Real Estate makes money much slower as compared to Equities which is much faster. The issue is in Allocation in the asset class - particularly in Equity One allocates 40-50L by default while purchasing lands/plots, estates in fact higher also When it comes to Equity one barely invests 20k to 1L or 5L may be and when grows by 10%-40% exits
Sharan brother I am house wife I can't do job as my in laws don't allow me to go for Job bcoz of 2 kids my husband understood my pain and is ready to give 10 lakhs amount for investment so now what should I do so that I can be financially independent and return the investment
@financewithsharan constructive feedback. Make your seating arrangement as guest1 , guest 2 Sharan. Instead of guest1 , Sharan, guest2 this seating arrangement looks very confrontational for guests.
One lesson I've learnt from millionaires is to always put your money to work no matter how small. Don't get discouraged just because you can "only" invest like $100 per month. It can compound to tremendous wealth over the course of decades. The important thing is that you keep going!
My advice for who wants to grow financially this year, invest. Saving is good, but investing elevates your finances. Thanks to my financial advisor, my portfolio is thriving, and I'm proud of last year's decisions.
Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $2 million portfolio.
I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with "Melissa Elise Robinson" for years and highly recommend her. See if she meets your criteria.
Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.
thats really massive!How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.
Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
Angela Lynn Shilling is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I miss the post Pandemic Mortgage rates, those were good times ! The market correction has been massive and with the impending recession it seems like things are only going to get worse.
You can say that again! I have pity for people who spend above 50% of their take home on rent, to think that things aren’t really looking up for the economy and inflation is driving the average cost of living to insane highs, a lot of people might not be able to get through the coming phase.
Well that’s why financial literacy is really paramount, as much as the market can be quite unpredictable and a lot of variables have to be considered while making decisions, one still has to be aware of the basic principles that govern these things in order to avoid obvious pitfalls.
True, personally I work with an expert financial planner, been with him for years and he saw most of these things coming. Working with him has been the best decision of my life! He Adviced me to buy a Condo in Tampa for $100k in 2020, as of 2022 it was worth almost $200k, and he helped me structure the fin-plan to pay it off, now it’s paid off.
Straight up, investing with the help of a financial advisor set me up for life with about $1.6m in stock portfolio roi. I max out my 401k and have few properties. I worked hard everyday as a teacher for 32 years, and my salary was over 100k annually. But if it wasn't for 2020 covid lockdown, I wouldn't have supplemented my income with stocks and alternative investments.
@@Lindsay-jy I require precise market trajectory information at this point, the erosion of my reserves due to inflation seems to bother me, mind with the info of your advisor please?
Katherine Nance Dietz is my FA. Just google the name and you’d find necessary deets. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
I believe investors should always put their money to work, particularly We can expect to witness more market diversification by the end of 2024. I'm intending to put approximately $350,000 of my savings in equities for next year. Hope to make millions by 2025.
i guess danger is currently at an all-time high, you may want to be more patient and return when it has lessened. You can also get advice from a skilled financial expert on strategy
That'S true, I have contacted a brokerage advisor. With an initial $80k reserve, my adviser selects the entry and exit commands for my portfolio, which has risen to around $550k.
@@WilliamsScott-h5h Pls how can i meet this advisor? i want someone to help me invest my divorce settlement, It's just being laying around in the bank without much interest and that's not good for me.
I'm curious, for someone with around $50,000 to invest, how would you recommend we enter the market? I am looking study some traders and copy their strategy rather than investing myself and losing money emotionally. What's your take on this approach?
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again.
Who is the coach that provides guidance for you? I urgently require assistance; my stock portfolio is stagnating, and I need investment advice for retirement.
I'm impressed with the recommended advisor's prompt response and expertise. Their clarity and professionalism instilled confidence from the start. Excited to explore opportunities together!
If you were to want to start investing in any of them for short term gains, which would be the better buy at this time. Been considering this for a while now.
Not sure this is the best place to ask this, but it has got to be Stocks... Of course, you have to be well informed on the right ones or better still, get an F.A to handle it for you (that way, you minimise risks)… Made my first million few weeks back from the Nvidia rise without having to do much unlike with Real Estates where you can wake up to a call by 2am to complain about a leaking pipe...
You should start by looking out for those from known firms and good track records. You should also make sure the person is licensed. Personally, I use Kelly Matwick. She's good and you could also look her up.
Here is your 2-minute summary of the video😀 - Rental yield for Flat: 3 to 4% but for commercial property: 5 to 7% - Demand for residential property is higher than commercial - Real estate is unaffected by ups and downs of stock market - IndexTap to track latest real estate updates - Bankers gives the best insight in real estate research - Real estate investment gives security and ownership benefits, preference and comfort, avoiding rental affordability concerns - The downsides of real estate are market saturation and a lack of control over market situation. - It is better to become indirect owners of real estate companies by buying their stocks
I beg to differ on point 3. Real estate is definitely affected by stock market. Without companies paying bonuses and generating profits, will employees have the resources/guts to buy homes? It then leads to oversupply, realtors laden with debt which could become NPAs for banks.
Despite the challenging economic situations, you have taught me the most effective methods to increase profits. May God bless you with even more knowledge! Sir Ronal'
Following you has been an amazing journey . you have shown me the best way to earn much better profits despite the bad economic situations, God bless you with more knowledge Ronal’...
Hallelujah!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (David), Now I'm no longer in debt after I invested $8,000 and got my payout of $270,500 every months,God bless Christy Fiore 🇺🇸🇺🇸🇺🇸..
