I love this time of year! Unstuffing savings challenges is my ✨FAVORITE✨ thing to do! This cash is h
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- Опубликовано: 27 авг 2024
- I love this time of year! Unstuffing savings challenges is my ✨FAVORITE✨ thing to do! This cash is headed straight to my HYSA!
I am impressed with your way of saving
I'm very proud of saving all that money
@barbspeicher5167 inbox Info please? Thank you in advance
Im gonna do that with all the $'s I no longer spend on cigarettes!
Good for you!!👏🏾
That's amazing, you'll be healthier and richer! :)
This is great asf but Im a save the change kinda lady. Been saving change since I was a teenager. At the end of the year I count it all out and roll it up. Usually comes to a few thousand dollars nothing big but enough to put in my savings.
Stay blessed 🙌🏾
Hope you check those coins! My dad had a lot of silver dimes -
Same I recently found a silver quarter, buffalo nickel and a 1943 penny that doesn't have a stamp. @@1catmac
Happy New Year 🎆!!! Yes ma'am!! I still have to count my $1/$5 2023 challenges😆. In 2023, I modified the 52 week challenge; saved $52 weekly for 26 weeks, and then $100 weekly for the remaining 26 weeks (was actually 53 weeks,12/30/22-12/29/23, $4004🙌🏾), I did a $1K challenge this year, and paid off nearly 5K in credit card debt. I had to be super aggressive. I didn't work for 5 years, being my Mom's caregiver and two years to grieve/heal🙏🏾. I basically lived off of my savings and credit cards, so I'm making up for that time period and I'm so grateful to be able to! I'm trying to be completely debt free in five years, a very realistic goal, BUT I'm almost certain it won't take me that long if I keep this up. God is GREAT!🙌🏾 And you, sis, are phenomenal!! God made it possible, and you provided the inspiration/information. Thank you! 💕
What an amazing comment!
❤
I don't even know you but I am proud of you👏🏼👏🏼
Where can you buy those from????
Where can I get these?! Asap
Where do I get the books from
My anxiety could not allow me to leave that much cash on a desk next to the window.
Great ideas!! Congratulations! 🍾🎈🎉🎊
You inspire me sooo so much to do this. I’m in a bad way/relationship right now 😢& have almost no way of getting these types of little diaries or anything like that bcuz he controls my spending and stuff. It’s hard to leave and save up when he takes it all. Even found my one stash and took it all now I have nothing left at all. I didn’t come here to “whine” I know I did this to myself but this is amazing! And so satisfying seeing all your hard savings in there is awesome! 🎉congratulations girl! I just subbed and maybe I can try & make my like own “DIY” project when I have space and get anymore money I can get some binders from the dollar tree or something like that!
Sending up Prayers for you 🙏🏽 once you're out this situation NEVER EVER be in it again! Be your own person and save!
🙏🏾🙏🏾🙏🏾
You go girl❤ as a woman who has suffered many Financial challenges I know that the discipline Is For Real when it comes to saving that kind of money I'm very glad that you are working hard being responsible and capable of mastering such a challenge
I love that you're putting the money into a high yields saving but all that money just sitting in a folder not collecting interest for a whole year hurts me deeply, especially since interest rates spiked back up this year
Man this seems like something to really try , so I’m going to try it . Thanks for the encouragement.
I can honestly say that this short video has truly inspired me I'm starting one of my own THANK YOU SO MUCH ❤
You're awesome! I love how you color coordinate and make saving beautiful while you keep record. Totally satisfying and inspiring. 😍🥰✨
😢 I know I would run into my saving account really quick. Its not easy having a large family in this economy. You keep going, girl! You are motivation ❤
I love your content! I have some financial goals I want to accomplish this year and the way you teach is so helpful to me. Thank you!
Happy New Year! Congratulations on completing your challenges. May 2024 be even more prosperous for you.
I want to do this but I’m a little confused how to do it so is it the first day of the month I add $1 the next day $2 and so on and so on?
Very inspired and think I’m going to do something like that. Thank you
Love love love saving it up!💁🏾♀️
I gotta praise you.
Wow 😳 i will try that s beautiful rhank u for sharing wow i will try
Congratulations. Being intentional and following through and you can see the results. ❤
I’m amazed how people get online and actively show their cash for everybody to see? I hope she stay safe having money out in her house like that.. there are a lot of crazies and you never know what someone is willing to do to get that money
100%
this is incredible and inspiring ✨
🎉Happy New Year. I can't wait to start saving challenge for 2024
I just liked shared & subscribed & commented & i have to purchase a @least 3 books to start off thus wonderful amazing 52-weeks challenge saving $money savings bless u thank u
Congrats on all your savings! 🎉 Since you mentioned putting your money into a high yield savings account I’m just wondering why you wouldn’t be depositing more regularly? With the compound interest you could have earned more each month!! 💰💰💰
I teach basic financial literacy. Particularly for those who may never even have the impulse control to save enough to ever earn interest in a HYSA. Handling tangible cash allows a lot of people to actually begin to save. Eventually it will make it to the HYSA
Where do I get those challenges book?
