I like the video and I agree i would not want them to judge a vehicle in one state compared to one from a different state as prices change. and 64,000 is way to low considering they sell online for around 140 to 160,000. can we get an exact list of what you have spec wise in your truck so we can help to make a fair comparison to it please.
It should be a crime for anybody in London Kentucky to be able to sell anything I know all about London Kentucky and anybody that buys from London Kentucky should be prosecuted
Call Dan from benchmark auto he is the arbitrator we hired to settle our claim after progressive and the same farmed out appraiser low balled us on our truck after it burnt down. The insurance companies know they are crooks and they are just trying to pay out the least amount. I'm dead serious call Dan they have a office in California and New York. So sad to see how many people they are doing this too.
I'm not sure if you looked into this yet, but you can invoke the "Independent Appraiser" clause that's generally included in most vehicle insurance policies. This way you get a second opinion by someone who *doesn't* work for the company that owes you money.
Dauminique, congratulations on your plaque for 100,000 subscribers. It is beautiful and I am sure you will cherish i forever. I hope Bobby is OK from the accident. Your truck is so beautiful that we all know it needs to be fixed. Insurance companies are only looking out for their bottom line and don't really care for your individual situation. Hang in there and hopefully things will eventually work out. Take care and please let us know how everything works out. We need you and that truck working again.
That’s another reason why only experienced drivers should ever be involved with valuations on semis or any heavy duty trucks!!! Most of them have probably never been in, or around trucks, let alone drove one!!! I hope you get it fixed!!! With the way most insurance companies are for covering stuff, I don’t understand why we even pay insurance premiums or why we required to have it as far as covering losses on our part! That was total BS! Congratulations on the plaque! No doubt, you earned it!
I live 5 miles from York spring, pa. This is a small town. There might be a couple a companies with dump trucks and I never, in my 29yrs here, saw a truck in as good condition as yours. Yes, they are low balling you!
So happy for you! You worked so hard to get to this point. Now on to 200k. Insurance companies are such experts at cheating people out of their money. They tell you your vehicle is totaled, give you a fraction of what it's true value is, then want to come get it so they can auction it off and get all the settlement money back. It is your vehicle, how did they get rightful ownership of it? Then they have the audacity to tell you that you can buy your vehicle back. What good is insurance to protect your investment? No good!
Hello Dave, over decades I have concluded that most insurance companies are not interested in paying money to clients. They are mostly interested in clients giving them money and will go to great lengths to pay as little as possible when you make a claim.
I drive away 2016. Mac, it has a 425 horse motor inwith an Allison. It cost us 10 grand Moore to get the Allison in it. And I've got over 250000 miles onwith no issues. That is why they give you less price for your standard transmission. Because the elephants are bulletproof and that's why they run them in armored tanks in the United States.
Hopefully you'll be able to get your truck fixed. It's a nice truck. And you're right,those are hard to come by style. Congratulations on the 100,000 subs
You really need to consider getting a Public Adjuster to fight the Insurance company. Public Adjusters work for you to fight the Insurance companies when they give you lowball offers such as these. You are correct, in that, they don't understand your specific market and that the bridge requirements make a Big, Big, difference in the value of your truck in your location. They need to find a truck in your area that is comparable to your truck, not ones that are 3,000 miles away. If they are going to fix your truck, then you could forego the adjuster, however, if the want to try to total the truck, then you need to get a Public Adjuster to fight for you! Good Luck!!!
You was asking about the drive axles on the red truck. It only has 2 drive axles. The the front axle is a non steering pusher drop axle with duals instead of singles that wasn't lifted at the time the photo was taken.
100%, to be fair thats what they do. I already have a spreadsheet of actual comps that would bring the value up to about $130,000. I just wish they would stop messing around and let us know what they decide so we can move forward with repairs or with a fight.
@@bradmuth1014 I paid $140,000 for the truck and pup together. You can buy my pup trailer for $20,000 if you find the right one. With that math I paid $120,000 for just the truck. Prices have gone up since I bought my truck. $130,000 is a starting price for the specs and condition.
Congratulations Young Lady. I am so very proud of you and your family. That is a great accomplishment. I know you said that you didn’t think you would ever make it. But you are the core of your channel. You make it . The insurance is supposed to make you Whole. You are going to have to bring these points to your adjuster . Areas are important State DOT determine what you can haul. You may be faced with getting the services of a professional adjuster to intervene for you.
I grew up there, went to Edmonds High (1983), found your channel and really love you videos...even from way down here in Tucson, AZ. Keep up the great work.
I would love to see the dump truck fixed up and back on the road. It was such a pretty truck and I love following you guys And I loved how it was tuned
Congratulations on your award. You deserve it. Keeping your cool concerning the truck is the best way. Thanks for the update and here's praying 🙏 everything works out in your favor. ❤
I have found that you should always supply an adjuster upfront, with a full file of all your repair receipts / upgrades / accessory equipment as well, if possible the build / spec sheet for your truck based off the VIN number from Kenworth...if you don't, they are just left to guess and fill in the blanks...which leads to the situation your in now ...knowledge is power. Good luck, and keep up the excellent content.
