE CAN BECOME RUclipsR TALK ABOUT ALL THESE CRAP
Guru ji, you focused less on why people are buying fewer cars & more on why you should get a driver 😅
He is a great manipulator
Don't call him a guruji .
He is a fomo creater and creates fomo for buying flats , because he is a a real estate broker
😂😂true
@@swayamshashwatrodiya2183 bhai tum bhi bann jao and kama lo
This is because his target audience already has 1 car. So, instead of buying new, must think of using existing car but with driver
Yes agreed! Bought Tiago in 2019 with 6.5lk when I can afford upto 11lk. Now the fun part is the return of that differential amount of 4.5lk makes my petrol free for rest of the age of this car. Not going to change it for 10 years.
Sir mein 15 saal se car chala rha hoon, lekin ab parking ki itni samasya ho gayi hai ki ab mein bike lene ki soch rha hoon.
For long distance, car is much better than bike
Electric Mt Lena 😂
Driver do the same bulshit. When you want him to stop car to buy a drink, they keep making excuses that there is good shop nearby and that good shop comes when you are almost home and don't need that drink.
@@s.g.2401 🤣🤣🤣🙏🏻
😂😂😂😂😂😂😂😂
What you say is absolutely right. The issue is your audience mostly is in age 30's and 40's and won't understand what you say. Actually one needs to first commit all these stupidity then realise what you said is absolutely spot on. .
US states generally have flat tax on purchases. CA has 9% flat tax, whatever you buy (car, medicine, alcohol, petrol) . RTO registration is 1.5% per year. No additional upfront cost from RTO. So , overall we think like whatever car we buy, we just think that 10% additional amount will be needed.
In India, we have Gst
@@Kumar-w5q3vgst is a mess. Lots of slabs feels like too many taxes just names gst.
RTO is the most corrupt govt organization 😂 I know a RTO officer who has properties worth crores in Mumbai he's just 40 and has lot of wealth ... I'm 40 working in pvt job and still have home on EMI 😂
Hiring a taxi for long trips makes sense as you don't get tired from driving. But there are a lot of cons, too. First, sometimes you cannot play your choice of music as drivers mostly play what they like. Then, sometimes these taxis don't have multiple charging ports for phones at the back; drivers keep their phones on charge on the front charging socket. Then, there is no privacy. You will hesitate to talk about personal stuff related to family or anything while on the ride. Also, drivers may not stop at relevant spots where you may get views.
Also, if someone runs just 500-600 km a month, hiring a permanent driver doesn't make sense.
Hire a driver and have own car.
@@ClarityForYouth privacy ?
@@emperor2267 lol drive yourself for privacy...hez basically talking about people with children..middle aged not youngsters
@@emperor2267arey bahi itna hi privacy hai khud hi drive kar lay bhai tu 😂😂😂😂😂😂😂
@@ClarityForYouthyeaaah ri8
Mai gaya tha driver ke saath taxi book karke Mahabaleshwar. Raaste me rokta hi nahi tha. 5 jagah me se 2 jagah hi roka. Aate waqt roka hi nahi koi acchi jagah for pic. Khud ki gaadi is the best
True, many times drivers are rude and don't listen
Those are temporary driver.. your permanent driver won't do this
@@chinmayjain2014 true we went to a family trip with our known driver he was so good
Sahi kaha aap ne. Apni gadi ki koi rees nahi hai.Begana aadmi gadi main baitha ho toh banda family ke saath khul ke baat bhi nahi kar sakta. Uper se har trip ka kharch teen guna ho jata hai..
To zoomcar se self driven car book kro na...agar photo ke liye ache points pr rukna hai to....uske liye saal ki 2-3 trips ke liye 20 lakh ki car kyu leni hai unless
Very valid points. There's no parking. Traffic conditions are bad and getting worse everyday. No driver. Use cab for outstation journeys and a small manoeuvrable car for local journeys. You'll save money and tension. Another good method is cab, cum Shatabdi/VB/flight and cab at other end. Max long drive self driving should be within 150 KMs
Metro cities are not everything in the country, everyone in other cities r buying cars
Let me tell you, a car is a necessity, while bikes are very dangerous. Two of my workers lost an eye each after bugs hit their eyes. Bikes easily slip in dirt and mud, especially in rain, and offer no protection from bad weather. Even in an electric storm, you’re safe in a car. Despite wearing a helmet, I was once bitten by a hornet on my arm while riding slowly on my scooter. I managed to stay in control, but I still have the mark on my arm. I’ve had a few accidents: once, another biker hit me and even with a minor impact, my ankle was hurt, and I had to take few days off. Another time, a dog ran in front of my scooter; I was driving slowly but fell, getting bruises-thankfully, nothing was behind me, or I might not have survived.
