The price of my 2021 Toyota Tacoma TRD 4x4 Off Road is Insane!
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- Опубликовано: 2 июл 2024
- As promised, here is how much I paid for my 2021 Toyota Tacoma TRD 4x4 Off Road with crew cab and long bed. If you're interested in buying one or just interested in the numbers then this video will break down all the expenses involved. This video can also be applied to other new or used vehicle purchases. I highly suggest doing your due diligence before getting a loan like checking your credit score, checking the current interest rates and shopping at multiple banks to get the best deal. Don't let the bank screw you over with a high interest rate. I am unorthodox with my loans, so let me know if you think I made the right decision or if you have a better strategy. I'd like to know what you'd do in this type of situation in the comments section below.
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Finally someone is honest about what they paid and yet the comments are still flooded with people lying about what they paid on theirs
Yeahhh it’s kind of annoying...also, depending on your state, dealers don’t even budge on discounts. And sell at MSRP. Dealers in Utah have Tacoma’s sold even before the truck reaches the lot.
@@abrahanpedroza588 But your model year is 2018. This video model year is 2021.
I’ve not bought a car from the dealer yet, I heard that you can bargain at the dealership to lower the msrp you just have get out of your comfort zone and try to get the price down. One of our friends who bought car recently was able have the price brought down instead of buying it full price at least. Anyone else can confirmed this? This was in California FYI
@@amador4417 I would like to know more detail of the make and model year your friend got and where
If you're not lazy about buying your Tacoma, you can still find a deal, but not in your crowded metropolis where the shortages are evident. I just flew 800 miles from Orange County, CA to a rural dealer to pick up my 2021 4x4 TRD Offroad. With taxes and fees I paid the sticker price out the door. That computes to 10% below MSRP for the truck alone, and about $3,000 less than any deal I was offered in busy SoCal. After paying $500 for my flight ticket and gas to drive home, I saved $2,500 and had a nice drive home exploring parts of the country I've not seen before. And to top it off, my loan's APR is 2.29% for 60 mo, compared to 2.9% offered in OC. Seriously, why would you not want to save money and enjoy a nice drive to break in your vehicle?
Thank you for being very transparent with the purchase price. I’m a finance nerd and always appreciate seeing the real numbers. The car market these days have gone nuts and it’s tough to find a good deal for high demand vehicles. We had a good deal with my dad’s Tacoma earlier in the year, but nobody was willing to budge from MSRP with our recent shopping for my sister’s Mazda3.
Used 2020-21 Tacomas in my area are going for $50K with 20k miles...what a time to be alive
Thanks for being transparent about your purchase. It definitely opens my eyes to the craziness of truck financing in 2021.
I was going to buy a new Tacoma this year but I bought a 97 Toyota Celica for $500 instead.
That's a smart buy.
Scotty approved
Stick shift?
@@johnconnor7501 No , automatic transmission. Here it is
ruclips.net/video/k84abkGxuRs/видео.html
Just bought a 97 Celica GT 5spd like 3 weeks ago lol
Appreciate the honesty and transparency! Great video!
I’ve been looking in to this all night lol thank you 🙏🏽 this video was very helpful
I looked at a Tacoma TRD Pro a few weeks ago. The sticker had an extra $5,000 tacked on for "local market adjustment." I laughed at that, climbed back into my faithful old 4Runner and went home.
We gotta know the year of your 4Runner
@@ThejeffJr8 I have a silver 2004 4Runner Sport Edition with the 4.7-liter V8. I special ordered it new with the JBL Synthesis stereo and the KDSS shock system. I'm super picky about scheduled maintenance and keeping it clean, so it still looks good and runs like new.
Dude same! Every year I think about getting a new Tacoma either the pro or the off-road. And every year the 40k base price turns me away and back to my old 4Runner. 2001 with 160k miles. I just finished paying off my 2017 Camaro SS 1LE. And I’m tired of these monthly bills. It’s a nice breather having these cars paid off. But have this old 4Runner for so long I really want a new truck
@@zzanatos2001 2002 sr5 over here 🙌🏻
@@AlCasa52 only 160k+ miles on your 2001? My 2008 Highlanders has over 152k+ miles on it.
This is insane. These prices just keep climbing!
It’s demand. You can price a full-size f-150 to 90k. This is what prices are 🤷♂️
The prices are climbing faster than crawl control
My 2022 Tacoma base SR built in Mexico on January 28th, delivered 2-14, brought home 2-16 and already paid first payment. Total out the door before down payment $29965 after ttl. Only had to finance $23965. Another buyer at the dealer the other night got a new Tundra for $64,800 and put $2,000 down...I can't imagine what his payments are..lol
I bought mine at the beginning of the covid-19 and saved $4000. I was very lucky. Thanks for the video
Yeah dude pre COVID was the best time to buy a Tacoma. I pay out the door with tax and all the fee 37000 for trd off road rwd in CA. Was taking another guy he brought 4x4 trd off for 38000 out the door.