Congratulations on your award 👏!! Yall work hard and deserve it and more!! Your making the right decision to getting it fixed!! I wonder if it will be time to switch insurance as well??
I live about 15 miles from the red truck. The truck is labeled plow up/down and plow tilt. In Pa. the state and local governments contract trucks to plow snow. Many may have had sudden stoppage when the plow blade catches something on our fine roads. If it plowed it spreed salt.
I feel your pain . We sold a W900L 2 years ago. A lot of tire kickers and plenty of low ballers. Took a while but finally a guy from Michigan flew down an picked her up. I think the truck from Kentucky could've been a coal dumper. 😮
A guess on the orange (actually "amber") light on the dump body. Previous owner possibly had a contract for snow plowing services on state or fedreal roadways.
I worked for a friend from Canada in setting up a US based log building yard in Norther West Virginia. I saw a lot of those truck and the boxes are designed so they can haul coal as well as rock. We had a company hauling in rock into our yard and it was unbelievable how they would overload the trucks. A truck like those you were presented could hav been used to haul about 15 yards of crushed rock per load. They were often ridden hard and put away wet. I would not buy one of their trucks on a bet. You would also have to check the frames because no truck of that age with a steel frame is going to survive the amount of salt that they use in that region. I sold my 1988 Peterbilt 377 with a 444 Cummins and an RTO14618 in it. It was in far better shape than either of those. I was the third owner, but everyone had taken care of the truck and it was clean. It also had polished Alcoas all aroundl
Congratulations on reaching 100,000. Stand your ground with insurance company. They’re trying to low ball you hoping you’ll be stupid and take it. They will change their tune when you start complaining Otherwise take what they give you and fix it and don’t do business with them anymore
Congratulation on your 100K! 🎉🎉🥳🥳🎉🎉 Today I live in sunny southern France near the Spanish boarder, I did live in northern rainy King County many years ago I will stay here for now! Good luck on your truck, peace to you and your family!
Congrats on the 100,000 subscribers. Insurance companies love taking your money and want it right now but when its time to pay they seem to take their sweet time about it . Good luck hope your back on the road soon
Congrats on the 100k Dauminique. You're right. they act like they want to total your truck. for them it'd be a quick settlement, then they'd sale it at auction and get money back. Also, I would rather have an 18-speed then a sorry auto in a truck any day. Most autos are used by seat and steering wheel holders anyway. Too many don't know how to drive a stick anymore. This is from an 'old' trucker who came off the road in the 90's. Good luck with the insurance ripoffs.
You can do ANYTHING you put your mind to. Congrats on your accomplishments. A modern lady that is a role model to girls and boys everywhere. You are great. Hopefully Bobby will take you out to dinner to commemorate the occasion. Congrats !!!
I know in my state, you can buy it back from insurance company for 10% of what they totaled it for, but then you have to pay for repairs out of your pocket
Congrats on the 100K! Stick by your guns and make them fix your truck. You can look around for PNW truck comps to send to Progressive. Lots of T-800's went thru your favorite auction house, try to get some sold prices and descriptions from them. It will be interesting to hear the numbers the Body Shop comes up with. When you get it back running, I'd get away from Progressive, but it'll be hard because you'll have a near total claim on your record. Keep on Trucking' !
Not through the whole video yet but im sure the red Kenworth is a steel box as you can see rust at the front marker light and a few other spots and i cant believe that they took money off for an air ride rear. When I picked up my 2001, T800 Gravel truck, that was one of my requirements. I wasn't settling for a rough ride. I think Ive got it insured at a fixed value of $130,000 Can. Pic is on my youtube page if you want to see it.
They did the same to me. Cow took mine out. But,,, a perfectly running all mechanical maintained, flawless work truck. I replaced the box with a rust free box,, but a white box on a black truck. 3,500. It cost 14,500 to replace it.
I am sorry for all you are going through on this. Insurance companies can be very trying to say the least. Wishing you the best in all of this as we look forward to seeing you back on the road. Enjoy your channel very much and I am not even a trucker. Just an old retired man living in Florida. Best of Luck
Dauminique, congratulations on reaching 100,000 subscribers! I’ve been following you pretty much from the beginning. I’ve enjoyed seeing you move forward with your career and your business. Hope you get your truck back on the road soon. I don’t know how many trucks Progressive insures. It sounds like whoever did the valuation doesn’t know much about commercial trucks.
Hi, I live in the UK and we had this nonsense years ago. Long story short, Insurance coy landed up in court and was challenged to find 'identical ' vehicle for valuation they had placed on claimant's vehicle...couldn't do so! That was the last I heard of this practice!!! 😩
Tell the insurance company to find you a comparable truck purchase it and deliver it to your door subject to review. I have done this on a couple of vehicles over the years and its amazing how much the settlement offer comes up. Yes buy this loss insurance next time. With the time loss they become highly motivated to settle quickly.
here a dump truck with 500k km on it are rare, usually they are exported before get that much use on them. normal is getting a new truck with a service contract. big companies trade at 3 years old often.
I used to run a rehab shop for big trucks, at times we would make an offer to the insurance company, take the cash, and we would work out a deal with the owner to correct the truck. Also insurance companies today have no clue about trucks, the repairs, the build. Most trucks today are built with automatic transmission or autoshift. transmission . The days of 13 or 18 spd transmission are about done. Good luck in your business, good luck with your insurance company.