I’ve been in two car accidents, but both times I was safe. In one case, a biker suddenly appeared in front of me. I braked, the car skidded, and he fell on my windshield, damaging the front bumper and glass. The car behind me hit my rear bumper it was broken. I was uninjured, though repairs cost 20,000 INR maruti swift guys. Another time, a cow came in front of me; she ran off with only minor injuries, and my car had a small dent.
Here’s a summary of my driving experience of last 20 years
Car (Maruti Swift): 170,000 km
First Bike Meter at 60,000 km meter changed but second meter also stopped working at 30,000 km i still have this bike because it was my first purchase but i dont drive it any more because i don't consider bikes safe
Old Chetak Scooter school times grandpa bought it for me: 20,000 km (sold)
LML 4-Stroke Scooter: 55,000 km (sold)
Current Activa 5G: 40,000 km
Tractor: 3,000 hours (no km record available)
Total Driven Distance: 375,000 km
After driving this much, I’ve realized that scooters and Activas are safer than motorcycles, but even a simple car is far safer than any two-wheeler. I hope manufacturers create affordable mini EV at the cost of two wheelers to replace two-wheelers entirely.
I think due to good exposure of financial knowledge.., people are saving and investing their money.....
Sir, people are scared now about detorating situation of middle-class like inflation, heavy loan, medical and education, reason for avoiding four wheelers
totally agree....but nowdays these guys with useless talking can gain views
We have a driver. He is a family to us. The care, sense of responsibility is unexplainable!
He does most of the chores for us. I can completely relate to what Sir is saying. Thats the clarity of a fighter pilot
I bought a 2nd hand car just cause of Delhi NCR regulations... buying a new one didn't make sense. 😂
What regulations like? 🤔
@@saurabhkesharwani6143 Pathar ke neeche rahete ho kya? 😂
Guruji, your all points are valid
But driver ki bhi Chokidaari karni padti hai.. most of them are Oil Chor 😊
Bhai gaadi on karke … ac on karke reels chalate rahte hain driver log🤣
@@RiteshKumar-te2gr Haan! Yeh bhi hota hai. 👍🏼
Dash board par pair rakh kar aram se soyega!
Tax on buying, tax on running, tax on maintenance, tax on parking, heavy toll tax. All this high costs are responsible for low sales of cars.
Thanks Guruji... Jab se aapka channel subscription liya mere aur mere husband ke thought process mei change ayaa hai and really helped us
Please comment on Anna Sebastian case and toxic corporate culture
He has already done it. His analysis is that you should always operate at 70% capacity
Absolutely agree with you. I can literally buy a luxury car in cash but I still use Maruti ciaz I bought 7 years back . I use it only for local city travel and plan to keep it for at least 3 more years. Don't have permanent driver but I use apps for hiring driver hourly basis most of the time. For long distance travels in different city I always use cabs. Find this more convenient.
What app do you use ?
DriveU and EziDrive
Which app
DriveU and EziDrive
3 trips could be done with provate car compared to one trip taxi charges.
No Job growth only, here people are struggling to keep food and medicines. Who will go and buy cars or houses?
Exactly sir... No hikes, no job growth in MNCs
Some people genuinely enjoy driving especially on empty roads and highways with music. Car is an aspirational product not a utility based product as taxi will always be better...
Very good video! 👌🏼
Nice practical tips! 👌🏼
Overall enjoyable! 👍🏼
Parking issues and road rage is biggest problem in India nowadays.
That's why I have not purchased car yet
wonderful video !! practical and good advice !!