I moved from Tampa to Santa Clara a few months ago and I’m thinking of purchasing a single family home there, but with real estate prices currently through the roof, is it still a good idea to buy a home or should I invest in stocks for now and just wait for a housing market correction? Looks like NVDA, TSM and AMD and AVGO are strong buys this week.
well you could put a downpayment on a home and as well diversify as much as you can into Ai, energy and big pharm. stocks like Pfizer and JnJ, ASML, MLM and S&P 500 ETFs. I’d suggest you go with a managed portfolio, but even those don’t perform so well, so it’s best you reach out to a proper fiduciary to guide you, that’s what works for my spouse and I making a whooping $738k in Q4 last year
I always look up your videos when it comes to financial lessons. You are such a blessing to this community. People are financially struggling to put food on the table, yet no change is made. I appreciate Anna Contreras alots, you've helped my family with your advice! Imagine investing $1,600 and receiving $8,300 in 7days
I am grateful to her, though I started with as low as $1,000 actually because it was my first time and it was successful he's a great personality in the state.
I'm so happy I made a productive decision about my finances that changed my life forever, hoping to retire next year... Investment should always be on any creative man's heart for success in life..
Depending on this administration is a total loss. Investment has been the easiest means to save and multiply income, missing out on this opportunity would be a waste.
Fantastic video! I have incurred so much losses trading on my own....I trade well on demo but I think the real market is manipulated.... Can anyone help me out or at least tell me what I'm doing wrong??
Investing with an expert is the best strategy for beginners and busy investors, as most failures and losses in investment usually happen when you invest without proper guidance. I'm speaking from experience.
The real estate guy seems nervous and the equity guy seems chilled out. That explains the true story. 1 very important point is missing in this debate. Compare the disputes and court cases in real estate and equity.
@@lifehealthandhappiness5661 parents might support but siblings, spouse and kids will fight to get their share. But that's not the case in the stock market.
5 years ago my rented flat giving 20k rent and flat price was 75 lakh ...emi was 45k. Today the rent is 45k and the price is 1.25cr The price didn't double but I am not paying any emi now, property taking care of itself. And after 3 years expecting 50k-55k rent, extra income will be there with an increasing price. Mutual funds doubled since 2019 without any dividend or income. Real estate disadvantage is it needs more money and less liquidity.
Real estate is really good but it not that simple. It takes a lot of time to understand the business model. Also buying a land is better than a property as it appraise a lot better.
buying a land is the most risky thing to do, bad property documents are designed to meet all legal queries, finally because of equal share to girl children, you will never know whether they have a girl child, children of the girl child will drag you to court
@@ben4wisdom Hmm. Can you elaborate on this? The way i see it, black money is an issue independent of overdraft or otherwise. Now, my portfolio compounds, property yields rental revenue and slowly appreciates, fully paid off with low interest OD which is serviced by rental yield from property.
@@jammivenkata Every time we sell real estate there's swinging of black money. Taking out cash and paying only a portion of it as white to save stamp duty and taxes. This illegal activity has become the norm in India, and equity has no such provision. So when you mix the two there's gonna be unnecessary headache. So the way I see it, unless you are earning black money (business, cash, undeclared incomes) you don't need unnecessary real estate headache. I just a buy a house to live and do all investments in white legal way.
@@ben4wisdom Agreed. My approach was because this was a RE vs EQ video. I'd wholeheartedly put maximum into non-RE asset classes, keeping one house to live in like you said.
@@ben4wisdom the catch when you take an OD against securities or MFs, is it can't be invested into the market again. So RE becomes a top contender for those funds to be invested in,
Invest in good Nifty fifty stock for 10 lakhs wait for 5 years it will go upto 25 lakhs - use that money for downpayment in a residential property (if salaried for tax rebate) and commericial property (if not salaried) Then you can buy a property worth 60 lakhs instead of burning it with 17 lakhs and getting stuck in life. Stocks are always good with small amount as risk is involved and always go for reputed builder real estate except Lodha Freehold land Nearby infrastructure and you will get good returns There is no one way formula at all You can get rent and since thats additional you can invest in sip and so this hybrid will help you grow gradually but will have steady returns.
On a lighter note, did someone note the difference in attire of the two experts? The real estate guy was in a complete professional look with tie and all whereas the equity proponent was in a bit of casual attire with more practical insight. Buying real estate and investing in equity may not be apple to apple comparison but this guy again reminds me of the big bull Jhunjhunwala ji. Simple living but real growth mind.
❤superb debate , loved it. After a long time one person eho could back real estate. I could agree as me being a real estate person. 95% in real esate and 5% in gold
Super informative podcast, it was much needed. Thank you all Sharan, both the experts & the team behind the seen. Will be awaiting to see another informative podcast soon. Keep up the great work.!
The advantage of residential real estate over commercial is that the vacancy is lower, commercial can have prolonged periods of vacancy. In USA the equity market is booming, and the real estate market is dull, once there is a slump in the equity market, money flows into real estate and vice-versa.
Found 1% club and feels like that is the way to get out of the matrix of a middle class person who saves and pays taxes as well but not doing and taking so much risks to grow the money and money work for them not we are working for the money ❤ thanks sharan your doing best work for those who is becoming a 1% club 🎉🎉hatts off for you 💜
I feel any industry is cyclical if now equities are fancy in some years Real estate shines back.. and the loop continues. People gonna invest money and people gonna live somewhere. never ending story.
