100 Envelope Challenge

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  • Опубликовано: 22 май 2023
  • 100 envelope challenge is great for any saver. It's a fun way to save.
    Here is one place to get your 100 envelope challenge.
    fwmcreationsbychris
    www.etsy.com/listing/14489250...
    #Saving challenge 2023 #budget with me #cash stuffing #financial education #financial independence #how to save money #investing for beginners #personal development #personal finance #personal finance management #savings challenges #self development #self help #self improvement #100 envelope challenge box #dave ramsey #budgeting

Комментарии • 124

  • @Nivi-bu1if
    @Nivi-bu1if 2 месяца назад +5

    Where we can get these envelopes. Plz kindly let me know

    • @lymanjoy
      @lymanjoy  2 месяца назад +3

      I can't find this exact one anymore, but here is an etsy seller I always love to use. She does an amazing job!!
      www.etsy.com/listing/1589341248/100-envelope-saving-challenge-elegant

    • @Tune2dis41
      @Tune2dis41 Месяц назад +1

      If your artsy you can buy any kind of paper design of your choice, you’ll also need a laminator, and you tube they can show you all kinds of ways to create the envelopes! 😀

    • @johnhorchler667
      @johnhorchler667 21 день назад

      There is a lady RUclips channel
      Happy 2 plan with Desiree
      All together the envelope ✉️ challenge.

  • @corinneidio
    @corinneidio Год назад +89

    I started the 100 day envelope challenge but you just gave me an idea to just round it up instead of putting the exact amount.

    • @lymanjoy
      @lymanjoy  Год назад +5

      Makes it so much easier 😊

    • @cschaubhut
      @cschaubhut Год назад +5

      me too! so smart!

    • @MM-xt4zx
      @MM-xt4zx 8 месяцев назад +6

      That’s what I’m doing. I put a little extra in each envelope so when it’s time to count it will be more than the goal. So excited.

  • @partiallycrunchyfullysaved
    @partiallycrunchyfullysaved 6 месяцев назад +28

    I cant swing the 100 envelopes but im trying 50 for now. Its a start

    • @lymanjoy
      @lymanjoy  6 месяцев назад +5

      That's awesome. When I first started, all I could was a $1 challenge, then grew from there.

  • @Amelia-cm3lt
    @Amelia-cm3lt 5 месяцев назад +7

    I love save money

  • @maryannkom299
    @maryannkom299 6 месяцев назад +9

    I’m not doing this challenge per se, but I save cash too. I just passed the 5 grand mark. It’s so freeing to have no debt and money saved.

    • @lymanjoy
      @lymanjoy  6 месяцев назад +2

      That's awesome!!! Hope to get there this year too!!

  • @beartrap6131
    @beartrap6131 6 месяцев назад +13

    I started this challenge and it takes so much discipline but it’s going great so far

    • @lymanjoy
      @lymanjoy  6 месяцев назад +2

      It does but the reward will far outweigh the temporary discomfort. You got this!!!

  • @leondrawalker7304
    @leondrawalker7304 6 месяцев назад +5

    Thanks for sharing your journey publicly with us ❤

    • @lymanjoy
      @lymanjoy  6 месяцев назад +1

      So much better in community!!

  • @hebudgets
    @hebudgets Год назад +13

    Hello, new subscriber. I just started my 100 box last weekend 😊. Prosperous budgeting!

    • @lymanjoy
      @lymanjoy  Год назад +2

      One step closer, by this time next year....well.we are going to be in a whole new spot!

  • @misslacy3223
    @misslacy3223 6 месяцев назад +1

    ❤️🧡💛💚💙💜

  • @Amelia-cm3lt
    @Amelia-cm3lt 5 месяцев назад +1

    😊

  • @user-ty6hd9by4p
    @user-ty6hd9by4p 6 месяцев назад +1

    Thank you for sharing your 2024 journey of saving challenge. I can’t wait. I ordered some books already to do mines.❤❤❤

    • @lymanjoy
      @lymanjoy  6 месяцев назад +2

      Yeahhh, fun. Nice have motivational tools to keep us going!!