Sir ji,
आपने कारों के कम बिकने के साथ वास्तव में बहुत सारी फाइनेंशियल, पर्यटन, फैमिली संबंधी ज्ञान दे दिया,
यह vdo one in all लाखों रूपये की advise दे दिया।
कम लोग ही इस vdo को समझ कर फायदा ले पाएंगे। ये तो paid होना चाहिए था।❤
मेरे हिसाब से तो मिडिल मिडिल क्लास को second hand car लेनी चाहिए जिसमे सारे टैक्स और liabilities दूसरों के द्वारा paid की हुई होती हैं 🎉
Bhai jaan wo jb gadi ap loge toh apko bhi pay krna hoga
60% bang on, your the honest person knows all middle class issues 🙏🏻🙏🏻🙏🏻🙏🏻
What you said is true but we don't get good drivers & certainly not below 20000 in mumbai suburbs.. 😢
Sir, can’t agree more with you. Its in our mindset to think and showoff to be rich. If one can build a fence around such artificial show sha, and start behaving yourself as poorer than what you are actually, then in my opinion overall life will be much more fulfilling and enjoyable! 🙏🏻
Only Reason: 2nd Hand Market Killing New Car Market
2nd handles are better value, depreciation doesn't hit much
Exactly man I went to buy honda Activa new it cost on road 1 Lakh 5 thousand but I dropped that idea and bought Activa 2014 model in just 25 thousand in good condition saved lot of money 😀😎 I will never bye new showroom vechile it's better to spend some on 2nd hand and save lot of money
newer bikes are es6 compliant and have a fuel injection system.
It has high maintenance and lot of issues.
Whereas older es4 bikes are durable and have less issues, maintenance
सर जी शब्द कम पड़ जाते हैं जब भी आपके बारे में लिखने की कुछ कोशिश करता हूं, परंतु आप जैसा वास्तव में कोई नहीं है। फैंसी ज्ञान हर जगह मिलता है परंतु प्रैक्टिकल ज्ञान कहीं नहीं मिलता।मेरी ओर से चरण स्पर्श सर जी आपको।
very true, its become really difficult to own a car anymore for the MC. i sold my car and cut down on all outings since a few months now. no regrets.
Lower and middle class people strive to uplift their lifestyle by ignoring some money. So, be wise to pick up the right vehicle as per the need of an individual or the family and this will not hurt. Drive yourself but plan the trip accordingly. Insurance should be 3rd party insurance but keep in the mind to drive cautiously and slowly.
Remember one thing that vehicle shouls be handled by only one person. So that maintenance is avoided.
Taxed like denmark treated like somalia
Very nice information... Actually never thought of this any time. Thank you 👍
Practical knowledge at its best.
Mumbai is impossible to drive on the road, parking is impossible, no parking available. Drivers cost RS 25000 to 30000. Drivers disappear to park the car many times you have to call them on the mobile number 😕 very difficult it's better call Uber 😔 best 🙏
Haha of late I could afford 12 lakh car.. but I purchased 3xo base model. Its totally worth it.
And I will drive it for 15 yrs.
I myself sold my car to buy a new after having 17 years of driving exp. but when I started travelling by cabs during the gap I found that my life has become easy so dropped the plan to buy new one and I am currently without a car. I suggest everyone to try this for 2 weeks and see the difference in your life
मुझको मेरे गांव मेरी फैमिली के साथ साल में दो तीन बार जाना होता है 60 km दूर है मेरा गांव मात्र 1800 रुपये लगते है कार रेंट पर ले जाने का ... मुझे खुद की कार से खरीदने से बेहतर रेंट पर कार ले जाना ठीक लगा
Car price kam ho jayege. Sirf 6 months car mat lena. Jo extra taxes he wo kam ho jayege...
Very True Ji. वी used car for 15 years. Now we have decided not to have vehicle.
I have been living without a car for almost 2 years now. This was after having a car with a driver for 15 years.
As most of my travel is within the city, the cab option is working for me really well. Not thinking of buying a car anytime soon.
You are awesome, you have changed my thinking towards life decisions
Everybody has a car now. Growth was meant to slowdown. Nothing big.
Sabke paas nahi hoti Laxman
@@bireshmishra2029 +1
You haven't seen REAL India till now!