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing.. I’ve been sitting on over $545k equity from a home sale and I’m not sure where to go from here. Is it a good time to buy into stocks or wait for another opportunity?
This is true, People dismiss the importance of Advisors until they are burned by their own mistakes. I remember a couple of few summers ago after my last job layoff, I had to stay afloat, hence researched for licensed fiduciary advisors. Thankfully, I came across someone of practical knowledge and experience. My reserve fund of $225k has yielded nearly $1.3 million after subsequent investments so far.
In a field as rapidly evolving as the Real Estate and Stock market, staying updated is vital. An advisor provides continual research and adaptation to the latest market changes which would be instrumental in helping make informed decisions.
There are a handful of experts in the field I’ve experimented with over the past years, but I’ve stuck with “Eric Paul Elmer” for about three years now, and his performance has been consistently impressive. He is quite known in his field.
In last decade real estate actually grown at 8% CAGR. Stock market 10.9% CAGR. For sure they are not making 25% CAGR but stock market guy is closer. From risk prospective - Real estate is much riskier bat because prices are all time high, reached out the reach of common man. 3BHK - 1 crore is very difficult to dissolve, who will pay 2 crore for flat and why? Except Mumbai. So plan accordingly. Real estate down QoQ Anarok said 8% propequity 16% down. But significantly down. Other risk are tech is already in recession, layoffs happening, WFH increased. Similarly stock market is at 23PE. Means profit of 23 years is in current stock price. So its also expensive. Risk is global war impact, retail SIP shortlived, 3 months of negative return send them back to FD. Know all facts and invest. A wise never invest in peak, it will invest when nobody is investing like in covid times.
I would say we should do both equity and real estate, if i have real estate then i can anytime take a loan against property and grab the opportunity either in equity market or in real estate. Plus real estate you can put more than 1 crore easily but its difficult for common people to invest more than 1 cr in equity
The real estate guy, is struggling to convince. You can be on stock market an not lose money in 20 years. There is something called risk management. If you invest in Mutual Funds or ETS, you won't lose money ever in the long run. Real estate is not liquid at all. It's a fixed asset, and as per accounting it's called a non-current asset. Liquid assets are cash, short term investment. If I've ETS with Fidelity, I can sell them now, and get the money on my bank account in 3 days. With real estate that's not possible.
I lost lot of money in real estate.. May be bad decisions and bad luck.. At least 3 small properties of 40 lacs invested 10 years back and no guarantee of I would get back anything next 5 years.. Delhi NCR people knows the failed real estate stories of Amrapali, Supertech, Jaypee, 3C, Logix etc etc.. But my share market investment in mutual funds and smallcases are giving me real returns on money invested and with minimal risk and great peace of mind.. I would always favour share market investment.. And here I don't suggest intraday OR F&O.. I suggest long term investments..
3:13 So if your money doubles every 5year your Cagr is 14.4% and even if you add the rental income being very optimistic then net returns would be 18-19%... So between 19% and 25% there is lot of difference.. "KYA PHOOK KE AYA HAI BEY"
they mix up return and emotion while putting up the proposal which is why lot of people heavily invested in real estate are now in panic after realizing the actual return. And even after doing all these also, balance sheet of even big builders are not having free cash flow. Conversion ratio of operating profit to operating cash flow is pathetic!!
Real Estate Makes money much slower as compared to Equities which is much faster. The issue is in Allocation in the asset class - particularly in Equity One allocates 40-50L by default while purchasing lands/plots, estates in fact higher also When it comes to Equity one barely invests 20k to 1L or 5L may be and when grows by 10%-40% exits
The Biggest difference is there is no "Sustainable Competitive Advantage" in Real Estate. If a Farmer sells his land for few crores his Matric fail son with that money becomes a Real Estate expert. But in Equity its not possible. A new beginner even if he has 100 crores cannot compete with a person having 10 years experience. It needs several years to reach his level. only after experiencing one or two Market Crash.
"Thank you, Mr. Chintan Vasani, for such an insightful comparison between investing in real estate and equity! Your clear explanations really helped me understand the advantages of both avenues. Looking forward to more of your informative videos!"
The paper work is not hassle free across India in real estate. Buying and selling property involves brokers, commissions and misspelt names and taxes etc. it’s not as straightforward as equity.
1 Cr Flat with housing loan vs MF investment for 15 years 20 Lac lump sum and Rs 60k /- EMI for 80 lac loan including tax benefit Gain 1 Cr flat with 8-9 % annual appreciation = 5.0 Cr Rent (35k - 10 k tex + 7 % annual increment) with 15% CAGR invested in MF =2.5 Cr ; Total =7.5 Cr House is a large cap, so the rent may be invested into flexi cap for the better return with 17-18%CAGR. if the money was invested into MF 20 Lac Lumpsum in MF with 15% CAGR=1.6 Cr Rs 60k with 15% CAGR=4.5 Cr Total =6 Cr Net Gain = 1.5 Cr
The equity guy was more experienced & confident. While buying property, consider - EMI + gov tax + society and the rent generated also goes in EMI. Aft 10 years when you clear the EMI you notice that the commercial that i got from builder cost 50 L ( 2013) and Aft clearing loan it cost you 70 L Todays selling price you get 80 L . Moral follow equity Guy
bring in younger generations who have made a good portfolio, what are their insights - vs another man who is equally managed to make the same with different portfolio
Neither the stocks nor the property Rather go for swp from one of the mutual fund houses Where your money will grow definitely as well as you will get some good amount of SWP from it. Eg. Invest 2cr in mutual funds which will b giving 12% to 15% and opt for swp of 1.5 lakh per month After 6 to 7 years your fund amount will b almost 7cr. If agree ....