I can't even put what I paid for my Tundra 1794 4x4. But covid Sumner purchased was best savings.
Thanks for getting right into the numbers! I’m subscribing based off of that aspect alone! Great video!
Thanks for the video! My father got the exact same truck with the same specs just a different color and it came with the black emblems, black exhaust tip, and mud flaps as well. They also didn’t pay the mark up, but So-Cal dealer budged and they got the 5 year loan for 1.99%. Loved how accurate this video was.
keep up the good work man, love to see fellow taco owners!
Dude, really nice content! Honest, and man it don't get better than that!
Thank you for sharing being honest and transparent ! They way you explained everything in detail was awesome 👏
Hope all is going well. Miss seeing your vids. Keep up the great work man.
This is exactly what I was looking for on RUclips!! Monthly pricing and loan rates. I know its different for everyone because of credit scores and such but this video gave me a better understanding of what to expect when I decide to get my Tacoma in 3 yrs. hopefully they’ll be more room for negotiation when the time comes. And vehicles shouldn’t be marked up since they are slowly starting production again. Thanks for this great video!!
You're welcome!
Liked this video! Subscribed too! Keep these educational Tacoma videos coming my friend! Cheers to your new badass Tacoma!
Thankyou for posting. California sure does get creative with fees "tire fee"
Thanks for the vid. Hope you enjoy the new truck and it brings many years of reliability. I bought my 2020 last June and absolutely love it. I was lucky to get in during a 0% APR deal for financing. Lol, don’t worry, you’ll soon sink in much more money modding it out the way you want it. So many mods for Tacomas... infinite amount of upgrades to put on the truck.
Bought my 2019 TRD O/F 4x4 for $35k through Carmax at 9% for 5 years. Next day, went to Mission Federal for a loan and got approved for 3.6% for 5 years and they sent a check directly to Carmax and basically said, “screw your 9%.”
I think I got super lucky. I got mine in April 2020 right when the pandemic started. I paid 32k out the door with no sales tax because I lived in NH with less than 3% interest because I was like a 760 credit score.
Wow 35k for a 2 year old truck !! You should of just bought new could of gotten it for the same price.
I bought my 2019 DCLB OR last year, brand new, at $35,500. It was obviously a holdover at the time, March, 2020. I thought it was a fairly good deal.
I got a 2.45% for 75 mos with Capital One. It all depends on credit. Good that you refinanced your loan. 9% is insanity.
@@carlospina6604 75 months is insanity, in my opinion.
Best breakdown of buying a car video ever.
Good suggestion about the loan. I've never spent over 20,000 on a vehicle so I can probably afford this thing in 10 years. Yay!
Great video content! Keep up the good work and keep making more videos!
wow, thanks man... I'm in deck for the same rig...this new info will keep me from blowing a fuse...
It was a good deal for a brand new one. Wasn't bad at all but thanks for sharing your info to us. It helps me look more into it. Hope to see your videos with full reviewing and test drive.
Thx for posting the video.
Thank you for being transparent! Excellent video and to the point!!!
Thanks, just last week I had the same experience with a local dealer as you. Tacomas we’re going fast and I payed just about the same as you.
Just leased a 2021 Tacoma SR5 4x4 for 462.00 with 0 down. I prefer to lease myself. I couldn’t find the TRD off road in time for what I needed the truck for. Great video! Thanks for sharing and being so transparent.
I did the same thing you did, get a long term loan just to be safe but, I paid off the loan in 3yrs!
Informative and to the point. Thank you!
Good job. Thanks for being truthful. Subscribed.
Great video, very honest. Thanks for posting it🍺
Appreciate your though process
You're welcome
These videos are always great
Thanks for not lying your deal it good bc the mark up is crazy .
Great video brother thank you for the great info
My jaw dropped everytime you kept adding the numbers..... now I need dental insurance.
same!😂
Your decision really makes sense. Better to have extra money in the pocket than be tied up on a car payment that we know the car will just depreciate overtime.
Thanks for being brutally honest, bro.
Thank you! Excellent Video!
Thank you for sharing ! I bought the pro for Msrp $54k
Interesting difference between states, and pricing. I too had to wait for the truck I wanted due to covid. Here in the midwest discounts are definitely better than CA. My brother who lives there may come back here to buy one. Thanks for the honest review. Congrats on your new truck!
What state sells them the most ?
@@andiegomes2764 Good question!! I have six Toyota dealerships in my area " KC " and they all usually have big stock in a Tacoma's.. different world we live in now, glad I was fortunate to get mine when I did.