The London truck is 15 miles from here. That thing has been through hell and back, I can promise. The yellow light is used when the truck has a salt spreader in the back. It’s been contracted to the state at some point for winter snow work.
Congratulations on the 100K subscribers! Sometimes dealing with insurance companies on the repair side really is a pain. Good luck with this & hope you get a valuation that is at it's real worth.
This it’s where they get you. We had a truck just get engine rebuilt by dealer and progressive said it already had an engine in it so that don’t add no value but the bill was 40k . They know replacement cost in the past 3 years have skyrocketed. For a good triaxle around in Alabama there at least 150k for about 250k miles about 50k markup in 3 years
a helpful note, look for a quote from more than one body shop, best not to go with the house choice as they always charge the most money because they can get away with it.
Went thru the same crap with Progressive on a rollback with Progressive a year ago where offered me several thousand less than replacement cost, and less than the value I had been paying premium on for several years. I held firm, even when they threatened to implement the "appraisal clause". When I agreed, they called back and agreed to pay my stated value.
Hello Dauminique, the orange rotating light beacon on the side of that truck is likely because it's a public works truck ,dedicated to working on county roads, so needs a higher visibility profile.
When you look up what is in your area take a screen shot of what is close as you can find to yours more than 1 is helpful. Then call or visit your local dealer and bring a picture of your truck and a list of what it has for equipment and ask for them to do a written estimate for the vehicle value in your area it was on their lot. If you can get 2-3 estimates from local dealers it would hold muck more credence to your claim. If you want to keep your truck, get a damage estimate the damage from a local body company or independent appraiser. Then ask your insurance company for what you can but your vehicle back from them for. At that point you can make an educated guess as to what is in your best interest at that point. If you have the sticker of your truck that shows all the upgrades that were on your vehicle, like factory packages that were on your make sure that those upgrades were accounted for and the condition of your truck prior to the accident. If they are saying the condition is good but yours was excellent like (no rust or dents or new parts that was in the truck new tires and so on) make sure you get the money you put in for repairs, that all counts. you do not need to settle for less if you can provide them with a valid reason to give you more. I just went through it with my insurance company with my insurance company who was trying to low ball me on my personal truck, a 2018 Silverado with 35,700 miles they came in at $29.400 and when i was done my check was for $36.000 and i was able to replace it with no $$ out of pocket, by getting them up 20% more. In your line of work time loss insurance and Gap insurance is worth paying for, gap insurance will pay the difference between what you owe and what the insurance will give you if you have inequity, if you have to refinance a previous balance to refinance. BTW congrats on 100K.
If I remember correctly when I got my business auto insurance they used the replacement cost as the value. So a 1995 1 ton work truck with 200,000 miles had like $20,000 value when I paid $5,000 for it.
I feel your pain. My father owned an excavation company and had a number of dump trucks. Had a very similar experience when he had an accident that wasn’t even his fault. Someone ran into him when the truck was legally parked at a job site. He built all his trucks custom for what he did as most independent contractors do. They had comps of landscaper trucks, and box vans because it was the same “model” of truck - it was comical. They wanted to total the truck and give him penny’s basically. So his lawyer got the claim withdrawn - he just fixed it him self because it would be tens of thousands cheaper and it was less hassle - he took it to his mechanic and told him to fix it right and he would write the check. Had the truck back in short order, had to get creative finding parts but no insurance company have to submit too for approval. Plus after it’s fixed, they raise your rates after the claim. He then switched insurance companies and would find the cheapest rate possible, he would shop every 6-months to a year - never put a claim in again. All he cared about was having the legal document to run the trucks. The get you coming, going, right and left. The insurance business is to make money off the money your business makes - remember that.
I've worked on setting scope of work for property claims, but it seem similar to the adjuster working on your truck claim. With your truck being part of your RUclips income I would set the cost of the truck with something exactly like you had. The cleanliness, style, and equipment is what brought your viewers so you will need to maintain that value.
Congratulations on the 100 k subscribers. For reasons too complicated to mentioned here .y carrier dropped me, I spent a year with Progressive, the only option I had available at the time. Fortunately I didn't have a claim that year, and was able to find another carrier when renewal time rolled around. Maybe they've changed some things since then I think they're blood suckers. Good luck with it all. You've got a nice rig I'd fight like hell to keep it on the road. Good luck.
best advice for you to get the best valuation for your truck is to look up trucks that match your trucks specs perfectly including the pictures and milage of those trucks and get 3 to 5 different prices and be ready to send them to the insurance company, my mom cars got totalled a few months back and it was a limited editon all wheel drive van and the first valution they sent her was for the non limited edition with no awd, i found 3 diffierent ones on auto trader that matched hers exactly other than colour and milage but was still close to the milage and she emailed it to the insurance company and they wound up giving her 3000 more than she orginally paid for it used from a dealer
Great job on subscriber's but on another note most states have a department in the government that deals with insurance companies if you think their already angling to low ball you contact the insurance regulatory division in your state once the insurance company gets a message from them they move faster act nicer and stuff gets done your way not theirs on your time line not theirs please don't hesitate to use what your tax dollars pay for good luck I hope you straighten these guys out and get your truck fixed
I have Progressive too and the premium raised up this year. I have no accident no DWI no DUI or nothing on my record price $20 more a year a big truck a lot more I’m so sorry about your accident and I didn’t know you was one. I hope you was OK. Your insurance is really gonna go through the roof.