My guy come out of your city and the gated colony or the society you live in, in USA there are all 950+ cars per thousand people. This is what you call "everybody has a car now", in India it's only around 50-60 cars per thousand people....but yes.... your comment can be intercepted as correct if we say that every person in India that had to potential to buy a car has already bought it, for rest of the population it remains unaffordable
@@SahajGupta-os6dfthis Is what he meant it! Also, your statement, everybody who has a potential to buy it , already bought it! I was talking the same with my father yesterday that I was crazy for cars, back in 2006 as an early teen ager, only few people had cars, then I bought my first second hand car in 2014 n since then 2 new cars! Now I am like I won't buy a car until the current one scraps! It's a need now not luxury anymore
Best point sir sidhi saaf Or ground reality wali baat btai 😊
Tata car sales are going up especially tata punch. The share price is also good.
Also, in a medical emergency own vehicle is better than waiting for uber ola or rental.
Yeah we bought it too
Call Ambulance - Turant aatha he
@@spg6651 it doesn't come immediately, takes around 15 mins. I have booked ambulance 5 to 6 times in Mumbai and Pune and it takes time for them.
you have valid point....
Tata punch sounds like a tractor
i can truly relate with every word what you are saying i wish i found your channel early 😊
6:04 perfect aam aadmi definition.
True
😂😂😂
Sir tussi great ho, I laughed so much. Most reasonable man i have ever seen. Maine decide kar liya hai maine 8lakh ki gadi leni hai or driver rakh lena hai.
Road rage bhe issue hai, aadmi sochta hai ki kaun lade cab karlo , driver ko ladne do
😂
baat to sahi he
Nice report.
Middle class salary class people do not benefit from any financial benefits like depreciation, claiming repairs ans maintenance costs as expenses against one's income.
So it makes no sense to keep changing cars as you lose when you sell, then you lose more when you buy a new car in terms of new road tax, increased insurance premium, servicing costs and maintenance costs, getting more expensive with all the electronics and tech on board.
I am going to keep my car for the entire 15-year term as it works very well without any issues, it is reliable, and is very comfortable.
Sir. What I have observed that the scenario has chnaged. Most service class people in Metros want to buy SUV instead of Sedan and Hatchback. They prefer taking loan instead of buying hatchback which they can buy on cash.
Middle class should stop buying things to boost tax collection. Political party income needs to be taxed first. 19000 cr of BJP, Congress, TMC etc. Imagine that is nearly 6500 cr per year of loss to govt.
100% correct. I also think like this. Its always better to use either public transport like train, bus or ola uber. To enjoy the outdoor with family and economical also. Since vehicle is depreciation asset.
50,000 costing IPhone, i don't require but i am happy with a 5000 rs SIP for next 10 months.
😊😊
Yeah
Sir I got clarity from you. You had connected well with realistic examples
Cars are practically very important during Medical emergency or any important work in severe weather like heavy rain. I have personally experienced this.
आप बहुत बढ़िया तरीके से समझाते हो. धन्यवाद🙏
Better is to hire driver on adhoc basis. 15000 per month is bit too much. So keep phone numbers of 3-4 drivers ready.
Good Dream
Yeah, but it's for only those who have money for multiple cars 😅
Ha, khud ki gadi ke liye bhi adhoc driver mil jata he, ya to cab to he hi
Superb practical and extremely valuable advice! Thank you Sir ji!
Sir what is your thought on electric car?.
I researched EVs when I was deciding for new cars. If you have following conditions, you can buy an EV-
. You can install the charger at home.
. Your daily commute is not more than 150kms.
. You are willing to take a cab for outstation trips.
Don't believe all of the hype about public charging as these chargers are usually not working and when they do they cost more than diesel per kilometre.
Very lucidly conveyed ,
I have been doing it .
House driver for 12 hours a day costs 25 thousand in bangalore if you are lucky.
It's very expensive. I want to hire one but getting good driver is an issue.
Govt tho scrap policy la rahahi hai for scrapping 10 yrs old vehicles
Very useful info. Not that we are not aware of it or don’t follow it. But it’s great to find everything in one video. Drivers point is a big problem in Kerala….
I am scared of over growth and populatin in this country.
Then you are uninformed. Population decline has started in this country.