Great video man this kind of information is highly glossed over and actually very informative 👍🏼👍🏼
Thanks!
Thanks for your transparency. Gives us an idea of us normal hard working people of what the process is because me also would go with the 7 years living in California you work to pay bills only
You're welcome.
I did the same with mine and your right the DTI debt to income ratio is somthing that is important
Thanks for sharing this information it was helpful, I have done 3 to 5 year loans but refinance to a linger term once I am ahead of depreciation mostly I pick the term before a large apr jump
Thx a lot
It was really educational.
Great video. Car prices are insane right now. I bought a new 2022 Honda CRV a few months ago and paid above MSRP. First time I ever paid above MSRP for any vehicle. But they did give me top $ for my trade in.
I got the same truck but 2020 and silver back in July , she is awesome.
Thank you very much sir. This video is very helpful
Thank you for being honest, I appreciate it. I'm wanting to get one of these in the next few months but I don't think it's gonna be easy, rip.
I just found your channel and like your content and transparency. Thank you for sharing this information, I'm looking to purchase the same Tacoma model you just purchased (TRD Off Road Long Bed). I live in Arizona so I'm hoping to pay less without those California fees.
I got mine taco in 2018 at carmax for 37k after taxes. Only had 3000 miles on it. Nice truck man!
Good info. I paid $36,500 +TTL for my 2019 Tacoma trd off-road 4x4 dcsb, premium tech, cement
I paid $36,800 + TTL for my 2020 Tacoma trd off-offroad 4x4 dcsb, regular tech, led drl package in cement, no other add-ons. I purchased it in September with the shortage in Texas. Could have done better if there was no shortage. MSRP was $39,465
That truck should last you a very, very long time!! Thanks for the info!
Congrat on your Taco! I have a 2019 Taco TRD OR LB. I love Godzilla but of course I couldn't afford it so I settled for CPO 2014 Porsche Cayman base model. Not a single day I cannot be out driving :-) Happy New Year all the best for 2021! Sub
Thank you for making the video that gave a good perspective I am surprised you didn't go with the 6 year option just because your not saving that much money for 7 years
A lot of options open up with a 7 year loan. You can pay it off early if you can, otherwise you have lower payments and up to 7 years to do it (yes, you'll pay more in interest). Of course, the best strategy is a refinance.
Great video. Thank you Sir.
Yes do one for the GTR man!
Then it’s a mortgage not a car loan 😜
Good information 👍🏼
Yup makes sense to me . I’m all about cash flow my guy 💪🏾
100% good stuff G.
Helpful video!
You're welcome!
well explained s.r.👏👏
I had mine ordered this Saturday and have to wait 6-8 weeks. The only Offroads within 100 miles (Maine) had had like 6k packages in them. I negotiated 2.5k off MSRP
If you are reading this, don't forget you can custom order one from most large Toyota dealerships with nothing more than a $500 deposit. Most dealerships will be more than happy to do this because if you back out, they will still be able to sell it super quick and they will net 500 bucks.
I am just about to buy a Tacoma, and this video is very informative. Well explained, thank you man.
Can you make a video on why you chose this Tacoma?
Very informative sir
Thanks for being so straight forward! What do you do for a living?
Thanks is a good information sir.
i did the 6 yr loan on my highlander, paid it all off the 2nd yr
Solid info.
i have the exact same truck in a 2018 year.... LOVE it
In November of 2019, I leased a 2020 Toyota Tacoma TRD Off Road (short bed) with the same features and after all the extra fees: destination, license, registration tax etc it was $39k. So you really didn’t do to badly considering yours was a long bed.
I paid $43k cash out the door last year for my highest spec’d(leather, all tech packages) 2019 4x4 TRD OffRoad w/ 8k miles. I could only negotiate $1k off the OTD price unfortunately due to the pandemic, as there were maybe 3-4 available here in Phoenix at any given time. Just no leverage to negotiate in such a high demand/low supply market. Of course lowest price is best but I was totally satisfied as it already had full ceramic tint, predator side steps, Bakflip trifold tonneau cover, hitch/ball, etc. Great truck, unbeatable resale value. Only sticking point was no Apple CarPlay in a 2019 vehicle when it was available in other Toyotas and nearly all other makes even w/ much lower MSRP.
In the Carolina a TRD Off Road Double Cab 6' Bed V6 4WD Automatic sells for about 8% UNDER MSRP and sales tax is limited to $500.
Couple things. First congrats on your new rig. I missed the part where you said how much money you put down. All things considered you made out okay. The dealership got you on the front end of the deal. The add ins at F&I seem fair so they didnt clobber you on the back end of the deal. It is a toyota so it will retain its value if and when you decide you want something else. Great video. Love from Baltimore Maryland.