Both trading and real estate investments are hazardous for a layperson like me who lacks training in those respective areas. I managed to strike gold only through prudent long-term investments to surpass my FIRE number.
I have bet on both; real estate has given me 26% CAGR in last 9 years but won't get anymore. And stock market has given 30 % CAGR in last 9 years. Amount invested was 60 lacs and 40 lacs respectively. No active trading only long-term holding .
Great podcast! I'd suggest to limit the use of fancy images and keynotes during the podcast as it diverts the attention. Try to keep it simple. Thanks Love your content
![Passive Income From a Second Home? [AirBnb VS Rental]](http://i.ytimg.com/vi/zOdANwjAbUg/mqdefault.jpg)
Rahul Ghose
RUclips - youtube.com/@iam_hedged?si=lh_xRSgJvyfnZz9f
LinkedIn - www.linkedin.com/in/rahul-ghose-9219a83b?
Company website:
octanom.com/
hedged.in/
Real Estate makes money much slower as compared to Equities which is much faster.
The issue is in Allocation in the asset class - particularly in Equity
One allocates 40-50L by default while purchasing lands/plots, estates in fact higher also
When it comes to Equity one barely invests 20k to 1L or 5L may be and when grows by 10%-40% exits
Sharan brother I am house wife I can't do job as my in laws don't allow me to go for Job bcoz of 2 kids my husband understood my pain and is ready to give 10 lakhs amount for investment so now what should I do so that I can be financially independent and return the investment
I read the channel as *I am Hegde* and saw Rahul speaking after clicking. I was scratching my head while trying to figure out what was going on.
@financewithsharan constructive feedback. Make your seating arrangement as guest1 , guest 2 Sharan.
Instead of guest1 , Sharan, guest2 this seating arrangement looks very confrontational for guests.
Superb...v v informative
One lesson I've learnt from millionaires is to always put your money to work no matter how small. Don't get discouraged just because you can "only" invest like $100 per month. It can compound to tremendous wealth over the course of decades. The important thing is that you keep going!
My advice for who wants to grow financially this year, invest. Saving is good, but investing elevates your finances. Thanks to my financial advisor, my portfolio is thriving, and I'm proud of last year's decisions.
Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $2 million portfolio.
Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.
I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with "Melissa Elise Robinson" for years and highly recommend her. See if she meets your criteria.
I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip.
Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.
thats really massive!How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Lucia Alicia Cruz is my FA, simply do due diligence . You'd find necessary details online to work with and set up an appointment.
Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info
I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.
Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
Angela Lynn Shilling is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you
I miss the post Pandemic Mortgage rates, those were good times ! The market correction has been massive and with the impending recession it seems like things are only going to get worse.
You can say that again! I have pity for people who spend above 50% of their take home on rent, to think that things aren’t really looking up for the economy and inflation is driving the average cost of living to insane highs, a lot of people might not be able to get through the coming phase.
Well that’s why financial literacy is really paramount, as much as the market can be quite unpredictable and a lot of variables have to be considered while making decisions, one still has to be aware of the basic principles that govern these things in order to avoid obvious pitfalls.
True, personally I work with an expert financial planner, been with him for years and he saw most of these things coming. Working with him has been the best decision of my life! He Adviced me to buy a Condo in Tampa for $100k in 2020, as of 2022 it was worth almost $200k, and he helped me structure the fin-plan to pay it off, now it’s paid off.
Oh Nice! What’s his name and how can one contact him.
There are lots of CFAs you can work with. You can search Google for Eric Paul Elmer
Kardden please get going high
Why do so many dividend stocks get killed for share price? You would think dividend stocks would do a little better. Case in point: $3M.
everyone needs a margin of safety in their portfolios and remember, it's time in the market not timing the market
learning when to exit has been my issue and main reason I'd advise the use of financial experts unless you a pro yourself
Straight up, investing with the help of a financial advisor set me up for life with about $1.6m in stock portfolio roi. I max out my 401k and have few properties. I worked hard everyday as a teacher for 32 years, and my salary was over 100k annually. But if it wasn't for 2020 covid lockdown, I wouldn't have supplemented my income with stocks and alternative investments.
@@Lindsay-jy I require precise market trajectory information at this point, the erosion of my reserves due to inflation seems to bother me, mind with the info of your advisor please?
Katherine Nance Dietz is my FA. Just google the name and you’d find necessary deets. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
I believe investors should always put their money to work, particularly We can expect to witness more market diversification by the end of 2024. I'm intending to put approximately $350,000 of my savings in equities for next year. Hope to make millions by 2025.
i guess danger is currently at an all-time high, you may want to be more patient and return when it has lessened. You can also get advice from a skilled financial expert on strategy
That'S true, I have contacted a brokerage advisor. With an initial $80k reserve, my adviser selects the entry and exit commands for my portfolio, which has risen to around $550k.
@@WilliamsScott-h5h Pls how can i meet this advisor? i want someone to help me invest my divorce settlement, It's just being laying around in the bank without much interest and that's not good for me.
I've been thinking about switching to an advisor for a long. Can you tell me who your advisor is?
My CFA 'Melissa Jean Talingdan' is a well-known figure in her field. I recommend doing additional study on her credentials on web.