@@memesofproduction3 I don't think so. Everybody is creating a Dream 11 team
Don't worry polution decreases population
No, population is not scary, I was in same dilemma earlier, its increase productivity of the country and lot much benefit,
Even same apply to Rupee deprecation and dollar appreciation.
@@danny-fu2zd That is because you are assuming. If you look at the fertility rate, it has gone below 2.1.
Few tips for not having car and yet enjoy your time and money.
1. No car means no headache of parking, maintenance, insurance.
2. Our cities are already clogged up with no space for walking forget cars.
3. Use electric bycycle or use scooty wherever possible.
4. Use cabs for outstation trips.
5. Inside City just use public transport like metro or cycle.
I am telling this fromy expe, i have up on my old car santro, because it was bit old and required maintenance and new one purchased in 2023 XUV 400. Now life is too too cool and I can see real savings.
No need to have car and driver, in cities like Bangalore even in peak hours if you book premium option, ola, uber, bluesmart all send their cabs in just 5-10 min, you pay little extra or double buts that's far better to not owning a white elephant.
Plus now with e20 going up to e50 all ice cars are only be metal boxes sitting in your parking or motor garage.
Mausam sexy nai hai good one sir 😂
Guru Ji's explanation of any situation is awesome
For 20 years I am using cab for all transport NO TENSION OF ANYTHING
Wait karna padta he, dependency he cab Wale pe, cab ki hadtal, cab prices, surcharge, surge etc
Sirji, great point but with driver comes another set of issues. Please cover that point also when possible.
In reality its not a very unusual thing.
Just read the 50-70 years of automobile industry specially cars.
It always goes up down in cyclea in all countries of world.
For me a car meant a home on wheels for the family on road. Money would come and go. Wished to give the best life to my family . Parking in tight spots , driving in heavily trafficked roads... I'm positively addicted to them. Some expendable income for comforts is not a sin, for me.
I am practical too. I had discussed this subject years back with my family members. R , what's the cost of course.
Ap ne bht sahi samjh wali baat kahi sir bilkul correct, kaha apne
People are investing choti gaadi money in share market and dreaming of buying a suv when the shares become multi bagger
Sadly if no one buys then stock prices will be affected too
Sir your analysis is really interesting.... Enjoyed it..😊
The only requirement i have written in my bio "the female should know how to drive". Since we have two of them and i don't like to drive.
😂😂what two women?
Hello Guru,
You are preveliged to be subscribed by me. As soon as i watched you for the first time you got subscribed in my short subscriber list. Love at first sight 😊. Where were you for all these days. Your practical suggestions are very helpful for my entire family. Being a business man I was worried about my elder kid who has just entered his teen. Hopefully your guidance will be of great importance in shaping his and my future 🙏🙏
No longer middle class needs ordinary cars, we need LUXURY cars
Ironically true "luxury" can't afford by middle class
Aap gajab ke practical tips dete ho.. Hats off..
Performance issues 😂😂😂😂😂
I love bartan majna 😂
Shandaar video he sirji. Practical and good advice
15 years gaadi chalaiye aur katne ke liye de dijiye. Why should we buy expensive car? Agar 15L ki gaadi hai tab iska matlab hai 15L/15 years = 1L+/year expense.
Konsi 15Lakh ki car h jiska 1 lakh + /yearly expense h. 😂😂😂...
@@yankeesahil1203bhai wo gadi ko kimat /15 saal bol raha hai toh 1 lakh 1 saal ka gadi ko cost
@@yankeesahil1203 It equates to spending 1L/year
Excellent sir looks like you have learnt everything in all your 6 janama. This must be ur 7th....life. u have understood life like no one else. Excellent😊
I am very agree with you sir and new car buy to used for 15 years
Kya baat hai Sirji... Hats off 🤠
Higher Tex on car will lead to low sales and high unemployment .
Very practical hope our younger generation heed to this advice.
मुझे एक बार कार चालते वकत नींद आयी ऑर गाडी ठोक के 35 हजार का नुकसान hua .. तब लगा की ड्रायव्हर के तो 2 महिने अते इस्मे
Har mahine thok dete ho kya? Kyuki ye to ek bar thuka hai, driver ko to har mahine paise dene hai