What’s inside of my bill binder?!
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- Опубликовано: 27 авг 2024
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I think I’m going to start doing yearly subscriptions. You save a lot more money and you don’t have to worry about an additional bill every month.
Would love to hear about the other binders too! Esp. the savings ones
So organized love it!
Thanks for the yearly subscription answer. That make sense
I like the idea of being 1 month ahead in bills. I guess I'll be needing a few more budget binders and envelopes to get this goal going. Hope you get more stock soon. Thank you for shipping my order. Have a blessed day Baddie girl.
I absolutely love your content and the fact that you are so organized and this system is so dang cute on your table or desk. All I can say is you know where it's at what's going on and I say congratulations to you
Thank you for the idea for the yearly subscriptions. 💜
Tha
We used to have that many streaming services and now we just use RUclips TV & love it!
This is fantastic! I can’t wait to get on this level of organization!
This is so amazingly organized and super efficient and effective but I'd be so scared of a home robbery and in that sense it seem impractical and very risky with no way of insuring the safety of that money that was worked so hard for
I've thought of getting a safe when I expand my savings binders for this reason
Your binders are so pretty
💚 I do the same thing... I just use envelopes the binder is super cute maybe I need to upgrade 😊
Definitely! I used envelopes.
But the binders are WAY more fun!
But they are not as organised as this video shows.
Amazon seems to have only black one with like 5 polly pockets.
So glad I found this video, saw another one and saw storage and had kittens you were paying to store stuff you don't use. I knew you were to smart for that 🥰
I love your envelopes
Amazing! When I find my patience. I will definitely start doing this.
So I’m wondering how do you end up paying those bills? Do you deposit the cash in a bank account when bills are due and then pay those bills? I absolutely love the envelope method but it almost seems impractical when a lot of bills and expenses are paid online or don’t they don’t accept cash.. I can’t think of a single bill that I have that would allow me to pay in cash.
I would love to hear how you make this work!!
She gets paid weekly, she pays her Bill's all together once a month. Every week she stuff her envelopes with cash, and at the end of the month she put it in the bank where her bills are on auto pay. She explains this in several other videos/shorts.
Hey I appreciate you for taking the time to respond! I’ll go back and explore her other videos more in depth 😅 and honestly yea doing it like that does sound pretty reasonable. Again thanks 🙏
Love those little money binders.
Where did you get that cute notebook with those neat pages
She sells them on her website.
They are like $30-$40 on her site. I got the same looking binder on Amazon for 9.99, can find them cheaper. And the inserts are cheap to. Why spend so much when you're trying to save money not spend it on a small binder with some stickers and plastic.
I made my own with a cheap note book and envelopes, trying to save money means not spending on stuff you dont need.
@@abs8667dang, $30 to $40? That’s crazy. I’m with u. I can fill up my gas tank for the week with $30. I’m not spending it on a small binder. Michaels had the recollections brand and when on sale, they would go for $7
Dude this is so smart. I'm jaw dropped I never ever thought of something like this 😅 thank you for sharing your financial world with us!!
No problem
If you pay in cash I have a few questions. I just started cash system in sink accounts and would like to move to bills eventually.
1. How do you send the payment in?
2. How much more is your bill for not opting for paperless.
3. Where do I get the binder!
Love the breakdown!
Can you do this for every binder please
Your an inspiration
I don’t understand how to pay bills with cash, though. 🤦🏼♀️ Not a clue.
I HAVE NO CREDIT , NO CREDIT CARDS , I REFUSE TO PAY A SHYLOCK ! I PUT $$ IN AN ENVELOPE UNTIL I ACQUIRE AMOUNT NEEDED TO BUY IT OUT RIGHT !
TO PAY CASH YOU EITHER CAN PAY BY CHECK DIRECT FROM YOUR BANK ACCOUNT OR YOU CAN GET A MONEY ORDER OR SIMPLY DROP CASH OFF AND GET YOUR RECEIPT FOR YOUR RECORDS ,
NOR DO I HAVE A CELL PHONE ( ONLY A TABLET THAT I USE FROM HOME) THATS A MAJOR CASH INTAKE I CAN SAVE
I HOPE THIS HELPS SWEETHEART , MY BIGGEST CHALLENGE WAS FOR ME TO DECIDE FROM
WHAT I "WANT" TO WHAT I "NEED" .
AFTER I DID THAT MY BILLS DROPPED DOWN TO ABOUT $800.00 TO 1200.00 A MONTH AND THATS WITH FOOD !!!
I think she saves and plans out in cash and then deposits the money to pay them with her debit card.
@@smbee05 so she withdraws money, puts it in a binder for a month, then deposits it? That makes zero sense.
How do you build credit if everything is paid with cash?
It's a Visual thing.
You can only spend what you literally have on hand.
FANTASTIC! THATS exactly the help I'm looking for. I'm starting to understand this system but I'm still a little 🤪
Omg I need this in my life my adhd makes me do unimportant things first. I put them as equally important but they aren’t this would help cuz I can organize it because for me if it’s out of site it’s out of mind
Love your system!
Although I would get paid weekly, I split my monthly bills 4 ways, so that I usually had the same amount left-over for groceries after bills each week.
Now I get a monthly check.
I write checks and put them in the mail.
What I have left-over, I divide by 4, and act like I'm a "BOSS" (lol) and pay myself every Friday.
✌😎❤🇺🇸🤘🎸
Only if it made sense out loud! Teach me! Walk me through this
Sometimes you can pay car insurance yearly to.
Ok but where can I find 👌 these binders and envelopes 🤔
Do you find you have more to save...& What percentage?