Hi Dauminique. I am glad to see your video and congratulations on the 100,000 subscribers. Before I saw the video, as a guess I would have said $90-100K. $61,000 is too low to say the least. I second getting an independent appraiser so you have some info to counter the ins. company. You are on the right track by keeping & fixing your truck. You do a great job keeping it maintained & looking good. I wish I was able to be more help but keep after the ins. company and keep a smile as much as you can.
Yeah. I looked at the crash video and now I see why you say those trucks they compared with look like junk. Yours looked great. That is a big difference in sales prices people really go for something that looks good they will pay a lot more for the visuals. Good luck.
Don't know about Washington? in Oregon they have to repair it or replace it, your truck can be fixed, we do chassis/frame work from 1/2 tons all the way up to the class 8 trucks and top of the line diesel motor coaches, the cab damage is what concerns me?, we don't do the body work.
Congratulations on the 100K award. Remember that insurance companies and especially adjusters do not work for you. Their primary goal is to get you to settle for a smaller amount. I'm not sure if this will work with truck insurance, but I have had larger sized boats in the PNW but I was able to get insurance for an "agreed value" and maybe had pay a bit higher premium, but felt it was worth it. You may need to hire an attorney to help you get the results you want. Good luck.
When you get insurance on a cruiser you get an agreed replacement value. It is based on an independent survey the owner pays for. Can you get the same for commercial vehicles?
Congratulations on the plaque !!! Unfortunately insurance agents will sell u cheap insurance basically to push the policy through …. Make sure you sit down with your insurance agent every year at renewal and go over all the coverages and ask questions ….. I would make them fix it up back to original. Then they can’t compare it to anything !! If you have any questions don’t be afraid to reach out ….
So, I had the exact same thing happen and what ultimately happened is I had to provide my own comps from listing's i found and that's what the insurance company ended up paying. Don't let them push you around and yiu will get fair market value. 😉
Gratz on 100,000 subs award & A year ago i lost a home to a fire & the insurance company was quick to settle as total loss but they sure dont give you fair or a break on prices. I once got cheated by my insurance company of 40yrs for a theft loss purely because i lost my proof on the pc i had due to a total wipe by a virus. After yrs in storage i couldnt find my paper copies of the items that were stolen & they actually sent investigator on me . Cost me good amount of money & at a bad time but learned my lesson on choosing the right insurance company. Wish you luck getting things done & getting back in shape get the dumptruck back to work.
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Hey Major Congratulations 🎉 I can even get 5 people to be my friend 😂. Lol
I like the video and I agree i would not want them to judge a vehicle in one state compared to one from a different state as prices change. and 64,000 is way to low considering they sell online for around 140 to 160,000. can we get an exact list of what you have spec wise in your truck so we can help to make a fair comparison to it please.
It should be a crime for anybody in London Kentucky to be able to sell anything I know all about London Kentucky and anybody that buys from London Kentucky should be prosecuted
Even Gentry and sons avoids that place
Call Dan from benchmark auto he is the arbitrator we hired to settle our claim after progressive and the same farmed out appraiser low balled us on our truck after it burnt down. The insurance companies know they are crooks and they are just trying to pay out the least amount. I'm dead serious call Dan they have a office in California and New York. So sad to see how many people they are doing this too.
I'm not sure if you looked into this yet, but you can invoke the "Independent Appraiser" clause that's generally included in most vehicle insurance policies. This way you get a second opinion by someone who *doesn't* work for the company that owes you money.
I had a similar thin with a newer car and the independent appraiser did go to bat form me with a better settlement.
This
If you pay insurance premiums based on the area that you live in, then they should also base the value of the vehicle on the market around your area.
Hire your own appraiser- that’s what I had to do with one of my heavies - they wanted to give me 500k - hired my own appraiser and got 800k
Dauminique, congratulations on your plaque for 100,000 subscribers. It is beautiful and I am sure you will cherish i forever. I hope Bobby is OK from the accident. Your truck is so beautiful that we all know it needs to be fixed. Insurance companies are only looking out for their bottom line and don't really care for your individual situation. Hang in there and hopefully things will eventually work out. Take care and please let us know how everything works out. We need you and that truck working again.
I'm hoping to hear back soon about the repairs
That’s another reason why only experienced drivers should ever be involved with valuations on semis or any heavy duty trucks!!! Most of them have probably never been in, or around trucks, let alone drove one!!! I hope you get it fixed!!! With the way most insurance companies are for covering stuff, I don’t understand why we even pay insurance premiums or why we required to have it as far as covering losses on our part! That was total BS! Congratulations on the plaque! No doubt, you earned it!
You ARE DEALING WITH BUREAUCRATS, LOOKING OUT FOR THEIR INVESTORS, AND BOTTOM LINE. DON'T LET THEM SCREW YOU OVER!!!