Kardden Token time! This thing is lifting up in ways nobody did before
Its a scam
Thanks, please make another video about Kardden I prefer Kardden that is strong
Kardden Token is next atleast 40x coin, upswing better than Kardden at primetime
Checked, its a scam
@@kingmonir5899 they are bots
Clearly Kardden was a right choice. Hope to learn more from you this is pure knowledge
I'm curious, for someone with around $50,000 to invest, how would you recommend we enter the market? I am looking study some traders and copy their strategy rather than investing myself and losing money emotionally. What's your take on this approach?
It's all about finding the right moment to take advantage of and generate colossal profit, which is why you need to do your research.
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again.
Who is the coach that provides guidance for you? I urgently require assistance; my stock portfolio is stagnating, and I need investment advice for retirement.
Monica Shawn Marti is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
I'm impressed with the recommended advisor's prompt response and expertise. Their clarity and professionalism instilled confidence from the start. Excited to explore opportunities together!
Defending Real estate is tough in times of equity bull run.
25% cagr in real-estate is not true.
Exactly 😅
Indeed ..he is lying earlier he said in 4-5 years double the money + 0.5% rental yield and during conclusion he said 25% cagr which is not even 15% 😂
1. It isn't 25% CAGR for real estate; its about 14% CAGR
2. 24K to 50K in 5 years is 2.08 times NOT 2.5 times
Yes..they exaggerate...or miscalculate.....😂
I think they also counted rentals in calculations
Right.
If you were to want to start investing in any of them for short term gains, which would be the better buy at this time. Been considering this for a while now.
Not sure this is the best place to ask this, but it has got to be Stocks... Of course, you have to be well informed on the right ones or better still, get an F.A to handle it for you (that way, you minimise risks)… Made my first million few weeks back from the Nvidia rise without having to do much unlike with Real Estates where you can wake up to a call by 2am to complain about a leaking pipe...
why not both? diversify!
How do I go about getting one, what are the steps for getting an advisor. like a really good one
You should start by looking out for those from known firms and good track records. You should also make sure the person is licensed. Personally, I use Kelly Matwick. She's good and you could also look her up.
You can invest in properties, however be aware that properties don’t increase in value in a day.
Here is your 2-minute summary of the video😀
- Rental yield for Flat: 3 to 4% but for commercial property: 5 to 7%
- Demand for residential property is higher than commercial
- Real estate is unaffected by ups and downs of stock market
- IndexTap to track latest real estate updates
- Bankers gives the best insight in real estate research
- Real estate investment gives security and ownership benefits, preference and comfort, avoiding rental affordability concerns
- The downsides of real estate are market saturation and a lack of control over market situation.
- It is better to become indirect owners of real estate companies by buying their stocks
Thanks for the summary :)
I beg to differ on point 3. Real estate is definitely affected by stock market. Without companies paying bonuses and generating profits, will employees have the resources/guts to buy homes? It then leads to oversupply, realtors laden with debt which could become NPAs for banks.
Despite the challenging economic situations, you have taught me the most effective methods to increase profits. May God bless you with even more knowledge! Sir Ronal'
he’s mostly on Telegrams, using the user.
# Ronalfx2
Following you has been an amazing journey . you have shown me the best way to earn much better profits despite the bad economic situations, God bless you with more knowledge Ronal’...
I'm favoured financially, Thank you Ronal’
$32,000 weekly profit regardless of how bad it gets on the economy
Thank you so much, Sir Ronal’ I never imagined to receive profits after investing in my trades with you. God is going to continue to bless you.
Sharan, you should let them complete before interrupting for asking your questions. Their flow of thoughts could give more insights.
Hallelujah!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (David), Now I'm no longer in debt after I invested $8,000 and got my payout of $270,500 every months,God bless Christy Fiore 🇺🇸🇺🇸🇺🇸..
Hello!! how do you make such monthly, I’m a born Christian and sometimes I feel so down of myself 😭 because of low finance but I still believe God
Thanks to my co-worker (Carson ) who suggested Ms Christy Fiore
She's a licensed broker here in the states🇺🇸 and finance advisor.
After I raised up to 525k trading with her I bought a new House and a car here in the states🇺🇸🇺🇸 also paid for my son's surgery….Glory to God, shalom.
Can I also do it??? My life is facing lots of challenges lately
Real estate is for cash flow. Equity is for wealth creation. Bank fd is wealth destruction.
I moved from Tampa to Santa Clara a few months ago and I’m thinking of purchasing a single family home there, but with real estate prices currently through the roof, is it still a good idea to buy a home or should I invest in stocks for now and just wait for a housing market correction? Looks like NVDA, TSM and AMD and AVGO are strong buys this week.
it’s a personal decision, but according to Forbes, housing activities will remain stagnant for the most part of the year, so maybe hold off a little.
well you could put a downpayment on a home and as well diversify as much as you can into Ai, energy and big pharm. stocks like Pfizer and JnJ, ASML, MLM and S&P 500 ETFs. I’d suggest you go with a managed portfolio, but even those don’t perform so well, so it’s best you reach out to a proper fiduciary to guide you, that’s what works for my spouse and I making a whooping $738k in Q4 last year
I’m an art collector, this is not very new to me but has a nuance to it. Can you assist me?
There are many advisors to choose from. But I work with 'Leah Foster Alderman' and we've been working together for years and she's fantastic
You could check her if she meets your requirements. Just research the name. You’d find necessary details to work with.