  • @lalaslife6506
    @lalaslife6506 5 месяцев назад +1

    Back in 1998 when I started going out on my own, I used to do the envelope thing… I wish that they would’ve come out with these types of things back then because I was able to save so much money by doing the envelope thing and it’s a good way to stay on track of your budgeting and everything. Yeah these are great. I’m probably gonna get one even though most of my money is all in the bank. 😂

    • @lymanjoy
      @lymanjoy  5 месяцев назад +1

      It is so fun to do these, I find them so motivating. 😁

  • @dianecardiel7984
    @dianecardiel7984 5 месяцев назад +1

    My new resolution this year start doing that thanks for tip❤

  • @lati6okan
    @lati6okan 6 месяцев назад +7

    Isn't it better to put your money in an interest bearing bank account?

    • @lymanjoy
      @lymanjoy  6 месяцев назад +3

      I do this just helps motivate me. After a thousand, I take it and put it in a high yield savings account.

    • @Gypsy4U
      @Gypsy4U 3 месяца назад

      Not really because you have to pay taxes on that interest.

    • @ephraimpinckney2925
      @ephraimpinckney2925 Месяц назад

      @@lymanjoy Sounds good.

  • @khaleesi869
    @khaleesi869 5 месяцев назад +1

    I have the same envelopes ❤

    • @lymanjoy
      @lymanjoy  5 месяцев назад +1

      Love them!!

  • @Askyamammy
    @Askyamammy 8 месяцев назад +1

  • @palmiragonzalez4216
    @palmiragonzalez4216 Год назад +1

    Yes your right

  • @hrziola
    @hrziola 6 месяцев назад +2

    Its better than doing nothing- but a more prosperous method is to set up automatic transfers every month to an ETF, so your money works for you.

    • @lymanjoy
      @lymanjoy  6 месяцев назад +1

      After saving, I do invest, but healing and motivating money habits first.

  • @LaTora4539
    @LaTora4539 6 месяцев назад +1

    New subscribers

  • @marrionc2458
    @marrionc2458 5 месяцев назад +1

    You look like you have a ton of money in that caddy next to you...I'm obviously not doing this right ...😂

    • @lymanjoy
      @lymanjoy  5 месяцев назад +1

      Budgeting and side hustle, like apps, online selling, and minimalism in my home, is making that possible. Watch my monthly budgeting and cash stuffing for tips and tricks.

  • @SheriLolita
    @SheriLolita 20 дней назад

    TFS! 🥰❤

  • @RandomBowlerDude
    @RandomBowlerDude 5 месяцев назад +1

    Yeah, so I was doing something similar in 2023, but I tracked it all with spreadsheets.
    I put my 2022 tax refund and $200 a week into Bitcoin in Q1, Q2 and Q3 last year. When I got to 0.5 Bitcoin, I started buying up Solana in Q4, and that money has 5Xed in a few months.
    You really should have that in an interest bearing savings account at the very least.

    • @lymanjoy
      @lymanjoy  5 месяцев назад +1

      That's awesome, I do once 1000 is saved it goes a high yield savings but soon investing.

  • @poppylap
    @poppylap 9 месяцев назад +3

    i just started 100 envelopes challenge last week. it’s really fun to do 😆 i really enjoy doing it.

    • @lymanjoy
      @lymanjoy  9 месяцев назад +1

      So fun!!!

    • @candyl1033
      @candyl1033 5 месяцев назад +1

      I dont understand tho how do u have money everyday tho? Once I pay my bills and put some away I'm broke till I get paid again

    • @poppylap
      @poppylap 5 месяцев назад +2

      @candyl1033 oh no, i only able to do it after i pay all my bills too. i’m not doing it everyday. hehe. i’m broke too 🤣

  • @Independentlash
    @Independentlash Год назад +1

    😍😍😍😍

  • @judyhernandez9636
    @judyhernandez9636 6 месяцев назад

    Amazing I just started my journey today well it was supposed to be on the 9th tomorrow on my birthday but I started off today because I got in money faster today than would have been my payday tomorrow but I ended up starting today so I did I did the 18 weeks challenge 450 and I'm doing the $100 dollar challenge too... And I cannot wait to review the final outcome within the 3 months and a half

    • @lymanjoy
      @lymanjoy  6 месяцев назад

      Amazing!!! I am rooting for you.