All in the loan.
Thanks for being so honest about the price and also how Toyota is cutting corners and ripping off their customers. My son wants to get a Taco Offroad. Now he has a better idea about buying new vs used. Used seems like the way to go. Maybe early 2000's.
California dealership markup is insane. I went to a dealership in LA charging 15k extra for a TRD pro 4Runner and they said they “only charge that much over because they are a volume dealership.” I contacted a smaller dealership out of town who is selling below MSRP and shipping the vehicle to me. 84 month is definitely not a bad idea for DTI but you’ll feel a lot better paying it off sooner 😂 the rate gap I saw between 72 and 84 wasn’t as high; I usually recommend credit unions, Bank of America, or US Bank after working in the industry. Congrats on the new whip it looks awesome!
Cool upload...I may have missed it but what amount was your down payment? Thinking of getting 2021 Corolla XSE. Thx.
My man they took advantage of you with this purchase
My 2021 TRD Sport totaled to $49k, threw 10K down and will pay $525 a month for the next seven years at 3.2%. Worth it!
Sweet truck Bro.
Great truck.... I will get one soon.
Got to shop around. 4500 off sticker on my new 4Runner last week. Use a credit union for car purchases. Did a 60 month @2%.
Love this video because you put how much you paid. First of all damn... The truck looks amazing, but holy moly are cars so expensive. A little mini truck be over $40k is just insane.
"holy molly" you are absolutely correct, cars are insanely expensive. This is called "INFLATION". We are heading into it for sure. So it's time to invest in consumables that can be liquidated if you need to. A car should not be considered an investment because it is a liability usually and loses value rapidly.... except when you buy a Tacoma, Land Cruiser, 4Runner in that direction. You have to drive something anyway. You might as well drive it in style and something that has a bit better chance riding that inflation wave than a VW or a Ford or worse, a Hyundai.
@@carlospina6604 I know what inflation is, but the way cars have gone up on prices is just insane. Everything has gone up, but like cars have dramatically gone up in a very high level that is insane. Like a Tacoma $45k MSRP is just plain insane. Cars were more affordable before now its getting impossible to buy a new car.
Welcome to the taco fam!
Yea the taco family is pretty good.
Yes another much better way is if you look the deals at the dealership ( sample) sometimes they have the 1.9 IR on any truck , that’s when is a good time to purchase ( you have to financial their the dealership) much better option ( you have to have very good credit score) but you do did a good job!
I just bought my Tacoma long bed 4x4 cement grey !!! Took it to the snow already lol. Your interest rate was higher than mine 🧐
I bought a 2010 Tacoma Access Cab with 200K miles that had a brand new frame/suspension/ac compressor put in for a total 7900$ It has been holding on strong so far!
Damn a Tacoma is my dream Truck. But holy crap $700 payment. Not to mention you gotta pay for car insurance too. Maybe one day if I have a fat down payment or if i win the lotto lol. But congrats on your new Tacoma! The white color is beautiful!
Very imformative....yes gtr
Did the same 7 year loan when I purchased a rav4 but will pay it early
Cash for everything. That’s it. People say I’m nuts, but i am a multi millionaire and I drive a 2000 Toyota Land Cruiser. I also live in a very modest house. Buying a 44k truck, I think you should be making 250k plus a year to justify such a purchase.
Great video!
I feel I should also share my experience of purchasing my Tacoma to help anyone thinking of buying one in the future.
I bought mine a week ago from San Antonio, TX and this is the deal I could negotiate:
2021 TRD Sport 4X2 Double Cab (Cement)
Sticker Price: 38,975
Final Sales Price: 32,800
Trade-in equity: 12,260
Otd price: 22000
Monthly payment: $393 for 60 months
Hope this helps!
What if I don't have a trade in and I want to pay cash and I want a off road crew cab 4x4 long bed? Brand new 2021
Lol I got the same car model and everything. I’m pay out of the door was 38400 with 2.6 APR . What are you talking about? Your video make me so proud of myself.
im a new subscriber! I have the same plan as you! Im an amateur real estate investor with 4 rental properties. I plan on using my monthly paychecks to pay off a my dream car! Its always best to use other people’s money !🤙🏽👍
I bought a 21 double cab TRD sport 4x4 w/ 5ft bed. Didn’t pay any markup and managed to get out the door, w/sales tax for 40k. Dealer didn’t really want to deal but didn’t try to jam me with stuff I didn’t want. I’m not unhappy with my deal as I wanted a new tacoma
I get the feeling to buy one about once a week but I have to mentally flog myself from doing so :)
Samee dude just can’t help myself but know better then blowing cash like that