I always look up your videos when it comes to financial lessons. You are such a blessing to this community. People are financially struggling to put food on the table, yet no change is made. I appreciate Anna Contreras alots, you've helped my family with your advice! Imagine investing $1,600 and receiving $8,300 in 7days
I am grateful to her, though I started with as low as $1,000 actually because it was my first time and it was successful he's a great personality in the state.
I'm so happy I made a productive decision about my finances that changed my life forever, hoping to retire next year... Investment should always be on any creative man's heart for success in life..
Depending on this administration is a total loss. Investment has been the easiest means to save and multiply income, missing out on this opportunity would be a waste.
That sounds nice. I'm really thinking of reaching him, and have heard positive rewards about him. HOW TO FIND HIM??
Making money is all about investing in the right way, most failure and loss on investment usually happen when you invest without proper guide.
Fantastic video! I have incurred so much losses trading on my own....I trade well on demo but I think the real market is manipulated.... Can anyone help me out or at least tell me what I'm doing wrong??
Same here, My portfolio has been going down the drain while I try trading,l just don't know what I do wrong. .
Investing with an expert is the best strategy for beginners and busy investors, as most failures and losses in investment usually happen when you invest without proper guidance. I'm speaking from experience.
Wow, I'm surprised to see Janet mentioned here as well. I didn't know she had been kind to so many people
I'm also a huge beneficiary of her..
I thought myself and my family were
the only ones enjoying Janet
trade benefits
Though I started with as low as $15,000
actually because it was my first time and it was successful, she's a great personality in the state
Chintan Vasani
Instagram : instagram.com/chintanvasani?igsh=MXg2a2Z4cnQydHJ0NQ%3D%3D&
RUclips : youtube.com/@chintanvasaniofficial?feature=shared
LinkedIn : www.linkedin.com/in/chintan-vasani-61519718?
Thank you for having me on the podcast.
The real estate guy seems nervous and the equity guy seems chilled out. That explains the true story.
1 very important point is missing in this debate. Compare the disputes and court cases in real estate and equity.
For buying Real estate even family supports but for share market 😂
@@lifehealthandhappiness5661 parents might support but siblings, spouse and kids will fight to get their share. But that's not the case in the stock market.
Banker's statement by the RE guy was really soo logical and rational that for a sec even Sharan got a sec break. 👏
no beating around the bush,
this guy asks to the point questions
He is very professional in doing interviews with no bs no fake smile only pure professionalism
5 years ago my rented flat giving 20k rent and flat price was 75 lakh ...emi was 45k.
Today the rent is 45k and the price is 1.25cr
The price didn't double but I am not paying any emi now, property taking care of itself. And after 3 years expecting 50k-55k rent, extra income will be there with an increasing price.
Mutual funds doubled since 2019 without any dividend or income.
Real estate disadvantage is it needs more money and less liquidity.
Uncle there are different mutual funds which doubled every year since 2020. Google it!!
Bruh which world are you living in? Mid and small cap funds have become 4-6 times in the last 5 years. Just check returns of any of them. 😅
Moral: Invest in what you understand.
Very true. You need to have a detailed understanding of what you getting into.
Real estate is really good but it not that simple. It takes a lot of time to understand the business model. Also buying a land is better than a property as it appraise a lot better.
buying a land is the most risky thing to do, bad property documents are designed to meet all legal queries, finally because of equal share to girl children, you will never know whether they have a girl child, children of the girl child will drag you to court
Equity is supreme now rather than the real estate ❤
Very much useful video Sharan. Appreciate it!
Brother, equity offers much higher returns compared to real estate, at least 3-4 times more in the long term.😅
Invest in equity market, take a 40% overdraft against securities or against mutual funds, put that into real estate. Rinse and repeat.
Roughly 50% of real estate India is in Black. Cannot swing it like that with equity.
@@ben4wisdom Hmm. Can you elaborate on this? The way i see it, black money is an issue independent of overdraft or otherwise.
Now, my portfolio compounds, property yields rental revenue and slowly appreciates, fully paid off with low interest OD which is serviced by rental yield from property.
@@jammivenkata Every time we sell real estate there's swinging of black money. Taking out cash and paying only a portion of it as white to save stamp duty and taxes. This illegal activity has become the norm in India, and equity has no such provision. So when you mix the two there's gonna be unnecessary headache. So the way I see it, unless you are earning black money (business, cash, undeclared incomes) you don't need unnecessary real estate headache. I just a buy a house to live and do all investments in white legal way.
@@ben4wisdom Agreed. My approach was because this was a RE vs EQ video. I'd wholeheartedly put maximum into non-RE asset classes, keeping one house to live in like you said.
@@ben4wisdom the catch when you take an OD against securities or MFs, is it can't be invested into the market again. So RE becomes a top contender for those funds to be invested in,
What a insightful conversation!!🙌
hi Rohit how to hire your services for editing
You guys are awesome🫶... keep up the great work.. Thanx for sharing your insights especially for young people...❤🇮🇳
Invest in good Nifty fifty stock for 10 lakhs wait for 5 years it will go upto 25 lakhs - use that money for downpayment in a residential property (if salaried for tax rebate) and commericial property (if not salaried)
Then you can buy a property worth 60 lakhs instead of burning it with 17 lakhs and getting stuck in life.
Stocks are always good with small amount as risk is involved and always go for reputed builder real estate except Lodha
Freehold land
Nearby infrastructure and you will get good returns
There is no one way formula at all
You can get rent and since thats additional you can invest in sip and so this hybrid will help you grow gradually but will have steady returns.
