Chase Ink Unlimited: Chase Trifecta Alternative?
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- Опубликовано: 13 сен 2024
- 💳 Sebby's Business Card Picks: www.asksebby.c...
Chase Ink Unlimited review
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💳 Sebby's Business Card Picks: www.asksebby.com/business
😊This was my first business card I got in 2021 after re building my credit. (Used to have the AMEX Business Platinum and Capital one Spark Business about 15 years ago) I have since, been approved for the AMEX Blue Business Plus and Delta Reserve Business - but I’ve received a ton of value from this card and its primary rental coverage. I’m a commercial photographer/Director and traveled a ton in late 2021 and throughout 2022 - and probably saved $1000 in declining rental coverage alone form this card. (I think I rented 15 cars in the past year or so) And as mentioned, it plays perfectly into my Chase Trifecta (Freedom Unlimited, Sapphire Preferred, and Ink Unlimited) Great video man - thanks. Jeff.
I'm glad that you made a channel for talking about business cards, interesting DP about getting my ink cards is that I'm in college so I have a relatively lower income (
Congrats! What income did you put for your business? :) Years of operation?
@@AskSebbyBusiness my business income was 100 dollars per year, and my years of operation was 2. it's a real business, but its just a hobby. I have a checking account, CSP and CFF. What's very interesting is that my CIU and CIC came with 0% apr's so I loaded them up with a lot of purchases for the spending bonuses, but surprisingly despite my higher than usual spend they actually INCREASED all of my ink cards' limits by multiple thousands each (even though I only have had the cards for a few months). My thoughts are either they saw I wasn't using my amex cards and liked that, or they are being generous with applications and limits right now
hey there Sebby - I cannot beliave you have done this. so happy about having this chanel as another resource for business credit. happy new year. 😊💼
Loving the videos! Keep up the great work, bud! 🔥
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Appreciate the new Channel Sebby. Keep going!!
Thanks Woodie :)
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So I have a Chase Ink Business Preferred and CSR I use for the business, among others. It sounds like this may be a good fit for the things I purchase that are not CIBP bonus categories. This is getting a bit overly complex. 👜💼
Finally you've made a dedicated credit card for business Channel I have some I have subscribed and you've given me the exact path I need to deal with the Chase Ink unlimited card thank you
I applied for it it has been pending for 3 days which is a little bit strange
Chase business cards usually go pending :)
Cool content, thank you.... Have you already done a video on how to get credit line increases automatically for ink cards?
Didn’t know you had this channel; subscribed
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This is the card I've had my eye on to get and eventually product change to the Ink Preferred. Or maybe both if I can finally please the Chase Gods lol
It's a solid pickup :D
I have the Chase Ink Unlimited card I have no complaints at all 👍👍👍👍
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Thanks for the video!
So it is possible to transfer the points if the unlimited card is under my business account and my Sapphire card is on my personal account?
Should mention you can get these every 3 months for that sweet intro bonus
Wait seriously? I have one already and would love to get that 90k bonus
@@Jd-wy9qd as long as you are under 5/24 you should be good to go. Chase currently doesn’t enforce any language on how many ink SUBs you can get. The recommended velocity is one every 3 months. Welcome to the gravy train
IYKYK ;) Tons of things I'm hesitant to do a video on (i.e., MDD) at risk of ruining the grAAvy train :)
@@AskSebbyBusiness well I guess my Europe 2024 trip is about to get much better!
Want to save this for later
Hi Sebby, if we have a small LLC and get this card, can we also make personal purchases on it. Does Chase or Uncle Sam scrutinize the transactions? Thanks for the awesome work.
That's for your accountant to figure out how to categorize the personal vs business expenses.
💼 for the “Spend $6,000 in the first three months to get 90,000 points” sign up bonus, can the purchase be anything? Like a business class flight that’s not business related?
Fair game, but that's for your accounting to figure out on how to categorize business vs personal expense on a card if used for both.
@@AskSebbyBusiness ah ok. I was planning to apply for the Ink cards as a Sole Proprietor, so it sounds like once the card is approved and I receive it, it doesn’t really matter what I use it for
💼❤💼 Hi Sebby! Love the new channel. Thx for giving Carmel and Big Sur a shout out. I’m a business owner down in Monterey. Pls reach out if you and Mandy are ever down here, me and player 1 would love to meet up, some locals favs!
If I ever get below 5/24 I shall grab these Inks
How is it better than freedom unlimited? Both are 1.5% reward
It's a business card so easier to separate expenses. Business cards also don't count towards 5/24.
Would the purchase protection be only for business purchases or for personal too?
Technically business purchases but will likely depend on the item itself. i.e., if you bought a camera on the card, that's pretty easy to justify and - from the eye test - looks like a business expense.
What if I don't have a business? EIN?
Enter your social and that's fine for sole props.
Sebby what are your thoughts on the PNC Business also with the 1.5% unlimited are they sole proprietorship friendly?
And do they count towards 5/24?
How often does Chase comes with a new card?
I'm about to be 4/24 in 06/15/23
If I start getting non Chase credit cards there's no coming back for me because I'll get so many
I just wonder should I stay longer until 06/15/23 or no?
1.5% is fine but doesn't move the needle in my book. Unless you have all the Chase cards, there's always a ton of options. Just go down the Ink list in June 2023 :)
they've been mailing me offers like non stop for the past 2 months. should i get it.
If you get value from the card / can hit intro bonus, it seems like a good pickup.
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I have the business plus and the unlimited under my name ( writer with no EIN) I now have a totally separate business with a new EIN. Any ideas on how Chase will loo at me trying to get this card under the new business EIN I have a great relationship with Chase for personal and the other two business cards.
Technically eligible again for the same card (yes, as weird as that sounds). Chase treats each EIN separately for this purpose :)
This card Don t report business credit
☕️ great video
Mandy yesterday and you today. 💼
💼 Great review!
💼One of the most interesting cards, and one I really want. Good take on it.
Unfortunately, I’m over 5/24. I got a pre-approval offer for the Ink Business Premier, and am considering risking applying for the Ink Cash regardless.
I’m over also wanna apply for this card like you but 5/24 is holding me back don’t want the inquiry added
So question does that rule still apply to busniess card too
@@Anthonyjones-pq4ff Yes, unfortunately. The new offers are golden. I got the Ink Cash in Spetember and want the Ink Unlimited and Preferred but I'm 5/24 through July 2023. I got it before I applied for my 5th personal card (in 24 months). I saw on one of these YT videos that one guy got approved over 5/24 with all CCs reporting. He doesn't know how he got it. I want to do it too but on the Reddit threads people are getting declined for these cards for being over 5/24.
5/24 typically doesn’t apply to Chase Business cards.
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👜 is this the right one? I have a boatload of MR and UR points (and maybe a truckload of TY points). I'd be flying out of HNL, and aspire to get to Japan, Seoul, Paris, and Venice. I have the Amex Platinum, Hilton Diamond, and Delta Silver Medallion. If through your research, you found any way for me to get awesome value from the points I just have sitting there, please let me know!
I would look at the WA/Conrad/LXR at the cities and see if you're interested. Probably MR/UR/TY to VS to book NH if you were CONUS. A few other sweet spots from Hawaii to APAC that I don't remember off the top of my head.
@@AskSebbyBusiness hahaha no worries, I'll get around to doing my own research (eventually). thanks for the reply!
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💼 good content
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Please consider this to be constructive criticism. You talk WAY too fast. There was a short time where you recognized this and you then paced your speech more slowly but now you're back to Speedy Gonzales mode. You should watch some videos from Eric Tang who also does financial videos and take note on how his speech is evenly paced more slowly.
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