  • @jessicaleibret8772
    @jessicaleibret8772 5 месяцев назад +1

    Hey new to ur channel. I'm starting my saving journey

    • @lymanjoy
      @lymanjoy  5 месяцев назад +2

      How exciting!! 😊❤️

    • @jessicaleibret8772
      @jessicaleibret8772 5 месяцев назад +1

      I keep thinking how I will feel at this time next yr

    • @lymanjoy
      @lymanjoy  5 месяцев назад +2

      @jessicaleibret8772 Right, gonna be great. Keep going. You got this!!!

  • @carolinechavez9203
    @carolinechavez9203 5 месяцев назад

    Can you do one about the apps you use? I want to start app saving but dont know which ones work best help!

    • @lymanjoy
      @lymanjoy  5 месяцев назад

      Sure, I will do one this week. 😄❤️

  • @samantharowell9733
    @samantharowell9733 6 месяцев назад +1

    I like the idea of coupons, ive just noticed where i live, coupons are often for name brand things. And even with a coupon, store brand is still cheaper. Not ALWAYS, but most of the time.

    • @lymanjoy
      @lymanjoy  6 месяцев назад +1

      Agreed, that's why I often use apps like Fetch that give me points for scanned receipts no matter what I buy.

  • @AChicagoWoman
    @AChicagoWoman 6 месяцев назад +1

    Where to buy the box with the files?

    • @lymanjoy
      @lymanjoy  6 месяцев назад +1

      I can't find this exact one. There are lots on etsy. Here is one I do like, though.
      www.etsy.com/listing/1521607454/100-envelope-saving-challenge-plant

  • @blehblehblehdracula
    @blehblehblehdracula 6 месяцев назад +1

    I’m going to start this this week. Need envelopes lol. But I’m excited.

    • @lymanjoy
      @lymanjoy  6 месяцев назад +2

      Yeahhh so excited!!

    • @Gypsy4U
      @Gypsy4U 3 месяца назад

      Amazon has cash saving envelopes.

  • @hipretty
    @hipretty 2 месяца назад +1

    I am fascinated with your cute organizer and the floral envelopes. Did you make them yourself!?

    • @lymanjoy
      @lymanjoy  2 месяца назад

      No I bought them on etsy, here is an etsy shop with some I love
      www.etsy.com/listing/1521607454/100-envelope-saving-challenge-plant

    • @hipretty
      @hipretty 2 месяца назад

      @@lymanjoy Awww thanks for replying back, and the link!

  • @monicalopez8634
    @monicalopez8634 5 месяцев назад +1

    Where do you get the little case and envelopes

    • @lymanjoy
      @lymanjoy  5 месяцев назад +1

      I got it on etsy but can't find this exact one anymore. Here is someone who I really have liked her stuff. She has a few to choose from.
      www.etsy.com/listing/1448925094/100-envelope-saving-challenge-sunflowers

  • @khaleesi869
    @khaleesi869 Год назад +7

    Where did you get the box/envelopes from

    • @lymanjoy
      @lymanjoy  Год назад +2

      I can't find the exact one in the video anymore. But here is one from someone's I really like she has a few different styles with boxes to choose from.

    • @khaleesi869
      @khaleesi869 Год назад +1

      @@lymanjoy who is it if you don’t mind sharing

    • @lymanjoy
      @lymanjoy  Год назад +3

      @khaleesi869 Sorry, thought I attached a link. Here is her etsy she has 3 different styles.
      www.etsy.com/listing/1491690956/100-envelope-saving-challenge-black-and

    • @khaleesi869
      @khaleesi869 Год назад +1

      @@lymanjoy thank you just purchased

  • @jhajha267
    @jhajha267 Месяц назад

    May I ask what apps you use that you win money or you get paid money from?