This interview is "Gold" 💛
On a lighter note, did someone note the difference in attire of the two experts? The real estate guy was in a complete professional look with tie and all whereas the equity proponent was in a bit of casual attire with more practical insight. Buying real estate and investing in equity may not be apple to apple comparison but this guy again reminds me of the big bull Jhunjhunwala ji. Simple living but real growth mind.
❤superb debate , loved it. After a long time one person eho could back real estate. I could agree as me being a real estate person. 95% in real esate and 5% in gold
Thank you sharan debate I learn a lot from this video real estate and equity❤
Super informative podcast, it was much needed. Thank you all Sharan, both the experts & the team behind the seen. Will be awaiting to see another informative podcast soon. Keep up the great work.!
Real estate is absolutely unregulated,
RERA has got regulations left right centre. Any particular bad experience?
The amount of ads in your videos is too much. Greedy guy.
The advantage of residential real estate over commercial is that the vacancy is lower, commercial can have prolonged periods of vacancy. In USA the equity market is booming, and the real estate market is dull, once there is a slump in the equity market, money flows into real estate and vice-versa.
Found 1% club and feels like that is the way to get out of the matrix of a middle class person who saves and pays taxes as well but not doing and taking so much risks to grow the money and money work for them not we are working for the money ❤ thanks sharan your doing best work for those who is becoming a 1% club 🎉🎉hatts off for you 💜
Thank you so much bro
I feel any industry is cyclical if now equities are fancy in some years Real estate shines back.. and the loop continues. People gonna invest money and people gonna live somewhere. never ending story.
Great insights. Thank you.
Loved it!!
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing.. I’ve been sitting on over $545k equity from a home sale and I’m not sure where to go from here. Is it a good time to buy into stocks or wait for another opportunity?
Well as you know; the bigger risk, the bigger results, but such impeccable high value trades are often carried out by pros.
This is true, People dismiss the importance of Advisors until they are burned by their own mistakes. I remember a couple of few summers ago after my last job layoff, I had to stay afloat, hence researched for licensed fiduciary advisors. Thankfully, I came across someone of practical knowledge and experience. My reserve fund of $225k has yielded nearly $1.3 million after subsequent investments so far.
In a field as rapidly evolving as the Real Estate and Stock market, staying updated is vital. An advisor provides continual research and adaptation to the latest market changes which would be instrumental in helping make informed decisions.
I completely share this perspective however it is a bit tricky to come across reliable Financial Advisors. It would be nice to get a recommendation.
There are a handful of experts in the field I’ve experimented with over the past years, but I’ve stuck with “Eric Paul Elmer” for about three years now, and his performance has been consistently impressive. He is quite known in his field.
Can you make a video on how to do research before buying a property?
In last decade real estate actually grown at 8% CAGR. Stock market 10.9% CAGR. For sure they are not making 25% CAGR but stock market guy is closer. From risk prospective - Real estate is much riskier bat because prices are all time high, reached out the reach of common man. 3BHK - 1 crore is very difficult to dissolve, who will pay 2 crore for flat and why? Except Mumbai. So plan accordingly. Real estate down QoQ Anarok said 8% propequity 16% down. But significantly down. Other risk are tech is already in recession, layoffs happening, WFH increased. Similarly stock market is at 23PE. Means profit of 23 years is in current stock price. So its also expensive. Risk is global war impact, retail SIP shortlived, 3 months of negative return send them back to FD. Know all facts and invest. A wise never invest in peak, it will invest when nobody is investing like in covid times.
I would say we should do both equity and real estate, if i have real estate then i can anytime take a loan against property and grab the opportunity either in equity market or in real estate. Plus real estate you can put more than 1 crore easily but its difficult for common people to invest more than 1 cr in equity
The real estate guy, is struggling to convince. You can be on stock market an not lose money in 20 years. There is something called risk management. If you invest in Mutual Funds or ETS, you won't lose money ever in the long run. Real estate is not liquid at all. It's a fixed asset, and as per accounting it's called a non-current asset. Liquid assets are cash, short term investment. If I've ETS with Fidelity, I can sell them now, and get the money on my bank account in 3 days. With real estate that's not possible.
Thanks I bought Kardden and I can't be more happy about it
very insightful with basic knowledge to get into big shoes !!
Excellent content 👏👏 thank you so much... Loved it...
3:22 sharan how you calculated 25% its 14.4 % with rule of 72 divide 72 by 14.4 you will get 5 years
Galat nikala hai usne
Add rent yield
He knows everything except basic finance!
I lost lot of money in real estate.. May be bad decisions and bad luck.. At least 3 small properties of 40 lacs invested 10 years back and no guarantee of I would get back anything next 5 years..
Delhi NCR people knows the failed real estate stories of Amrapali, Supertech, Jaypee, 3C, Logix etc etc..
But my share market investment in mutual funds and smallcases are giving me real returns on money invested and with minimal risk and great peace of mind..
I would always favour share market investment.. And here I don't suggest intraday OR F&O.. I suggest long term investments..
Kardden movement begins and everyone is like acting crazy. Let's bring it up!
Thank you for this discussion.
Sharan - Very good. Thanks for enabling us to access such a wonderful debate.
3:13 So if your money doubles every 5year your Cagr is 14.4% and even if you add the rental income being very optimistic then net returns would be 18-19%... So between 19% and 25% there is lot of difference..