@@Baddiesandbudgets for people like ME! I am heading to your website now!
Girl be careful. Someone could recognize you on the streets and follow you right to the money. Peace and love.❤
And follow me right to this 380!
@@Baddiesandbudgets I love you 😂😂😂 that's what I am talking about.
Girl the devil is a liar
Girl the Devil is a liar
Amazing!! Love this for you girl❤️
Just moved me thank you so much
I need to save money thanks for the inspiration 😭✨😭✨🙌🙌🙌💕💕💕
I couldn’t possibly think of the worst time to save cash. Inflation is bringing down the value of a dollar daily.
Where did you get those savings books? I need something like that to keep me accountable and save! It's a Great Idea! Love learning from someone so young! Your awesome!
Great job 🎉🎉🎉 I want to do this thank you
Wow! I gotta subscribe.
Crush it, boss lady! Yes 🙌🏽 Inspired. Keep levitating yourself. Best of luck in 2024
Hi just wondering where you purchased your little savings books love this
She sells them
Baddiesandbudgets.com
I found them on shein
@@benirpierre2671ok makes sense why this video looks more like an advertisement. Lol
That's a great idea.
Love this
Perfect
The organization is everything 😩🤩😩🤩😩🤩🤩🤩🤩🤩
Glad u make enough to fill it up
Congratulations queen baddie ❤
Wow... hope you keep that in a safe!❤
LOVE seeing these! Question: What if you’re going paycheck to paycheck and don’t have a lot left over to stuff? Would you just make the goals a little smaller to accommodate?
Yes, like $5 to $20 each time. Tgis helped me. Her goals and financial state isn't what I can do. So, I tweaked it to help me.
Well, I mean she really only pulled like less than $80 out of each week that’s really not that bad and you know if you cut out a few things you could totally do that
Absolutely………I live in England….i know I can’t afford to be saving close to £80 a week……..don’t know what that translates to dollars but I’m probably more likely to do £20 a week……..and I would add a pocket for each week for any extras I was able to save……some weeks that won’t be possible…..but some weeks I could save £5-£10……….also setting up a direct debit from you’re account to a savings account for £10 a week or month and forgetting about it is really affective……..❤️
i dont think you understand real poverty. you cant cut out basic necessities@@kasualbeauty309
Ur amazing 🙌🏻
This is very impressive kudos to you sis❤❤🙏🏽🙏🏽🤩🤩
❤❤ I would love to get this for Myself and the children
I started using black cheap envelopes and dropping the envelopes in a shoe box. I also add more cash to each weekly envelope so the surprise is nicer❤
I’m crying over the amount of money she’s lost by keeping this in cash and not in the bank for compound interest. Whhhhyyyyy!!!!! 🙈
I don't think passbook is paying anything these days.
I was thinking the same thing!! Any interest is better than none and more than you have. Also what happens if God forbid there is a fire or someone breaks in?
I completely agree. It makes no sense on keeping this money OUT of a high yield interest savings account (CIT, Capital One, Discover, Synchrony, Citizens, Apple etc) when it could have been going in weekly/monthly to make more money.
These may be just a few of many methods she uses to save. She probably still has an account and banks just aren't for everyone. That card gets easily swiped now days.
I know. That's exactly what I was thinking. She needs to learn to invest. Get a money market account.
You should do a long insert instead of small squares, makes it easier when you deposit it in the bank!
For what?
Happy New Year! I’ve been inspired by you and started my journey December 2023. I considered it my dry run month. I can’t wait to see how I did!!!!
Nice and lucky idea
Hi where can I purchase the life savings wallet/books?
I just looked it up, Amazon.
Wow i love this little wallet or whatever this is could you please tell me where you got it?and the name of it?
I want to know as well where I can purchase this
Where does the money come from ?? You must have a Great job to be able to do this!
This 😂 I need more money and/or less expenses for this.
I was thinking the same thing! I don't have $50 lying around every Friday...I wiah! 😂
No kids helps also..😊
Congratulations young Woman 😊
I need those, I want to save,I really need to save to get me a house and to have so when I need it, I got it and it here with me.feliciiaking God bless your soul and I love to have one.