😢 .
I live 5 miles from York spring, pa. This is a small town. There might be a couple a companies with dump trucks and I never, in my 29yrs here, saw a truck in as good condition as yours. Yes, they are low balling you!
So happy for you! You worked so hard to get to this point. Now on to 200k.
Insurance companies are such experts at cheating people out of their money. They tell you your vehicle is totaled, give you a fraction of what it's true value is, then want to come get it so they can auction it off and get all the settlement money back. It is your vehicle, how did they get rightful ownership of it? Then they have the audacity to tell you that you can buy your vehicle back. What good is insurance to protect your investment? No good!
Hello Dave, over decades I have concluded that most insurance companies are not interested in paying money to clients. They are mostly interested in clients giving them money and will go to great lengths to pay as little as possible when you make a claim.
@@dansbrown1313 For sure Dan!
I said as much in my post as well. Insurance companies are nothing more than economic terrorists in todays day and age.
Unfortunately all insurance companies will value your vehicle at lower value. Why? So they can make money
I drive away 2016. Mac, it has a 425 horse motor inwith an Allison. It cost us 10 grand Moore to get the Allison in it. And I've got over 250000 miles onwith no issues. That is why they give you less price for your standard transmission. Because the elephants are bulletproof and that's why they run them in armored tanks in the United States.
Hopefully you'll be able to get your truck fixed. It's a nice truck. And you're right,those are hard to come by style. Congratulations on the 100,000 subs
You really need to consider getting a Public Adjuster to fight the Insurance company. Public Adjusters work for you to fight the Insurance companies when they give you lowball offers such as these. You are correct, in that, they don't understand your specific market and that the bridge requirements make a Big, Big, difference in the value of your truck in your location. They need to find a truck in your area that is comparable to your truck, not ones that are 3,000 miles away.
If they are going to fix your truck, then you could forego the adjuster, however, if the want to try to total the truck, then you need to get a Public Adjuster to fight for you!
Good Luck!!!
UNK for manufacturer is "Unknown".
You was asking about the drive axles on the red truck. It only has 2 drive axles. The the front axle is a non steering pusher drop axle with duals instead of singles that wasn't lifted at the time the photo was taken.
Your decision to not deal with the fair market value until it's a problem was a good one. You have your priorities right.
Your truck is insanely nice and worth a crap ton of money they dropped the ball on this one
100%, to be fair thats what they do. I already have a spreadsheet of actual comps that would bring the value up to about $130,000. I just wish they would stop messing around and let us know what they decide so we can move forward with repairs or with a fight.
130k is a lot of money for a 20 year old truck. I am sure you didn't pay that much when you bought the truck
@@bradmuth1014 I paid $140,000 for the truck and pup together. You can buy my pup trailer for $20,000 if you find the right one. With that math I paid $120,000 for just the truck. Prices have gone up since I bought my truck. $130,000 is a starting price for the specs and condition.
@@bradmuth1014come to Australia
Congratulations Young Lady. I am so very proud of you and your family. That is a great accomplishment. I know you said that you didn’t think you would ever make it. But you are the core of your channel. You make it .
The insurance is supposed to make you Whole. You are going to have to bring these points to your adjuster . Areas are important State DOT determine what you can haul. You may be faced with getting the services of a professional adjuster to intervene for you.
I grew up there, went to Edmonds High (1983), found your channel and really love you videos...even from way down here in Tucson, AZ. Keep up the great work.
York Springs Pa is 40 minutes from my house that Red truck was used hard and put away wet.
100%
I would love to see the dump truck fixed up and back on the road. It was such a pretty truck and I love following you guys And I loved how it was tuned
Check with Erie insurance. They have been great to work with.
Huge congratulations on the award!!! Love your videos!! Very much deserved award!!! Insurance companies are e out of their minds.
orange light on roadside is for Canada use.
Hang in there young lady and congrats on the play button you've earned it 😊
Congratulations on your award. You deserve it. Keeping your cool concerning the truck is the best way. Thanks for the update and here's praying 🙏 everything works out in your favor. ❤
They have lost their minds 😂 They should have someone that knows the industry to make appraisal.
I have found that you should always supply an adjuster upfront, with a full file of all your repair receipts / upgrades / accessory equipment as well, if possible the build / spec sheet for your truck based off the VIN number from Kenworth...if you don't, they are just left to guess and fill in the blanks...which leads to the situation your in now ...knowledge is power. Good luck, and keep up the excellent content.
Congratulations on your award 👏!! Yall work hard and deserve it and more!! Your making the right decision to getting it fixed!! I wonder if it will be time to switch insurance as well??
I live about 15 miles from the red truck. The truck is labeled plow up/down and plow tilt. In Pa. the state and local governments contract trucks to plow snow. Many may have had sudden stoppage when the plow blade catches something on our fine roads. If it plowed it spreed salt.
I feel your pain . We sold a W900L 2 years ago. A lot of tire kickers and plenty of low ballers. Took a while but finally a guy from Michigan flew down an picked her up.
I think the truck from Kentucky could've been a coal dumper. 😮
You have to provide the Comps for them. Cause I have no clue what they're looking at.