    • @lymanjoy
      @lymanjoy  Месяц назад

      Fetch, Ibotta, and Upside 😊

  • @zkasdarli5749
    @zkasdarli5749 Год назад

    Hello ! I am new to your Chanel and I love it , the only thing is am not sure I understand . how did you get 16 k with just quarters? I tried to calculate and seem to be missing something I am not coming up with same figures can you please clarify more ? sorry for my ignorance 😢

    • @lymanjoy
      @lymanjoy  Год назад

      Glad your here. I love having you on my channel. Thanks for asking, here is a pdf that shows you the breakdown.
      images.app.goo.gl/tW3JaXZzSrBxiCxa8

  • @clare7535
    @clare7535 4 месяца назад

    Where did you buy yr box ?

    • @lymanjoy
      @lymanjoy  4 месяца назад

      www.etsy.com/listing/1521607454/100-envelope-saving-challenge-plant 😁 she has several to choose from.

  • @shangarcia1090
    @shangarcia1090 Год назад +1

    Hello I want to start but I am confused what you mean by 100 envelope challenge. Do you put a certain amount everyday or how much do you put if that makes sense.

    • @lymanjoy
      @lymanjoy  Год назад +3

      So I purchased the 10,000 challenge, so each envelope has an amount on it that when all fill will equal 10,000. But there is also 5000 and sometimes less. They are sold on etsy.

  • @CultureSoulPaperCo
    @CultureSoulPaperCo Год назад

    Hello, just subscribed to your channel today. Can you please tell me what the size of your envelopes are and where did you get your plastic bin that they are stored in? Thanks :)

    • @lymanjoy
      @lymanjoy  Год назад

      I got the whole thing from etsy envelopes and bin. I can't find my original one but here is one from somebody you does an awesome job with the same box.
      www.etsy.com/listing/1448925094/100-envelope-saving-challenge-10k-cash

    • @angiec5496
      @angiec5496 Год назад +1

      @@lymanjoy Thank you! Just started following you and I'm getting started with this budgeting stuff =) (tired of being broke and not knowing where my $ is going =D)

  • @jjjjjj1135
    @jjjjjj1135 6 дней назад

    Where do you get those cash holder things

    • @lymanjoy
      @lymanjoy  День назад

      www.etsy.com/listing/1710944936/50-envelope-challenge-l-purple-haze-l

  • @drewdelrosario8820
    @drewdelrosario8820 6 месяцев назад

    I really want to start this and I’m not sure where or how to, someone please help!

    • @lymanjoy
      @lymanjoy  6 месяцев назад

      Every extra bit you have left over from a paycheck or side hustle, you stuff and envelope until there all full.

  • @catherinedelamerced4465
    @catherinedelamerced4465 Год назад

    What type of side hustles?

    • @lymanjoy
      @lymanjoy  Год назад +1

      I have done Instacart, Doordash, Uber Eats, Postmates, survey junkie, atta pole.

  • @mulkihezekia6671
    @mulkihezekia6671 Год назад

    Where are the boxes from with the envelops

    • @lymanjoy
      @lymanjoy  Год назад

      I can't find this exact one on etsy anymore, but here is another lady that has them, and I really have liked all her products.
      www.etsy.com/listing/1448925094/100-envelope-saving-challenge-sunflowers

  • @TheDomi1215
    @TheDomi1215 Год назад

    Where did you buy the 10k challenge? How do I know how much to place into each envelope?

    • @lymanjoy
      @lymanjoy  Год назад +2

      I can't find the exact one shown in my video, I got them from someone on etsy but here is a similar one. You just put whatever the amount on the envelope says so if it says 15, put 15, etc...
      www.etsy.com/listing/1448925094/100-envelope-saving-challenge-10k-cash

  • @SuperImmortal24
    @SuperImmortal24 Месяц назад

    Nooo don't put it in your bank account. They will tax your hard earn money.

    • @lymanjoy
      @lymanjoy  Месяц назад +1

      They will tax the earnings indeed

  • @jakelianfowler1160
    @jakelianfowler1160 9 месяцев назад

    What side hustle do you do

    • @lymanjoy
      @lymanjoy  9 месяцев назад

      I do and have done a bunch. Here is a video on them. Hope it helps 😁
      ruclips.net/video/_gxCYxguomw/видео.html

  • @fierylatina1
    @fierylatina1 5 дней назад

    How many times do you stuff, i only get pd biweekly?