"KYA PHOOK KE AYA HAI BEY"
Real estate wala ganja 😂😂😂
they mix up return and emotion while putting up the proposal which is why lot of people heavily invested in real estate are now in panic after realizing the actual return. And even after doing all these also, balance sheet of even big builders are not having free cash flow. Conversion ratio of operating profit to operating cash flow is pathetic!!
Questions were so apt
Real estate never gives you 25% CAGR
I need the same with some other guys as a part-2
Real Estate Makes money much slower as compared to Equities which is much faster.
The issue is in Allocation in the asset class - particularly in Equity
One allocates 40-50L by default while purchasing lands/plots, estates in fact higher also
When it comes to Equity one barely invests 20k to 1L or 5L may be and when grows by 10%-40% exits
the most fair approach and yet the ultimate king of meme is Kardden
Both
50-50%
The Biggest difference is there is no "Sustainable Competitive Advantage" in Real Estate. If a Farmer sells his land for few crores his Matric fail son with that money becomes a Real Estate expert. But in Equity its not possible. A new beginner even if he has 100 crores cannot compete with a person having 10 years experience. It needs several years to reach his level. only after experiencing one or two Market Crash.
"Thank you, Mr. Chintan Vasani, for such an insightful comparison between investing in real estate and equity! Your clear explanations really helped me understand the advantages of both avenues. Looking forward to more of your informative videos!"
Thank you 🙏
Good one.. appreciate you all.. thank you.
Hello sir help me to buy gasfee in binance
Good knowledge
What's the outlook on the housing market?
I think it's a good time to buy, rates are low!
Real estate is a solid long-term investment.
Equity markets offer growth potential, but come with volatility.
What about real estate investment trusts (REITs)?
I'm concerned about market fluctuations.
I’m ready to get back to the market.
Are you referring to dividend stocks?
bhai AC lagwade set pe. That guy was sweating as if he was on a hot pan
AC sounds comes in the mic 😅
Kardden Token is awaiting major CEX listings. It's possible to hit 100x this year.
The paper work is not hassle free across India in real estate. Buying and selling property involves brokers, commissions and misspelt names and taxes etc. it’s not as straightforward as equity.
It surely is tricky, but RERA has got it streamlined.
What is the 4th step in Vanilla equity
1) Diversified across sector
2) how much promoter’s hold
3) how other large institutions looks it
4) ?????
1 Cr Flat with housing loan vs MF investment for 15 years
20 Lac lump sum and Rs 60k /- EMI for 80 lac loan including tax benefit
Gain
1 Cr flat with 8-9 % annual appreciation = 5.0 Cr
Rent (35k - 10 k tex + 7 % annual increment) with 15% CAGR invested in MF =2.5 Cr ;
Total =7.5 Cr
House is a large cap, so the rent may be invested into flexi cap for the better return with 17-18%CAGR.
if the money was invested into MF
20 Lac Lumpsum in MF with 15% CAGR=1.6 Cr
Rs 60k with 15% CAGR=4.5 Cr
Total =6 Cr
Net Gain = 1.5 Cr
Doesn't make sense. 1cr growing at 9% for 15 years is approx. 3.6cr and that's without adding regulatory charges and deducting interest paid.
I doubt a simple 1cr flat will appreciate to 5cr given it depreciates as apartment buildings get older. Land appreciates at a steady pace, not flats.
@@jammivenkata plz also add rent
@@jammivenkata plz check 15 years old flats rates in Mumbai, Gurugram,Noida inspite of depreciation
Also investing in REIT is better? than physical properties assuming one already owns property for self use and some more rental income......
When he asked real estate advisor on whats the approach, in summary, he just said hire advisor. Bhai how do we invest, that was the question
The equity guy was more experienced & confident.
While buying property, consider - EMI + gov tax + society and the rent generated also goes in EMI. Aft 10 years when you clear the EMI you notice that the commercial that i got from builder cost 50 L ( 2013) and Aft clearing loan it cost you 70 L
Todays selling price you get 80 L .
Moral follow equity Guy
Got a lot of things to learn
Investment in real estate can never be liquidated easily.
Which particular market?
Agreement value is usually shown much below the real sale value in Mumbai .. it’s a reality !! Cash component is always there
Was fun 🤩
thankyou so much for your investement
bring in younger generations who have made a good portfolio, what are their insights - vs another man who is equally managed to make the same with different portfolio
Neither the stocks nor the property
Rather go for swp from one of the mutual fund houses
Where your money will grow definitely as well as you will get some good amount of SWP from it.
Eg. Invest 2cr in mutual funds which will b giving 12% to 15% and opt for swp of 1.5 lakh per month
After 6 to 7 years your fund amount will b almost 7cr.
If agree ....
Great analysis as always, Kardden Token is a strong contender
Its all about the mindset frim which you think both are good other wise
slowly slowly Sharan professional skill as host is increased.
Both trading and real estate investments are hazardous for a layperson like me who lacks training in those respective areas. I managed to strike gold only through prudent long-term investments to surpass my FIRE number.
18:17 you also pledge stocks & after not giving EMIs
U asked which sector will improve, he answered large cap 😂
I have bet on both; real estate has given me 26% CAGR in last 9 years but won't get anymore. And stock market has given 30 % CAGR in last 9 years.
Amount invested was 60 lacs and 40 lacs respectively. No active trading only long-term holding .
Great podcast! I'd suggest to limit the use of fancy images and keynotes during the podcast as it diverts the attention. Try to keep it simple. Thanks Love your content