Congrats on the 100K mark. You deserve it. I hope you get your truck back on the road soon. Insurance companies suck dirt.
The bed on the blue truck is for hauling coal. It has a coal chute in the tailgate too.
Love your channel keep up the great work.
A guess on the orange (actually "amber") light on the dump body. Previous owner possibly had a contract for snow plowing services on state or fedreal roadways.
Congratulations on your plaque
thats AWESOME! I sure hope to get that box in the mail one day!!!!
You can’t compare a east coast truck to a west coast truck two different applications that’s nuts and congrats for your 100k subscribers
So true
Progressive sucks I used them 30 years ago only because of the price they are far far insurance companies out there nowadays
I worked for a friend from Canada in setting up a US based log building yard in Norther West Virginia. I saw a lot of those truck and the boxes are designed so they can haul coal as well as rock. We had a company hauling in rock into our yard and it was unbelievable how they would overload the trucks. A truck like those you were presented could hav been used to haul about 15 yards of crushed rock per load. They were often ridden hard and put away wet. I would not buy one of their trucks on a bet. You would also have to check the frames because no truck of that age with a steel frame is going to survive the amount of salt that they use in that region. I sold my 1988 Peterbilt 377 with a 444 Cummins and an RTO14618 in it. It was in far better shape than either of those. I was the third owner, but everyone had taken care of the truck and it was clean. It also had polished Alcoas all aroundl
Congratulations on reaching 100,000. Stand your ground with insurance company. They’re trying to low ball you hoping you’ll be stupid and take it. They will change their tune when you start complaining Otherwise take what they give you and fix it and don’t do business with them anymore
Congratulation on your 100K! 🎉🎉🥳🥳🎉🎉 Today I live in sunny southern France near the Spanish boarder, I did live in northern rainy King County many years ago I will stay here for now! Good luck on your truck, peace to you and your family!
Congratulations, you deserve it keep up the good work love your videos
Congrats on the 100,000 subscribers. Insurance companies love taking your money and want it right now but when its time to pay they seem to take their sweet time about it
. Good luck hope your back on the road soon
UNK is unknown. Congratulations on 100,000 ! Hold onto your guns about the quality of your truck.
I saw a green t800 over here on the east side of the state. It was on Craigslist. It was setup similar to yours. They were asking 75ish.
Congrats on the 100k Dauminique. You're right. they act like they want to total your truck. for them it'd be a quick settlement, then they'd sale it at auction and get money back. Also, I would rather have an 18-speed then a sorry auto in a truck any day. Most autos are used by seat and steering wheel holders anyway. Too many don't know how to drive a stick anymore. This is from an 'old' trucker who came off the road in the 90's. Good luck with the insurance ripoffs.
Understand they need to value it in the same area . Hope it works out
You can do ANYTHING you put your mind to. Congrats on your accomplishments. A modern lady that is a role model to girls and boys everywhere. You are great. Hopefully Bobby will take you out to dinner to commemorate the occasion. Congrats !!!
Been with you since 300 subs. Lots of changes since then. Congratulations!!! Well deserved!!
I know in my state, you can buy it back from insurance company for 10% of what they totaled it for, but then you have to pay for repairs out of your pocket
Congrats there young lady. Anything is possible if you stick to your goals. Next is 500,000.00
CONGRATULATIONS on your award and hope you get your truck back
Congrats on the 100K! Stick by your guns and make them fix your truck. You can look around for PNW truck comps to send to Progressive. Lots of T-800's went thru your favorite auction house, try to get some sold prices and descriptions from them.
It will be interesting to hear the numbers the Body Shop comes up with. When you get it back running, I'd get away from Progressive, but it'll be hard because you'll have a near total claim on your record. Keep on Trucking' !
JG Murphy and Richie Brothers (local locations) can provide reasonable comps. Progressive hasn’t done that.
Not through the whole video yet but im sure the red Kenworth is a steel box as you can see rust at the front marker light and a few other spots and i cant believe that they took money off for an air ride rear. When I picked up my 2001, T800 Gravel truck, that was one of my requirements. I wasn't settling for a rough ride. I think Ive got it insured at a fixed value of $130,000 Can. Pic is on my youtube page if you want to see it.
You really need to go after the Insurance Company. They are in business to save as much money as possible. Send them all the proof you can.
Progressive sucks I used them 30 years ago there are far better companies nowadays
I don't know where you are but vocational trucks pretty much progressive and Berkshire
They did the same to me. Cow took mine out. But,,, a perfectly running all mechanical maintained, flawless work truck. I replaced the box with a rust free box,, but a white box on a black truck. 3,500. It cost 14,500 to replace it.
1. Progressive SUCKS.
2. How in the world did that happen going down a driveway. Too fast and not paying attention I guess.
I am sorry for all you are going through on this. Insurance companies can be very trying to say the least. Wishing you the best in all of this as we look forward to seeing you back on the road. Enjoy your channel very much and I am not even a trucker. Just an old retired man living in Florida. Best of Luck
Dauminique, congratulations on reaching 100,000 subscribers! I’ve been following you pretty much from the beginning. I’ve enjoyed seeing you move forward with your career and your business.