    • @lymanjoy
      @lymanjoy  День назад

      I save a little from every check and stuff once a month, unless I get extra money.

  • @JenniferD.-wt4uj
    @JenniferD.-wt4uj 7 месяцев назад

    Where did you get your 100 envelopes challenge box?

    • @lymanjoy
      @lymanjoy  7 месяцев назад +1

      Can't find this exact one anymore, but here is a seller that I have loved all her stuff and received lots of great products through.
      www.etsy.com/listing/1521607454/100-envelope-saving-challenge-plant

    • @JenniferD.-wt4uj
      @JenniferD.-wt4uj 7 месяцев назад

      @@lymanjoy Thank you for sharing and answering my question 🙏

  • @AyeJye
    @AyeJye 6 месяцев назад

    What if you don’t have the money to put in every day? Like what if you only get paid every two weeks?

    • @lymanjoy
      @lymanjoy  6 месяцев назад +1

      Then I would just stuff it every two weeks!! ❤️😁

  • @maxinef6654
    @maxinef6654 9 месяцев назад

    How much to put down in the envelopes?

    • @lymanjoy
      @lymanjoy  9 месяцев назад

      Depending if you choose 5000 or 10,000 kit, it will be broken down into 100 envelopes, and the amount will be on each envelope.

  • @miannahmacc
    @miannahmacc 9 месяцев назад

    I really want this box to start my challenge but i cant find a good price with reasonable shipping

    • @lymanjoy
      @lymanjoy  9 месяцев назад

      Have you looked on etsy? There are alot of sellers there. Or make your own? Lots of videos out there on how to do it yourself?

    • @meghanbeverly837
      @meghanbeverly837 9 месяцев назад

      I just bought a box of 100 #6 envelopes at Walmart for less than $3 and just numbered them myself. I’d love to have the pretty ones, but honestly I just can’t justify it

    • @ninawilson1809
      @ninawilson1809 6 месяцев назад

      I ordered a 100 day challenge book on Amazon other day for $12😊 you got this

  • @theresaadams8858
    @theresaadams8858 Год назад

    How do u order

    • @lymanjoy
      @lymanjoy  Год назад

      I can't find the exact ones I used in the video anymore, but here is one from an etsy shop. You have great stuff.
      www.etsy.com/listing/1491690956/100-envelope-saving-challenge-black-and

  • @nayjavu
    @nayjavu 6 месяцев назад

    Who else needs money to do this?

    • @lymanjoy
      @lymanjoy  6 месяцев назад

      I had to do a bunch of side hustles when I started. You got this!!

  • @lauracofman7128
    @lauracofman7128 5 месяцев назад

    Who uses cash anymore?

  • @DrivenByLuckGaming
    @DrivenByLuckGaming Год назад

    Isn’t a rubber band the same thing

  • @killerbee25100
    @killerbee25100 9 месяцев назад

    MY OCD got me all messed up because you didn’t put the actual amount of money lol

    • @lymanjoy
      @lymanjoy  9 месяцев назад +1

      Love it!! ❤️ Sounds like exact amounts may be better for you!!

    • @killerbee25100
      @killerbee25100 9 месяцев назад +1

      I’ve started this because I came across your channel awhile back and it’s been hard to put the exact amount on each envelope and you just made it easier for me by rounding up 🆙 thanks !

    • @lornd7723
      @lornd7723 6 месяцев назад

      I think they're saying this because you put $35 into the $32 envelope.

  • @fateehali
    @fateehali 2 месяца назад

    Can someone plz explain how I can save 10,000 aed in 1 year with this 100 envelope if anyone can help me how to do I’m confused

    • @lymanjoy
      @lymanjoy  2 месяца назад

      Each envelope will have an amount on it fill it with the amount on it. After they are full you will have 10,000. But they come in 5000 as well.

    • @fateehali
      @fateehali 2 месяца назад

      How I can keep daily in envelope I’m still not getting

    • @fateehali
      @fateehali 2 месяца назад

      I’m asking daily amount that help me to reach 10k in 1 year