Wow I should do that too😮
This is a smart way to save money.
Awesome, thats so great. How can I get like those for myself to start saving?
Congrats on achieving your goal 😊❤
Wow that's such a good idea!! 💜
Where did you get that book those things I like that I would like to try that where did you order it from?
She gets paid weekly which conincides with those weekly budget requirements. How much does she budget for food, rent/mortgage, car payment, gas, insurances for vehicle or her home/apartment, utilities, etc? That would be a huge help for those considering using her systems of filling many different challenge binders. ❤
I am going to try this
Where did you find those binders?
They're GREAT. That can REALLY help me to stay focused on my saving goals
I really love this idea!!
I love this…I might consider this 💸
I love these ideas I'm trying them ty wish me luck
Congrats to you savings challenges 😊❤
Thank u for sharing ❤❤❤❤
I think you should find a better way to save, like investing. It would be interesting to see if you devote 52 minutes or even five minutes a day into learning about investments and finance. I wonder how that would impact your life
I love the little binder
She saves all the money who pays the bills 😅😅😅😅😅😅
That's what I was wondering, inflation is too greedy 😩..... who is able to do this?
I make 14 an hour and I'm on my own no husband or second income I could never afford to do this 😢
You can do it! Start with $5 or the money you would use to eat out.
I love this and new subscriber. How can I get those books?
Can you tell us more about a high yield savings account? Which one and how much do you need to start it out? Trying to learn, thanks.
Ally bank has one that has over 4 percent interest
Where do you buy the binders? So cute.
Ok prioritized
How about closing your blinds lovey, makes me nervous when it’s dark and I have something of value out I close my blinds regardless 😊❤there’s a lot of weirdos outside…
I'm lucky if i still have 52cents in my account at the end of each week heck some times i run out of money by Wed and sunny get paid till Friday and I do not do hair nails garbage that I don't need. I have 4 kids in the home and 2 dogs. I can't wait till my kids get a bit older and i can start to save a bit of money.
First, I love the savings process and system you developed, but do you put this money in a safe? What if someone breaks into your home and tries to still your cash stash?
Or if there is a fire.
I have a fireproof safe and my home is protected
That is awesome!!! Thanks for all your content! It’s inspiring.
I love that can we buy that pouch somewhere please
This is amazing. But where can i buy the cute savings books. What are they called?
I need this
I would like to know where did you get those little note book savings
Where can I get such a lil cute binder ?!?
Hardly anyone could even save $20 let alone books of cash. This privilege doesn't apply to 99% of the worlds population
😒🙄Yes like having time to type this comment in a cellphone computer or tablet, what is your "privilege "percentage?
Are you from the US? You sure love that word looks like brain washing calling everyone and everything "PRIVILEGE"
Your haven been born and say what I want when I want to who I want privilege is showing.
i know where does all the cash come from ? most people get a direct deposit .
Cool 😎!
It’s giving Caribbean Asue
I need that book
I did it, I doubled up 100 envelopes ✉️, saved 10 grand fast ❤
I love your channel ❤
I like the purses you use for your savings, please share where can this be purchased.
Please explain how you have such a surplus to save this much 🙏
Money should never sit in a book/binder!! Money should grow in interest!!! This is so financially dumb!
Whats the point of this??? To save money in cash??? Have you heard about the inflation??? You can have a saving account does this for you plus interest that could cover the inflation ...
Right! I have my large savings in accounts that accrue higher interest and some in stocks. It’s not good financial advice to keep all ur money in cash in ur house.
I agree. This is foolishness!!!! Money should never sit in anything other than a investment vehicle to grow!!!
@@dmami83 Sometimes out of sight/out of mind is the only way some people can manage saving. It’s better than nothing.
@@jessicamiller6143 I understand but with all that money she’s saving….it could be doubled if she had some good financial knowledge.
@@dmami83 she is only doing this to show ppl like me how to START to save. & when you are able to save then you can move onto bigger financial gains. She has a whole budget business and I'm sure she has other investments making her money. This is just to show others where to start & how it can be done. I'm going to paste a comment from the creator below. She commented on another comment & explained why she is holding onto so much cash.
@Baddiesandbudgets : "i teach basic financial literacy. Particularly for those who may never even have the Impulse control to save enough to ever earn interest in a HYSA. Handling tangible cash allows a lot of people to actually begin to save. Eventually it will make it to the HYSA"
Where to buy? I would love to buy this for my daughter
Where did you get all of that stuff? Where is this challenge? So many questions 🥰
Good job! 👏🏼
This is a wonderful idea
That's brilliant! 😳