Hope you get your truck back on the road soon. I don’t know how many trucks Progressive insures. It sounds like whoever did the valuation doesn’t know much about commercial trucks.
Hi, I live in the UK and we had this nonsense years ago. Long story short, Insurance coy landed up in court and was challenged to find 'identical ' vehicle for valuation they had placed on claimant's vehicle...couldn't do so! That was the last I heard of this practice!!!
😩
And yes both of trucks shown had drop axle and spec like we do in Alabama except we use 16 feet metal beds and gross 82500
Tell the insurance company to find you a comparable truck purchase it and deliver it to your door subject to review. I have done this on a couple of vehicles over the years and its amazing how much the settlement offer comes up. Yes buy this loss insurance next time. With the time loss they become highly motivated to settle quickly.
here a dump truck with 500k km on it are rare, usually they are exported before get that much use on them. normal is getting a new truck with a service contract. big companies trade at 3 years old often.
If you buy a tri axle or 10 wheels in Kentucky Virginia all in that area they need a deep bucket cause alot of them run coal.
I would think you would like a deep reduction 15 speed if hauling heavy and especially in hilly areas.
Did you check truck paper I saw a few nice ones in their. I live in Alabama so they be closer to me.
I used to run a rehab shop for big trucks, at times we would make an offer to the insurance company, take the cash, and we would work out a deal with the owner to correct the truck.
Also insurance companies today have no clue about trucks, the repairs, the build.
Most trucks today are built with automatic transmission or autoshift.
transmission .
The days of 13 or 18 spd transmission are about done.
Good luck in your business, good luck with your insurance company.
The London truck is 15 miles from here. That thing has been through hell and back, I can promise. The yellow light is used when the truck has a salt spreader in the back. It’s been contracted to the state at some point for winter snow work.
Congratulations on the 100K subscribers! Sometimes dealing with insurance companies on the repair side really is a pain. Good luck with this & hope you get a valuation that is at it's real worth.
This it’s where they get you. We had a truck just get engine rebuilt by dealer and progressive said it already had an engine in it so that don’t add no value but the bill was 40k . They know replacement cost in the past 3 years have skyrocketed. For a good triaxle around in Alabama there at least 150k for about 250k miles about 50k markup in 3 years
My dear you have way more patience than I do. You are one hundred percent correct about the quality and specs in the west versus the crap in the east.
a helpful note, look for a quote from more than one body shop, best not to go with the house choice as they always charge the most money because they can get away with it.
Went thru the same crap with Progressive on a rollback with Progressive a year ago where offered me several thousand less than replacement cost, and less than the value I had been paying premium on for several years. I held firm, even when they threatened to implement the "appraisal clause". When I agreed, they called back and agreed to pay my stated value.
hate to say it but get a laywer it will help you out with it
Hello Dauminique, the orange rotating light beacon on the side of that truck is likely because it's a public works truck ,dedicated to working on county roads, so needs a higher visibility profile.
When you look up what is in your area take a screen shot of what is close as you can find to yours more than 1 is helpful. Then call or visit your local dealer and bring a picture of your truck and a list of what it has for equipment and ask for them to do a written estimate for the vehicle value in your area it was on their lot. If you can get 2-3 estimates from local dealers it would hold muck more credence to your claim. If you want to keep your truck, get a damage estimate the damage from a local body company or independent appraiser. Then ask your insurance company for what you can but your vehicle back from them for. At that point you can make an educated guess as to what is in your best interest at that point. If you have the sticker of your truck that shows all the upgrades that were on your vehicle, like factory packages that were on your make sure that those upgrades were accounted for and the condition of your truck prior to the accident. If they are saying the condition is good but yours was excellent like (no rust or dents or new parts that was in the truck new tires and so on) make sure you get the money you put in for repairs, that all counts. you do not need to settle for less if you can provide them with a valid reason to give you more. I just went through it with my insurance company with my insurance company who was trying to low ball me on my personal truck, a 2018 Silverado with 35,700 miles they came in at $29.400 and when i was done my check was for $36.000 and i was able to replace it with no $$ out of pocket, by getting them up 20% more. In your line of work time loss insurance and Gap insurance is worth paying for, gap insurance will pay the difference between what you owe and what the insurance will give you if you have inequity, if you have to refinance a previous balance to refinance. BTW congrats on 100K.
I hope you have good luck on this.
If I remember correctly when I got my business auto insurance they used the replacement cost as the value. So a 1995 1 ton work truck with 200,000 miles had like $20,000 value when I paid $5,000 for it.
Congratulations on your award. Ask your dealer what he would sell your truck for today as it was before the accident. Thats the value to start with.
I can tell you from experience an attorney comes in handy dealing with ins co at times.