Wow! Really nice. Where can we get those binders? Thank you and nice job
To build credit super fast go down to the bank and get a secured credit card. Back it with your own money. Say 300 bucks. Then use it for say gas once a month, let the statement generate showing you are using it, then pay it off in full. Your score can jump 30-40 points in 3-6 months. Did it all the time as a lender assistant for home loans.
Did you buy those binders like that ??
Love your nails ❤
im a fun of how you do your cash stuffing omg 👑
So how does this work? Do you withdraw cash and then deposit once ready to use it?
I Love it! I need to get mine like that
I don't see an envelope for getting your nails done. Your nails are always looking good.
Press ons 😉
Well-done!!
How can I get one of those
Awesome!
Like, real question. If your mortgage payment is due, how do you pay it? Do you deposit that cash in the bank the day before??? And pay other bills, its all electronic?? Seriously curious.
Thats great if you got money to save
Great idea but by having cash don't u miss out on interest from a bank
Can you please tell us a little about Self Lender? How much do they charge you?
They have different price points if you can do the $48 one do it you have more benefits with that one
@@msquitad8147 Thank you! I’m with a company right now and have been for six months and nothing has happened for my credit 🤦🏻♀️
@@jenabell2429 Do you have a relative with good credit? It would be better to be added to their card and give them the money instead.
@@deebrown7160 Thank you. I have my own credit cards was just trying to fix it for a higher score. This company charges me $125 a month and nothing has happened 🤦🏻♀️
@@jenabell2429 I added my sister to 6 credit cards. I have a 840+ I use to sell tradelines with this guy in Atlanta. Not sure if I should say his company on RUclips. If you want his info let me know. Hes good and has a REAL office in a GOOD part of town.
Nice one! ❤
I need this
U give me hope.
How can I get it I live in south Africa
I Love your videos, you are so organized and financially smart. But why you gotta throw pom poms on there too. I mean, it makes my 10 year old excel spreadsheet look like a kindergartener did it. LOL 🤣🤣❤️❤️
Very smart 🤓
So, if you save what do you do for groceries?..an how do you do your streaming..of you pay them threw debit card
But how do you do cash payments when a lot of those things that you mentioned only do online payments not to mention some people will charge you for going into the store and paying in cash. Tmobile for sure gives you a cash in store fee.
You pay rent in cash instead of check?? I was told to never do that and to always use check to keep a paper trail…
They should give u a receipt no matter how you pay... if not you can get a cheap receipt book and have them sign it show u pd
Where I live there is an electronic app that allows us to pay on line but it is optional totally!!!
I don't get how if everything is electronic to pay, how is money saved in these binders? Do you go to it to an atm and deposit to pay things? I'm confused. 😅
Where do you get the envelopes!.😍
Where can I purchase tgis
Beginning to doing that like cuz I want to start doing that cuz I have like bills and stuff that I'm trying to maintain plus I'm working on building back up my credit because I have two credit cards already that I pay on time for the past couple of months I've been paying them on time so like how do I where do I get the binders from how do I start doing it like when did you start
I’m starting to understand. You begin when your month ahead. But my question is do you get a paper check ?
Nice real nice thanks.❤😊🙏🙏❤️
You don't know me but I do have a question for you do you know that you can use the Google app save to card
Thats neat :)
I'm just curious how you pay your streaming apps in cash. I had no idea that was a thing.
The level of organization is amazing but my money skills would leave those binders empty 😂
Where did you get envelopes like this!
What do u do for work, that ur able to do this with ur money?
Awesome 👍❤
Where can I purchase the bill binder? Love it..
Where can I get the binders please
Where can we get the envelopes? And the lettering for the outside of the Binders and envelopes?
How do u pay bills in cash? Do you cash ur checks and then deposit again when due?
Same as you probably. I save in cash and deposit once a month and my bills are auto drafted accordingly
Were do you buy these binders??
www.baddiesandbudgets.com
Restocks Mondays
Where do I get those bill binders??
Where can I order one of these? I don't have tik tok
I want this where do I get one
would like to purchase binders where can I purchase.
Where do you buy these? What do I type in to find them
So, do you take all your money when you get paid out of your account and put it in these envelopes/binders?
Where to get binders and wallet?
Where can I find a bill binder?
How did manage to get a month ahead?
Check out this video www.tiktok.com/@baddiesandbudgets/video/7120680607834770730?is_from_webapp=1&sender_device=pc&web_id=7119595525167433262
Where can i get the bill binder
How much is the bill binder
What is the cost for your binders
How did you get one month ahead??
Can you talk about self lender?
Where do you get those binders?
WHERE DID YOU PURCHASE BOOK , I would love to get one.
It is amazing and very organized and cute, adorable at the same time.👍👍👍👍👍👍🥳🥳🥳🥳🥰🥰🥰😻😻💖💖 Also the envelopes are very beautiful 😻🤩🤩💯.
What is the "rollover" ?
English is my 2nd language 😬
Shouldn't your business and personal funds be separated? Also, since on one video you mentioned that you have an accountant, so hopefully you have this covered, but as a self employed person you have to pay for social security, income tax, and health insurance and you never mention these...?
I dont budget my business finances, just the check my business pays me. If that makes sense
How can I get these binders from you?
Do you sell the inserts
Since you have all of your bill binder in cash, do you go to each location to pay it or do you put it in your account at the end of each month to pay the next month?
I put it all in one account and all of my bills auto draft out of it
Wow I need to be a month ahead . How do we do this
baddiesandbudgets.com/products/month-ahead-binder?_pos=2&_sid=b5df6fa90&_ss=r
@@Baddiesandbudgets omg thank u
Where can I get the binders with the envelopes?
Do you keep anything in an interest earning account?
Where can I purchase the binders??
www.baddiesandbudgets.com
Do you keep these in a safe?
Yes ma’am. Fireproof safe