I feel your pain. My father owned an excavation company and had a number of dump trucks. Had a very similar experience when he had an accident that wasn’t even his fault. Someone ran into him when the truck was legally parked at a job site. He built all his trucks custom for what he did as most independent contractors do. They had comps of landscaper trucks, and box vans because it was the same “model” of truck - it was comical. They wanted to total the truck and give him penny’s basically. So his lawyer got the claim withdrawn - he just fixed it him self because it would be tens of thousands cheaper and it was less hassle - he took it to his mechanic and told him to fix it right and he would write the check. Had the truck back in short order, had to get creative finding parts but no insurance company have to submit too for approval. Plus after it’s fixed, they raise your rates after the claim. He then switched insurance companies and would find the cheapest rate possible, he would shop every 6-months to a year - never put a claim in again. All he cared about was having the legal document to run the trucks. The get you coming, going, right and left. The insurance business is to make money off the money your business makes - remember that.
I've worked on setting scope of work for property claims, but it seem similar to the adjuster working on your truck claim. With your truck being part of your RUclips income I would set the cost of the truck with something exactly like you had. The cleanliness, style, and equipment is what brought your viewers so you will need to maintain that value.
Congratulations on the 100 k subscribers. For reasons too complicated to mentioned here .y carrier dropped me, I spent a year with Progressive, the only option I had available at the time. Fortunately I didn't have a claim that year, and was able to find another carrier when renewal time rolled around. Maybe they've changed some things since then I think they're blood suckers. Good luck with it all. You've got a nice rig I'd fight like hell to keep it on the road. Good luck.
best advice for you to get the best valuation for your truck is to look up trucks that match your trucks specs perfectly including the pictures and milage of those trucks and get 3 to 5 different prices and be ready to send them to the insurance company, my mom cars got totalled a few months back and it was a limited editon all wheel drive van and the first valution they sent her was for the non limited edition with no awd, i found 3 diffierent ones on auto trader that matched hers exactly other than colour and milage but was still close to the milage and she emailed it to the insurance company and they wound up giving her 3000 more than she orginally paid for it used from a dealer
Great job on subscriber's but on another note most states have a department in the government that deals with insurance companies if you think their already angling to low ball you contact the insurance regulatory division in your state once the insurance company gets a message from them they move faster act nicer and stuff gets done your way not theirs on your time line not theirs please don't hesitate to use what your tax dollars pay for good luck I hope you straighten these guys out and get your truck fixed
Congrats on the award . Hopefully you and the insurance company can work things out. 🤞
I have Progressive too and the premium raised up this year. I have no accident no DWI no DUI or nothing on my record price $20 more a year a big truck a lot more I’m so sorry about your accident and I didn’t know you was one. I hope you was OK. Your insurance is really gonna go through the roof.
Good job hope everything is going well for you in 2024
Hi Dauminique. I am glad to see your video and congratulations on the 100,000 subscribers. Before I saw the video, as a guess I would have said $90-100K. $61,000 is too low to say the least. I second getting an independent appraiser so you have some info to counter the ins. company. You are on the right track by keeping & fixing your truck. You do a great job keeping it maintained & looking good. I wish I was able to be more help but keep after the ins. company and keep a smile as much as you can.
Yeah. I looked at the crash video and now I see why you say those trucks they compared with look like junk. Yours looked great. That is a big difference in sales prices people really go for something that looks good they will pay a lot more for the visuals. Good luck.
Congratulations on your channel hopefully your truck will be fixed its a sweet ride
Congrats to Daumuque Best Wishes and Sucess.
Don't know about Washington? in Oregon they have to repair it or replace it, your truck can be fixed, we do chassis/frame work from 1/2 tons all the way up to the class 8 trucks and top of the line diesel motor coaches, the cab damage is what concerns me?, we don't do the body work.
Congratulations on the 100K award. Remember that insurance companies and especially adjusters do not work for you. Their primary goal is to get you to settle for a smaller amount. I'm not sure if this will work with truck insurance, but I have had larger sized boats in the PNW but I was able to get insurance for an "agreed value" and maybe had pay a bit higher premium, but felt it was worth it.
You may need to hire an attorney to help you get the results you want.
Good luck.
When you get insurance on a cruiser you get an agreed replacement value. It is based on an independent survey the owner pays for. Can you get the same for commercial vehicles?
Any update on your truck, Thanks.
That's an east coast truck and that's why the have the 3rd set of drops with duals
My partner and I are building a fab shop with the goal of building and repairing dump boxes, there is not anyone in Oregon doing it
Congratulations on the plaque !!! Unfortunately insurance agents will sell u cheap insurance basically to push the policy through …. Make sure you sit down with your insurance agent every year at renewal and go over all the coverages and ask questions ….. I would make them fix it up back to original. Then they can’t compare it to anything !! If you have any questions don’t be afraid to reach out ….
So, I had the exact same thing happen and what ultimately happened is I had to provide my own comps from listing's i found and that's what the insurance company ended up paying. Don't let them push you around and yiu will get fair market value. 😉
Value did double with honest comps. 🤗
Gratz on 100,000 subs award & A year ago i lost a home to a fire & the insurance company was quick to settle as total loss but they sure dont give you fair or a break on prices. I once got cheated by my insurance company of 40yrs for a theft loss purely because i lost my proof on the pc i had due to a total wipe by a virus. After yrs in storage i couldnt find my paper copies of the items that were stolen & they actually sent investigator on me . Cost me good amount of money & at a bad time but learned my lesson on choosing the right insurance company. Wish you luck getting things done & getting back in shape get the dumptruck back to work.
Congratulations on your success